Journey To Launch

Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness". The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy. The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store. As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence.

Episode 429- How to Learn Less, Do More & Avoid Burnout on the Path to Financial Freedom w/ Pat Flynn 06/04/2025

Episode 429- How to Learn Less, Do More & Avoid Burnout on the Path to Financial Freedom w/ Pat Flynn This week on the Journey to Launch podcast, I’m joined by Pat Flynn—digital entrepreneur, founder of Smart Passive Income, creator of Deep Pocket Monster, and author of Lean Learning: How to Achieve More by Learning Less. Pat shares how getting laid off from his dream job led to building a thriving online business, and how he’s stayed grounded while growing multiple ventures across podcasting, YouTube, community building, and even Pokémon. We explore the benefits of learning less, how to manage growth without losing yourself, what it takes to trust others in your business, and how to keep things fun while building a life aligned with your values. In this episode we discuss: How a $19.99 PDF launched Pat’s entrepreneurial career The mindset shift that helped him avoid burnout and delegate effectively Strategies to decide if an idea should be monetized or kept as a hobby What it means to build a business that truly fits the season of life you’re in Why reflection, experimentation, and service are key to sustainable growth Check out the video to this episode on YouTube Other Links Mentioned in episode: Check out Pat's book, Listen to Pat's previous episode on the Journey to Launch Podcast, Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Pat Flynn: Connect with me: /episode/index/show/journeytolaunch/id/36841915

Episode 428: Student Loans in 2025: What You Need to Know Now with Travis Hornsby 05/28/2025

Episode 428: Student Loans in 2025: What You Need to Know Now with Travis Hornsby In this episode of Journey to Launch, I’m joined once again by Travis Hornsby, founder of Student Loan Planner. Travis returns to break down the current state of student loans, including what’s changed under the Biden and Trump administrations, what borrowers should expect moving forward, and how to navigate the uncertainty with smart, strategic planning. Whether you're a recent grad or have six-figure student debt, this episode will help you better understand your options and next steps. What You’ll Learn in This Episode: What happened to Biden’s student loan forgiveness and SAVE Plan—and why they’re essentially dead How the IDR account adjustment and PSLF waiver may still benefit you What the new GOP proposals could mean for repayment plans and forgiveness timelines The difference between public vs. private student loans—and strategies for managing each Why many borrowers should consider enrolling in an Income-Driven Repayment (IDR) plan now Check out the video to this episode on YouTube . Other Links Mentioned in episode: Book Your Custom Student Loan Plan at Student Loan Planner, . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Travis Hornsby: Connect with me: /episode/index/show/journeytolaunch/id/36701560

Episode 427: The Long Game of Wealth Building & Staying the Course with JL Collins 05/21/2025

Episode 427: The Long Game of Wealth Building & Staying the Course with JL Collins This week on the Journey to Launch Podcast, I’m excited to welcome back the often called “Godfather of Financial Independence”, JL Collins, author of the bestselling book The Simple Path to Wealth. In this episode, we dive into how to stay calm and confident in today’s unpredictable market and why keeping it simple is still the most effective path to building real wealth. We also discuss the timeless power of index fund investing, how to approach investing at different stages of your journey, and why avoiding debt and living below your means are the most powerful tools for building financial freedom. In this episode you’ll learn: The 3 core principles of The Simple Path to Wealth and why they haven’t changed What to do (and not do) during market downturns and volatility How to approach financial advisors, and when they might actually hurt more than help What’s new in the updated edition of The Simple Path to Wealth + much more! Check out the video to this episode on YouTube . The next FIRE LIVE class is on May 22nd! Get the FIRE Calc tool and save your spot for the class . A walkthrough of the tool is available as well. Other Links Mentioned in episode: Check out JL's book, The Simple Path to Wealth . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with JL Collins: Connect with me: /episode/index/show/journeytolaunch/id/36601020

Episode 426: The Ambition Trap — How to Stop Chasing & Start Living with Amina AlTai 05/14/2025

