Women Talking Money
The Women Talking Money Podcast is the show that celebrates the inspiring journeys of Women in Business and attempts to break down some of the taboos we have when talking about money. Each week on the Women Talking Money Podcast we will speak to a different guest to highlight the diverse experiences of women in business. We're here to applaud their achievements and to challenge societal norms, having open conversations about the often-hushed topic of money.
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Money, Mindset & Vision: A Creative Entrepreneur’s Journey with Mary Lord
04/28/2025
Money, Mindset & Vision: A Creative Entrepreneur’s Journey with Mary Lord
In this episode of Women Talking Money, host Gretchen Betts chats with Mary Lord, founder of Yay Creative, to explore her entrepreneurial journey and the financial mindset that has shaped her success. Mary opens up about her early experiences with money, the lessons she’s learned along the way, and how she balances enjoying the present while planning for the future. From the power of financial education to the significance of vision boarding, this conversation is packed with insights on achieving financial freedom and making empowered money decisions. Mary also shares the advice she’d give her younger self and why financial literacy is especially crucial for women. Tune in for an inspiring discussion that will leave you motivated to take charge of your financial future! In this episode, Mary and Gretchen discuss how: Mary’s entrepreneurial journey began during the pandemic and has evolved significantly. Early experiences with money shaped Mary’s understanding of earning, saving, and financial responsibility. She highlights the importance of enjoying life today while planning for the future. Mary stresses the need for financial literacy from a young age, especially for women. She uses vision boards to set and refine her financial goals. For Mary, financial freedom means living life on your terms - both now and in the future. Follow Mary: On LinkedIn For YAY Creative On Instagram @yaycreative Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Breaking Barriers: Diversity, Trust & Financial Literacy with Tracy Vegro OBE
04/21/2025
Breaking Barriers: Diversity, Trust & Financial Literacy with Tracy Vegro OBE
In this episode of Women Talking Money, host Gretchen Betts chats with Tracy Vegro, Chief Executive of the Chartered Institute for Securities and Investments (CISI), to explore the evolving world of financial advice. They discuss the critical role of diversity in financial services, the need for trust in financial guidance, and the challenges younger generations face in managing their money. Tracy reflects on her own financial journey, the lessons she learned from childhood, and how financial literacy has changed in the face of rising living costs and technological advancements. Together, they highlight the power of early financial education, the value of professional advice, and the importance of open conversations about money. 🎧 Tune in for an insightful discussion on breaking financial barriers, navigating life’s money milestones, and making informed financial choices. In this episode, Tracy and Gretchen discuss how: Trust is crucial in finance, and technology is making professional advice more accessible than ever. A diverse financial sector leads to better representation, more inclusive advice, and improved decision-making. Demystifying financial literacy and encouraging open conversations can help individuals, especially women, gain confidence in managing money. Small differences in financial advice can have significant long-term effects, making professional guidance essential. With rising living costs, generational shifts, and evolving technology, financial management requires a modern, informed approach. Follow Tracy: On LinkedIn And here for CISI Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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From Hardship to Success – Rayner Mayers on Money, Mindset & Entrepreneurship
04/14/2025
From Hardship to Success – Rayner Mayers on Money, Mindset & Entrepreneurship
In this episode of Women Talking Money, host Gretchen Betts chats with self-made millionaire and entrepreneur Rayner Mayers to explore her inspiring journey from a challenging upbringing to building and selling her business, Falcon Cleaning Academy. Rayner opens up about her early money experiences, the importance of setting financial goals, and how her relationship with money has evolved. She shares insights on personal budgeting, financial challenges during her divorce, and the emotional complexities that come with managing wealth. Now embarking on a new business venture, Rayner reflects on the lessons learned from her past, the power of self-belief, and why investing in yourself is key to financial success. 🎧 Tune in for a powerful conversation on resilience, money mindset, and building a future on your own terms! In this episode, Rayner and Gretchen discuss how: Rayner’s journey began with a promise to succeed, overcoming failure and shame. Setting financial goals, like taking her children to Florida, kept her motivated. Falcon Cleaning Academy was founded to elevate the cleaning industry. Her respect for money grew after selling her business, shaping her financial mindset. Balancing financial security with enjoying life is key to long-term happiness. 🎧 Tune in for a powerful conversation on resilience, money mindset, and building a future on your own terms! Follow Rayner: On LinkedIn https://www.linkedin.com/in/rayner-mayers-5687a251/ On Instagram @falcon_cleaning_academy Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Cutting Through the Noise – Marketing, Money & Mindset with Lisa Marie Mallier
04/07/2025
Cutting Through the Noise – Marketing, Money & Mindset with Lisa Marie Mallier
In this episode of Women Talking Money, host Gretchen Betts chats with award-winning communications expert Lisa Marie Mallier, founder of No Fluff Communications. They explore the power of a no-nonsense approach to marketing, Lisa’s journey into entrepreneurship, and the personal experiences that shaped her financial mindset. From childhood money lessons to the challenges of teaching financial responsibility to the next generation, Lisa shares her insights on pensions, financial planning, and achieving a balance between family life and financial goals. The conversation highlights the importance of open discussions about money and offers valuable advice for securing financial freedom. In this episode, Lisa-Marie and Gretchen discuss how: Early money experiences and family influence shape financial habits. Teaching children about money is essential but challenging. Budgeting and financial planning support long-term security. Open conversations about money build confidence and awareness. Financial freedom is about having time for what truly matters. 🎧 Tune in for an inspiring and practical discussion on marketing, money, and making smart financial choices! Follow Lisa-Marie: On LinkedIn https://www.linkedin.com/in/lisamariemallier/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Ethical Recruitment & Money Mindset with Pam Sutherland
