AgCredit Said It
Agriculture can be a challenging business. Join a team of experienced ag lenders dedicated to serving the rural community as they interview experts who know the industry inside and out. New episodes are released every first and third Monday of the month. Each show contains insights, advice and must-have information on all things rural living. If you live and work in rural America, and need help understanding topics like agronomy, succession planning, farm security and equipment financing, this show is for you. Follow us on Instagram, Facebook and Twitter for more tips and resources between episodes.
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Ep. 98 Seizing Business Opportunities with Davey Neidhart
12/15/2025
Ep. 98 Seizing Business Opportunities with Davey Neidhart
In this episode of AgCredit Said It, host Libby Wixtead interviews Davey Neidhart, a sixth-generation farmer, about his journey in diversifying his farming operation by adding additional revenue streams. Davey shares his background, explaining how a family tragedy initially pushed him away from farming, leading him to pursue a degree in agricultural economics at Ohio State University. After working at a steel mill, he returned to farming, purchasing his first farm with the help of AgCredit. Davey discusses his venture into hops farming and how an unexpected opportunity led him to acquire a stump grinding business, which he successfully ran for ten years. The episode also covers his latest business venture, a farm drainage company named Neidhart Farm Drainage, which he started in response to a high demand for drainage services in his area. Davey emphasizes the importance of seizing opportunities, building relationships, and not being afraid to take risks. He also highlights the value of collaboration over competition in the agricultural industry. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 97 Harvesting Financial Success: Insights on Year-End Financials
12/01/2025
Ep. 97 Harvesting Financial Success: Insights on Year-End Financials
In this episode of "Ag Credit Set It," host Phil Young dives deep into the intricacies of year-end financial preparation with special guest Nathan Buzard, a seasoned credit analyst at AgCredit. Discover why year-end financials are crucial for farmers and lenders alike, and learn how to effectively prepare your balance sheets, earning statements, and year-end questionnaires. Nathan shares expert insights on the importance of accurate financial reporting, the difference between cash and accrual accounting, and common pitfalls to avoid. Whether you're a seasoned farmer or new to the field, this episode offers valuable strategies to enhance your financial acumen and ensure a prosperous future for your farm. Tune in to gain a comprehensive understanding of how detailed financials can influence loan approvals and credit limits, and why regular communication with your lender is key to financial success. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 96 Bee-yond the Balance Sheet: Diversifying with Honey Production
11/17/2025
Ep. 96 Bee-yond the Balance Sheet: Diversifying with Honey Production
Join us on this episode of "AgCredit Said It" as guest host Kayla Laubacher takes us beyond the balance sheet into the world of beekeeping with Greg and Angela Laub of Laub Bee Honey. Discover how this dynamic duo started their honeybee journey, the challenges they face, and the sweet rewards of their labor. Learn about the intricacies of hive management, honey harvesting, and the importance of local honey production. Whether you're a seasoned beekeeper or just curious about the process, this episode offers valuable insights and tips for anyone interested in diversifying their agricultural operations. Tune in for a fascinating conversation that highlights the passion and dedication behind every jar of honey. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Connect with Laub Bee Honey on Facebook and TikTok Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 95 Cultivating Success: Insights from Ohio Agribusiness Association's Leader
11/03/2025
Ep. 95 Cultivating Success: Insights from Ohio Agribusiness Association's Leader
In this episode of "AgCredit Said It," host Libby Wixtead kicks off season five by focusing on the diversification of agricultural operations. The guest for this episode is Melinda Witten, President and CEO of the Ohio Agribusiness Association (OABA). Melinda shares her journey to becoming CEO, emphasizing her lifelong connection to agriculture and her previous experience with the Ohio Farm Bureau. The discussion highlights OABA's mission to enhance the business environment for Ohio agribusinesses through advocacy, education, and fostering a strong industry network. Melinda elaborates on OABA's diverse membership and the importance of communication, policy updates, and professional development, particularly through programs like "Launch," which aims to develop emerging leaders in the industry. Show Notes: Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 94 Building a Strong Farm Brand with Stacie McCracken
