The Guided Retirement Show
The Guided Retirement Show is here to be your guide as you travel to and through a successful retirement. When you go on a vacation, you may think it’s something you can do on your own and that may be true. If the destination is the Grand Canyon and your only goal is to stand on the south rim of the Grand Canyon to see it, then it’s probably easy enough without a guide. But what if you're taking a trip to the Amazon and you've never been there before? You know the rivers can be dangerous, there's all kinds of crazy animals out there, and you don't know your way around. In that situation, it would probably be a good idea to hire a guide. The same rationalization can be applied to your retirement. Learning to navigate the Amazon takes years of practice, likewise, navigating your retirement is no different. That’s why it’s important to have a guide to help you through your taxes, estate plan, insurance, Medicare, Social Security, and the many other precarious situations retirement brings your way. Your guide on The Guided Retirement Show, Dean Barber, has been in the financial services industry for almost 32 years, focusing on financial planning for people that are getting near retirement or are already retired. Retirement is not just about money, it’s about your life and your goals!
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114: 10 Questions to Ask Before You Retire with Chris Rett
06/25/2024
114: 10 Questions to Ask Before You Retire with Chris Rett
It’s our Season 10 finale of , which means it’s time for to join as the featured guest. Chris and Dean are going to review 10 questions that everyone should ask themselves before retirement. If you’re planning to retire around three to five years from now, make sure to take some notes and to ask yourself these questions before retirement. Let’s review the questions and then we’ll explain why everyone should think about them before retirement. 10 Questions to Ask Yourself Before Retirement 10. When should I/we start Social Security? 9. What types of insurance do I need in retirement? 8. What healthcare and other unexpected costs can I expect in retirement? And how do I plan for them? 7. How do I plan for inflation and other uncertain economic changes? 6. When was the last time I reviewed my estate plan? Do I need to make changes? Are my beneficiaries up to date? 5. Am I emotionally ready to retire? How will I maintain my health in retirement? Have I considered how the transition from work to retirement will affect my mental health and sense of purpose? Do I have hobbies or interests I want to pursue? 4. How do I account for/plan for taxes in retirement? 3. How will I generate income in retirement and what is my distribution strategy? 2. What will my lifestyle be in retirement and have I saved enough money to retire? 1. What do I want my legacy to be? START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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113: 10 Estate Planning Mistakes to Avoid with Tim Denker
06/11/2024
113: 10 Estate Planning Mistakes to Avoid with Tim Denker
could talk for hours about estate planning mistakes to avoid. On Episode 113 of , Dean decided to cover some of the most common estate planning mistakes that he and Tim Denker of have witnessed. Tim founded Denker Law Firm, LLC in 2006 and has .1 Dean and Tim want you to be informed when it comes to estate planning and are going to 10 mistakes to avoid. 10 Estate Planning Mistakes to Avoid Not preparing an estate plan Not understanding the dangers of will-based trusts Improper asset titling Using free resources without understanding the details Not getting the right people involved—attorneys, CPAs, advisors Doing a disservice to your family, not yourself Knowing the difference between an IRA and 401(k) in estate terms Taking a Set-It-and-Forget It Approach with Your Estate Plan Business owners without a succession plan Not considering beneficiary-controlled trusts START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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112: Tax Planning Tips from CPAs with Marty James & Corey Hulstein
05/28/2024
112: Tax Planning Tips from CPAs with Marty James & Corey Hulstein
How can you over your lifetime? That’s a question everyone wants to know the answer to, but there isn’t a one-size-fits-all answer. Everyone’s financial situation is different. Along with explaining the importance of having a as a part of your , and joined on to share some tax planning tips. In this podcast interview, you’ll learn: The Dynamic of the CFP® Professional and CPA Working Relationship The Difference Between Tax Preparation and Tax Planning Considerations When Creating a Distribution Strategy The Difference Between Charitable Remainder Trusts and Charitable Lead Trusts START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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111: Retiring Single with $1.5 Million Saved with Will Doty
05/14/2024
111: Retiring Single with $1.5 Million Saved with Will Doty
