Ahead In The Count

On top of over 25 years of professional baseball experience, the BIP Wealth baseball division has established successful careers as financial advisors, helping newly drafted to recently retired players meet their financial goals. Take away something fresh, or find clarity on what was confusing before in the intersection of life on and off the field on Ahead in the Count, presented by BIP Wealth, with Nolan Alexander.

BIP Wealth CIO Eric Cramer on energy prices and maneuvering for the post-Trump era 10/15/2026

BIP Wealth CIO Eric Cramer on energy prices and maneuvering for the post-Trump era Welcome to “Ahead in the Count,” presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is “Ahead in the Count,” hosted by Nolan Alexander, from BIP Wealth. In his last theme of 2026, BIP Wealth Chief Investment Officer Eric Cramer explains why energy prices touch every investor. Host Nolan Alexander and Kyle Schmidt of the BIP Wealth Baseball Division tie together the year’s themes, from rising rates to new trade deals, and show what they mean for pro ballplayers heading into the offseason. Key topics • Fixed income gets riskier ◦ Why the “safe” part of a portfolio may hold hidden risks ◦ The federal government owes more than $40 trillion, and about $10 trillion comes due in the next 12 months ◦ Why government borrowing and the AI build-out could push rates higher • Trade deals without the U.S. ◦ Canada and other big economies sign deals that leave out the U.S., which could add to inflation • Using math to your advantage ◦ Locking in returns above inflation as rates rise ◦ Tax-free municipal bond strategies for high earners ◦ Taking some gains after three strong years to build a cash cushion • The midterms and the post-Trump era ◦ Prediction markets put the odds of a Democratic Senate at about two-thirds ◦ How a shift in power could change spending, debt, and policy • Why diesel drives inflation ◦ Low fuel stockpiles heading into winter ◦ Why global markets set U.S. prices, even though the U.S. makes extra diesel ◦ Diesel near $6.25 a gallon, with a possible climb toward $7 /episode/index/show/bipwealth/id/43310519

Postseason Paydays: Playoff Rosters, Player Pool Shares, the Mr. October Effect, and What Could Be Next 10/02/2026

Postseason Paydays: Playoff Rosters, Player Pool Shares, the Mr. October Effect, and What Could Be Next Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. The MLB postseason is here, and on this episode of Ahead in the Count, host Nolan Alexander pulls back the curtain on the money side of October baseball. Joining him are two members of the BIP Wealth Baseball Division based in Scottsdale, Arizona, and fellow Stanford baseball alumni: former MLB catcher John Hester, CFP®, and Brendan Domaracki, who spent 17 years in MLB front offices with the Seattle Mariners and Arizona Diamondbacks. Together they break down how postseason rosters are set, how the MLB playoff player pool is funded and split, why clubhouses vote on playoff shares, and what the “championship season” clause in player contracts means for bonuses. They also discuss how a breakout October can turn into a bigger contract, and what back-to-back massive player pools could signal for the game’s financial health heading into collective bargaining talks this offseason. What You’ll Learn • The September 1 eligibility rule that determines who can make an MLB postseason roster • How teams reset their 26-man rosters between postseason series • Why specialists earn spots on playoff rosters • Where the postseason player pool comes from and how playoff shares are divided by round • How players vote on full and partial playoff shares inside the clubhouse • Why front offices stay out of the playoff share vote • Why most performance bonuses stop at Game 162, and which award bonuses still apply • How postseason heroics become leverage in free agency and contract talks • What record-level player pools could mean for the upcoming MLB CBA negotiations John Hester, CFP® is a former Stanford baseball player and Major League Baseball catcher who now advises professional players and their families in the BIP Wealth Baseball Division from the firm’s Scottsdale, Arizona, office. Brendan Domaracki is a wealth consultant in the BIP Wealth Baseball Division. A Stanford baseball alumnus, he spent 17 years in MLB front offices with the Seattle Mariners (2016–2026) and Arizona Diamondbacks (2009–2016), working with players across every level of an organization before joining Hester in Scottsdale. Related Episode Inside the MLB Playoff Pool with Jeremy Hermida and John Hester : https://traffic.libsyn.com/bipwealth/editsplayoffpoolnew_atic_template_mixdown_01.mp3 /episode/index/show/bipwealth/id/43115373

From the Diamondbacks, to the Mariners, and now BIP Wealth's Baseball Division. Meet Brendan Domaracki 09/14/2026