Episode 426: The Ambition Trap — How to Stop Chasing & Start Living with Amina AlTai This week on the Journey to Launch Podcast, I am sharing a powerful conversation I had with Amina AlTai—holistic leadership coach, chronic illness advocate and author of The Ambition Trap: How to Stop Chasing and Start Living - to unpack the truths behind ambition, burnout, and redefining success. We explore the emotional and cultural roots of ambition, especially for historically excluded groups, and why the traditional definition of success is no longer serving us. This is a must-listen if you're under the pressure to "do more" while wondering if there’s a better, more sustainable way to grow and thrive. In this episode, we discuss: The difference between painful ambition and purposeful ambition How core emotional wounds (rejection, betrayal, etc.) shape your drive and work habits Why ambition doesn’t always have to be tied to work or productivity Navigating the ambition penalty in the workplace and reclaiming space Check out the video to this episode on YouTube Other Links Mentioned in episode: Check out Amina's book, Get the FIRE Calc Tool and join us for the next live class . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Amina: Connect with me: /episode/index/show/journeytolaunch/id/36558915

Episode 425- Looking Back On My Early Retirement Dream- My Vision Then vs My Reality Now 05/07/2025

Episode 425- Looking Back On My Early Retirement Dream- My Vision Then vs My Reality Now In this solo episode, I’m revisiting a blog post I wrote eight years ago—one where I boldly declared that I wanted to retire by 40. You’ll hear me read the post out loud and reflect on what actually came true, what’s changed since then, and the parts I didn’t expect. If you've ever thought about what your life could look like beyond the 9–5 or you're just starting to dream about a different path, remember that it’s okay for your definition of success to evolve—and that you’re never too late to start. In This Episode, I Share: The blog post I wrote when I first dreamed of retiring early and what I actually made happen—like quitting my job and turning Journey to Launch into a business How my view of retirement has shifted and what I didn’t expect emotionally and mentally about entrepreneurship Why I’ve become more flexible with money and life goals over time How I used my FIRE Calculator to model my exit strategy—before I felt “fully ready” Other Links Mentioned in episode: Read my early retirement goals blog post Get the FIRE Calc Tool and join us for the next LIVE class . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/36448680

Episode 424: Listener Q&A - Overcoming Investing Fears, Dealing w/ Inconsistent Income, Can You Coast to FI? + More 04/30/2025

Episode 424: Listener Q&A - Overcoming Investing Fears, Dealing w/ Inconsistent Income, Can You Coast to FI? + More In this solo Q&A episode, I answer your top questions around investing, financial independence, and managing money through the ups and downs of real life. From overcoming investing fears to navigating inconsistent income, I share personal insights and strategies that have helped me make progress on the path to financial freedom. You'll hear my thoughts on balancing debt payoff with investing, how to approach FIRE with an average income, and why mindset plays a bigger role than many realize. In this episode, I share: How you can start investing even when it feels overwhelming & one money habit that changed everything Thoughts on Coast FI and Barista FI for parents or part-time workers plus is FIRE in high-cost cities like NYC or LA possible? Ways to calculate your FIRE number even when your future feels uncertain, and how to factor pensions and Social Security into your long-term plan. How to rewire limiting money beliefs from your upbringing and how to stay motivated when your progress feels slow Other Links Mentioned in episode: Get the FIRE Calc Tool For Yourself . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/36367410

Episode 423- Sisterhood, Entrepreneurship & Giving Yourself Grace: An Updated Convo w/ My Sisters Imani & Shaina 04/23/2025

Episode 422- Balancing Your Money & Lifestyle Goals To Create The Life You Love 04/16/2025

Episode 421- How to Stay Financially Grounded in Uncertain Times 04/09/2025

Episode 421- How to Stay Financially Grounded in Uncertain Times In this solo episode of the Journey to Launch Podcast, I break down how to navigate the financial turbulence caused by recent economic changes. Whether it’s the unpredictable stock market, rising costs, or job insecurity, I’ll walk through the 2 intangible and 4 tangible steps you can take today to protect and grow your money. You’ll obtain actionable strategies that will help you feel more in control during uncertain times. Key Takeaways: Mindset & Habits: Slow down, don’t panic. Regularly check in on your finances to stay grounded and make informed decisions rather than reacting emotionally. Income: Evaluate the stability of your industry and job. Consider upskilling or starting a side hustle to boost financial resilience. Expenses & Assets: Trim non-essential spending and pause major purchases. Prioritize building your emergency fund—even in small amounts—and keep cash accessible. Debt Management: Stay on top of your debts. Focus on minimum payments, avoid taking on new liabilities, and explore options to negotiate if needed. Other Links Mentioned in episode: Get the FIRE Calc Tool For Yourself . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/36061155

Episode 420- Breaking Through Money Overwhelm: Steps & Reflections for Your Wealth Journey 04/02/2025

