Long Term Care Radio

Long-Term Care Specialist, Brian Ott hosts a weekly show covering all aspects of long-term care.

The Last Radio Show 08/08/2025

The Last Radio Show Although the podcast will continue, this show is the last show airing on the radio stations. Brian goes through how we started this show and how it has evolved over the years. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37737475

Staying In Your Home 08/02/2025

Staying In Your Home Brian discusses what points to consider when planning on staying in your own home in a long-term care situation. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37647935

General Policy Questions 07/25/2025

General Policy Questions Brian responds to thoughtful questions about long-term care insurance policies. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37547325

Small Plans Count 07/22/2025

Small Plans Count Brian explains why even a small long-term care insurance plan makes sense for most people. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37498770

Protecting Your Legacy 07/11/2025

Protecting Your Legacy Learn about the importance of long-term care planning when you are doing estate planning. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37369870

Entitlements Programs 07/03/2025

Entitlements Programs Brian explains how Medicare, Medicaid, and the VA programs work for long-term care. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37274475

Know what you are buying 06/26/2025

Know what you are buying Brian addresses a listener’s concerns about his father's policy not paying a claim. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37165960

Better Funding Options 06/22/2025

Better Funding Options Brian explains the various ways to fund these asset-based long-term care programs and how they remain an asset to you. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37105880

Get More for Less 06/15/2025

Get More for Less Brian compares asset-based plans that pay you back with traditional plans that don’t and teaches you which ones cost less. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/37012760

Getting Money Back 05/30/2025

Getting Money Back Learn how you can access money in your plan through borrowing, surrendering, or canceling you’re your plan. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36795335

What LTCi Pays For 05/24/2025

What LTCi Pays For Brian will teach you what services long-term care insurance pays for and where you can use your policy. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36696475

You Are Self-Insuring 05/16/2025

You Are Self-Insuring Brian explains why advisors are wrong about self-insuring /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36595965

Is Cash King 05/09/2025

Is Cash King Brian will go over the pros and cons of cash benefit plans /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36510625

Who Can Be a Caregiver 05/02/2025

Who Can Be a Caregiver Brian explains who can qualify to be a caregiver with insurance and state rules. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36414000

Why Statistics Don’t Matter 04/25/2025

Why Statistics Don’t Matter Brian goes over how he designs plans based on personal situations and not averages. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36316405

Traditional vs Asset-Based 101 04/18/2025

Traditional vs Asset-Based 101 Brian compares Traditional and Asset-Based long-term care plans and teaches you why you don’t want to pay more for less. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36222125

Tax Time 04/13/2025

Tax Time Brian discuss some overlooked ways to get a tax deduction on long-term care insurance premiums. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36116190

Bad Advice 04/04/2025

Bad Advice Brian reacts to some of the bad advice he has seen given to his clients over the years regarding long-term care insurance. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/36007920

Should You Keep Your Premium 03/28/2025

Should You Keep Your Premium Brian compares investing insurance premiums to purchasing a long-term care insurance plan /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35911770

Don’t Believe the Myth’s 03/23/2025

Don’t Believe the Myth’s Brian goes over some of the most common myths surrounding long-term care planning. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35827800

When and Where 03/14/2025

When and Where Brian explains the reality of when long term care situations happen and where the majority of people receive care. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35681155

Life, Disability, and LTCi 03/07/2025

Life, Disability, and LTCi Brian discusses the difference between Life, Disability, and Long-Term Care Insurance policies prompted by a listener question. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35578575

Making Money on LTCi 02/28/2025

Making Money on LTCi Brian explains how your money works in long-term care insurance plans, how there are plans that give you more money back than you put in, and even plans that make you money. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35486030

Comparing Companies 02/21/2025

Comparing Companies Brian addresses a listener's question about why he doesn't say the company during the client of the week. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35379695

Government Reality 02/14/2025

Government Reality Brian discussed what the government programs (Medicare, Medicaid, & the VA) provide for long-term care services. He goes through the misinformation and misconceptions out there about these programs and how they work for long-term care. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35290190

Don’t Pay More for Less 02/08/2025

Don’t Pay More for Less Brian explains why asset-based plans that pay you back are not more expensive than traditional plans. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35205600

Care Provider Options 01/31/2025

Care Provider Options Brian discusses the multiple options long-term care insurance pays for when you need care. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35102150

Death Benefits, Cash Value and Surrender Value 01/27/2025

Death Benefits, Cash Value and Surrender Value Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plans /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/35030430

Covered Services 01/16/2025

Covered Services Brian goes over what services are covered by Long-term care insurance. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/34888175

Plan Design Options 01/10/2025

Plan Design Options Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan. /episode/index/show/7e94fb3b-fd1d-4dc3-a5e1-17c7e112bcab/id/34805335

Long Term Care Radio

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