03/31/2025
Ethical Recruitment & Money Mindset with Pam Sutherland
In this episode of Women Talking Money, host Gretchen Betts chats with Pam Sutherland, founder of Truestar Talent, to discuss her journey in recruitment and her perspective on money management. Pam shares how her early experiences shaped her financial mindset, the lessons she’s learned along the way, and why ethical practices in the financial sector are more important than ever. Together, they explore the power of open conversations about money - especially among women - and the delicate balance between enjoying the present and planning for the future. In this episode, Pam and Gretchen discuss how: Truestar Talent prioritises ethical recruitment with a focus on understanding people. Pam’s early experiences and her husband’s influence shaped her money mindset. Open conversations about money help women gain confidence and control. Balancing work and personal life is key to long-term success. Starting a pension early reduces financial stress and builds future security. 🎧 Tune in for an insightful and inspiring discussion! Follow Pam: On LinkedIn https://www.linkedin.com/in/pam-sutherland/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Living Well with Chronic Illness: Redefining Financial Freedom with Grace Quantock
03/24/2025
Living Well with Chronic Illness: Redefining Financial Freedom with Grace Quantock
In this empowering episode of the Women Talking Money podcast, host Gretchen Betts welcomes back Grace Quantock to dive deep into the themes of financial security and interdependence, as explored in Grace's new book, Living Well with Chronic Illness. Grace shares her personal journey of navigating finances while living with chronic illness, shedding light on the importance of community support, mutual aid, and creating safety funds. She challenges the conventional notion of financial independence, arguing for the power of interdependence in financial relationships. They explore the impact of financial constraints on career choices and redefine financial freedom—not just as accumulating wealth, but as the ability to make decisions based on personal care. Grace offers invaluable insights on proactive financial planning and the significance of financial security for marginalized individuals and activists. In this episode, Grace and Gretchen discuss: 💡 The power of community support and mutual aid 💡 Redefining financial freedom for holistic well-being 💡 Proactive planning for emergencies and long-term security 💡 The role of financial awareness in empowering women and activists 🎧 Tune in for an inspiring conversation on the importance of financial security and building a flexible, supported future. Follow Grace: On LinkedIn https://www.linkedin.com/in/gracequantock/ On Instagram @grace_quantock Grace’s book ‘Living Well with Chronic Illness: Write your own roadmap to healing in tough times’ was released on 12th September - It's available as an audiobook, ebook and hardcover at your favourite retailers. Other notable links from Grace are: Leonie Dawson - You Need A Budget (YNAB) - Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Ruth Handock 💡 Bridging the Advice Gap & The Power of Financial Planning
03/17/2025
Ruth Handock 💡 Bridging the Advice Gap & The Power of Financial Planning
In this episode of Women Talking Money, host Gretchen Betts chats with Ruth Hancock, CEO of Octopus Money, to explore her journey in financial planning and her passion for improving social mobility. Ruth shares personal insights on money - from early influences to balancing spending and saving - and why she believes that having a financial plan that aligns with your goals is key to achieving true financial freedom. 🎧 Tune in for a thought-provoking conversation on closing the advice gap and empowering more people to take control of their finances. In this conversation, Ruth and Gretchen discuss how: Entrepreneur-led businesses can drive real societal change. Financial planning can be accessible and effective for the mass market. Early saving habits and family influences shape lifelong financial attitudes. A solid safety net enables greater career opportunities and calculated risks. Money should support life goals, balancing short-term security with long-term aspirations. Follow Ruth: On LinkedIn: https://www.linkedin.com/in/ruth-handcock-71b3656/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Alex Rudnicka 💡 Money Mindset Matters: Rewriting Your Financial Story
03/10/2025
Alex Rudnicka 💡 Money Mindset Matters: Rewriting Your Financial Story
How much of your financial success is down to mindset? In this episode of Women Talking Money, host Gretchen Betts chats with mindset coach Alex Rudnicka to explore how our beliefs about money shape our financial future. From childhood money memories to common mindset blocks, Alex explains why self-image plays a crucial role in wealth-building and how women can redefine money as a neutral tool rather than a source of fear or stress. They also discuss how to balance saving for the future while enjoying life today and why financial literacy is key for future generations. 🎧 Tune in for an eye-opening conversation that will change the way you think about money! In this conversation, Alex and Gretchen discuss how: Early experiences shape financial beliefs and behaviours. Overcoming money blocks helps unlock financial potential. Confidence and identity play a key role in success. Teaching financial literacy sets up future generations for success Follow Alex: On LinkedIn: https://www.linkedin.com/in/alexrudnicka/ On Instagram: Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Nicky Sevel🎙️ Money, Confidence & Data: Empowering Women
03/03/2025
Nicky Sevel🎙️ Money, Confidence & Data: Empowering Women
