Freelance Finance Fix
This show teaches successful freelancers and solopreneurs like you how to: Hack your money to further your financial independence, lower your tax bill, invest smarter, and optimize your finances. Freelance Finance fix was created by money nerds who love researching, optimizing and diving deep into all things financial. We are passionate about helping freelancers find unique and exciting opportunities available to them that are not available to the traditional 9-5 crowd. So grab your favorite beverage and listen in for some money tips, all in the amount of time it takes to finish a cup of coffee. Follow us more closely at www.freelancefinancefix.com
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Tax-Free Rental Income
05/30/2023
Tax-Free Rental Income
Are you aware you can rent out your home for tax-free income? That’s right—for freelancers, solopreneurs, and small business owners who love to travel, renting your property might be an excellent way to earn tax-free income. In this episode, Alex covers what the Augusta Rule is and how to take full advantage of renting your home for tax-free income, along with details about Section 280A. In this episode, you’ll also hear: How the Master’s Golf Tournament changed short term rental rules Tips for taking advantage of the Augusta Rule Potential benefits of Section 280A for small business owners Must-listen moments: [00:00:37] You need to know about the Augusta rule. This is the ability to potentially rent out your home for 14 days or less and not have to pay any income or tax on the rental income. [00:04:08] Go on Airbnb, look at local rentals, look at hotels, figure out what's a reasonable rate you could charge on your home per night. Create the supporting documentation you need, particularly if you are going to rent out your home in a seasonal time, or where there's excessive demand for that period of time. [00:05:55] If you are a small business owner, this rule can get even more lucrative for you. If you haven't talked to your tax professional team about some strategies of renting your home back to yourself in ways that align well with your business, i.e. doing things like board meetings, strategy sessions, offsite retreats at your home, this is something you need to talk to your team about. For more details on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Tempted by High Interest CDs? Here's How to Protect Your Financial Future
05/23/2023
Tempted by High Interest CDs? Here's How to Protect Your Financial Future
Have you noticed more banks enticing you with higher rates? Higher rates generally mean higher savings but there’s no guarantee to how long this seemingly win/win situation will actually last. In this episode, Alex shares why banks are offering high rates and why you should review your long term financial goals before making any changes to your current investments. In this episode, you’ll also hear: Why banks are pushing longer term investment offers Inflation as a benchmark for financial planning Long-term power of compounding and equity market’s growth Must-listen moments: [00:02:56] They didn't suddenly decide you are their favorite customer and they want to reward you. They made a business decision and just like every other business, you need to evaluate them and make sure their products are competitive for you and your situation. [00:03:55] To create real wealth, we need to grow our wealth by more than the inflation rate. If our accounts are growing less than the inflation rate, we are losing what is called purchasing power. [00:08:51] If you haven't recently, it's time to review your banking relationship and where you have your money market funds to make sure that you're getting a competitive rate of interest as well. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Common Questions about Home Office Deductions
05/16/2023
Common Questions about Home Office Deductions
Our last episode, “Are You Maximizing Your Home Office Deductions?”, focused on home office deductions and details about Form 8829 Expenses for Business Use of Your Home. Be sure to review IRS Publication 587 and make sure you're using the most advantageous calculation when determining the business use percentage of your home. In this episode, Alex answers the most common questions about home office deductions to ensure your claim is as legitimate as possible. In this episode, you’ll also hear: Which spaces in your home qualify for deductions Storage use and exclusive use by business Tips for supporting your home office deduction claim Must-listen moments: [00:03:57] Every home is different and your home's unique layout can give you some advantages or disadvantages when it comes to calculating the home office deduction and percentage of home used for business purposes. [00:06:24] A great reminder and best practice involving the home office deduction is to take photos of all of the areas you are claiming as a deduction…and if you do store goods anywhere else, take photos of those with clearly marked tape outlining the area for business use. [00:09:26] You can switch back and forth between the simplified method of calculating the deduction as well as it may make sense in some years and not in others…you are not locked into any method. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Are You Maximizing Your Home Office Deductions?
05/09/2023
Are You Maximizing Your Home Office Deductions?
