The Real Investment Show Podcast
It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.
info_outline
8-7-26 Aging in Place - What to Consider
08/07/2026
8-7-26 Aging in Place - What to Consider
8-7-26 Aging in Place - What to Consider More Americans want to age in place, but is staying in your home the best financial and lifestyle decision? Richard Rosso & Jonathan McCarty explore the real costs, benefits, and planning strategies behind one of retirement's biggest decisions. We discuss how neighborhoods, community connections, and changing retirement goals influence aging in place, while comparing the costs of home modifications with assisted living. We also examine emerging technologies—including AI companions, telehealth, smart-home monitoring, and wearable devices—that are reshaping independent living for older adults. Topics include long-term care planning, reverse mortgages and HECMs, Social Security and Medicare decisions, accommodating live-in caregivers, home safety upgrades, mental fitness, and why some older Boomers are choosing larger homes rather than downsizing. Whether you're planning for yourself or helping aging parents, this conversation offers practical financial insights for making informed decisions before a crisis forces your hand. 0:00 INTRO 0:19 - Aging Place Rationale & Evolution 2:30 - Neighborhoods & Community Spirit 5:29 - Progression of Goal Shifting 6:43 - Financial Guide - Aging in Place 10:52 - Eliminating Risks at Home 14:55 - Is Remaining at Home less Expensive than Assisted Living? 18:27 - Preparing for One vs Two Aging in Place: Future Technology 19:40 - The Demographics of AI Companions 20:15 - Surveillance Technology 22:36 -Children's Awareness of Long Term Care Coverage 23:27 - Home Bidets 25:11 - Understanding the trends & technology of Aging in Place 26:02 - Accommodating live-in caregivers 27:05 - Older Boomers Buying Bigger Homes trend 28:53 - After dinner dominos, cards, Mahjong, & Bingo 32:38 - Things to do for mental acuity - Elder Tech: Door Dash, Uber, Aura ring, etc. 35:44 - New Longevity Calculators & Telehealth 37:30 - Renovation vs Relocation 39:12 - Paying for the modifications - reverse mortgages & HECM's 41:04 - Smart decisions for SS & Medicare Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/H03YeyoVCkk ------- Articles mentioned in this report: "RIA E-Guide Library: Aging in Place" https://realinvestmentadvice.com/ria-e-guide-library/ -------- Watch our previous show, "The 60/40 Portfolio Is Not Dead" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #AgingInPlace #LongTermCare #PersonalFinance #Retirement
/episode/index/show/lancerobertsshow/id/42330420
info_outline
8-6-26 Hidden AI Debt: Is the Risk Overblown?
08/06/2026
8-6-26 Hidden AI Debt: Is the Risk Overblown?
Has Wall Street been looking at hyperscaler debt all wrong? Lance Roberts & Michael Lebowitz examine claims that the "hidden debt" of AI hyperscalers has surged to $1.65 trillion through off-balance-sheet obligations, including long-term leases and infrastructure commitments. But does that mean the AI investment thesis is breaking down? We'll separate the headlines from the fundamentals by comparing the financial strength of Microsoft, Amazon, Alphabet, Meta, and Oracle. While hidden obligations deserve attention, not all debt carries the same risk, and not every hyperscaler should be viewed through the same lens. 0:00 INTRO 1:02 - ISM Looking Good, MFG at 4-year High 4:13 - Markets Take a Rest - time to rebalance? 9:27 - Forward Returns After Breakout to New Highs 14:04 - Open Source AI vs Closed Source AI 17:18 - Who Benefits, Regardless of Source? (Who is the common denominator?) 22:31 - Hyperscaler Bear Porn - Look at the debt 24:53 - A Basket of Hyperscalers Does Not an Index Make 27:35 - What Does "Off Balance Sheet" Mean? (There Are Three Types) 28:27 - Data Center Leasing 30:32 - Joint Ventures 30:55 - Chip Leasing 35:20 - Listen to the Markets 38:34 - Busting Narratives; don't believe the hype Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HeU8LWC2rfo?feature=share ------- Articles mentioned in this report: "Palantir Earnings Provide Hope For The Software Sector" https://realinvestmentadvice.com/resources/blog/palantir-earnings-provide-hope-for-the-software-sector/ "Hidden Debt: Is Our Hyperscaler Thesis Wrong – Part 2" https://realinvestmentadvice.com/resources/blog/hidden-debt-is-our-hyperscaler-thesis-wrong-part-2/ "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Time to Rebalance?" https://youtu.be/y7Er-AsOkFc ------- Watch our previous show, "Q&A Wednesday: Market Questions Answered" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #RiskManagement #MarketOutlook #ArtificialIntelligence #Technology #FinancialPlanning
/episode/index/show/lancerobertsshow/id/42345730
info_outline
8-6-26 Time to Rebalance? | Before the Bell
08/06/2026
8-6-26 Time to Rebalance? | Before the Bell
The S&P 500 has broken out to fresh all-time highs after months of consolidation, triggering a new momentum buy signal. But after one of the strongest five-day rallies since April 2025, should investors keep buying, or start taking profits? In today's Before the Bell, we discuss why this is an ideal time to review your portfolio's risk, rebalance strategically, and trim oversized winners. We explain why rebalancing shouldn't be mechanical, how to distinguish quality companies from long-term laggards, and why understanding why a stock is underperforming matters just as much as its valuation. We also examine surging call-option activity, declining volatility, and why a healthy pullback would be normal after such a powerful advance. Learn how disciplined profit-taking and thoughtful portfolio management can help reduce stress during the market's next consolidation or correction. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/y7Er-AsOkFc --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #RiskManagement #MarketOutlook
/episode/index/show/lancerobertsshow/id/42344785
info_outline
8-5-26 Q&A Wednesday: Market Questions Answered
08/05/2026
8-5-26 Q&A Wednesday: Market Questions Answered
