Kerry Lutz's--Financial Survival Network
The Financial Survival Network is dedicated to helping you build your financial fortress so that you can survive and thrive in the new economy. You need the Financial Survival Network now more than ever.
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Fed Frozen, America Gains Advantage - Dale Smothers #6390
05/05/2026
Fed Frozen, America Gains Advantage - Dale Smothers #6390
Kerry Lutz and Dale Smothers break down the Fed’s latest decision to hold rates and what it really signals beneath the surface. With inflation still sticky, oil prices elevated, and the labor market holding strong, they explain why the Fed may be stuck—and what that means going forward. From there, the conversation shifts global. Rising geopolitical tensions and energy dynamics are reframing America’s position, with a growing focus on domestic production, nuclear expansion, and long-term energy security. They also dig into the strain from AI-driven data center demand and the surprising infrastructure challenges starting to emerge. On the investment side, Dale lays out a clear strategy—leaning into consumer strength, favoring tech and utilities, and balancing portfolios between risk-on and defensive positioning. He also shares how options can be used right now to generate income and protect against near-term volatility. This is a forward-looking conversation connecting Fed policy, global power shifts, and market strategy—giving you a clearer picture of where things may be heading next. Find Dale here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Iran Flashpoint Goes Global - Todd Sheets #6389
05/01/2026
Iran Flashpoint Goes Global - Todd Sheets #6389
The Iran flashpoint isn’t just regional—it’s the front line of a much bigger global strategy. What looks like isolated tension is part of a coordinated push shaping power, trade, and influence worldwide. Kerry Lutz sits down with Todd Sheets to break down why Iran sits at the center of U.S. focus, how control of critical waterways like the Strait of Hormuz factors into the equation, and why this moment signals a more aggressive projection of power. The conversation connects Middle East escalation to broader geopolitical moves, including pressure points tied to global commerce and rival superpowers. They also dig into the domestic side—how shifting presidential authority and political dynamics are influencing decisions both abroad and at home. This isn’t just about conflict. It’s about control, leverage, and what comes next. Find Todd here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Confidence Surge… But Trouble Ahead - Jay Mehta #6388
04/29/2026
Confidence Surge… But Trouble Ahead - Jay Mehta #6388
Kerry Lutz sits down with Jay Mehta to break down a stronger-than-expected consumer confidence report—but the story beneath the surface is far more complicated. Mehta explains why confidence is rising, pointing to a still-resilient labor market and households that continue to spend. But despite the upbeat data, the bigger question is how long this strength can actually last. Rising energy costs are starting to creep back into the picture, and they hit lower-income households the hardest—threatening to squeeze discretionary spending and shift the trajectory of the broader economy. So far, sentiment hasn’t cracked… but the pressure is building. Mehta explains why investors shouldn’t react emotionally to short-term shocks, how to stay positioned with a long-term strategy, and why the energy sector is one to watch closely in the months ahead. The consumer may look strong today—but the risks are quietly stacking up. Find Jay here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Escape The Dollar While You Can - Peter Schiff #6387
04/27/2026
Escape The Dollar While You Can - Peter Schiff #6387
Peter Schiff breaks down why the dollar is in real trouble—and why gold may be the only way out. Kerry Lutz sits down with Peter Schiff to unpack mounting pressure on the U.S. dollar and the growing risk of a sovereign debt crisis. Schiff explains why foreign demand for Treasuries is fading, how the Fed is effectively monetizing debt, and why repeated fiscal “kicks” may be pushing the system toward a breaking point. He lays out his strategy—reducing dollar exposure in favor of foreign dividend-paying stocks and gold—and why that approach has been outperforming. The discussion also covers gold and silver trends, mining valuations, and new developments in gold-backed financial products. Bottom line: the risks are rising—and the window to act may be closing. Find Peter here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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System Collapse Already Underway - Darryl Schoon #6386
04/24/2026
System Collapse Already Underway - Darryl Schoon #6386
