Your Canadian Retirement Specialist

This channel is dedicated to providing Canadians with information on all topics related to Retirement and Financial Planning. In addition to over 10 years experience as a financial advisor, our host, Regan Schiller, holds his CERTIFIED FINANCIAL PLANNER®, Registered Retirement Consultant® and Chartered Life Underwriter® designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Regan's goal is to answer your Retirement Planning questions so that you can retire comfortably and confidently.

Why an Emergency Fund Matters, Even in Retirement 07/01/2024

Benefits of Engaging in Part-Time Work or Starting a Side Hustle During Retirement 06/04/2024

Episode 109: Tune Out The Noise 05/23/2024

Episode 108: How Interest Rates Impact Bond Prices 05/09/2024

Episode 108: How Interest Rates Impact Bond Prices Hello, and welcome back to another episode. Today, we will be talking about bond portfolios. When we look at government and corporate bonds, it essentially is a loan by you, the investor, to a government and also to a company. You are then paid regular interest income until the bond matures, at which point you get back the amount you originally invested. Want to learn more? Keep on listening. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/31214837

How to Draw a Retirement Paycheque 05/06/2024

Episode 107: How to Optimize Your RRSP Contributions 04/11/2024

Episode 107: How to Optimize Your RRSP Contributions Welcome back to another episode! Today, we're diving into the importance of contributing to your RRSP and why starting early and contributing consistently is a smart financial move. By beginning your contributions on January 1st of each year, you give your money more time to grow, potentially making a significant difference in the long run. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/30782248

How Grandparents Shape Their Grandkids' Financial Future 04/03/2024

Episode 106: A Closer Look at GICs 03/28/2024

Episode 106: A Closer Look at GICs Hello, and welcome back. Today, we are going to dive a little bit deeper into guaranteed investment certificates, A GIC is a loan you provide to a financial institution. Want to learn more about what a GIC is and how they work? Keep on listening. Disclaimer: GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers. Minimum deposit, rates and conditions are subject to change without notice. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). And Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Written and published by IG Wealth Management as a general source of information only. Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an IG Wealth Management Consultant. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/30580923

Episode 105: Mindset Shifts for Wealth 03/21/2024

Episode 104: Five Retirement Planning Myths 03/12/2024

How to Best Recieve an Inheritance 03/06/2024

Episode #103: The Journey of Receiving an Inheritance 02/13/2024

Episode #103: The Journey of Receiving an Inheritance Hello and welcome back to another episode. Today's topic is around the conversation of receiving an inheritance. An inheritance can come in many different ways. It can be money, investments, real estate etc. Talking about what you will receive ahead of time, and making plans can help you thrive! Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates.Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/29936313

Preparing Your Family to Recieve Your Inheritance 02/05/2024

Episode #102: Important Dates 2024 01/30/2024

Episode #101: Navigating the 2024 Changes to the CPP 01/23/2024

Episode #100: Tax Benefits of Life Insurance 01/16/2024

Episode #100: Tax Benefits of Life Insurance You may have heard that life insurance is something you need to have. However, there are many benefits with life insurance that can be profound, especially when it comes to dealing with your estate. That's why it's important to look at all of your options. In today's podcast, Regan will focus on individuals with a larger estate and some of the little-known tax benefits associated with life insurance. Regan also explores some of the ways this could potentially be a strategy for you and your family by looking at life insurance to preserve your estate's value. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/29513713

Estate Planning 101 01/08/2024

Episode #99: Tax On Rental Income 12/26/2023

Episode #99: Tax On Rental Income Almost 1.4 million Canadian households have reported property rental income. Since 2022, the rent has increased by 11%, especially in major cities like Vancouver and Toronto, making it more popular to invest in property. However, when deciding whether renting out a property is for you, there are many considerations and tax implications to think about. In this episode, Regan will help you address what you need to know before you even get involved in renting out any properties. This includes how much income tax you will pay on your rental income, what tax deductions on rental properties are available, and how the capital gains tax on rental property works. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/29233218

