Building Wealth Through Design, Risk & Legacy with Rachel Niederhofer
Release Date: 09/24/2025
Your Family Bank
In this episode, Blake is joined by Jill Schulman—former U.S. Marine Corps Officer, leadership expert, founder of Breakthrough Leadership Group, and author of The Bravery Effect. With a master’s degree in Applied Positive Psychology from the University of Pennsylvania, Jill blends research from neuroscience, psychology, and behavioral science to teach people how to build courage, resilience, and a life of meaning. Together, Blake and Jill dive into: Topics Covered: The science behind happiness and Jill’s breakdown of the PERMA model Why kids today struggle more—and what parents can...
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What if the dream of building a family business could destroy the family itself? In this episode, attorney and business dispute expert Parag L. Amin, Esq. shares the personal story of how his father lost everything due to one overlooked legal step — and how that experience shaped his life’s mission to help business owners protect what they’ve built. Parag and Blake break down the real reasons family partnerships fall apart, what to discuss before conflict happens, and how to transition a business to the next generation without drama. Key Takeaways: Why “we’ll figure it out because...
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Most people don’t realize their relationship with money was programmed long before adulthood. In this episode, Blake Johnson sits down with behavioral psychology expert Jake Stahl to uncover how childhood experiences, body language, and subtle conditioning shape the way we think, spend, and communicate — especially with our kids. From using psychology to teach financial responsibility to creating safe spaces where children actually open up, this conversation is packed with surprising insights that bridge family, money, and mindset. Key Takeaways: Why most of your money habits come from...
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Divorce doesn’t just divide finances — it can shape how children learn about money, values, and resilience. In this episode, Blake Johnson sits down with divorce coach Karen Covy to explore how parents can navigate the emotional and financial complexities of divorce while raising grounded, financially literate kids. From managing money conversations with your ex to teaching children long-term responsibility, Karen shares hard-earned insights from her transition from divorce attorney to coach. Key Takeaways: Divorce is more about emotional clarity than legal battles Spoiling kids doesn’t...
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In this episode of the Your Family Bank podcast, Blake Johnson interviews Jonathan Goldhill, an expert in family business coaching. They discuss the complexities of transitioning family businesses to the next generation, emphasizing the importance of communication, understanding, and engagement. Jonathan shares his journey into family business coaching, the challenges faced by both outgoing and incoming generations, and the significance of modeling good financial behaviors. The conversation also touches on the need for structured ownership and the role of legacy in financial literacy for...
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What if your kids grew up truly knowing the value of a dollar? In this heartfelt episode, Blake sits down with his wife Karli to share their real-life journey of building financial resilience, teaching work ethic, and preparing their kids for a future of independence and generosity. From growing up in feast-or-famine households to facing crushing debt in college, Karli’s candid stories reveal why she’s passionate about helping their children avoid the same pitfalls—and instead, develop confidence and character through money lessons at home. Together, Blake and Karli discuss: Practical...
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What if the life that looked perfect on the outside was quietly breaking you on the inside? Executive coach and bestselling author Rob Kalwarowsky shares his journey from depression and fear-driven living to building a life of joy, freedom, and purpose in Costa Rica. In this episode of Your Family Bank, Rob opens up about: Breaking free from scarcity mindsets passed down through generations The power of inner work to transform your finances, relationships, and leadership Practical tools to stay grounded when chaos and uncertainty feel overwhelming Rob’s story is proof that you...
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Most people don’t realize how many hidden legal traps surround them every day. Attorney Danny Karon—better known as Your Lovable Lawyer—is on a mission to change that. In this episode, he joins host Blake Johnson to share practical, real-world advice on protecting yourself and your family from common legal pitfalls. Danny opens up about his journey from high-stakes class actions to launching a “legal wellness” movement aimed at making the law accessible to everyone. From wills and trusts to contracts and online defamation, he breaks down what you must know before it’s too late. Key...
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What does it take to pivot from Wall Street finance to entrepreneurship, interior design, and real estate investing—all while raising four kids? In this episode, Blake Johnson sits down with Rachel, an entrepreneur, interior designer, and real estate investor, who shares her journey from corporate finance to building a life of creativity, freedom, and legacy. She opens up about what she learned during the 2008 financial crisis, how she teaches her children the value of money and work ethic, and why taking risks is essential to building lasting wealth. Key themes in this...
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What if your childhood money lessons set you up for failure instead of success? Oscar Subirats grew up in an immigrant family that built businesses but never mastered money. By 22, he had racked up over $100,000 in debt—until a wake-up call from his wife forced him to change everything. Today, he’s an author, speaker, and entrepreneur teaching families and companies how to build lasting wealth and break free from the debt-driven mindset. In this episode, Oscar and host Blake Johnson unpack: How to turn financial mistakes into generational lessons Why talking about money with kids isn’t...
info_outlineWhat does it take to pivot from Wall Street finance to entrepreneurship, interior design, and real estate investing—all while raising four kids?
In this episode, Blake Johnson sits down with Rachel, an entrepreneur, interior designer, and real estate investor, who shares her journey from corporate finance to building a life of creativity, freedom, and legacy. She opens up about what she learned during the 2008 financial crisis, how she teaches her children the value of money and work ethic, and why taking risks is essential to building lasting wealth.
Key themes in this episode:
- Teaching kids about money, responsibility, and avoiding entitlement
- Balancing risk and readiness as an entrepreneur
- Building wealth with vision, not fear
- Creating family legacy through intentional choices
- Rachel reminds us that you’re never fully “ready”—but the key is to start, pivot, and build toward the future you want.
Connect with Rachel Niederhofer:
https://www.instagram.com/audaciousdesigns.design/
https://www.linkedin.com/in/rachel-niederhofer-21114750
Connect with Blake / Your Family Bank:
🌐 yourfamilybank.com