Perennial Pride
Tom Suvansri is passionate about protecting and growing his family’s wealth and he shares how you can do it too. In this show, you will learn strategies that leverage economic principles in order to achieve increased financial control, cash flow, and tax advantages that last generations. It’s time to eliminate uncertainty and create wealth strategies to build a family legacy.
info_outline
From Comfort to Control: Rethinking How You Build Wealth
12/24/2025
From Comfort to Control: Rethinking How You Build Wealth
Summary In this episode of Perennial Pride, discover the power of urgency over comfort in building wealth and success. Using the inspiring story of a high school football team's championship journey, explore the vital role of intentional effort, proactive planning, and facing challenges to achieve financial freedom and a richer life beyond money. Perfect for anyone ready to transform their approach to wealth and life.. Episode Highlights 00:01:20 - Reflection on success through hard work. 00:02:05 - Urgency and comfort: insight on excellence and regret. 00:03:33 - Overcoming resistance to pursuing hard goals. 00:03:49 - The entrepreneurial mindset and taking intentional action. 00:05:21 - Stoicism: embracing obstacles as paths to growth. 00:07:07 - Complexity and its impact on financial management. 00:09:32 - Passive investing and its potential pitfalls. 00:11:56 - The importance of proactive, urgent financial planning. 00:12:26 - Risk mitigation as a critical but overlooked aspect. 00:14:23 - Wealth-building: Saving vs. spending culture. 00:17:58 - Benefits of maintaining liquidity for opportunities. 00:19:02 - The importance of aggressive tax planning. 00:20:49 - Diversifying and self-investing for financial excellence. 00:22:02 - Assessing comfort vs. urgency in wealth-building efforts. Episode Resources Keywords wealth building urgency comfort financial freedom wealth management obstacles stoicism risk mitigation complexity volatility consumerism stoic philosophy proactive planning investment tax planning entrepreneurial retirement accounts savings and spending liquidity taxes estate planning personal development business ownership real estate financial education opportunity funds financial discipline financial independence Perennial Pride podcast
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/39449495
info_outline
Compilation Episode: Best of 2025
12/17/2025
Compilation Episode: Best of 2025
EPISODE SUMMARY This episode revisits key conversations that challenge traditional financial thinking. From protecting family legacies through trusts, to using infinite banking as a personal financial system, to leveraging private equity for passive income and tax efficiency, this episode emphasizes intentional wealth-building through structure and education. LINKS MENTIONED KEYWORDS / SEO Perennial Pride Podcast, Best of 2025 podcast, Trust administration, Estate planning trusts, Generational wealth, Infinite banking concept, Whole life insurance banking, Private equity investing, Passive income strategies, Alternative investments, Financial independence, Wealth education, Tax-efficient investing. EPISODE HIGHLIGHTS WITH TIMESTAMPS - 00:00–00:01 - Introduction and episode overview - 00:01–00:07 - Trusts and generational wealth - 00:07–00:09 - Risks of inheritance without structure - 00:09–00:13 - Infinite banking explained - 00:13–00:15 - Misconceptions about whole life insurance - 00:15–00:18 - Guarantees vs market returns - 00:18–00:23 - Private equity for busy professionals - 00:23–00:25 - Fund-of-funds and diversification - 00:25–00:26 - Closing message on financial empowerment
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/39427230
info_outline
The Hidden Power of Liquidity in Wealth Building
12/11/2025
The Hidden Power of Liquidity in Wealth Building
Today's episode of the Perennial Pride podcast, Tom dives into one of the most overlooked but essential concepts in wealth building: liquidity. With markets showing volatility and assets potentially overvalued, he breaks down why having access to capital—not just investments—is key to confidence, preparedness, and opportunity. Tom shares practical strategies he’s personally used over the last year, including reassessing investments, unlocking equity, trimming expenses, and planning taxes proactively. Whether it's handling emergencies or striking when opportunities appear, this episode offers a grounded roadmap to fortifying your financial foundation. Episode Highlights 02:00: The “Everything Bubble” and why timing markets doesn’t work 05:00: Why liquidity creates calm, confidence, and optionality 07:30: Emergency funds vs opportunity funds 10:00: Selling assets strategically to unlock trapped equity 12:00: Exiting syndications and private investments for flexibility 14:30: Home equity, HELOCs, and planning before you need them 16:00: Alternative places to store liquidity 18:00: The three layers of liquidity explained 19:30: Warren Buffett’s “tide going out” lesson 20:00: Final thoughts on preparation and long-term confidence Links and Resources:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/39379745