Episode 420- Breaking Through Money Overwhelm: Steps & Reflections for Your Wealth Journey April is Financial Literacy Month, and in this episode of the Journey to Launch Podcast, I’m celebrating by sharing how you can take control of your financial future and start your journey toward financial independence today. Financial literacy can feel overwhelming, but I’m here to guide you through simple steps to help you build wealth and reach your goals. I talk about my FIRE CALC tool, which I created to make financial planning easier and more accessible, plus I touch on the significance of generational wealth, mindset shifts, how to take control of your finances and much more. I also cover some key questions from the free discussion guides for my book “Your Journey to Financial Freedom”, giving you even more ways to reflect on and take action in your financial journey. In this episode, you’ll learn: The importance of financial literacy and why taking small, actionable steps toward financial freedom matters. How to shift your money mindset, overcome limiting beliefs, and start building wealth. The FIRE CALC tool and how it can help you map out your financial independence goals. How to engage with the discussion guides from my book, Your Journey to Financial Freedom, and how they can help you apply these concepts in your life. The importance of understanding your current financial stage and how it impacts your progress. Other Links Mentioned in episode: Get the FIRE Calc Tool For Yourself . Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/35968785

Episode 419: Want to Retire Early & Reach Financial Independence? Here’s the Tool That Helped Me Plan It 03/26/2025

Episode 418: The UGLY Truth About Trying to Reach Financial Independence – Is This a Fool’s Errand? 03/19/2025

Episode 418: The UGLY Truth About Trying to Reach Financial Independence – Is This a Fool’s Errand? Is pursuing Financial Independence (FI) truly worth it, or is it just a fool’s errand? In this solo episode of Journey to Launch, I’m unpacking the hidden struggles of the FI journey—the sacrifices, the emotional rollercoaster, and the reality that more money won’t magically fix all your problems. From feeling cash-poor while building invisible wealth to navigating shifting goals and unexpected challenges, here is the ugly truth about FI and how to stay motivated without putting your life on hold. In this episode, I share: The Illusion of Wealth & Invisible Abundance- How Financial Independence often means accumulating invisible wealth through investments and assets rather than cash, making people feel “broke” despite growing net worth. Sacrifices and Trade-Offs – The journey to FI requires cutting back on spending, which can feel restrictive and lead to burnout if not balanced with enjoying life. "Each Level Has Its Devil" – Reaching FI doesn’t magically solve all problems; new challenges arise, such as financial decision fatigue, fear of running out of money, and identity shifts. Uncertainty in the Journey – Life circumstances change, making FI goals fluid; focusing on financial flexibility rather than a fixed number is more sustainable. FI as a Journey, Not a Destination – True financial freedom comes from security, flexibility, and autonomy, rather than just quitting work; enjoying the process is crucial. Other Links Mentioned in episode: Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources ! Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/35770025

Episode 417: Mastering Money & Entrepreneurship: How to Build a Thriving Business & Life w/ Grant Sabatier 03/12/2025

Episode 417: Mastering Money & Entrepreneurship: How to Build a Thriving Business & Life w/ Grant Sabatier In this episode of the Journey to Launch Podcast, we welcome back entrepreneur, investor, and bestselling author Grant Sabatier. Grant shares insights from his new book, Inner Entrepreneur: A Proven Path to Profit and Peace, and reflects on his 10-year journey since reaching financial independence. He discusses how his financial philosophy has evolved, his experience selling and repurchasing Millennial Money, and his latest venture—opening a brick-and-mortar bookstore in Columbus, Ohio. Grant also offers valuable advice for aspiring entrepreneurs and content creators navigating today’s competitive digital landscape. In This Episode, Grant shares: How he reached financial independence in just over five years Insights into selling Millennial Money to The Motley Fool and later buying it back The increasing competition in digital spaces and why picking a single platform to master is crucial. Why he decided to open a bookstore and how it differs from online businesses Other Links Mentioned in episode: Listen to Grant's previous episodes on the Journey to Launch Podcast: Check out Grant's books: Check out Grant's Bookstore: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Grant: Connect with me: /episode/index/show/journeytolaunch/id/35648450

Episode 416- How To Find $500–$1,000 in Your Budget With Little To No Extra Work 03/05/2025

Episode 415: Want To Quit Your Job? The Truth About Your Career & Financial Independence 02/26/2025

