Demographics Decoded - Unveiling the trends shaping your future

Join leading demographer Simon Kuestenmacher and wealth and property investment expert Michael Yardney as they share Australian demographic shifts, trend analysis and social change insights to help business decision makers, entrepreneurs, and investors make informed decisions. Each week, we bring you in-depth discussions about how demographics affects our future and actionable advice on demographic factors that influence property investment, business and industry and how to prepare for demographic and social changes in the next decade. Whether you're a business leader, entrepreneur, or investor, our podcast equips you with knowledge to stay ahead of the curve. In a rapidly changing world, empower your business and investment decisions with data-driven insights. By subscribing to Demographics Decoded, you gain access to: • Expert analysis from leading authorities in demography, economics and the future. • Insights into the trends that will impact your business and investments. • Strategies for leveraging demographic shifts to your advantage. https://DemographicsDecoded.com.au

How high do we want property prices to keep rising? Who wins and who loses? 02/03/2026

How high do we want property prices to keep rising? Who wins and who loses? Today we ask a question almost no one in property likes to touch - not “will housing prices keep rising?” but “how expensive do we actually want housing to be?” For decades we’ve celebrated rising house prices in Australia. If your home was worth more this year than last, life felt a bit easier. Politicians were happy, banks were happy, homeowners were happy. But after 50 years of almost uninterrupted price growth, we need to ask a harder question: Is it actually good for us if housing just keeps getting more expensive? The answer, of course, depends on who you are. Because rising prices have created a lot of winners in Australia: homeowners, investors, banks, governments, tradies, retailers. But they’ve also created a growing group of losers - renters, younger Australians, essential workers, small businesses, and even the future middle class. Takeaways · Rising house prices benefit homeowners, investors, and banks. · First home buyers and renters are the primary losers in the housing market. · The middle class is at risk due to increasing housing costs. · Government policies often favor rising house prices over affordability. · The housing market is influenced by political choices, not just market forces. · Younger generations are becoming a significant voting block for housing issues. · Sustainable growth in property values is preferable to boom-and-bust cycles. · Investors should focus on long-term strategies rather than short-term gains. · The demographic shift may lead to changes in homeownership rates in the future. · A strong middle class is essential for a balanced economy. Chapters 00:00 Who really benefits when house prices keep rising. 05:30 Winners of high prices: owners, banks, governments and investors. 10:00 Losers emerge: renters, first-home buyers and essential workers. 15:00 Political choices, vested interests and why reform is so hard. 20:00 Demographic shifts that could eventually change housing policy. 25:30 Why slow, sustainable growth beats booms for Australia’s future. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Also, please subscribe to my other podcast, . Just look for it wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39454740

The Scorecard: Which Big Demographic Calls Actually Came True? 01/27/2026

The Scorecard: Which Big Demographic Calls Actually Came True? At the end of last year, Simon Kuestenmacher published a detailed set of demographic predictions about Australia’s future – covering everything from migration and ageing, to housing affordability, consumer behaviour and where population growth would show up. And instead of quietly moving on, he’s come back twelve months later to mark his own homework. Today, we discuss the accuracy of his forecasts related to migration, fertility rates, political trends, and the property market. We also explore how societal changes, such as aging populations and consumer behavior, impact various sectors, including housing and car sales. You’ll learn the importance of understanding long-term demographic trends amidst short-term chaos, providing insights for business owners and investors. Takeaways · The world feels chaotic, but demographic trends are stable. · Demographic predictions can provide accountability and insights. · Third party voting is on the rise in Australia. · Understanding migration data is crucial for accurate forecasts. · Falling fertility rates are linked to economic optimism. · Greenfield areas are growing faster than infill developments. · First home buyers are delaying purchases due to various factors. · Australia's population is aging, impacting future planning. · Consumer behaviour is affecting car sales trends. · Mental health issues are becoming more prominent in society. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Also, please subscribe to my other podcast, Property Investment, Success and Money |The Michael Yardney Podcast. Just look for it wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39849090

The Hidden Trends Reshaping Australia 01/20/2026

The Hidden Trends Reshaping Australia In today’s show we delve into a fresh set of data from the HILDA survey - one of Australia’s longest-running studies tracking how real households are living, working, earning, spending, and socialising. Our aim is to help you make sense of what’s coming next — so you can make smarter decisions for your business, your investments. You’ll hear how Australians are becoming wealthier yet facing challenges such as rising living costs and increasing loneliness. We discuss the implications of retirement wealth, the challenges faced by non-homeowners, and the widening gap between homeowners and renters. The conversation also touches on changing family dynamics, the effectiveness of pronatal policies, and the impact of loneliness on workplace performance, emphasizing the need for proactive measures to address these societal issues. Takeaways · Australians are earning more but feeling the pressure of rising living costs. · Retirement wealth is increasing, particularly among baby boomers. · Non-homeowners face significant financial challenges in retirement. · The gap between homeowners and renters is widening, impacting wealth distribution. · Finding reliable financial advice is crucial in today's noisy information landscape. · Changing family dynamics are leading to fewer children being born later in life. · Pronatal policies have not proven effective in increasing birth rates. · Loneliness is becoming a significant societal issue in Australia. · Workplace socializing can help minimize feelings of loneliness. · Urban planning can play a role in addressing loneliness and fostering community. Chapters 00:10 Why richer, older Australia still feels lonelier. 05:20 Wealthier retirees, housing gaps and migration pressures. 10:30 How homeownership shapes retirement security and inequality. 15:25 Shrinking family size and why money and culture drive it. 20:35 Loneliness rising — work, screens and time-poor lifestyles. 25:35 Walkable communities, aging, and Australia's next big demographic shift. About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39367145