info_outline
The 50-Year Mortgage: Lifeline or Long-Term Trap? with Kira Nyland
11/26/2025
The 50-Year Mortgage: Lifeline or Long-Term Trap? with Kira Nyland
In this episode of The Perennial Pride Podcast, Tom and Kira break down one of the hottest—and most controversial—financial headlines: the potential introduction of a 50-year mortgage. They unpack what this could mean for first-time homebuyers, investors, affordability, long-term debt, and the already-strained housing market. From rising interest rates and distorted market forces to cash-flow strategies and real estate investment implications, this conversation cuts through the noise to help you understand the good, the bad, and the ugly behind ultra-long mortgages. If you're trying to make sense of today’s housing landscape—or wondering whether a 50-year loan is a lifeline or a long-term trap—this episode gives you the clarity you need. Episode Highlights 01:54 - Financial implications for first-time homebuyers. 06:01 - The rise of the average first-time homebuyer age. 11:46 - Interest rate impact on home affordability. 14:35 - Early mortgage payoff considerations. 18:50 - Inflation's role in mortgage strategy. 21:20 - Real estate investment and 50-year mortgages. 32:56 - Government's involvement in housing markets. 39:17 - Long-term financial planning with mortgages. Episode Resources
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/39186360
info_outline
Learn to Lead In Your Own Style with Brandon Jenkins: Part 4
11/20/2025
Learn to Lead In Your Own Style with Brandon Jenkins: Part 4
Continuing on this final episode with Brandon Jenkins, Tom and Brandon explore the multifaceted nature of leadership, emphasizing the importance of self-leadership, trust, and humility. They discuss the challenges leaders face when transitioning from individual contributors to team leaders, the significance of fostering a collaborative team culture, and the necessity of connecting individual values to team goals. They highlight the role of accountability and the need for leaders to create an environment where open communication and feedback are encouraged. Ultimately, the conversation serves as a guide for aspiring leaders to embark on their journey of personal and professional growth. Episode Highlights 04:51 - Leadership is personal: born or made? 05:37 - Self-leadership as a foundational aspect. 10:02 - Recognizing unique blueprints in team members. 13:55 - The challenge of transitioning from expert to leader. 16:44 - The significance of authenticity in leadership. 19:58 - Building trust through genuine actions. 30:15 - Empowerment versus micromanagement. 32:45 - Letting go: balancing control and delegation. 36:50 - The power of asking questions to foster connection. 40:29 - Consistency in reinforcing team culture and feedback channels. 45:30 - Accountability partners as tools for growth. 50:06 - Starting with self-reflection to identify core values. Episode Resources
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/39101150
info_outline
Learn to Lead In Your Own Style with Brandon Jenkins: Part 3
11/13/2025
Learn to Lead In Your Own Style with Brandon Jenkins: Part 3
Continuing in this four part series, Tom and Brandon talk about the impact of beliefs and assumptions on personal behavior and potential. He emphasizes how these ingrained beliefs, often formed from early life experiences, can unconsciously dictate actions and hinder personal growth. By becoming aware of these underlying assumptions, individuals can unlock their true potential and make more intentional choices in their lives. Tune in next week for part four! Episode Highlights 05:36 - Golden Path fallacy. 07:58 - Self-awareness unlocks fulfillment. 10:35 - Embracing unique leadership. 13:31 - Leaders not having all the answers. 17:54 - Empowering and unleashing team potential. 23:26 - Connecting values to organizational purpose. 33:04 - Reflecting to identify passions. 35:39 - The importance of curiosity. Episode Resources Connect with Brandon Jenkins
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38959375
info_outline
Learn to Lead In Your Own Style with Brandon Jenkins: Part 2
11/06/2025
Learn to Lead In Your Own Style with Brandon Jenkins: Part 2
