Accumulating Wealth

Hosts Hunter Satterfield and Judson Crawford are seasoned CPA's, and long time friends. Together they go in depth on financial topics that are pertinent to business owners, including tax planning, investing, personal financial planning and more. Each season focuses on an over-arching topic, and each episode they dive in——helping you make better decisions for yourself and your business every day. Tune in every week on Tuesdays for a new episode.

Ep. 230: Recession Investment Strategies 04/22/2025

Ep. 230: Recession Investment Strategies Is there a step-by-step plan to recession-proof your savings? The guys dive into the best investment strategies to focus on as the market indicates a possible recession, including tax-loss harvesting, international stocks and Roth IRAs. But one tip stands above the rest: stay the course. LINKS | | /episode/index/show/cainwatters/id/36251070

Ep. 229: Market Whiplash and CPI 04/15/2025

Ep. 229: Market Whiplash and CPI Last week, a startling market drop was followed by a sudden surge. What led us to get to this point, and how will the global trade system impact the market moving forward? The guys discuss the latest on market whiplash and what the newest CPI numbers are telling us. LINKS | | /episode/index/show/cainwatters/id/36128820

Ep. 228: Shifting Into High Gear: Ortho Trends 04/08/2025

Ep. 228: Shifting Into High Gear: Ortho Trends The new Orthodontic Comparison Report is here, with more extensive insights and metrics than ever before. The guys are reviewing the major takeaways, from payment term trends, a surge in marketing efforts and increasing staff wages. But where does your practice stand? Do your yearly goals need adjusting? LINKS | | /episode/index/show/cainwatters/id/36040785

Ep. 227: Liberation Day: Tariffs Update 04/07/2025

Ep. 227: Liberation Day: Tariffs Update Last week, the markets saw a huge dip due to the announcement of the most sweeping tariff hikes since 1930. With most indexes down and uncertainty ruling the stock market, where does that leave your investments? A guest joins the guys to discuss why the market reacted the way it did, recession signs to look out for and next steps for your portfolio. LINKS | | /episode/index/show/cainwatters/id/36009400

Ep. 226: Breaking Down Your Profitability (Part Two) 04/01/2025

Ep. 226: Breaking Down Your Profitability (Part Two) In the second part of the practice profitability formula series, the guys dive into the second half of the equation: collections and overhead. From managing accounts receivable to making fee adjustments and reducing spending, the collections and overhead portion of the equation can make a significant impact on your practice’s profitability. LINKS | | /episode/index/show/cainwatters/id/35943360

Ep. 225: Breaking Down Your Profitability (Part One) 03/25/2025

Ep. 225: Breaking Down Your Profitability (Part One) Focusing solely on one area of your business won’t significantly increase practice profitability. Instead, making gradual improvements to all areas of the dental practice will make the biggest impact in boosting profitability. A guest joins this episode to break down the components of the profitability formula and the areas to prioritize to start seeing growth. LINKS | /episode/index/show/cainwatters/id/35843315

Ep. 224: And the Theme for This Year Is... 03/18/2025

Ep. 224: And the Theme for This Year Is... This year already seems to be presenting a new theme for itself: tariffs. The economy is responding to this uncertainty with swinging stocks, even for the S&P 500, NVIDIA and small caps. In addition to discussing the effects that long- and short-term tariffs can have, the guys dive into the latest on women-led investing, recent crypto trends and long and short betting. LINKS | /episode/index/show/cainwatters/id/35726225

Ep. 223: Threading of Community and Culture 03/11/2025

Ep. 223: Threading of Community and Culture Between corresponding keynote speakers, ever-evolving breakout sessions and insightful panel discussions, this year’s Annual Meeting was one for the books. A special guest joins this episode to recap main discussion topics. LINKS | /episode/index/show/cainwatters/id/35610910

Ep. 222: AI Trends in Dentistry (Live from CWA Annual Meeting) 03/04/2025

Ep. 222: AI Trends in Dentistry (Live from CWA Annual Meeting) Some may perceive AI as a tool that undermines the quality of human interaction. But what if AI can help streamline more effective relationships with patients? In their yearly tradition of live recording an episode at the CWA Annual Meeting, Hunter and Judson invite a guest to discuss the future of AI in dentistry to develop meaningful patient interactions. LINKS | /episode/index/show/cainwatters/id/35515420