How Australia is Changing: Richer, Older, Lonelier 01/13/2026

How Australia is Changing: Richer, Older, Lonelier In today’s show we delve into the latest findings from the Hilda report, exploring the significant demographic shifts in Australia. We discuss how Australians are becoming richer yet feeling poorer due to rising costs, the impact of these economic realities on family planning, and the implications of an aging workforce and increasing lonliness. It’s clear these trends aren’t random. They’re reshaping our economy, our housing markets, our workforce, and even our social fabric in ways many people haven’t yet recognised. Our conversation highlights the importance of understanding these trends for business and investment decisions, as well as the role of data in shaping our understanding of societal changes. Takeaways · Australia is experiencing significant demographic changes, including increased wealth and loneliness. · The Hilda report provides valuable longitudinal data on household dynamics in Australia. · Rising costs of living are affecting perceptions of wealth and financial security. · Childcare and housing costs are major factors influencing family planning decisions. · Many young families feel financially constrained in their decisions about having children. · The aging population is leading to longer working lives and changing retirement norms. · Data from the Hilda report can help businesses and investors make informed decisions. · The relationship between economic trends and psychological perceptions is complex. · AI and automation will not eliminate the need for human labor in many sectors. · The housing market is being influenced by demographic shifts and changing family structures. Chapters 00:10 What the HILDA report reveals about how Australia is changing. 05:10 Why incomes rose but Australians still feel poorer. 10:05 How rising costs reshape fertility, families and childcare choices. 15:05 Time poverty, spending shifts and what Australians now pay for convenience. 19:50 Australians working later in life — and the economic forces behind it. 24:30 What longer careers and aging mean for housing, retirement and future cycles. About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39367110

Six Years Later: What Covid Did to Our Population, Jobs, and Future 01/06/2026

Six Years Later: What Covid Did to Our Population, Jobs, and Future In March 2020, we all wondered how COVID would change us. Would it be just a temporary shock, or would it reshape society forever? Well, six years on, the data is in – and it turns out the pandemic didn’t rewrite Australia’s destiny, but it did press fast-forward on changes that were already underway. In this episode of Demographics Decoded, I explore with Simon Kuestenmacher the lasting impacts of COVID-19 on Australia's demographics. We unpack how Covid accelerated demographic shifts, from fewer babies and more deaths, to the rise of the millennials and the gradual handover of economic power from boomers. We also look at what all this means for skills shortages, inflation, interest rates, and Australia’s future prosperity. Takeaways · The pandemic accelerated existing demographic trends rather than creating new ones. · Young people in their formative years were significantly impacted by COVID. · Australia's population grew by nearly a million people since 2020. · Migration rates dipped to record lows during the pandemic. · There was no significant increase in birth rates during COVID. · The aging population will lead to more deaths in the coming years. · Millennials are now entering their family formation age, likely increasing birth rates. · The demand for childcare has risen despite a decrease in the number of children. · Inflationary pressures are linked to the spending habits of millennials and baby boomers. · Skills shortages are expected to persist as the workforce ages. Chapters 00:10 – How COVID Fast-Forwarded Australia’s Demographic Future 03:05 – Migration Collapse, Baby Bust and the Surge Back to Normal 07:11 – Excess Deaths, Aging and the Long-Term Health Impact 10:33 – Why Australia Will Rely Even More on Migration 14:24 – How COVID Reshaped Each Generation from Kids to Boomers 21:06 – Lasting Legacies: Inflation, Skills Shortages and the New Australia About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39144590

How to Get Older Without Getting Old - Rules for Ageing Well 12/23/2025

How to Get Older Without Getting Old - Rules for Ageing Well What does it actually mean to age well? We all know people who seem to get older but never old – they’re curious, kind, and somehow more alive with each passing decade. And then there are others who retreat, complain, and shrink their world. Today we’re decoding what it really takes to age well – mentally, physically, socially, and financially. We’ll look at some wisdom from Roger Rosenblatt’s witty book Rules for Ageing, and add Simon’s demographic lens to see what the data says about how we can actually put this into practice. Our conversation also touches on demographic trends affecting aging in Australia, highlighting the importance of community and social connections for a fulfilling life as we grow older. Takeaways · Aging well means living with vitality, not just longevity. · Demographic trends show we are living longer, necessitating a focus on quality of life. · Emotional regulation improves with age, allowing for better self-acceptance. · Letting go of what others think can lead to a more fulfilling life. · Incremental changes are more sustainable than radical reinventions. · Humor is essential for coping with life's challenges. · Pursuing virtue is important, but perfection is not necessary. · Life is inherently unfair; acceptance is key to resilience. · Curiosity keeps the mind active and engaged throughout life. · Physical activity and social connections are crucial for healthy aging. Chapters 00:00 What it really means to age well in a world where we live much longer. 04:00 Emotional freedom: stop worrying what others think and let go of perfection.08:10 Evolving gradually, keeping humour and staying kind without self-righteousness. 12:10 Accepting the past, embracing unfairness and releasing old grudges. 16:10 Key habits of healthy aging: curiosity, learning, movement and social connection. 20:50 The demographic reality: Australia’s rapidly growing elderly population and how society must adapt. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: This episode was inspred by Roger Rosenblatt’s book About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39407005

8 Boomer Habits That Drive Younger Aussies Mad – And What It Says About Our Future 12/16/2025

8 Boomer Habits That Drive Younger Aussies Mad – And What It Says About Our Future Today we’re having a bit of fun – but there’s a serious insight behind it too We’re going to be talking about “8 things Boomers refuse to stop doing that drive younger generations absolutely crazy.” Now you’ve probably seen those memes and TikToks poking fun at Boomer habits – from insisting on paying with cash to overusing ellipses in text messages. But these quirks reveal something deeper about how different generations see the world – shaped by the times they grew up in. So whether you’re a proud Boomer, a frustrated Millennial, or a Gen Z rolling your eyes – stick around. You might just see yourself reflected in this conversation Takeaways · Understanding generational differences is crucial for effective communication. · Boomers' attachment to cash stems from their upbringing during financial hardships. · Younger generations prefer texting for its convenience and control over time. · The ellipsis in texts can create misunderstandings between generations. · Physical records provide a sense of security for Boomers. · Job loyalty has shifted, with younger generations valuing flexibility. · Lifestyle choices, like avocado toast, reflect deeper financial struggles. · Boomers often view younger generations' work ethic with skepticism. · Nostalgia influences Boomers' consumer behavior, leading to hoarding. · Generational habits evolve but are rooted in historical contexts. Chapters 00:10 Why boomer habits formed and why younger generations react to them. 05:20 Cash, checks, phone calls and the generational communication divide. 10:40 Texting styles, ellipses, emojis and digital misunderstandings. 16:00 Physical media, paper records and shifting consumer preferences. 21:10 Work ethic, loyalty, job-hopping and changing economic realities. 26:30 What generational habits reveal about values, identity and ageing. About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: Here is the original article we based this podcast on. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39367100

Is the Albanese Government About to Rob the Elderly in the Name of ‘Fairness’ 12/09/2025