Although the April tax deadline has passed, now is a great time to review your return to ensure you’re maximizing your home office deductions. In this episode, Alex dives into home office deductions, different ways to compute your home office use, and what to know about Form 8829 Expenses for Business Use of Your Home. In this episode, you’ll also hear: What constitutes a business use area in the home Gross square footage and usable square footage calculations Getting the most out of your home office deduction Must-listen moments: [00:01:46] Based on a certain calculation, you are able to allocate a share of some of your home expenses, like utilities, repairs, mortgage interest, homeowner's insurance, your property taxes, and several other expenses related to your home, against your business's income. [00:04:21] There are several other ways you can perform a business use calculation…potentially the most simple of them all is where you simply total up the number of bedrooms or rooms in your house and divide it by the number of rooms used exclusively for your business. [00:10:18] If you have never dived further into this calculation, it can be a worthwhile use of your time, particularly if you plan to stay in your residence for a multi-year period…getting the highest deduction year after year can put extra money in your pocket. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Quarterly Tax Payments Simplified
05/02/2023
Quarterly Tax Payments Simplified
Our previous episode, “A Freelancer’s Guide to Quarterly Tax Payments,” covered the basics of estimated tax payments and avoiding underpayment penalties. In this episode, Alex discusses safe harbor provisions and determining your estimated tax payment. Be sure to check out Publication 505 by the IRS to learn more about estimated tax withholdings and safe harbor provisions. In this episode, you’ll also hear: Benefits of safe harbor provisions for non-W2 income earners 90% accuracy for estimated payments and paying 110% of prior year taxes Pro-tips for making estimated payments as a freelancer or small business owner Must-listen moments: [00:01:12] There are what are called safe harbor provisions within the tax code that, as long as they are satisfied, you won't owe a tax penalty for underpayment of your taxes. [00:04:21] Look at last year's tax return and how much tax in total you owed. Then multiply it by 27.5% and pay that amount as an estimated quarterly tax payment to the IRS every quarter. [00:06:08] If you're a freelancer, solopreneur, or small business owner experiencing massive growth in your business, I suggest hiring a bookkeeper or tax preparer to take care of these estimated tax payments for you. In hopes you explore the safe harbor provisions fully, find relief in these safe harbor explanations, and focus on increasing your revenue in alignment with your goals. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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A Freelancer’s Guide to Quarterly Tax Payments
04/25/2023
A Freelancer’s Guide to Quarterly Tax Payments
You might be mistaken if you’re a small business owner or freelancer and think you only have to pay the IRS once a year. Estimated tax payments only apply in certain states, so review your local tax laws to avoid any penalty. In this episode, Alex breaks down what estimated tax payments are, who has to pay them, and how to pay them on time, and shares some insight to keep clear of paying the IRS more than is absolutely necessary. In this episode, you’ll also hear: Avoiding underpayment penalties Pay-as-you-go tax and how taxes are remitted to the IRS Who must pay quarterly tax payments Must-listen moments: [00:03:50] …in the United States, we have a pay-as-you-go tax. What that means is when you make money or have taxable income, you are expected to remit the payments to the IRS as quickly as physically possible. [00:04:39] An estimated tax payment is the process you go through every quarter to remit your estimated tax bill to the IRS based on how much revenue you earned and your estimated adjusted gross income. [00:09:58] Making these estimated tax payments particularly applies to small business owners and freelancers. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Most Common 529 Questions
04/18/2023
Most Common 529 Questions
Our prior episode, “529 Plans are for More than Education” highlighted that the traditional 529 College Savings plans are set for big changes. While 529 accounts used to be where parents and grandparents invested money to fund the next generation's higher-level education costs like tuition, the Secure Act 2.0 includes provisions that if unused, this money can be rolled into a beneficiary’s Roth IRA. There are restrictions and rules that must be followed, but listen to the Freelance Finance Fix Episode 13 for all of the details. In this episode, Alex addresses 8 of the most common 529 plan questions and answers and shares why 529 accounts are becoming more popular. If you’re wondering about 529 plan beneficiary rules, age limits, how 529 savings affects financial aid, and whether you must use your state’s 529 plan, you’re in the right place! Among other things, this 529 Account Q&A session covers: Flexible beneficiary options and 529 account ownership Option for multiple 529 accounts for the same beneficiary Investment options, income tax cap, and improvements of 529 accounts Must-listen moments: [00:03:04] The 529 account is the property of the account owner, not the beneficiary. [00:05:57] A single beneficiary can have multiple 529 accounts opened in their name, and each of these plans can potentially have a different account owner. [00:13:03] If you do have a 529 account, I encourage you to take a peek at the investments inside of them, particularly in light of a very volatile market last year, and make sure the investments are in line with the beneficiary's goals and time of when they may be needing to use the funds. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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How to Use a 529 College Savings Plan for More than Education
04/11/2023
How to Use a 529 College Savings Plan for More than Education
Traditionally, 529 accounts have been an option in which savings could be accumulated and invested toward the purpose of funding a loved one’s education expenses. Money can be set aside in the 529 plan as a lump sum or over time, invested in the markets, and grow tax free. The real beauty and benefit of a 529 education savings plan is typically realized when the beneficiary uses the money and all its tax-free growth on qualified education expenses. But now, thanks to new legislation, the savings and growth from this investment can potentially be rolled into a Roth account. In this episode, Alex sheds light on updates to how 529 savings can be used for expenses other than education per the Secure 2.0 legislation. In this episode, you’ll also hear: Tax benefits of a 529 account Understanding what qualifies as an education expense Why a Roth IRA option is a game changer Must-listen moments: [00:02:18] A 529 account is a college education savings account where you can set aside some money, whether in a lump sum or over time, to a plan for future education expenses for a beneficiary. [00:05:00] The fees inside of the 529 plan should be very low or non-existent for opening and closing of them, along with maintenance of them. [00:08:38] Starting in 2024, there will be the ability after the 529 account has been opened with the same beneficiary for more than 15 years to roll over some of, or potentially all of it, to a Roth account. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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How Much Tax Would I Owe if I Sell My Home?
04/04/2023
How Much Tax Would I Owe if I Sell My Home?
If you’re planning to sell your primary residence or an investment property, you might qualify for certain options to get the most out of the transaction while saving money on your tax bill. In this episode, Alex details 5 important things to know about how selling your home impacts your taxes. In this episode, you’ll also hear: Understanding capital gains tax vs. ordinary income tax Benefits of Section 121 or a 1031 exchange Why it’s important to review your home’s title Must-listen moments: [00:02:30] If you have received any tax subsidies or credits over time…talk to a tax professional to help determine your cost basis. [00:04:12] What Section 121 says is that if you have lived in the home for two years or more out of the most recent five year period, you don't have to pay capital gains tax on the first $250,000 in gains if you're single, or the first $500,000 gains if you are married. [00:08:56] You need to go and pull up your home's title. You might be surprised to see how many times the title is recorded incorrectly. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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10 Situations Where a Roth Conversion Doesn’t Make Sense
03/28/2023
10 Situations Where a Roth Conversion Doesn’t Make Sense
Although Roth IRA conversions offer many financial benefits, they can also create financial woes if converted too soon or if tax filings aren’t managed properly. In this episode, Alex shares 10 scenarios where it’ll pay to think twice before executing a Roth conversion. In this episode, you’ll also hear: How Roth conversions impact income benefits and taxes Recognizing Roth conversions do not have a limited time window Why age doesn’t matter for Roth conversions Must-listen moments: [00:03:28] Often, a mistake with Roth conversions or contributions is not noticed until many, many years later… and then it takes a whole lot of extra legwork to reverse and figure out what originally happened and where the mistake was. [00:05:20] Spend a little time figuring out what your tax bracket looks like in this year and years to come, and come up with a multi-year plan, or better yet, delegate it out to one of your team of professionals. [00:10:24] If you don't already have one, make sure on your calendar every year there is a recurring event to evaluate Roth IRA conversions for yourself and your family. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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How Wealthy People Get More Tax-Free Growth
03/21/2023
How Wealthy People Get More Tax-Free Growth
