The Dough Roller Money Podcast
The #1 Money Podcast covering personal finance, investing, money management and financial freedom
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DR 366: Net Worth, Bank Accounts, and Treasury Yields
08/06/2023
DR 366: Net Worth, Bank Accounts, and Treasury Yields
Today in episode 366 of the Dough Roller Money Podcast we cover tracking your net worth, having more than one bank account, and current action in treasury yields. Empower: Kubera: CNN Article: 10 Best Checking Accounts: Best Savings Accounts: Treasury Yields: ----------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 367: The 4% Rule, 3 Financial Planning Tools, and the Optimal Credit Card Rewards Strategy
07/22/2023
DR 367: The 4% Rule, 3 Financial Planning Tools, and the Optimal Credit Card Rewards Strategy
In today's podcast we cover three topics: The 4% Rule: Just how realistic is the 4% rule for most retirees? I have my doubts, and will briefly discuss an alternative called the Spend Safely in Retirement Strategy. Financial Planning Tools: We'll look at three of my favorite financial planning tools. Finally, we'll cover what I think is an optimal credit card rewards strategy. FICalcApp: 2% Cash Back Credit Cards: Empower: ProjectionLab: New Retirement: Spend Safely in Retirement Strategy Video: ProjectLab Video Review: New Retirement Video Review: Empower Video Review: ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 366: Inflation, Rates and Recession
07/14/2023
DR 366: Inflation, Rates and Recession
Today we discuss the latest CPI and PPI numbers, their effect on interest rates, and the whether a recession is coming. CPI: CPI Details: PPI: Savings Account Rates: Money Market Account Rates: CD Rates: No-Penalty CD Rates: T-Bill Yields: Mortgage Rates: ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 365: Budgeting Credit Cards, Maximizing a Fund's Returns and the Power of Subtraction
07/07/2023
DR 365: Budgeting Credit Cards, Maximizing a Fund's Returns and the Power of Subtraction
Today in episode 365, we look at the following three topics: Budgeting Credit Cards: How should we manage credit card debt in our budget? We'll look at the difference between credit cards we pay in full each month and credit card debt we are working to pay down. Maximizing Returns: There is one simple strategy we can use to get the most returns out of a mutual fund or ETF. We'll talk about that strategy and how we can use it to build a solid investment plan. The Power of Subtraction: Finally, we'll look at why removing things from our lives can be just as powerful as adding things. Resources: https://www.morningstar.com/funds/are-you-leaving-money-table-your-funds-returns The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 364: Cash Stuffing, Student Loans and Your Retirement Number
06/30/2023
DR 364: Cash Stuffing, Student Loans and Your Retirement Number
Today in episode 364 we'll talk about cash stuffing, student loans, and how much you need to retire. Cash Stuffing: My parents called this the envelope budgeting method. Today TikTok and YouTube have rebranded it as cash stuffing and made the envelope system cool again. We talk about its pros and cons. Student Loans: There are two topics on tap for today. First, we expect the Supreme Court to rule today on President Biden's attempt to wipe out $400 billion in student loans. We also look at the economic effects of student loan repayments set to resume in October. Retirement: Finally, we look at a survey showing how much we think we need to retire. The results vary significantly by age, as you'll see. Resources: Cash Stuffing Video: Student Loan Supreme Court: Student Loan Repayment and the Economy: Retirement Study:
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DR 363: Is SaveBetter Safe, 3 Best Budgeting Apps, and Vanguard's New $25 Fee
06/23/2023
DR 363: Is SaveBetter Safe, 3 Best Budgeting Apps, and Vanguard's New $25 Fee
Today we begin by looking at SaveBetter (now called Raisin). They offer some of the best interest rates on bank accounts available anywhere. But several people have emailed me asking whether SaveBetter is safe. I'll share the response I received directly from SaveBetter. Then we look at 3 of the best budgeting apps, including one that is free and one that gives you complete control of your data. Finally, we talk about the new $25/month fee that some Vanguard clients will incur beginning in September if they don't act now. RESOURCES Join the Newsletter: Best Savings Accounts: Best Money Market Accounts: Best No-Penalty CDs: Empower (Personal Capital): Simplifi: Tiller: ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 362: Inflation, Dave Ramsey Lawsuit & Investing Fees
06/16/2023
DR 362: Inflation, Dave Ramsey Lawsuit & Investing Fees