Is the Albanese Government About to Rob the Elderly in the Name of ‘Fairness’ Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you’ve somehow become part of Australia’s problem. That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of “intergenerational unfairness.” That’s the message emerging from the Albanese government’s latest policy buzzword – the so-called “intergenerational lens.” But is this really about fairness… or about finding new ways to tax those who’ve worked, saved, and contributed for decades? In this episode of Demographics Decoded, leading demographer Simon Kuestenmacher and I unpack what “intergenerational equity” actually means — and whether this new policy approach is based on sound data or simply political theatre. If you care about Australia’s economic future, housing affordability, and intergenerational trust, this episode is essential listening. Takeaways · Intergenerational equity is a complex issue that requires careful measurement. · Older Australians may not necessarily be better off than younger generations. · Housing market dynamics significantly impact intergenerational wealth. · Government policies can inadvertently favor property owners over first home buyers. · Superannuation was designed to reduce reliance on the pension system. · Generational envy can lead to political distractions and ineffective policies. · Real fairness comes from growing the economy, not shifting wealth between generations. · Younger generations need to feel positive about their economic prospects. · Taxing mining wealth could provide a solution for funding intergenerational fairness. · Cooperation between generations is essential for Australia's prosperity. Chapters 00:10 – What “Intergenerational Fairness” Really Means 03:11 – How Governments Measure Equity Across Age Groups 06:19 – Income, Wealth and Why Generational Comparisons Mislead 10:32 – Housing Affordability, Envy Narratives and Asset Gaps 15:13 – First-Home Buyer Policies, Superannuation and Tax Debates 21:47 – Real Solutions: Productivity, Migration and Avoiding Generational Conflict About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia’s most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/39144630

The Retirement Wealth Divide: Winners and Losers in Old Age 11/25/2025

The Retirement Wealth Divide: Winners and Losers in Old Age In this episode of Demographics Decoded, Simon Kuestenmacher and Michael Yardney discuss the changing landscape of retirement in Australia, focusing on the widening wealth gap between homeowners and renters. For generations, Australians assumed they’d retire in their own home. It was the cornerstone of our national dream. But new evidence from the HILDA survey shows that the dream is slipping away — and with it, the safety net for a secure retirement. Today, two in three retirees who rent privately are living in poverty. And the wealth gap between homeowners and renters in retirement is only widening. Takeaways · Two in three retirees who rent privately are living in poverty. · The wealth gap between homeowners and renters is widening. · Homeownership is crucial for avoiding poverty in old age. · Superannuation alone is not enough for a secure retirement. · Government policies need to adapt to the changing demographics. · Intergenerational wealth transfer plays a significant role in homeownership. · Rent assistance is insufficient to cover rising housing costs. · The current housing market is increasingly unaffordable for younger generations. · Innovative ownership models could help address housing issues. · The government must increase social and affordable housing stock. Chapters 01:47 - What the HILDA Survey Reveals About Retirement Inequality 04:33 - Why Owning a Home Is the Best Insurance Against Poverty 07:24 - How Migration and Intergenerational Wealth Shape Housing Gaps 10:42 - The Future of Homeownership and Government Policy Failures 15:37 - The Bank of Mum and Dad: Early Inheritance and the New Divide About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38643305

The Everyday Things About to Disappear From Our Lives in the Next Few Decades 11/18/2025

The Everyday Things About to Disappear From Our Lives in the Next Few Decades Picture this: you take your kids to a museum in 2045, and instead of dinosaurs and ancient artefacts, they’re staring at remote controls, plastic packaging, and wheelchairs. They ask, ‘Did you really use these every day?’ In this episode Simon Kuestenmacher and Michael Yardney explore the technologies, jobs, and habits that will vanish from our lives - sooner than you might think. We delve into the implications of these changes on daily life, the economy, and the environment, providing insights into what the future may hold for generations to come. Takeaways · In 20 years, people may question our reliance on cars. · The traditional 9-to-5 workweek is likely to disappear. · Family structures will become smaller and more diverse. · Aged care will need to adapt to an aging population. · Self-driving cars will become the norm, reducing the need for ownership. · Retail will shift towards online and automated services. · Healthcare will leverage technology for better diagnostics and care. · Education systems will need to adapt to new learning methods. · Political structures may evolve towards more algorithmic governance. · The internet will require users to be more media savvy. Chapters 01:44 - The Everyday Items Vanishing from Modern Life 04:25 - How Technology Quietly Replaces Old Habits 07:33 - The Disappearing Professions and What Comes Next 12:06 - Cash, Keys and the End of Tangible Convenience 17:58 - What Future Generations Will Never Experience About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. Our discussion today was inspired by this blog by Steve Samartino /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38643275

The Four-Day Workweek - Gen X’s Dirty Little Fantasy? 11/11/2025

The Four-Day Workweek - Gen X’s Dirty Little Fantasy? What if we could all work just four days a week with no pay cut and still get the same results? It sounds like a fantasy, but carefully monitored trials across the globe show that it’s not only possible, but in many cases, productivity actually goes up. Stress levels fall, staff turnover drops, and companies become more efficient. But is this a workplace revolution Australia can afford? Or just wishful thinking? In this episode, Simon Kuestenmacher and Michael Yardney explore the concept of a four-day work week, discussing its feasibility, benefits, and challenges in the Australian context. We delve into international data supporting the model, the innovative 180-100 approach, and the implications for various industries. The conversation highlights the potential for improved productivity and employee well-being, while also addressing the scepticism surrounding its implementation in certain sectors. Takeaways · The four-day work week can lead to increased productivity and reduced stress levels. · International trials have shown overwhelmingly positive results for the four-day work week. · The 180-100 model offers a framework for balancing pay and productivity. · Certain industries may struggle to implement a four-day work week due to operational challenges. · The four-day work week can serve as a powerful retention tool for employers. · Leadership buy-in is crucial for the success of a four-day work week trial. · The model encourages businesses to optimize workflows and reduce waste. · Employee well-being is enhanced with a shorter work week, leading to fewer sick days. · The four-day work week may not be suitable for all job types, particularly in retail and healthcare. · The future of work may see more companies adopting flexible work arrangements. Chapters 02:02 - Why the Four-Day Workweek Is Gaining Momentum 04:35 - Productivity Myths and the Science of Rest 07:18 - How Shorter Weeks Could Reshape Family and Leisure Time 11:03 - Generational Shifts: What Younger Workers Really Want 15:42 - Can Australia Afford a Four-Day Future? About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38643255

