Ask Jesse: Ditching Credit Cards, Leasing Teslas, What Jesse Eats for Breakfast
The Jesse Mecham Show
In part 3 of the latest installment of Ask Jesse, Jesse reflects on his 2023 experiment of ditching his credit card and spending only with a debit card -- which he stills does today! He also answers a question about what he eats for breakfast, and shares how his experience leasing a Tesla (which he now owns) led to him to realize that his insistence on driving a 2002 Honda Civic was really just pride masquerading as frugality. Got a question for Jesse? Send him an email: Pre-order Jesse's new book! Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok: ...
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Ask Jesse: Getting Your Partner On Board with YNAB, Kids Savings Accounts, and YNAB'ing with Kids
The Jesse Mecham Show
In part 2 of the latest installment of Ask Jesse, Jesse offers some advice about how to work with a spouse who is reluctant or disinterested in YNAB. He also discusses savings accounts for kids, and how the Mecham family uses YNAB with the kids, at each stage of age and maturity. Got a question for Jesse? Send him an email: Pre-order Jesse's new book! Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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Ask Jesse: Pre-Tax vs Roth IRA's, Giving Dollars Jobs in Retirement, Saving for Multiple Goals at Once
The Jesse Mecham Show
Jesse's answering questions from his inbox, including questions about which retirement accounts to contribute to, how to save money in retirement when you don't have an income, and how a young person can save for multiple goals at the same time. Got a question for Jesse? Send him an email: Pre-order Jesse's new book! Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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Never Worry About Money Again (An Excerpt)
The Jesse Mecham Show
Jesse reads a short excerpt from his new book, Never Worry About Money Again. How does it feel to not worry about money day to day? It's not the end of all worry, but the freedom from money worry gives you the space to think about and work through the rest of your life. As Jesse says, the way you spend isn't just a parallel to the rest of your life, it is your life. Pre-order Jesse's new book! Got a question for Jesse? Send him an email: Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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Signs You Need to Work on Your Money Skills
The Jesse Mecham Show
Pre-order Jesse's new book! Got a question for Jesse? Send him an email: Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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I Just Wanted a Donut
The Jesse Mecham Show
Jesse shares a story about how one little donut that he passed by every day on his way to class as a struggling college student inspired him to develop a method for managing money that transformed his life, and millions of others by creating YNAB. Pre-order Jesse's new book now! Got a question for Jesse? Send him an email: Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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Sticking It to the Bankers
The Jesse Mecham Show
Americans have done it again, setting a record $1.25 trillion in credit card debt as of Q1 2026. There was a time in not too distant history, however, when credit card debt went down, and bankers were afraid, at least for a little bit. Getting good at money doesn't have to be hard, and money doesn't have to be a constant source of stress and anxiety. You just have to answer one simple question. Pre-order Jesse's new book now! Got a question for Jesse? Send him an email: Follow YNAB on social media: Facebook: Instagram: Twitter/X: Tik Tok:
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Getting Good at Money Is for Both of You
The Jesse Mecham Show
For those in relationships, getting good at money is not just a gift to yourself, it's a gift to you and your partner. Getting good at money means spending well, and spending well for a couple means putting more of yourselves out into the world via your dollars. Spending well leads to alignment, both of you on the same page regarding what you want your money to do for you and what you want your future to look like. Getting good at money doesn't have to be hard, and money doesn't have to be a constant source of stress and anxiety. You just have to answer one simple question. Jesse's new...
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From Good to Great at Money: Becoming a New You
The Jesse Mecham Show
Over the last several weeks Jesse has laid out some of the hallmarks of going from being bad at money (which is, frankly, how most of us start out) to good at money, including the benefits of being good at money -- less stress and anxiety, enjoying life more, engaging with life more. All these wins compound over time, and eventually you can become great with money, which means you can start bending the world to your will like Neo in the matrix. Ok, perhaps that's a little embellished, but you can shape your life and the world around you by totally expressing yourself with the money you...
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Jesse Has a New Book! Never Worry About Money Again
The Jesse Mecham Show
That's right, Jesse has a new book out and it's available for pre-order now. After twenty years of running YNAB and a decade plus of podcasts, Fan Fests, speaking engagements, and more, Jesse has distilled his thinking about money into his best work: Never Worry About Money Again. Getting good at money doesn't have to be hard, and money doesn't have to be a constant source of stress and anxiety. You just have to answer one simple question. Preorder your copy now! Got a question for Jesse? Send him an email: Follow YNAB on social media:...
info_outlineHappy New Year, Merry Christmas, and Happy Holidays! We hope you had a wonderful holiday season. Now that it's January once more, it's time to tally up the damage from the holiday season... that is, if you didn't plan for the damage already!
Unfortunately, Christmas and New Year's is a season where many folks go into debt. Some are still carrying debt from the prior year. Holiday spending doesn't have to be a surprise, however. If you start now, you can set aside a little bit each month so that when next December arrives, your holiday spending category will be stuffed as a stocking.
So, today, pour a cup of coffee, sit down, and tally up your holiday spending from 2025. Don't forget travel and extra groceries! Divide that number by 12 -- that's your monthly savings target for the 2026 holiday category. Set aside that amount each month and next December your holiday spending will be stress and guilt free. If you use the YNAB software, you can set this amount as a target in your holiday category and YNAB will do the math for you. Simply set a target for December with the total amount you want to save in your holiday category, and YNAB will tell you how much you need to set aside in the category each month to get there.
Here's to getting better with money, one target at a time, in 2026!
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