Today we start be discussing inflation. Both CPI and PPI numbers are down and the Fed has paused interest rate hikes. For the moment, an FDIC-insured savings account pays more than the rate of inflation. Then we discuss the $150 million lawsuit against Dave Ramsey. There are some important lessons here for all of us. Finally, I answer a listener's question about investment fees inside a Roth workplace retirement Account. RESOURCES: CPI: PPI: Best Savings Accounts: Best No-Penalty CDs: Dave Ramsey Lawsuit: Empower: https://go.doughroller.net/empower/yt-362 ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 361: Binance, Marriott Bonvoy Credit Cards & Getting Investment Help
06/09/2023
DR 361: Binance, Marriott Bonvoy Credit Cards & Getting Investment Help
Today in episode 361 of the Dough Roller Money Podcast, we cover three things: Binance: Why has the SEC sued Binance related entities, including its CEO, CZ, and what can we learn from the lawsuit. Marriott Bonvoy has just increased the welcome offer on its credit cards. And I'll share a story of the advice a gave a friend in retirement looking for help managing their investments. RESOURCES MENTIONED IN THE PODCAST -Dough Roller Newsletter: https://robberger.com/newsletter/ -Rob Berger Newsletter: -Rob Berger YouTube Channel: https://www.youtube.com/@rob_berger -Dough Roller YouTube Channel: -Marriott Bonvey Brilliant Card: -Marriott Bonvey Bevy Card: -Amex Platinum Card: -Binance SEC complaint: -Binance SEC Memorandum of Law: -Mark Zoril (Plan Vision): -List of Fixed Fee Planners: ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
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DR 360: Past, Present and Future
06/05/2023
DR 360: Past, Present and Future
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Eliminate Your Money Mistakes with Tracey Bissett
05/02/2022
Eliminate Your Money Mistakes with Tracey Bissett
Today on the Dough Roller Money Podcast we are talking with Tracey Bissett! Tracey is an award-winning Financial Literacy Educator. She founded Bissett Financial Fitness, hosts the Young Money podcast, and on top of all this she is also a full-time professor in the financial services faculty within the Business School at Centennial College. Last year Tracey was awarded as the Most Influential Financial Literacy Leader and The Best Financial Education & Consulting Firm for Bissett Financial Fitness. In this episode, Tracey jumps right into her goal as a financial fitness coach and how she is here to guide people through their money mistakes! She gives her advice on what business owners new and old should be looking out for when dealing with their company’s finances. She also explains how business owners can apply their financial literacy into their personal lives! If you are ready to eliminate your money mistakes keep on listening! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introduction to Tracey 03:09 - What are the personal biases Tracey think people should look out for when dealing with money 06:30 - Tracey explains what exactly is a financial fitness coach 08:41 - What are the money mistakes she sees that business owners often make 10:50 - What are Tracey’s tips for businesses to get out of these mistakes 13:53 - Does what Tracey teach translates from business owners to personal finance 16:26 - Tracey’s advice for business owners who aren’t intentional with spending money 18:15 - How she approaches helping with people who have side hustles and her advice for those starting side hustles 23:50 - What are the currently issues that Tracey seeing during COVID 27:00 - How Tracey helps young adults 32:36 - Where you can follow Tracey and her endeavours Mentioned in the Episode: Check out Tracey’s Website: Listen to Tracey’s Podcast: Connect with Tracey on LinkedIn:
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Creating Million Dollar Habits with Tom Corley
04/25/2022
Creating Million Dollar Habits with Tom Corley
Today on The Dough Roller Money Podcast we are talking with Tom Corley! Tom is the author of the best-selling book Rich Habits, is a frequent speaker and contributor to CNBC, and has shared his insights on over 1,000 radio shows including The Dave Ramsey Show, WABC, WCCO, KOA, KDKA, and KKOB. Tom is a CPA, CFP, holds a Master's Degree in Taxation, and is also President of Cerefice and Company, CPAs, one of the top financial firms in New Jersey. In this episode Tom shares how he stepped into the work of financial planning and tax work, helping others achieve financial independence. The also shares more about this book Rich Habits and his insight into cultivating the right habits and mindset to achieve success! If you want to learn how to start your Rich Habits journey, listen now! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introduction to Tom Corley 01:00 - Tom explains how he originally got into the world of financial planning and tax work 07:08 - What some of the key habits that Tom has identified to becoming successful 13:30 - What Tom has identified as a common trait for becoming successful 23:43 - Tom shares about some of the bigger concerns people have when coming to Tom for financial advice 28:50 - Tom shares his insights into stock portfolios 33:29 - Tom and Rob talk about the struggle of financial planning 37:22 - Tom gives his advice and insight on annuities 39:09 - Where you can follow Tom and purchase his book Mentioned in the Episode: Read Tom’s Book: Connect with Tom on LinkedIn:
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Keeping Up With the Trends with Joseph Hogue
04/18/2022
Keeping Up With the Trends with Joseph Hogue
Today on The Dough Roller Money Podcast, we have Joseph Hogue! Joseph is the founder of Let’s Talk Money, a wildly popular Youtube channel on finance, and is the author of 11 books about finance. Some of the titles include Step By Step Dividend Investing, Make Money Blogging, The Passive Income Myth, Crushing Youtube, and Self-Publishing for Passive Income. And all 11 of his books he self-published. In this episode, Joseph jumps straight into giving a firsthand look into creating passive revenue through self-publishing. He then shares how he went from working as an analyst to creating his own youtube channel where he gives his professional insight into financial trends. Lastly, he describes how he keeps his large investment portfolio organized and how you can too! If you're looking for a current read on today’s investment trends, keep on listening! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introduction to Joseph Hogue 01:30 - How Joseph has gone about self-publishing his own books 06:23 - Where to find and read Joseph’s books 07:24 - Joseph shares his career journey from an analyst to a YouTuber 11:40 - He shares what tools he uses for analyzing trends and his insight on recent trends 23:35 - Joseph gives his take and his approach to cryptocurrency 26:50 - He gives his opinion and insight into what we should learn about smart contracts on the blockchain 31:36 - He shares how many stocks that are in his portfolio 32:40 - Joseph tells us what tools he uses for investing in cryptocurrency 34:06 - He also shares about his low-cost index funds 35:04 - How Joseph keeps all of his transactions organized 36:11 - What Joseph has planned for 2022 and shares about his communities 39:00 - How he handles his comment section on YouTube 40:10 - How to keep up with Joseph, his YouTube channel, and his other endeavours Mentioned in the Episode: Subscribe to Let’s Talk Money!: Read Joseph’s Books: Connect with Joseph on LinkedIn:
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Creating Long Term Financial Success with Jack Brennan
04/11/2022
Creating Long Term Financial Success with Jack Brennan
Today on the Dough Roller Money Podcast we have Jack Brennan! Jack is a Chairman and served as CEO of The Vanguard Group from 1996-2009. He has steered trillions- literally trillions- of dollars throughout his career, and you’d be hard-pressed to find anyone with better financial astuteness than Jack. Currently, Jack is a director of Guardian Life Insurance Company of America, American Express Company, and Rockefeller Capital Management. He is Chairman of the Board of Trustees of the University of Notre Dame, and is a founding trustee of King Abdullah University of Science and Technology. This past year Jack re-released an update to his book More Straight Talk on Investing, which was originally released in 2002. On this episode Jack shares his journey workin with Vanguard for over a decade and how he has seen the company change over the years. He gives his insight on topics like stocks vs. bonds, rebalancing taxable accounts, and cryptocurrency. Jack has recently re-released an update to his book More Straight Talk on Investing, which was originally released in 2002. Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introduction to Jack Brennan 00:31 - Jack gives his response to all the criticism that has been directed at Vanguard over the years 04:51 - Jack gives his advice for those wondering how they should position their portfolios for the recent inflation 12:50 - Jack gives his opinion of the phrase “stock out perform bonds” 14:47 - Jack explains why he doesn’t practice the 4% rule 16:20 - Jack gives his take on international stocks 18:39 - Jack gives his opinion on the argument for not rebalancing in a taxable account 21:21 - He talk about Vanguard not being involved with cryptocurrency 23:30 - He then give his advice and opinion on the cryptocurrency 25:23 - Jack gives his insights into what he thinks are the biggest risks today for the long term investor in the United States? 30:29 - Jack dives in to his book and why he re-released it 34:00 - Where to keep up with Jack and his work Mentioned in the Episode: Read Jack’s books:
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The Present and Future of NFTs with Ish Verduzco
04/04/2022