In this episode of Women Talking Money, host Gretchen Betts sits down with Nicky Sevel, co-founder of Woven Advice, to explore her inspiring journey from Australia to the UK and her career in fintech. Nicky shares her early money memories, the influence of family on financial habits, and the challenges she’s faced as an entrepreneur. Together, they discuss the importance of open conversations about money, financial literacy for women, and how data can empower better financial decisions. 🎧 Tune in for a thought-provoking conversation that encourages women to seek support, build confidence, and take control of their finances. In this conversation, Nicky and Gretchen discuss how: Nicky’ move to the UK shaped her career and passion for financial literacy. Early experiences and family dynamics influence financial behaviour and attitudes towards risk. Debt isn’t inherently bad; it can be a tool for opportunity and financial stability. Understanding finances through data helps build confidence and control. Open conversations empower women to take charge of their financial future. Follow Nicky: On LinkedIn: On Instagram: Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Kerry Burgess 🎙️ Money, Mindfulness & Independence
02/24/2025
Kerry Burgess 🎙️ Money, Mindfulness & Independence
In this podcast episode of Women Talking Money, Gretchen chats with Kerry Burgess, a seasoned financial services professional and regional advisory services manager at Progeny Group. Together, they explore Kerry’s earliest memories of money and how her upbringing shaped her financial mindset. Kerry shares valuable insights on achieving financial independence, the importance of mindful spending, and how financial goals evolve over time. They also discuss the challenges of balancing career ambitions with family life and the empowerment that comes from taking control of your financial future. 🎧 Tune in for a thoughtful conversation on making informed financial choices and building a secure and balanced life. In this conversation, Kerry and Gretchen discuss how: Money memories can shape perspectives on spending and earning. The value of financial independence for women and open money talks in families. Balancing work and family is a challenge, needing better workplace support. Financial goals evolve with life’s stages. Follow Kerry: On LinkedIn: Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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Vicki Hicks - Breaking Taboos, Building Options, and Balancing Life!
02/17/2025
Vicki Hicks - Breaking Taboos, Building Options, and Balancing Life!
In this podcast episode of Women Talking Money, Gretchen chats with Vicki Hicks, co-founder and CEO of Mello, for an eye-opening conversation about money, mindset, and financial freedom. Vicki shares her journey in financial planning, her early money memories, and how those experiences have shaped her mission to empower others. Together, they explore the delicate balance between enjoying life today and preparing for the future, the dangers of lifestyle creep, and why financial literacy is key to personal and professional growth. You’ll also hear about the importance of creating options through smart planning, the unique challenges faced by the current generation, and why normalising conversations about money, especially among women, can be life-changing. 🎧 Tune in for practical tips, powerful insights, and plenty of inspiration to help you take charge of your financial future! In this conversation Vicki and Gretchen discuss how: Awareness of financial situations is crucial for making informed decisions. The current generation faces unique financial challenges compared to previous ones. Conversations about money should be normalised to prevent financial crises. Financial literacy is essential for both personal and professional growth. Follow Vicki: On Instagram: @@elofrommelo On LinkedIn: https://www.linkedin.com/in/victoria-hicks-melo/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Amanda Ford: Empowering Women Through Financial Literacy
02/10/2025
Amanda Ford: Empowering Women Through Financial Literacy
In this episode of Women Talking Money, host Gretchen Betts chats with Amanda Ford , co-founder of the Financial Planning Club. Amanda shares her journey in financial services, reflecting on her early money experiences and the lessons she’s learned along the way. Together, they dive into the challenges of managing debt, the influence of social media on spending habits, and how our relationship with money shapes decisions in the workplace. From breaking the debt cycle to understanding your financial numbers, this episode is packed with practical advice and thought-provoking discussions that encourage open dialogue about money. It’s an inspiring and insightful conversation about money, mindset, and financial empowerment. In this conversation, Amanda and Gretchen discuss how: Working hard does not always equate to financial success. Breaking the debt cycle requires awareness and control. Social media influences spending habits significantly. It's important to know your financial numbers. Younger generations prioritise work/life harmony over salary. Setting financial goals requires discipline and planning. Follow Amanda: On Instagram: @thefpclub On LinkedIn: https://www.linkedin.com/in/amandapford/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Watch the Episodes on YouTube –
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Kathy Griffiths on Money and Independence: From Teaching to Self-Employment:
02/04/2025
Kathy Griffiths on Money and Independence: From Teaching to Self-Employment:
In this episode of Women Talking Money, host Gretchen Betts chats with Kathy Griffiths, a regional counsellor and founder of the Blackwood Wellbeing Centre. They discuss the power of open money conversations, how early money memories shape financial behaviours, and Kathy’s journey from a secure teaching career to self-employment. Kathy shares valuable insights on budgeting, financial independence, and the role of parenting in teaching financial literacy. In this conversation, Kathy and Gretchen discuss: The importance of open discussions about money and its impact on financial behaviours. Early money memories shape how we manage finances throughout life. Financial independence requires learning, adaptation, and budgeting skills. Parenting plays a vital role in teaching financial literacy to the next generation. Self-employment demands a unique approach to financial planning and budgeting. Women can take control of their financial futures and build wealth steadily. Follow Kathy: On Instagram: @Blackwoodwellbeingcentre Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Charlotte Woodward Spending, Saving, and Finding Financial Freedom!