This interview dives into warnings of a major economic collapse already in motion. Kerry sits down with Darryl Schoon to break down what’s happening beneath the surface—where inflation is crushing affordability, while deflation quietly destroys money through debt defaults and contraction. They unpack how credit creation, loan failures, and central bank intervention are colliding in real time. Quantitative easing since 2009 may have kept the system alive—but at a cost. Money velocity has collapsed to Great Depression levels, while liquidity has been funneled into financial assets and housing, pushing prices out of reach. The conversation turns to real-world warning signs: frozen private equity funds, tightening credit, rising repossessions, and corporations buying up housing—only to drive rents higher. What looks stable on the surface is showing serious cracks underneath. They also explore the bigger picture—war, central banking, and decades of offshoring accelerating the instability—while questioning whether any real solutions remain. Find Darryl here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Stagflation Storm Is Here - Dennis Tubbergen #6385
04/22/2026
Stagflation Storm Is Here - Dennis Tubbergen #6385
Kerry sits down with Dennis Tubergen to break down a rapidly shifting economic landscape—and the warning signs are getting louder. Tubergen argues stagflation is no longer theoretical. With inflation rising and GDP expectations falling, he warns that higher energy prices could fuel a prolonged and painful cycle just as growth slows. The focus then shifts to gold and silver, where recent pullbacks look more like consolidation than weakness. With physical supply deficits and potential delivery stress, the setup—especially for silver—could be explosive. They also examine central banks accumulating gold, raising deeper concerns about long-term confidence in fiat currencies, while questioning the durability of cryptocurrencies. The conversation wraps with capital migration trends across the U.S., as high-income earners and corporations relocate to more favorable tax environments—highlighting growing structural and policy pressures. Find Dennis here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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War, Debt, Silver Shock - John Rubino #6384
04/17/2026
War, Debt, Silver Shock - John Rubino #6384
Recorded live on Substack on April 8, Kerry Lutz sits down with John Rubino to break down how escalating war tensions are shaking global markets, precious metals, and the broader financial system in real time. Gold and silver’s initial drop—and sharp rebound—are unpacked, with insights into margin calls, central bank activity, and why prolonged conflict could ultimately fuel inflation and drive metals higher. The conversation moves into deeper territory, exposing growing risks inside private credit and shadow banking. Opaque structures, rising leverage, and AI-driven vendor financing are flashing warning signs, with unsettling parallels to the early stages of the 2008 financial crisis. Silver’s strategic importance also takes center stage, including Mexico’s outsized role in global supply and what that could mean for future pricing. The discussion wraps with a look at geopolitical strategy, historical comparisons, and why limited interventions—not full-scale wars—may define the next phase of global conflict in an increasingly fragile financial system. Find John here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Silver Breakout Fakeout Or Launchpad? - David Erfle #6383
04/15/2026
Silver Breakout Fakeout Or Launchpad? - David Erfle #6383
Kerry Lutz and David Erfle break down silver’s violent move—was the breakout a fakeout, or the setup for something bigger? After a parabolic run, both gold and silver saw sharp reversals, with gold briefly testing its 200-day moving average and silver correcting roughly 50%. They argue the selloff was driven more by margin calls and forced deleveraging than any real change in fundamentals. The bigger picture still leans bullish. Silver remains in a multi-year structural deficit, with most supply coming as a by-product, while physical demand—especially from Asia—stays strong. They also touch on macro pressure points, including Fed policy constraints, rising debt, and upcoming economic data that could shift market direction. Key levels to watch include GDX and GDXJ around their 200-day and 18-week moving averages, with GDX near 95 as a signal for a potential bottom. The conversation ties it all together: extreme volatility now, but a larger move could be right around the corner. Find David here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Gold Selloff Is the Trap - Craig Hemke #6382
04/06/2026
Gold Selloff Is the Trap - Craig Hemke #6382
This interview was recorded live, and it begins mid-conversation as Kerry realizes they’re already on air—before diving straight into the real story. Kerry sits down with Craig Hemke to break down the recent gold and silver selloff—and why it may be misleading the market. After a strong run through February, both metals reversed sharply as rate expectations rose, the dollar strengthened, and sovereign selling added pressure. Craig explains why the Fed is likely to prioritize growth over inflation, setting the stage for more money creation and long-term dollar weakness. That shift, he argues, could be the real driver behind gold’s next major move. They also dig into silver’s evolving role as both an industrial metal and a monetary asset, along with deeper structural issues like derivatives, leverage, and the gold-silver ratio. From Chinese export controls to unusually low COMEX open interest, this wasn’t a typical spike—and it may signal something bigger. The conversation wraps with a look at physical demand, central bank buying, and new mechanisms pulling supply off the market, all while algorithmic trading and technical levels continue to shape short-term price action. What looks like a breakdown… may actually be the setup. Find Craig here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Trump’s Iran Gamble Escalates - Bill Walton #6381