The Present and Future of NFTs with Ish Verduzco
Today on the Dough Roller Money Podcast we are talking to Ish Verduzco! He’s the author of How Successful People Get Ish Done, and the host of the Getting Ish Done podcast. In his early-to-mid 20s Ish became interested in personal development and started writing and researching his first book How Successful People Get Ish Done. With the creation and rise of NFT’s in the last 2 years, Ish is currently in the process of creating an NFT playbook for those who want to start investing with NFTs. This year, Ish was named one of Hispanic Executive’s 30 under 30 for 2021, and he gave the 2020 commencement speech at his alma mater, UC Merced. He currently hosts the podcast Getting Ish Done, and is only going up from there! In this episode Rob and Ish talk about the world of investing and NFTs. Ish shares how he began his journey in NTFs and how he has approached this space so far. He tells us his opinion on how he thinks crypto and NFTs can be used in the future and what we can expect from it’s evolution. We are also able to get a glimpse into how he created his book and how making it into an NFTs is revolutionary. If you want an insider’s look into the world of NFTs this episode is for you! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introduction to Ish Verduzco 01:43 - Ish talks about his background and an overview of his career 05:13 - He share about his framework and how it’s worked for him overtime 08:38 - Ish’s advice on how to tackle his framework 11:57 - He shares about his approach to investing and how he got started 14:58 - He explains how he has invested his 401K 15:53 - What Ish’s crypto and NFT portfolio currently looks like 16:47 - In his on words Ish explains what an NFT is and his approach to the space18:38 - Ish breaks down how his book is also an NFT and why this is so special 25:39 - He shares about the NFTs he has purchased as investments and how he estimates their value 31:15 - How he goes to purchase NFTs and where he likes to keep them once purchased 33:23 - Ish shares his view on the longevity of NFTs and what can NFTs actually solve for us 41:04 - How Ish thinks the future will look like if decentralized finance becomes the norm 44:57 - Ish share where he invests his crypto and his reasoning behind it 47:55 - How Ish thinks crypto and NFTs will perform in the future when the economy run out of money 49:58 - Where to follow Ish and all of his endeavors Mentioned in the Episode: Buy Ish’s book: Visit Ish’s Website: Listen to Ish’s Podcast: Follow Ish on LinkedIn: Follow Ish on Instagram: Follow Ish on Twitter:
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Assessing Your Financial Priorities with Larry Hagner
03/28/2022
Assessing Your Financial Priorities with Larry Hagner
Today we’re talking with Larry Hagner! Larry is the founder and CEO of The Dad’s Edge. He is an author, podcast host, and speaker. Larry founded his brand The Good Dad Project, later coined The Dad Edge, in 2015 after he published his book The Dad's Edge: 9 Simple Ways to Have: Unlimited Patience, Improved Relationships, and Positive Lasting Memories. He’s also the host of The Dad Edge Podcast where he’s interviewed over 700 experts on all things pertaining to life and fatherhood. And last year in 2020 Larry was chosen as a speaker/educator for the Financial Freedom Movement Summit. On today’s episode we chat with Larry about his childhood journey, growing up without a father-figure, and how that led to him creating The Dad’s Edge. We’ll also hear about how COVID-19 changed Larry’s financial priorities and philosophies. Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introducing Larry Hagner 01:52 - The backstory of The Dad Edge 08:13 - Larry’s backstory and journey to The Dad’s Edge 20:17 - When Larry shifted The Dad’s Edge to full time work 21:26 - The Masterminds community 24:47 - How money growing up affected Larry to today 31:35 - What financial issues cause couples the most problems 34:05 - How Larry landed on his financial philosophies 37:19 - How COVID-19 shifted Larry’s financial priorities 42:01 - Where to keep up with The Dad’s Edge and Larry Mentioned in the Episode: Dad’s Edge Website - Dad’s Edge Podcast - Larry’s Free 21 Day Course - Larry’s LinkedIn -
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Investing Personalities with Dr. Daniel Crosby
03/21/2022
Investing Personalities with Dr. Daniel Crosby
