Kerry Lutz's--Financial Survival Network
The Financial Survival Network is dedicated to helping you build your financial fortress so that you can survive and thrive in the new economy. You need the Financial Survival Network now more than ever.
info_outline
Tax Talk: Chaos and Change - Chris Hervochon - #6268
04/24/2025
Tax Talk: Chaos and Change - Chris Hervochon - #6268
The discussion focused on the challenges of the upcoming tax season, with Kerry Lutz emphasizing the need for organization and patience as deadlines approach. Chris Hervochon, a CPA, advised clients to stay informed about potential tax legislation changes, including speculation about tax relief for individuals earning less than $150,000 and the uncertain future of provisions from the Tax Cuts and Jobs Act. Lutz also addressed Florida's property tax elimination proposal, advocating for alternative funding sources and questioning the seriousness of balanced budget efforts. The conversation highlighted the complexities of evolving tax regulations and the mixed effectiveness of digital tools for taxpayers, with Chris noting that while technology aids some, many still face difficulties. Find Chris here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36273380
info_outline
Marco Rubio Ends State-Sponsored Censorship – But Is Free Speech Really Back - Robert Ian Reports
04/23/2025
Marco Rubio Ends State-Sponsored Censorship – But Is Free Speech Really Back - Robert Ian Reports
In a bold declaration, Secretary of State Marco Rubio says the U.S. has officially ended government-sponsored censorship through the State Department. In this episode, Robert Ian of ConquerChange.com breaks down Rubio’s April 17th, 2025 interview where he claims the Global Engagement Center—the controversial censorship arm of the State Department—was shut down in late 2024. Rubio reveals how this censorship infrastructure, originally created to counter radical extremism after 9/11, was quietly weaponized to silence American voices, especially during the 2020 election and early pandemic. NGOs were used as proxy hitmen, tagging U.S. citizens as "foreign agents" to justify de-platforming. Now, Rubio promises transparency, a deep investigation into who ordered the censorship, and a commitment to free speech as the antidote to disinformation. But questions remain: Will this effort truly dismantle the censorship machine? Can the U.S. push back against European Union censorship laws targeting American speech abroad? Or is this just another PR move? We explore it all—with hard questions, historical context, and a close look at what this means for freedom of expression in the digital age. Visit Robert @ for more insights. Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36273425
info_outline
One-Star Reviews, Five-Star Sales - DJ Sprague and Scott Brandley #6267
04/21/2025
One-Star Reviews, Five-Star Sales - DJ Sprague and Scott Brandley #6267
The discussion focused on the significance of reputation in the purchasing process, particularly for high-value items like gold and silver. Kerry Lutz highlighted the importance of trust signals, such as reliable ratings and personal recommendations, while Scott Brandley warned about the prevalence of fraud in the market. DJ Sprague pointed out the potential manipulation of online reviews by companies, advocating for the use of multiple sources to ensure authentic feedback. He emphasized the need for working with Google review partners to maintain credibility and prevent the deletion of negative reviews. The participants discussed the differences between open and verified review platforms, noting that consumers often lack awareness of these distinctions. The conversation also examined the role of negative reviews in establishing brand trust, with DJ citing research that shows consumers are more likely to convert when they see authentic negative feedback. They agreed that a perfect five-star rating can reduce trust, while a rating between 4.2 and 4.9 is more credible. The importance of brands responding to negative reviews was emphasized as a demonstration of commitment to customer service. DJ explained the legal ramifications of manipulative advertising practices, while advocating for verified review platforms that ensure feedback comes from actual customers. Find Dj & Scott here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36215195
info_outline
Exposing Media Lies: How NPR and Others Mislead on Supreme Court Censorship Ruling
04/18/2025
Exposing Media Lies: How NPR and Others Mislead on Supreme Court Censorship Ruling
In this compelling commentary, Robert Ian of conquerchange.com dives into the issue of media gaslighting and the distortion of facts surrounding free speech and censorship. He highlights constitutional law scholar Jonathan Turley’s recent blog post addressing a false claim repeated by NPR and others: that the Supreme Court rejected allegations of government coordination with social media companies to censor content. Ian clarifies that the Supreme Court’s 6-3 ruling in Murthy v. Missouri was solely about the lack of standing for Missouri and Louisiana, not a judgment on the merits of the censorship claims. Ian emphasizes Turley’s point that no Supreme Court decision was made regarding whether government pressure on social media platforms violated the First Amendment. He critiques the mainstream media and figures like law professor Mary Anne Franks for perpetuating this falsehood, labeling it a deliberate misrepresentation. Ian underscores Turley’s long-standing defense of the Constitution and free speech, noting the growing scarcity of credible voices like his in today’s media landscape. The commentary also connects this issue to broader concerns, such as the weaponization of free speech against ordinary citizens and the dismissal of evidence like the Twitter and Facebook Files as “conspiracy theories.” Ian warns that censorship is a direct threat to freedom and calls for vigilance against these troubling trends. Find Robert here: Find Kerry here: and here
/episode/index/show/kerrylutz/id/36213675
info_outline
The Ultimate Reset: Bitcoin to Erase U S Debt in 2026 - Kerry Lutz
04/16/2025
The Ultimate Reset: Bitcoin to Erase U S Debt in 2026 - Kerry Lutz