From the Diamondbacks, to the Mariners, and now BIP Wealth's Baseball Division. Meet Brendan Domaracki Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In This Episode Brendan's path from Tampa travel ball to Stanford baseball, and what a cross-country recruiting decision taught him about evaluating opportunities Earning Stanford's Most Inspirational Player award and a trip to the 2008 College World Series in Omaha Breaking into pro baseball with the Arizona Diamondbacks in 2009 and climbing into amateur scouting Life inside the MLB Draft war room with boards, logistics, and high-stakes decision-making The move to the Seattle Mariners and a decade as Director of Player Personnel under Jerry Dipoto How draft-day pressure and short decision windows mirror the financial decisions players and families face Lessons on communication, relationships, and simplifying complexity on the field and with client finances Why Brendan left the game for BIP Wealth's Baseball Division, and what "why now" means for players weighing big life and career decisions Balancing a front-office career with fatherhood, and how that shapes his approach to client families Guest Bio Brendan Domaracki joins BIP Wealth's Baseball Division as a Wealth Consultant after nearly 20 years in professional baseball. A Stanford University alum, he began his front-office career with the Arizona Diamondbacks in 2009 before spending the past decade with the Seattle Mariners, most recently as Director of Player Personnel. He works alongside longtime friend and fellow Stanford alumnus John Hester, CFP®, in BIP Wealth's Scottsdale, Arizona office. Subscribe, rate, and review on Apple Podcasts, Spotify, or wherever you listen. To get in touch with a member of today's show, visit bipwealth.com. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/42893560

Trump Accounts Explained: What Every Parent Needs to Know 08/28/2026

What to Do When Your First Signing Bonus Check Hits Your Bank Account 08/18/2026

What to Do When Your First Signing Bonus Check Hits Your Bank Account Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. The 2026 MLB Draft class is officially getting paid. In this episode of Ahead in the Count, host Nolan Alexander sits down with former professional ballplayers and BIP Wealth advisors John Hester and Jeremy Hermida to break down exactly what happens when that first signing bonus payment lands in a rookie's bank account — and what smart, disciplined planning looks like in the weeks and months that follow. From signing bonus tax withholding rates to agent fees, off-season training expenses, and the classic "first phone call" about buying a new truck, this conversation is a practical playbook for first-year pro baseball players navigating the biggest financial moment of their young careers. Signing bonus tax withholding explained: why teams withhold 22% on amounts under $1 million and 37% on amounts over $1 million — and why that's not the same as what a player actually owes The gap between withholding and actual tax liability, which can run six figures depending on the player's total signing bonus Agent fees: the other major deduction that comes out almost immediately after a signing bonus payment Budgeting for the first pro off-season, including training facility costs, travel, and the difference between players living at home versus supporting themselves independently How high school draftees and college draftees approach their first bonus differently, including the impact of NIL earnings for college players The "first phone call" conversation — why buying a truck or car is often the first big financial decision a new pro makes, and how advisors help players make that decision responsibly Planning around the second bonus installment and the extended timeline to full tax resolution, which can stretch into the following year's April filing deadline Building long-term financial maturity so a signing bonus becomes a foundation for the future rather than a short-term windfall Subscribe, rate, and review on Apple Podcasts, Spotify, or wherever you listen. To get in touch with a member of today's show, visit bipwealth.com. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/42466630

The CBA Countdown: What an MLB Salary Cap and Shrinking Draft Mean for Ball Players 08/03/2026

The CBA Countdown: What an MLB Salary Cap and Shrinking Draft Mean for Ball Players Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. The current collective bargaining agreement between Major League Baseball and the MLB Players Association expires December 1, and the posturing has already spilled into public view. On this timely episode of Ahead in the Count, presented by BIP Wealth, host Nolan Alexander sits down with former college and professional players John Hester and Chase Murray to separate real negotiating positions from opening-offer theater. The conversation starts with the ownership proposal that would reshape amateur baseball: cutting the draft from 20 rounds to 12, eliminating high school players from the draft entirely, and establishing a minimum draft age around 20 to 21 years old. The union's response has been blunt — by its estimate, the changes would strip roughly $1 billion in amateur compensation over five years. Chase points out he never would have been drafted under the proposed structure. John notes the strange internal tension it creates: scouting directors and GMs want their hands on elite talent earlier, not later, and generational players like Mike Trout, Bryce Harper, and Ken Griffey Jr. reached the majors as teenagers. From there, the discussion turns to the biggest sticking point in the CBA: a proposed salary cap, paired with a salary floor. Nine of the 30 clubs currently sit above the proposed cap for 2026, while twelve sit below the proposed floor — narrowing what teams can spend and what they must spend. Players have publicly held the line, and the two sides remain, in Chase's framing, in "two completely different universes." But John makes the contrarian case: if a cap is genuinely what ownership wants, the union has leverage to trade for it in earlier free agency, earlier arbitration, and a structure that could bring back baseball's vanished middle class of contracts. The episode closes on what to actually expect between now and Opening Day. John's read: expect a lockout when the agreement expires December 1, expect the real work to happen after the World Series, and expect it to get ugly before it gets resolved — but with attendance up, broadcast numbers strong, and rule changes like the pitch clock and ABS system landing well with fans, neither side has an incentive to wreck a product that's working. For ball players and their families, the takeaway is a financial one: bonus pools, service time, arbitration timelines, and free agency eligibility are all on the table, and every one of them changes the shape of a career's earnings. What We Cover Why the CBA expiration on December 1 is the date that matters MLB's proposal to cut the draft from 20 rounds to 12 Eliminating high school players from the draft and setting a minimum draft age The MLBPA's estimate: $1 billion in lost amateur compensation over five years Why bonus pool reduction is the quiet headline in the draft proposal What a draft age floor would do to college baseball rosters and the talent logjam at top programs Whether college development has actually caught up to pro development The maturity and leadership case for college baseball — and why scouts still value intangibles The proposed salary cap and salary floor: 9 teams above, 12 below Why players have historically defended baseball as the only major sport without a cap What the union could realistically win in exchange: earlier free agency, earlier arbitration Rebuilding baseball's middle class of contracts Lockout expectations, spring training risk, and whether regular season games get missed Why both sides have real financial incentive to settle Subscribe, rate, and review on Apple Podcasts, Spotify, or wherever you listen. To get in touch with a member of today's show, visit bipwealth.com. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/42301045