In part two of this series with Brandon Jenkins, Tom and Brandon explore the concept of resilience, its importance in personal and professional growth, and practical strategies to cultivate it. They discuss the significance of understanding one's purpose, the cycle of aligning actions with that purpose, and the mindset required to navigate challenges. Things such as community, preparation, and mindfulness help building resilience and achieving success. Stay tuned for part three! Episode Highlights 01:20 - Building resilience in life. 05:57 - Align, Act, Assess, Adjust framework. 07:11 - The importance of a resilient mindset. 10:09 - Pressure rehearsal and authentic thinking. 12:18 - The power of chair flying. 14:53 - Handling stress as a leader. 17:40 - The concept of a pre-mortem. 23:00 - Disconnecting identity from failure. 26:51 - The value of leadership ready rooms. 31:35 - Owning the controllable mindset. 39:06 - Importance of recovery and resets. Episode Resources Connect with Brandon Jenkins
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38930515
info_outline
Learn to Lead In Your Own Style with Brandon Jenkins: Part 1
10/30/2025
Learn to Lead In Your Own Style with Brandon Jenkins: Part 1
In this first episode of a four part series, Tom Suvansri and Brandon Jenkins explore the concept of purpose and fulfillment in life. They discuss the importance of understanding one's personal purpose, the pitfalls of following societal expectations (the golden path fallacy), and the significance of introspection and mindset shifts. Brandon shares insights on creating a blueprint for clarity in one's life and the value of conducting an energy audit to identify what truly energizes and fulfills individuals. They emphasize the ongoing journey of self-discovery and the importance of aligning one's actions with their values and passions. Be sure to tune in next week for Part 2. Episode Highlights 03:54 - Understanding your purpose. 12:26 - The concept of the "Golden Path" in careers. 20:22 - Blueprint process for finding purpose. 37:37 - Practical first steps: an energy audit. Episode Resources Connect with Brandon Jenkins
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38899440
info_outline
Navigating Business Challenges with Deb Snyder
10/23/2025
Navigating Business Challenges with Deb Snyder
In today's episode, Tom Suvansri and Deb Snyder discuss the challenges faced by small business owners and the importance of effective planning for future success. Deb shares insights from her experience at Cultivate Advisors, emphasizing the need for a mindset shift towards enterprise value and strategic planning. They explore the significance of setting SMART goals, the role of team buy-in, and the necessity of having a clear vision for the business. Tune in to hear more about this and the common myths about business planning and the importance of preparing for unexpected events. Episode Highlights 01:43 - Enterprise value as a paradigm shift for business owners. 02:55 - Importance of working on the business, not just in it. 05:32 - Planning for 2026: Why it's important now. 06:45 - Rewrite of traditional business plans to simpler formats. 07:50 - SMART goals explained. 09:44 - Breaking down business goals into 90-day sprints. 13:45 - Highlighting enterprise value, financials, and business health. 17:46 - Bringing team members into business planning. 19:59 - Importance of key performance indicators (KPIs). 21:37 - The reality of business exits and planning for succession. 25:20 - Employee buy-in as part of the planning process. 27:50 - Having regular review meetings for business plans. 30:02 - Importance of not making the same mistake twice. Episode Resources Connect with Deb Snyder
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38611375
info_outline
The Power of Infinite Banking Explained with Mark Hutchinson
10/16/2025
The Power of Infinite Banking Explained with Mark Hutchinson
In this conversation, Tom Suvansri and Mark Hutchinson delve into the concept of Infinite Banking, exploring its principles, misconceptions, and practical applications for both personal and business finance. Mark shares his journey to discovering Infinite Banking, emphasizing the importance of financial education and stewardship. The discussion highlights how Infinite Banking can serve as a powerful tool for cash flow management, legacy planning, and investment strategies, ultimately leading to financial freedom and control over one's wealth. Episode Highlights 04:43 - Explaining the Infinite Banking Concept. 05:56 - Misconceptions about whole life insurance. 07:31 - Benefits of Infinite Banking for businesses and individuals. 12:02 - Control over financial systems, minimizing lost opportunity cost. 14:36 - Example of using IBC for business expenses. 16:59 - Long-term financial strategies using Infinite Banking. 21:19 - Generational wealth and financial education. 25:22 - Infinite Banking as a tool for investments. 30:10 - Risks and strategies in personal and business investments. 35:33 - Building financial freedom with Infinite Banking. Episode Resources Connect with Mark Hutchinson
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38597810
info_outline
Maximize Your Wealth Before Year-End
09/18/2025
Maximize Your Wealth Before Year-End