Shrink or Surge? Australia’s Future in a Demographically Contracting World 11/04/2025

Shrink or Surge? Australia’s Future in a Demographically Contracting World For years, we’ve worried about the world’s population growing too fast, straining resources and cities. But what if I told you the real challenge of the future might not be too many people, but too few? While a lot has been written about Australia's massive population growth in the short term, today we explore what's going to happen to not only Australia's, but the world's population growth over the medium to long term—and unveil a surprising trend. Whether you’re a property investor, a business owner, or just curious about what’s ahead for Australia, this should be a fascinating conversation about prosperity, perception, and our future. Takeaways · The global population is projected to peak and then decline. · Fertility rates are falling globally, impacting population growth. · Australia relies on migration to maintain its population levels. · High living costs and urbanization contribute to lower birth rates. · Regional areas face unique challenges due to population changes. · Changing family structures will affect social dynamics. · A shrinking population may lead to economic shifts. · Environmental concerns are tied to population growth and decline. · Attracting skilled migrants will be crucial for Australia's future. · Long-term planning is essential for adapting to demographic changes. Chapters 02:15 - Global Population Peak and the Unstoppable Decline in Birth Rates 05:40 - Migration Age Cohorts and Australia’s Future Competition for Workers 08:45 - Why Baby Bonuses Don’t Work and What Really Drives Fertility 12:10 - Smaller Families, Weaker Kin Networks and the Rise of Friendship Circles 18:50 - AI, Automation and How Australia Can Prosper in a Shrinking World About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38453145

Why Life in Australia Beats Almost Anywhere Else – Despite All Our Problems 10/28/2025

Why Life in Australia Beats Almost Anywhere Else – Despite All Our Problems Let’s be honest, we Aussies love a good whinge – about the cost of living, traffic, housing, politics, you name it. But when you take a step back, we still live in one of the most enviable countries on earth. Safe cities, strong economy, stunning natural beauty, and a lifestyle that’s the envy of the world. But is it all sunshine and barbies, or are there cracks forming beneath the surface? Today we explore what really makes life in Australia so good, how our society has changed, and whether we can keep this lifestyle advantage in the future. Stick around, because by the end of this conversation you might appreciate Australia just that little bit more – or see it with completely fresh eyes. So today's discussion will be useful for you as a business owner, an entrepreneur, if you're a property investor. Takeaways · Australia is often seen as the lucky country due to its safety and prosperity. · Critically assessing our society is a sign of a functioning country. · Immigration has played a crucial role in shaping Australia's lifestyle and economy. · Cultural diversity enriches Australian society, particularly through food. · The mining and education sectors are key pillars of Australia's economy. · Urbanization is leading to a shift towards a knowledge-based economy. · The wealth divide is a growing concern in Australia. · Demographic changes impact societal structures and opportunities. · A national demographic strategy could help address regional disparities. · Despite challenges, Australia remains one of the best places to live. Chapters 02:26 - Australia’s Business Model and Multicultural Success 07:20 - Post-War Migration and How It Shaped Our Lifestyle 13:15 - Mining, Agriculture, Education and Tourism as Pillars of Wealth 18:20 - The Hollowing of the Middle Class and Inequality Risks 27:13 - Housing Affordability, Regional Divide and Demographic Strategy About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38643220

Forget Smashed Avo – This Is Australia’s New Obsession 10/21/2025

Forget Smashed Avo – This Is Australia’s New Obsession Move over smashed avo and lattes – Australia has a new obsession. The fastest-growing retail sector isn’t cafés, restaurants, or even liquor. It’s wellness. Today, we examine how demographics, particularly the aging Baby Boomer population and the rising Millennial generation, are shaping these trends. The conversation highlights the growing importance of wellness in consumer spending, surpassing traditional leisure activities like dining out and drinking. The discussion also touches on the implications for businesses and property investors looking to capitalise on these trends in the future. Takeaways · Australia's fastest growing retail sector is wellness. · Australians have spent $36 billion more on health and wellness than on cafes. · Baby boomers are increasingly investing in wellness as a form of insurance for their health. · The aging population is driving up spending in the wellness sector. · Wellness is now viewed as a luxury rather than a necessity. · Consumer spending on cafes and liquor is still significant but is being overshadowed by wellness. · The millennial generation is entering their highest spending phase, impacting wellness spending. · Demographics provide insights into future spending trends and consumer behavior. · Businesses should focus on wellness-related products and services to meet consumer demand. · The trend towards wellness is expected to continue growing in the coming decade. Chapters 01:08 - Wellness Spending Surpasses Cafes and Restaurants 03:29 - Pharmaceuticals, Cosmetics and Toiletries Outpace Other Retail 06:41 - Activewear as a Lifestyle Statement Across Generations 11:18 - Pools, Saunas and Lifestyle Features in Australian Homes 18:08 - Generational Spending Patterns and the Rise of Millennials About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38453130

Australia’s Migration Surge: The Truth About Who’s Coming to Australia 10/14/2025

Australia’s Migration Surge: The Truth About Who’s Coming to Australia Migration is shaping Australia’s future more than almost any other force. In 2024, about 580,000 new residents arrived, while 240,000 left permanently – giving us a net migration gain of 340,000 people. That’s far above our long-term average, and it raises big questions about how our nation can handle such rapid growth . But who exactly are these new arrivals? In this episode of Demographics Decoded, we will discuss the significant surge in migration to Australia, particularly focusing on the role of international students and the implications for the economy, workforce, and housing market. We explore the challenges and future trends in migration, emphasizing the need for a more strategic approach to immigration policy to address skill shortages and housing pressures. Takeaways · Australia's net migration reached over 340,000 in 2024. · International students make up a significant portion of new migrants. · The economic impact of international students is substantial, contributing around $65,000 each. · Migration trends are influenced by global events like the pandemic. · The current migration system needs to be more strategic and focused on future skills needs. · Housing pressures are exacerbated by high migration numbers. · The aging population in Australia necessitates continued migration for workforce sustainability. · Political discussions around cutting migration often lack substance and are populist in nature. · The housing market is influenced by policy decisions, not just migration numbers. · A more targeted approach to skilled migration could benefit Australia's economy. Chapters 01:17 - Migration Surge or Post-Pandemic Catch-Up? 05:17 - International Students: 1.1 Million Enrolled and Their Real Impact 10:52 - Student Pathways to Permanent Residency and Skills Gaps 16:25 - Why Australia Is Hooked on Migration for Taxes and Workforce 22:57 - Redesigning the Skilled Migration Pipeline for the Future About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38453105