01/13/2025
Charlotte Woodward Spending, Saving, and Finding Financial Freedom!
In this episode of Women Talking Money, host Gretchen Betts chats with Charlotte Woodward, a regional development manager at Eden Tree Investment Management, about her fascinating money journey. From childhood lessons in budgeting to navigating emotional spending and debt, Charlotte opens up about how her upbringing shaped her financial habits today. Expect candid insights, tips on balancing spending and saving, and what financial freedom truly means to Charlotte. It’s a conversation packed with relatable moments and valuable takeaways! In this conversation Charlotte and Gretchen discuss how: Charlotte's upbringing instilled a strong sense of financial responsibility, shaped by her ADHD diagnosis and life experiences. Emotional spending during tough times highlights the need for budgeting systems tailored to individual needs. Learning to budget early is crucial for financial stability and avoiding the long-term impacts of debt. Financial freedom is about reducing money-related anxiety and finding peace. Gratitude for small financial joys can enhance happiness and foster resilience. Open conversations about money and giving back to supporters are key to healthy financial relationships. Follow Charlotte: On LinkedIn Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Sasha Wakefield – Non-Traditional Parental Leave & Grandma’s £2 Coin Stash!
01/06/2025
Sasha Wakefield – Non-Traditional Parental Leave & Grandma’s £2 Coin Stash!
In this episode of Women Talking Money, host Gretchen Betts welcomes Sasha Wakefield, founder of The Paraplan Project, to explore her unique journey in the financial services industry. Together, they uncover Sasha’s early experiences with money, the role her career has played in shaping her financial outlook, and the valuable lessons she’s gained along the way. The conversation touches on key themes, including the impact of financial education, balancing living in the moment with planning for the future, and navigating budgets within relationships. Sasha also opens up about preparing financially for parenthood, evolving her attitudes towards money, and the personal empowerment that comes from mindful saving and financial independence. Don’t miss this inspiring discussion on achieving freedom through intentional money choices! In this conversation Sasha and Gretchen discuss how: Community support and learning from mistakes are essential for growth in business and life. Childhood experiences play a key role in shaping money attitudes and financial behaviour. A strong foundation in financial literacy is lacking, both in schools and at home. Striking a balance between living for today and planning for the future is essential for a fulfilling financial life. Open financial communication strengthens relationships, and financial freedom evolves as we gain experience and set personal goals. Follow Sasha: On LinkedIn Website: The Paraplan Project Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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Freya Swenson Costello - Juggling motherhood, self-employment and thriving with my neurodivergent mind
12/09/2024
Freya Swenson Costello - Juggling motherhood, self-employment and thriving with my neurodivergent mind
In this episode of the Women Talking Money podcast, host Gretchen Betts sits down with Freya Swenson Costello, a digital marketing agency owner and passionate advocate for neurodiversity. Freya shares her inspiring journey into freelancing and the pivotal role that open conversations about money play in her family dynamics. Together, they explore how Freya’s neurodiversity shapes her approach to financial management, including the complexities of family finances and navigating debt. The conversation highlights the importance of building a financial safety net and finding a balance between saving and enjoying life. Freya also defines financial freedom as having that safety net while being able to provide for her family without stress. Tune in for valuable insights and practical advice on managing finances in a way that supports both personal and family well-being! In this conversation Freya and Gretchen discuss how: Freya transitioned to freelancing after maternity leave and during the COVID pandemic. Open conversations about money have always been a norm in Freya's family. How Freya leverages her neurodiversity to establish effective financial habits and budgeting strategies. The importance of building a safety net and managing debt, particularly with her mortgage and student loans. Freya advocates for community support when seeking financial advice and aims to save for her son's future education and home. Follow Freya: On LinkedIn https://www.linkedin.com/in/freyaeswensoncostello/ Via her website: Freya Helps Me Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ atch the Episodes on YouTube –
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Natalie Collins - Rising from the roots: How hard work and self-investment can change your future
12/02/2024
Natalie Collins - Rising from the roots: How hard work and self-investment can change your future
In this episode of the Women Talking Money podcast, Gretchen Betts is joined by Natalie Collins, founder of Creative Collins Digital Marketing. Natalie opens up about her inspiring journey from working in marketing for over 20 years to transitioning into freelance life as a marketing manager. She shares the challenges and triumphs of running her own business, the lessons she learned about money from her upbringing, and her personal strategies for budgeting and managing debt. Together, Gretchen and Natalie dive into key topics like the importance of networking, what financial freedom truly means, and how childhood experiences can shape our attitudes toward money. This is an insightful conversation full of practical advice for anyone navigating their financial journey. In this conversation Natalie and Gretchen discuss how: Natalie transitioned to freelancing after 20 years in marketing. Growing up with limited money taught her not to squander. She believes financial freedom means comfort, not wealth. Natalie has never had a credit card due to her fear of debt. Networking with other business owners has been crucial for her. She believes in balancing enjoying today with planning for the future. Follow Natalie: On LinkedIn Via her website: Digital Marketing Agency Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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Phil Bray - Business lessons learnt and investing in experiences