10/20/2025
Ep. 94 Building a Strong Farm Brand with Stacie McCracken
This week we're revisiting another popular episode from Season 4. Season 5 launches in November with new episodes! In this episode of AgCredit Said It, host Libby Wixtead welcomes back Stacie McCracken, owner of McCracken, an agricultural marketing agency based in Ohio. The discussion centers around the importance of branding and marketing for farm businesses. Stacie explains that branding goes beyond just visual identity, encompassing mission, vision, strategy, goals, and customer experience. She emphasizes the significance of a strong brand identity that aligns with the farm's goals and values. The conversation covers how to leverage unique stories, the role of market research, and the balance between traditional branding strategies and authenticity. Stacie provides practical advice on maintaining consistency across various platforms and the importance of simple, recognizable logos and colors. The episode concludes with tips on overcoming imposter syndrome and the power of sharing one's story to create an emotional connection with consumers. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 93 Legal Strategies for Farm Families with Ryan Conklin
10/06/2025
Ep. 93 Legal Strategies for Farm Families with Ryan Conklin
This week, we're revisiting one of the most downloaded episodes of Season 4. In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 92 The Best of Season 4
09/15/2025
Ep. 92 The Best of Season 4
In this episode of "Ag Credit Said It," the hosts gather to recap their favorite episodes from Season 4. The discussion begins with Matt highlighting Episode 74, which focused on navigating interest rates in agriculture with insights from Dan Ebert. The episode delved into historical trends in interest rates, particularly in the agricultural sector, and how they have evolved over the years. Phil then shares his favorite, Episode 86, featuring an interview with Andy Drerup, Director of Precision Ag at Truland Equipment. They discussed the challenges and opportunities in updating farm equipment, the technological advancements in agriculture, and the return on investment for such upgrades. Lastly, Libby talks about Episode 83 with Christy Seyfert from the Farm Credit Council, where they explored how the council advocates for farmers in Washington, D.C., and helps them navigate economic uncertainties. The episode concludes with a teaser for Season 5, which will focus on diversifying operations and income streams. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 91 Unpacking the One Big Beautiful Bill with Steve Hamilton
09/01/2025
Ep. 91 Unpacking the One Big Beautiful Bill with Steve Hamilton
In this episode of "AgCredit Said It," the hosts delve into the implications of the recently passed "One Big Beautiful Bill" (HR 1) and its significance for the agricultural sector. Steve Hamilton from Nationwide joins the discussion to provide insights into the bill's impact on farm finance, policy, and transition planning. The episode covers various aspects of the bill, including its tax provisions, agricultural risk coverage, and support for livestock producers. Key highlights include the reauthorization of farm bill programs, increased price guarantees for major commodities, and changes to tax deductions and estate tax exemptions. The conversation also emphasizes the importance of transition planning for generational farms and the role of Nationwide's Land as Your Legacy program in assisting farm families. Land as Your Legacy Email: LAYL@nationwide.com Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 90 Planning for Tomorrow: Farm Transition Strategies with David Marrison
08/18/2025
Ep. 90 Planning for Tomorrow: Farm Transition Strategies with David Marrison
In this episode of AgCredit Said It, host Phil Young engages in a conversation with David Marrison, a field specialist in farm management from Ohio State University, to discuss the critical topic of farm transition planning. David shares his extensive experience in farm management, having worked as a county extension educator since 1997 and as a field specialist since 2022. The discussion delves into the importance of farm transition planning, which encompasses succession planning, estate transfer, tax management, and business organization structure. David emphasizes the need for a comprehensive approach that includes developing future leadership, establishing family communication plans, and creating contingency plans for unforeseen events. He highlights the significance of starting the planning process early, ideally 7 to 10 years before the senior generation plans to retire, to ensure a smooth transition. The conversation also touches on the challenges of family dynamics and communication in planning for the future of farm businesses. David recommends resources such as the book "Crucial Conversations" and Elaine Fra's book on farm coaching to help families navigate these discussions. He also mentions the Ohio Farm Resolution Services, which assists families in having sensitive conversations about farm transitions. The episode concludes with a call to action for families to commit to regular meetings and utilize available resources to develop a strategic transition plan. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 89 Talking Farm to Table with Alexis Burnham
08/04/2025
Ep. 89 Talking Farm to Table with Alexis Burnham
In this episode of AgCredit Said It, guest host Kendra Heffelfinger sits down with Alexis Burnham, Vice President of Operations at Burnham Orchards, a family-owned farm with over 210 years of history. Alexis shares her journey as part of the seventh generation managing the farm, discussing innovative strategies for increasing sales and engaging with customers. Discover how Burnham Orchards is integrating AI technology to enhance fruit quality and expanding community access through educational initiatives. Learn about their successful venture into hard cider production and the exciting future plans for the orchard. Join us for an inspiring conversation on farm finance, local sourcing, and the importance of authenticity in marketing. Whether you're a farmer, a foodie, or simply curious about the world of agriculture, this episode offers valuable insights into the evolving landscape of farm operations. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 88 Empowering the Next Generation Through YBS
07/21/2025
Ep. 88 Empowering the Next Generation Through YBS
In this episode of "AgCredit Said It," guest host Kendra Heffelfinger leads a discussion with members of the Young Beginning and Small Farmer advisory group from Ag Credit, including Zach Maag, Cora Willeke, and Brent Orians. The focus is on the importance of supporting young, beginning, and small farmers (YBS) as the next generation in the farming industry. The panel discusses various programs and partnerships that AgCredit offers to assist YBS farmers, such as collaboration with the Farm Service Agency (FSA) for down payment and participation loans, and the AgStart program which provides tailored financial solutions. They also highlight the Ohio Ag Link program, which helps reduce interest rates on operating loans, and other opportunities like grain facility loans and EQUIP programs. The conversation emphasizes the role of AgCredit in providing not just financial support but also educational resources and networking opportunities, such as the Emerge conference, to help farmers plan for succession and improve their operations. The episode concludes with a discussion on the challenges faced by YBS farmers, including land accessibility and rising input costs, and how AgCredit aims to be a solution-driven partner through these challenges. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 87 AgCredit Mid-Year Insights with Brian Ricker
07/07/2025
Ep. 87 AgCredit Mid-Year Insights with Brian Ricker
In this episode of "AgCredit Said It," guest host Kendra Heffelfinger, Sales and Marketing Director, is joined by Brian Ricker, President and CEO of AgCredit. They discuss the association's performance in the first half of 2025, highlighting a 10% growth in total loans, surpassing $3.5 billion. Despite a slight dip in net income due to lower commodity prices, AgCredit maintains strong capital and efficiency. They celebrate milestones such as a successful Emerge conference and a robust patronage return of $22 million. Challenges include lower prices and higher inputs in corn and soybean sectors, leading to loan restructuring for some members. AgCredit emphasizes early communication for members facing financial difficulties. Looking ahead, they focus on technology upgrades, including a new loan origination system and enhanced digital banking app, to improve efficiency. The episode also highlights AgCredit's commitment to community service through their mission fund and the importance of adapting to market changes while maintaining a strong financial position. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email
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Ep. 86 Farm Equipment Upgrades: Challenges and Opportunities
06/16/2025
Ep. 86 Farm Equipment Upgrades: Challenges and Opportunities