Mid-Year Market Update with Eric Cramer, CIO of BIP Wealth 07/22/2026

Mid-Year Market Update with Eric Cramer, CIO of BIP Wealth Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this quarterly market update episode, Eric Cramer, Chief Investment Officer at BIP Wealth, along with Kyle Schmidt of the BIP Wealth Baseball Division hop on for a mid-2026 check-in on markets, tax strategy, and financial planning for professional baseball players and their families. The conversation covers Monte Carlo simulation and tax-efficient planning, a first look at BIP Wealth's short-term municipal bond strategy, insights on the wave of private equity exits expected later this year, a candid look at stretched valuations in the technology sector, a preview of how the midterm election landscape could shape tax and monetary policy, and a fascinating breakdown of what actually predicts life expectancy — plus why VO2 max matters more than you think. Whether you're a professional athlete navigating a signing bonus, an investor watching the S&P 500 and Russell 2500 diverge, or just curious about the financial world behind the game, this episode blends baseball, markets, and long-term planning. Key Topics Using Math to Your Advantage Short-Term Municipal Bonds Private Equity Exit Wave Market Valuations & Tech Sector Risk 2026 Market Performance Snapshot Political Landscape & the Midterms The Life Expectancy Trivia Question CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/42176455

Finding Your Number: How NIL and Revenue Sharing Are Changing the MLB Draft Calculus (Part 2) 06/30/2026

Finding Your Number: How NIL and Revenue Sharing Are Changing the MLB Draft Calculus (Part 2) Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. How do you decide between signing a professional contract and playing college baseball? In Part 2 of this conversation, host Nolan Alexander of BIP Wealth sits down again with former college and professional players Chase Murray and John Hester to dig into the financial and personal side of "determining your number" ahead of the 2026 MLB Draft. The trio walks through what actually lands in a player's pocket after a signing bonus. This is once taxes, agent fees, and major purchases are accounted for, and contrasts that W-2 signing-bonus income with the very different tax picture of 1099 NIL earnings in college. They explain how agents and families can use a real bonus breakdown to compare a draft slot value against a college scholarship offer, how agents negotiate a bonus range with organizations, and how that figure can be taken back to a school to weigh both paths honestly. Beyond the dollars, the guests get candid about the human side of the decision: why there's genuinely no wrong choice, why most young players already know in their gut which way they're leaning, and why the jump from high school to college — and from college to pro ball — is harder than almost anyone expects. They share a blunt truth that applies at every level: nobody cares who you were before, nothing is guaranteed, and you have to protect what you've earned. The episode also unpacks a key mindset shift between college baseball (built around winning every game) and the minor leagues (built around player development), and how the modern landscape, like improved minor league pay and housing, plus expanded college scholarships beyond the old 11.7 limit, has turned this into a true win-win for today's draft-eligible players. This is the final episode before the July 2026 MLB Draft, and the guys close with well wishes and a reminder to take a breath and enjoy a moment players will remember for the rest of their lives. What You'll Learn How a bonus breakdown reveals your true net signing bonus after taxes, agent fees, and big purchases The difference between W-2 signing-bonus income and 1099 NIL income — and why roughly 30% should be set aside for taxes How agents negotiate a bonus range with MLB organizations and use it to weigh a college offer Why slot value is not what ends up in your pocket — and why taxes change the math The realities of the high school–to–college and college–to–pro jumps Why college baseball prioritizes winning while the minor leagues prioritize player development How improved minor league pay and housing plus expanded college scholarships make this a win-win era Why nothing is guaranteed in baseball — and how to make your earnings last CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/41868890

Finding Your Number: How NIL and Revenue Sharing Are Changing the MLB Draft Calculus (Part 1) 06/24/2026