At Modern Wealth Management, we enjoy guiding couples and individuals from various walks of life through the . Hence why we came up with the name of our podcast, . Many of the case studies we’ve reviewed in our podcasts, articles, and other content have focused on . Today, and are going to dive into a case study that geared toward all the single folks out there. when it comes to retirement planning, whether you’re retiring single or married. Maybe you’ve been single for most or all your life. Or maybe you were married and are now single following a divorce or . No matter your situation, you need to have a plan for retirement. In this article and podcast, we’re going to run through a case study of someone retiring single with $1.5 million in retirement savings. Let’s review some things they’ll need to think about. In this podcast interview, you’ll learn: The difference between the three tax buckets How to determine your plan’s probability of success What IRMAA stands for and how it works The importance of having a personalized financial plan START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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110: 401(k) Factors You Need to Know with Michelle Cannan
04/30/2024
110: 401(k) Factors You Need to Know with Michelle Cannan
As Modern Wealth Management continues to grow, one of the additions we’re very excited about is our office in Rochester, New York. Our Rochester-based team members specialize in 401(k) plans, which are . So, we figured it would be good idea to have , our head of company retirement plan services and managing director of our Rochester office, join on to discuss how a 401(k) plan works and many other nuances about 401(k)s. Along with covering how a 401(k) works for plan participants, Michelle will share a little bit about the roles of the plan sponsor and plan provider. In this podcast interview, you’ll learn: How Our Team of Retirement Plan Advisors Works with 401(k) Plan Sponsors The Roles of Retirement Plan Advisor, Record Keeper, Sponsor, and Participant with How a 401(k) Plan Works How 401(k) Plan Automatic Enrollment Works Roth vs. Traditional Considerations START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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109: Balancing Inflation and Market Sentiment with David Mitchell
04/16/2024
109: Balancing Inflation and Market Sentiment with David Mitchell
As we attempt to help educate people about market sentiment, we’ve continued to welcome back AllianceBernstein’s David Mitchell as a guest on . David last appeared on The Guided Retirement Show with in October 2023 to give . Dean and David will review some of the things they discussed during that episode. David will also review the last six months of market performances again and give his updated market outlook to help people develop a better understanding of market sentiment. Note: This was recorded on April 2, which was before the March inflation report was released. In this podcast interview, you’ll learn: Shorter-Term Treasuries Oftentimes Are Closely Tied to the Fed Funds Rate Longer-Term Treasuries Attempt to Price in Future Growth and Inflation The Fed’s Challenges with Trying to Engineer a Soft Landing What Opportunities Dean and David Are Looking at in Equities and Fixed Income START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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108: Preparing Your Successors with Matt Kasper
04/02/2024
108: Preparing Your Successors with Matt Kasper
can be a complicated issue. It can run smoothly or there can be a lot of pitfalls that you don't foresee. As makes his third appearance on , he and will go over some key items for successor trustees while discussing the importance of having a solid estate plan and . In this podcast interview, you’ll learn: The two distinct sides of an estate plan Differences between will-based and trust-based plans The roles of co-trustees, successor trustees, corporate trustees, and contingent successor trustees Estate planning is individual Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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107: Wealth Planning - Securing Your Financial Future with Jeremiah Johnson AIF®
03/19/2024
107: Wealth Planning - Securing Your Financial Future with Jeremiah Johnson AIF®
Wealth Planning: Securing Your Financial Future with Jeremiah Johnson, AIF® Show Notes A lot of people think that wealth planning is just about the management of money. That is part of wealth planning, . Modern Wealth Management Managing Director is going to elaborate on that with on . Having a good understanding of what wealth planning is all about is pivotal to securing your financial future. In this podcast interview, you’ll learn: Wealth Planning Is More Than Managing Your Money Why It’s Important to Have a Financial Planning Team That’s Working for You What It’s Like to Be the CEO of Your Retirement The Meaning of Financial Independence Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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106: Planning to Retire on $10,000 a Month
03/05/2024
106: Planning to Retire on $10,000 a Month
Planning to Retire on $10,000 a Month Show Notes How much do you think you need each month to ? There are many factors that will go into determining that number. On this episode of , and are going to walk you through a case study that looks into how much money you would need to spend $10,000 net a month in retirement. Before they get started, they want to make something very clear. Everyone isn’t going to want to spend $10,000 net a month in retirement. For some people, that will be way more than they need each month. For others, it might not be enough. And there might be some people that spending $10,000 net a month in retirement is just right. This is strictly an example that Chris and Logan will be going through to highlight the if you’re wanting to spend $10,000 net a month. In this podcast interview, you’ll learn: Key considerations for building a spending plan for retirement Things to think about when claiming Social Security Important tax considerations How to interpret a Monte Carlo simulation Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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105: Retirement Planning for Small Business Owners with Drew Jones