Australia vs. The World: Are We Still the Lucky Country? 10/07/2025

Australia vs. The World: Are We Still the Lucky Country? Is Australia still the lucky country? That phrase has been part of our national identity for decades, but in a world of rising costs, global competition, and shifting demographics, does it still hold true? In today’s show, we explore Australia's current standing compared to other nations and how its position has evolved since the 1990s. Whether you’re a property investor, a business owner, or just curious about how Australia stacks up, stay tuned – this should be a fascinating conversation about prosperity, perception, and our future. Takeaways · Australia's GDP per capita ranks above Canada and the Netherlands. · Australia's economy relies heavily on mining, agriculture, tourism, and education. · Demographics and immigration have significantly driven Australia's economic growth. · There is a need for Australia to diversify its economy to reduce reliance on mining. · Wealth distribution in Australia shows significant inequality despite overall wealth. · The property market has absorbed much of Australia's newfound wealth. · Australia's energy prices need to be addressed for future economic growth. · Comparative analysis with countries like Brazil and Germany reveals strengths and weaknesses. · The perception of being 'lucky' can mask underlying economic challenges. · Future prosperity will depend on strategic policy decisions regarding energy and housing. Chapters 01:38 - Dumb Luck or Smart Strategy: Australia’s Resource-Driven Wealth 06:43 - Mining, Juicy GDP and Why Canada Can’t Keep Up 10:18 - Migration as the Hidden Engine of GDP Growth 15:42 - Inequality, Generations and the Risk of a Victim Mentality 22:04 - Can Australia Stay Lucky? Diversification, Energy Costs and the Next 30 Years About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38453100

Why Fewer Australians Own Their Homes—and What That Means for Our Future 09/30/2025

Why Fewer Australians Own Their Homes—and What That Means for Our Future For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage. Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent. For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher. So what’s driving this change? Is it just the market doing what markets do, or have we set ourselves on a path where home ownership becomes an exclusive club? That's what Simon Kuestenmacher and I discussed in today's episode of the Demographics Decoded Podcast. Takeaways · Homeownership is integral to a sense of belonging and financial security. · The peak homeownership rate in Australia was 75% in 1996, now it is 63%. · Younger Australians are facing steeper declines in homeownership rates. · Homeownership rates reflect both affordability and life cycle stages. · Government policies historically encouraged homeownership, but this has changed. · The wealth gap between homeowners and renters is increasing. · Political priorities are shifting as younger voters feel locked out of homeownership. · First home buyer incentives may lead to short-term price increases. · A balanced housing market supports economic stability and growth. · Gradual policy shifts are necessary to improve homeownership rates. Chapters 00:00 The Great Australian Dream: Homeownership Trends 02:05 Historical Context: Peak House in Australia 05:19 Demographic Shifts and Homeownership Rates 09:37 Economic Factors Influencing Homeownership 12:13 Wealth Gap: Owners vs. Renters 14:55 Political Implications of Homeownership Decline 17:46 The Role of Property Investors 20:42 Policy Recommendations for Housing 26:07 Future of Homeownership in Australia About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38207695

Why Australia’s Middle Class is Shrinking – and What It Means for You 09/23/2025

Why Australia’s Middle Class is Shrinking – and What It Means for You Australia's middle class is shrinking, so today Simon Kuestenmacher and I discuss the implications for society and the housing market. We examine the historical context of the middle class, the factors contributing to its decline, and the significance of housing in wealth accumulation. Our conversation also delves into the forces shaping the future of the middle class, including intergenerational wealth transfer, migration, and political change. Finally, we discuss potential strategies for rebuilding the middle class, emphasising the need for education reform, affordable housing, and tax reform. Takeaways · The middle class in Australia is shrinking due to various economic factors. · Housing affordability has significantly decreased over the decades. · Intergenerational wealth transfer is creating a divide between rich and poor. · Migration is increasing pressure on housing and infrastructure. · Political changes are influencing the perception of the middle class. · TAFE degrees should be universally free to support the middle class. · Affordable housing is crucial for wealth creation. · Tax reforms are necessary to address wealth inequality. · A healthy middle class contributes to social cohesion and stability. · Understanding demographics is key to navigating future economic trends. Chapters 00:00 Introduction to the Middle Class Discussion 01:29 Understanding the Middle Class 04:29 The U-Shaped Society 08:08 The Role of Housing in the Middle Class 09:53 The Impact of Employment Changes 12:20 Forces Shaping the Future of the Middle Class 17:46 Political Changes and Their Implications 19:22 Strategies to Rebuild the Middle Class 26:58 The Importance of a Healthy Middle Class About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38207665

You’ll Probably Change Careers Twice in the Next 20 Years – Here’s How to Survive It 09/16/2025

You’ll Probably Change Careers Twice in the Next 20 Years – Here’s How to Survive It Believe it or not, the average Australian will change occupations not once, but more than twice over the next 20 years. And that's not just changing jobs—it's likely to be a complete shift into a different occupation. Today, Simon Kuestenmacher and I discuss the evolving landscape of work in Australia, and explore the factors driving this change, including technology, demographics, and the need for flexible education and training systems. The conversation also explores the role of migration in the workforce and highlights the importance of developing soft skills in preparation for future job markets. Ultimately, we highlight the potential for positive outcomes from embracing career shifts and the necessity of adapting to a rapidly changing world. Takeaways · The average Australian is expected to change occupations more than twice in the next 20 years. · Job mobility has decreased since the mid-90s due to housing affordability. · Change is often seen as scary, but it can lead to new opportunities. · Education systems need to adapt to prepare workers for changing job markets. · Migration can fill skills gaps but should be managed strategically. · Soft skills are becoming increasingly important in the workforce. · Individuals must be proactive in upskilling and adapting to change. · The pandemic has shaped a generation that is more resilient to change. · Career zigzagging is becoming more accepted in the job market. · Employers should invest in training to retain talent. Chapters 00:00 The Future of Work: Changing Occupations 04:33 Drivers of Job Change: Technology and Demographics 09:12 Education and Training for Career Transitions 13:37 The Impact of AI on Job Markets 17:59 Migration and Its Effects on Local Employment 22:36 Skills for the Future: Adapting to Change About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/38207660