Finding Your Number: How NIL and Revenue Sharing Are Changing the MLB Draft Calculus (Part 1) Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. What's Covered in This Episode How NIL and revenue share have changed the "find your number" conversation for high school and college players heading into the MLB Draft Why today's draft-eligible players have more leverage than ever The case for turning pro early: faster developmental clocks, the wood-bat transition, and the jump from a college rotation to a five-man pro rotation The exceptions: elite, "uber-talented" prospects who reach the majors within a year or two of being drafted The case for choosing college baseball: education, scholarships at prestigious schools, the College World Series experience, team camaraderie, and life after baseball How NIL has raised the overall talent level and competitiveness of college baseball, including players using the transfer portal with Power Conference (ACC/SEC) rosters Why some top college players are now earning hundreds of thousands of dollars — even approaching $1 million — in NIL money, and how that complicates the pro-vs-college decision Chase Murray's and John Hester's own paths through Georgia Tech and Stanford, and how their college experiences shaped their post-playing careers Key Topics & Themes NIL, Revenue Sharing & Player Leverage Chase Murray and John Hester explain how the draft conversation has shifted from "you get what you get" to a market where high school and college players can weigh NIL income, revenue-share commitments, and draft bonus money against each other — often with a program-backed financial floor for their first year or multiple years on campus. The Pro Ball Case: Start the Developmental Clock John Hester breaks down why front offices and player development staff often push for players to turn pro immediately: more reps, a faster transition to wood bats, and exposure to a full five-man pitching rotation rather than a once-a-week college workload. He notes the exceptions — elite prospects who are major-league-ready within a year or two — but stresses that for most players, professional development reps are hard to replicate in college. The College Case: More Than Just a Paycheck Both guests push back on the "turn pro at all costs" mindset, pointing to the value of a college degree, the buffer years between high school and adulthood, team camaraderie unique to the college game, and unforgettable moments like John Hester's freshman-year run to the College World Series at Stanford. This conversation continues in Episode 2, where Chase Murray and John Hester go deeper into how to actually calculate "your number" ahead of the 2026 MLB Draft. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/41794410

2026 MLB Draft Preparation Guide 06/10/2026

Ep. 122 - Should Baseball Players Sell a Percentage of Their Future Earnings? 05/18/2026

Ep. 122 - Should Baseball Players Sell a Percentage of Their Future Earnings? Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. What if someone offered you millions of dollars today in exchange for a cut of everything you earn for the rest of your career? For a growing number of professional baseball players, this isn't a hypothetical. It's a real pitch on the table. In this episode of Ahead in the Count, host Nolan Alexander sits down with BIP Wealth's baseball advisors Kyle Schmidt and John Hester — both former professional players — to break down one of the most talked-about (and misunderstood) financial trends in professional baseball: athlete revenue sharing deals, also known as future earnings investment contracts. From the minor leagues to the majors, companies are approaching ballplayers at every career stage with upfront cash in exchange for a percentage of their future professional earnings. It sounds simple, but the details — and the decision — are anything but. What You'll Learn in This Episode How athlete income-sharing deals work Third-party investment firms evaluate a player's career trajectory and offer a lump-sum payment upfront. In return, the player agrees to pay back a percentage of their future professional earnings — sometimes for the life of their contract. Who these deals are right for (and who they're not) There's no one-size-fits-all answer. Kyle and John break down how factors like career stage, signing bonus, position (pitcher vs. position player), risk tolerance, family situation, and financial discipline all influence whether a deal makes sense. The Fernando Tatis, Jr. example At 18 years old, Tatis reportedly signed over 10% of his future earnings for $2 million. With his massive subsequent contract, that decision became one of the most high-profile, and legally contested, cases in athlete income-sharing history. Kyle and John discuss what this lawsuit signals for the industry. What happens to the upfront money The advisors walk through the financial mechanics: tax implications in year one, investment strategies, long-term growth projections, and how to build that money into a lasting nest egg, because taking the deal wisely is a completely different outcome than taking it without a plan. The devil is in the details Not all deals are structured the same way. Some firms cap the total amount owed back; others don't. Some offer training resources, analytics support, and coaching tools in addition to the investment. Knowing what each firm brings to the table is critical before signing. The psychological side of the decision Does accepting outside investment create a sense of obligation or ownership? Does it relieve pressure — or add it? Kyle and John discuss how a player's motivational style (driven by hunger vs. driven by security) should shape the decision. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/41333525

Ep. 121 - Early MLB Contracts: Should Young Players Sign or Bet on Themselves? 05/08/2026

Ep. 121 - Early MLB Contracts: Should Young Players Sign or Bet on Themselves? Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this episode, former pros Kyle Schmidt and Jeremy Hermida break down one of the hottest trends in baseball today: massive, long-term contracts being offered to players early in their careers, often before they've established themselves at the big league level. Teams are making bold commitments to prospects earlier than ever. Kyle and Jeremy explore both sides of the table—what it means for team financial strategy and for a young player's life, career, and wealth. Key Topics Covered The new wave of early MLB mega-contracts and what's driving the trend Risk vs. reward for both teams and players on long-term deals How young players should think about wealth when $100M+ arrives before age 21 Back-loaded contracts, and why the headline number isn't what it seems The MLB arbitration process and why early deals help players avoid it Free agency at 28 vs. 32: why age matters more than ever in today's game Financial mistakes professional athletes make, and how to avoid them Why the right financial advisory team matters as much as the contract itself Subscribe wherever you listen to podcasts so you never miss an episode at the intersection of Major League Baseball and financial intelligence — built for players, families, and fans who want to understand both sides of the game. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/41215955