Today on Dough Roller, we are talking with Dr. Daniel Crosby! He is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby recently co-authored a New York Times Best-Selling book titled, Personal Benchmark: Integrating Behavioral Finance and Investment Management. Daniel was named one of the “12 Thinkers to Watch” by Monster.com and a “Financial Blogger You Should Be Reading” by AARP, and is the author of many best-selling books which include:You’re Not That Great, The Laws of Wealth, and Behavioral Investor. He also hosts the podcast Standard Deviations which tackles money, mind, and meaning, all through a psychological lens. One today’s episode we talk about how Dr. Daniel created the Irrationality Index, and the different investing personalities. We’ll also learn about Dr. Crosby’s stance on higher risk investments like crypto, and how different personality traits can have different levels of success when investing! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introducing Dr. Daniel Crosby 03:11 - How Daniel created the Irrationality Index 08:11 - Behavioral Finance lessons to learn in the market 13:07 - Value Momentum Investors vs. Value Camp Investors 20:05 - Identifying Investment Biases 23:28 - Incorporating momentum into you investment philosophy 26:52 - Dr. Daniel’s insights on fear 29:28 - Dr. Daniel’s research on personality traits in successful investors 38:31 - Where to keep up with Dr. Daniel Mentioned in the Episode: Dr. Daniel’s Twitter - Dr. Daniel’s LinkedIn - Standard Deviations Podcast - Dr. Daniel’s Books -
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Rock Your Retirement with Roger Whitney
03/14/2022
Rock Your Retirement with Roger Whitney
Today on Dough Roller, we are talking with Roger Whitney! Roger is The Retirement Man. His blog and podcast of the same name are legendary, and his mission is to help people shift what they think is possible in retirement by changing how they live, work, and celebrate what's possible in the present. Roger is a 3 time PLUTUS award winner and author of Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future. He’s been ranked by Investopedia as one of the most influential financial advisers for over 5 years, and he created the Rock Retirement Club, which is an online community which provides tools for others to build an amazing retirement. On the show today we talk with Roger about his firm Agile Retirement and their philosophies. We’ll also learn how to overcome mental hurdles surrounding retirement planning and how to create your own unique retirement plan. If you’ve ever had any confusion around retirement, keep listening to this episode for some great advice! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00- Introducing Roger Whitney 01:44- Roger’s firm, Agile Retirement 05:11- How Roger approaches retirement planning 14:10- Building a framework for your finances 20:46 - Narrowing down your planning priorities 24:59- Overcoming mental hurdles around retirement 27:53- Finding your personal perfect retirement number 42:13- Where to keep up with Roger Mentioned in the Episode: Roger’s Website and Class- Retirement Answer Man Podcast-
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Finding Your Financial Voice with Harlan Landes
03/07/2022
Finding Your Financial Voice with Harlan Landes
Today on Dough Roller, we are talking with Harlan Landes! Harlan is the Founder and Executive Director of the Plutus Foundation, which provides resources and grant money to assist the independent financial media to create, develop, and administer programs that enhance financial literacy, education, and empowerment. He also ran one of the first personal finance blogs, Consumerism Commentary. In this episode, we talk about Harlan’s financial journey from losing everything, to creating a foundation that deals in millions of dollars a year. We’ll also hear about Harlan’s saving and investing methods. Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00- Introducing Harlan Landes 01:52- Harlan’s first blog Consumerism Commentary 09:37- How Consumerism Commentary became a business 19:53- Harlan’s next move after selling Consumerism Commentary 32:21- How and why Harlan founded The Plutus Foundation 37:10- Harlan’s next projects 39:00- Where to keep up with Harlan Mentioned in the Episode: Plutus Foundation - Harlan’s Twitter -
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Overcoming Obstacles With Bola Sokunbi
02/28/2022
Overcoming Obstacles With Bola Sokunbi
Today on Dough Roller, we are talking with Bola Sokunbi! Bola is a best-selling author and the founder and CEO of Clever Girl Finance. In this episode, we talk about Bola’s inspiring backstory and where she got her inspiration to start her own businesses. We’ll also talk about the wage disparity and financial hurdles women and people of colour face when trying to build their wealth. This interview will leave you feeling inspired and ready to take action, so keep on listening! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:00 - Introducing Bola Sokunbi 00:52 - Bola’s Inspiration and Backstory 06:28 - Why Bola Started Heavily Saving in College 09:49 - Bola’s First Side Hustle 15:26 - The Beginning of Clever Girl Finance 20:33 - Bola’s Decision to Make Her Courses Free 25:20 - The Financial Challenges Women Face 36:10 - Building Wealth as a Woman in Other Countries 39:40 - What’s Next for Bola 42:06 - How to Keep Up With Bola Mentioned in the Episode: Clever Girl Finance Website - Clever Girl Finance Instagram – Clever Girl Finance YouTube -
