EP # 161 | Redefining Retirement for High Achievers: Identity, Purpose, and Structure After Work
Your Retirement Planning Simplified
Release Date: 10/02/2025
EP # 178 | The Hidden Risk of Playing It Too Safe in Retirement
Your Retirement Planning Simplified
Many retirees believe playing it safe means avoiding market risk—but that fear-driven approach can quietly limit your lifestyle in retirement. In this episode, Joe Curry explains why inflation and longevity are often bigger threats than volatility, and how guaranteed income, smart spending clarity, and the RISA framework can help you retire with confidence. Thank you for listening! You can get a full breakdown of each episode on our blog: Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! ...
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EP # 177 | The Real Struggle: Spending in Retirement
Your Retirement Planning Simplified
Many high-net-worth Canadians discover that spending money in retirement is harder than saving it. In this episode, Joe Curry explores the psychology behind underspending, the risks of overspending, and how a personalized retirement income plan can give you the confidence - and permission - to enjoy the life you worked so hard to afford. Thank you for listening! You can get a full breakdown of each episode on our blog: Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your...
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EP # 176 | Mailbag Edition: Answering Your Top 5 Retirement Questions
Your Retirement Planning Simplified
In this mailbag edition, Joe Curry answers five of the most common retirement planning questions Canadians ask—covering retirement income planning, target asset allocation, RRSP-to-RRIF withdrawal strategies, and tax-efficient investing. You’ll learn how to estimate what you actually need in retirement, avoid rules-of-thumb mistakes, and make smarter choices about withdrawals, taxes, and where your investments are held. Resources To request a link to fill out the Retirement Income Style Assessment (RISA), or to submit your own questions (perhaps they will end up in our next mailbag...
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EP # 175 | If Your Retirement Plan Feels Boring, You’re Probably Doing It Right
Your Retirement Planning Simplified
If your retirement plan feels boring, that might actually mean it’s working. In this episode, Joe Curry explains why disciplined, boring retirement planning leads to better long-term outcomes — and how chasing excitement, headlines, or FOMO can quietly derail your retirement income strategy. Thank you for listening! You can get a full breakdown of each episode on our blog: Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA...
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EP # 174 | Your Retirement, Your Terms – Make 2026 the Year You Take Intentional Action
Your Retirement Planning Simplified
Knowledge alone won’t get you through retirement — action will. In this New Year’s episode, Joe Curry explains why clarity, testing assumptions, and taking intentional steps matter more than consuming endless retirement content, and how you can turn 2026 into a year of momentum and confidence. Thank you for listening! You can get a full breakdown of each episode on our blog: Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA...
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EP # 173 | The 5 Retirement Lessons You Loved Most in 2025
Your Retirement Planning Simplified
In this special year-end episode of Your Retirement Planning Simplified, Joe Curry breaks down the five biggest retirement lessons listeners cared about most in 2025. From tax-efficient retirement income planning to mindset, health, and purpose after work, this episode highlights what truly matters for a confident Canadian retirement. Resources Thank you for listening! You can get a full breakdown of each episode on our blog: Don’t forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? ...
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EP # 172 | 10 Common Wealth Traps Smart Canadian Retirees Avoid
Your Retirement Planning Simplified
In this episode of Your Retirement Planning Simplified, Joe Curry breaks down the 10 assets successful Canadian retirees almost never buy - and why avoiding these common wealth traps can dramatically improve retirement income and peace of mind. You’ll learn how high fees, complexity, lifestyle liabilities, and poor planning quietly erode retirement wealth, and what disciplined retirees do instead. Resources - Original Youtube Video for Your Retirement Planning Simplified , hosted by Benjamin Felix and Dan Bortolotti Thank you for listening! You can get a full breakdown of...
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EP # 171 | What I Learned From 100 Early Retirees in Canada
Your Retirement Planning Simplified
Learn what more than 100 successful Canadian early retirees did differently to make life after work sustainable. Joe Curry breaks down the income systems, bridge strategies, CPP and OAS timing, and flexible RRSP/RRIF withdrawal strategies that turn a portfolio into a reliable retirement paycheck—especially if you’re thinking about retiring before 60. Resources Original YouTube video: — on the Retirement Planning Simplified YouTube channel Ep #134 – Covers withdrawal order, OAS clawback, and tax-efficient retirement income in more depth. Ep #123 – Practical guidance on...
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EP # 170 | What Should You Withdraw First: RRSP, CPP, or TFSA?
Your Retirement Planning Simplified
In this episode of Your Retirement Planning Simplified, you will gain insight into the optimal withdrawal order for Canadian retirement accounts — RRSP first, CPP/OAS later, TFSA last. This sequencing can save you tens of thousands in taxes. Joe explains how strategic timing creates more flexible, tax-efficient income and a more secure retirement plan. Resources YRPS Blog: What Should You Withdraw First: RRSP, CPP, or TFSA? Original Youtube Episode: Retirement Planning Process Thank you for listening! You can get a full breakdown of each episode on our blog: ...
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EP # 169 | Beneficiaries, Successors & Your Retirement Accounts: How to Get It Right Before You Retire
Your Retirement Planning Simplified
Naming beneficiaries and successors might seem simple, but one wrong designation can lead to tax headaches, probate delays, or unfair outcomes for your heirs. In this episode, Joe Curry explains how to properly name beneficiaries across your RRSPs, RRIFs, TFSAs, and non-registered accounts — and how to avoid common estate planning pitfalls that could cost your family thousands. Key Takeaways Beneficiary vs. Successor — know the difference. A beneficiary receives the account value after death, while a successor (available only to spouses) continues the account tax-free and without...
info_outlineWhat if the hardest part of retirement isn’t money, markets, or even health but your identity?
In this episode of Retirement Planning Simplified, Joe Curry talks with Elizabeth Zelinka Parsons, retirement transition expert and author of Encore: A High Achiever’s Guide to Thriving in Retirement.
Elizabeth shares her own story of leaving a demanding law career, struggling with a loss of purpose, and rebuilding her identity in a way that now helps others do the same. Together, Joe and Elizabeth talk about why retirement is more than a finish line, it's a reinvention.