It's Q&A Wednesday, and we're answering your live chat questions on today's biggest investing, market, and economic topics. With the S&P 500 near record highs after weeks of consolidation, investors are asking what comes next. Is this breakout sustainable, or are markets setting up for another bout of volatility? Lance Roberts & Danny Ratliff discuss market leadership, interest rates, inflation, AI, bonds, portfolio positioning, retirement planning, and whatever else is on your mind. 0:00 INTRO 1:01 - AMD, Eli Lilly Earnings & Markets' New High 2:49 - Strait of Hormuz/Iran & Headlines 4:24 - Economic Data Weakens - JOLTS report 5:11 - The Thing About Consolidations & Breakouts 7:54 - Interest rates about to trigger bond buy signal 10:00 - Coffee & Keeping Lance Around 10:51 - Market Behavior & Investment Sentiment 12:19 - Core CPI vs Fed Funds Rate: Is the Fed wrong or the bond market wrong? 15:47 - Using Stablecoin to purchase international stocks 18:05 - Options strategies on parabolic moves 19:00 - US Debt Clock composition & Gold Purchases 23:16 - Will Yield Curve Control be eventually implemented? 24:50 - Is this a good week to rebalance? 27:18 - Investing in broad-market ETF's via SEP IRA 31:27 - Preferred Bonds vs Corp Bonds, & 60/40 Allocations 34:15 - Why you need inflation (why we invest) 39:28 - Understanding what you're buying (bonds) 42:17 - Emerging Market equities concentrated in PVR, VALE? 42:45 - Off balance Sheet AI Debt 43:14 - US purchase of Yen - a form of yield curve control? 46:49 - Traditional Pension + SS = ratio for equities? 48:25 - Two Types of Debt Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HeU8LWC2rfo?feature=share ------- Articles mentioned in this report: "Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move" https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/ "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "New Highs, Now What?" https://youtu.be/K0SaWvIeYkQ ------- Watch our previous show, "The 60/40 Portfolio Is Not Dead" https://youtube.com/live/9KGokK9tGuA ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #Bonds #MarketOutlook FinancialPlanning #MarketOutlook
/episode/index/show/lancerobertsshow/id/42326910
info_outline
8-5-26 New Highs, Now What? | Before the Bell
08/05/2026
8-5-26 New Highs, Now What? | Before the Bell
The S&P 500 has broken out to a new all-time high after months of sideways consolidation, but does that mean investors should immediately buy? Lance Roberts explains how consolidations work, why sideways markets can resolve overbought conditions without a major correction, and why patience may be rewarded after a breakout. We also discuss why a short-term pullback toward the breakout level could create a better entry point while preserving the current momentum buy signal. Plus, we examine the bond market as falling Treasury yields move closer to triggering a buy signal, despite ongoing concerns about inflation and oil prices. Before chasing new highs, understand what the technicals are signaling about stocks, bonds, interest rates, and where the next opportunity may develop. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/K0SaWvIeYkQ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #Bonds #MarketOutlook
/episode/index/show/lancerobertsshow/id/42326540
info_outline
8-4-26 The 60/40 Portfolio Is Not Dead
08/04/2026
8-4-26 The 60/40 Portfolio Is Not Dead
Is the classic 60/40 portfolio really obsolete, or are investors making a costly mistake by abandoning bonds? Lance Roberts & Jon Penn examine why fixed income still plays a critical role in portfolio construction, risk management, and long-term wealth preservation. We'll discuss why bonds remain valuable despite recent volatility, how they can improve diversification, and why chasing all-equity returns may expose investors to unnecessary risk. If you've been told that "bonds are dead," this conversation offers a different perspective backed by history and current market conditions. 0:00 INTRO 1:12 - Space-X First Report Preview 4:16 - Market Consolidation Continues 6:00 - Sometimes the Best Thing to Do is Nothing 8:57 - Space-X Options? 9:44 - 60/40 Portfolio is Dead? 13:41 - The Case Against Bonds 19:16 - Correlation Matters 24:09 Why Gold Does Not Belong in Bond Side of Portfolio 28:07 - Why We Own Certain Assets 31:02 - Understanding Beta 36:11 - Never Look at Bonds as a Hedge for Inflation 38:35 - Investing when it's "Safe" 39:36 - Inflation is not a Bad Thing 44:50 - Own Bonds, not ETF's Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/9KGokK9tGuA ------- Articles mentioned in this report: "Bonds In Your Portfolio: Why Ditching Them Is The Wrong Move" https://realinvestmentadvice.com/resources/blog/bonds-in-your-portfolio-why-ditching-them-is-the-wrong-move/ "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Defy the Breakdown" https://youtu.be/Op2rlRHPdaU ------- Watch our previous show, "The Momentum Crash: Is It Over?" https://youtube.com/live/XLZMmL1p-H0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement #Bonds #PortfolioManagement #RetirementPlanning #AssetAllocation
/episode/index/show/lancerobertsshow/id/42315425
info_outline
8-4-26 Markets Defy the Breakdown | Before the Bell
08/04/2026
8-4-26 Markets Defy the Breakdown | Before the Bell
The S&P 500 has once again proven why emotional investing rarely pays off. After briefly breaking below the 50-day moving average and triggering bearish headlines, the market quickly reversed, reclaimed key technical levels, and is now back within striking distance of new all-time highs. In today's Before the Bell, we examine why this prolonged consolidation continues to frustrate investors, what the latest earnings from Palantir, Microsoft, Amazon, and chip stocks could mean for the AI trade, and why a new momentum buy signal may be close to triggering. We also discuss the seasonal headwinds of August and September, elevated oil prices, fading summer trading volume, and the improving earnings outlook that continues to support stock prices. Is this finally the breakout investors have been waiting for, or just another head fake inside a frustrating trading range? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Op2rlRHPdaU --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #AIStocks #MarketOutlook
/episode/index/show/lancerobertsshow/id/42313330
info_outline
8-3-26 The Momentum Crash: Is It Over?