In this episode, Tom discusses the importance of early financial and tax planning as summer comes to an end. He emphasizes the need for proactive strategies to mitigate taxes and highlights common misconceptions about tax planning. The conversation covers various opportunities for business owners, investment strategies, charitable giving, and family legacy planning. Tune in to get insights into maximizing your financial potential. Episode Highlights 01:14 - Tax planning awareness. 02:14 - The importance of early action. 02:56 - Capital gains tax lesson. 04:18 - Consulting professionals for tax strategy. 06:00 - Proactive vs. reactive tax approach. 11:09 - Misconception: Wealth and tax strategy. 13:54 - Real estate tax advantages. 14:44 - Charitable donation strategies. 18:00 - Avoiding tax procrastination. 20:09 - Taking ownership of financial life. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38270975
info_outline
Tax Planning: From Compliance to Strategy with Marlene Amata
09/11/2025
Tax Planning: From Compliance to Strategy with Marlene Amata
Joining Tom today is Marlene Amata, a seasoned tax accountant, who shares about the evolution of tax planning and the importance of collaboration in financial services. Marlene shares her journey from disliking accounting to finding passion in helping clients navigate their financial lives. They discuss the concept of the Virtual Family Office (VFO) and how it can provide comprehensive support for clients, emphasizing the need for collaboration among professionals to better serve clients' needs. Take a listen to hear more about the value of having a supportive network. Episode Highlights [01:25] Overcoming Initial Disinterest in Accounting [02:29] The Impact of the Entertainment Industry on Career Choice [03:45] Transition from Traditional Accounting to Client-Focused Service [06:10] Tax Planning: Downside of Success? [11:04] Virtual Family Office: A Modern Take on Rockefeller's Legacy [12:45] Leveraging Networks: Avoiding Solitude in Expertise [16:20] Breaking Down Silos: The Future of Client Services [20:39] Common Missteps in Tax Strategy for New Entrepreneurs [23:40] Ignored Risks: A Business Owner’s Blind Spot [28:00] Community and Collaboration: The New Key to Success Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/38172390
info_outline
Why It Matters - The Rise of Solopreneur
08/14/2025
Why It Matters - The Rise of Solopreneur
In this episode of the Perennial Pride podcast, Tom talks about the growing trend of solopreneurs and the importance of planning for the unexpected in business. He emphasizes the need for solopreneurs to establish a solid foundation, including legal structures and financial safeguards, to protect their assets. Tom also highlights the significance of succession planning and mindset shifts necessary for long-term success. The episode provides practical advice for solopreneurs to ensure their businesses are prepared for unforeseen circumstances and to maximize their value. Highlights 05:55 - Unforeseen Health Crisis Impact 06:56 - Preparing for Business Disruptions 07:02 - Strategies for Business Continuity 09:01 - Implementing Legal Structures 09:26 - Importance of Documentation 09:45 - Financial Safeguards for Businesses 12:04 - Training Successors 13:12 - Buy-Sell Agreements 16:09 - Mindset Shift for Solopreneurs 18:00 - Protecting Your Business Asset Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/37865660
info_outline
Unlocking Passive Income with Bitcoin Mining with Beau Turner
07/10/2025
Unlocking Passive Income with Bitcoin Mining with Beau Turner
In this podcast episode, Tom Suvansri interviews Beau Turner, founder of Abundant Mines, about the world of Bitcoin mining and its potential as a passive income source. Beau shares his journey from traditional investing in real estate to the innovative realm of Bitcoin mining, emphasizing the importance of education and understanding in navigating this space. The conversation explores the benefits of mining over simply buying Bitcoin, the evolving technology behind mining equipment, and the demographic shifts in Bitcoin adoption. Beau also highlights the environmental impact of mining and its role in energy efficiency, making a case for Bitcoin as a financial freedom tool and a significant asset in modern investment portfolios. Tap into the power of education, innovation, and passive income. Subscribe now and discover how Bitcoin mining could be your next step toward long-term wealth and financial freedom. Highlights 02:22 - Early interest in wealth building. 03:23 - Transition from engineering to real estate. 03:59 - Bitcoin discovery and re-investment. 06:25 - The lesson from harsh experiences. 09:52 - Tangible interaction with Bitcoin mining. 10:57 - Recognition of Bitcoin’s permanence. 14:31 - The advantage of Bitcoin mining over buying. 19:22 - Understanding the lifespan of mining equipment. 22:44 - Addressing energy waste in mining. 25:32 - The widespread potential of Bitcoin. 32:10 - Bitcoin as a revolutionary financial technology. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/37286550