In this explosive breakdown, Kerry Lutz of the Financial Survival Network explores the radical theory that Washington has been quietly hoarding massive amounts of BTC—possibly over a million coins—through seizures, covert acquisitions, and even Satoshi Nakamoto's original stash. Could skyrocketing Bitcoin prices allow America to wipe out its debt in one move? Is the government sitting on a digital goldmine it plans to deploy during a global monetary reset? What happens if the leftover Bitcoin is used to privatize and fully fund Social Security? From the collapse of FTX and the takedown of SBF to the sudden approval of Bitcoin ETFs and the rise of the Strategic Bitcoin Reserve, the pieces may already be in place. This is not financial advice—this is geopolitical speculation on a red-pill level. Read the full article and find more from Kerry here:
/episode/index/show/kerrylutz/id/36182005
info_outline
Tax Hacks The IRS Fears Most - Anne Gannon #6266
04/14/2025
Tax Hacks The IRS Fears Most - Anne Gannon #6266
Kerry Lutz interviewed Anne Gannon, a CPA specializing in tax advice for real estate investors, focusing on critical tax reporting issues. Gannon highlighted a common error among investors: misclassifying property improvements as repairs, which can complicate loan applications. She emphasized the necessity for clients to remain informed year-round to prevent surprises during tax season, citing a specific case where improper expense categorization led to mortgage difficulties. The discussion also covered the implications of bonus depreciation on tax returns, with Gannon noting the potential reduction from 100% to 40% and its significant impact on investment decisions. She clarified the different tax treatments for short-term rentals versus residential properties and mentioned that many clients are now undertaking cost segregation studies to enhance their tax understanding. Gannon offered to provide a checklist to help clients navigate these tax complexities. Find Anne here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36120260
info_outline
Federal Property Sales = Big Opportunity - Dave Cordea #6265
04/10/2025
Federal Property Sales = Big Opportunity - Dave Cordea #6265
The discussion focused on investment opportunities arising from the government's sale of surplus properties, with David Codrea emphasizing the potential of acquiring smaller properties under 100,000 square feet for repurposing into local business spaces. He highlighted a recent list of federal properties available for sale, particularly in the Southeast region between Atlanta and Charlotte, which he views as having significant growth potential. Another speaker shared their investment strategy, favoring lower-rise buildings with flexible zoning to facilitate quicker leasing, and noted a typical profitability timeframe of about 18 months, factoring in municipal permitting. While acknowledging the rising interest in data centers, they expressed a preference for less competitive markets due to high costs and energy supply challenges. The complexities of converting commercial properties to residential use were also discussed, particularly the resistance from cities to zoning changes, along with reflections on past projects, including a successful turnaround of a mobile home park with infrastructure issues. Find Dave here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36062650
info_outline
Elon Musk, DOGE & the $1 Trillion Question: What Fox News Didn’t Ask - Robert Ian Reports
04/08/2025
Elon Musk, DOGE & the $1 Trillion Question: What Fox News Didn’t Ask - Robert Ian Reports
Robert Ian of takes a deeper look at what DOGE is really claiming — and what Fox News failed to ask. Key takeaways from the interview: ✅ NIH operates with 27 CIOs and 700+ incompatible IT systems ✅ 40% of calls to Social Security come from fraudsters ✅ Federal retirement records are still stored in filing cabinets ✅ And a staggering 12 million people over the age of 120 were listed as alive in the Social Security database. Here’s the $240 billion question no one asked: Were those 12 million people actually receiving Social Security payments? If yes, who committed the fraud — and where is the accountability? With DOGE canceling contracts and exposing systemic dysfunction, there’s a clear effort to apply public company audit standards to government agencies. But without tough questions and full transparency, is this real reform — or just high-tech theater? Robert Ian cuts through the noise and brings the follow-up analysis mainstream media missed. Visit for exclusive content, critical thinking, and tools to help you navigate accelerating change in government, economics, and society. Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36061895
info_outline
"Biggest copper opportunity I've seen in 25 years," says Coppernico Metals CEO Ivan Bebek
04/07/2025
"Biggest copper opportunity I've seen in 25 years," says Coppernico Metals CEO Ivan Bebek
We sat down with Ivan Bebek, CEO of Coppernico Metals ( (🇺🇸CPPMF -- 🇨🇦COPR)), to for a sponsor update to discuss the company’s latest drilling program and the booming metals market. Ivan shares exciting updates on their first 20 drill holes in Peru, revealing promising signs of a massive copper system. With new targets like Raso and a permit expansion underway, Coppernico is gearing up for a game-changing phase of exploration. Ivan also weighs in on rising copper prices—pushing past $5/lb—driven by global electrification and supply shortages, predicting a slow-but-massive bull market ahead. Plus, he hints at a potential U.S. copper project to diversify their portfolio. Don’t miss this deep dive into Coppernico’s strategy and the future of copper! Visit https://coppernicometals.com to get the latest updates and news. *Disclaimer: Coppernico Metals has sponsored this video production. No questions were exchanged prior to the interview. The forward-looking statements in Coppernico Metals' presentation apply to the content of this interview and write-up. The content on FinancialSurvivalNetwork.com (FSN) is for informational purposes only and should not be considered personal legal or investment advice, or a recommendation to buy or sell securities or any other products. It is based on opinions, SEC filings, current events, press releases, and interviews but may contain errors. FSN offers no inferred or explicit warranty regarding the accuracy of the information presented. Consult your investment advisor and do not base any investment decisions on the information contained herein or on FinancialSurvivalNetwork.com. We may hold equity positions in some of the companies featured on this site. FSN disclaims any responsibility for the content of any linked website. Use any information on FinancialSurvivalNetwork.com at your own risk. By reading this disclaimer, you agree to hold FSN harmless for any losses you may incur.
