info_outline
3 Money Trends to Watch: AI, Student Loans & the Housing Market
08/13/2026
3 Money Trends to Watch: AI, Student Loans & the Housing Market
Student loan payments are confusing borrowers, investors are wondering whether AI has become the next market bubble, and homebuyers may finally be getting some negotiating power back. In this month's money update, we break down three trends that could impact your financial decisions: Student loans: Why some borrowers may be seeing the wrong IDR payment, what to know about recertification, and why refinancing may still be worth comparing. Investing: Is AI actually a bubble—or are we asking the wrong question? We look at the difference between a transformative technology and the price investors are willing to pay for it. Housing: Inventory is rising, homes are taking longer to sell, and buyers may have more room to negotiate on price, repairs, closing costs, and even new-construction incentives. The goal isn't to predict exactly what happens next. It's to help you understand what's changing so you can make better financial decisions based on your situation, your goals, and what you can control. Want to look into refinancing, you can check your rates here: For general educational purposes only; not financial, legal, tax, or credit advice specific to your situation. Rate does not guarantee the accuracy or completeness of this information. Do your own research and consult a licensed financial advisor or CPA before making financial decisions. Rate and its affiliates do not provide investing, tax, credit repair, or credit counseling services. Student loan refinancing is operated by FitBux, Inc. (affiliated with Rate), which connects users to third-party Platform Partners (e.g., LendKey, Splash Financial) and lenders who may compensate FitBux. Not all loan options are represented; availability varies by state. Consult a qualified advisor before refinancing. Guaranteed Rate, Inc. d/b/a Rate; NMLS #2611; Rate.com. Operating as Guaranteed Rate, Inc. in NY. Licensing info: nmlsconsumeraccess.org. Equal Housing Lender. Conditions apply.
/episode/index/show/fitbux/id/42432515