info_outline
3 key areas to help you build wealth in the long-run
07/03/2025
3 key areas to help you build wealth in the long-run
In this podcast episode, Tom Suvansri explores various perspectives on wealth building, emphasizing the importance of patience, fulfillment in work, and the impact of relationships and environment on personal success. He discusses the common rush towards financial independence and the need for deeper reflection on life choices, career satisfaction, and the significance of community in achieving long-term wealth and fulfillment. Slow down, tune in, and rethink what wealth really means to you. Subscribe now and join the conversation about building a life that’s not just rich in dollars—but in meaning, purpose, and connection. Highlights 02:01 - Paradox of Technology: More Frenzy, Less Simplicity. 02:27 - FIRE Movement: Sacrifices for Early Retirement. 05:52 - Rethinking Life Paths: Beyond Traditional Roadmaps. 06:35 - Delving Into Long-term Fulfillment and Wealth. 07:28 - Big Life Decisions: Impact Beyond Wealth. 13:26 - Experimentation Over Immediate Commitment. 14:48 - Aligning Work with Personal Values. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/37270565
info_outline
Keys To Building Your Financial Foundation to Bring Freedom To Your Life
06/26/2025
Keys To Building Your Financial Foundation to Bring Freedom To Your Life
In this episode, Tom Suvansri discusses the importance of building a strong financial foundation for wealth and freedom. He draws inspiration from nature, emphasizing the need for growth and stability in our financial lives. The conversation covers various aspects of financial education, awareness, saving, debt management, estate planning, and asset protection, all aimed at empowering listeners to create a life of abundance and security for themselves and future generations. Start building your foundation today—subscribe, share this episode, and connect with us to explore how you can create lasting wealth on your own terms Highlights 01:15 - Building foundations for future generations. 03:35 - Five areas of life requiring abundance and freedom. 05:47 - Importance of financial education. 10:08 - The significance of cash flow in personal finance. 13:20 - Saving as a key financial strategy. 15:55 - The critical role of insurance defense strategies. 19:08 - Awareness and planning for inevitable life events. 21:20 - Debt strategy and responsible financing. 25:00 - Estate planning essentials: wills and trusts. 27:10 - Asset protection strategies to safeguard wealth. 29:35 - Benefits of using education to manage investments. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/37127710
info_outline
Financial Traps You Need To Be Aware Of
06/12/2025
Financial Traps You Need To Be Aware Of
Today, Tom dives into the concept of freedom and the various financial traps that can hinder wealth building. He emphasizes the importance of understanding debt, retirement accounts, the tax system, home ownership, inflation, reliance on government support, and hidden fees in finance. Tune in today to hear more about taking control of your financial lives and make informed decisions to achieve true freedom and wealth. Highlights 01:04 - Perspective in financial decision-making. 03:39 - Debt as a wealth-building trap. 05:57 - Student loans and the burden of debt. 09:47 - Rethinking retirement account contributions. 11:59 - Impact of tax system on wealth building. 14:19 - Homeownership as a financial trap. 17:08 - Inflation and devaluation of currency. 19:23 - Government reliance and personal financial control. 20:57 - Hidden fees in financial services. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36965515
info_outline
The True Meaning of Wealth - More Than Money
06/05/2025
The True Meaning of Wealth - More Than Money
In this podcast episode, Tom explores the concept of wealth beyond just financial capital. He emphasizes the importance of various forms of capital, including time, health, relationships, and purpose, in achieving a fulfilling life. Through personal anecdotes and reflections, he encourages listeners to assess their own wealth in these areas and take intentional steps towards improvement. Highlights 01:31 - Realizing True Wealth Beyond Finances 04:44 - Five Forms of Capital: A Holistic Approach 05:54 - Financial Capital: Importance of Cash Flow 07:12 - Time Capital: Prioritizing Your Time 09:59 - Health as Wealth: The Need for Vitality 13:49 - Relationship Capital: Importance of Social Ties 16:41 - Purpose Capital: Finding Meaning in Life 19:19 - Self-Assessment for Growth in Wealth Areas Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36852445
info_outline
Your Acres of Diamonds: Unlocking the Gold Within You
05/29/2025
Your Acres of Diamonds: Unlocking the Gold Within You