08/03/2026
8-3-26 The Momentum Crash: Is It Over?
Momentum stocks have suffered one of the sharpest reversals in years, leaving investors wondering whether the worst is behind us or if another leg lower is still ahead. Lance Roberts looks at what caused the momentum crash, why crowded trades can unwind so quickly, and whether the recent rebound is signaling a durable recovery or simply a temporary relief rally. We'll also discuss what history suggests about momentum reversals, portfolio diversification, risk management, and the technical signals investors should watch before increasing exposure to high-growth stocks. 0:00 INTRO 1:01 - Markets End a Negative July 4:42 - Maybe Not the Buy-the-Dip Opportunity 11:10 - Is the Momentum Crash Over? 17:06 - The Retail Side of Levered Trade 21:09 - The Cap-ex Spend is Real 22:39 - Proportion of S&P 500 Co's Beating Earnings Estimates 26:15 - Is the Correction Over? 29:35 - Bet on Nothing - Trade on Environment You're Given 33:58 - Sector Analysis 35:38 - The AI Bear Case - Three Arguments 39:26 - Hyperscaler Cap-Ex 41:38 - Circular Financing Myth 44:33 - Is AI Revenue Fake? 46:50 - Positioning for Either Outcome Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/XLZMmL1p-H0 ------- Articles mentioned in this report: "AI Bear Case: What Skeptics Get Right And Wrong" https://realinvestmentadvice.com/resources/blog/ai-bear-case-what-skeptics-get-right-and-wrong/ "The Momentum Crash: Is It Over?" https://realinvestmentadvice.com/resources/blog/the-momentum-crash-is-it-over/ -------- Watch today's "Before the Bell" premarket commentary, "Market Bounce or More Chop?" https://youtu.be/gGQUeec8J9w ------- Watch our previous show, "Mid-Year Financial Checklist" https://youtube.com/live/2oESMTD2Cqg?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement #MomentumInvesting #MarketOutlook
/episode/index/show/lancerobertsshow/id/42301605
info_outline
8-3-26 Market Bounce or More Chop? | Before the Bell
08/03/2026
8-3-26 Market Bounce or More Chop? | Before the Bell
The market has reclaimed the 50- and 100-day moving averages after last week's selloff, avoiding the knee-jerk breakdown many feared. But does that mean the next leg higher has begun? In today's Before the Bell, we explain why the S&P 500 remains trapped in a two-month consolidation, why diversified portfolios have held up better than momentum trades, and why this still may not be the "buy the dip" opportunity many investors are waiting for. We'll also discuss why momentum stocks remain under pressure despite a deep correction, what technical signals traders should watch before re-entering that space, and why August and September's seasonal weakness argues for disciplined risk management rather than chasing rallies. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/gGQUeec8J9w --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #TechnicalAnalysis #RiskManagement
/episode/index/show/lancerobertsshow/id/42299550
info_outline
7-31-26 Mid-Year Financial Checklist
07/31/2026
7-31-26 Mid-Year Financial Checklist
Are you on track financially, or is it time for a mid-year course correction? In this episode, we walk through a comprehensive mid-year financial checklist designed to help investors and retirees prepare for the second half of the year. We'll discuss whether your portfolio allocation still matches your goals, why sector rotation matters, realistic expectations for investment returns, and the importance of updating retirement income plans. We also cover mid-year tax projections, Roth conversion strategies (including the often-overlooked downsides), charitable giving techniques, insurance reviews, and why knowing what your money is actually for may be the most important financial planning decision you make. We'll also touch on labor market trends, including what high-paying employers like Buc-ee's tell us about today's economy, and the growing role of AI and robot teachers in education. Whether you're planning for retirement, reducing taxes, reviewing insurance coverage, or refining your investment strategy, this checklist can help you finish the year on stronger financial footing. 0:00 INTRO 0:20 - Lettuce Memes, Future Shock, Bad Architecture, & Tiny Towns 7:12 - Market Frustrations & Sector Rotations 10:01 - Is Your Allocation Right for You? 13:25 - Robot Teachers in New York 15:11 - What Your Money is For... 16:37 - Expectations for Returns 20:36 - What You Can Make at Buc-cee's 22:29 - Mid-year Tax Projections 26:39 - Retirement Income Update, Charitable Intent & Micro-budgeting 30:02 - Charitable Remainder Trust 33:43 - Putting together a strategy for charitable giving 37:16 - The "Alt Side" of the Roth Conversion 41:06 - Insurance Review 42:44 - Savvy Social Security DLS Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/2oESMTD2Cqg?feature=share ------- Watch our previous show, "Hyperscaler Credit: Warning or Opportunity?" https://youtube.com/live/lsx5FwAF_mQ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialPlanning #RetirementPlanning #Investing #TaxPlanning #WealthManagement
/episode/index/show/lancerobertsshow/id/42268285
info_outline
7-30-26 Hyperscaler Credit: Warning or Opportunity?
07/30/2026
7-30-26 Hyperscaler Credit: Warning or Opportunity?