In this episode of AgCredit Said It, host Phil Young dives deep into the world of farm equipment technology with Andy Derup, Director of Precision Ag at Tru Land Equipment. Discover the latest advancements in precision agriculture, from auto track systems to AI-driven solutions, and learn how these innovations can maximize your return on investment. Andy shares his expertise on the challenges and opportunities farmers face when updating their equipment, offering practical advice on navigating the technology journey. Whether you're considering minor upgrades or major overhauls, this episode provides valuable insights into making informed decisions for your farm's financial future. Tune in to explore how precision ag is transforming the landscape of modern farming. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 85 Farm Management Strategies for 2025
06/02/2025
Ep. 85 Farm Management Strategies for 2025
In this episode of "AgCredit Said It," host Phil Young is live at the Emerge Conference 2025, where he interviews Barry Ward from Ohio State University and Bruce Clevenger from OSU Extension. Barry Ward discusses his work in farm management, focusing on crop economics, input costs, and the challenges farmers face with cash rents and tax strategies. He highlights the importance of being a low-cost producer amidst uncertain crop prices and economic conditions. Bruce Clevenger shares insights into farm management, emphasizing the significance of accurate balance sheets and accounting systems. He explains the pitfalls of cash accounting and the benefits of accrual-adjusted accounting. Bruce also introduces the Ohio Farm Business Analysis and Benchmarking Program, which helps farmers analyze their financial performance and make informed decisions. The episode concludes with discussions on farm records, leasing agreements, and resources available at the OSU Farm Office, including a corn silage pricing tool and grain marketing updates. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 84 Farm Trucking 101 with Leah Curtis
05/19/2025
Ep. 84 Farm Trucking 101 with Leah Curtis
In this episode of AgCredit Said It, host Phil Young is joined by Leah Curtis from the Ohio Farm Bureau Federation to discuss the intricacies of farm trucking laws and regulations. Leah Curtis, serving as Associate General Counsel, provides insights into the legal aspects of farm trucking, including CDL exemptions, intrastate versus interstate travel, and the specifics of hauling farm products. The conversation delves into common questions about CDL requirements, exemptions for agricultural trucking, and the nuances of operating farm vehicles across state lines. Leah explains the conditions under which farmers are exempt from CDL requirements, highlighting the Ohio law and federal covered farm vehicle exemption. The episode also covers weight limits, hazardous materials regulations, and the importance of consulting legal and insurance professionals when setting up farm trucking operations. Leah dispels myths about the potential removal of farm CDL exemptions and emphasizes the strong relationship between agriculture and law enforcement in Ohio. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 83 Farm Credit Advocates in Action with Christy Seyfert
05/05/2025
Ep. 83 Farm Credit Advocates in Action with Christy Seyfert
In this episode of AgCredit Said It, host Libby Wixtead interviews Christy Seyfert, the President and CEO of Farm Credit Council. Christy shares her background in agriculture, her journey to Washington DC, and her role at the Farm Credit Council. The discussion covers how Farm Credit advocates for farmers in Washington, DC, and helps them navigate economic uncertainties, including interest rate fluctuations and trade challenges. Christy emphasizes the importance of mental health awareness and the resources available for farmers experiencing stress. The episode also delves into the Farm Credit Council's priorities, including advancing a new Farm Bill, extending tax cuts, and improving access to credit. Christy highlights the cooperative structure of Farm Credit and the importance of relationships and grassroots connections in understanding and advocating for farmers' needs. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 82 From Farm Stress to Policy Success with Ty Higgins
04/21/2025
Ep. 82 From Farm Stress to Policy Success with Ty Higgins
In this episode of AgCredit Said It, we are live from the Emerge Experience with special guest Ty Higgins from Ohio Farm Bureau. Join us as we delve into the critical issues facing farmers today, from financial stress and mental health to the latest in agricultural policy. Ty shares his expertise on the importance of unified messaging, the role of Farm Bureau in supporting Ohio's diverse agricultural community, and the collaborative efforts to address farm stress through the Ohio Agriculture Mental Health Alliance. Whether you're a seasoned farmer or new to the industry, this episode offers valuable insights and practical advice to help you navigate the complexities of modern farming. Tune in for an engaging and informative discussion that goes beyond the balance sheet to the heart of farm life. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 81 Navigating Transitions and Building Community with Jolene Brown