Ep. 221: Tariff Talk 02/25/2025

Ep. 221: Tariff Talk Tariffs are a hot topic in local and global politics right now. Though tariffs are inflationary, the guys discuss how the long-term outcome of encouraging American manufacturing may outweigh the side effects of the short-term transition period. LINKS | /episode/index/show/cainwatters/id/35416225

Ep. 220: How Did We End Up Here? 02/18/2025

Ep. 220: How Did We End Up Here? New practice construction can be a costly asset to add to your financial plan. Is it the right move though? The guys cover a topic smorgasbord this week, from ground-up construction costs, capital market expectations, what the latest CPI report means and more. LINKS | /episode/index/show/cainwatters/id/35314715

Ep. 219: DSOs and Private Equity Transitions 02/11/2025

Ep. 219: DSOs and Private Equity Transitions What’s the DSO market look like? Is now the right time to sell, or is there something worth holding off for? Though there is no way to predict the future market, past performance can help explain the current trends. The guys are joined by two special guests to dive into timing a DSO or private equity sale and when is the right time to transition your practice. LINKS | /episode/index/show/cainwatters/id/35227495

Ep. 218: Every Penny Counts 02/04/2025

Ep. 218: Every Penny Counts DeepSeek has made a big splash, bringing a shift to the technology of AI and impacting the tech section of the S&P 500. The Fed is taking a pause, responding to the state of inflation and preparing for the impact of new tariffs. The guys dive into this and more in another episode of topic smattering. LINKS | /episode/index/show/cainwatters/id/35103860

Ep. 217: Policy and The Broader Market 01/28/2025

Ep. 217: Policy and The Broader Market With a new president in office, what does the future hold for infrastructure spending, inflationary policies and data centers? A guest joins the guys to discern how potential policies and technological developments may impact the broader market. LINKS | /episode/index/show/cainwatters/id/35035360

Ep. 216: New Year, New Predictions 01/22/2025

Ep. 216: New Year, New Predictions Though it’s impossible to accurately predict everything that will happen in the market in the coming year, Hunter and Judson don’t shy away from the challenge as they take a stab at their 2025 predictions. From Fed rates to AI and, of course, Super Bowl picks, who do you agree with in this year’s lineup? LINKS | /episode/index/show/cainwatters/id/34898765

Ep. 215: How Did 2024 Hold Up? 01/14/2025

Ep. 215: How Did 2024 Hold Up? Between football, market performance and Fed cuts, last year provided some expected and unexpected happenings. The guys are revisiting the predictions they made for what would happen in 2024 and how they held up against what the year brought. LINKS | /episode/index/show/cainwatters/id/34804560

Ep. 214: Preparing Your Estate Plan 01/07/2025

Ep. 214: Preparing Your Estate Plan The new year is a perfect time to get a head start on your estate plan. Depending on the size of your estate, strategies and tax planning will look a little different. A guest joins the guys to discuss the importance of establishing an estate plan, a list of documents to include and when your current estate plan may need updating. LINKS | /episode/index/show/cainwatters/id/34744725

Ep. 213: New Year, New Financial Resolutions 12/31/2024

Ep. 213: New Year, New Financial Resolutions The new year brings spikes in gym memberships and travel plans, but what about financial resolutions? The guys help you set your financial goals for the new year, from updating estate plans, adding new saving strategies, credit monitoring and more. LINKS | /episode/index/show/cainwatters/id/34531420

Ep. 212: All I Want for the Economy 12/24/2024

Ep. 212: All I Want for the Economy In this special holiday episode, the guys are going through their wish list for the economy in 2025. Hoping Sanra will bring them tax reform, easing of long-term rates and wholesale insurance reform, they also discuss how the new administration may bring changes for the upcoming year. LINKS | /episode/index/show/cainwatters/id/34488725

Ep. 211: Get Financially Organized this New Year 12/17/2024

Ep. 211: Get Financially Organized this New Year Getting financially organized can feel overwhelming when done at the last minute, so preparing ahead of time for the upcoming year is crucial. Not only will setting a cadence of payments and document submissions help your advisor, but it will also help you make the most out of your financial plan. LINKS | /episode/index/show/cainwatters/id/34472105