04/02/2026
Trump’s Iran Gamble Escalates - Bill Walton #6381
In this interview, Kerry Lutz speaks with Bill Walton about the rapidly escalating conflict involving the U.S., Israel, and Iran—and the high-stakes decisions driving it. Walton reveals how Israeli intelligence penetrated Iran’s surveillance systems and why the timing of recent operations may have created a rare opportunity to target the regime’s leadership. The discussion explores how those moves may be pulling the U.S. deeper into a widening conflict. They also break down the political divide at home, questioning whether opposition stems from anti-war principles or resistance to executive action without Congress—and how libertarians and Trump critics are reacting. The conversation then turns to risk. Iran’s ability to strike asymmetrically, threaten critical infrastructure, and prolong the fight raises serious concerns, even as recent U.S. actions may have weakened its military capacity. With no clear path to regime change, the focus shifts to what comes next: negotiation, escalation, or a prolonged and dangerous standoff. Find Bill here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Fed Delays, Oil Surges, Metals React - Patrick Mueller #6380
03/30/2026
Fed Delays, Oil Surges, Metals React - Patrick Mueller #6380
In this episode, Kerry Lutz talks with Patrick Mueller about how recent central bank policy, commodity swings, and geopolitical tensions are shaping inflation and safe-haven assets. They discuss the Fed’s slow pace on rate cuts — now likely pushed into the fall — and what that means for markets. The conversation then turns to precious metals: Kerry and Patrick describe recent gold and silver pullbacks as normal corrections after a strong rally, noting renewed interest is expected as industrial demand and global uncertainty persist. They also examine how soaring oil prices and disruptions to shipping routes are feeding through to consumer inflation, and review U.S. foreign policy moves in Panama, Venezuela, and Cuba, plus the pressure on China and shifting alliances that could reshape global energy flows. Find Patrick here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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The System Is Starting to Crack - Adam Taggart #6379
03/25/2026
The System Is Starting to Crack - Adam Taggart #6379
Markets are under pressure, and cracks are starting to show. In this live discussion, Kerry Lutz and Adam Taggart dive into the forces quietly stressing the system—from soaring oil prices to hidden strains in private credit. Mid‑sized “zombie” firms may be most at risk, and opaque securitization practices are leaking risk into public markets. They break down precious metals, debating whether silver’s sharp moves undermine the long-term bullish case. Adam argues that unprecedented physical demand, central bank purchases, and industrial needs set this cycle apart from 1980 and 2011, while also highlighting selective entry opportunities amid volatility. The conversation closes on AI, where rapid deployment across government and industry is exposing inefficiencies and threatening white-collar jobs faster than repurposing paths can catch up. Listeners get a clear picture of the intersecting risks shaping markets today—and why the system may be more fragile than it appears. Tune in to see why these forces could shake markets—and what you can do now. Find Adam here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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The 2% Club - Joe Schmitz #6378
03/18/2026
The 2% Club - Joe Schmitz #6378
In this episode, Kerry Lutz sits down with retirement expert Joe Schmitz, who introduces his niche client segment he calls the “2% Club”, and reveals the hidden rules his top clients follow — retirees who have both a pension and $1 million or more in savings. The name reflects the intersection of fewer than 20% of retirees holding pensions and fewer than 10% reaching millionaire status. Typical members include retired military, federal and state employees, police officers, and firefighters. Schmitz explores the unique planning challenges this cohort faces, from pressures on public pension systems due to increased life expectancy to concerns about pension solvency. He highlights practical strategies such as electing lump-sum pension payouts when available and tax-aware planning. He also provides insights into the mindset of his clients, describing them as diligent, frugal savers often hesitant to increase spending, and points listeners to additional resources including PeakRetirementPlanning.com, his book Midwestern Millionaire, and other related tax-planning tools. This discussion offers valuable guidance for high-net-worth retirees and those approaching retirement who want to protect their savings and make informed decisions in a changing financial landscape. Find Joe here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Oil Shock Meets AI Bubble - Jim Welsh #6377