Episode 415: Want To Quit Your Job? The Truth About Your Career & Financial Independence In this episode of the Journey to Launch Podcast, I explore the question: Do you really want to quit your job, or are you just bored? I dive into the motivations behind financial independence and why so many people feel dissatisfied with their jobs. Reflecting on my own journey, I encourage you to ask yourself whether quitting is truly the right solution or if you simply need a shift in your work environment, role, or mindset. I’ll walk you through important questions to consider before making a big career move. I cover self-awareness, workplace dynamics, career alignment, and even alternative paths like entrepreneurship. I challenge you to think about whether you actually want to stop working or if you just need a break. In this episode I discuss: How self-reflection can help determine if your dissatisfaction is caused by the job itself or if there is a deeper issue, such as recurring work struggles or personal patterns. Whether frustration stems from low pay, lack of respect, or a toxic work environment, suggest considering negotiation or other options before quitting. The pros and cons of entrepreneurship, questioning whether you truly want to work for yourself Whether taking a sabbatical, extended PTO, or making a career shift might be a better solution than quitting altogether. Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/35430905

Episode 414: Unraveling Financial Fears: Understanding Money Emotions and Behaviors w/ Shannah Game 02/19/2025

Episode 414: Unraveling Financial Fears: Understanding Money Emotions and Behaviors w/ Shannah Game This week on the podcast, I am joined by Shannah Game, certified financial planner, trauma of money specialist, and author of Unraveling Your Relationship with Money. Shannah shares her journey from overcoming financial fears to becoming a money expert, emphasizing the emotional aspects of money management. We dive deep into overcoming financial shame, fear, and anxiety, exploring money personality types, emotional blocks around money, and practical ways to navigate financial decision-making. Shannah introduces four money personality types: Nightingale (nervous), Lion (risk-taker), Turtle (conservative), and Wolf (analytical). She recommends practices such as journaling and financial forgiveness, in order to understand financial emotions and behaviors. Shannah also shares her career evolution and goals, aiming for a balanced life with financial freedom and continued personal growth. In this episode, Shannah shares: How money beliefs and emotional barriers impact financial progress The power of financial forgiveness and mindset shifts for overcoming money shame Practical strategies to balance financial goals while enjoying life How to work with a partner or spouse with different money habits Why defining what “enough” looks like for you is key to financial happiness + much more! Watch the video to this episode on YouTube, . Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Shannah: Connect with me: /episode/index/show/journeytolaunch/id/35296850

Episode 413: Financial Freedom & Love: The Key to Aligning Money & Relationships with Jessica & Brandon Norwood 02/12/2025

Episode 413: Financial Freedom & Love: The Key to Aligning Money & Relationships with Jessica & Brandon Norwood This week on the Journey to Launch Podcast, I chat with Jessica and Brandon Norwood, co-hosts of the Sugar Daddy Podcast, about their financial journey and advice for listeners on how to build wealth and achieve financial freedom. Jessica, a former teacher now in tech, and Brandon, a licensed financial planner, emphasize the importance of understanding one's financial background and having open conversations about money in relationships. They introduce their "DREAM framework" for financial planning, which includes diving into past financial experiences, reflecting on current behaviors, engaging in detailed goal-setting, and actively managing finances. Their insights provide a practical roadmap if you’re looking to take control of your finances, strengthen your financial partnership, or create a future of financial security and freedom. In this episode Jessica and Brandon share: How couples can have honest discussions about their financial backgrounds, goals, and expectations to avoid conflicts and build a strong financial foundation together. That all individuals (especially women) should strive for financial security to ensure they have control over their future, even in unexpected situations. How Jessica transitioned from teaching to tech and significantly increased her income, showcasing the value of networking, skill-building, and strategic career changes. Why money is a tool, not the goal and why you should focus on what it enables you to do—whether it’s travel, more time with family, or financial freedom—and structure your financial decisions accordingly. Watch the video to ths episodes on YouTube.com/journeytolaunch. Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Brandon and Jessica Norwood: Connect with me: /episode/index/show/journeytolaunch/id/35253085

Episode 412: 5 Lessons on Embracing Change, Time, and the Journey to Financial Freedom- Birthday Reflections 02/05/2025