Ep. 210: Pay or Save Student Loan Debt 12/10/2024

Ep. 210: Pay or Save Student Loan Debt Student loan debt can be daunting, as it stays with you for years post-graduation and there are several philosophies on how to work payments into your financial plan. The guys are joined by a special guest to discuss PAYE versus SAVE payment plans, average rates and considerations of refinancing your loans. LINKS | /episode/index/show/cainwatters/id/34315795

Ep. 209: Holiday Budgeting 12/03/2024

Ep. 209: Holiday Budgeting The holiday season is here, bringing a time of joy and giving, but for some, it’s a budgeting nightmare. With seemingly endless gifts to buy, setting boundaries around how much you’re spending can be a difficult task. The guys offer tips on setting a holiday budget and sticking to it. LINKS | /episode/index/show/cainwatters/id/34247260

Ep. 208: 2025 IRS Contribution Limits 11/26/2024

Ep. 208: 2025 IRS Contribution Limits The IRS released the new tax-advantaged contribution limits for next year, and the guys walk through the numbers for 401(k), IRAs, capital gain rates and more. Though the revised contribution limits aren’t as significant as hoped, they will still provide the opportunity to save more. LINKS | /episode/index/show/cainwatters/id/34137451

Ep. 207: Post-Election Analysis (Part 2) 11/19/2024

Ep. 207: Post-Election Analysis (Part 2) Many market sectors continued to be up since the election, but oil was down 5%. With the new administration, what is the future of energy, including oil and renewables? The guys revisit their post-election analysis, diving into the potential future of energy production, crypto trends and merger and acquisition regulations. LINKS | /episode/index/show/cainwatters/id/33949672

Ep. 206: Post-Election Analysis 11/12/2024

Ep. 206: Post-Election Analysis Election night brought a generational day in the market, with the S&P 500, mid- and small-caps and the Russell 2000 Index all up. Why were these surges so drastic and will these surges last with the new presidency? The guys dive into what the election results mean big picture for the economy in four significant policy categories: tariffs, taxes, immigration and infrastructure. LINKS | /episode/index/show/cainwatters/id/33887707

Ep. 205: State of the States 11/05/2024

Ep. 205: State of the States It’s Election Day, and the guys share why it’s crucial to avoid attempting to time the market during this transitional period. They also discuss which states face the heaviest taxpayer burden, how the tenure treasury bond yield impacts mortgage rates and how to be cautious of letting emotions dictate your investments. LINKS | /episode/index/show/cainwatters/id/33781482

Ep. 204: Women in Wealth 10/29/2024

Ep. 204: Women in Wealth There’s a significant difference in the way men and women make financial decisions and feel towards their investments. A special guest joins the guys to share research on gender differences in financial planning and why it’s so important to intentionally spread financial literacy. LINKS | /episode/index/show/cainwatters/id/33668337

Ep. 203: Energy, Decoupling and A Strong Economy 10/22/2024

Ep. 203: Energy, Decoupling and A Strong Economy In many states, a large portion of energy consumption is dedicated to data processing centers, fueling the way for technological development. In addition to talking about national energy distribution, the guys discuss near-shoring possibilities, the influence of fiscal policy against fixed rate payments, and possible solutions to Social Security funding. LINKS | /episode/index/show/cainwatters/id/33551657

Ep. 202: Topic Smattering 10/15/2024

Ep. 202: Topic Smattering If Social Security continues its path of smaller COLA increases and higher wage bases each year, where does that leave the future of the program? This week, the guys are smattering on a few different topics, from social security increases and active participation in pension plans to state-mandated qualified retirement plans. LINKS | /episode/index/show/cainwatters/id/33452552

Ep. 201: U.S. Debt Report Card 10/08/2024

Ep. 201: U.S. Debt Report Card The U.S. national debt continues to grow by the trillions, but can we articulate what that means? And while our portfolios still seem intact, does the U.S. debt really even matter? Managing Director of Tectonic Advisors Brad Sanders joins the guys to review the U.S. debt report card and discuss how we got to this point, the causes and effects of unipolarity, and even offers a fresh perspective on the current situation. LINKS | /episode/index/show/cainwatters/id/33358932

Accumulating Wealth

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