Money Smarts for Kids
Financial education by kids for kids. Financial concepts explained in kid-friendly terms. Topics include personal finance/banking, money management, investing, philanthropy, entrepreneurship, and more. At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at yacenter.org
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Mini Episode: Finding a Job [ENGLISH]
06/15/2023
Mini Episode: Finding a Job [ENGLISH]
In this bite-sized episode, we discuss how to find a job. CO-HOSTS: Emmy Alvarez Grant Cramer LINKS: To learn more about finding a job and planning for a career, check out this free class offered by helps second and third graders explore different career paths to find one that is a good fit for them. The class includes a recorded tutorial, worksheets, and engaging activities kids think about the future. For older kids, here are some self-assessment tools that can help narrow down career choices based on personality type: is a handy self-assessment tool to help you learn the types of careers best suited to your personality. Take the free today. You can also find helpful resources that address personal growth and professional development on the 16 personalities website. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Mini Episode: Como Obtener un Empleo [SPANISH]
06/15/2023
Mini Episode: Como Obtener un Empleo [SPANISH]
In this bite-sized episode, we discuss how to find a job. CO-HOSTS: Emmy Alvarez Grant Cramer LINKS: To learn more about finding a job and planning for a career, check out this free class offered by helps second and third graders explore different career paths to find one that is a good fit for them. The class includes a recorded tutorial, worksheets, and engaging activities kids think about the future. For older kids, here are some self-assessment tools that can help narrow down career choices based on personality type: is a handy self-assessment tool to help you learn the types of careers best suited to your personality. Take the free today. You can also find helpful resources that address personal growth and professional development on the 16 personalities website. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Career Planning
05/31/2023
Career Planning
In this episode, we discuss career planning. HOST: Gabriel Nagel WITH SPECIAL GUEST: Oliver Deines, junior at Northfield High School LINKS: Here are some self-assessment tools that can help narrow down career choices based on personality type. Just remember, don't take the results as the final answer in your career search. Instead, view the results as guidance, then do further research. is a handy self-assessment tool to help you learn the types of careers best suited to your personality. Take the free today. You can also find helpful resources that address personal growth and professional development on the 16 personalities website. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Mini Episode: Benefits of Budgets [ENGLISH]
05/19/2023
Mini Episode: Benefits of Budgets [ENGLISH]
In this bite-sized episode, we discuss the benefits of creating a budget. CO-HOSTS: Emmy Alvarez Karina Kastelic LINKS: To learn more about budgeting, check out these free classes offered by teaches second through fourth graders about needs and wants, and basic budgeting concepts. Participants will play a back-to-school shopping game to reinforce their learning, and will also have the opportunity to practice creating their own budget. guides eighth through twelfth graders through the concepts of budgeting and scarcity, introduce them to the ideas of basic payroll taxes, and provide them with the opportunity to practice creating a real-world budget. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Mini Episode: Los Beneficios de Tener un Presupuesto [SPANISH]
05/19/2023
Mini Episode: Los Beneficios de Tener un Presupuesto [SPANISH]
In this bite-sized episode, we discuss the benefits of creating a budget. CO-HOSTS: Emmy Alvarez Karina Kastelic LINKS: To learn more about budgeting, check out these free classes offered by teaches second through fourth graders about needs and wants, and basic budgeting concepts. Participants will play a back-to-school shopping game to reinforce their learning, and will also have the opportunity to practice creating their own budget. guides eighth through twelfth graders through the concepts of budgeting and scarcity, introduce them to the ideas of basic payroll taxes, and provide them with the opportunity to practice creating a real-world budget. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Insurance
05/08/2023
Insurance
In this episode, we discuss different types of insurance, why you need it, how it works, and how to choose the right insurance policy for you. CO-HOSTS: Hannah Reyes Gabriel Nagel WITH SPECIAL GUEST: Trace Taylor LINKS: Here's a fun online game to get a feel for different types and coverage levels of insurance. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Mini Episode: Como Decidir Que Subscripciones Cancelar [SPANISH]
04/24/2023
Mini Episode: Como Decidir Que Subscripciones Cancelar [SPANISH]