04/07/2025
Ep. 81 Navigating Transitions and Building Community with Jolene Brown
In this episode of AgCredit Said It, host Matt Adams sits down with the dynamic Jolene Brown at the 2025 Emerge experience for Ag Credit. Jolene, an Iowa farm girl turned professional speaker, shares her invaluable insights on farm finance, transition planning, and the importance of community in agriculture. From navigating the tough times of the 1980s farm crisis to offering practical advice on ensuring the continuity of family farms, Jolene's wisdom is both profound and practical. Tune in to learn how to initiate honest conversations about farm transitions, the significance of knowing your neighbors, and the critical steps to secure your farm's financial future. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's legacy. Don't miss out on Jolene's engaging stories and expert advice! Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 80 Ag-LINK Loans with Ohio Treasurer Robert Sprague
03/24/2025
Ep. 80 Ag-LINK Loans with Ohio Treasurer Robert Sprague
In this episode of AgCredit Said It, host Libby Wixtead discusses the Ohio Ag Link program with Ohio's 49th Treasurer of State, Robert Sprague. The conversation focuses on the enhancements made to the Ag Link program to help farmers maximize their return on investment (ROI). Treasurer Sprague explains the program's history, its recent changes, and how it aims to support farmers facing financial hardships due to rising costs and environmental challenges. The episode highlights the program's increased funding, higher loan caps, year-round access to capital, and specific relief measures for farmers affected by drought and avian flu. The discussion underscores the importance of listening to farmers' needs and adapting financial programs to better serve the agricultural community. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 79 Livestock Outlook with Garth Ruff
03/20/2025
Ep. 79 Livestock Outlook with Garth Ruff
Garth Ruff, Assistant Professor, Field Specialist Beef Cattle and Livestock Marketing at The Ohio State University, provides a livestock market outlook live from AgCredit's 3rd annual Emerge Experience.
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Ep. 78 Grain Outlook with Neil Schuller
03/14/2025
Ep. 78 Grain Outlook with Neil Schuller
Live from AgCredit's 3rd annual Emerge Experience Conference, we sit down with Neil Schuller from The Anderson's for a grain market outlook. Show Notes:
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Ep. 77 Building a Strong Farm Brand with Stacie McCracken
02/17/2025
Ep. 77 Building a Strong Farm Brand with Stacie McCracken
In this episode of AgCredit Said It, host Libby Wixtead welcomes back Stacie McCracken, owner of McCracken, an agricultural marketing agency based in Ohio. The discussion centers around the importance of branding and marketing for farm businesses. Stacie explains that branding goes beyond just visual identity, encompassing mission, vision, strategy, goals, and customer experience. She emphasizes the significance of a strong brand identity that aligns with the farm's goals and values. The conversation covers how to leverage unique stories, the role of market research, and the balance between traditional branding strategies and authenticity. Stacie provides practical advice on maintaining consistency across various platforms and the importance of simple, recognizable logos and colors. The episode concludes with tips on overcoming imposter syndrome and the power of sharing one's story to create an emotional connection with consumers. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 76 Legal Strategies for Farm Families: Dower Rights and Joint Survivorship with Ryan Conklin
02/03/2025
Ep. 76 Legal Strategies for Farm Families: Dower Rights and Joint Survivorship with Ryan Conklin
In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow
01/20/2025
Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow
Podcast Title - Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow In this episode of AgCredit Said It, host Phil Young welcomes back Jenny Mesirow from the Farm Credit Council to provide an in-depth update on the Farm Bill and the latest happenings in Washington, D.C. Jenny shares her extensive experience and insights on the legislative process, the impact of new administration changes, and the critical issues facing the agriculture sector. From the intricacies of the Farm Bill to the potential tax changes under the new presidency, this episode is packed with valuable information for farmers, industry leaders, and anyone interested in the future of farm finance. Tune in to learn how these developments could affect your farm's financial future and what steps you can take to stay ahead. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email