Ahead In The Count Ep. 120 - CIO Eric Cramer's Q1 QMR: Shifts, Volatilities, and Opportunities 04/27/2026

Ahead In The Count Ep. 120 - CIO Eric Cramer's Q1 QMR: Shifts, Volatilities, and Opportunities Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. The opening quarter of 2026 was anything but quiet. With a war in Iran reshaping the geopolitical chessboard, fractured Western alliances, the ongoing AI investment surge, and rising questions about the death of Software as a Service, BIP Wealth CIO Eric Cramer unpacks the forces defining portfolio performance right now, and what smart investors should be doing in response. In this episode of Ahead in the Count, Eric, BIP Wealth Baseball Division's Chase Murray, and host Nolan Alexander break down the Q1 2026 Quarterly Market Review with a focus on three tectonic shifts: realigning global trade power, the volatility return, and emerging opportunities hiding inside the chaos — especially for net savers and professional athletes still in their earning years. Shifting Global Trade Alliances How the post-WWII Western alliance system is fracturing — and why the EU–India trade deal, CPTPP expansion, and new South American agreements matter to your portfolio even if you've never heard of them. Market Volatility Is Back — and What Could Happen Eric explains why Q1's selloff was a warning shot, how risk has increased across every asset class including U.S. Treasuries, and why "safe havens" are harder to find than ever before. International Equities Outperforming the U.S. For the first time in years, BIP Wealth is rethinking its traditional overweight in U.S. equities. Find out which global markets are generating real returns as America's share of the global index shrinks. AI & the SaaS Apocalypse The so-called "SaaS-pocalypse" is creating zombie companies in private markets. Eric explains which company traits will pivot successfully to AI and which won't survive — and how that ripples into private equity and private credit valuations. Private Credit: Risk Repricing Creates New Opportunity As spreads widen from SOFR+6% to SOFR+7%, new private credit deals are more rewarding for incoming investors. Eric walks through how to think about the math, and why short-term price marks shouldn't panic long-term holders. Tax Strategies for High-Income Earners With mounting U.S. debt likely to push tax brackets higher regardless of which party holds power, BIP Wealth is rolling out new municipal bond strategies to shelter income; a timely move for athletes in peak earning years. Why This Could Be a Great Entry Point for Net Savers Despite the fear you see online, Eric makes the case that for baseball players and professional athletes still actively earning and saving, right now may be one of the best market entry points in years. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/41034480

Ahead In The Count Ep. 119 - Private Credit Bubble & AI Disruption: Mark Flickinger Answers FAQs 04/15/2026

Ahead In The Count Ep. 119 - Private Credit Bubble & AI Disruption: Mark Flickinger Answers FAQs Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. This episode hits on three critical financial market challenges shaping 2026: the private credit bubble, AI-driven SaaS disruption, and the massive 'dry powder' capital deployment problem. BIP Ventures COO and General Partner Mark Flickinger explains why the headlines are misleading, how to separate good investments from bad ones, and why disciplined investors positioned in the right segments will thrive in this volatile environment. 1. The Private Credit Bubble: Two Triangles Model Flickinger explains the core problem: 90% of private credit capital is concentrated in the top 50 firms, while deal flow remains limited. This creates a 'race to the bottom' where funds lower interest rates, remove covenants, and increase leverage to deploy capital. 2. Why Not All Private Credit Is Bad Opportunities exist at the "bottom of the pyramid" where less capital concentration creates better risk-adjusted returns. BIP's private credit strategy focuses on senior-secured, covenant-heavy credits in underserved segments. 3. SaaS Pocalypse: The AI Disruption Reality AI is rapidly displacing SaaS businesses with rules-based processes. However, SaaS companies with proprietary data or in complex workflows are seeing AI as a tailwind, not a threat. The market isn't distinguishing between companies that will thrive and those that won't survive AI displacement. 4. Liquidity Crisis: Dry Powder & The Deployment Challenge Since early 2022, hundreds of billions in private equity capital remains undeployed due to macro uncertainty (interest rates, tariffs, AI disruption). This creates a cyclical pattern: years without exits followed by 2-3 years of heavy activity. Companies that create value through downturns are best positioned for future liquidity events. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/40886305