In this bite-sized episode, we discuss the importance of canceling unused subscriptions. HOST: Grant Cramer SUGGESTIONS: It's easy to have unwanted subscriptions eating away at your finances. Here are some suggestions to find and cancel subscriptions you no longer want or need: Go through your bills and bank statements to look for subscriptions you may have forgotten about. Use the 'Cancel Subscription' option on smart devices. Use online tools and apps to monitor and cancel subscriptions Search through your emails for any subscriptions you may have forgotten about. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Mini Episode: Canceling Unused Subscriptions [ENGLISH]
04/24/2023
Mini Episode: Canceling Unused Subscriptions [ENGLISH]
In this bite-sized episode, we discuss the importance of canceling unused subscriptions. HOST: Grant Cramer SUGGESTIONS: It's easy to have unwanted subscriptions eating away at your finances. Here are some suggestions to find and cancel subscriptions you no longer want or need: Go through your bills and bank statements to look for subscriptions you may have forgotten about. Use the 'Cancel Subscription' option on smart devices. Use online tools and apps to monitor and cancel subscriptions Search through your emails for any subscriptions you may have forgotten about. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Scams and Fraud
04/11/2023
Scams and Fraud
In this episode, we discuss scams and fraud and how to protect yourself from becoming a victim. CO-HOSTS: Hannah Reyes Gabriel Nagel WITH SPECIAL GUESTS: Matthew Layden, sophomore at Regis Jesuit High School Krish Vipani, junior at Northfield High School Oliver Deines, junior at Northfield High School LINKS: Here are some helfpul links in case you find yourself (or a loved one) being scammed. - the is a free tool anyone can use to report suspected scams. Your reports warn others so they can avoid similar cons. - whether you think or know it's a scam, tell the FTC. The FTC and its law enforcement partners enforce a variety of laws. Your report makes a difference and can help law enforcement spot problems. . - if you believe you have fallen victim to a cyber crime, file a complaint or report. Your information helps the FBI and its partners bring cyber criminals to justice. Get educated abou the latest and most harmful cyber threats and scams. By doing so, you will be better able to protect yourself and your family. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Budgeting
03/08/2023
Budgeting
In this episode, we discuss budgeting, why it's important, and how to do it. CO-HOSTS: Hannah Reyes Gabriel Nagel WITH SPECIAL GUESTS: Trace Taylor, freshman at Mullen High School Mo Chism, sophomore at St. Mary's Academy Matthew Layden, sophomore at Regis Jesuit High School Krish Vipani, junior at Northfield High School Oliver Deines, junior at Northfield High School LINKS: To learn more about budgeting, check out these free classes offered by teaches second through fourth graders about needs and wants, and basic budgeting concepts. Participants will play a back-to-school shopping game to reinforce their learning, and will also have the opportunity to practice creating their own budget. guides eighth through twelfth graders through the concepts of budgeting and scarcity, introduce them to the ideas of basic payroll taxes, and provide them with the opportunity to practice creating a real-world budget. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Investment 101 (for Teens): Types and Tips
02/22/2023
Investment 101 (for Teens): Types and Tips
In this episode, we discuss different types of investment options and how to get started. CO-HOSTS: Hannah Reyes Gabriel Nagel WITH SPECIAL GUESTS: Matthew Layden, sophomore at Regis Jesuit High School Oliver Deines, junior at Northfield High School Krish Vipani, junior at Northfield High School "This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction." :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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How to Start Your Own Business - Interview with Young Entrepreneurs
01/31/2023
How to Start Your Own Business - Interview with Young Entrepreneurs
In this episode, we discuss what it takes to start your own small business at any age. CO-HOSTS: Hannah Reyes Gabriel Nagel WITH SPECIAL GUESTS: Anna Lear, VP/YouthBiz Garrett Eisenman, high school junior and owner of Spencer Hicks, sixth grade student and owner of The Real Chocolate LINKS: YouthBiz: YouthBiz Business Competition: Young Americans Bank: :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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Debit vs. Credit
01/05/2023
Debit vs. Credit
In this episode, we explore the differences between debit cards and credit cards, how to obtain a credit card, how to start building your credit history, and how to establish and maintain a good credit score. :: At Young Americans Center for Financial Education, our goal is that youth grow up knowing how to earn, make, and manage their money wisely, regardless of background. We teach money smarts for kids, and money skills for life. Learn more at ::
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