02/20/2024
105: Retirement Planning for Small Business Owners with Drew Jones
has a passion in working with small business owners, helping them . As Drew makes his third appearance on , he and will discuss what small business owners need to do when it comes to retirement planning. In this podcast interview, you’ll learn: The Challenges and Opportunities of Retirement Planning for Small Business Owners Retirement Planning for Small Business Owners Is a Long Process Key Retirement Planning Considerations for Small Business Owners Your Business Is Your Biggest Asset If You’re a Small Business Owner Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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104: ACA Subsidies: How Do You Qualify for Them? with Marty James
02/06/2024
104: ACA Subsidies: How Do You Qualify for Them? with Marty James
Making his third appearance on , joins to discuss how to qualify for Affordable Care Act subsidies. Qualifying for the Affordable Care Act subsidies can greatly reduce the cost of health insurance . Who doesn’t want that?! Marty and Dean are both excited to touch on this topic, so let’s see what they have to share. In this podcast interview, you’ll learn: Aspects of the Affordable Care Act That Can Help People Who Need Financial Assistance with Health Care How Someone Who Has Accumulated A Lot of Money Can Benefit from Affordable Care Act Subsidies Affordable Care Act Subsidies Before and After 2026 How to Utilize Roth IRAs and HSAs Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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103: Growth vs Value Investing in 2024 with Brad Kasper
01/23/2024
103: Growth vs Value Investing in 2024 with Brad Kasper
Back for his eighth appearance on , LSA Portfolio Analytics President and Founder joins to discuss growth vs value investing in 2024. Brad shares that value could potentially outperform growth as we look at investing for the rest of the year. Why might he think that? Brad has plenty of data to share with Dean to back up his reasoning. In this podcast interview, you’ll learn: Dean and Brad’s Assessment of the Markets for 2023 and Predictions for 2024 Attractive Opportunities in the Bond Market The S&P 500 Equal-Weight Outperformed the S&P 500 Cap-Weight in 2023 Growth vs Value Investing Over Different Time Periods Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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102: Strategic Investing Through Retirement with Stephen Tuckwood, CFA
01/09/2024
102: Strategic Investing Through Retirement with Stephen Tuckwood, CFA
Our Director of Investments, , has quickly become one of the most frequently featured guests on . For the Season 10 premiere, Tuck and will discuss the critical topic of constructing the right portfolio via strategic investing as you transition into and go through retirement. They’ll discuss the nuances of and the changing dynamics of investment rules during the retirement phase. In this podcast interview, you’ll learn: There's a Change in Mindset with Investing While in the Retirement Redzone Asset Allocation Is More Important Than Stock Selection Pure Asset Allocation vs. Strategic Asset Allocation The Three Tax Buckets Active vs. Passive Management Meet with Us: Ask a Question: START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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101: Retirement Planning 101 - Back to the Basics with Chris Rett
12/19/2023
101: Retirement Planning 101 - Back to the Basics with Chris Rett
As we brainstormed for what to cover in Episode 101 of , we thought it would be fitting to go back to the basics with some Retirement Planning 101. Just as he’s done for the past several season finales, will join again to explore the fundamentals of retirement planning. Chris and Dean will bring you a comprehensive breakdown of the BRITE acronym—, , , , and . Join us on this Retirement Planning 101 journey to uncover the brilliance behind each element. We’re committed to offering you valuable insights for your path to a secure retirement. In this podcast interview, you’ll learn: The Retirement Planning 101 Basics Are All Connected It’s Critical to Work with a Team of Professionals Throughout the Retirement Planning Process What to Consider with Setting Up a Spending Plan for Retirement The Power of Forward-Looking Tax Planning START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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100: Living Live After Leaving Your Career with Bruce Godke
12/05/2023
100: Living Live After Leaving Your Career with Bruce Godke
We have a very special guest for a very special episode of . We’re thrilled to have soon-to-be retired Modern Wealth Executive Advisor join for our 100th episode! Bruce joined Dean in the financial industry 18 years ago and is getting ready to embark upon an amazing journey. And as part of this amazing journey, Bruce is launching a nonfinancial life planning program, Your Encore, at Modern Wealth. Today, Bruce and Dean are going to talk about some important aspects nonfinancial life planning to help people . In this podcast interview, you’ll learn: There Are Financial and Nonfinancial Life Planning Aspects of Retirement Planning Some Exciting Details About the Nonfinancial Life Planning Program Bruce Godke Will Be Leading at Modern Wealth The Importance of Defining Your Retirement Lifestyle How to Be the CEO of Your Retirement START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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099: 2023 Market in Review with Garrett Waters