Ahead In The Count Ep. 118 - Fitting Into a New Clubhouse 03/23/2026

Ahead In The Count Ep. 118 - Fitting Into a New Clubhouse Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this Opening Day episode of Ahead in the Count, former professional baseball players Chase Murray and John Hester discuss strategies for joining a new clubhouse. Whether you're gearing up for Opening Day, promoted from the minors, traded mid-season, or navigating a new organization for the first time, this episode provides insider advice on building relationships, understanding competition, and making a strong first impression. WHAT YOU'LL LEARN • How to assimilate quickly into a new clubhouse environment • Proven strategies for building teammate relationships during spring training • How to handle in-season promotions and trades • Balancing friendship with healthy competition among position groupmates • The role of professionalism and performance in earning respect • Why cultural awareness (like learning Spanish) matters in baseball • How to view trades and mid-season changes as a fresh start • Managing expectations when joining a winning organization Even though MLB rosters appear stable on paper, significant turnover happens annually. With a 26-man roster, many players are new each year. Spring training provides an essential opportunity to cultivate relationships through casual interactions, like breakfast conversations, weight room time, batting cage sessions, with different work groups. Getting to know teammates before camp breaks builds familiarity that carries into the season and helps when players move between organizations. The best approach when entering a new clubhouse is simple: be yourself and play the game the way you know how. Don't overthink new surroundings or try to be someone you're not. Whether promoted to the majors or traded mid-season, teams acquired or called up players for a reason. Your job is to execute your role without overanalyzing the situation. Every game matters, especially in the big leagues. Wins count in April just like September. Each organization has unique pre-game routines, celebratory traditions, and locker room customs. Embrace these differences. Be open to team music, celebration styles, and clubhouse dynamics. Having fun and not taking yourself too seriously (while maintaining professional focus on your craft) helps create social connections that build stronger team chemistry. Here's baseball's uncomfortable truth: your teammates are also your competition. Position groupmates directly compete for playing time. While they become best friends, their performance impacts your opportunities. This dynamic is unique in professional sports, but it's manageable through professionalism. Understanding that performance on the field determines outcomes, and that stats don't lie in baseball, helps maintain a healthy perspective. You can't hide in baseball; the jumbotron displays your batting average. Learning Spanish is valuable for any ballplayer working with Latin American teammates. Making effort to communicate in their language, even imperfectly, builds respect and relationships. Latin players bring infectious positivity, high energy, and strong personalities that can elevate an entire clubhouse. Organizations are increasingly teaching English to international players, but showing cultural awareness goes a long way toward integration. Getting traded mid-season feels jarring—you might go from the West Coast to the East Coast overnight. The key is checking your ego and remembering that performance speaks louder than anything else. A trade signals that your new organization values you as part of their team and culture. View it as a fresh start: teammates haven't seen your full body of work; you can reframe your season narrative. When an organization trades for you or calls you up, pressure comes with the territory. Reframe that pressure as privilege—you've been chosen. Every transaction, waiver claim, and promotion is part of the professional baseball journey. Most players don't get to dictate their careers; they must make the most of every opportunity, even those outside their control. CONTACT For more information: [email protected], [email protected], [email protected], [email protected] Visit: BIPWealth.com /episode/index/show/bipwealth/id/40593050

Ahead In The Count Ep. 117 - Baseball Tax Prep with Allie Powell 03/06/2026

Ahead In The Count Ep. 116 - CIO Eric Cramer's 2026 Annual Market Report: Investment Strategies for a Changing Global Economy 02/16/2026

Ahead In The Count Ep. 116 - CIO Eric Cramer's 2026 Annual Market Report: Investment Strategies for a Changing Global Economy Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this must-listen episode of Ahead in the Count, BIP Wealth's Chief Investment Officer Eric Cramer delivers his highly anticipated 2026 Annual Market Report, breaking down the most important investment trends and opportunities for the year ahead. Hosts Nolan Alexander and the baseball division's Jeremy Hermida explore what last year's market performance means for investors and how to position portfolios for success in an evolving global economy. Discover how international markets performed relative to the S&P 500 in 2025, learn strategic shifts in fixed income investing, and understand how AI is reshaping corporate America. Whether you're a professional athlete managing career earnings or an investor seeking clarity in uncertain times, this episode provides actionable insights for building wealth in 2026. Key Topics 2025 Market Performance Review S&P 500 returns: Up 17.5% in 2025 International developed markets: Gained 32% (nearly 2x US performance) Emerging markets: Up 33%+ Tech stock volatility and recovery Cryptocurrency market challenges The Great International Outperformance Why foreign markets crushed US returns Dollar weakness and currency effects How diversification paid off for BIP Wealth clients Compound returns from foreign equity and currency appreciation AI Revolution: From Hype to Reality Shift from AI creators to AI users Valuation concerns for Big Tech Corporate America's AI adoption wave Why non-AI companies face unprecedented volatility 2026 Investment Themes & Strategies Price-earnings ratios: Top 10 tech stocks vs. S&P 490 Global economic power structure transformation Tariff impacts and trade realignments Currency revaluation effects on sovereign debt Municipal Bonds: The New Safe Haven? Why munis may replace treasuries for taxable accounts State balance sheets vs. federal debt concerns Tax-advantaged investing strategies Private credit opportunities yielding 8%+ Portfolio Construction in Volatile Times The "Moneyball approach" to asset allocation Building portfolios with 50%+ probability strategies Private market flexibility and liquidity improvements Incremental gains philosophy Political & Economic Uncertainty Ahead Midterm election implications National debt sustainability concerns Tax policy changes on the horizon Bipartisan cooperation potential To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/40124315