/episode/index/show/kerrylutz/id/36025165
info_outline
Crypto Swap: America’s Debt Fix - Dale Smothers #6264
04/07/2025
Crypto Swap: America’s Debt Fix - Dale Smothers #6264
Kerry Lutz and Dale Smothers discussed the implications of recent GDP growth figures, deeming them less relevant for future economic strategies. Dale emphasized the importance of addressing current challenges rather than focusing on past performance, criticizing government inefficiencies and advocating for prioritizing domestic needs over foreign aid, especially in light of natural disasters. He expressed concerns about the media's role in shaping public perception and the need for accountability and term limits in government to combat political polarization. Both acknowledged the necessity of overhauling outdated geopolitical strategies, particularly regarding China, and supported innovative economic policies that could benefit American consumers. The conversation also explored potential solutions for the U.S. debt crisis, with Kerry proposing a strategic reserve of cryptocurrency, specifically Bitcoin, to facilitate a debt swap. Both he and Dale dismissed traditional solutions like default or inflationary depression as undesirable. They discussed the idea of abolishing income tax in favor of a national sales tax, which they believe could yield significant economic benefits. They noted ongoing tax reform discussions in various states, highlighting a positive shift in political conversations around tax cuts, particularly with a Democratic governor in Kentucky advocating for these reforms. Overall, they expressed optimism about the potential impacts of these strategies on American consumers and taxpayers. Find Dale here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/36031445
info_outline
Dolly Varden SIlver Uplists to NYSE-American with CEO Shawn Khunkhun
04/07/2025
Dolly Varden SIlver Uplists to NYSE-American with CEO Shawn Khunkhun
Dolly Varden Silver's (🇺🇸 DOLLF - 🇨🇦 DV) CEO Shawn Khunkhun returns to the Financial Survival Network for a powerful sponsor update with host Kerry Lutz. With gold at record highs and silver back at $32, Khunkhun breaks down Dolly Varden’s latest drill results at the Homestake Ridge property—highlighting a major silver-gold discovery at Homestake and an impressive 160+ gram-meter intercept that points to a potential new high-grade zone. He explains why a 10% rise in silver prices can lead to a 30% pop in share value, and how Dolly Varden’s $33.9 million war chest is fueling an aggressive 2025 drill program targeting 40,000 meters of exploration across key zones like Wolf, Homestake, and a new area called Red Point. He announced the company's uplist to the NYSE-American. Its inclusion means that multiple ETFs, institutional backing, along with the ease of purchasing share will help DV become a Top 10 silver company, Dolly Varden is well positioned for breakout growth—or a potential acquisition by a major. Learn why Khunkhun says Dolly’s ounces in the ground are more discounted than ever—and why that spells opportunity for investors now. 📈 Ticker Symbols: 🇺🇸 DOLLF (OTC) 🇨🇦 DV (TSXV) 👉 Visit: https://dollyvardensilver.com 🔔 Subscribe & stay informed on major milestones, upcoming drill campaigns, and silver market trends. #SilverStocks #DollyVardenSilver #Gold #MiningStocks #FinancialSurvivalNetwork #KerryLutz #ResourceInvesting **Disclaimer This interview is sponsored by Dolly Varden Silver, and Financial Survival Network has received payment to conduct this interview of thirty-one hundred and fifty dollars. The information provided in this video is intended for informational purposes only and should not be construed as financial advice, investment advice, or a recommendation to buy or sell any securities. While we strive to ensure the accuracy of the information presented, we make no guarantees or representations as to its completeness, accuracy, or reliability. Viewers are strongly advised to conduct their own research, carefully review the information presented, and consult with professional investment advisors and financial counselors before making any investment decisions. The insights shared in this video are based on the perspectives and opinions of the interview participants and should be used at your own risk. Investing involves risk, including the potential loss of principal, and past performance is no guarantee of future results.
