How AI is Transforming Business Strategy
The Richer Geek
Welcome back to another episode of The Richer Geek. Today, Courtney Baker, CMO of Knownwell and host of AI Knowhow, talks about how AI is shaping business strategy and the future of work. From scaling client relationships to protecting creativity in an AI-driven world, Courtney shares how leaders can adopt AI in a way that elevates people, not replaces them. In this episode, we chat about… Courtney’s career path from nonprofits to marketing leadership and AI innovation. Why AI in business strategy should focus on elevating humanity instead of replacing jobs. How Knownwell uses AI for...
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Mental Resilience for Entrepreneurs: Lessons from Startup Highs and Lows
The Richer Geek
Welcome back to another episode of The Richer Geek. Today’s guest is Mohamed “Mo” Ahmed, a serial entrepreneur, product visionary, and author of Inside-Out Entrepreneurship. Mo has built and sold multiple companies in AI and cloud computing and now helps founders strengthen the mindset needed to survive and thrive. He shares hard-earned lessons from costly mistakes, near-failures, and unexpected wins, and why your mindset is your most valuable business asset. In this episode, we chat about… Mo’s shift from working at Microsoft and AWS to becoming an entrepreneur Why most founders...
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Investing in Real Estate and Private Businesses for Financial Freedom
The Richer Geek
In this episode of The Richer Geek, we welcome back Bronson Hill, founder of Bronson Equity, who has now raised over $50 million for real estate investments and is a general partner in deals worth over $150 million. Bronson shares how he left a high-paying career in medical device sales to gain more control over his time through real estate investing. We talk about passive income, how investment strategies are shifting with the economy, and what true freedom really means beyond just money. In this episode, we chat about… Real Estate and Economic Shifts: Bronson discusses how rising debt...
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How to Exit Your Business Without Selling It
The Richer Geek
What if you didn’t have to sell your business to step away from it? In this episode, Mike talks with The Real Jason Duncan, founder of The Exiter Club, about building companies that run without their owners. They dive into what it really takes to scale, create systems, and gain back time, without burning out. In this episode, we chat about… From Ministry to Millions: Jason Duncan shares how losing his teaching job led to building a multimillion-dollar business and a new definition of success. The Cost of Having No Exit Strategy: Most entrepreneurs unknowingly build businesses that...
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How Smart Investors Build Wealth Outside the Stock Market
The Richer Geek
Welcome back to another episode of The Richer Geek Podcast! Today’s guest is Dr. Amir Baluch, wealth strategist, private fund manager, and international best-selling author of Make It, Keep It. Dr. Baluch has helped professionals build lasting wealth through strategic passive investments, overseeing over $700M+ in projects through Baluch Capital. In this episode, we chat about… Dr. Amir Baluch's journey from aspiring doctor to semi-retired anesthesiologist and full-time wealth strategist, including early failures and lessons learned from losing his life savings in an electronic payments...
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Self-Directed IRA vs. Traditional IRA: What’s Better for Alternative Investing?
The Richer Geek
Are you looking to seize control of your retirement funds and explore alternative investment avenues beyond traditional stocks? In this episode, Adam Bergman, a nine-time author, former tax and ERISA attorney, and founder of IRA Financial, shares how self-directed IRAs can empower you to invest in assets like real estate, crypto, gold, private businesses, and more. Learn the essential tax rules and strategies to cultivate your retirement growth. In this episode, we chat about… Introduction to Self-Directed IRAs: Explained what a self-directed IRA is and how it differs from traditional IRAs...
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Maximizing Credit Card Points for Luxury Travel
The Richer Geek
Welcome back to another episode of The Richer Geek Podcast! Our guest today is Spencer Howard, credit card royalty program and travel rewards expert and founder of Straight To The Points. Spencer shares his expertise on maximizing credit card points to unlock luxury travel experiences, from choosing the right cards to building a sustainable points strategy that won't damage your credit score. In this episode, we chat about… Spencer's Journey from Politics to Points Expert - How working at the US Travel Association sparked his obsession with travel rewards and led to building a full-time...