Why More Aussies Are Living Alone — And What It Means for the Future 09/09/2025

Why More Aussies Are Living Alone — And What It Means for the Future What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn’t migration, isn’t birth rates, and isn’t ageing? It’s something far more personal. In today’s show, we’re talking about a silent revolution - the rise of the single-person household. More Australians than ever are living alone, and it’s not just retirees or Gen Zs in tiny apartments. From the newly single at 54 to the solo 29-year-old navigating life on their terms, this trend is redrawing the blueprint of modern life and reshaping the housing market in a way most people aren't even noticing. Our conversation highlights how modern living is evolving, with more individuals choosing to live alone and the need for appropriate housing solutions to accommodate these changes. Takeaways · The rise of single-person households is a significant demographic shift. · Single living is reshaping housing markets and consumer products. · Demographic changes are leading to increased loneliness among some individuals. · International students primarily occupy single-person housing markets. · Older generations are increasingly living alone due to the loss of partners. · Housing policies need to adapt to the growing number of single households. · The trend of marrying later in life contributes to more single-person households. · Communal living arrangements are becoming more desirable but challenging to manage. · The housing market is affected by the influx of single migrants. · Understanding demographics is crucial for future planning and investment. Chapters 00:00 The Rise of Single-Person Households 05:12 Demographic Shifts and Their Implications 10:36 International Students and Housing Market Dynamics 13:28 Loneliness and Mental Health in Solo Living 16:25 Modern Life and Individualism About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37944030

How Does Your Wealth Stack Up Against Your Generation? 09/02/2025

How Does Your Wealth Stack Up Against Your Generation? Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today's show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable – world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution among baby boomers, Gen X, millennials, and Gen Z. The conversation delves into the challenges faced by each generation, the impact of intergenerational wealth transfer, and the importance of strategic financial planning. So if you’re interested in whether you’re on the right track financially – whether you’re ahead of the average, or still catching up – stay tuned. This conversation might be the benchmark you’ve been looking for. Takeaways · Wealth comparison is a common concern among Australians. · Most people perceive themselves as middle class, regardless of actual wealth. · The distribution of wealth is increasingly polarized, with fewer middle-class households. · Baby boomers hold a significant portion of Australia's wealth due to longer accumulation periods. · Gen X faces unique challenges balancing mortgages, children, and aging parents. · Millennials struggle with wealth accumulation compared to previous generations. · Gen Z is just starting their financial journey with limited wealth. · Property remains a key asset for wealth building in Australia. · Wealth building requires time and strategic planning. · It's important to focus on personal financial goals rather than comparisons. Chapters 00:00 Introduction to Wealth Comparison 02:42 Generational Wealth Dynamics 05:34 Baby Boomers: The Wealth Accumulators 08:24 Gen X: The Sandwich Generation 11:00 Millennials: The Struggling Generation 13:39 Gen Z: The New Entrants 16:13 Wealth Building Strategies 18:58 Conclusion and Advice About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth - producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37943870

Love or Leverage? How Soaring House Prices Are Trapping Couples Together 08/26/2025

Love or Leverage? How Soaring House Prices Are Trapping Couples Together Have you ever wondered how the housing market is shaping our most personal life choices? In today’s show Simon Küstenmacher and I explore fascinating new Australian research that reveals how rising property costs are affecting relationship dynamics, marriage stability, and even divorce rates. We discuss how soaring house prices may be locking individuals into unhappy marriages due to financial constraints, the trends in divorce rates, and the economic factors influencing marriage decisions. The conversation also touches on mental health implications, gender dynamics in marriage and divorce, and the broader societal impacts of housing economics on family structures. The episode concludes with reflections on the future trends in demographics and the ongoing influence of housing on personal relationships. Takeaways · Soaring house prices might be locking people into marriages. · Housing markets are reshaping family dynamics, not the other way around. · Divorce costs are just too high, influencing marital decisions. · The rate of divorce in Australia is at its lowest level since 1976. · High house prices can keep couples together, even if unhappy. · People marry if they expect benefits from marriage to exceed costs. · The lower income partner is often disadvantaged in divorce situations. · Women are increasingly outperforming men in education and income. · Housing economics plays a significant role in family dynamics. · Housing is shaping our relationships and families in profound ways. Chapters 00:00 The Impact of Housing Prices on Relationships 02:52 Divorce Rates and Economic Pressures 05:05 Marriage Trends and Demographic Changes 07:29 Cultural Narratives and Relationship Dynamics 10:15 Financial Implications of Divorce 13:01 Renting vs. Homeownership in Relationship Breakdowns 15:44 Mental Health and Relationship Satisfaction 18:26 Gender Dynamics in Marriage and Divorce 20:53 The Broader Implications of Housing Economics Links: The article mentioned in our show: Soaring house prices locking people into marriages About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37943860

From Gloom to Boom? The Housing Shift Facing Gen Z 08/20/2025

From Gloom to Boom? The Housing Shift Facing Gen Z Do you ever wonder what the future of housing looks like for Generation Z? Right now, many young Australians feel locked out of the property market – priced out, disillusioned, and deeply pessimistic about their financial futures. But what if the story isn’t all doom and gloom? If you're curious about what the housing market might look like in 2034 – and how demographic and economic forces could tilt things in Gen Z’s favour – today’s show is a conversation you won’t want to miss. Takeaways · Gen Z is the generation born between 2000 and 2017. · Mental health issues are prevalent among Gen Z, especially young women. · Gen Z will benefit from a tight job market and low unemployment. · Gender equality is expected to improve significantly for Gen Z. · Housing accessibility may improve as baby boomers downsize. · Government policies can influence housing supply and affordability. · First home buyer grants tend to drive up house prices rather than help buyers. · Tax reform is necessary to create a fairer housing market. · A shortage of tradies is impacting housing construction. · Innovation in housing construction is needed to reduce costs. Chapters 00:00 Introduction to Gen Z's Housing Future 04:48 Job Market Opportunities for Gen Z 06:46 Gender Equality and Its Impact on Gen Z 13:59 Critique of First Home Buyer Grants 17:36 Tax Reform and Its Challenges 20:55 The Need for More Tradies and Skilled Workers 22:13 Innovation in Housing Construction 25:15 Future Outlook for Gen Z in Housing About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37885690

