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What you Should Know About Asbestos if you Live in an Older Home

Your Moment of Trust

Release Date: 05/05/2022

Inflation:  How to Get By When Prices are High show art Inflation: How to Get By When Prices are High

Your Moment of Trust

Welcome to this week’s edition of Your Moment of Trust! Inflation is higher than it has been since the 1980s in both the United States and Canada. With prices rising on everything from gas to groceries to housing costs, how can you buy what you need and still stay on budget? Inflation is impacting every household. The same amount of money buys less than it did just months ago, so paychecks don’t go as far. When price hikes hit people who already have limited budgets, covering basic monthly expenses becomes difficult. Parents may find themselves having to choose between healthy meals and...

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Deepfake Scams Make it Look like you're Watching a Celebrity's Video show art Deepfake Scams Make it Look like you're Watching a Celebrity's Video

Your Moment of Trust

From the BBB of the Tri-Counties:  Scammers are taking advantage of new deepfake technology to create videos so convincing that people hand over their money. This latest con looks like business magnate Elon Musk endorsing an investment plan, but the video is fake, and the investment is a scam.  A BIG thank you to Ayers Automotive Repairs in Santa Barbara for sponsoring Your Moment of Trust.  

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The Perils of Payday Loans show art The Perils of Payday Loans

Your Moment of Trust

Welcome to this week’s edition of Your Moment of Trust from BBB of the Tri-Counties: If you’ve ever needed extra cash to tide you over to your next paycheck, you understand the appeal of a payday loan. Now, video ads on places like TikTok are promoting small, short-term loans to a new, young audience – and making them seem cheap and easy. However, just because it looks simple, doesn’t mean it is. Predatory payday lenders are using the platform to make dishonest claims promising instant cash with no credit checks, late fees, or interest rates. Many times, the advertisers are getting...

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Avoid Home Repair Scams show art Avoid Home Repair Scams

Your Moment of Trust

June is National Homeownership Month, an opportunity for U.S. residents to reflect on the importance of the home and its role in their lives. With a median asking price of $225,500 for a home, becoming a homeowner takes dedication, patience and smart budgeting. For many first-time homebuyers, closing the deal on their purchase is a time of celebration and gratitude. While moving furniture and solidifying paperwork might seem like the biggest obstacle to enjoying their new home, it doesn’t take long before they find their first major home improvement project. In this episode, hear tips from...

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Budgeting Tips & Tricks show art Budgeting Tips & Tricks

Your Moment of Trust

People from all walks of life who set financial goals - and reach them - generally have one thing in common: a budget. According to this recent study, people are budgeting more than ever before. Budgeting is a practical way to stay in charge of your money - even when life gets unpredictable. Having a budget means knowing exactly how much is coming in and going out each month and planning where and when to spend. Plus, budgeting is essential if you want to pay off debt. Regardless of what motivates you to budget, BBB has tips and tools to help you get on the right track to a better financial...

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Be Prepared Before Shopping for a Home show art Be Prepared Before Shopping for a Home

Your Moment of Trust

This year’s housing market is competitive. Prices are up, and houses are selling fast. If you are looking to buy a new home, you need to be prepared. Prospective buyers can make their offer more competitive by getting preapproved for financing before even bidding on a house. This lets sellers know that a buyer is serious and provides reassurance that the sale will close without issues. That means many prospective home buyers are shopping for a mortgage lender before finding the right home. To get the best deal, be sure to compare all the costs and understand how mortgages work. Fortunately,...

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Online Shopping Scams--Baby Formula & More! show art Online Shopping Scams--Baby Formula & More!

Your Moment of Trust

Welcome to this week’s edition of Your Moment of Trust! Shortages in the supply of baby formula are leading new moms to find other ways of finding the much-needed item--and risking themselves to potential online scams. The U.S. Food and Drug Administration announced it is taking proactive measures to increase supply to help ease the shortage. According to the 2021 BBB Scam Tracker Risk Report, online shopping scams are the riskiest. With the current supply issues on many items, including formula, scammers are watching.   How it works: An ad, post, or social media group posts they...

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Managing Passwords so you Don't get Hacked! show art Managing Passwords so you Don't get Hacked!

Your Moment of Trust

Securing today's online environment goes beyond thinking about the Wi-Fi router at home - and it all starts with a password. Passwords should be different for every account that lives online, is in the cloud, or is attached to something that retains personal or financial information. Think about the last time any of your online account passwords were changed. If they are all the same or a similar variation of the same password, if they are too easy to guess, or if they are forgotten or compromised - change them. According to the Federal Trade Commission, people don’t need to change their...

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What you Should Know About Asbestos if you Live in an Older Home show art What you Should Know About Asbestos if you Live in an Older Home

Your Moment of Trust

From BBB of the Tri-Counties:  Asbestos fibers can cause serious health problems when inhaled. Even brief exposure has been known to cause me sothelioma. Ifyou live in an older home, you could be at risk. Asbestos repair or removal may be necessary to protect you and your family’s health.  Here’s what you need to know should you suspect your home has an asbestos problem. A BIG thank you to Ayers Automotive Repair for sponsoring Your Moment of Trust

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How to Know your Cleaning Products are Safe show art How to Know your Cleaning Products are Safe

Your Moment of Trust

Your Moment of Trust, from BBB of the Tri-Counties: Using green cleaning products in your home can reduce toxins, such as volatile organic compounds that are bad for your health and the environment. Green cleaners are more popular than ever, which means shoppers have plenty of choices. But navigating the seals, certifications, and marketing claims can be confusing. Here are tips for choosing cleaning products that are effective and safe for you and the environment. A BIG thank you Ayers Automotive Repairs in Santa Barbara for sponsoring this podcast.

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From BBB of the Tri-Counties:  Asbestos fibers can cause serious health problems when inhaled. Even brief exposure has been known to cause me sothelioma. Ifyou live in an older home, you could be at risk. Asbestos repair or removal may be
necessary to protect you and your family’s health.  Here’s what you need to know should you suspect your home has an asbestos problem.

A BIG thank you to Ayers Automotive Repair for sponsoring Your Moment of Trust