Are investors overreacting to rising credit spreads among the largest AI hyperscalers? As companies like Amazon, Microsoft, Alphabet, Meta, and Oracle continue borrowing heavily to fund massive AI infrastructure, headlines are warning of "carnage" in hyperscaler credit markets. But does wider credit spread really signal financial trouble—or simply reflect unprecedented capital spending? Lance Roberts & Michael Lebowitz examine what credit default swaps (CDS), bond spreads, and AI capital expenditures are actually telling investors. We'll separate sensational headlines from market reality, and explore whether this is a genuine warning sign or another example of fear outrunning the fundamentals. 0:00 INTRO 1:01 - Markets Sell of as Margins Unwind 3:48 - What Happens When Moving Averages Are Broken 7:22 - Yields Respond to FOMC 9:42 - What Walsh Didn't Say... 14:01 - Four Things (he did say) 16:01 - No Support for Rate Hikes in Slowing Economy 21:26 - Momentum is the Market Driver (and it's unwinding) 23:24 - Why the 2% Inflation Target? 27:09 - Google vs Microsoft Earnings & Market Responses 30:25 - Hyperscalers & Credit Spreads 36:34 - Oracle is the Problem Child 37:42 - Market Price Narratives are not Realistic 39:42 - The Importance of Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lsx5FwAF_mQ ------- Articles mentioned in this report: "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Will the Fed Meeting Matter?" https://youtube.com/live/NXuTqIZToX0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook #ArtificialIntelligence #Investing #TechStocks #PortfolioManagement
/episode/index/show/lancerobertsshow/id/42266735
info_outline
7-30-26 50-DMA Breakdown: What's Next? | Before the Bell
07/30/2026
7-30-26 50-DMA Breakdown: What's Next? | Before the Bell
Markets are testing a critical technical level after failing to reclaim the 50-day moving average. Is this a routine pullback before new highs, or the beginning of a deeper correction? In today's Before the Bell, we examine why failed rallies after a moving average break deserve more attention than the initial decline, what the next support levels at the 100- and 200-day moving averages could mean for investors, and why momentum stocks are experiencing far more damage than the broader market. We'll also discuss why oversold conditions could spark a short-term rally, why panic selling may be the wrong move for momentum investors, and how Treasury yields and the Federal Reserve could influence market direction over the next several trading sessions. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Jn1ZGnryxU4 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook
/episode/index/show/lancerobertsshow/id/42265275
info_outline
7-29-26 Will the Fed Meeting Matter?
07/29/2026
7-29-26 Will the Fed Meeting Matter?
It's Q&A Wednesday, and Lance Roberts & Danny Ratliff answer your questions from our YouTube Live chat while discussing one of the week's biggest market events: the Federal Reserve meeting. Will the Fed's latest decision change the market's direction, or is earnings season, inflation, and economic data driving the bigger story? We answer your questions on investing, portfolio management, retirement planning, market volatility, interest rates, AI stocks, and the economic headlines shaping investor decisions. 0:00 INTRO 0:53 - US/Iran Tit-for-tat, FOMC & Rates w No Forward Guidance 3:15 - Earnings Beat Rate at 83% 4:42 - Markets Languish Below 50-DMA 9:24 - Earnings Prelude 10:31 - What has raised living standards (defining "living standards") vs Happiness 15:40 - Social Media & comparisons to wrong benchmarks 17:26 - The Role of Moving Averages (and how we use them) 21:06 - Using Odd Moving Averages vs 20-, 50-, 100-DMA standards 22:10 - Buying Chinese Chip Stocks (or any International stocks)? 24:24 - Where to Find Earnings Estimates by Sectors 25:33 - Mag-7 performance, Microsoft, & Free Cash Flow 28:24 - Repatriation of Money to Japan? 29:36 - Will AI Improve Middle Class standards of Living? (Solo-preneurships) 32:44 - Should We Incentivize Young Couples to Have Children thru Tax Credits? 36:40 - Will Interest Rates & Inflation Continue to Move Up? 37:02 - Is GIS a Dividend Trap? 40:06 - Most pressing worry in current environment: What we don't know 40:33 - When Bear Sterns Collapsed... Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, DAnny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/NXuTqIZToX0 ------- Articles mentioned in this report: "AI Capex Depreciation Risk Is The Catch To Record Earnings" https://realinvestmentadvice.com/resources/blog/ai-capex-depreciation-risk-is-the-catch-to-record-earnings/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Do You Really Know Your Risk Tolerance?" https://youtube.com/live/m3KZ1fbws2k ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FederalReserve #StockMarket #Investing #FinancialPlanning #QAWednesday #StockMarket #MarketRotation #Investing #SP500 #PortfolioManagement
/episode/index/show/lancerobertsshow/id/42254525
info_outline
7-29-26 Markets Consolidate as Sector Rotation Strengthens | Before the Bell
07/29/2026
7-29-26 Markets Consolidate as Sector Rotation Strengthens | Before the Bell
Markets remain trapped below key technical resistance, with the S&P 500 unable to reclaim its 20-day and 50-day moving averages. While money flows continue to soften and price action stays locked in a tightening consolidation pattern, market internals tell a different story. Lance Roberts shares why equal-weighted stocks are outperforming, why Mega-Cap technology and semiconductors are no longer carrying the market, and how improving market breadth is masking weakness in the headline indexes. We also discuss the seasonal challenges of August and September, what investors should watch for before adding risk, and why diversification becomes especially valuable during periods of market rotation. Rather than chasing headlines, successful investing often means recognizing when leadership is changing, maintaining discipline, and preparing to capitalize on opportunities when quality companies become temporarily mispriced. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/pG8vxTC6oco --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketRotation #Investing #SP500 #PortfolioManagement #Semiconductors #RiskManagement #ValueInvesting
/episode/index/show/lancerobertsshow/id/42253355
info_outline
7-28-26 Do You Really Know Your Risk Tolerance?