03/11/2026
Oil Shock Meets AI Bubble - Jim Welsh #6377
Kerry Lutz and Jim Welsh discuss how sustained high oil prices could impact the global economy, noting that the duration of elevated prices matters far more than short-term spikes. They examine recent market reactions to oil moves, regional supply risks such as Qatar’s natural gas force majeure, and why stronger U.S. production today may provide more economic insulation than during the 2008 energy shock. The conversation also places current energy prices in historical context, explaining why a true 1970s-style crisis would require dramatically higher oil prices. They then turn to precious metals, where Jim outlines gold’s recent parabolic rally and sharp correction. While the pullback may continue in the short term, he believes it could ultimately set the stage for the next leg higher in the longer-term bull market. The discussion closes with a look at AI and market structure risks. Massive hyperscale spending on artificial intelligence is expected to boost GDP this year, but it may also distort market psychology and push equity valuations higher than fundamentals justify. At the same time, that spending could reduce corporate buybacks as companies redirect cash flow toward AI infrastructure. With technical cracks appearing in the S&P, the group notes that downside risks for equities may be building. Find Jim here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Protection Is Failing - Matthew Tuttle #6376
03/04/2026
Protection Is Failing - Matthew Tuttle #6376
In this episode, Kerry Lutz talks with Matthew Tuttle as he shares his contrarian investing philosophy and explains why traditional hedges often fail. They discuss how human emotion, AI, and ubiquitous data are reshaping markets, and outline real ways investors can protect their portfolios. Tuttle also previews his new “no-bleed” tail-risk ETF, ONO, and other innovative ETFs coming soon. Find Matthew here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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The War Cycle Returns - Charles Nenner #6375
03/02/2026
The War Cycle Returns - Charles Nenner #6375
In this episode, Kerry Lutz chats with Charles Nenner about the return of long-term war cycles and rising global tensions. They break down the Russia–Ukraine conflict, NATO’s role, and historical promises to the Soviets, while warning the war could persist unless stances change. Nenner also flags China–Taiwan as the next major flashpoint and outlines the tough choices the U.S. may face around intervention. Markets are next on the radar. Nenner explains why cycles often drive price moves more than headlines, predicts a major downturn around 2026, and highlights potential rebounds in gold and energy. He also discusses short-term weakness in precious metals, a potential bottom in natural gas, and the broader risks of overvalued markets. Along the way, they touch on media influence, AI analysis errors, and personal experiences that underscore just how unpredictable these times can be. It’s a high-stakes look at what’s coming — for the world and your portfolio. Find Charles here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Buy, Borrow, Die Strategy - Mark J. Quann #6374
02/27/2026
Buy, Borrow, Die Strategy - Mark J. Quann #6374
In this interview, Kerry Lutz speaks with Mark J. Quann about recent market performance and why US stocks have lagged global markets despite what he views as a still-strong economy. He points to rising wages and increasing energy independence as key factors supporting long-term growth. Quann outlines the “buy, borrow, die” strategy — a tax-focused approach built on owning assets like stocks, ETFs, real estate, crypto, life insurance, and precious metals. Instead of selling assets and triggering taxes, he explains how borrowing against a portfolio can provide access to cash while keeping investments intact. He also shares practical steps for getting started, including small automated contributions and using margin loans through platforms like M1 Finance. Covered-call and commodity ETFs are discussed as potential income and inflation hedges, along with the long-term tax advantages of holding appreciating assets. Find Mark here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Rick Rule Sold Most of His Silver: It's Not What You Think #6373
02/25/2026
Rick Rule Sold Most of His Silver: It's Not What You Think #6373
