BOSS 2.0: Should I put my assets into a Trust?
Wealth In Waves
Josh Null and Will Steih of discuss the intricate world of legal trusts as what should be a seamless intergenerational wealth transfer becomes ensnared in complex challenges. Want To Know More About Will and Josh?If you would like to continue the conversation with Josh and Will, make an appointment on our website at , or feel free to call 251-327-2124 or email .
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BOSS 2.0: Tax Planning vs Tax Preparation
Wealth In Waves
Josh Null and Will Steih of discuss basics of tax planning vs tax preparation, how we team with out clients and more. Want To Know More About Will and Josh?If you would like to continue the conversation with Josh and Will, make an appointment on our website at , or feel free to call 251-327-2124 or email .
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BOSS 2.0: Succession Planning & The Walk Off Home Run
Wealth In Waves
Josh Null and Will Steih of discuss ways of transitioning a business, Deeper dive on buy-sell agreements and how the are funded, unfunded buy sells are just promises and more. Want To Know More About Will and Josh?If you would like to continue the conversation with Josh and Will, make an appointment on our website at , or feel free to call 251-327-2124 or email .
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BOSS 2.0: NQ Deferred Comp
Wealth In Waves
Josh Null and Will Steih of discuss a way to keep your key employees loyal that is stickier than just throwing cash bonuses at them. Want To Know More About Will and Josh?If you would like to continue the conversation with Josh and Will, make an appointment on our website at , or feel free to call 251-327-2124 or email .
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BOSS 2.0: Cash Balance Plans
Wealth In Waves
Josh Null and Will Steih of discuss cash flow to support both the needs of the business and your own household spending, in fact, there’s this extra every month or quarter that you as the business owner are trying to determine how to put to the best use, such as possibly benefiting your own personal retirement plans. Want To Know More About Will and Josh?If you would like to continue the conversation with Josh and Will, make an appointment on our website at , or feel free to call 251-327-2124 or email .
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Alternative To A Roth IRA
Wealth In Waves
Josh Null and Will Steih discuss an alternative for those that are unable to contribute to a Roth IRA because of income limits: permanent life insurance. They will discuss how a properly structured permanent life insurance policy can features similar to a Roth IRA, particularly tax free growth, but without the income and contribution limits associated with a qualified plan. Plus, they also discuss how a death benefit should be one of the primary questions related to this particular strategy.
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Pooled Employer Plans (PEP)
Wealth In Waves
Josh Null and Will Steih discuss Pooled Employer Plans, known as a “PEP”. A PEP allows smaller 401k plans to “pool” their investments with other businesses to improve the buying power as well as spread administrative costs. Plus, how the SECURE Act made certain rule changes designed to make PEPs more attractive to small business owners, and giving more flexibility in companies that associate in a pool. Lastly, how their connection to Qualified Plan Advisors gives them access to a Pooled Plan Provi
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Legal Ways to Defer Income Taxes
Wealth In Waves
Will Steih and Josh Null of Gulf Coast Financial Advisors discuss legal ways for business owners to defer income taxes, including 401k plans and SEP IRAs. This discussion includes a roadmap on how to set these plans up, as well as practical tips on how to determine which plan may be the best for the business owner’s situation. Lastly, Josh and Will discuss tax deferral options using a type of defined benefit plan, the Cash Balance Plan.
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Biz Owners: $2 Trillion in New Taxes is a BIG Number
Wealth In Waves
Josh and Will welcome special guest Jay Stubbs, the Director of the Gulf Coast for Concourse Financial Group and Josh’s co-host on the long-running Every Dollar Counts with Josh and Jay Podcast. Jay joins the guys to discuss the $2 trillion dollar tax increase plan that made it way through the House Ways and Means Committee recently and is currently debated in Congress, and how it potentially impacts business owners, self-employed people and investors.
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Biz Owners: 5 Things to do by Year End
Wealth In Waves
Josh Null and Will Steih provide some timely financial topics and tax deferral concepts for our listeners as we enter the 4th quarter. They discuss the timing of claiming income, what to do if you’ve had a profitable year (especially if it’s been an exceptionally profitable year), how to leverage an existing 401k for tax deferral options, and strategies for tax deferral contributions above and beyond your standard 401k limits. Plus they discuss the timing of implementing a qualified retirement plan.
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Baldwin County is geographically huge and diverse county situated along the Gulf Coast of Lower Alabama, across Mobile Bay from Mobile, Alabama. Baldwin County also happens to be one of the fastest growing counties in the South / Southeast, and arguably the entire United States by percentage of population growth. Why is this? What attributes does Baldwin County offer that have consistently compelled people and businesses from all over the US to move there? Why is that rate of growth only increasing? What does the future hold for Baldwin County, Alabama?
In this episode hosts Will Steih and Josh Null welcome Lee Lawson, the President and CEO of the Baldwin County Economic Development Alliance (BCEDA) to answer these questions and so much more. Lee gives insight to his role in bringing jobs and opportunities to the growing population of Baldwin County, plus provides a behind the scenes look to why his organization, and Baldwin County, have been so successful.
Tune in to learn:
Lee’s role in coordinating prospective businesses, communities, chambers of commerce and other local groups to land new development and job opportunities for the residents of Baldwin County
Current growth statistics and long term projections for Baldwin County
Recent success stories of where Baldwin County competed with other areas of the country for business development, and won
What Lee says when presenting the benefits of Baldwin County to prospective businesses
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You can find our previous podcast episodes by visiting here . If you would like to continue the conversation with Josh and Will, make an appointment on our website at gulfcoastfa.com, or feel free to call 251-327-2124 or email [email protected].