Episode 412: 5 Lessons on Embracing Change, Time, and the Journey to Financial Freedom- Birthday Reflections In this special birthday episode, I’m sharing five powerful reflections on life, financial freedom, and personal growth as I celebrate another year! I’ll be diving into why time is our most valuable asset, the power of detaching from outcomes, shifting perspectives to find peace in the present, embracing the journey as the true destination, and giving ourselves permission to evolve at any stage of life. Tune in as I reflect on the lessons I’ve learned over the years and offer insights to help you navigate your own path with intention, grace, and patience. Key takeaways from this episode: Time is your most valuable asset—be intentional with how you use it and don’t delay happiness for a future milestone. Detach from outcomes by focusing on what you can control and releasing attachment to specific results. Shift your perspective to find peace in the present by recognizing and appreciating what’s already working in your life. The Journey is the Destination Enjoy the process, not just the finish line. Embrace change at any age—it’s okay not to have everything figured out. Give yourself the freedom to pivot, grow, and redefine success along the way. Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/35156880

Episode 411: The Hidden Cost of Over-Saving: When Saving Too Much Holds You Back 01/29/2025

Episode 411: The Hidden Cost of Over-Saving: When Saving Too Much Holds You Back In this week’s episode of the Journey to Launch podcast, I’m exploring the concept of "over-saving" and its potential to hinder financial growth and life enjoyment. You’ll hear about my personal journey of saving, a habit deeply instilled in me by my family, and how it has enabled me to achieve significant milestones throughout my life. However, I also mention how an overemphasis on saving, driven by fear or outdated goals, can prevent you from taking risks, making investments, and enjoying your money. I encourage you to understand your “enough point”—the amount needed to sustain a comfortable lifestyle—and align your saving and spending habits with your evolving financial goals. In this episode, I share: The importance of balancing saving with spending, and how to reflect on whether your saving habits are holding you back from opportunities and personal growth. The concept of the "enough point," the income and savings level needed to sustain a desired lifestyle, and how to align your financial goals with this benchmark. How to reframe viewing money as a tool to achieve financial goals, how to intentionally spend and invest in personal growth, happiness, and financial freedom. How to differentiate smart saving from over-saving and the need for intentional saving aligned with current goals and values + more! Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/35060075

Episode 410: The Emotional Side of Money & Healing Financial Trauma with Aja Evans 01/22/2025

Episode 410: The Emotional Side of Money & Healing Financial Trauma with Aja Evans This week on the Journey to Launch Podcast, I am joined by Aja Evans, a licensed mental health counselor, financial therapist and author of Feel Good Finance. Aja discusses her financial awakening in her 20s, which led her to explore and merge her interests in mental health and financial well-being. She highlights the importance of addressing money-related emotions and breaking down barriers to achieve financial independence. We explore topics such as financial infidelity, the challenges of entrepreneurship, the role of cultural and generational influences in shaping financial behaviors plus much more. In this conversation, Aja shares: Her transition from general mental health counseling to focusing on the intersection of emotions and money. Why resolving emotional patterns tied to money is key to making better financial decisions and building confidence. Practical advice on improving self-worth, creating healthy money habits, and fostering open communication about finances, especially in relationships and families. Watch the video to this episode on . The Map Your Path to Financial Independence 6-Week Group Coaching Program is now open for enrollment! Are you ready to break free from the grind, build passive income streams, and take control of your financial future? This transformative program includes a 10-step course, live weekly group coaching, dedicated implementation weeks, and exclusive bonuses like a Budget course and FI Calculator + you can get a 45 min one on one coaching session with Jamila! Don’t miss your chance to rewrite your financial story and start living life on your terms. by 1/26 and start your journey to financial freedom! Other Links Mentioned in episode: Get Aja's book, Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Aja: Connect with me: /episode/index/show/journeytolaunch/id/34951135

Episode 409: The Hidden Barriers Between You & Financial Freedom w/ Jessica Moorhouse 01/15/2025