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Revolutionary Banking Strategy That Pays Off Debt 4X Faster with Bill Westrom
The Richer Geek
Welcome back to another episode of The Richer Geek Podcast! Today, we're exploring a revolutionary banking strategy that's completely changing how Americans save, invest, and conquer debt. Forget everything you thought you knew about traditional banking – it's time for a major financial upgrade. Our guest, Bill Westrom, co-founder and CEO of TruthInEquity.com, brings 30 years of invaluable banking and lending experience to the table. He's here to expose how the traditional financial system often fails families and, more importantly, how to fix it. Bill will explain his innovative "credit...
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The Evolution of Luxury Vacation Rentals with Stephen Petasky
The Richer Geek
Welcome back to The Richer Geek Podcast! Today’s guest is Stephen Petasky, CEO and Founder of The Luxus Group. For the past 17 years, Steve and his team have helped deliver over 20,000 luxury vacations across North and Central America, the Caribbean, and Tuscany. Steve shares how The Luxus Group creates a high-end, consistent travel experience and works with global luxury brands to deliver real value.Whether you're a real estate investor, a vacation rental owner, or just love traveling in style, this episode gives you real insights into the future of luxury travel and hospitality. In this...
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From Oil Fields to Financial Freedom Through Real Estate
The Richer Geek
Looking to turn your career experience into real estate success? In this episode of The Richer Geek Podcast, Casey Gregersen shares how he went from working in the oil fields to building wealth through real estate. How did Casey make the leap from a corporate job to owning fitness studios and launching Bighorn Capital Fund? You’ll learn why he chose Wyoming as his market, how his engineering background gives him an edge, and how passive investing can help you reach financial freedom. Curious how you can get started too? Tune in and find out! In this episode, we’re discussing… From...
info_outlineWelcome back to another episode of The Richer Geek Podcast! Our guest today is Spencer Howard, credit card royalty program and travel rewards expert and founder of Straight To The Points. Spencer shares his expertise on maximizing credit card points to unlock luxury travel experiences, from choosing the right cards to building a sustainable points strategy that won't damage your credit score.
In this episode, we chat about…
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Spencer's Journey from Politics to Points Expert - How working at the US Travel Association sparked his obsession with travel rewards and led to building a full-time business around credit card points strategy
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The Two-Sided Business Model - Spencer explains his newsletter service for finding business and first-class award space plus his travel advisor services for luxury ground experiences
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Transferable Points Strategy - Why starting with flexible points currencies like Chase Ultimate Rewards and Capital One Miles beats airline-specific cards for most travelers
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The Three Approaches to Credit Cards - Breaking down the "Keep It Simple" (1-3 cards), "Hub and Supplement" (4-6 cards), and "Maximalist" (continuous new cards) strategies
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Credit Score Myths Debunked - How responsible points enthusiasts maintain 750+ credit scores while regularly opening new cards through strategic management
Key Takeaways:
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Start with transferable points programs rather than airline or hotel-specific cards to maximize flexibility and redemption options across 15+ different airlines
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Focus on bonus categories that align with your spending - Cards like Amex Gold (4x groceries) and Citi Premier (3x travel/gas/groceries) can accelerate point earning
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Maintain excellent credit hygiene - Keep oldest cards open, pay balances in full every month, and don't attempt this strategy unless you have a 700+ credit score
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Signup bonuses are the fastest way to earn points - New card bonuses typically offer more points than you can earn through regular spending over months
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Choose your involvement level - Whether you prefer a simple 1-3 card setup or become a maximalist earning machine, there's a points strategy that fits your lifestyle and effort level
Resources from Spencer
LinkedIn | Instagram | Straight To The Points
Resources from Mike and Nichole
Gateway Private Equity Group | Nic's guide