/episode/index/show/kerrylutz/id/36027490
info_outline
Why Ancient Coins Should Be Your Best Investment - Dean Kinzer #6263
04/03/2025
Why Ancient Coins Should Be Your Best Investment - Dean Kinzer #6263
The discussion centered on the benefits and intricacies of collecting ancient coins, with Dean Kinzer sharing his passion for this hobby that dates back to 650 BC. He explained the evolution of coinage, including the introduction of images and the challenges posed by counterfeiting. Dean noted that ancient coins have not yet gained significant traction among American collectors, and he aims to promote this unique collectible opportunity. He shared personal anecdotes about his father's eclectic collection, which inspired him to establish Kinzer Coins and continue the legacy of collecting, particularly focusing on coins with biblical significance. Dean provided practical advice for those interested in starting their own collections, highlighting the challenges of the ancient coin market, including the absence of a structured grading system. He recommended educating oneself through resources like his podcast, The Ancient Coin Hour, and emphasized the importance of purchasing from reputable dealers. Dean suggested that beginners focus on late Roman bronzes for their affordability and historical significance, while also discussing the potential value of more famous coins. He invited interested customers to explore his website, KinzerCoins.com, for a diverse inventory and additional services, including converting coins into jewelry. Find Dean here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35986330
info_outline
Gold & Copper Boom, Government Debt Crisis, and Corruption Exposed - John Rubino #6262
03/31/2025
Gold & Copper Boom, Government Debt Crisis, and Corruption Exposed - John Rubino #6262
Kerry Lutz and John Rubino discussed the recent significant price increases in gold and copper, both reaching all-time highs. John highlighted that gold has outperformed the S&P 500 over the past two decades, while copper's importance is growing due to its role in energy transitions and AI technologies. They noted favorable conditions for mining stocks, which are benefiting from rising metal prices and stable costs. Sandstorm Gold was mentioned as a company positioned for growth, focusing on reducing debt and increasing cash flow from higher sales. The conversation also included a cautionary note about the necessity for major mining companies to pursue mergers and acquisitions to address depleting reserves. The performance of gold, silver, the S&P 500, and tech stocks since 1999 was analyzed, revealing that gold yielded about 9% compared to the S&P 500's 5%. John explained that the liquidity injected into the economy has inflated asset prices, suggesting that some overvalued assets may be due for a crash. Historical trends indicate that tech stocks, after a period of high returns, often experience significant declines. Lutz agreed, emphasizing that even high-quality tech stocks can drop dramatically when overvalued, highlighting the need for caution among investors. John expressed optimism about gold and silver's future performance, advising investors to maintain a diverse portfolio in the mining sector and to consider cashing out during acquisitions. Lutz pointed out the mixed success of major mining companies with acquisitions, often leading to overpayment for assets. The discussion also touched on the broader economic landscape, including unprecedented government debt and spending patterns, with concerns about how this liquidity could impact financial assets, potentially leading to inflation or boosting speculative stocks. The conversation shifted to the pervasive fraud in government funding, particularly through NGOs, and the financial benefits for individuals in the political and expert classes. They critiqued the cycle of dependency and corruption that arises from large sums of money being funneled back into political campaigns. Additionally, they proposed the creation of a museum dedicated to corruption in Washington, D.C., envisioning it as both a serious proposal and a satirical commentary on political issues. The discussion concluded with a focus on the lucrative potential of selling citizenship cards, reflecting a shift in the perception of citizenship as a valuable brand. Find John here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35928180
info_outline
Warning: Tax Refund Scams on the Rise - Paul Oster #6261
03/27/2025
Warning: Tax Refund Scams on the Rise - Paul Oster #6261
The discussion focused on the urgency of preparing for the upcoming tax deadline and the increasing threat of tax fraud. Paul Oster explained various tactics used by scammers, such as smishing and phishing, and recommended measures like creating an identity protection PIN and setting up an online IRS account to safeguard personal information. He also addressed the implications of tax liens, encouraging individuals to confront these issues proactively, especially since the IRS is currently more lenient in accepting offers in compromise. The conversation highlighted the importance of awareness regarding scams, including a recent E-ZPass scam that targets individuals with misleading messages about account issues. Kerry Lutz and Paul Oster also examined the inefficiencies in government spending and the need for accountability in light of recent criticisms. They discussed the lack of transparency in taxpayer money allocation, particularly to wealthy private universities, and called for the establishment of efficiency departments to oversee large expenditures. The speakers advocated for reducing government spending and increasing tariffs to combat inflation, referencing the EU's recent decision to lower vehicle import duties as a positive example. They concluded by proposing a national sales tax as a more efficient alternative to income tax, emphasizing the potential for tax cuts without sacrificing essential programs if wasteful spending is addressed. Find Paul here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35883270