11/21/2023
099: 2023 Market in Review with Garrett Waters
For the second time in 2023, Anchor Capital CEO and Portfolio Manager is joining on . Earlier this year, Garrett and Dean discussed . Now that 2023 is coming to a close, Garrett is returning to do a 2023 market year in review and 2024 market outlook. He and Dean will talk about the stock market, bond market, and economy. In this podcast interview, you’ll learn: The Ups and Downs of Liquidity in 2023 The S&P 500 and NASDAQ Entered Correction Territory in Q3, but Have Since Bounced Back Federal Reserve Plans to Keep Rates Higher for Longer Some of the Economic Impact of the Wars in Ukraine and Gaza The 10-year Treasury Has Experienced A Lot of Volatility Garrett's Other Appearance: America's Wealth Management Show: Ask a Question: Meet with us: START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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098: HSA Tax Advantages with Marty James, CPA
11/07/2023
098: HSA Tax Advantages with Marty James, CPA
We’re thrilled to have one of Modern Wealth Management’s newest team members, , join on . This will actually be Marty’s second appearance on the podcast, though. He previously joined Dean to discuss in August 2022. On this episode, Marty and Dean will talk about some very specific tax strategies when it comes to HSAs. Marty believes that HSAs are one of the most underutilized and misused part of the tax code. He’s going to explain why that is and how to use your HSA effectively. In this podcast interview, you’ll learn: The Misconceptions About HSAs How to Maximize Your HSA Examples of Expenses Covered by HSA Plans Why You Should Look at an HSA as a Retirement Savings Account Ask a Question: Meet with us: START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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097: Market Outlook and the Last Six Months with David Mitchell
10/24/2023
097: Market Outlook and the Last Six Months with David Mitchell
David Mitchell makes his fourth appearance on to share his outlook for the markets and economy. He’s in his 19th year with AllianceBernstein and serves as the managing director for AllianceBernstein’s RIA and private banks in its Upper Midwest and Central division. He’s basically one of four specialists at AllianceBernstein in North America. AllianceBernstein, which aggregate manages around $700 billion globally for every type of client you can imagine. That includes large institutions, pension funds, sovereign wealth funds, and then private clients here in the United States. . He’s going to review what has happened since then and share his current market outlook. In this podcast interview, you’ll learn: How the Cap-Weighted S&P 500 Compares to the Equal-Weighted S&P 500 Money-Market Funds Eclipse $6 Trillion in Assets Why Bonds Performed So Poorly in August and September Why There’s a Big Opportunity in the Bond Market Ask a Question: Meet with us: START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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096: The CFP® Professional and CPA Relationship with Logan DeGraeve and Corey Hulstein
10/10/2023
096: The CFP® Professional and CPA Relationship with Logan DeGraeve and Corey Hulstein
On , and discussed why it’s critical to work with a rather than just one financial advisor. They specifically talked about having the “three C’s” working for you—a CFP® Professional, CPA, and CFA. That episode served as a perfect segue for today’s episode, as and will describe the working relationship between a CFP® Professional and CPA. Corey and Logan spend a lot of time working with clients on their individualized tax plans. So, they’re going to share specific tax situations that they've helped clients with over the past year. In this podcast interview, you’ll learn: The importance of forward-looking tax planning. How to go about tax bracket management. Things to consider with charitable giving. There Are Several Tradeoffs Throughout the Retirement Planning Process START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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095: Why You Need a Financial Planning Team with Jason Gordo
09/26/2023
095: Why You Need a Financial Planning Team with Jason Gordo
Have you ever been a CEO? Whether you have been or not, you’re going to have the opportunity to be one during one of the best times of your life. That’s because if you have the right mindset about it and have the right team around you, you’ll be the . However, a CEO is only as effective as the other team members of the company. The same goes with being the CEO of your retirement. That’s why Modern Wealth Management President is joining on to discuss our team approach to financial planning for retirement. In this podcast interview, you’ll learn: What It Means to Be the CEO of Your Retirement Our Team Approach to Financial Planning for Retirement What It’s Like to Work Together with a CFP® Professional, CPA, and CFA How to Gain More Confidence, Freedom, and Time in Retirement START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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094: Revisiting Roth vs. Traditional with Corey Hulstein and Bud Kasper