Do you think you make too much money to contribute to a Roth IRA or that you’ve out-earned your eligibility for a tax-free growth? You might be surprised to learn you can still take advantage of a Roth account regardless of your income. In this episode, Alex outlines who is eligible for Roth conversions and makes suggestions for when and how to do Roth IRA conversions. In this episode, you’ll also hear: Roth contribution vs. Roth conversion Tax implications of Roth conversions Multi-year strategy and goals for Roth conversion Must-listen moments: [00:01:33] The first thing you need to know about Roth conversions is that anyone and everyone who has a traditional IRA or traditional qualified retirement plan, like a 401k, 403B, or 457 plan, is eligible. [00:06:26] It can be really helpful to look at past tax years and see what tax brackets you were in and see if you can notice any patterns or trends. Do note that even if you don't expect to be in a higher tax bracket in the future, a Roth conversion can still make a ton of sense for you. [00:08:18] There are a ton of reasons for Roth conversions…but you need to be crystal clear on your reasons for doing one in any calendar year as there can be some goals which a Roth conversion does not help. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Funding a Freelance Lifestyle with an Old 401K
03/14/2023
Funding a Freelance Lifestyle with an Old 401K
Did you know an old 401K might hold the key to funding your new business or, at the very least, could save you thousands in taxes? For big tech employees or those with employer stocks that have performed tremendously well, it’s worth researching how net unrealized appreciation, or NUA, might impact your financial plans. In this episode, Alex reveals what Net Unrealized Appreciation is, its unique advantages, and who might benefit from this little-known tax strategy the most. In this episode, you’ll also hear: 2 advantages of using the Net Unrealized Appreciation tax treatment 3 major components of Net Unrealized Appreciation Option for potential tax savings or funds for entrepreneurial ventures Must-listen moments: [00:02:14] If you have a million dollars in your 401K and a large gain in your employer stock, this strategy could potentially save you a hundred thousand dollars in tax. [00:04:47] NUA [net unrealized appreciation] is all about separating out the growth component from the original purchase price. [00:07:54] You are by no means forced to sell the stock once it's been transferred to a taxable brokerage account. Once it's inside of that taxable brokerage account, you could sell some of it, none of it, all of it, part of it, it's yours. You can do whatever you want with it. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Do Bonds Belong in Roth?
03/07/2023
Do Bonds Belong in Roth?
No one likes leaving money on the table, especially when it’s thousands of dollars. Unfortunately, you could be at risk of doing just that if you’re unintentionally holding bonds inside a Roth account. In this episode, we highlight the differences between Roth accounts, bonds, and why it’s necessary to make sure your investments are where you need them to be. In this episode, you’ll also hear: Why we love the long term, tax-free growth Roths offer Benefits of holding bonds and other conservative investments Understanding risk tolerance and asset location optimization Must-listen moments: [00:02:02] Most individuals pay a ton of attention to what investments are inside of their accounts. However, while you may be the unique exception, most individuals are not paying attention to which account to put those investments inside of. [00:07:09] Some of you may not be aware that some of the funds you hold inside of the account may have a significant holding of bonds or more conservative investments or money market funds held within them. [00:09:22] We want to make sure the right investments are inside of the right accounts. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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7 Things for Freelancers to Prepare For Tax Season
02/28/2023
7 Things for Freelancers to Prepare For Tax Season
April 18th is rapidly approaching so now is the time to review your 1099s and financial accounts to make filing your taxes as easy as possible. In this episode, Alex covers 7 things you need to know about filing your taxes as a freelancer or solopreneur to avoid costly surprises and penalties. In this episode, you’ll also hear: Why it’s better to review everything vs. rush to file your taxes Double-checking for commonly missed deductions How increasing interest rates impact your tax filing Must-listen moments: [00:05:12] You may want to take a minute and review all the different sources of where you're getting your income and potentially streamline those down. [00:08:07] Make sure to proactively bring attention to any major life changes you've had with your tax preparer so that they can best help you. [00:10:37] The key fact to know here is that while you get no real bonus for overpaying your taxes when they're due, with interest rates having gone up, if you underpay them, the interest you owe in penalty will likely be substantially higher than what you've seen previously. For more detail on financial topics curated just for freelancers, visit You’re also invited to connect with me on LinkedIn at