In this interview, Kerry Lutz speaks with Rick Rule about why he sold 80% of his physical silver — and why the move isn’t bearish. Rick explains that once silver stopped being a “hated” asset, the opportunity changed, leading him to redeploy capital into high-quality silver equities with strong upside if prices remain steady. Rick discusses the nature of precious metals bull markets, where sharp rallies are often followed by steep corrections. He explains why volatility shakes out unprepared investors and why popular silver narratives — including claims about large shorts like JPMorgan Chase — often distract from the basic arithmetic that ultimately drives markets. The conversation also looks at the bigger monetary picture. Rick believes the U.S. dollar could lose significant purchasing power over the next decade, with conditions similar to the 1970s. Precious metals may continue to appreciate over time, but investors should expect a volatile path with multiple corrections along the way. Rick also introduces the upcoming Living the Silver-Backed Lifestyle Report, which focuses on measuring purchasing power instead of price — showing what silver has bought in the past, what it buys today, and how precious metals have helped preserve wealth through inflationary cycles. Find Rick here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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$20 Billion a Week — What Could Go Wrong? - Michael Pento #6372
02/23/2026
$20 Billion a Week — What Could Go Wrong? - Michael Pento #6372
In this interview, Kerry Lutz speaks with Michael Pento about how liquidity may already be expanding by as much as $20 billion per week, quietly pushing the Federal Reserve’s balance sheet back toward $7 trillion — despite continued claims of tight policy. He warns that the next recession could bring massive deficits in the $4–6 trillion range, potentially forcing the Fed to become the primary buyer of U.S. debt once again. If that happens, inflation may not be accidental — it could be the result of outright monetization. Pento also points to historically extreme valuations in stocks and housing, suggesting markets may need a significant reset to return to long-term norms. He believes gold remains in a long-term bull market and could accelerate higher as recession pressures mount and monetary expansion increases. Pento outlines a defensive approach that includes holding physical gold, adjusting liquidity as conditions change, and watching credit markets for early signs of stress. These long-term cycles are explored in The Armstrong Economic Code— and understanding them may help investors prepare for what comes next. Find Michael here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Gold Battles the $5,000 Barrier - Jerry Robinson #6371
02/18/2026
Gold Battles the $5,000 Barrier - Jerry Robinson #6371
Gold is testing the $5,000 barrier — and the charts are flashing warning signs. Kerry Lutz and Jerry Robinson dive into gold and silver as markets test extreme levels. A rising 50-day moving average offers support, but long weekly wicks show momentum could be slowing. Will it break through, or pause first? Speculation around Kevin Warsh and shifting Fed expectations may be driving the pullback. If the hawkish premium fades, rates could ease — and gold reacts. Silver just went vertical — then crashed back. Volatility is insane. Yet the fundamentals remain rock-solid: industrial demand from solar and data centers is still building. The lesson is clear: don’t panic. Diversify. Dollar-cost average. See spikes as opportunity, not fear. Strategy also matters. Substack is winning over WordPress for publishing, mailing, and monetization. Kerry shares early paid-subscriber traction, teases Living the Silverback Lifestyle, and outlines a new parking-enforcement book paired with litigation and a public campaign under the National Association of American Defrauded Parkers. Markets are wild. Policy is shifting. Psychology is stretched. Smart investors stay steady — and strike when others hesitate. Find Jerry here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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The Lock-In Economy - Jason Hartman - #6370
02/13/2026
The Lock-In Economy - Jason Hartman - #6370
Mortgage rates tripled. The crash never came. In this Episode Kerry Lutz and Jason Hartman break down why U.S. housing didn’t collapse when borrowing costs exploded. Nearly 25% of homeowners hold mortgages at or below 3%. About 65% are at 4% or less. That “lock-in effect” crushed supply and froze mobility. Fewer than 800,000 homes are listed nationwide — under 0.6% of America’s 140 million housing units. Owners won’t give up cheap debt. Inventory stays tight. Hartman believes this imbalance could persist into 2032–2033. Scarcity and utility continue driving prices — even after the rate shock. The conversation then shifts to immigration and rental housing. Hartman argues most undocumented migrants occupy lower-tier rentals, meaning enforcement shifts would likely hit C-class properties first. They also discuss Sun Belt migration trends and investor tools like PropertyTracker and Empowered Investor for sourcing income-producing properties. If you’ve been waiting for a housing crash, Kerry and Jason explain why it hasn’t happened — and what could finally change the equation. Find Jason here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Trump’s Enforcement Changed Everything - Josh Hammer #6369
02/11/2026
Trump’s Enforcement Changed Everything - Josh Hammer #6369