info_outline
West Red Lake's Mill is Running, Cash Flow Commences with Gwen Preston
03/25/2025
West Red Lake's Mill is Running, Cash Flow Commences with Gwen Preston
We sat down with Gwen Preston, Communications VP at West Red Lake Gold Mines (🇺🇸WRLGF -- 🇨🇦WRLG) for the latest sponsor update. Their mill at the Madsen Mine has officially restarted, marking an exciting milestone for the company. Gwen shares on-site insights, highlighting the strong economic implications of current record-high gold prices ($3,030 USD) for their projected annual production of 70,000 ounces. She explains how elevated gold prices significantly lower the cutoff grades, making previously uneconomic lower-grade deposits profitable and enhancing overall mining continuity. Gwen also discusses promising initial results from their 10,000-ton bulk sample, expected to generate significant revenue shortly, reinforcing the company’s strong financial position. The interview further explores community engagement, the recent establishment of a state of the art 114-person workforce camp, and the positive local impact in the Red Lake community. With full-scale production anticipated in the second half of 2025 and favorable market conditions, West Red Lake Gold Mines is positioned for robust growth and profitability. For further updates sign up at: https://WestRedLakeGold.com * Disclaimer: West Red Lake Gold Mines has sponsored this video production. No questions were exchanged prior to the interview. The forward-looking statements in West Red Lake Gold Mines' presentation apply to the content of this interview and write-up. The content on FinancialSurvivalNetwork.com (FSN) is for informational purposes only and should not be considered personal legal or investment advice, or a recommendation to buy or sell securities or any other products. FSN receives remuneration of three thousand usd. It is based on opinions, SEC filings, current events, press releases, and interviews but may contain errors. FSN offers no inferred or explicit warranty regarding the accuracy of the information presented. Consult your investment advisor and do not base any investment decisions on the information contained herein or on FinancialSurvivalNetwork.com. We may hold equity positions in some of the companies featured on this site. FSN disclaims any responsibility for the content of any linked website. Use any information on FinancialSurvivalNetwork.com at your own risk. By reading this disclaimer, you agree to hold FSN harmless for any losses you may incur.
/episode/index/show/kerrylutz/id/35857575
info_outline
Silver Squeeze, Gold Surge, Crypto Shock! - Alan Hibbard #6260
03/25/2025
Silver Squeeze, Gold Surge, Crypto Shock! - Alan Hibbard #6260
Kerry Lutz and Alan Hibbard discussed current trends in the gold and silver markets, noting record high prices and the potential for a market pullback. Alan expressed optimism about future price increases, particularly for silver, while raising concerns about the recent halt in trading for the PSLV ETF on Robinhood, which he found suspicious amid fears of a run on physical silver. They addressed possible manipulation of silver prices, referencing a spike in short positions for PSLV, and concluded with uncertainty regarding a potential short squeeze. Alan elaborated on market dynamics, emphasizing that the prevalence of paper contracts can suppress prices, while Kerry highlighted the risks of revealing discrepancies in gold reserves. Alan outlined his long-term investment strategy, focusing on steady accumulation rather than reacting to market volatility, and discussed the cryptocurrency market, particularly Bitcoin's role as a stable store of value. He cautioned against investing in other cryptocurrencies due to their centralized nature and recommended that investors take physical delivery of precious metals and secure their Bitcoin holdings. Find Alan here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35849135
info_outline
Playing with Fire: Fed’s Fallout - Tom DiLorenzo #6260
03/24/2025
Playing with Fire: Fed’s Fallout - Tom DiLorenzo #6260
Kerry Lutz and Tom DiLorenzo discussed the Mises Institute's documentary "Playing with Fire," which addresses the Federal Reserve's functions and implications, noting its significant viewership and featuring notable figures like Ron Paul. DiLorenzo emphasized the Fed's role in enabling government spending and the associated economic repercussions, such as inflation and financial crises, arguing that the true costs of government actions are obscured by the Fed's ability to monetize debt. Lutz proposed a National Cryptocurrency Reserve, suggesting that inflating Bitcoin's value could eliminate U.S. debt, though DiLorenzo expressed skepticism about its political feasibility and the risks of government involvement in Bitcoin. They critiqued the Fed's manipulation of interest rates and its regulatory role, citing the Community Reinvestment Act as a contributor to the 2008 financial crisis, and reflected on historical failures of central planning. DiLorenzo advocated for a return to gold-backed currencies and competing currencies as potential solutions to the issues created by the Federal Reserve Find Tom here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35833405
info_outline
Gold Soars While Stocks Collapse - Chris Vermeulen #6259
03/20/2025
Gold Soars While Stocks Collapse - Chris Vermeulen #6259
