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“Right to Cure” Trap Snags Debt Collectors
12/09/2025
“Right to Cure” Trap Snags Debt Collectors
Debt collectors in several jurisdictions are facing claims brought by consumer attorneys asserting that a consumer is not obligated to pay an account where the original creditor failed to provide a statutory “right to cure” notice. Fourteen jurisdictions in the United States require that a creditor provide a statutory right to cure notice to a consumer on a defaulted credit card account. In this first episode of The Debt Collector Podcast, host Angelina Anderson is joined by attorneys John Rossman and Ben Kirk with the law firm of Rossman Kirk, PLLC to discuss the right to cure requirements, recent case law and risks to debt collectors. Importantly, the attorneys identify the 14 jurisdictions that require a right to cure notice and specific strategies for debt collectors to avoid these claims in this audio podcast that is about 8 minutes in length.
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