07/28/2026
7-28-26 Do You Really Know Your Risk Tolerance?
Everyone says they're comfortable with investment risk—until markets actually decline. Lance Roberts & Jon Penn discuss why true risk tolerance isn't measured during bull markets but during periods of fear and uncertainty. We explain the difference between financial capacity and emotional tolerance, why investors often overestimate the amount of volatility they can handle, and how emotional decisions can permanently damage long-term returns. 0:00 INTRO 0:53 - Markets Building Downward Pressure 4:00 - Semi's in Momentum Trade 8:39 - Investor, Know Thyself 11:00 - Investing is Supposed to be Boring 14:02 - Waiting Until the Market is "Safe" 15:47 - Risk Knows No Age 21:06 - TOD vs POD - What's the Difference? 23:55 - What is Per Stirpes? 27:34 - Lance's Treasure Hunt 28:03 - Diversity of Accounts Is Not a Good Thing 28:03 - Diversity of Accounts Is Not a Good Thing 34:58 - The Value in Consolidation of Accounts 36:42 - SIPC Insurance and Bankruptcy 45:04 - At What Age...? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/m3KZ1fbws2k ------- Articles mentioned in this report: "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Bounce as Oil Retreats" https://youtu.be/-32Zu3-6gP8 ------- Watch our previous show, "AI's Earnings Catch: The Depreciation Risk" hhttps://youtube.com/live/5lrbGjrxvQY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Semiconductors #StockMarket #Investing #RiskManagement #ValueInvesting #RiskTolerance #FinancialPlanning #RetirementPlanning
/episode/index/show/lancerobertsshow/id/42242795
info_outline
7-28-26 Semiconductor Selloff Tests Market Leadership | Before the Bell
07/28/2026
7-28-26 Semiconductor Selloff Tests Market Leadership | Before the Bell
Semiconductor stocks remain at the center of the momentum trade, but technical damage is beginning to build. With many leading chip stocks falling below their 50-day moving averages and approaching key support levels, investors are watching whether earnings can stabilize the sector—or accelerate the decline. In today's Before the Bell, we examine the growing weakness in semiconductors, why momentum trades are unwinding, how leveraged positions could amplify downside risk, and why value stocks continue to outperform during this rotation. We also discuss why diversification remains one of the best defenses when leadership changes and why maintaining disciplined risk management is more important than chasing headlines. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/_OdEbcpR78I --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Semiconductors #StockMarket #Investing #RiskManagement #ValueInvesting
/episode/index/show/lancerobertsshow/id/42241040
info_outline
7-27-26 AI's Earnings Catch: The Depreciation Risk
07/27/2026
7-27-26 AI's Earnings Catch: The Depreciation Risk
Big Tech continues to post record earnings, but investors may be overlooking one critical risk: AI capital spending. Lance Roberts explains why today's AI spending boom could become tomorrow's accounting headwind, how depreciation affects corporate profitability, and why investors should look beyond headline earnings. 0:00 INTRO 1:01 - Elon Musk, former Trillionaire & Another Iran Cease-fire 5:34 - Markets Set to Open Sharply Higher 10:59 - Shopping w Mrs. Roberts & Back to College 13:09 - AI Depreciation Risk Impact on Earnings 16:40 - Valuations on EBITDA 19:11 - Hyperscalers' 2026 Estimates 20:25 - Focusing on Free Cash Flow--why?? 23:25 - Markets Have Already Priced-in Depreciation 25:20 - How to Best Evaluated Companies 27:38 - Are US Treasuries a Safe Asset? 33:34 - What Happens if Foreign Demand for Dollars Goes to Zero? 38:00 - The Only Thing that Matters: Duration 41:03 - Change in Duration is Not a Credit Event 42:37 - Why Buy US Treasuries? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/5lrbGjrxvQY ------- Articles mentioned in this report: "AI Capex Depreciation Risk Is The Catch To Record Earnings" https://realinvestmentadvice.com/resources/blog/ai-capex-depreciation-risk-is-the-catch-to-record-earnings/ "Are US Treasuries Still A Safe Asset?" https://realinvestmentadvice.com/resources/blog/are-us-treasuries-still-a-safe-asset-copy/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Bounce as Oil Retreats" https://youtu.be/-32Zu3-6gP8 ------- Watch our previous show, "Financial Fitness Friday - Trump Accounts: What Parents Need to Know" https://youtube.com/live/UGqEJxQ6Fls?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Gold #TechnicalAnalysis #ArtificialIntelligence #BigTech #Investing #MarketAnalysis
/episode/index/show/lancerobertsshow/id/42228125
info_outline
7-27-26 Markets Bounce as Oil Retreats | Before the Bell
07/27/2026
7-27-26 Markets Bounce as Oil Retreats | Before the Bell
Stocks are set to open sharply higher as oil prices reverse from last week's overbought extremes, reinforcing why technical analysis often provides better signals than reacting to headlines. We review how falling oil prices are influencing stocks, gold, silver, and the U.S. dollar, and why those relationships matter for investors. We also examine whether the S&P 500 can reclaim its 50-day moving average after last week's breakdown, what the current momentum sell signal suggests, and why markets remain trapped in a consolidation range. While oversold conditions could support a short-term rebound, geopolitical risks and overhead resistance continue to warrant disciplined risk management rather than emotional reactions. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/-32Zu3-6gP8 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Gold #TechnicalAnalysis
/episode/index/show/lancerobertsshow/id/42226250
info_outline
7-24-26 Trump Accounts - What Parents Need to Know
07/24/2026
7-24-26 Trump Accounts - What Parents Need to Know