Ahead In The Count Ep. 115 - Inside College Baseball's First Pitch 02/05/2026

Ahead In The Count Ep. 115 - Inside College Baseball's First Pitch Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. Georgia Tech Hall of Famer and legendary college baseball coach Danny Hall, alongside former Yellow Jacket Chase Murray, discuss college baseball pre-season preparation, training strategies, and what it takes to succeed before the first pitch of the season. Biggest Preparation Challenges (Early Discussion) Pitchers: Managing throwing programs during December-January break Weather dependency affecting practice schedules and development Balancing between overworking and underworking during the off-season The importance of non-conference wins for NCAA tournament resume building Mental Game & Routine Building How fall ball differs from spring competition mindset Developing consistent daily routines before the season starts The psychology of seeing opponents in different uniforms Building confidence through process-driven preparation "Fall Stars" Phenomenon Why some players dominate in fall ball but struggle when games count The importance of coaching trust and patience during slow starts Managing the long season from mid-February through June Peaks and valleys throughout the baseball season Newcomer Integration Transfer portal players joining established programs How freshmen adjust to college baseball's elevated competition The reality check: "Nobody cares who you were before you got here" Building respect and earning playing time Importance of veteran leadership in setting team culture Academic Success Systems Managing class load during fall vs. spring semester Creating homework routines around travel schedules The value of academic advisors and support systems Chase's homework strategy Getting ahead of assignments to avoid late-night cramming before games NIL & Revenue Share Financial Planning Handling 1099 documents from NIL deals Tax implications for college athletes BIP Wealth's role in helping athletes manage money Working with tax advisors (Allie Powell) for proper planning Final Advice for First-Year Players Danny Hall: Learning to handle failure and bounce back quickly Chase Murray: Preparing for off-speed pitches and staying disciplined at the plate The transition from high school success to college competition To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/39998385

Ahead In The Count Ep. 114 - Essential Spring Training Prep Checklist 01/26/2026

Ahead In The Count Ep. 114 - Essential Spring Training Prep Checklist Getting ready to report to spring training? Former pro ballplayers Jeremy Hermida and Chase Murray share insider advice on preparing for spring training, from physical preparation to financial planning. Whether you're heading to Arizona or Florida, this episode covers everything minor leaguers need to know before packing their bags. Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. Key Topics Covered Housing (Priority #1) Book early - Prices increase as spring training approaches Secure your housing in January, not February Costs rise significantly the longer you wait Transportation Ship your car vs. rent - Consider the $1,200-$1,500 cost each way Arizona complexes may require different planning than Florida Factor in where you'll be assigned for the season Having your own vehicle vs. finding a teammate with a car Financial & Tax Documents Set up mail forwarding or have someone collect mail at home Tax documents start arriving during spring training Send financial documents to your advisor immediately LLC expenses - Track them throughout the season, not just in December Business Considerations for Players Off-Season Income Baseball camps and clinics Part-time work (Uber, etc.) Track all business expenses if you have an LLC Keep receipts and notes throughout the season Expense Management Use a dedicated credit card for business expenses Write everything down, even if you're unsure it qualifies Let your financial advisor determine what's deductible Review credit card and bank statements during the off-season Mental Preparation Getting in the Zone Arrive at complex early to flip the switch mentally Separate from off-season distractions and noise Access to facilities, coaches, and weight rooms before official report date Nothing replicates actual on-complex preparation Setting Goals Review what you did last season Set personal and financial goals for 2026 Every season is a new chapter of your career Control your preparation, not the outcome "You're only as good as your next at-bat" Action Items Before You Leave ✅ Secure spring training housing ✅ Arrange transportation (ship car or rental) ✅ Set up mail forwarding ✅ Notify financial advisor of your spring training location ✅ Gather any outstanding tax documents ✅ Track off-season business expenses ✅ Ramp up baseball activities ✅ Set personal and professional goals for 2026 Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to , , /episode/index/show/bipwealth/id/39877570

Ahead In The Count Ep. 113 - Important Ways to Close 2025 and Trump Accounts 01/15/2026

Ahead In The Count Ep. 112 - Mark Milam Talks Housing and Mortgage Rates 12/01/2025

Ahead In The Count Ep. 111 - CIO Eric Cramer's Unique QMR 11/17/2025

Ahead In The Count Ep. 110 - Welcome Danny Hall 10/29/2025

Ahead In The Count Ep. 109 - Arizona Fall League: Inside Baseball's Prospect Showcase 10/14/2025

Ahead In The Count Ep. 108 - Private Investment News with Mark Flickinger 09/30/2025