Join Tom today as he discusses the importance of self-investment and personal growth during uncertain times. He emphasizes the need to look within ourselves to identify opportunities and strengths, encouraging listeners to dream big and overcome fears. Tom shares insights on turning problems into opportunities, taking action, and seeking feedback from trusted individuals. Tune in to hear more about the value of embracing discomfort as a means for growth and success. Highlights 01:03 - “Acres of Diamonds” story. 03:36 - Investing in yourself first. 04:54 - Self-awareness and the blueprint process. 07:01 - Solving everyday problems like in Shark Tank. 11:07 - The importance of dreaming and aspirations. 13:56 - Leveraging unique talents for impact. 16:59 - Gauging your skills through trusted opinions. 19:51 - Learning through discomfort and failure. 21:58 - Encouragement to embrace action and growth. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36761525
info_outline
Inflation, Ignorance, and the IRS: Understanding Your 3 Biggest Costs
05/22/2025
Inflation, Ignorance, and the IRS: Understanding Your 3 Biggest Costs
In this episode, Tom discusses the complexities of taxes and their impact on personal finance. He emphasizes the importance of understanding various types of taxes, including income tax, capital gains tax, estate tax, and the often-overlooked inflation tax. Tom introduces the concept of the 'ignorance tax,' highlighting the financial costs associated with a lack of knowledge about tax strategies. He encourages listeners to seek education and professional advice to mitigate their tax burdens and emphasizes the importance of continuous learning in achieving financial success. Take a listen today to see if you're being proactive about tax planning! Highlights 01:09 - Taxes: The Biggest Expense and Wealth Impact 03:03 - Taxes as Behavioral Incentives 04:36 - The Robert Kiyosaki Tax Perspective 06:57 - Capital Gains Tax: An Incentive to Invest 09:00 - Inflation: The Stealth Tax 12:34 - Surpassing Inflation to Maintain Wealth 14:28 - Ignorance Tax: Knowledge as Power 17:02 - Tax Code Structure and Strategic Planning 19:57 - Worth of Paying for Expert Advice 20:18 - Lifelong Learning for Financial Success Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36634135
info_outline
Elite Golf. Elite Wealth. How the Best Play the Long Game — On the Course and With Their Capital
05/15/2025
Elite Golf. Elite Wealth. How the Best Play the Long Game — On the Course and With Their Capital
Today's episode, Tom draws the parallels between the game of golf and financial management, emphasizing the importance of long-term thinking, holistic approaches, and emotional control in achieving financial success. He discusses the significance of generational wealth, the need for the right financial tools, and the value of collaboration with experts to navigate complex financial landscapes. Tune in today to learn more about the measuring of financial progress and maintaining a proactive mindset to adapt to changing circumstances. Highlights 00:35 - Masters as a symbol for managing life. 01:01 - Golf’s parallels with financial management. 02:00 - Generational thinking in golf and finance. 03:11 - Importance of estate planning and education. 03:46 - Strategy in golf and financial planning. 05:07 - Holistic integration of financial advisors. 07:01 - Exploring diverse financial tools and strategies. 09:33 - Mindset and emotional control in finance and golf. 11:03 - Benefits of proactive financial planning. 13:13 - Value of expert advisors and a team approach. 14:49 - Importance of measuring financial progress. 16:49 - Objective evaluation of financial strategies. Episode Resources Connect with Tom Suvansri Call to Action How to Listen: Subscribe on Listen on
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36572780
info_outline
Beyond the Numbers: Building a Life You Want with Gil Roberts
05/08/2025
Beyond the Numbers: Building a Life You Want with Gil Roberts
In this engaging conversation, Tom chats with Gil Roberts, an entrepreneur with a diverse background in finance and business. They talk about the journey from traditional finance to entrepreneurship, discussing the lessons learned from early failures and successes. Gil emphasizes the importance of understanding the financial system, the value of connecting with people, and the need to break free from societal expectations. Tune in to hear more about the significance of personal fulfillment over material possessions. Highlights 01:27 - Transition from programming to finance. 02:14 - First failed business and key learning. 05:23 - Experience gaining collection proficiency. 08:36 - Importance of doing what you love. 09:09 - Transition to commercial lending. 13:49 - System design in education and work. 15:43 - Concept of lifestyle inflation. 19:17 - Escape the rat race. 24:09 - Freedom beyond monetary wealth. 44:31 - Emphasis on financial literacy and education. Episode Resources Connect with Tom Suvansri Connect with Gil Roberts Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36480085