Kerry Lutz and Chris Vermeulen discussed the current volatility in the markets, particularly influenced by political events. Chris highlighted significant selling pressure affecting equities, suggesting that the market appears oversold and may experience a bounce in the coming weeks. However, he expressed uncertainty about whether this would lead to a recovery or a deeper decline into a bear market. The conversation also touched on the precious metals market, where Chris noted that gold is on a bullish trajectory, with a target range of $3,050 to $3,200 per ounce, driven by a lack of trust in traditional financial systems. He cautioned about the higher volatility of silver and emphasized a conservative investment strategy focused on capital preservation for clients over 50. Chris provided insights into the dollar's decline and the bearish outlook for the 10-year note, suggesting that while bonds may have reached a bottom, they are unlikely to yield substantial returns soon. He warned of a significant reset in the economy, predicting oil prices could drop to around $50 or $55 per barrel, which would negatively impact energy stocks. Chris identified a bearish divergence in the energy sector, forecasting a potential 40% to 60% correction. He introduced his Asset Revesting strategy for those nearing retirement, emphasizing the importance of capital preservation. While remaining bullish on gold long-term, he advised caution in current purchases and indicated that better opportunities may arise soon. Kerry facilitated the discussion, prompting Chris to share resources for further guidance on market analysis. Find Chris here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35786415
info_outline
Big Banks, Government Fraud & SBA Scandal - Lloyd Chapman #6258
03/19/2025
Big Banks, Government Fraud & SBA Scandal - Lloyd Chapman #6258
The discussion focused on the challenges facing small businesses in the U.S. and the role of the Small Business Administration (SBA) in supporting them. Kerry Lutz and Lloyd Chapman highlighted the SBA's historically low budget of approximately $800 million, which they argue is insufficient given that small businesses account for 99.9% of all firms and create 98% of net new jobs. They expressed skepticism about the government's allocation of funds, particularly regarding the Paycheck Protection Program, which they believe favored larger businesses. The conversation also addressed broader issues of government fraud and the need for increased scrutiny of financial discrepancies, particularly within the Pentagon. Lloyd Chapman emphasized the importance of the Small Business Act of 1953 as a crucial economic stimulus for the middle class, while also noting the disparity in federal contracts awarded to men versus women-owned businesses. He presented data on the SBA 7A loan program, indicating a low default rate, and underscored the significant benefits derived from the SBA's budget. Both speakers expressed concerns about potential moves to close the SBA and warned of an impending economic crisis linked to the national debt. They discussed the need for a fairer tax system and proposed innovative strategies, such as utilizing Bitcoin, to address these economic challenges. Find Lloyd here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35771230
info_outline
Entrepreneurial Wisdom: Vision, Patience, Success- Jose Berlanga #6257
03/18/2025
Entrepreneurial Wisdom: Vision, Patience, Success- Jose Berlanga #6257
Kerry Lutz and Jose Berlanga discussed Jose's successful transition into the real estate and construction industry in the U.S., attributing his achievements to the abundant opportunities, a clear vision, and strong partnerships. Jose cautioned young entrepreneurs against the desire for immediate gratification, advocating for a balanced approach that merges passion with profitability. He emphasized the importance of learning from mistakes and seeking mentorship before starting new ventures. Both acknowledged the challenge of balancing fulfilling work with financial needs, with Jose noting the necessity of recognizing when to move on from unfulfilling tasks. He shared insights from his book "The Business of Home Building" and introduced his upcoming book "Dirt Rich," while Kerry highlighted the importance of sharing personal successes and engaging on social media. Find Jose here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35741565
info_outline
Gold vs. Bitcoin: Debt Explodes! - Robert Ian #6256
03/17/2025
Gold vs. Bitcoin: Debt Explodes! - Robert Ian #6256
Kerry Lutz welcomed Robert Ian back to the Financial Survival Network, where Robert shared his extensive background as a business and motivational speaker, highlighting his long-standing involvement in the gold market since 2007. He discussed the personal challenges that led to a pause in his commentaries, particularly the loss of his wife in 2022, and expressed admiration for those who continued to voice their opinions during his absence. Robert anticipates significant economic changes in the coming years, especially concerning gold and Bitcoin, and announced a new weekly commentary series with Kerry to address current economic trends and drivers. During the discussion, Robert analyzed the current economic landscape, warning of potential corrections in the housing market reminiscent of the 2008 crisis due to unsustainable prices and inventory oversupply. He emphasized the need for debt management and income diversification. The conversation also touched on the implications of a potential audit of Fort Knox and the U.S. government's Bitcoin reserve, with both speakers considering the impact these factors could have on economic policy and market dynamics. Find Robert here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35719390
info_outline
Tariffs, Inflation, and Recession Ahead? - Jim Welsh #6255
03/14/2025
Tariffs, Inflation, and Recession Ahead? - Jim Welsh #6255