Ahead In The Count Ep. 108 - Private Investment News with Mark Flickinger Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this episode, Mark Flickinger returns to discuss why the fall of 2025 presents a unique opportunity for investing in private markets. The conversation covers current market dynamics, the importance of manager selection, and new accessibility options for private market investments. Key Topics Discussed Why Now Is an Attractive Time for Private Markets Valuation opportunities Buy low strategy Market fundamentals Current Market Dynamics Capital constraints Opportunity zone Consolidation potential The Private Market Shakeout Market correction: Approximately 50% fewer venture funds active compared to recent peak years Discipline matters Long-term perspective: Removing the COVID-era bubble reveals a consistent growth trajectory from 2017-forward Increased Accessibility to Private Markets Evergreen funds and BDCs 401(k) developments IRA options: Self-directed IRAs already enabling private market participation with tax advantages Investment Considerations for Ballplayers Manager selection is critical: Not all private equity returns are equal - performance varies significantly by manager Portfolio fit: Best investment available isn't always the right one for individual circumstances Professional guidance: Importance of working with experienced managers who evaluate deals daily Tax efficiency: Private credit investments work well in tax-advantaged accounts Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/38402100

Ahead In The Count Ep. 107 - Depths of MLB Realignment 09/17/2025

Ahead In The Count Ep. 107 - Depths of MLB Realignment Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. This episode features a comprehensive discussion about Major League Baseball's potential realignment and expansion plans, featuring insights from former professional players Kyle Schmidt and Jeremy Hermida. Key Topics Discussed MLB Realignment Plans Commissioner Rob Manfred has been discussing realignment for approximately a decade Plans potentially tied to the upcoming Collective Bargaining Agreement (CBA) expiration in December 2026 Balancing tradition and history with modernization needs Recent rule changes (pitch clock, bigger bases) have been well-received, suggesting fans can adapt to changes Expansion Possibilities Potential new cities mentioned: Nashville (most frequently discussed) Salt Lake City Raleigh Montreal (return) Two additional teams would create 50 new roster spots New teams would require complete farm system development Player Perspective on Travel & Schedule Current 162-game schedule creates significant wear and tear Cross-country flights after late games (finishing at 10:30-11:00 PM) followed by 2:00 AM departures Potential schedule reduction to 156 games being considered Geographic realignment could reduce travel burdens Collective Bargaining Implications Realignment may be a negotiating tool for owners ahead of 2026 CBA talks Salary cap discussions: Players' opinions Would potentially hurt middle-tier players most Baseball's historically strong players union Revenue sharing and competitive balance Tax Implications for Players Players taxed based on where games are played (prorated basis) Realignment could significantly impact players' take-home pay Financial Considerations Franchise valuations at all-time highs Revenue sharing already addresses some competitive imbalance Tax implications could influence free agent decisions Middle-tier players most vulnerable under potential salary cap Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/38257130

Ahead In The Count Ep. 106 - Overcoming Angry August 09/05/2025

Ahead In The Count Ep. 105 - CIO Eric Cramer's QMR 08/19/2025

Ahead In The Count Ep. 105 - CIO Eric Cramer's QMR Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. Key Topics Covered with Chief Investment Officer Eric Cramer: Economic Update & Market Analysis Recent employment data revisions and their economic implications Federal Reserve interest rate policy and anticipated cuts in September Impact of tariff policies on inflation and market performance Strong second-quarter market performance across global markets Financial Planning for Athletes Unique challenges facing young baseball players with significant early-career earnings Why traditional financial planning timelines are accelerated for professional athletes The importance of maintaining long-term investment strategies despite market volatility Risk tolerance assessment for younger, high-income earners Advanced Tax Strategies: 529 Plans Deep Dive Expanded uses beyond college tuition (K-12, vocational training, professional credentials) Strategic funding techniques, including the 5-year gifting rule Multi-generational wealth transfer strategies using 529 plans Converting 529 assets to Roth IRAs for additional flexibility Real-world examples of tax-free compounding over multiple decades Estate Planning Updates New higher estate tax exemption limits Long-term wealth preservation strategies for high earners Multi-generational investment planning considerations Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/37876255

Ahead In The Count Ep. 104 - Consumer Sentiment in Summer 2025 08/07/2025

Ahead In The Count Ep. 103 - Investing in Sports Teams 07/22/2025

Ahead In The Count Ep. 103 - Investing in Sports Teams Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. John Hester and Chase Murray dive into a popular topic amongst clients and pro ballplayers - investing in professional sports teams! They explore the shift in sports ownership, driven by high-profile transactions like the Los Angeles Lakers' $10 billion valuation, evolving regulations, and relaxed ownership restrictions that now allow private equity and individual investors to acquire stakes in teams across baseball, basketball, football, and even eSports. The conversation highlights the appeal of sports franchises as valuable investments due to diverse revenue streams like TV deals, ticket sales, and merchandise. They discuss how ownership groups, rather than single owners, are becoming the norm, and how celebrities like Tom Brady, Patrick Mahomes, and Ryan Reynolds are entering the sports investment space. The Atlanta Braves stand out as a publicly traded team, offering accessible investment opportunities, though most opportunities remain geared toward high-net-worth individuals. The episode also touches on potential conflicts of interest, particularly for active MLB players, and the importance of due diligence when considering sports investments. The hosts note the emerging trend of private equity in college athletics and the need for investors to carefully evaluate these opportunities. Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to , , or /episode/index/show/bipwealth/id/37505320

Ahead In The Count

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