Episode 409: The Hidden Barriers Between You & Financial Freedom w/ Jessica Moorhouse In this episode of the Journey to Launch Podcast, I spoke to Jessica Moorhouse, a financial expert and author of Everything But Money: The Hidden Barriers Between You and Financial Freedom. Jessica discusses the emotional and psychological challenges that hinder financial progress, highlighting the impact of unresolved trauma and negative self-talk on financial behaviors. Drawing from personal experiences and innovative therapies like EMDR and Internal Family Systems, she shares insights on how to identify and address hidden barriers to success. Jessica also encourages listeners to pursue their passions with purpose while maintaining a balance between ambition and joy. In this episode Jessica discusses: Her unhealthy relationship with money, despite outward appearances How unhealthy friendships and being a middle child affected her leading to a negative self-perception and how it impacted her career trajectory. The different forms of therapy she tried, including EMDR and Internal Family Systems (IFS) and how it helped her reprocess trauma and heal different parts of herself. The value of finding happiness in small moments and hobbies and how to enjoy the journey and not take everything too seriously. Watch the video to this episode on YouTube here: The Map Your Path to Financial Independence 6-Week Group Coaching Program is now open for enrollment! Are you ready to break free from the grind, build passive income streams, and take control of your financial future? This transformative program includes a 10-step course, live weekly group coaching, dedicated implementation weeks, and exclusive bonuses like a Budget course and FI Calculator. Don’t miss your chance to rewrite your financial story and start living life on your terms. Sign up by 1/17 and save $200 before the price goes up! and start your journey to financial freedom! Other Links Mentioned in episode: Get Jessica's book, Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Jessica: Connect with me: /episode/index/show/journeytolaunch/id/34858135

Episode 408: Frugality as a Superpower: Aligning Money with Your Values with Jen Smith & Jill Sirianni 01/08/2025

Episode 408: Frugality as a Superpower: Aligning Money with Your Values with Jen Smith & Jill Sirianni This week on the Journey to Launch Podcast, I’m joined by Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends podcast and authors of Buy What You Love Without Going Broke. We dive into the true meaning of frugality, breaking away from the common perception of it being about deprivation or cheapness. Instead, Jen and Jill frame frugality as intentional, value-driven spending that supports your goals and priorities. They share insights on understanding spending habits, using a 90-day transaction inventory to uncover patterns, and how dopamine fasting can reprogram spending behaviors. Tune in for practical tips and strategies to help you spend with purpose, align your money with what truly matters, and find joy on your path to financial freedom. In this episode you’ll learn: That frugality is not about wanting less but wanting different and embracing the desire for big things in life. It’s about good stewardship of all resources. The need for flexibility and fluidity in spending decisions, especially during different life stages. How a no spend challenge can be a way to pause non-essential spending and give the brain space to ask important questions about spending behaviors. How to align spending with deeper values such as faith, family, friends, and fulfilling work. Other Links Mentioned in episode: Jen's previous episode on the Journey to Launch Podcast: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with The Frugal Friends: Connect with me: /episode/index/show/journeytolaunch/id/34762300

Episode 407: Building a Life of Purpose & Finding Meaning in Everyday Life w/ Jordan Grumet 01/01/2025

Episode 407: Building a Life of Purpose & Finding Meaning in Everyday Life w/ Jordan Grumet This week on the Journey to Launch Podcast we have a returning guest, Jordan Grumet, a financial independence and wellness expert, discussing his new book, "The Purpose Code," which explores the concept of purpose in our lives. He differentiates between "little p" purpose, which is process-oriented and joyful, and "big P" purpose, which is goal-oriented and often stressful. Jordan emphasizes that true happiness and impact come from engaging in activities that bring joy, rather than striving for grand achievements. He also addresses the misconception that lack of time or money prevents one from finding purpose, suggesting that youth, energy, and community can be leveraged. Jordan advocates for building a life of purposeful activities, which in turn fosters deeper connections and long-term impact. In this episode, Jordan discusses: His transition from being a hospice doctor to focusing on understanding and helping others find their purpose. The difference between meaning and purpose and why purpose is a key ingredient of happiness. How to identify and build purpose anchors through methods like life reviews, subtraction, revisiting childhood joys, and experimenting with the spaghetti method. Why parenting is a responsibility and it shouldn't be one's sole purpose + why focusing on one's own purpose sets a positive example for children & leads to generational growth. And more! Other Links Mentioned in episode: Jordan's previous episode on the Journey to Launch Podcast: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Jordan: Connect with me: /episode/index/show/journeytolaunch/id/34678010

Episode 406: Financial Independence is Within Your Reach - Chapter 1 From My Book “Your Journey To Financial Freedom” 12/25/2024