The discussion focused on the current economic landscape, highlighting concerns about the potential for a bear market as the S&P's recent highs lack broader market support. Jim Welsh pointed out that uncertainty surrounding President Trump's proposed tariffs could lead to a recession, particularly as consumer confidence declines and inflation expectations rise. He emphasized that historical evidence suggests tariffs do not effectively boost jobs or economic growth, and companies may pass increased costs onto consumers, further straining the economy. Welsh and Kerry Lutz examined the implications of rising inflation and its impact on spending patterns among different income groups. They noted that the wealthiest 10% account for a significant portion of consumer spending, while the bottom 80% have seen a decline in their expenditures. Welsh warned that a downturn in the stock market could reduce spending from high earners, exacerbating economic challenges. The conversation also touched on the political ramifications of budget cuts and the complexities of the tax system, with Welsh criticizing tax cuts for the wealthy and discussing misconceptions about tax contributions. The speakers analyzed the relationship between economic indicators and oil prices, predicting a potential decrease in oil prices and discussing the implications for inflation. Welsh forecasted a temporary bounce in the S&P but anticipated further declines due to tariffs, while also addressing the recent drop in energy prices and its effects on inflation. They highlighted the role of refracking technology in boosting oil production and the focus of oil companies on shareholder returns. Find Jim here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35682335
info_outline
Saving Lives With Smart Road Tech - Charlie Degliomini #6254
03/13/2025
Saving Lives With Smart Road Tech - Charlie Degliomini #6254
Kerry Lutz interviewed Charles Degliomini from Rekor Systems to discuss the impact of AI on roadway management. Charles explained that their technology employs off-road sensors to gather precise traffic data, moving away from outdated methods like rubber tubes, which enhances vehicle classification accuracy and improves worker safety by minimizing their exposure to traffic. The AI system operates continuously, delivering real-time data that aids in reducing traffic congestion and optimizing roadway maintenance, ultimately aiming to decrease highway accidents and fatalities. He highlighted the system's ability to integrate various data sources, such as Bluetooth signals and Waze reports, allowing traffic center operators to respond to incidents significantly faster than traditional methods. Charles noted the successful implementation of this technology in cities like Las Vegas, where it has proven beneficial for emergency responders. He emphasized the necessity for modernizing traffic data reporting and contrasted proactive states like Texas with those resistant to change, while also mentioning that toll operators are more open to adopting new technologies. Find Charlie here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35664965
info_outline
Dogecoin, Gov. Oversight, Economic Reform - Gerson Gibbs #6253
03/12/2025
Dogecoin, Gov. Oversight, Economic Reform - Gerson Gibbs #6253
The discussion centered on the current administration's deregulation priorities and the necessity for effective financial oversight. Gerson Gibbs emphasized Belite Capital's role in providing independent guidance to investors, advocating for a balanced regulatory framework that includes regular reviews of existing regulations. He highlighted the importance of addressing issues like improper government payments through the implementation of audit findings, suggesting that initial restructuring could lead to long-term economic benefits. Kerry Lutz and Gibbs also explored the potential of Dogecoin to save billions while acknowledging the risks of recession due to excessive government spending and tariffs. They noted the administration's willingness to tackle these challenges, despite potential short-term pain, and criticized systemic issues reflected in government data errors. The conversation further delved into the need for independent oversight of government and corporate entities, with a focus on Elon Musk's potential to enhance efficiency through technology. Both participants agreed on the necessity of modernizing government operations and integrating AI to improve oversight and efficiency. Find Gerson here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35647075
info_outline
Fast-Track Mortgage Freedom Now - Bill Westrom #6252
03/11/2025
Fast-Track Mortgage Freedom Now - Bill Westrom #6252
The discussion focused on a strategy for paying off mortgages within five to seven years by utilizing a revolving line of credit to manage income effectively. Bill Westrom explained that depositing income into this line of credit reduces debt balances and minimizes interest payments, while also introducing the concept of a "bill payday" to streamline monthly expenses and enhance interest savings. He emphasized the importance of prioritizing debt balances over interest rates in debt management, citing the high levels of national and consumer debt and advocating for a new banking model to ease personal debt burdens. Bill shared success stories of clients who achieved financial freedom, including a young couple who eliminated over $200,000 in debt and a 77-year-old woman who expanded her real estate portfolio. Find Bill here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35621095
info_outline
Build Value And Master Your Exit - Joseph LoPresti #6251
03/10/2025
Build Value And Master Your Exit - Joseph LoPresti #6251
Kerry Lutz and Joe LoPresti discussed exit planning for business owners, drawing from Joe's extensive experience as a wealth manager and insights from his book "Exit by Design." They emphasized the common issue of business owners receiving fragmented advice, which can lead to regrets post-sale, highlighting the importance of a proactive approach. Joe outlined the need for comprehensive planning, including understanding seller financing and identifying the right buyer to maximize business value. He introduced the concept of a "freedom point," which represents the financial threshold necessary for achieving desired post-sale lifestyles, and stressed the importance of creating a personal action plan that addresses life goals beyond business ownership. Additionally, Joe advised owners to assess their business's appeal to potential buyers, focusing on factors like owner dependency and recurring revenue streams, which significantly influence market value. Find Joseph here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35602275