In this conversation, Kerry Lutz is joined by Josh Hammer to break down why immigration enforcement has quietly reshaped crime trends, voter behavior, and the political landscape — often in ways the media refuses to acknowledge. They examine how Trump’s enforcement-first messaging changed the national conversation, contributed to declining crime rates, and helped drive unexpected voter shifts, including among Hispanic voters in key states like Texas and Florida. Josh explains why open-border policies clash with a large welfare state, how cultural assimilation and enforcement intersect, and why past GOP immigration strategies failed where Trump’s approach succeeded. The discussion also explores foreign policy, public safety, and state vs. federal authority, challenging the narratives shaping today’s political debate — and why the voter shift may only be getting started. Find Josh here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Gold Just Fired a Warning - Ed Siddell #6368
02/09/2026
Gold Just Fired a Warning - Ed Siddell #6368
Gold and silver just made a violent move — and it wasn’t random. Kerry Lutz sits down with Edward Siddell to break down the parabolic surge, the sharp pullback, and what it really signals beneath the surface. Siddell explains how panic buying, inflation pressure, and volume spikes collided in the metals markets — and why the pullback wasn’t weakness, but a warning. At the center of the move: central banks. Siddell outlines why gold reserves are rising as U.S. Treasuries quietly lose favor, and how growing debt levels increase long-term dollar risk. The conversation turns to silver, where supply constraints, historical ratios, and rising industrial demand — including AI and data centers — are setting the stage for outsized moves. Siddell closes with his 12–24 month outlook for gold and silver and what to watch as markets head toward a potentially volatile 2026. Find Ed here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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America’s Credit Is Breaking - Paul Oster #6367
02/06/2026
America’s Credit Is Breaking - Paul Oster #6367
Inflation is breaking more than wallets — it’s breaking credit, and the damage is spreading fast. Kerry Lutz and Paul Oster break down the growing stress on consumer finances as post-holiday debt collides with stubborn inflation and a weakening job market. Rising credit card and auto delinquencies signal that many households are running out of financial breathing room. Paul warns that Buy Now, Pay Later programs — especially when used for essentials like rent — are quietly damaging credit scores, particularly among younger consumers. He draws parallels to the student loan crisis, where roughly 25% of borrowers remain in long-term delinquency or default, underscoring a broader lack of financial planning. As everyday costs rise, even small credit missteps can sharply lower credit scores. Once scores fall below roughly 700, borrowing costs increase and mortgage access can disappear altogether. Kerry and Paul stress proactive credit monitoring, discipline, and planning as key defenses when life events like job loss or health issues strike. 📅 Paul also invites listeners to a public live stream on February 11 at noon, where he’ll dive deeper into credit strategies and answer questions live. Find Paul here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Silver Is Repricing the System - David Stryzewski #6366
02/04/2026
Silver Is Repricing the System - David Stryzewski #6366
Kerry Lutz and David Stryzewski explain why silver is being forced into a new pricing regime as industrial demand accelerates. David outlines how AI, solar, and advanced technologies are driving a structural shift in silver demand, pushing prices sharply higher while the silver-to-gold ratio remains deeply distorted. Kerry highlights growing supply pressures tied to geopolitics, including export restrictions from China and Venezuela and the strategic importance of mineral-rich resource corridors. The discussion widens to systemic risks, from Federal Reserve policy and commercial real estate refinancing to a national debt nearing $40 trillion. David stresses the importance of strong balance sheets as the system comes under strain. The episode closes with a look at blockchain, AI, and emerging opportunities forming as silver and hard assets reprice the system. Find David here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Why Gold and Silver Crashed and What's Coming Up Next -- Exclusive Interview w/ Martin Armstrong #6365
02/02/2026
Why Gold and Silver Crashed and What's Coming Up Next -- Exclusive Interview w/ Martin Armstrong #6365
Gold and silver were hit hard, sentiment flipped fast, and confusion followed almost immediately. When volatility spikes, most commentary explains what happened. This conversation explains why. Kerry Lutz speaks with legendary forecaster Martin Armstrong about the forces behind the sudden move in gold and silver, separating real market mechanics from narrative noise and placing the action within its broader cycle context. Armstrong explains the role of positioning, short covering, and confidence — and why the decline was not driven by a breakdown in long-term fundamentals. The discussion then moves into deeper territory: structural weaknesses in the global metals market, stress in physical supply chains, pressure on refiners and wholesalers, and what could happen if paper markets begin to lose credibility. They also examine how geopolitics, currencies, and bond markets could trigger sharp price moves — and when Armstrong believes the next leg higher may begin. This is system-level analysis, not headline speculation. Find Martin here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Silver Is Breaking the System - David Erfle #6364