11/25/2024
Phil Bray - Business lessons learnt and investing in experiences
In November the Women Talking Money podcast is celebrating International Men’s Day – with our episodes throughout the month featuring men. In this episode of Women Talking Money Gretchen chats with Phil Bray, ‘The Financial Services Marketing Guy’, founder of The Yardstick Agency, which is now the highest-rated agency specialising in financial services, providing marketing strategy, websites, branding and design services, blogs, newsletters and inbound marketing to clients. Phil reflects on his early experiences with money, sharing valuable lessons he's learned along the way about budgeting, managing debt, and achieving financial freedom. Together, they discuss how Phil's upbringing shaped his financial mindset, how he passes on that knowledge to his children, and why he believes experiences are more valuable than material possessions. Phil also highlights the importance of fostering a supportive work environment and the true freedom that comes from being financially independent. In this conversation Phil and Gretchen discuss: How Phil's father was a significant influence on his understanding of work and financial success. How Phil experienced a financial crisis that shaped his approach to business and personal finance. That he prefers to avoid debt and has a cautious approach to financial management. Phil actively discusses money with his children to instil financial awareness. How Phil does not set traditional financial goals for his business but focuses on creating a great workplace. Financial freedom means making decisions without short-term pressures. Follow Phil: On LinkedIn Phil: Yardstick: On X : @philbray73 | @yardstickagency Or get in touch: Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Nick Elston - Overcoming toxic money traits
11/18/2024
Nick Elston - Overcoming toxic money traits
In November the Women Talking Money podcast is celebrating International Men’s Day – with our episodes throughout the month featuring men. In this episode of Women Talking Money Gretchen chats with Nick Elston, an award-winning Inspirational Speaker and Founder of Forging People, specialising in mental health engagement and transformational speaking coaching. They discuss Nick's journey and the connection between mental health and financial stability. Nick shares his experiences with money, including growing up in a toxic environment and the impact it had on his relationship with money. He also talks about his approach to budgeting, debt management, and creating a business that doesn't solely rely on his time. In this conversation, Nick and Gretchen discuss the importance of balancing personal and professional life, the emotional aspect of budgeting, and the need for better conversations around money and mental health. They also explore the role of trust and rapport in helping others with their financial challenges, the significance of self-care for financial advisors, and the concept of financial freedom as peace of mind rather than material wealth. The key takeaways from the conversation are: The connection between mental health and financial stability is important to explore. Growing up in a toxic environment can harm one's relationship with money. Creating a business that doesn't solely rely on one's time is crucial for long-term success. Budgeting and debt management are essential skills to develop for financial well-being. Finding balance in personal and professional life is crucial for overall well-being. Emotions play a significant role in budgeting and financial decision-making. Having better conversations around money and mental health is essential for building trust and rapport. Financial advisors need to prioritise self-care to effectively help their clients. Follow Nick: On LinkedIn https://www.linkedin.com/company/forgingpeopleltd/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Lewis Roddy - Pushing through dark times to the bright excitement of first home purchase
11/11/2024
Lewis Roddy - Pushing through dark times to the bright excitement of first home purchase
In November the Women Talking Money podcast is celebrating International Men’s Day – with our episodes throughout the month featuring men. In this episode of Women Talking Money Gretchen chats with Lewis Roddy, Business Development Manager at Timeline, a DFM and fintech business with the mission to help millions of people retire with confidence. They discuss his journey with money and financial planning. Lewis reflects on his upbringing, sharing how the strong work ethic instilled by his parents shaped his early approach to budgeting and saving. He also takes us through his first jobs and the valuable lessons learned from managing his finances. Lewis doesn't shy away from discussing a financial decision he regrets, offering insights into the mistakes we all make and how they can lead to growth. He also shares the excitement of purchasing his first home and what financial freedom means to him. In this conversation Lewis and Gretchen discuss: The importance of instilling a strong work ethic from a young age The value of saving and budgeting Learning from financial mistakes and using them as opportunities for personal growth The joy and sense of achievement in purchasing a first home Financial freedom means being able to enjoy life without worrying about the future Follow Lewis: On LinkedIn Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Lewis Byford - Entrepreneurial inspirations – wow how are you doing that?