What are Trump Accounts, and could they reshape how families save and invest for the next generation? Richard Rosso & Jonathan McCarty break down how Trump Accounts work, who qualifies, how they're funded, the role of employers and charitable contributions, and how these new custodial accounts compare with traditional UGMA and UTMA accounts. We also discuss investment choices, withdrawal rules, inflation considerations, and the potential addition of publicly traded securities. Beyond the mechanics, we explore the broader goal of improving financial literacy, raising financially responsible children, and avoiding the financial planning mistakes that can undermine long-term wealth. Whether you're a parent, grandparent, financial advisor, or simply curious about this new savings concept, we'll explain what matters most—and what questions still need answers. 0:00 INTRO 0:19 - Sleep Training & Trump Accounts 5:07 - Creating Financial Literacy Lessons? 8:51 - Evolution of Trump Accounts - How are they funded? 12:54 - Allowing publicly traded securities in Trump Accounts 14:51 - Employers' Contributions (Michael Dell donation) 15:53 - Custodial Account Aspects 18:55 - Making the first withdrawal 21:15 - E-bikes & Mopeds (Better Off Dead) 23:38 - UGMA's, UTMA's vs Trump Accounts 25:26 - The choices in Trump Accounts? 28:09 - Indexing for Inflation? 29:41 - The process & custodial choices 32:03 - The Charitable Donation angle 33:24 - The Financial Education Milestones with Trump Account funds 38:26 - Raising Financially Viable Children 40:43 - Financial Planning Minefields 43:38 - Final Thoughts on Trump Accounts Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UGqEJxQ6Fls?feature=share ------- Articles mentioned in this report: "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Eye Earnings as Oil Lifts Yields" https://youtu.be/rWpYjR1_Cxs ------- Watch our previous show, "Why Investors Keep Chasing What's Hot" https://youtube.com/live/-ZZA_xtFZGg?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TrumpAccounts #FinancialPlanning #FinancialLiteracy #Investing #RetirementPlanning
/episode/index/show/lancerobertsshow/id/42184245
info_outline
7-23-26 Can SpaceX Fire on All Cylinders?
07/23/2026
7-23-26 Can SpaceX Fire on All Cylinders?
SpaceX has transformed the commercial space industry with reusable rockets, Starlink, and ambitious plans for Starship. But after one of the largest IPOs in history, can the company continue delivering the growth investors now expect? Lance Roberts & Michael Lebowitz examine whether SpaceX's fundamentals can keep pace with its valuation. We'll discuss launch cadence, Starlink's revenue potential, Starship's development timeline, competitive pressures, capital requirements, and the risks investors should consider before chasing one of the market's most talked-about stocks. 0:00 INTRO 0:53 - Where Do Markets Go Next? 3:40 - The Oil, Dollar, & Gold Connection 9:41 - The Only Thing That Really Matters is Earnings Growth 13:52 - Liquidity Matters as well 15:11 - Google Earnings & Negative Free Cash 23:59 - Space-X: Is Value Eroding? 26:51 - The Three Distinct Businesses of Space-X 33:08 - What Space-X Employees Will Do 37:04 - The Track Record of Elon Musk 37:50 - When to Buy Space-X? 40:52 - Space-X Earnings: Wait for it 41:50 - Oil, Bonds, & Gold Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/XGeCGPXfE4k ------- Articles mentioned in this report: "Can SpaceX Fire On All Cylinders?" https://realinvestmentadvice.com/resources/blog/can-spacex-fire-on-all-cylinders/ --- Watch today's "Before the Bell" premarket commentary, "Oil, Earnings, and Market Complacency," https://youtu.be/nBKqoSD_uCI ------- Watch our previous show, "Why Retail Traders Keep Losing" https://youtube.com/live/neGG2EOd8SM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #EarningsSeason #Investing #SpaceX #ElonMusk #GrowthStocks
/episode/index/show/lancerobertsshow/id/42196000
info_outline
7-23-26 Oil, Earnings, and Market Complacency | Before the Bell
07/23/2026
7-23-26 Oil, Earnings, and Market Complacency | Before the Bell
Climbing Oil prices continue on a momentum buy signal as crude approaches key resistance near the 100-day moving average. A stronger U.S. dollar is rising alongside oil, while gold remains under pressure as global demand for dollars increases. Despite geopolitical tensions and higher energy prices, market volatility remains surprisingly subdued. In today's Before the Bell, we examine why the S&P 500 continues to hold support near the 50-day moving average, how corporate earnings are offsetting macro risks, and why investor complacency may be the biggest risk currently hiding beneath the market's surface. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/nBKqoSD_uCI --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #EarningsSeason #Investing
/episode/index/show/lancerobertsshow/id/42194080
info_outline
7-22-26 Q&A Wednesday - Spotting Market Narratives
07/22/2026
7-22-26 Q&A Wednesday - Spotting Market Narratives
It's Q&A Wednesday, and we're tackling some of the biggest questions investors are asking right now. How do you separate compelling market narratives from reality? We discuss practical ways to identify, question, and fact-check popular investing themes before making portfolio decisions. 0:00 INTRO 0:52 - Google, Intel, Tesla Preview 5:45 - Oil Price Futures & Iran 10:44 - How much allocation to high risk, high reward strategies? 14:44 - Which company for toilet paper price increases 15:25 - Determining when to buy stock in high momentum sector (like semi-conductors)? 19:59 - SimpleVisor S&P Estimated earnings 20:32 - Long dated calls & puts for risk management in current market? 24:22 - Hyperscalers & AI GPU Depreciation & Free Cash Flow 28:27 - Holdings Breakdown in S&P - buying equally in all sectors? 31:45 - Is there a good Sector Rotation Fund we watch? 32:25 - What do we do in the morning to prepare for the day? (not Suze Ormand) 36:12 - Isn't Rebalancing adding to losers? 40:15 - Roth IRA w ETF's 41:26 - Private Credit in a slowing economy 44:51 - Have Food Stocks bottomed? (General Mills) 48:11 - Outlook for Interest Rates through the end of the year 49:53 - Are Energy Stocks attractive? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/AmHOXWmt2OI ------- Articles mentioned in this report: "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Eye Earnings as Oil Lifts Yields" https://youtu.be/rWpYjR1_Cxs ------- Watch our previous show, "Why Investors Keep Chasing What's Hot" https://youtube.com/live/-ZZA_xtFZGg?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #EarningsSeason #InterestRates #Investing #StockMarket #PersonalFinance #WealthBuilding #LongTermInvesting
