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Tips to Stay Within Your Holiday Budget

Women & Wealth

Release Date: 11/19/2025

How to teach kids about money (at every age) | In Your Corner Podcast, Ep. 18 show art How to teach kids about money (at every age) | In Your Corner Podcast, Ep. 18

Women & Wealth

Most adults were never really taught how money works. They had to figure it out on their own, often through trial and error.   In this episode, Regina McCann Hess joins CBS News Philadelphia consumer reporter Josh Sidorowicz on the In Your Corner podcast to talk about why financial literacy matters and how parents can start teaching kids about money in everyday life. From grocery store lessons and jars for saving, spending, and giving, to chores, goal setting, investing, and even the iPhone debate, this conversation breaks down practical ways to help children build healthy...

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Priceless Memories with Jessica Hinds show art Priceless Memories with Jessica Hinds

Women & Wealth

The photos we almost skip often become the ones we wish we had most.   In this episode of Women and Wealth, Regina sits down with family photographer and entrepreneur Jessica Hinds to talk about preserving the moments that matter, even in the middle of chaos, motherhood, and busy careers. Jessica shares how she built her photography business, why she always encourages moms to get in the frame, and how family photos become part of the legacy we leave behind.   They also talk about the challenges of balancing business ownership with family life, the pressure professional women put on...

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Social Security Strategy for Divorcees & Widows show art Social Security Strategy for Divorcees & Widows

Women & Wealth

A lot of women have no idea they may still be entitled to Social Security benefits tied to an ex-spouse. In this week’s episode, Regina unpacks what divorced spouses, widows, and widowers need to know, including the rules that apply, how much may be available, and why filing too early can cost you far more than you realize. She also walks through real examples that show how a smart claiming strategy can make a meaningful difference in your long-term retirement income.   Episode Highlights:   0:00 - Intro 0:52 - Rules first! 5:24 - 2 factors to consider for the spousal benefit 7:12...

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Unapologetic with Nicole Stephenson show art Unapologetic with Nicole Stephenson

Women & Wealth

So many women are taught to downplay their accomplishments, even when they’ve done something extraordinary.    In this episode of Women and Wealth, Nicole Stephenson joins Regina McCann Hess for a conversation about confidence, community, and what it means for women to show up unapologetically in their careers.    A lecturer at the University of Pennsylvania’s Wharton School and the founder of Narrativa Consulting, Nicole has spent years helping professional women recognize their value, own their stories, and move forward with greater confidence.   In this...

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Strategizing Your Social Security Benefit show art Strategizing Your Social Security Benefit

Women & Wealth

Regina breaks down one of the biggest retirement decisions people make too quickly: when to claim Social Security.  In this episode, she walks through how benefits are calculated, why filing early can permanently reduce your income, and how waiting can add meaningful dollars to your retirement plan.  It’s a practical, no-nonsense episode for anyone who wants to make a smarter Social Security decision instead of just grabbing benefits at 62.   Episode Highlights:   0:00 - Intro 0:32 - Why Social Security timing matters more than people think 2:07 - How Social Security...

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Divorce Without the Courtroom with Sandra Zell show art Divorce Without the Courtroom with Sandra Zell

Women & Wealth

Divorce does not have to mean a drawn-out court battle.  In this episode, Regina is joined by attorney and divorce mediator Sandra Zell for a candid conversation about how mediation can help families save time, money, and unnecessary heartache. They unpack the difference between mediation and litigation, why more control often leads to better outcomes, and what women should know before paying a legal retainer.   Episode Highlights:   0:00 - Intro 0:53 - Meet Sandra Zell 2:17 - The difference between mediating and going to court 6:32 - The timeframe for mediation, the level of...

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Tax Season Made Easy: What Actually Gets You a Bigger Refund show art Tax Season Made Easy: What Actually Gets You a Bigger Refund

Women & Wealth

Taxes are complicated, the rules keep changing, and missing one detail could cost you.  This week, Regina joins CBS News consumer reporter Josh Sidorowicz on the "In Your Corner" podcast to bring clarity and calm to this hectic and oftentimes, stressful event. Regina breaks down the deductions, credits, and filing strategies that could make a real difference this year. From staying organized to avoiding common mistakes and protecting your refund, this conversation helps make tax season feel a whole lot more manageable.   Episode Highlights:   00:00 — What's new this tax...

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Getting Your Home Organized with Janet Bernstein show art Getting Your Home Organized with Janet Bernstein

Women & Wealth

Clutter doesn’t just steal space, it steals time, energy, and peace of mind. In this episode, Regina sits down with Janet Bernstein of The Organizing Professionals to talk about what it really looks like to get help getting your home under control. They dig into how professional organizers can support everything from closet systems and everyday decluttering to major life transitions like downsizing, estate cleanouts, and moving. Janet shares how her team helps clients decide what stays, what goes, and even whether your favorite furniture will actually fit in the new place before the movers...

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10 Qualified 529 Expenses show art 10 Qualified 529 Expenses

Women & Wealth

A 529 can be a game-changer for paying for education, but only if you use it the right way. In this episode, Regina breaks down 10 expenses that typically qualify for tax-free 529 withdrawals, so you can avoid surprise taxes and penalties when the college bills start hitting. She covers the obvious stuff like tuition, but also the categories that trip people up most, like room and board for off-campus living, groceries, academic fees, and technology. Regina also gets into newer, often-missed uses for 529 funds, including trade programs, K–12 tuition, student loan repayment, and the rules...

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The 1% Retirement Approach with Michele Garrett show art The 1% Retirement Approach with Michele Garrett

Women & Wealth

When you have checked every box, career, family, community, and still feel that quiet question of “what about me?”, this episode is for you.   On this episode of Women and Wealth, Regina sits down with Michele Garrett, a women’s life and transition coach who helps successful women 45+ get clear on what they want next and how to move forward without blowing up their whole life to do it.   Together, they talk about what retirement and “the next chapter” can really look like today, how to reconnect with your values when life finally slows down, and why small, consistent...

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More Episodes

‘Tis the season for joy, generosity…and budget creep.

In this Women and Wealth episode, Regina McCann Hess, shares a simple playbook to enjoy holiday shopping without sabotaging your 2026 self.

You’ll learn how to set a per-person budget, avoid “buy now, pay later” traps, use last year’s statements to right-size spending, and swap pricey presents for experiences. Plus: smart ways to use rewards points, online shopping tips, and one simple action for your savings plan for a stress-free holiday next year.

Episode Highlights:

 

0:00 - Episode beginning

2:41 - Avoiding adding debt

4:35 - Try ‘white elephant’ or a gift exchange

6:54 - D.I.Y. gifts

8:09 - Secret santa

9:04 - Finding discount deals

12:11 - Using reward points

15:12 - Start saving early
17:11 - Action item



ABOUT REGINA MCCANN HESS

 

Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women’s financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.  

 

Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.

 

As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.



CONNECT WITH REGINA

 

Website: https://www.forgewealth.com

LinkedIn: https://www.linkedin.com/in/reginamccannhess/

Facebook: https://www.facebook.com/ForgeWealth

Instagram: https://www.instagram.com/forgewealthmanagement/

YouTube: https://www.youtube.com/@ForgeWealth

Email: reginahess@forgewealth.com

 

Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org

Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.

For a list of states in which I am registered to do business, please visit www.forgewealth.com.