11/04/2024
Lewis Byford - Entrepreneurial inspirations – wow how are you doing that?
In November the Women Talking Money podcast is celebrating International Men’s Day – with our episodes throughout the month featuring men. In this episode of Women Talking Money, Lewis Byford, co-founder of Anthony George, shares his journey through the finance industry and how he launched his financial planning subscription-based recruitment company. Lewis opens up about the value of building strong client relationships, offering services beyond recruitment, and how his family’s financial experiences shaped his career path. He also dives into budgeting, managing debt, and the challenges of self-assessment tax payments. Lewis sees debt as a tool for growth - when managed well, it can open doors to great opportunities. He talks about nearly losing his business, the lessons he learned, and his ultimate financial goals, like retiring by 40 and giving back to others. In this conversation Lewis and Gretchen discuss how: Providing additional services beyond recruitment can add value to clients and strengthen the business relationship. Upbringing and family experiences with money can influence career choices and attitudes towards finance. Having a budgeting system helps manage personal finances and savings. Self-assessment tax payments can be challenging for self-employed individuals and require careful planning. Debt can be a positive if managed correctly and used to grow a business Financial goals can include retiring early and giving back to others Follow Lewis: On LinkedIn On Instagram Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Nicola Smith - Saving Goals and Tick Tock Savings Box Challenge
10/28/2024
Nicola Smith - Saving Goals and Tick Tock Savings Box Challenge
In this episode of Women Talking Money, Nicola Smith, owner of New Generation Virtual Assistance, shares her inspiring journey from a career in a FTSE 100 company to building her own business. Nicola opens up about the critical role virtual assistants play in helping small businesses thrive and maintain work-life balance. She also dives into her personal strategies for saving, financial planning, and managing debt, along with the joys and challenges of teaching her son about money. Her proudest financial moment? Buying her own home. Her idea of financial freedom? Spending on her goals without restrictions! In this conversation Nicola and Gretchen discuss how: Saving and financial planning are essential for long-term financial stability. Teaching children about money and instilling good financial habits from a young age is important. Financial freedom means being able to spend money on goals and desires without restrictions. Follow Nicola: On LinkedIn On Instagram The Savings Box Challenge box Nicola discusses can be found here Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Zoe Thompson: Generational Values Shift
10/21/2024
Zoe Thompson: Generational Values Shift
In this episode of Women Talking Money, Gretchen Betts chats with Zoe Thompson, a coach, trainer, and speaker building confident leaders and entrepreneurs. Zoe opens up about the challenges of moving from the public sector to self-employment, her journey, shedding light on the shifting money mindset that comes with this transition. She shares insights from her upbringing, where the focus was on saving and valuing experiences over material possessions. Zoe also discusses her personal financial goals, including her desire to work part-time and explore the world. She reflects on the crucial role of financial security for both her and her son's future. In this conversation Zoe and Gretchen discuss how: Transitioning from the public sector to self-employment can be challenging, particularly in terms of money mindset. Emphasising experiences over material goods can lead to a more fulfilling life. Setting financial goals is important for creating financial security and achieving desired lifestyle. Balancing financial goals with enjoying the present moment is key. Financial freedom means having the ability to work part-time, travel, and support loved ones. Follow Zoe: On LinkedIn https://www.linkedin.com/in/zoe-thompson-phoenix-lifeandwellbeing-coach/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Grace Quantock: Money and Health
10/14/2024
Grace Quantock: Money and Health
In this episode of Women Talking Money, Gretchen Betts chats with Grace Quantock, Psycho Therapeutic Counsellor, Researcher, Writer and Advocate. Grace helps marginalised people to live well with pain, illness and trauma and believes life should be celebrated. They talk about Grace's recently launched book, Living Well with Chronic Illness, emphasising the significance of a tailored approach to health and well-being. The conversation also addresses societal pressures to adhere to specific aesthetics and the demand for more realistic and inclusive self-help materials. Grace opens up about her financial experiences from childhood and highlights the importance of financial planning, particularly for individuals with disabilities. Additionally, they discuss the crucial role of power of attorney documents and the need for maintaining autonomy in healthcare decisions. In this conversation Grace and Gretchen discuss how: Living well with chronic illness requires a personalised approach that takes into account individual circumstances and challenges. Society often promotes an unrealistic and exclusionary aesthetic in self-help resources, which may not be applicable or helpful for marginalised individuals. Financial planning is crucial for individuals with disabilities, as it provides a sense of security and autonomy. Power of attorney documents are essential for ensuring that healthcare decisions align with an individual's wishes, especially for those with chronic illnesses or disabilities. Open and honest conversations about money and healthcare are necessary to address the unique challenges faced by marginalised individuals. Follow Grace: On LinkedIn https://www.linkedin.com/in/gracequantock/ On Instagram @grace_quantock Grace’s book ‘Living Well with Chronic Illness: Write your own roadmap to healing in tough times’ was released on 12th September - It's available as an audiobook, ebook and hardcover at your favourite retailers. Other notable links from Grace are: Leonie Dawson - You Need A Budget (YNAB) - Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Sarah Jones: Steady Eddie Approach – Common Sense Decisions