Episode #98: How to Teach Kids About Money 12/19/2023

Episode #98: How to Teach Kids About Money How we act later in life strongly correlates with what we learned in our youth. That's why it's essential to teach kids about money. You can help your kids excel with their finances by helping them develop a sense of what to do with their financial matters. Teaching children the value of money can help them understand where it comes from, what it represents, how to earn it, and what you can buy with it. In this episode, I share 5 ways you can teach your kids about happiness with their money and pave the way for a brighter financial future. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/29150438

Episode #97: Diversifying Your Stock Portfolio 12/12/2023

Episode #97: Diversifying Your Stock Portfolio Have you ever heard the saying, "Don't keep your eggs all in one basket?" The same can be said for stock diversification. Having a well-diversified portfolio means owning a wide variety of assets. You can invest in a number of economic market sectors, asset classes and locations to minimize your risk. This means that the positive performance of some assets can outweigh the negative performance of others. In this episode, I help you learn how to diversify your stock portfolio for Canadian investors. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/29026518

Navigating Market Volatility in Retirement 12/05/2023

Navigating Market Volatility in Retirement Welcome back to another episode of Fireside Financial with your hosts, Regan Schiller and Joe Curry. In this episode, Regan and Joe discuss how to cope with market volatility, whether you are in retirement or in the process of retiring. Thinking about your retirement and your portfolio in phases can help when it comes to your long-term investment. Tune in to the episode to navigate through market volatility and understand more about market resilience. Get in touch with Regan and Joe: Regan Schiller: Joe Curry: Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Resources in Today’s Episode: – Joe’s website – Youtube Channel – A holistic tool from RPS to help you plan your retirement – Regan’s podcast – Regan’s Youtube Channel – Article from Financial Planning Canada about being strategic when collecting CPP/QPP benefits Views of guest speakers may not be shared by IG Wealth Management. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28945283

Episode #96: Therapy For Wealth 11/21/2023

Episode #96: Therapy For Wealth Therapy is a useful tool that can help improve your mental health and stress levels - but can it make you richer? If you are struggling with your mental health, prioritizing your financial wealth may not be your top priority. However, with therapy, you can address the root causes of your financial struggles and focus on making smarter financial decisions. In this episode, I discuss the importance of seeking a financial therapist and how they can help you grow your personal finances over time. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28727638

Episode 95: Vacation Homes As An Income Source 11/14/2023

Episode 95: Vacation Homes As An Income Source Have you ever wondered how you can turn your vacation home into a source of income? If you have a cottage, cabin, chalet or bungalow you aren't using as often as you like to, it may be time to consider renting out your vacation home. It can be another way for you to bring in year-round income, depending on the location and size of your property. In this episode, I go over some things you need to know before renting out your vacation home. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Statistics sourced from and www.igms.com Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28616898

Episode 94: How Spending and Saving Impact Happiness 11/07/2023

Episode 94: How Spending and Saving Impact Happiness How you spend and save your money can have more of an impact on your well-being than you may think. Integrating happiness in your financial planning can mean saving for the things that bring you genuine joy and happiness. With a meaningful financial plan in place, you gain a sense of direction and purpose. This episode explores the importance of intentional spending and how the purchases you make can lead to a more fulfilling and balanced life. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28545887

Tap Into Your Home’s Potential With HELOC, Reverse Mortgages and All-In-One’s 11/06/2023

Tap Into Your Home’s Potential With HELOC, Reverse Mortgages and All-In-One’s Welcome back to another episode of Fireside Financial. In this episode, Joe Curry and Regan Schiller are discussing HELOC versus reverse mortgages versus an all-in-one and how to know which option is best for you. The hosts examine this frequently asked question by exploring the advantages of each one and what flexibility they can offer you in retirement. Especially when it comes to future expenses, medical care, or home renovations to accommodate for accessibility. When it comes to debt, the home can be your biggest investment of wealth to tap into. This episode dives into how your home can be a significant asset and how to plan for any unforeseen costs. Get in touch with Regan and Joe: Regan Schiller: Joe Curry: Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Resources in Today’s Episode: – – – A holistic tool from RPS to help you plan your retirement – Views of guest speakers may not be shared by IG Wealth Management. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28530092