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Ep. 74 Navigating Interest Rates in Agriculture: Insights from Dan Ebert
01/06/2025
Ep. 74 Navigating Interest Rates in Agriculture: Insights from Dan Ebert
In this episode of AgCredit Said It, host Libby Wixtead dives deep into the ever-relevant topic of interest rates with Dan Ebert, Chief Operating Officer at AgCredit. Together, they explore the historical trends of interest rates, their impact on agricultural loans, and what farmers can expect in the future. Dan shares valuable insights on how interest rates have evolved over the past decades, the primary factors influencing ag loan rates, and the importance of risk management. Whether you're a seasoned farmer or new to the industry, this episode offers practical advice on financial planning and preparing for future interest rate changes. Tune in to learn how to navigate the complexities of farm finance and ensure a stable financial future for your agricultural business. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 73 Year End Tax Strategies
12/16/2024
Ep. 73 Year End Tax Strategies
In this episode of AgCredit Said It, host Phil Young discusses tax planning for the upcoming tax season with Alex Schomaeker from Schultz Huber & Associates. The conversation covers various tax-related topics pertinent to farmers and business owners, including changes in tax laws, depreciation deductions, capital gains, health savings accounts (HSAs), estate taxes, and common year-end tax planning mistakes. Alex provides insights into the impact of the 2024 tax changes, the importance of planning for tax deductions, and strategies for managing capital gains and estate taxes. The episode also touches on the beneficial ownership information (BOI) reporting requirements and the recent injunction affecting its implementation. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 72 Evaluating the Health of Your Operation
12/02/2024
Ep. 72 Evaluating the Health of Your Operation
In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing a balance sheet annually. Jordan explains the components of a balance sheet and the significance of tracking assets and liabilities. They also delve into the concept of working capital, its calculation, and its role in maintaining financial stability. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Ep. 71 Protecting the Most Important Asset on the Farm with Sarah Noggle
11/18/2024
Ep. 71 Protecting the Most Important Asset on the Farm with Sarah Noggle
In this episode of AgCredit Said It, we delve into the critical topic of mental health in farming. Host Phil Young is joined by Sarah Noggle, an OSU Extension Educator from Paulding County, to discuss the findings from the Ohio Agriculture Mental Health Alliance's recent survey. Together, they explore the root causes of stress on the farm, the impact of mental health on farming operations, and practical strategies for managing stress and maintaining mental wellness. Tune in to gain valuable insights and learn how to prioritize your wellbeing in the demanding world of agriculture. Remember, the most important asset on the farm is you. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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Episode 70: Looking at Financials Beyond the Balance Sheet
11/04/2024
Episode 70: Looking at Financials Beyond the Balance Sheet
In this episode of AgCredit Said It, host Matt Adams dives deep into the intricacies of farm finance with expert credit analyst Nathan Buzard. Discover what goes beyond the balance sheet in loan analysis, including the critical 5 Cs of credit: Character, Capital, Capacity, Collateral, and Conditions. Nathan shares invaluable insights on evaluating loan applications, the importance of detailed financial information, and the role of environmental practices in assessing risk. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's financial future. Tune in to learn how to navigate market volatility, the significance of a solid business plan, and the impact of succession planning on loan decisions. Don't miss this opportunity to gain expert advice and ensure your farm's long-term sustainability. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
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Ep. 69 The Best of AgCredit Said It, Season 3
10/21/2024
Ep. 69 The Best of AgCredit Said It, Season 3
In this episode, your hosts share their favorite guests and topics from Season 3 of AgCredit Said It. Highlights include connecting to consumers to share your farm story, benefits of the LLC business structure, and benefits of working with a lending cooperative like AgCredit. Show Notes: Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
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