10/07/2024
Sarah Jones: Steady Eddie Approach – Common Sense Decisions
In this episode of Women Talking Money, Gretchen Betts chats with Sarah Williams, Director at Morwell Talent Solutions, which offers a bespoke service to both clients and candidates. Sarah shares her journey of launching a recruitment business and managing her finances. She stresses the importance of living within your means and being smart with money. Sarah discusses how she stays on top of her budget using spreadsheets and banking apps, while also highlighting the value of saving for retirement and investing in a pension. Her greatest financial joy? Travelling! For Sarah, financial freedom means exploring the world without stress and embracing life’s opportunities without constantly saying no. In this conversation Sarah and Gretchen discuss how: Living within your means and being sensible with money are important for financial stability. Using spreadsheets and banking apps can help with budgeting and expense tracking. Saving for retirement and investing in a pension are crucial for long-term financial security. Traveling and experiencing new places can bring joy and a sense of freedom. Financial freedom means being able to enjoy life without constant financial worries. Follow Sarah: On LinkedIn https://www.linkedin.com/company/morwell-talent-solutions/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Jennifer Williams - Going It Alone
09/30/2024
Jennifer Williams - Going It Alone
In this episode of Women Talking Money, Gretchen Betts chats with Jen Williams, CEO and owner of Exec Support Solutions and Exec Recruitment Solutions. Jen shares her journey as a business owner and her thoughts on work-life balance. She opens up about how her upbringing shaped her attitude towards money, sharing the budgeting strategies that have helped her maintain financial stability in both her personal life and her businesses. Jen also discusses the financial challenges she faced following her divorce and how she navigated her path to independence. Her biggest financial goal? Becoming mortgage-free. Throughout the conversation, Jen highlights the importance of making smart financial decisions, such as using an offset mortgage, and teaching children the value of money in a cashless society. For Jen, financial freedom means more time with her daughter, without the burden of debt. In this conversation Jen and Gretchen discuss how: Starting a business can offer flexibility, helping parents prioritise caregiving. Open discussions about money are vital, and women should take pride in earning and managing their finances. Budgeting and planning are key for maintaining personal and business financial stability. Financial independence is empowering, and taking charge of your financial future is crucial. Teaching children the value of money is essential in today's cashless society. Financial freedom means enjoying time with loved ones, free from debt worries. Follow Jen: On LinkedIn https://www.linkedin.com/in/jenniferwilliamsexecsupportsolutions/ On Instagram @execrecruitmentsolutions and @execsupportsolutions Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Rhian Bowden: Reframing my money mindset
09/23/2024
Rhian Bowden: Reframing my money mindset
In this episode of Women Talking Money, Gretchen Betts chats with Rhian Bowden, a physiotherapist and wellness advocate. Rhian shares her journey of setting up her own business, One-to-One Therapy, and her passion for holistic health and wellbeing. She discusses the importance of addressing the root causes of physical and mental health issues and shares her own experiences of overcoming anxiety and other health conditions. Rhian also talks about her changing mindset around money, the impact of financial stress on health, and her decision to prioritise experiences and enjoy life in the present. In this conversation Rebecca and Gretchen discuss how: Holistic health involves addressing the root causes of physical and mental health issues. Financial stress can have a significant impact on overall health and wellbeing. Prioritising experiences and enjoying life in the present can bring more joy and fulfilment than material possessions. Financial freedom means having the ability to do what you want, when you want, without restrictions. Follow Rebecca: On Instagram @rhi.bowden Check out Rhian’s podcast : The Wellness Journey Podcast with Rhi & Suzanne https://open.spotify.com/episode/5NZMfw2FWdAKLNHnxgY3iB?si=9eG2DaUXRS2yKvlep9jf2Q&t=1 And her website and App, Her Spirit Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Rebecca Shannon: Finding balance in your budget
09/16/2024
Rebecca Shannon: Finding balance in your budget