/episode/index/show/lancerobertsshow/id/42182075
info_outline
7-22-26 Markets Eye Earnings as Oil Lifts Yields | Before the Bell
07/22/2026
7-22-26 Markets Eye Earnings as Oil Lifts Yields | Before the Bell
Oil prices continue climbing, keeping pressure on inflation expectations and Treasury yields as crude approaches another key technical resistance level. While markets recently reclaimed the 50-day moving average, that breakout is being tested ahead of major earnings from Alphabet, Intel, and Tesla. In today's Before the Bell, we examine why rising oil prices matter for stocks, how higher yields could weigh on market sentiment, what weakening retail demand may signal for the economy, and the key technical levels investors should watch as earnings season accelerates. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/rWpYjR1_Cxs --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #EarningsSeason #InterestRates #Investing
/episode/index/show/lancerobertsshow/id/42181105
info_outline
7-21-26 Why Investors Keep Chasing What's Hot
07/21/2026
7-21-26 Why Investors Keep Chasing What's Hot
Why do so many investors continue chasing yesterday's biggest winners? Whether it's Bitcoin, gold, silver, semiconductors, or the latest AI stock, the temptation to follow what's already surged can be difficult to resist. Lance Roberts & Jon Penn explore the psychology behind performance chasing, why investors constantly compare their portfolios to the market's hottest sectors, and how fear of missing out (FOMO) can quietly undermine long-term returns. 0:00 INTRO 0:51 - Cyclospora & Iranian Tit-for-Tat - Markets React 5:45 - Markets Unable to Hold 50-DMA 10:58 - Lettuce Pray 11:48 - The Peril of Chasing What is "Hot" 15:27 - How Wall Street Makes Money (on you) 17:29 - The Semi-Conductor Thesis 21:22 - The Myths of Long Term Investing & The Narratives 26:31 - Errors in Benchmarking Portfolios 31:47 - Margin Debt & the Measures that Matter 36:02 - The Pattern Day Trading Rule Change 37:41 - Why Speculative Trading Accounts are a Terrible Idea 39:22 - When Dollars Are at Critical Mass - Don't touch my principle 44:04 - Rebalancing Portfolios in Retirement 45:48 - It's Always All About Inflation Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: ------- Articles mentioned in this report: "Home Affordability: Better Than Headlines Suggest" https://realinvestmentadvice.com/resources/blog/home-affordability-today-is-better-than-the-headlines/ "Money: The 10 Immutable Laws Of Building Wealth" https://realinvestmentadvice.com/resources/blog/money-the-10-immutable-laws-of-building-wealth/ "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/resources/blog/greed-and-how-to-lose-100-of-your-money/ --- Watch today's "Before the Bell" premarket commentary, "Earnings Hold the Key" https://youtu.be/1Nm8E7UjxbY ------- Watch our previous show, "Why Retail Traders Keep Losing" https://youtube.com/live/neGG2EOd8SM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #Semiconductors #RiskManagement #PersonalFinance #WealthBuilding #LongTermInvesting
/episode/index/show/lancerobertsshow/id/42170970
info_outline
7-21-26 Earnings Hold the Key | Before the Bell
07/21/2026
7-21-26 Earnings Hold the Key | Before the Bell
Markets are trying to reclaim key technical support after slipping below the 50-day moving average, but today's close may be more important than the opening bounce. Lance Roberts breaks down what the latest price action, relative strength, and sell signals are telling investors as earnings season begins to shape market direction. He also examines why semiconductor stocks remain one of the most important leadership groups to watch. Is the recent bounce the start of a new uptrend, or just another rally within a larger downtrend? Learn why a break above resistance could improve the outlook, why the 100-day moving average matters, and why this is not yet an "all-clear" signal. With volatility risks increasing into the coming weeks and election season approaching, now is a good time to evaluate portfolio exposure and use rallies to rebalance risk rather than chase returns. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/1Nm8E7UjxbY --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #Semiconductors #RiskManagement
/episode/index/show/lancerobertsshow/id/42169355
info_outline
7-20-26 Why Retail Traders Keep Losing
07/20/2026
7-20-26 Why Retail Traders Keep Losing