info_outline
What’s Really Inside Fort Knox? - Dr. Jonathan Newman #6250
03/07/2025
What’s Really Inside Fort Knox? - Dr. Jonathan Newman #6250
The discussion focused on the transparency of gold reserves at Fort Knox and the implications of potential discrepancies in these holdings. Jonathan expressed concerns about the lack of audits, suggesting that any revelation of missing gold could lead to a significant public relations crisis for the government. Both he and Kerry emphasized the historical relationship between the U.S. dollar and gold, noting that the dollar is no longer redeemable in gold, which complicates the situation. They also addressed the broader issue of government control over money and banking, with Jonathan advocating for a market-driven approach to currency and expressing optimism about cryptocurrencies as a challenge to the U.S. dollar. The conversation further explored the evolution of the banking system, critiquing government intervention that has led to monopolization and manipulation of the money supply, resulting in inflation. Kerry and Jonathan highlighted the misconception that rising prices are solely due to external factors, arguing instead that they stem from increased money supply. They discussed the implications of inflation as a hidden tax that benefits banks and the government at the public's expense. Additionally, they touched on the Mises Institute's policy of rejecting government funding to maintain their anti-government stance and commitment to free market principles, with both encouraging further engagement with the institute's resources for economic education. Find Dr. Newman here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35570990
info_outline
Exposing the AI Gold Rush - Marc Beckman #6249
03/06/2025
Exposing the AI Gold Rush - Marc Beckman #6249
The discussion focused on the transformative impact of artificial intelligence (AI) across various sectors, with Marc Beckman highlighting its generative capabilities and data analytics functions that enhance productivity. Kerry Lutz shared his experiences using AI for tasks like generating show notes and summarizing press releases, noting significant improvements in his efficiency. Beckman pointed out the potential for AI to reshape job landscapes and create new opportunities, especially in creative fields, while emphasizing the accessibility of AI tools for individuals without technical backgrounds. The conversation also touched on the implications of AI in healthcare, with Beckman mentioning tools that could improve diagnosis and prescription processes, while Lutz raised concerns about AI's role in predictive policing. The dialogue further explored the intersection of AI and cryptocurrency, with Beckman discussing the potential for these technologies to drive business growth, particularly in light of recent executive orders aimed at fostering innovation. They reflected on the influence of social media in political campaigns, particularly during Trump's 2016 campaign, and introduced the concept of an "iron triangle" of emerging technologies that could disrupt traditional industries. Find Marc here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35556100
info_outline
Plan Today, Profit Tomorrow, Win - Justin Goodbread #6248
03/05/2025
Plan Today, Profit Tomorrow, Win - Justin Goodbread #6248
The discussion centered on the importance of effective succession planning for business owners, highlighting common pitfalls and strategies to enhance company value. Justin Goodbread identified three key mistakes: neglecting to consider the total income from the business for retirement planning, remaining overly involved in operations which can reduce the business's value, and delaying exit planning until it's too late. He emphasized the need for a solid foundation and a clear vision, advising owners to narrow their target market to improve service delivery and perceived value. Additionally, the conversation underscored the necessity of prioritizing value over profitability, with Justin illustrating how aligning business operations with investor expectations can attract significant investment and enhance overall appeal to potential buyers. Find Justin here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35539455
info_outline
Why D.C. Can't Ignore Elon Musk - Tevi Troy #6247
03/04/2025
Why D.C. Can't Ignore Elon Musk - Tevi Troy #6247
Kerry Lutz and Tevi Troy engaged in a comprehensive discussion covering various topics, including the influence of business leaders like Elon Musk on government, the efficiency of the federal workforce, and the role of technology in governance. They analyzed the historical ties between industry and U.S. presidents, noting Musk's unique position in the current administration and the implications of corporate power in politics. The conversation shifted to the federal workforce, where they questioned the necessity of certain agencies and advocated for a streamlined approach to social support. Lutz emphasized the potential of AI as a tool for societal improvement, particularly in expediting the FDA's review process for biomedical innovations. They also critiqued USAID's DEI initiatives abroad, suggesting they may not foster understanding and discussed the complexities of immigration policies, advocating for legal immigration while balancing compassion with necessary regulations. Find Tevi here: Find Kerry here: and here:
/episode/index/show/kerrylutz/id/35523500