01/30/2026
Silver Is Breaking the System - David Erfle #6364
Kerry Lutz sits down with precious metals analyst David Erfle to break down the latest moves in silver and gold, and why recent price action is being driven by structural forces rather than short-term speculation. They trace decades of paper-market intervention — from 1960s silver controls to the Hunt Brothers episode — explaining how regulatory and exchange actions have repeatedly distorted price discovery. This time, however, physical shortages are forcing a widening disconnect between paper prices and real-world supply. The discussion ties precious metals strength to a sovereign debt spiral, currency devaluation, and shifting institutional demand, while also covering refinery inventory stress, margin hikes, intraday reversals, and their impact on mining equities. David explains why he has capped subscriptions to his newsletter due to liquidity risks in junior miners and shares candid views on select opportunities and flawed capital structures. Find David here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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California Is Killing Small Business - Bruce de Torres - #6363
01/28/2026
California Is Killing Small Business - Bruce de Torres - #6363
Kerry Lutz and Bruce de Torres call out California’s $20+ minimum wage for crushing small businesses, accelerating closures, and wiping out jobs — while large corporations adapt and smaller operators are left with no escape route. Bruce explains why the minimum wage fight is only a symptom of decades of failed policy and education, and how those pressures have steadily marginalized independent businesses across the country. The conversation then shifts to federal procurement, where Bruce exposes how the Small Business Administration consistently falls short of its 23% contracting goal, allowing large firms to capture work meant to create jobs through small businesses. Find Bruce here: and here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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Trump Shocks Markets Higher - Dale Smothers #6362
01/26/2026
Trump Shocks Markets Higher - Dale Smothers #6362
Trump’s rhetoric is shaking headlines — and driving markets higher. Kerry Lutz and Dale explain why extreme political positioning can translate into real upside for investors. The AI boom remains the engine. As profitability comes into focus, both see the S&P 500 and NASDAQ pushing toward new highs if Trump’s economic vision begins to take shape. Gold and silver are flashing warning signs. Rising prices reflect global instability and growing demand, with Kerry cautioning that government intervention becomes more likely as metals climb. Geopolitical pressure is building. Russia and China continue challenging the dollar’s dominance, while the U.S. accelerates its push toward domestic self-sufficiency. Looking ahead, Dale sees AI as truly transformative, with clearer winners emerging by 2026. Discipline and timing may matter more than ever as opportunities expand. Find Dale here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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The Economy Looks Strong… But Is It? - Jim Welsh #6361
01/23/2026
The Economy Looks Strong… But Is It? - Jim Welsh #6361
Kerry Lutz and Jim Welsh dig into why the U.S. economy looks stable on the surface, with growth near 2.5%, but may be far less balanced underneath. Jim warns that government spending is masking a widening divide, where the top 10% of earners drive consumption while lower-income households feel increasing pressure. Despite recent market weakness, Jim notes that internal indicators like the advance-decline line remain firm, historically limiting the depth of market corrections. This helps explain why markets continue to hold together even as risks quietly build. They also discuss President Trump’s global negotiating strategy, including Greenland, and how climate change is reshaping geopolitical priorities. Both agree Trump’s provocative rhetoric is often calculated and effective. Jim closes with insights on the dollar’s recent decline, suggesting crowded short positions could fuel a rally. He expects gold and silver pullbacks before rebounding, cautions against long-term bonds at current prices, and anticipates rising volatility as money rotates across markets and political pressure builds ahead of midterm elections. Find Jim here: Find Kerry here : and here: Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon! Get your copy here: “The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. . Get your copy here:
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