Ep 339 - The IRS Doesn’t Want You to Hear This — Ed Lyon Reveals Legal Tax Hacks
Wise Money Tools with Dan Thompson
Release Date: 05/29/2025
Ep 359 - Why a Million Bucks Won’t Make You Rich Anymore
Wise Money Tools with Dan Thompson
Remember when your grandparents bought a house for $35,000? That same home is probably worth $700,000 today — and your kids will think $600,000 was a steal. That’s inflation at work — silently stealing your purchasing power while you sleep. The truth is, being a “millionaire” doesn’t mean what it used to. A million dollars today might sound like freedom… but 30 years from now, it’ll spend like $200,000. If you want real wealth, your money has to grow faster than inflation — safely and consistently. That’s where leveraged life insurance changes the game. It lets your dollars...
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Ep 358 - Why I Stopped Selling Stocks for Life Insurance
Wise Money Tools with Dan Thompson
I started in 1986 as a traditional stockbroker — chasing market returns, diversification, and all the “smart” financial strategies. But after living through multiple crashes and seeing clients lose decades of gains overnight… I knew there had to be a better way. The truth? The markets are rigged against consistency. You retire in the wrong year — you lose. You defer taxes in a 401(k) — you lose again when rates rise. I was done playing that game. That’s when I discovered life insurance as a wealth engine, not a death benefit. A properly designed policy isn’t about dying richer...
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Ep 357 - Stop Letting Cash Value Sit Idle
Wise Money Tools with Dan Thompson
Too many people build up cash value in their life insurance and then… do nothing with it. That’s a massive mistake. Your policy isn’t just a savings account — it’s a launchpad for wealth. When you learn to leverage it correctly, that same dollar can work two, three, even four times at once. Here’s the secret: your cash value keeps compounding inside the policy even while you borrow against it. That means you can use it to fund real estate, e-commerce, equipment leasing, Bitcoin mining, or even your own business — all while it’s still growing safely in the background. This is...
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Ep 356 - Most Retirees Are Being Lied To
Wise Money Tools with Dan Thompson
Most financial advisors still cling to the outdated “4% rule” — the idea that you can safely withdraw 4% a year from your retirement portfolio and never run out of money. But what happens when someone tells you to pull 8–10% instead? Total disaster. I ran the numbers using real Monte Carlo simulations. A 10% withdrawal rate only has a 3.3% chance of success. That means 97 out of 100 retirees would run out of money before they die. The math doesn’t lie — but Wall Street might. The truth is, there is a smarter way. A system that lets you pull 2–3x more income, tax-free, and with...
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Ep 355 - The Power of Bitcoin and Real Estate Together
Wise Money Tools with Dan Thompson
What if you didn’t have to choose between Bitcoin and real estate? Real estate gives you stability, cash flow, and tax advantages. Bitcoin delivers growth, liquidity, and inflation protection. Now, imagine combining both into one powerful wealth system. That’s exactly what the Y-Assurance and Z Token are designed to do — merging the world’s safest asset with the world’s best-performing one to create compounding income, liquidity, and long-term growth. It’s not about picking sides. It’s about building a wealth engine where safety fuels performance. 📩 Email Dan: #WiseMoneyTools...
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Ep 354 - The Perfect Trifecta of Wealth
Wise Money Tools with Dan Thompson
Every investor dreams of the perfect investment — one that’s safe, grows fast, and pays consistent income. But most only get two out of three. If it’s safe, it’s slow. If it’s high performing, it’s risky. If it pays income, it’s taxed and limited. What if you could have all three? That’s what Dan calls The Perfect Trifecta — combining the safest asset (high cash value life insurance), the highest performing asset (Bitcoin), and the most consistent income engine (the YLDZ Token). Together, they form a self-fueling system where safety feeds growth, growth funds income, and...
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Ep 353 - Wall Street’s Broken Promise
Wise Money Tools with Dan Thompson
For decades, Wall Street told us to “trust the plan.” Work hard, save in your 401(k), ride out the market, and someday you’ll retire free. But the truth? That plan is broken. Most investors end up with portfolios that barely beat inflation — eaten alive by taxes, fees, and volatility. Meanwhile, Wall Street takes their cut no matter what. The system isn’t built for you to win — it’s built for them. That’s why we created Y-Assurance and the YLDZ Token — combining the safest asset on earth (life insurance) with the best performing one (Bitcoin). It’s not another product —...
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Ep 352 - Why Advisors Hide This From You!
Wise Money Tools with Dan Thompson
I recently attended a financial advisor conference — impressive businesses, billions in annuities and AUM… but almost no mention of life insurance. And that’s the problem. Most advisors ignore one of the most powerful wealth-building tools available: leveraged life insurance. When structured correctly, it can: ✅ Generate tax-free retirement income ✅ Serve as a funding vehicle for real estate & other investments ✅ Reduce your lifetime taxes (income + estate) ✅ Create a lasting family legacy Meanwhile, most clients are stuck with taxable investments, “tax-deferred”...
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Ep 351 - Forget 50-30-20 — Do This Instead!
Wise Money Tools with Dan Thompson
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Ep 350 - The 2 Million Pound Wealth Lesson
Wise Money Tools with Dan Thompson
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