The Dough Roller Money Podcast
The #1 Money Podcast covering personal finance, investing, money management and financial freedom
info_outline Time-Based vs Opportunistic Rebalancing 12/22/2020
Time-Based vs Opportunistic Rebalancing Rob discusses two basic approaches to rebalance your portfolio. The easiest approach is time-based and the second approach is market-based. Whichever approach you choose, you want to take emotions out of the equation. Remember, a good rebalancing approach is good enough.
info_outline How Much Dough Should You Spend in Retirement? 12/03/2020
How Much Dough Should You Spend in Retirement? Most people thinking about saving for retirement, but what about spending? How do you figure out how much you should spend in retirement? While there isn't a magic number, there is a withdrawal rate that historically, should help your portfolio last a good 50 years.
info_outline Small Cap Value vs. Growth: Which is Better? 11/05/2020
Small Cap Value vs. Growth: Which is Better? In this episode, Rob responds to a question from a listener: "Can you explain why small cap value might not be the best bet." Rob breaks down small cap vs. large cap stocks and value vs. growth. Which is better for your portfolio? Does it matter? You may be surprised at the answer. Here's what you need to know about small caps and how they can impact your portfolio.
info_outline DR Podcast 338: Listener Q&A on Building a Sound Asset Allocation Plan 10/19/2020
DR Podcast 338: Listener Q&A on Building a Sound Asset Allocation Plan Is there a formula for creating a perfect portfolio? In this episode, Rob answer's some listener questions and tells us what's important for building a sound asset allocation plan.
info_outline DR Podcast 337: Forecasting the Next Stimulus Bill 09/29/2020
DR Podcast 337: Forecasting the Next Stimulus Bill In podcast episode 337, Rob gives us an overview of where things stand with a possible second stimulus package. Find out Rob's predictions on what could be included in another stimulus deal and when we could expect it to happen.
info_outline DR Podcast 336: Where Should you Put Your Emergency Fund Given Current Interest Rates? 09/14/2020
DR Podcast 336: Where Should you Put Your Emergency Fund Given Current Interest Rates? Rob answers more questions from viewers in episode 336. Today he discusses where you should put your emergency fund, savings account and bond fund and talks about what on earth’s happening with interest rates.
info_outline DR Podcast 335: How to Make the Most of Credit Card Rewards 08/31/2020
DR Podcast 335: How to Make the Most of Credit Card Rewards
info_outline DR Podcast 334: The Bucket Strategy 08/06/2020
DR Podcast 334: The Bucket Strategy Rob alluded to the bucket strategy in the last podcast (333) so we recommend you listen to that first and follow up with this to discover a practical strategy for managing your investments in retirement, which will help you avoid selling stocks during a bear market.
info_outline DR Podcast 333: The Art of Learning 07/23/2020
DR Podcast 333: The Art of Learning In this week’s podcast, Rob discusses something a little different - it isn’t directly about money but it will help you to grow your knowledge base in the spheres of investing and personal finance. Listen on for some top reading recommendations, Rob’s note-taking method and a couple of learning hacks.
info_outline DR Podcast 332: Managing Your Portfolio During COVID-19 06/22/2020
DR Podcast 332: Managing Your Portfolio During COVID-19 In today’s podcast, Rob brings you up to speed on his own investments and portfolio during Covid-19 and discusses what retirement really means to him – and why it’s harder to stay retired than he thought! He hasn’t made any changes *because* of covid-19 but he does want to fill you in on the changes he’s made during this time.
info_outline DR Podcast 331: What You Need to Know About Dividend Investing 06/02/2020
DR Podcast 331: What You Need to Know About Dividend Investing Dividend investing can be a solid way to earn income from your investments, but there are risks associated with it too. Here's what to know first.
info_outline Podcast 330: How Will COVID-19 Affect the 4% Rule Over the Next Decade? 05/14/2020
Podcast 330: How Will COVID-19 Affect the 4% Rule Over the Next Decade? COVID-19 is impacting almost every aspect of our lives. Investors now wonder, does the 4% Rule still apply or is it null and void in this economic climate?
info_outline DR Podcast 329: Rob Berger on COVID-19 and Your Investments 04/20/2020
DR Podcast 329: Rob Berger on COVID-19 and Your Investments It’s not surprising if you are worried about how COVID-19 will affect your investments. Here's how investors can take control in this unprecedented time.
info_outline DR Podcast 328: Why Driving a Car and Automating your Finances Have a Lot in Common 04/13/2020
DR Podcast 328: Why Driving a Car and Automating your Finances Have a Lot in Common What are the common links between driving a car and automating your finances? Here's a hint, both can propel you forward. Take a listen to get your finances in gear.
info_outline DR Podcast 327: What you Really Need to Know about the Four Percent Rule 03/26/2020
DR Podcast 327: What you Really Need to Know about the Four Percent Rule In podcast 327, we address misinformation and assumptions about the 4 percent rule to give you a better understanding of how it works.