Who Will Replace the Baby Boomers? Rethinking Migration to Fill Australia’s Skills Gap 08/12/2025

Who Will Replace the Baby Boomers? Rethinking Migration to Fill Australia’s Skills Gap In this episode of Demographics Decoded, Simon Kuestenmacher and I discuss the significant impact of the baby boomer generation leaving the workforce and retiring. We examine the resulting skills gap, the challenges businesses encounter during leadership transitions, and the implications for various industries. The conversation also explores the role of AI and automation, the importance of strategic migration, and the necessity of effective business succession planning. Ultimately, we emphasise the opportunity for younger generations to step into roles and businesses left behind by retiring baby boomers, while also calling for a rethinking of Australia's approach to workforce and migration. If you're a business owner, policymaker, or just wondering what kind of Australia we’re building for the next generation, you’ll want to stick around and listen to today’s show. Takeaways · The retirement of baby boomers is creating a significant skills gap. · Businesses need to adapt to a younger workforce with different expectations. · Certain industries, like healthcare and education, are particularly affected by retirements. · AI and automation will not fill the labor gap left by retiring workers. · Migration needs to be strategic to address specific workforce shortages. · Baby boomers are often reluctant to sell their businesses, complicating transitions. · Younger generations have opportunities to acquire businesses from retiring owners. · Preparing for business succession is crucial for long-term success. · The aging population will require more aged care services in the future. · Australia's demographic shifts present both challenges and opportunities for the economy. Chapters 00:00 The Aging Workforce and Its Implications 03:02 The Skills Gap and Leadership Challenges 05:44 Industry-Specific Impacts of Retiring Baby Boomers 08:07 Migration and Its Role in Filling Workforce Gaps 11:05 The Future of Business Ownership and Succession 13:30 Opportunities for Young Entrepreneurs 16:11 Preparing for Business Succession 18:48 Conclusion: Rethinking Australia's Demographic Strategy About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. https://investor.metropole.com.au/strategic-property-plan/ /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37395205

Will Young Australians Be Better Off Than Their Parents? Delay, Decline or Just Different? 08/05/2025

Will Young Australians Be Better Off Than Their Parents? Delay, Decline or Just Different? In this episode of the Demographics Decoded Podcast, I explore with Simon Kuestenmacher and I ask the question – Will younger Australians be better off than previous generations. It’s a question that used to have a simple answer. But today, the path to prosperity seems murkier than ever. We discuss the wealth distribution dominated by baby boomers, the impact of education and income growth, the challenges of homeownership, and the role of technology and mental health in shaping the experiences of Gen Z. The conversation highlights both the opportunities and challenges faced by today's youth, ultimately suggesting a mixed but hopeful future. Takeaways · Younger generations are facing a more complex financial landscape. · Baby boomers hold a significant portion of Australia's wealth. · Education levels among young Australians have increased, but so has student debt. · Income growth for those under 40 has stagnated over the past two decades. · Homeownership rates for younger Australians are declining. · Gen Z may benefit from entering the workforce during a labor shortage. · Technology offers both advantages and challenges for mental health. · Social media addiction is impacting the self-worth of young people. · A massive wealth transfer from baby boomers to younger generations is expected. · The future for young Australians is uncertain but holds potential for improvement. Chapters 00:00 The Future of Younger Australians 06:28 Wealth Distribution and Generational Wealth 11:12 Education and Employment Trends 15:39 Homeownership Challenges 20:58 Mental Health and Technology Impact 25:48 Looking Ahead: Optimism for the Future About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37395280

Double Act or Double Trouble? The Truth About Couple-Run Businesses with Mark Creedon 07/29/2025

Double Act or Double Trouble? The Truth About Couple-Run Businesses with Mark Creedon Did you know that around 40% of family-owned businesses in Australia are run by couples? Often husband-and-wife teams share not only a home but also a business. On the surface, this might sound like the ultimate partnership - sharing a vision, building wealth together, and celebrating wins side by side. But the reality? It’s not always so rosy. Running a business with your partner presents unique challenges - blurring the lines between work and life, financial pressures, role conflicts, and sometimes even health and relationship issues. In fact, international research suggests that couples who own businesses together may face higher divorce rates and greater stress than the general population. So how can these couples make it work? What strategies can help them thrive in both their relationship and their business? That’s what Simon Kuestenmacher and I unpack today with our guest, Mark Creedon, CEO of Metropole and host of the Mastermind for Business podcast. Today, we “pick his brain” as to why he believes some businesses can be both incredibly resilient and still uniquely vulnerable, and more importantly, how to avoid the common pitfalls. So whether you’re in business with your partner, or not, or maybe just curious about how demographics shape these trends, this conversation is for you. Takeaways · Couples in business face unique challenges that can blur personal and professional boundaries. · Trust and shared values are crucial for couples running a business together. · Clear role definitions help mitigate conflicts in couple-run businesses. · Communication is key to maintaining a healthy work-life balance. · Financial stress can exacerbate relationship issues for couples in business. · Succession planning is more complex in couple-owned businesses due to emotional attachments. · Having external support, like business coaching, can provide valuable perspectives. · Work-life harmony is more realistic than work-life balance for couples in business. · Couples should maintain individual interests and friendships outside of work. · Planning for the future is essential for the longevity of couple-owned businesses. Chapters 00:00 The Dynamics of Couples in Business 09:23 Challenges Faced by Couples in Business 17:47 Strategies for Success in Couple-run Businesses 27:05 The Importance of External Support and Planning Guest: Mark Creedon – Mastermind Business Accelerator which is community for you if you you’re a business person or couple who wants to 10x your income, elevate your ability to give, and leave a massive impact on your community and the world by up-levelling your tribe, improving your business acumen, and removing your limiting beliefs around money and success. Subscribe to Mark’s Mastermind for Business Podcast About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37395320