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Smart Financial Planning with Peter Mallouk
02/21/2022
Smart Financial Planning with Peter Mallouk
Today on Dough Roller, we are talking with Peter Mallouk! Peter is the President and CEO of Creative Planning. Creative Planning is a Registered Investment Advisory firm that manages over $100 billion dollars in assets and serves clients in all 50 states. Both Creative Planning and Peter have been recognized as industry leaders by organizations such as Barron’s, Financial Times and CNBC. RIA Channel, published by Forbes, recently ranked Creative planning as the #1 Wealth Manager for 2020.* Along with Creative Planning, Peter also provides financial education to those who have been underserved by the financial service industry. He and his wife have received awards such as the Giving the Basics Human Dignity award and Variety Presidential Citation award. He has also founded a non-profit dedicated to providing under-resourced communities with actionable financial education. Today we talk with Peter about his thoughts on our current inflation in the market, and his thoughts on cryptocurrency stocks. We’ll also hear all about what Creative Planning does. If you want to hear some hard truths about financial planning, keep listening! * See Creative Planning’s website at for important award disclosure information.
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Retiring Before 40 with Steve and Courtney Adcock
02/14/2022
Retiring Before 40 with Steve and Courtney Adcock
Today on Dough Roller, we are talking with Steve and Courtney Adcock! Steve and Courtney both retired from their full time jobs in their mid-30s, with nearly $1 million in the bank. Today, they live an “off the grid” lifestyle, and for the first few years of retirement traveled the country in an airstream! They run a popular finance blog detailing their savings methods and other finance advice, and have been featured in publications like MarketWatch, Forbes, Business Insider, CNBC, and Vice. Today Steve and Courtney tell us their stories of achieving retirement so young, and what their asset allocation looks like because of that. We’ll also hear how they manage healthcare, scarcity mindset, and how 2020 affected their financial plans. Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:28- All About Steve and Courtney 03:46- What Inspired Steve and Courtney to Start Saving for Retirement 10:03- How Long it Took Steve and Courtney to Save 15:15- Steve and Courtney’s Asset Allocation 20:35- The LEANFire Discussion for Steve and Courtney 26:07- How Steve and Courtney Manage Healthcare 28:05- How a Childhood Bankruptcy Affected Courtney 30:46- 2020 and What’s Next For Steve and Courtney 38:57- Where to Keep Up with Steve and Courtney Mentioned in the Episode: Steve’s Blog- Steve’s Twitter-
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The Nitty Gritty of Military Retirement with Doug Nordman
02/07/2022
The Nitty Gritty of Military Retirement with Doug Nordman
Today on Dough Roller, we are talking with Doug Nordman. Doug is a best-selling author of two books, The Military Guide to Financial Independence and Raising Your Money-Savvy Family For Next Generation Financial Independence. He retired from the military at age 41, and spends his time now helping other military families and veterans become financially independent. In this episode, we talk about how Doug was able to retire at age 41 and how he earns his passive income now. We’ll also hear Doug’s advice on asset allocation and how to deal with the behavioral side of finance. If you want to hear some great advice for retirement planning, keep listening! Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:20- Doug’s History as a Navy Nuclear Engineer 02:29- How Doug Earned Money After Retiring from the Navy 10:17- How Doug Uses the 4% Rule 12:57- Doug’s Advice on Asset Allocation 17:09- Doug’s Plan of Retiring at 41 27:13- About Doug’s Book The Military Guide to Financial Independence 32:14- How Doug Started Surfing 34:59- The Importance of Behavioral Finance 42:08- The Tools Doug Uses to Maintain his Budget 46:01- How to Keep Up with Doug Mentioned in the Episode: Doug’s First Book: Doug’s Most Recent Book: Doug’s Facebook: Doug’s Website: Doug’s Twitter:
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The Revolution That Wasn’t with Spencer Jakab
01/31/2022
The Revolution That Wasn’t with Spencer Jakab