info_outline DR Podcast 326: A Conversation with Author Cameron Huddleston 03/09/2020
DR Podcast 326: A Conversation with Author Cameron Huddleston Talking to your parents about money can be awkward, but it shouldn't be. Having this conversation earlier in life can save you and your parents from legal battles and other turmoil. In this episode, we'll discuss these issues with Cameron Huddleston, author of Mom and Dad, We Need to Talk.
info_outline DR Podcast 325: Q&A with Personal Financial Specialist Cortlon Cofield 02/18/2020
DR Podcast 325: Q&A with Personal Financial Specialist Cortlon Cofield Rob starts podcast 325 with a new guest and a different format. Here he answers listeners’ questions with Cortlon Cofield, a CPA and personal financial specialist who runs Cofield Advisors, a financial planning firm that provides advice for millennial entrepreneurs.
info_outline Podcast 323: Debt Consolidation Quiz 12/30/2019
Podcast 323: Debt Consolidation Quiz Debt sucks--true or false? You may be surprised to hear our answer to this first quiz question and you may find yourself pleasantly surprised at how fun a quiz could be. You'll likely take away valuable information and maybe even change your perspective on debt.
info_outline Podcast 322: What Can An Investment Advisor Do For You? Interview with Steve Utkus at Vanguard 10/24/2019
Podcast 322: What Can An Investment Advisor Do For You? Interview with Steve Utkus at Vanguard Investment advice is everywhere. Some advice you'll find for free but if you're looking for professional advice, tailored to your financial situation and goals, you may have to pay for it. Is it worth investing in? We talk to Vanguard's Steve Utkus about assessing the value of advice. Read More:
info_outline Podcast 321: Interview with Chris Mamula, Author of Choose FI 10/10/2019
Podcast 321: Interview with Chris Mamula, Author of Choose FI Think Retiring Early is Just for the Wealthy? Think Again. Chris Mamula, author of Choose FI, achieved financial independence at a young age with a middle class salary. Here's his story.
info_outline DR Podcast 319: FIRE Math 09/09/2019
DR Podcast 319: FIRE Math In this episode we're going to talk about the simple math behind the FIRE movement (Financial Independence, Retire Early). How do you even start to think about how much money you'll need when you're ready to retire? The good thing is, it's easier to figure out than you might think. Plus, Rob talks about his new book, which is now available on pre-order.
info_outline DR 318: Home Documents You Should keep 07/29/2019
DR 318: Home Documents You Should keep In this episode, Rob discusses the process of buying a home (he just bought one!) But how should he (and you) keep track of important documents? Rob created a shared spreadsheet that you can use to keep track of everything important related to his home.
info_outline DR 317: The Latte Factor Revisited 07/08/2019
DR 317: The Latte Factor Revisited In this episode, Rob gets theoretical: How much control do we actually have over our financial situation? Rob tackles the issue, and dives into the Latte Factor - the idea that if you stop buying your cup of coffee at Starbucks you'll end up with a million dollars in 40 years. Is that true, or does it rest on unrealistic assumptions?
info_outline DR 316: My Cash Back Rewards Strategy 06/18/2019
DR 316: My Cash Back Rewards Strategy In this episode, Rob talks about his plan to generate a million dollars in wealth through cash back rewards. He tries to strike a balance between maximizing cash rewards while maintaining simplicity by using just one credit card. He walks us through which cards he's using, discusses Ebates, and shares his wisdom on earning cash back.
info_outline DR 315: Investment Fees - Do They Matter? 06/05/2019
DR 315: Investment Fees - Do They Matter? In this episode, Rob talks about investment fees and whether they really matter. Are fees important, or are the returns what we should be focusing on? Rob also takes a detour to discuss the Secure Act - a piece of legislation that would make changes to retirement accounts. Find out how it would affect you if it passes.
info_outline DR 314: How to Leave Your Expensive Investment Advisor 05/16/2019
DR 314: How to Leave Your Expensive Investment Advisor In this podcast, Rob takes a deep dive into what you get when you pay high advisory fees. He compares the Fidelity Freedom 2050 target retirement fund with the similar Vanguard 2050 retirement fund. He ends off with three questions to ask yourself before you leave an expensive managed investment fund: Is my advisor’s strategy truly adding value to my portfolio? Am I comfortable having all my money in just three or four funds? How will I handle it when my portfolio underperforms?
info_outline DR 313: Health Savings Accounts 04/29/2019
DR 313: Health Savings Accounts In this episode, Rob talks about Health Savings Accounts. He calls them "one of the best tax-advantaged accounts" you could have - he tells us why he has one and why you should too. Oh, and if you want to watch it on Youtube, the the podcast has a video new format - check it out!
info_outline DR 312: Balance Transfer Credit Cards 04/04/2019
DR 312: Balance Transfer Credit Cards In this episode, Rob discusses Balance Transfer Credit Cards. What are they, what aren't they. How to use them, how not to use them. Trick, traps. And everything else you should think about when you consider applying for a balance transfer credit card. He also answers some listener questions about the latest Flywheel episode and more.