Above Average Dollar

JV Jones and YourPalSal discuss their pursuit towards being debt free and retiring early, and the lessons learned along the way. They share stories, concepts, and tools all relating reaching this goal for their listeners.

Episode 21 - How liabilities keep you from risk taking 12/02/2020

Episode 21 - How liabilities keep you from risk taking JV Jones and YourPalSal discuss the effects liabilities have on your risk taking. /episode/index/show/aboveaverage/id/17041868

Episode 20 - The Cost of Being Particular 11/26/2020

Episode 20 - The Cost of Being Particular JV Jones and YourPalSal discuss the extensive cost of being particular in your purchases and in life. Debt free or not, being too picky can cost you money and time that could be spent doing financial planning or making more money in a side hustle. Ease up your pickiness and make your life much simpler by not being so particular, at least when it matters the least. /episode/index/show/aboveaverage/id/16962224

Episode 19 - Compounding Interest 10/28/2020

Episode 19 - Compounding Interest JV Jones and YourPalSal Learn The Magic Of Compound Interest /episode/index/show/aboveaverage/id/16583435

Episode 18 - Credit Score, Who Cares? 09/28/2020

Episode 18 - Credit Score, Who Cares? JV Jones and YourPalSal discuss credit score, how its determined and when you should and should not worry about it. /episode/index/show/aboveaverage/id/16176659

Episode 17 - Financial Gurus, and who you should listen to 09/14/2020

Episode 17 - Financial Gurus, and who you should listen to The financial advice industry is filled to the brim with products and services that promise financial independence. The problem is that most of these are just sales pitches with little substance. In this episode, we’ll look at some of the most popular gurus in the industry and look at their actionable advice. /episode/index/show/aboveaverage/id/16004246

Episode 16 - The Habit Addict 09/09/2020

Episode 16 - The Habit Addict JVJones and YourPalSal discuss how they form and keep habits. /episode/index/show/aboveaverage/id/15950798

Episode 15 - Shut Up and Raise Your Taxes 08/30/2020

Episode 15 - Shut Up and Raise Your Taxes JV Jones and YourPalSal discuss why you should be focused on not just taxes that the government takes, but you should also be taxing yourself to get out of debt and have financial independence quicker. /episode/index/show/aboveaverage/id/15810668

Episode 14 - The Giving Muscle 08/22/2020

Episode 14 - The Giving Muscle JVJones and YourPalSal discuss giving and how it relates to your debt free process. /episode/index/show/aboveaverage/id/15711515

Episode 13 - Face Your Finance Fear 08/18/2020

Episode 13 - Face Your Finance Fear In this episode JV Jones and YourPalSal take on facing fears, and identifying worst case scenarios. /episode/index/show/aboveaverage/id/15653501

Episode 12 - F.U. Money 07/20/2020

Episode 12 - F.U. Money YourPalSal and JVJones discuss what the F.U. money is all about. We also enjoy a few special characters that wanted to share their insite on F.U. Status /episode/index/show/aboveaverage/id/15285599

Episode 11 Part II of II - Conversation with Spouse 07/02/2020

Episode 11 Part II of II - Conversation with Spouse JV Jones and YourPalSal have the hardest conversation yet. We have a round table with our wives about finances and pursuing a different life for ourselves. /episode/index/show/aboveaverage/id/15053033

Episode 11 Part 1 of II - Conversation with Spouse 07/02/2020

Episode 11 Part 1 of II - Conversation with Spouse JV Jones and YourPalSal have the hardest conversation yet. We have a round table with our wives about finances and pursuing a different life for ourselves. /episode/index/show/aboveaverage/id/15052949

Episode 10 - Legacy Box 06/18/2020

Episode 10 - Legacy Box JV Jones and YourPalSal discuss what leaving a legacy means to them, and things you should consider to have organized in your personal legacy box. /episode/index/show/aboveaverage/id/14880533

Episode 9 - Producing vs Consuming 06/05/2020

Episode 9 - Producing vs Consuming JV Jones and YourPalSal discuss Producing vs Consuming. The idea of making a mindset shift from a mostly consuming mindset to one that caters more towards releasing your inner creativity in producing. /episode/index/show/aboveaverage/id/14712344

Episode 8 - Humbly Broke 05/24/2020

Episode 8 - Humbly Broke JV Jones and YourPalSal discuss how to be humble about being broke. /episode/index/show/aboveaverage/id/14548511

Episode 7 - The Four Quadrants of Hobbies and Activities on A Budget 05/17/2020

Episode 7 - The Four Quadrants of Hobbies and Activities on A Budget JV Jones and YourPalSal review what makes a good hobby or activity to have either individually or with your family and friends when under a strict budget. /episode/index/show/aboveaverage/id/14457824

Episode 6 - Grocery shopping on a budget 05/11/2020

Episode 6 - Grocery shopping on a budget JV Jones and YourPalSal discuss best practices when grocery shopping on a budget. /episode/index/show/aboveaverage/id/14362232

Episode 5 - Systems vs Goals 05/04/2020

Episode 5 - Systems vs Goals JV Jones and YourPalSal review the differences between systems and goals. DIscussing important characteristics of each, and how having a system can set you up for success regardless of the goal being reached. As for how this applies to being "debt free", breaking your system to bite sized achievable pieces which wont result in burnout is key. /episode/index/show/aboveaverage/id/14282888

Purchasing Pleasures 04/23/2020

Purchasing Pleasures JV Jones and YourPal Sal discuss consumer purchases and the thought process behind them. They review some of their systems and rules they follow when making purchases, some of which were suprising. /episode/index/show/aboveaverage/id/14120390

Retire with 4% 04/19/2020

Retire with 4% JV Jones and YourPalSal Expose the 4% rule. /episode/index/show/aboveaverage/id/14050790

How to know when your debt free? 04/16/2020

How to know when your debt free? JV Jones and YourPalSal discuss What does debt free mean for you? Freedom from time and demand from external variables. Mindset of freedom means different things at different points in your life. You cant be obsessed with the now, you have to be obsessed with the journey. /episode/index/show/aboveaverage/id/14015603

Building Your Emergency Fund 04/14/2020

Building Your Emergency Fund JV Jones and YourPalSal discuss their personal journey regarding debt and building an emergency fund. They also gave ideas on transition jobs and gave personal experiences on how to build up that emergency fund. /episode/index/show/aboveaverage/id/13977332

Above Average Dollar

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