09/12/2023
094: Revisiting Roth vs. Traditional with Corey Hulstein and Bud Kasper
It’s hard to believe that we’re approaching the 100th episode of . But before we release that special episode later this season, we want to reflect on The Guided Retirement Show’s first two episodes. They were released back in 2019 and focused on Roth vs. traditional IRAs. Along with looking back at what all has changed in the tax code that impacts the Roth vs. traditional decision, we need to take a forward-looking approach during this discussion. That’s because there are . There a lot of things that need to be considered when choosing between Roth and traditional. Modern Wealth Management Managing Directors and and Director of Tax are going to review those considerations. In this podcast interview, you’ll learn: The Difference between Roth vs. Traditional Tax Rates Are Scheduled to Go Up in 2026 After the Tax Cuts and Jobs Act Sunsets Some of the Key Changes with SECURE 2.0 The Ins and Outs of the Roth Five-Year Rules START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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093: Reviewing the Fed's Actions with Brad Kasper
08/29/2023
093: Reviewing the Fed's Actions with Brad Kasper
Our featured guest on this episode of is a very familiar one. LSA Portfolio Analytics President and Founder made his seventh appearance on the podcast, as he joined to discuss some of the latest news with the economy, markets, interest rates, and the Fed’s monetary policy tools. The last time Brad appeared on The Guided Retirement Show was a little more than a year ago. It was a very tumultuous time for the Federal Reserve, so Brad broke down . A lot has happened in the 13 months since Brad and Dean last discussed that, so you won’t want to miss their conversation on the Fed’s monetary policy tools and latest actions. In this podcast interview, you’ll learn: How Historic Last Year’s Fixed Income Drawdown Was Jerome Powell’s Latest Outlook The Massive Wall of Private Credit The Difference Between a Recession and a Richcession START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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092: Tax-Efficient Investing with Stephen Tuckwood
08/15/2023
092: Tax-Efficient Investing with Stephen Tuckwood
After making his in May, Modern Wealth Management Director of Investments joins again to talk about direct indexing and custom indexing. Tuck is a Chartered Financial Analyst and wants you to have a good understanding of tax-efficient investing. It’s a big deal. When we think about people who have invested money outside of retirement accounts, . That’s why we’re going to focus today on tax-efficient investing and in particular, direct indexing, which is fairly new to the average investor. In this podcast interview, you’ll learn: The theory behind direct indexing and its structure How to remain diversified via direct indexing The benefits and drawbacks of direct indexing START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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091: Defining True Wealth with Ken Osiwala
08/01/2023
091: Defining True Wealth with Ken Osiwala
Defining True Wealth with Ken Osiwala Show Notes For our Season 9 premiere of , joins to define true wealth. To truly understand what wealth means to you, you first need to define what's important to you. Ken and Dean explain why there's so much more to defining true wealth than how much money you have. In this podcast interview, you’ll learn: The definitions of financial wealth, health wealth, time wealth, and social wealth. There’s more to defining wealth than how much money you have. You have a mindset change when you enter retirement. The importance of family financial planning. START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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090: 8 Questions Retirees Are Asking with Chris Rett
06/20/2023
090: 8 Questions Retirees Are Asking with Chris Rett
8 Questions Retirees Are Asking with Chris Rett Show Notes We’ve reached the end of Season 8 of , which means Modern Wealth Management Lead Advisor is joining again for another season finale. This is the fourth time that Chris has joined Dean to address various questions about retirement. If you missed those episodes or want to tune into them again, you can do so via the links below. In this episode, Chris and Dean will be addressing eight questions that retirees are asking. These questions that retirees are asking have been frequently asked by our clients and prospective clients. If you’re retired or are , you need to know the answers to these questions as well, so make sure to follow along. In this podcast interview, you’ll learn: How to Go About Finding Out If You Have Enough to Retire … and If You Can Stay Retired Why CDs, Bonds, and Treasuries Are Attractive Right Now How to Fight Off Inflation Why Roth Conversions Are So Appealing Right Now START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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089: Components of a Complete Financial Plan with Logan DeGraeve
06/06/2023
089: Components of a Complete Financial Plan with Logan DeGraeve