In this episode of Women Talking Money, Gretchen Betts chats with Rebecca Shannon, the inspiring owner of Compliment Coaching and describes herself as the Queen of heart led leadership. Rebecca opens up about her passion for heart-led leadership and how to build a life we truly love. She delves into her personal money journey, from experiencing wealth to facing financial insecurity, and why it's crucial to become aware of our money stories. Rebecca explains how challenging our subconscious beliefs about money can help us break free from financial fears and embrace an abundance mindset. She also talks about the delicate balance between being in control of our finances and allowing for spontaneity. For Rebecca, money is more than just a necessity - it's a tool for creating joy and freedom in life. She shares how saving up for a transformative coaching session changed her life, and what financial freedom means to her: having the power to choose and shape her own financial future. In this conversation Rebecca and Gretchen discuss how: Heart-led leadership involves leading from the heart and creating the life we want. Money stories are often formed in childhood and can impact our relationship with money as adults. Money can be a tool for creating joy and freedom in life. Experimenting with different financial habits and approaches can lead to discovering your own sweet spot. Having open and fun conversations about money can help shift perspectives and create a healthier relationship with finances. Follow Rebecca: On LinkedIn https://www.linkedin.com/in/rebecca-shannon/ Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn https://www.linkedin.com/in/gretchen-betts/ Listen to the full episode here: - Watch the Episodes on YouTube –
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Carla Hoppe - Chasing the money is not enough!
09/09/2024
Carla Hoppe - Chasing the money is not enough!
In this episode of Women Talking Money podcast, Gretchen Betts chats with Carla Hoppe, the owner of Wealthbrite, an award winning adult education company. They dive into why financial skills training is so important in the workplace and how poor financial literacy can impact businesses. Carla shares her own money story, reflecting on how cultural and religious influences shaped her upbringing. She passionately believes that financial education should start early - in schools and continue in workplaces - to help reduce the stress and anxiety that so many people feel about money. Carla also highlights the power of community support and storytelling in financial education. The conversation explores how guidance and shared stories can shape our financial habits and mindsets. They also discuss the pressure to spend beyond your means to fit in, the challenges of finding support in your community, and the impact of societal expectations on spending. Sharing personal experiences with money, like the first big purchase made with your own cash and talking about the financial challenges of starting a business. The discussion ends with thoughts on being mindful with money, the importance of open conversations about finances, and what financial freedom truly means. In this conversation Carla and Gretchen discuss how: Financial skills training in the workplace can improve employees' understanding of the business and its goals. Poor financial literacy can have a significant cost to businesses, including decreased productivity and increased mental health issues. Financial education should be introduced in schools and workplaces to bridge the gap in financial knowledge Community support and pooling resources can provide practical and emotional help in times of need Storytelling is an effective way to engage and educate individuals about financial topics. Follow Carla: On LinkedIn Find out more about Wealthbrite here: Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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Moira Somers - Using Money to Reduce Burden and Increase Happiness
09/02/2024
Moira Somers - Using Money to Reduce Burden and Increase Happiness
In this episode of the Women Talking Money podcast, Gretchen Betts chats with Dr. Moira Somers, a psychologist and family wealth consultant, about the fascinating psychology behind money. They cover a range of topics, from childhood memories about money to negotiating salaries, striking the right balance between saving and enjoying wealth, and why it’s so important to have open conversations about finances. Moira highlights the need for humility and curiosity across generations, and the value of sharing both your financial wins and regrets. She also shares a heartwarming memory of buying a harp, which brought her a lot of joy. For Moira, financial freedom is all about living within your means and having the freedom to decide your next steps in life. In this conversation Moira and Gretchen discuss topics such as: Early memories of money can shape our attitudes and behaviours towards it Negotiating salaries from the outset of a career can help narrow the gender pay gap. Balancing saving and enjoying wealth is important, and experiences that provide relief from burden can increase happiness. Open conversations about money, including sharing successes and regrets, can help reduce fear and increase financial literacy. Financial freedom means being able to live within altered means and having the freedom to choose what happens next in life. You can find Dr Moira’s International Best Seller on the link below. Advice That Sticks: How to give financial advice that people will follow - Follow Moira: On LinkedIn Follow Gretchen: On Instagram @gretchenbetts_fp_biz On LinkedIn Watch the Episodes on YouTube –
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