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How to Talk to Your Partner About Budgeting

The YNAB Podcast

Release Date: 07/24/2023

Ask Jesse: Selling a Rental Property, Buying a Car, and Pausing Retirement to Save? show art Ask Jesse: Selling a Rental Property, Buying a Car, and Pausing Retirement to Save?

The YNAB Podcast

Jesse is back with another round of questions from his inbox, including whether or not a listener should sell her rental property, whether it's worth buying a new car to relieve the stress of sticking with an old car with problems, and if pausing retirement savings to get a month ahead on expenses is worth consideration.   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok:  

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Giving the Old Bird to Money show art Giving the Old Bird to Money

The YNAB Podcast

Jesse has been focusing on the joy of spending money lately, and one way to achieve joy is to simply give it away. In a sense, giving away money is the ultimate way to give money the bird, so to speak. It's an act of defiance, that you don't need it, and you aren't consumed by it. But mostly, it's an act of joy, to give it away freely because your spending plan is working and your needs and wants are met.   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok:  ...

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It Has Nothing, and Everything, to Do with Spending show art It Has Nothing, and Everything, to Do with Spending

The YNAB Podcast

"You need to spend less money." "Money's not everything." But what if you don't need to spend less money. And what if money is everything? In today's episode Jesse offers up the idea that money is you -- the sum product of your energies and desires -- and if that's true, then you don't need to spend less money. You need to spend more of you on you! The more you can engage with the question of "what do I want my money to do" the more joy spending can bring you, because ultimately that question is "what do I want to do?"   Got a question for Jesse? Send him an email:   Sign up for a...

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You Didn't Quit. To Every Season... show art You Didn't Quit. To Every Season...

The YNAB Podcast

Once again, the holidays are nearly upon us. If your spending plan hasn't gone to, well, plan then that is OK. Seasons are everywhere in life. We see them every year and we see them over periods of many years. Some seasons you're really engaged with your spending and some seasons you're not. But you didn't quit. Whether you need a fresh start, or you're trucking along and spending with joy, this is a season.   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok: ...

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Building Habits: Four of Them, Actually show art Building Habits: Four of Them, Actually

The YNAB Podcast

At YNAB they're called the Four Rules, but as Jesse argues, maybe they are best described as habits! The four habits of budgeting...   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok:

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BONUS: Goodbye Mint, Hello YNAB show art BONUS: Goodbye Mint, Hello YNAB

The YNAB Podcast

Breaking news! On November 2, 2023 Intuit announced that it would be shutting down Mint, a popular personal finance app it acquired back in 2009. In January 2024, millions of users will be left looking for a replacement budgeting app. Intuit is directing users to its Credit Karma service, but it's unclear yet whether it will offer the budgeting and expense tracking features Mint was known for.   YNAB, however, still remains! Jesse points out that YNAB may not be the right solution for every Mint user -- after all, YNAB aims to help you change your behavior and thinking around spending,...

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Joy Is a Three show art Joy Is a Three

The YNAB Podcast

Jesse invites you to play a game. Look at your last ten transactions and rate them 1 to 3: 1 = negative joy (sucked joy out of your life) 2 = neutral 3 = sparks joy There's one catch! You can only rate two of those transactions as neutral. Why? Because Jesse said so. Then share your most interesting 1's and 3's with Jesse! Email him at:      Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok:

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It's You All the Way Down show art It's You All the Way Down

The YNAB Podcast

A dollar represents you. It is the product of your energies. Your labor and your brainpower creates products and services that you exchange for money, whether you work a job or run a business. Therefore, a spending plan is really a representation of YOU! It's you all the way down from your labors and thoughts to your dollars and how you choose to spend them. So spending wisely is not just about choosing the right things to buy, or saving for the future, it's about direct your energies -- yourself -- out into the world in the manner you want.   Got a question for Jesse? Send him an email: ...

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Ask Jesse: Airlines are Banks, Better Money Habits, and Fast Talking show art Ask Jesse: Airlines are Banks, Better Money Habits, and Fast Talking

The YNAB Podcast

In today's episode, Jesse answers questions from YNAB'ers including how to build the habit of checking YNAB before spending and how to slow down Jesse's speech patterns for UK listeners (there's an app for that!). A listener also sends in an interesting article about how airlines have essentially turned into banks via their elaborate reward points systems.   Ron Lieber on the YNAB Podcast (Episode #480) Apple Podcasts: Spotify:    Pocket Casts podcast player:   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow...

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Ask Jesse: Credit Card Rebels, Banks, and Emergency Funds show art Ask Jesse: Credit Card Rebels, Banks, and Emergency Funds

The YNAB Podcast

Jesse answers your questions on today's show, including how big an emergency fund does a teacher need? A YNAB'er shares a recent talk from the chairman of the Electronic Payments Coalition which reveals the (surprise!) unscrupulous motivations of credit card companies. Another YNAB'er from India asks how to setup the budget when you have income and expenses in two different currencies.   Got a question for Jesse? Send him an email:   Sign up for a free 34-day trial of YNAB at   Follow YNAB on social media: Facebook: Instagram: Twitter: Tik Tok:

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More Episodes

Ben and Ernie share their personal experiences talking to their partners about budgeting and YNAB. Every family is different, and every partnership will handle communicating about money and budgeting differently, but the important thing is that you do it! Frequent, regular money conversations help everyone stay on the same page and focused on the same goals, whether one person manages all the YNAB details or each person shares equally in that task.

 

Got a question for Jesse? Send him an email:

[email protected]

 

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com