Gary's Gulch

Our Founding Fathers gave us simple guidelines for protecting our lives, liberty, property, and finances. As a society it’s time for us to get back to becoming producers, not takers. This call to freedom is to lead our families and communities to a better future. Inspired by Ayn Rand's Atlas Shrugged, Gary's Gulch is for lifelong learners. Liberty seekers. Energized people like you, driven to make YOUR world a better, more productive place – If you are prone to blaming others for your lot in life, or expect another to fix your situation, this podcast is NOT for you. Topics include family, legacy, small business, investments, education and personal finances. Your show host is veteran Navy Captain Gary Pinkerton, an accomplished Naval submarine commander and advisor who is guiding families across the country to achieve this mission – Mastering and sharing Unique Genius. Now is the time to bolster our freedoms and produce value; to create a stronger Nation and brighter tomorrow.

Gulch Rewind: Episode 1 - Why the Urgency? 06/02/2023

Feedback from Rebel Capitalist - Preparing for Economic Winter 05/26/2023

Teaching our Kids Rentals and Infinite Banking Q&A - Part 2 with Aaron Chapman 05/19/2023

Teaching our Kids Rentals and Infinite Banking Q&A - Part 2 with Aaron Chapman This is the 2nd of a 2-part series on growing wealth through the combination of directly owned rental properties and infinite banking. In this one we discuss teaching the next generation, growing a legacy and answer some listener questions. If you missed part 1 last week, go back and review - I review why directly owned assets, the first investing tier in the Hierarchy of Wealth is vital to our long-term success and we discuss how each of us got started and why. Episode Highlights Importance of having a solid foundation in your financial life to handle unexpected situations Warning against purely relying on market advisors for finances and the dangers of not taking control of your own investments The need for control and building a strong foundation before moving to speculation in finances Why you should start having a team of advisors such as property managers, wealth strategists, and mortgage experts like Aaron Chapman to navigate the financial world Utilizing a whole life insurance policy for financial planning within a family, and involving children in the process Structuring financial policies for children with the intention of continuing to build the family's wealth, and putting in place measures to protect against financial loss The potential benefits of borrowing against a whole life insurance policy or borrowing from a bank using the policy as collateral. The ease of adjusting the amount down payment depending on the specific property and market Differences between borrowing against a whole life insurance policy and other entities such as IRA and 401K Clarification on protection of cash value in policy from potential creditors and suggestions for equity stripping to protect the property Comparison between IUL (Indexed Universal Life) and whole life insurance policies Addressing whether the property needs to be in the name of the policy holder and who can borrow from the policy Discussing how cash value inside the policy can count as asset reserves on conventional loans and not count against DTI (Debt-to-Income ratio) Links and Resources from this Episode Connect with Gary Pinkerton Connect with Aaron Chapman Review, Subscribe and Share If you like what you hear please leave a review Make sure you’re subscribed to the podcast so you get the latest episodes. /episode/index/show/garywpinkerton/id/26860179

Wealth Through Rentals and Infinite Banking - Part 1 with Aaron Chapman 05/12/2023

Use Good Debt to Grow Lasting Wealth 05/05/2023

Savings and Investing when there is a Storm on the Horizon 04/28/2023

Build a War Chest and Don't Eat the Cash Flow 04/21/2023

Agency and Stewardship with Andrew Stanton 04/14/2023

Agency and Stewardship with Andrew Stanton Gary shares his journey from a humble upbringing to financial success through real estate and infinite banking. He highlights the importance of maintaining personal financial control and stewardship to achieve stability and fulfillment in life. Whole life insurance policies are recommended as a secure foundation to store money, coupled with real estate investments and the infinite banking concept. Wealth strategist Gary Pinkerton assists clients in establishing their financial foundation, exploring tax-efficient investments, and maintaining a lifelong relationship to support their financial growth. Also, Andrew Stanton and Gary discuss Andrew’s new podcast The Whole Steward and Gary’s journey to Infinite Banking and dedicating his life to helping others grow Agency in their world. Episode Highlights Andrew Stanton's podcast focuses on agency, finances, and stewardship from a deeply religious perspective. Gary shares his background, growing up on a dairy farm in southern Illinois during the 70s and 80s, losing the farm during high inflation, and his decision to pursue a safe, secure job. Gary's realization during the Great Recession that he had lost half his family's wealth, leading him to research how the wealthy maintain and grow wealth, and his introduction to infinite banking. Gary discusses his experience on the submarine, focusing on risk tolerance and realizing that it was all just a sales pitch. Gary emphasizes the importance of having control over your finances and not delegating them to someone else. Gary explains his enthusiasm for government-backed loans and his decision to invest in real estate to protect his money from fluctuating interest rates. Gary recommends putting money into whole life insurance rather than banks, citing the historical success of early 1800s companies like Penn Mutual and MassMutual. Gary talks about the opportunity cost of using cash for investments and why it is better to borrow against the policy and make payments back on it. Using the whole life insurance policy as a foundation in the hierarchy of wealth and investing in other assets as the individual moves up in the hierarchy. Gary explains that his role as a wealth strategist includes a lifelong relationship with clients, meeting with them regularly to discuss taxes, investments, and overall financial strategy. Links and Resources from this Episode Connect with Gary Pinkerton Connect with Andrew Stanton Review, Subscribe and Share If you like what you hear please leave a review Make sure you’re subscribed to the podcast so you get the latest episodes. /episode/index/show/garywpinkerton/id/26539053

The Fascinating Goldback Bills with Founder Jeremy Cordon 04/07/2023

Rental Properties in Uncertain Times - Respond, Don't React! 03/31/2023

Banks and Economic Failures - Take a Breath! 03/24/2023

Banks and Economic Failures - Take a Breath! Gary addresses concerns about the banking crisis and assures listeners that losing reserve currency in America will not happen immediately. He highlights the role of America's ability to manipulate other economies in why it would take a long time. Gary also stresses the importance of preserving freedom in the country to prevent socialism from taking root. He suggests that the government may resort to printing more money and explains the significance of insurance companies in safeguarding personal finances. Additionally, Gary advises listeners to store their family's wealth in companies with a long history of making good on their promises and encourages listeners to take personal action to protect their wealth and maintain control over their funds. Episode Highlights People are asking if the banking system will fail, if this is the end of the US currency and America, and if SVB and other banks brought down the country People need to calm down and take a breath While it is possible that this could be the end or the beginning of the end, a little perspective can help put things back into the right mindset There is a lot to be thankful for in America, and Gary is trying to bring those lessons in a way that is actionable and not fear-mongering Losing the reserve currency from America is not something that will happen overnight or in a year Losing freedom in America means there is nowhere else to escape, making it the last stand on Earth Most immigrants to America believe that America is the last stand on Earth, and they come here to try to shake some common sense into the country America has the ability to print money and force other countries to print money as well, making it a flight to safety for investors America still has the ability to come out on top even in times of crisis like the Civil War and the Great Depression People should focus on maintaining control of their funds and not make moves out of fear or panic Insurance companies with a long track record of paying profits and making good on promises to American families is a good resource for storing wealth Links and Resources from this Episode Connect with Gary Pinkerton Review, Subscribe and Share If you like what you hear please leave a review Make sure you’re subscribed to the podcast so you get the latest episodes. /episode/index/show/garywpinkerton/id/26306553