So many people want to know the answer to the question, “” More and more people have become less and less patient with getting that answer and just use a retirement calculator that gives them a quick answer. . Those retirement calculators don’t factor in so many important items—such as , , , and your . Those are all components of a complete financial plan, which is what you need to figure out how much you need to retire. joins on to review the components of a complete financial plan. These are critical things to think about before and during retirement, so you won’t want to miss what Dean and Logan have to share. In this podcast interview, you’ll learn: The differences between traditional and Roth 401(k)s/IRAs. Your goals are a crucial component of your financial plan. Taxes and health care are the two biggest wealth-eroding factors in retirement. The components of a complete financial plan should come together to take you to and through retirement … and maybe legacy is important to you as well. START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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088: Older Americans Month with Dean Barber
05/23/2023
088: Older Americans Month with Dean Barber
The month of May is a time for many exciting things: graduations, family vacations right after school is out, the beginning of pool season—the list goes on. May also marks Older Americans Month. Older Americans Month allows Modern Wealth Management Managing Director to reflect upon his career in the financial services industry and what it’s meant to him. On this episode of , Dean is going to share a story about how his grandfather taught him so many important things in life, including how to find success in his career. Dean has continued to learn from hundreds of other older Americans throughout his career as he’s helped guide them to and through retirement. Let’s hear more from Dean about what Older Americans Month means to him. In this podcast interview, you’ll learn: What Dean has learned from older Americans, including his grandfather and hundreds of clients How Dean is carrying on his mission of helping others from Barber Financial Group to Modern Wealth Management The importance from learning about work ethic, honesty, and integrity from older Americans The difference between an investment portfolio and comprehensive financial plan START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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087: Proper Portfolio Construction with Stephen Tuckwood
05/09/2023
087: Proper Portfolio Construction with Stephen Tuckwood
Two weeks ago on , Modern Wealth Management Co-Founder and President and Managing Directors and told everyone to . We’re thrilled that we can share that news with you today on . As we build our investment management team at Modern Wealth Management, we’ll be doing so with our newest team member, Director of Investments Stephen Tuckwood, at the helm. Stephen, AKA “Tuck,” joined Dean on The Guided Retirement Show to share a little bit about his background, proper portfolio construction, , and how a good CFP® Professional that has access to a Chief Financial Advisor can make a major difference in your portfolio. In this podcast interview, you’ll learn: The Background of Modern Wealth’s Director of Investments, Stephen “Tuck” Tuckwood What Goes into Proper Portfolio Construction? The Relationship Between a CFP® Professional and Chief Financial Advisor The Importance of Taking Your Emotions Out of Investing START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting
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086: Things to Consider Before Retiring with Drew Jones
04/25/2023
086: Things to Consider Before Retiring with Drew Jones
When discussing things to consider before retiring, many people immediately start to think about things related to their finances. And with good reason. There are several things that need to be considered to ensure that your financial life is in order . But retirement isn’t all about money. What about your goals? If you’re married, what’s your spouse’s plan for retirement? As and review things to consider before retiring on , one of the main things they’ll discuss is determining what you want your lifestyle to look like in retirement. Pay close attention to what Dean and Drew have to say so that you can define your retirement lifestyle prior to retirement and build a financial plan around that desired lifestyle. In this podcast interview, you’ll learn: Why you need to mentally prepare for retirement. Your retirement is unique to you, but it isn’t solely about you. Time and health are some of our biggest assets. What to consider with a budget and balance sheet in retirement. To think about how much you’re saving and where you’re saving to. START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Barber Financial Group, by visiting
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085: The Long-Term Market Outlook with David Mitchell
04/11/2023
085: The Long-Term Market Outlook with David Mitchell
David Mitchell and Dean Barber discuss the market and economy over the past two years since they last spoke in March 2021. They'll also dive into what they see as the long-term outlook for the markets and more. In this podcast interview, you’ll learn: What has Happened in the Markets and Economy since March 2021 How the Bond Market Is in Territory Unseen Since the 18th Century What Dean and David Think Will be the Long-Term Outlook in the Markets Why it's Important to Have a Forward-Looking Retirement Plan START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit Learn More about Retirement Planning Find out more about retirement planning and Barber Financial Group, by visiting
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