Today we are chatting with Spencer Jakab! Spencer is an award-winning journalist who has written for the Financial Times, Dow Jones, and The Wall Street Journal, where he is currently the editor of the Heard on the Street column. He has a new book coming out on the GameStop/Meme Stock events of 2021 called The Revolution That Wasn't: GameStop, Reddit, and the Fleecing of Small Investors. In today’s episode we talk with Spencer about his new book and the early days of the GameStop saga. We’ll also hear Spencer’s personal thoughts about funding your index funds and portfolios, and what he thinks about crypto investing. Calls to Action: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Mentioned in the Episode: Spencer’s new book- Spencer’s Twitter- Spencer’s Website- Spencer’s Articles on WSJ-
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Real Estate Investing 101 with Robert Leonard
01/24/2022
Real Estate Investing 101 with Robert Leonard
Today on Dough Roller, we are talking with Robert Leonard! Robert is an expert investor, entrepreneur, and podcast host! He attended University of Massachusetts where he graduated Cum Laude with a BSBA degree in Finance and Economics along with a MBA degree in Accounting and Finance. Robert then became a Certified Management Accountant (CMA) where he practiced as a financial analyst and corporate finance manager. He is an accounting and finance professional with an immense passion for stock and real estate investing, business, and entrepreneurship, which allowed him to quit his W2 position and begin his own real estate investment business. He is currently the host of two podcasts, Millennial Investing and Real Estate 101 which are under The Investor’s Podcast group where he has recently became VP of growth and innovation. Robert is also a founder and managing partner of Piranha Capital, a boutique real estate investment firm. In this episode, we talk about Robert’s journey to finance and motocross beginnings. We’ll learn about Robert’s story of his first real estate investment, and how it hooked him into house hacking. We’ll also discuss stock portfolios, bitcoin investment, and rules of thumb for property rental management. If you want to learn more about real estate investing, keep listening! Social Media: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: TIME STAMPS: 00:21- Robert’s Motocross Backstory and Path to Finance 07:14- What Robert is Doing Now and His Podcasts 09:06- Robert’s First Real Estate Investment and House Hacking 22:49- Robert’s Real Estate Empire Today 25:09- Why Robert’s Properties are Long Distance 35:00- Robert’s Rules of Thumb for Property Rentals 37:22- Managing Properties During COVID 42:00- Robert’s Stock Portfolio and Investment in Bitcoin 53:46- Where to Keep Up With Robert Mentioned in the Episode:
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Get On the Debt-Free Path with George Kamel
01/17/2022
Get On the Debt-Free Path with George Kamel
Today on Dough Roller, we are talking with George Kamel! George is a Ramsey Personality and Personal Finance Expert, host of The Fine Print podcast and cohost of the EntreLeadership podcast. He has previously hosted The Ramsey Show video channel, Ramsey live events, Borrowed Future podcast, and Foundations in Personal Finance High School Curriculum. He has been a staple of the Ramsey team personalities, and has been working on their team since 2013. George is a huge proponent of helping people make the most of their money, to make the most of their life through all sorts of different channels. Recently, he spearheaded the release of Ramsey Solutions first documentary, Borrowed Future: How Student Loans Are Killing the American Dream. The documentary is based off the eight episode podcast he hosted back in 2019 and he is a producer on the film. In this episode, we talk about how George became involved with the Dave Ramsey team, and how he used the Ramsey methods to become debt-free. We also discuss George’s podcasting ventures and the release of his new documentary, Borrowed Future. George also tells us about finance trends we should be weary of, his take on credit-cards and their rewards programs, and how the student loan crisis is taking over people’s lives. If you’re looking for clear-cut ways to get on the path to being debt free, keep listening! Social Media: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: TIME STAMPS: 00:29-George’s Backstory and How He Got Involved With Dave Ramsey 02:09- How George Follows the Ramsey Method to Become Debt Free 04:49- George’s Podcasts 06:43- Finance Trends to Be Weary Of 08:01- George’s Opinion on Bitcoin 10:21-George’s Take on Credit Card and Rewards 14:17- Student Loans and George’s Documentary 24:50- How Policy Can Effect Change for Student Loans 30:28- How George Paid of $40,000 of Debt 35:12- How to Bulletproof Our Finances Mentioned in the Episode:
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Supercharge Your Learning with Scott Young
01/10/2022
Supercharge Your Learning with Scott Young