info_outline
Maximizing Business Value Before Sale with Steve DeTray
05/01/2025
Maximizing Business Value Before Sale with Steve DeTray
Today, Tom is joined by Steve DeTray to discuss the critical aspects of business exit planning, emphasizing the importance of having a succession plan, understanding business valuation, and preparing both the business and the owner for a successful exit. They explore the mindset shift required for business owners, the role of a support team, and the emotional readiness needed for transitioning out of a business. Thinking about selling your business? This episode is for you! Highlights 01:33 - Mistakes from a rushed business exit. 06:58 - Necessity of a business-owner mindset shift. 11:06 - The critical 5-year runway for exiting. 13:52 - External forces driving involuntary exits. 19:45 - Over-reliance on the business owner. 25:21 - Eight key drivers impacting business value. 29:10 - Preparing the owner emotionally for exit. 31:14 - Importance of purpose post-retirement. Episode Resources Connect with Tom Suvansri Connect with Steve DeTray Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36366770
info_outline
The Hidden Importance of Insurance with Kyle Shoulvin
04/24/2025
The Hidden Importance of Insurance with Kyle Shoulvin
In today's exciting episode, Tom chats with Kyle Shoulvin, an independent insurance broker, discussing the often-overlooked importance of insurance in financial planning. Kyle shares his journey from teaching to the insurance industry, emphasizing the value of independent agencies in providing personalized insurance solutions. They dive into essential personal insurance coverages, the significance of liability coverage, and the complexities of homeowners insurance, particularly in the context of rising risks and market challenges. Tune in to make sure you have all the right coverage you need! Highlights 07:13 - Misconceptions about the insurance industry. 10:49 - Importance of liability coverage. 16:32 - Understanding condo insurance requirements. 22:40 - Insurance challenges in risk-prone areas. 30:01 - Impact of natural disasters on insurance. 35:34 - Commoditization of the insurance industry. 40:53 - Importance of understanding policy comparisons. Episode Resources Connect with Tom Suvansri Connect with Kyle Shoulvin Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36252235
info_outline
Embracing Change: Strategies for Personal Development
04/17/2025
Embracing Change: Strategies for Personal Development
In this episode, Tom talks about the inevitability of change in life and how to navigate it positively. He emphasizes the importance of self-reflection, understanding one's unique strengths, continuous education, taking action, surrounding oneself with supportive people, and financial preparedness. Additionally, he highlights the significance of risk management and cultivating gratitude during times of transition. Tune in to be inspired to embrace change as a pathway to personal growth and fulfillment! Highlights 01:04 - Embracing Impermanence: The Inevitability of Change. 04:38 - Finding Purpose: Assessing Personal Values. 08:00 - Unique Skillset: Embrace and Love Your Uniqueness. 10:05 - Lifelong Learning: Education is a Passion. 12:43 - Taking Action: Ready, Fire, Aim. 15:57 - Support Networks: Importance of Surrounding Yourself with the Right People. 18:54 - Financial Preparedness: Getting Your Financial House in Order. 25:04 - Gratitude Practice: Focus on Positive Aspects. 26:28 - Managing Change: Growth, Stress, and Maturity. Episode Resources Connect with Tom Suvansri Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36200720
info_outline
Have Your Dollars Do More Than One Job
04/03/2025
Have Your Dollars Do More Than One Job
Today, Tom dives into the concept of wealth stacking, emphasizing the importance of making money work for you in multiple ways. He introduces the infinite banking concept as a strategy to leverage life insurance for wealth accumulation and explores various methods to utilize home equity and investment portfolios effectively. Tom also highlights the risks associated with leveraging debt and the importance of making informed investment decisions to ensure financial growth and security. Tune in to hear more! Highlights 02:59 - Challenging traditional wealth-building. 05:56 - Introduction to Infinite Banking concept. 08:39 - Borrowing against life insurance policies. 10:05 - Real estate leveraging example. 14:44 - Risks of leveraging for investments. 16:47 - Warren Buffett’s rule on not losing money. 19:08 - Risks and controls in using margin loans. 23:45 - Importance of not over-leveraging. 26:20 - Advanced debt strategies and traditional advice contrast. Episode Resources Connect with Tom Suvansri Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/36011840