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Gifting Without a Paper Trail
02/21/2023
Gifting Without a Paper Trail
Every year brings the opportunity to take advantage of the annual gift tax exemption to non-charities when filing taxes, but many don’t understand the gift tax limit or its benefits. In this episode, Alex explains the annual gifting limit, how to increase your 2023 gifting limit from $17,000 to potentially $68,000, and why it’s important to plan your gifts. In this episode, you’ll also hear: Defining what the IRS considers a gift Common misunderstandings about the annual gift tax exemption Suggestions for creating a gifting plan and what forms are required for gifts Must-listen moments: [00:02:08] The IRS considers a gift to be where there is an exchange of cash or property or something of value with someone else where you do not receive at least equal value back in return. [00:02:41] In 2023, currently you can gift up to $17,000 per recipient per calendar year to another person as part of your annual exemption…there are several ways to go above this $17,000 limit where you don't have to report or tell the IRS. [00:07:15] By doing some planning, you can spread out your gifts over a multi-year period and stay under the gifting limits, avoiding some unnecessary paperwork and complexity and annual tracking of reporting. Planning also helps you be clear about your expectations and intentions as part of the gift. Visit for more money tips for freelancers. Follow Alex at
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The Power of an HSA Part 2
02/14/2023
The Power of an HSA Part 2
As mentioned in Part 1, health expenses and rising health insurance costs can quickly derail even the best laid financial plans. An HSA account is a solid planning tool to help freelancers mitigate risk and navigate unexpected expenses. In this episode, Alex discusses the final 5 attributes of an HSA account and why it’s beneficial to have this dedicated financial bucket available. In this episode, you’ll also hear: Selecting an HSA custodian and planning for future retirement Short term vs. long term HSA investing strategies Keeping receipts for future reimbursements and HSA tax filing process Must-listen moments: [00:02:51] Health expenses and health insurance are one of the hardest things to plan for with early retirement. Having a dedicated bucket set aside helps put you ahead of the financial planning game. [00:05:56] Make sure your investment allocation inside of your HSA account matches your personal goals for this account. So, take a minute to determine if you are going to use this account for short term expense needs for medical, or if this is a longer-term tax-free growth account. [00:08:53] The real pro tip here is to keep your medical receipts, even the ones you don't use for reimbursement. Keep this on file in your files outside of the HSA custodian as you may be eligible in the future for reimbursement on them. Visit for more money tips for freelancers. Follow Alex at
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The Power of an HSA Part 1
02/07/2023
The Power of an HSA Part 1
Health savings accounts, known as an HSA, are growing in popularity and for good reason. Health insurance plans seem to get more expensive every year while offering less coverage. In this episode, Alex sheds light on 6 key attributes of an HSA account and why it’s a powerful planning tool that freelancers should evaluate and consider utilizing in their financial strategy. In this episode, you’ll also hear: Triple tax benefits of using an HSA account Understanding HSA eligibility requirements and contribution limits How HSA funds never expire, gap year benefits, and what counts as a medical expense Must-listen moments: [00:02:17] First, you get a deduction on your taxes for money going in. Secondly, money left inside of the accounts grows continually tax free. Third, one day when you use them for medical expenses, when withdrawn, you won't owe any taxes on the withdrawal. [00:05:23] Furthermore, what is awesome about HSA accounts is there is no income limit to be eligible to contribute. You can make as much as you want in any calendar year and still get the tax deduction for contributing to an HSA account. [00:08:53] You need to know that the medical expense uses are far broader than you may think. It is more than just your standard hospital bill or health insurance expenses or premiums. Visit for more info Follow Alex at
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Roth IRA Features That Benefit Freelancers
01/31/2023
Roth IRA Features That Benefit Freelancers