Today on Dough Roller, we are talking with Scott Young! Scott Young is an author, entrepreneur, computer programmer, and host of The Scott Young Podcast. Scott has started and kept up a wildly popular blog since he was 18 years old, and most notably has completed some amazing learning challenges, such as the MIT Challenge where in just one year he learned the entire curriculum of MIT’s computer science major without taking any classes, and The Year Without English where he set out to learn 4 different languages over the course of one year. Scott’s first book Ultralearning, is a Wall Street Journal Best-Seller, and in 2012 he gave a TEDX talk about his approach to learning and his time at MIT, which has been viewed over half a million times. He has written over 1000 articles on everything from holistic learning to finding the meaning of life. Scott is a master of self-teaching and learning, and an exemplary multi-hyphenate scholar. In this episode, we talk about Scott’s journey with his learning challenges, including his infamous time with the MIT challenge. Scott tells us how he got into personal development and learning, and how he uses those skills in his day-to-day life. We’ll also talk about the emotional side of investing, and how to keep your anxiety at bay when making risky finance decisions. If you’re looking to up your learning intake and hear some investing tips, listen on! Social Media: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog: Timestamps: 00:21- Scott’s Background and “Claim to Fame” 01:58- Scott’s Journey with the MIT Challenge 13:20- How Scott Became Obsessed with Personal Development 16:29- What Can We Do To Improve Our Learning Ability 19:16- How Scott Overcame Difficult Feedback 24:36- Telling the Difference Between Luck and Mastery 28:04- The Emotional Side of Investing 32:45- Scott’s Courses and Teachings 35:18- Scott’s Upcoming Ultra Learning Projects Mentioned in the Episode: Scott’s Writings About His Learning Challenges- Scott’s blog- Scott’s Courses and Trainings- Scott’s Podcast- Ultralearning Book-
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Welcome Back to the Dough Roller Money Podcast
01/03/2022
Welcome Back to the Dough Roller Money Podcast
Ready to be rolling in the dough? Our goal at Dough Roller is to help you make the most of your money and provide easy-to-understand guidance on managing your finances, building wealth, and attaining financial freedom. Because it pays to be smart about money. We are back and better than ever, so join us for a new episode every week on Mondays! The purpose of this re-introductory episode is to give you a glimpse of what’s to come and to welcome you, our listeners. Whether you’re just tuning in for the first time, or have listened to Dough Roller since the start, welcome! In the coming months, we will be bringing on new hosts and special guests to have conversations with a diverse range of leaders in personal finance. In these conversations, we will cover easy-to-understand financial tips, guidance on managing money, retirement planning, and best practices for saving. We’ll also dig deeper into hot topics in the finance world like cryptocurrencies, the gig economy, real estate, and much more! We would love to hear from you, our listeners, so please connect with us through our socials and tell us what else you’d like to hear on the show! With the Dough Roller Money Podcast you will learn how to make more, spend less, and invest the rest! Social Media: Follow Dough Roller on Linkedin: Follow Dough Roller on Instagram: Follow Dough Roller on Twitter: Check out the Dough Roller website and blog:
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Time-Based vs Opportunistic Rebalancing
12/22/2020
Time-Based vs Opportunistic Rebalancing
Rob discusses two basic approaches to rebalance your portfolio. The easiest approach is time-based and the second approach is market-based. Whichever approach you choose, you want to take emotions out of the equation. Remember, a good rebalancing approach is good enough.
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How Much Dough Should You Spend in Retirement?
12/03/2020
How Much Dough Should You Spend in Retirement?
Most people thinking about saving for retirement, but what about spending? How do you figure out how much you should spend in retirement? While there isn't a magic number, there is a withdrawal rate that historically, should help your portfolio last a good 50 years.
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Small Cap Value vs. Growth: Which is Better?
11/05/2020
Small Cap Value vs. Growth: Which is Better?
In this episode, Rob responds to a question from a listener: "Can you explain why small cap value might not be the best bet." Rob breaks down small cap vs. large cap stocks and value vs. growth. Which is better for your portfolio? Does it matter? You may be surprised at the answer. Here's what you need to know about small caps and how they can impact your portfolio.
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