Episode 406: Financial Independence is Within Your Reach - Chapter 1 From My Book “Your Journey To Financial Freedom” This week on the Journey to Launch Podcast, I have a gift for you! I’m sharing the 1st chapter to my book, Your Journey to Financial Freedom. In this chapter I start off my book defining Financial Freedom and Independence and addressing the various financial independence approaches. I highlight the importance of setting financial goals, even if they seem unattainable initially, and the personal growth achieved through the pursuit of FI. Financial Independence doesn’t necessarily mean you need to quit working, instead it's about having options and control over your financial life. In the first chapter of my book I share: How to choose a path other than the basic personal finance and elite FIRE approaches and create your own financial path to Financial Freedom That financial independence is not about accumulating wealth but about the personal growth and skills gained along the journey. That the idea that retiring early is impossible or unrealistic is a common misconception. This decision is personal & can vary from person to person. Why you should view financial freedom as a form of control and peace of mind, even with any current financial constraints. Other Links Mentioned in episode: Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/34613610

Episode 405: 10 Life & Financial Lessons from Running My First Half Marathon in Jamaica 12/19/2024

Episode 405: 10 Life & Financial Lessons from Running My First Half Marathon in Jamaica This week on the Journey to Launch Podcast, I am sharing my journey of running my first half marathon at the Reggae Marathon in Negril, Jamaica, drawing the parallels between the lessons learned from running and those from my financial freedom journey. This race aligned with the one-year anniversary of my book “Your Journey to Financial Freedom” and had me reflect on the power of setting ambitious goals, embracing challenges, and finding joy in the journey. I also share the pleasure I had to be able to stay at two boutique, family-owned resorts—Rondel Village and Travelers Beach Resort, and being able to reunite with former podcast guests, Tiffany Grant and Tanya Taylor. Through the lessons drawn from the race, I talk about the importance of community, preparation, and maintaining an optimistic mindset, while celebrating serendipitous moments that reflect life’s magic. In this episode I share: The race details, waking up at 3:45 AM for the shuttle to the starting line, starting the race at 5:15 AM, shared moments with other runners & the thrill of crossing the finish line with a sense of accomplishment. How training for the race paralleled the financial independence journey since both require preparation, perseverance, incremental progress & community support Why you should avoid assumptions about others and comparing yourself to others, instead focus on your progress Serendipitous moments like reuniting with family and connecting with podcast listeners can remind us of life’s wonder and interconnectedness + more. Other Links Mentioned in episode: Resorts I stayed at: and Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with me: /episode/index/show/journeytolaunch/id/34510860

Episode 404: Entrepreneurship & Relocation: Building a Sustainable Lifestyle in Jamaica with Tiffany Grant 12/11/2024

Episode 404: Entrepreneurship & Relocation: Building a Sustainable Lifestyle in Jamaica with Tiffany Grant In this episode of the Journey to Launch podcast, I had an amazing conversation with Tiffany Grant, an accredited financial counselor and entrepreneur, about her journey to achieving financial freedom and her decision to relocate from the United States to Jamaica. Tiffany shares how she created a career in personal finance through her blog, podcast, and coaching business, Money Talk with Tiff and recounts the challenges of transitioning from corporate America to full-time entrepreneurship. Tiffany also dives into her life in Jamaica and talks about the cultural, educational, and healthcare differences compared to the U.S. She shares how her move was motivated by a desire for a simpler, more community-focused lifestyle and better opportunities for her children. Tiffany emphasizes the importance of financial preparedness, adaptability, and building a support system when making a significant life change. In this episode, Tiffany shares: The impact of becoming a teenage mother at 17, which motivated her to get serious about her finances and debt payoff, making it a goal to be debt free by 35. The financial considerations of living in Jamaica, the importance of understanding the local culture, safety concerns and how she has built a support system, including friends who helped her navigate the new environment. The visa process for staying in Jamaica, the process for relocating and for obtaining citizenship by descent Why anyone relocating to another country should think about how they can contribute to the local community and the need to know your financial numbers and understand the legal requirements for living in a new country. Other Links Mentioned in episode: See Jamayka site - Article/episode with moving abroad tips - Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Tiffany: Connect with me: /episode/index/show/journeytolaunch/id/34360795

Episode 403: Protecting Love with Finances: How Prenups Strengthen Relationships w/ Aaron Thomas 12/04/2024