info_outline
What Not To Do To Be Wealthy
03/27/2025
What Not To Do To Be Wealthy
In this podcast episode, Tom discusses the key principles for achieving financial success and the common pitfalls that lead to financial failure. He emphasizes the importance of tracking finances, having a solid financial plan, continuous learning, and making informed investment decisions. The conversation also highlights the dangers of short-term thinking and the strategic use of debt. By flipping the perspective on financial success, he encourages you to take actionable steps towards building your wealth. Highlights 00:36 - The opposite approach to financial advice. 01:25 - Financial failure strategy: Not tracking finances. 02:58 - Importance of having a financial plan. 04:31 - Continuous learning in personal finance. 09:11 - The risk of relying solely on internet advice. 10:53 - The pitfalls of thinking short-term. Episode Resources Connect with Tom Suvansri Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/35935785
info_outline
Navigating Private Equity Investments with Keshav Kolur
03/13/2025
Navigating Private Equity Investments with Keshav Kolur
In this episode, Tom chats with Keshav Kolur, the principal at Clive Capital, who shares his journey into real estate investing and the establishment of his company. Together, they discuss the importance of financial freedom, the benefits of private equity, and the innovative fund of funds model that simplifies investment for tech professionals. Keshav outlines the criteria used to assess investments, emphasizing cash flow, tax benefits, and diversification. Tune in to hear more about the accessibility of alternative investments, such as oil and gas, and innovative strategies for building wealth through private equity and self-directed IRAs. Highlights 04:57 - Journey into real estate at a young age 05:50 - Discovering syndications over single-family homes 07:50 - Proof of concept with first syndication 08:51 - Launching Clive Capital to expand passive investments 11:19 - Emphasis on private equity over public markets 12:51 - Significance of diversification 14:59 - Fund of Funds model explained 17:41 - Criteria for selecting investments 22:59 - Accredited investor: who qualifies? 29:39 - Three ways to fund investments 33:59 - Excitement about oil and gas investments 35:24 - Tax benefits of oil and gas investments 36:54 - Alternative investment strategies in focus Episode Resources Connect with Tom Suvansri Connect with Keshav Kolur Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/35738750
info_outline
Navigating Trust Administration with Antony Joffe
02/27/2025
Navigating Trust Administration with Antony Joffe
In this podcast episode, Tom chats with Antony Joffe, chairman of Sterling Trustees, to discuss the importance of trust administration and the role of independent trustees. They explore the benefits of trusts for wealth protection and generational legacy, the advantages of South Dakota's trust laws, and the common misconceptions surrounding estate planning. Antony emphasizes the need for financial education for beneficiaries and the importance of choosing the right trustee to avoid family conflicts. Tune in to hear more from this episode! Highlights 04:40 - Antony’s unexpected career path 06:35 - Importance of trusts in legacy planning 09:56 - Challenges of independent trustees 12:15 - Why South Dakota for trust laws 15:12 - Importance of teaching financial responsibility 17:39 - What families often get wrong about trusts 19:32 - Keeping it simple: Trust design advice Episode Resources Connect with Tom Suvansri Connect with Antony Joffe Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/35431135
info_outline
The Buy, Borrow, and Die Strategy
02/20/2025
The Buy, Borrow, and Die Strategy
Today, Tom discusses the 'Buy, Borrow, and Die' strategy, a wealth-building approach that emphasizes the importance of acquiring assets, borrowing against them, and utilizing tax laws to pass wealth efficiently to the next generation. He highlights the benefits and risks associated with this strategy, including the significance of the stepped-up basis and the need for careful estate planning. Tom encourages listeners to integrate these strategies into a cohesive financial plan and to start small with practical steps. Tune in to find out more about this strategy! Highlights 02:54 - Importance of asset ownership. 05:23 - Borrowing against appreciating assets. 06:26 - Stepped-up basis explained. 09:32 - Risks of over-leveraging. 11:45 - Importance of estate planning. 12:57 - Start with basic asset-backed loans. 13:56 - Need for a cohesive financial strategy. 15:05 - Long-term legacy and business continuity. Episode Resources Connect with Tom Suvansri Call to Action How to Listen:
/episode/index/show/304d652f-29a6-49ce-98da-195e84b95200/id/35389095