Australia in 2125: What the Next 100 Years Could Look Like 07/22/2025

Australia in 2125: What the Next 100 Years Could Look Like What would someone from 1925 make of the Australia we live in today? Would they be amazed by our prosperity? Shocked by how much our values and lifestyles have changed? Or perhaps surprised that a place called the “Gold Coast” even exists? In today’s episode of Demographics Decoded, Simon Kuestenmacher and I take a time machine journey through Australia’s past and present. We explore how our country has evolved over the last 100 years – socially, culturally, demographically – and then fast-forward to ask: what might Australia look like in another hundred years? What kind of cities will we be living in? What will family life look like? Will we still have a strong sense of community? And how will we continue to grow in a world of declining fertility and aging populations? This episode is as much about nostalgia as it is about foresight – so buckle in for a thought-provoking journey across a century of change, and what lies ahead. Takeaways · Australia's cities have undergone significant evolution over the last century. · The Gold Coast represents a major urban success story. · The role of religion in society may evolve in the future. · Australia is becoming increasingly multicultural, with a diverse population. · Family dynamics and workforce participation have changed dramatically since 1925. · Future predictions suggest a doubling of Australia's population. · Technological advancements will reshape urban living and work. · Longer life expectancies will impact retirement and workforce dynamics. · Social support systems for the elderly will need to adapt to demographic changes. · The choices made today will shape the future for generations to come. Chapters 00:00 A Journey Through Time: Australia Then and Now 06:40 The Evolution of Community and Religion 10:00 Multiculturalism: A New Australian Identity 11:55 Changing Family Dynamics and Workforce Participation 15:26 Urban Development: Homes and Infrastructure 21:12 The Future of Australia: Predictions and Possibilities 30:39 Messages for Future Generations Links and Resources:     About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37395245

Baby Boomers Are Sitting on Property Goldmines – But Refusing to Cash In 07/15/2025

Baby Boomers Are Sitting on Property Goldmines – But Refusing to Cash In Have you ever wondered why more Baby Boomers aren’t downsizing, even though many are now living in homes that are bigger than they need? Simon Kuestenmacher and I discuss this important demographic trend that affects housing affordability, intergenerational wealth, and how our cities will evolve. So whether you're a policymaker, a property investor, or a Millennial waiting for the Boomer next door to sell, you won’t want to miss this show. Takeaways · The narrative of downsizing among baby boomers is often exaggerated. · Emotional attachments to family homes play a significant role in the decision to downsize. · Many baby boomers prefer to age in place rather than move to smaller homes. · Financial disincentives, such as stamp duty, discourage downsizing. · The lack of suitable housing stock for downsizers is a major barrier. · Governments need to create incentives to encourage downsizing. · Baby boomers are asset-rich but cautious about moving. · Millennials are missing out on family homes due to baby boomers not downsizing. · Local councils often block developments that could provide suitable housing for downsizers. · Downsizing is not just about space; it's about lifestyle and community. Chapters 00:00 Introduction to Downsizing Trends 01:14 The Reality of Downsizing for Baby Boomers 03:53 Emotional Attachments and Decision-Making 09:19 Financial Disincentives in Downsizing 13:13 Barriers to Development and Housing Stock 15:35 Wealth Distribution and Baby Boomers 18:09 Consequences of Not Downsizing 21:51 Government Policies and Housing Market 24:37 Personal Considerations for Downsizing Links and Resources:     About Simon Kuestenmacher is co-founder and Director – https://www.tdgp.com.au/ Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. https://x.com/simongerman600?lang=en for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37395165

The Surprising Data Behind Modern Parenting Styles 07/08/2025

The Surprising Data Behind Modern Parenting Styles Modern parenting has turned into a competitive sport, with school rankings, extracurricular rosters, perfectly curated lunchboxes, and, of course, constant supervision. But is all this so-called ‘help’ truly helping? In today’s episode of Demographics Decoded, Simon Kuestenmacher and I discuss a parenting trend that has become all too familiar — helicopter parenting. That’s the kind where parents hover, micromanage, and try to smooth over every bump in their child’s path - often with the best of intentions, but sometimes with unintended consequences. Now, whether you’re a parent, a grandparent, or even a former child yourself (which, let’s face it, is all of us), this is a conversation worth hearing. Because helicopter parenting isn’t just a phase — it’s a demographic phenomenon, tied to everything from declining birth rates to increased wealth to rising perfectionism. Takeaways · Helicopter parenting is a growing trend across the Western world. · Parents today are spending significantly more time with their children than in the past. · The increase in parental involvement can sometimes hinder children's independence. · Older parents tend to be more risk-averse, impacting their parenting style. · Affluent parents often micromanage their children's activities and education. · Children today have less opportunity for unsupervised free play, which is crucial for development. · Micro disappointments are essential for building resilience in children. · Parental fears often overestimate the risks associated with children's independence. · Education systems are seeing increased parental pressure, which can undermine teachers' authority. · The rise of helicopter parenting reflects broader societal changes and demographic trends Chapters 00:00 Introduction to Parenting Trends 02:05 Understanding Helicopter Parenting 05:19 Demographic Drivers of Parenting Styles 08:04 The Impact of Age on Parenting 10:38 Affluence and Micromanagement in Parenting 12:03 Parental Involvement in Education 16:19 Long-term Effects of Helicopter Parenting 18:34 Global Perspectives on Parenting Trends 20:17 Advice for Modern Parents Links and Resources:     About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels. for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/37109390

Homeownership in Crisis: What the Numbers Are Really Telling Us 07/01/2025

Homeownership in Crisis: What the Numbers Are Really Telling Us Today, we’re diving into a topic that’s at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations. We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting. The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market. Takeaways · Homeownership has historically been a rite of passage in Australia. · The peak homeownership rate in Australia was 73% in 1966. · Demographic changes are affecting homeownership rates, especially among younger generations. · The accessibility of finance has significantly influenced homeownership. · The divide between asset-owning and non-asset-owning families is growing. · Renting is becoming more common in Australia, similar to European models. · Government policies often aim to maintain the current housing system rather than reform it. · The 'Bank of Mom and Dad' plays a crucial role in helping younger generations enter the property market. · Migration and investment trends significantly impact housing affordability. · Systemic changes are needed to address the challenges of homeownership for future generations. Chapters 00:10 The Great Australian Dream of Homeownership 06:39 Historical Trends in Homeownership Rates 12:38 The Impact of Migration and Investment on Housing 17:40 The Shift Towards Renting 20:05 Demographic Insights and Future Predictions Links and Resources:     About Simon Kuestenmacher is co-founder and Director – Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on or or any of his other social channels for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney - founder has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on or Are you interested in property investment - let the team at Metropole build you a to help give you clarity, direction and wealth-producing results. /episode/index/show/ce039bf9-a3d0-4c3b-b28a-c1a562818db8/id/36769345

Demographics Decoded - Unveiling the trends shaping your future

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