Episode 90: Business Succession Planning 11/03/2023

Episode 90: Business Succession Planning For privately owned companies, succession planning is the process of preparing to pass the ownership and leadership of a company from the current owner to a new one. Successfully transferring your business requires time, the right expertise, and a detailed strategy. The process doesn't happen overnight. To ensure that this change in ownership doesn't affect your business operations, you can plan these details ahead of time. In this episode, I will explain the best practices for succession planning to help you pass your business over to a family member, employee, or potential third party. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28277717

Episode 93: Does Your Company Provide Benefits? 10/31/2023

Episode 93: Does Your Company Provide Benefits? Health and dental care and other benefits are part of a comprehensive benefits package for which millions of Canadians are signed up. Your company might provide you with insurance (Life, Disability, Critical Illness, etc.), dental and health care coverage and/or a pension/group RRSP. When one leaves their employment, what happens to them? Eventually, you may decide you've had enough of your current workplace. Whether you leave your current position to take on a new one elsewhere, quit your day job and create a business of your own, swap professions or retire, you may wonder what happens to your benefits. Coverage often only extends during active employment with the employer, though this may vary by plan and provider. In most cases, once your notice period ends, so do your benefits if you resign. If you are laid off, your benefits may remain for a set time, but if you are fired, they may terminate immediately. Talk to your company's HR department as soon as you know you'll leave to determine when your benefits will stop. You can also contact your service provider to determine your choices for maintaining your coverage and perks. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28476473

What is the Multi-Generational Home Renovation Tax Credit?: Episode 92 10/24/2023

What is the Multi-Generational Home Renovation Tax Credit?: Episode 92 Have you heard about the Multi-Generational Home Renovation Tax Credit (MHRTC)? This new tax law that came into effect in 2023 grants Canadians the expenses required to create a secondary living space for an elderly or disabled relative. For those planning on renovating their home so an eligible family member can move in with you - then it may count as a qualified renovation. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . *Information for this article was sourced from /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28410662

Episode 91: The Crucial Role of Longevity in Retirement Planning 10/17/2023

Episode 91: The Crucial Role of Longevity in Retirement Planning Preparing for the potential of living to the age of 100 can be both a source of comfort and a stark wake-up call. Acknowledging this possibility is essential for effective retirement planning. To reach this milestone, it's imperative to establish a robust support system and select a residence that aligns with your needs during your retirement years. Living to age 100 demands considerable effort and unwavering motivation. It's not just about longevity; it's about embracing a lifestyle that ensures a fulfilling and secure future. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28345073

Episode 89: Ways to ensure your retirement portfolio outpaces inflation 10/03/2023

Episode 89: Ways to ensure your retirement portfolio outpaces inflation Increasing inflation, especially the record levels we've witnessed lately, invariably grabs the spotlight. While numerous individuals are concerned about their ability to afford progressively more expensive goods, retirees often harbor greater concerns about the erosion of their savings' value caused by inflation. In this episode, I go over some strategies that will help you inflation-proof your portfolio. Book your FREE Retirement Planning Consultation and check out our master class on Retirement Planning for an in-depth look into our planning process here: Prefer to watch videos to get great information? Check out our Comment below with any questions or topics you’d like us to cover! And don’t forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Connect with Regan: Facebook: LinkedIn: Website: Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government’s website. Additional information on the Canada Pension Plan and Old Age Security can be found at: . Music courtesy of LesFM: . /episode/index/show/bb67383f-ec3d-4c2b-840a-cd074b8c489d/id/28179584

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