The Semmax Way

THE SEMMAX WAY is a captivating finance podcast hosted by Matt Landon, licensed CFP® and financial advisor from Semmax Financial Group. Join us as we demystify the world of finance, providing insightful discussions and practical guidance on investment strategies, retirement planning, wealth management, and more. Whether you're a seasoned investor or just starting your financial journey, our podcast offers valuable tips, expert interviews, and real-life success stories to help you navigate the complexities of personal finance with confidence. Tune in to THE SEMMAX WAY and unlock the secrets to financial success, one episode at a time.

Insights for the Year Ahead 12/18/2025

Giving While Living: Charitable Donations & the Benefits of a Donor Advised Fund 11/13/2025

Refresh: Who is Semmax Financial Group 10/16/2025

Building Trust: Your Second Appointment with a Financial Advisor 06/04/2024

Building Trust: What to Expect in Your First Advisor Meeting 05/20/2024

How Financial Planners Empower Your Decisions 04/24/2024

Retire Your Way: Unique Strategies for You 04/01/2024

Mastering Tax Strategies the Semmax Way 02/19/2024

How to Budget the Semmax Way 02/12/2024

How to Spot Red Flags in a Financial Advisor 01/02/2024

Understanding Estate and Gift Taxes: Key Insights and Planning Tips 12/18/2023

Interview with Bestselling Author Emily Guy Birken (The Five Years Before You Retire) 11/20/2023

Little by Little: Financial Wisdom from Biblical Principles and Competitive Running 11/13/2023

Demystifying Retirement Planning: Tools and Strategies for a Secure Financial Future 11/06/2023

Economic Impacts and Inflation: A Deep Dive with Jason Riley of Fairway Asset Management 10/23/2023

Financial Freedom: Mastering Debt, Investing Early, and Planning for Retirement 10/02/2023

Annuities: Tax Advantages, Risks, & Insights 09/25/2023

IRA Taxes and K-1 Forms 09/18/2023

IRA Taxes and K-1 Forms In this episode, we dive deep into the intricacies of IRA taxation and demystify the often-confusing K-1 forms. Discover why K-1 forms can trigger taxable income in your IRA account, even when you haven't made any withdrawals. We'll explore how understanding K-1 forms in both non-qualified and IRA accounts is vital for your financial well-being. Learn the ins and outs of tax-deductible contributions to your IRA and how your income levels can impact your tax benefits. We'll demystify the pro rata rule, a crucial concept that ensures you correctly allocate pre-tax and post-tax dollars in your account. Did you know that your IRA can incur taxable income without a withdrawal? We'll explain how this happens and reveal the smart strategy of withdrawing tax-free if you've already paid your taxes. Explore Required Minimum Distributions (RMDs) and Qualified Charitable Distributions (QCDs), two powerful tools that can help you minimize taxes and optimize your retirement savings. Discover how QCDs allow individuals aged 70 ½ or older to make tax-efficient charitable contributions directly from their IRA accounts. This strategy not only benefits charities but can also lower your Medicare premiums and maximize your savings. But navigating the world of IRA taxes isn't a DIY task. We strongly recommend consulting with a CPA or tax professional for compliance and tailored advice. We'll also delve into the importance of designating beneficiaries for your IRA account and how this decision can yield significant tax benefits. Explore estate taxes and learn how leveraging the $12 million per spouse exemption can help you pass on your assets to beneficiaries without a hefty tax burden, particularly if your estate is under $24 million. Discover why leaving money to a charity in your will ensures they receive the full amount, and why financial advisors must stay up-to-date with current laws and rules to best serve their clients. Understanding how your investments and account setups impact your tax returns is crucial, and we'll equip you with the knowledge you need to navigate the complex world of IRA taxes confidently. Join us for this enlightening episode on tax-savvy retirement planning. /episode/index/show/jaytynershow/id/27970569

Exploring Life Insurance and Investment Strategies: From Term Policies to Indexed Universal Life (IUL) 08/28/2023

Mastering RMDs and Strategic Planning for a Secure Retirement 08/14/2023

Hit the Bullseye: Mastering Target Date Funds for Retirement Success 08/07/2023

The Semmax Way

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