Episode 403: Protecting Love with Finances: How Prenups Strengthen Relationships w/ Aaron Thomas This week on the Journey to Launch podcast, I’m joined by Aaron Thomas, a Harvard-educated family law expert and founder of Prenups.com. Aaron takes us through his journey from public defender to family law attorney and entrepreneur, highlighting the critical role of financial planning in marriage through prenups and postnups. These agreements help couples establish clear financial boundaries and expectations, reducing potential conflicts both during the marriage and in the event of a divorce. Aaron explains that every couple is already subject to a default "prenup" defined by state laws, but creating a personalized agreement allows couples to take control of their financial dynamics. He stresses that prenups aren’t just for the wealthy—they’re valuable tools for any couple looking to avoid common financial disputes and strengthen their relationship In this episode, Aaron shares: Aaron clarifies the difference between a prenup and a postnup and the benefits of creating a customized agreement. The emotional barriers people face when bringing up the topic of prenups with their partners and the need to frame the conversation in terms of financial protection rather than planning for divorce. How customized prenups can include unique clauses like counseling or annual meetings and the importance of adapting prenups to a couple's evolving life and finances. The value of prenups, emphasizing their cost-effectiveness compared to weddings, their role in avoiding costly divorces, and the importance of treating them as a serious financial investment. Other Links Mentioned in episode: Get a consultation at . You'll get a video, free ebook, and a half hour consultation with a premarital finance specialist to walk you through how a prenup might help in your situation. Join The to get updates, deals & more! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Aaron: Connect with me: /episode/index/show/journeytolaunch/id/34273715

Episode 402: Redefining Happiness through Intentional and Sustainable Spending with Kara Perez 11/27/2024

Episode 402: Redefining Happiness through Intentional and Sustainable Spending with Kara Perez This week on the Journey to Launch Podcast, I’m joined by Kara Perez, founder of Bravely Go and author of Green Money. Kara shares her inspiring journey from paying off $65,000 in student loans to creating a financial education company. She emphasizes the impact of values-based budgeting and reducing waste as key strategies for building wealth. Kara also discusses how to use money as a force for positive change, including aligning your finances with ethical practices like switching banks, and introduces the concept of "financially secure YOLO," offering practical advice on balancing financial goals with enjoying life. In this episode Kara shares: How to align your spending with personal values in a social media-driven world that may encourage overconsumption & strategies to resist unnecessary purchases. How individuals can contribute to environmental sustainability through financial choices, like moving money to ethical banks. Examples of collective financial solutions like babysitting co-ops and bartering services to reduce costs while fostering community connections. Her experience of maintaining separate bank accounts with her partner but scheduling regular money dates to ensure alignment on shared financial goals and upcoming expenses. Other Links Mentioned in episode: Check out Kara's book, Join The to get a sweet Black Friday deal on Friday, 11/29! Check out my personal website – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Kara: Connect with me: /episode/index/show/journeytolaunch/id/34171595

Episode 401: A Candid Convo on Finding the Balance Between Enjoyment and Financial Discipline with my Sister, Imani Manning 11/20/2024

Episode 401: A Candid Convo on Finding the Balance Between Enjoyment and Financial Discipline with my Sister, Imani Manning This week on the podcast, I’m having a real talk with my sister, Imani, about her financial habits and goals. Imani started a Roth IRA back in 2020 and has seen it grow nicely, but she’s had trouble staying consistent with contributions—mainly because of concerns about accessibility and wanting to enjoy her money now (can you relate?) We dive into why opening a high-yield savings account, automating her Roth IRA contributions, and paying off her credit card in full each month are game changers. Imani gets the long-term benefits of these moves and is open to making changes, but she shares the challenges of balancing saving for the future with enjoying the present. Together, we talk through realistic strategies to overcome financial hesitations and why small, steady steps can lead to big wins when it comes to financial stability and growth. In this episode Imani shares: Her excitement on seeing her initial investment double in her Roth IRA from 2020, and the importance of regular contributions and the value of patience and discipline in building long-term wealth. Her struggles with maintaining consistent contributions to her Roth IRA, fearing losing access to funds and prioritizing short-term gratification over long-term financial goal. How to balance enjoyment with financial responsibility, and the challenges of following a plan that will benefit us in the future. How she's seen successes from following my advice in the past and commits to implementing the suggested steps: Open a high-yield savings account to earn more interest on her savings. Set up automatic monthly contributions to her Roth IRA, even starting with a small amount like $100–200. Pay off her credit card balance in full each month to avoid interest charges Other Links Mentioned in episode: Check out my personal website Join The – Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my . What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out ! Connect with Imani: Connect with me: /episode/index/show/journeytolaunch/id/34025742

Episode 400: Building Wealth Through Healing, Self Love and Breaking Cycles with Judy McCutcheon 11/13/2024

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