Having an emergency fund is non-negotiable for freelancers. Even with the most meticulous tax planning and retirement strategies in place, unpredictable expenses can occur at any time. In this episode, Alex dives into the most overlooked benefit of having a Roth retirement account and three things freelancers should know about using Roth accounts. In this episode, you’ll also hear: Common misconceptions about Roth IRA withdrawals Understanding which documents to keep for tax purposes How a Roth account provides income flexibility year over year Must-listen moments: [00:00:50] The world and your business can be unpredictable. As such, sooner or later, you will need to pull some money out of one of your accounts. [00:02:30] For the amount you initially contributed to the account, you can pull these funds out at any time without being subject to penalty or tax on the withdrawal. [00:05:25] As a freelancer…this is an incredibly valuable planning tool. As a freelancer, you can selectively choose which accounts you want to pull funds from and how much tax you want to pay that year based on which account you pull from. Snag all our free, helpful personal finance content, curated just for freelancers at Follow Alex at
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How Freelancers Retire Wealthy
01/31/2023
How Freelancers Retire Wealthy
Did you know 401K plans are not limited to employees working for large companies? If you’re a freelancer serious about planning for your retirement, optimizing your tax strategy, and have extra cash available, opening a solo 401k might be your next move. In this episode, Alex shares what freelancers need to know about solo 401Ks and why you should talk with a financial advisor about getting one started. In this episode, you’ll also hear: Benefits of a solo 401K for freelancers 2 key components to understand about solo 401Ks Advice for calculating employer contribution Must-listen moments: [00:00:59] They are called a solo 401K because you don't have any other employees who would join the plan with you, making it much easier to open and fulfill all the necessary rules and regulations. [00:03:05] We set aside money in our retirement plans to maintain our lifestyle in perpetuity and not use our fun casino money-type investments inside of this account. [00:07:26] You need to go and look at your cash flow, figure out how much after maxing out your personal IRA or Roth account you could put into a solo 401k, and talk to your financial or tax advisor about getting one started. For more financial fixes for freelancers, visit Follow Alex at
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Online Banking For Freelancers
01/31/2023
Online Banking For Freelancers
Would you switch banks for an extra 30K? Yeah, me too. This all begins with a simple question: Are you getting a good rate of return for the money in your savings account? Chances are your bank isn’t working hard enough to keep your business, and you’re missing out on money that requires little effort to earn. In this episode, Alex breaks down why it’s time to check how much your current savings account is paying you and 3 critical areas to pay attention to when making a banking change. In this episode, you’ll also hear: Defining what an online bank offers vs. brick-and-mortar banks 3 things to consider when changing where you park your savings Massively increasing your interest for only 5 minutes of work per year Must-listen moments: [00:01:46] With interest rates increasing, the time is now to review your savings account and how much your hard-earned mattress money is making you. [00:03:57] When looking at an online bank or really any financial decision that has uncertainty, we must look at the risk involved. This risk can be entirely mitigated by what we call FDIC insurance. [00:05:24] Avoid companies that are flashy and will drop the rate after a promo period. It's not worth hopping around, and do not inadvertently lock up your money with anything that has early withdrawal penalties without doing some extensive analysis. Visit for more insight and to download all our free stuff! Follow Alex at
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Welcome to Freelance Finance Fix
01/16/2023
Welcome to Freelance Finance Fix
Hosted by Alex M. Lynch CFA®, AWMA®, this show teaches six-figure freelancers and solopreneurs like you how to: Hack your money to further your financial independence, lower your tax bill, invest smarter, and optimize your finances. Freelance Finance Fix was created by money nerds who love researching, optimizing, and diving deep into all things financial. We are passionate about helping freelancers find unique and exciting opportunities available to them that are not available to the traditional 9-5 crowd. So grab your favorite beverage and listen in for some money tips, all in the amount of time it takes to finish a cup of coffee! In this episode, you’ll also hear: How being a freelancer takes skill and courage Why generic advice for the 9-5 crowd isn’t always for freelancers What to expect from the Freelance Finance Fix Must-listen moments: [00:00:30] Traditional business and money rules don't apply to you, and generic advice for 9-5ers isn't always right for you. After all, if you don't work a 9-5 job, and your money shouldn't either. [00:01:17] Even simple things like Roth IRAs have different rules for freelancers. [00:01:22] We at the Freelance Finance Fix are practicing financial advisors and have been working with freelancers and solopreneurs for decades, helping them tackle just about everything financially possible. Find out more and snag our free downloads at . Follow Alex at ip3KTqmEFrw3n0OZs5AZ
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