Why do so many retail traders consistently underperform the market over time? Despite unprecedented access to information, sophisticated trading platforms, artificial intelligence, and social media investing communities, the average individual investor continues to lag behind long-term market returns. Lance Roberts examines the behavioral and structural reasons behind retail investors' poor performance. From emotional decision-making and chasing momentum to overconfidence, excessive trading, poor risk management, and market timing mistakes, we'll explore why doing more often leads to earning less. 0:00 INTRO 1:03 - Momentum Meltdown 5:20 - What is the VIX Telling Us Now? 10:44 - Weekend Recap - Venus & Mars 14:30 - Home Affordability is Better Than Headlines Suggest 18:33 - Then vs Now 24:06 - The Ten Laws of Money 24:55 - Why Retail Investors Under-perform 27:58 - The Investor Return Gap 30:26 - Buy & Hold vs Average Retail Investors 39:40 - Don't Speculate w Your Savings 42:40 - Average Retail Options Losses 43:42 - Five Investing Tactics Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/neGG2EOd8SM ------- Articles mentioned in this report: "Home Affordability: Better Than Headlines Suggest" https://realinvestmentadvice.com/resources/blog/home-affordability-today-is-better-than-the-headlines/ "Money: The 10 Immutable Laws Of Building Wealth" https://realinvestmentadvice.com/resources/blog/money-the-10-immutable-laws-of-building-wealth/ "Why Retail Traders Consistently Underperform Over Time" https://realinvestmentadvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/resources/blog/greed-and-how-to-lose-100-of-your-money/ --- Watch today's "Before the Bell" premarket commentary, "Markets Test Support as Volatility Stirs," https://youtu.be/tdipv_cxBQ4 ------- Watch our previous show, "Roth Rules and Dividend Myths" https://youtube.com/live/K-mLdepNr6Y?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #VIX #EarningsSeason #RiskManagement #RetailInvesting #BehavioralFinance #Investing #WealthBuilding
/episode/index/show/lancerobertsshow/id/42151740
info_outline
7-20-26 Markets Test Support as Volatility Stirs | Before the Bell
07/20/2026
7-20-26 Markets Test Support as Volatility Stirs | Before the Bell
Weekend fears over Iran, higher oil prices, and falling markets are fading fast as futures turn positive and crude oil pulls back. But the bigger story is happening beneath the surface. The S&P 500 is testing key support after slipping below its 50-day moving average, while the VIX remains unusually subdued despite rising geopolitical tensions and the start of a critical earnings week. Will this be another brief shakeout like June, or is a larger pullback developing? Lance Roberts examines the technical setup, why the next couple of trading sessions matter, what the VIX is signaling, how oil prices could influence market sentiment, and why disciplined risk management remains essential as earnings season accelerates. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/tdipv_cxBQ4 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #VIX #EarningsSeason #RiskManagement
/episode/index/show/lancerobertsshow/id/42150900
info_outline
7-17-26 Roth Rules and Dividend Myths
07/17/2026
7-17-26 Roth Rules and Dividend Myths
Richard Rosso & Jonathan McCarty explore some of the biggest retirement and investing questions facing Americans today. We examine how SECURE Act 2.0 is accelerating the "Rothification" of retirement savings, why catch-up Roth contributions remain a powerful planning tool, and what investors need to know about employer Roth matching and the long-term tax implications. We also tackle one of the hottest debates in retirement planning: Are dividend stocks really safer, or are investors being seduced by yield? We examine the arguments popularized by Dave Ramsey and Suze Orman, discuss whether dividends actually provide better retirement income, and explain why total return—not yield alone—should drive long-term investment decisions. Along the way, we'll discuss how today's market environment, disruptive technologies, and changing tax policies could reshape retirement planning for years to come. Plus, we preview our upcoming "Narrative Busters" series, where we challenge some of Wall Street's most widely accepted investment beliefs. 0:00 INTRO 0:19 - Butt stuff & Taxes 3:39 - MAHA & Homeopathy (Health & Wealth are Connected) 5:45 - Secure Act 2.0 & Rothification of America 9:53 - Do Not Stop Catch-up Contributions to Roths 12:58 - Putting Employer Matches in Roth accounts 14:15 - Dealing with Tax Implications (Bending Over) 15:45 - Temperature Technology 19:11 - Take the Pain of Taxes Now vs Later (Will They Tax Our Roths?) 20:23 - The Roth Saga of Peter Thiel 22:48 - The Tax Cascade is Coming 25:05 - Suze Orman, Dave Ramsey Rationale on Dividend Paying Stocks 27:58 - Dividend = Safety? 32:47 - Seduced by Yield 37:00 - If You Want Income... 39:15 - Impact of Disruptive Companies 40:39 - Narrative Busters tease (Which Ghost Buster is Who? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: ------- Watch today's "Before the Bell" premarket commentary, "Is Market Leadership Changing?" https://youtu.be/-NtwWZUvZBA ------- Watch our previous show, "Winning Less, Investing Better" https://youtube.com/live/K-mLdepNr6Y?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RothIRA #DividendInvesting #TaxPlanning #FinancialPlanning
/episode/index/show/lancerobertsshow/id/42103850
info_outline
7-16-26 Headwinds, Tailwinds, and Market Risk
07/16/2026
7-16-26 Headwinds, Tailwinds, and Market Risk
Markets rarely move in a straight line. Just like the weather, investing requires understanding both the headwinds that can slow markets down and the tailwinds that can keep the rally moving forward. Lance Roberts & Michael Lebowitz examine the key forces shaping today's investment landscape, including stretched valuations, investor sentiment, earnings expectations, interest rates, liquidity, and the continued influence of artificial intelligence. While several risks deserve close attention, there are also powerful catalysts that could continue supporting stocks in the months ahead. The goal is not to predict the next storm, but to recognize the environment and adjust portfolio risk accordingly. 0:00 INTRO 1:04 - Earnings and AI Exuberance 4:44 - Consolidation Process Continues 6:33 - Have Semi-conductors Earnings Expectations Peaked? 11:03 - Pizza, Pineapple, & Sam Houston's Chili 12:54 - Why Junk Bonds and Junkier Bonds are Trading Fine 16:07 - The Bifurcated Bond Market 18:35 - What Fund Gating Really Means 21:44 - Pay Attention to Credit Spreads 22:54 - Investor Sentiment & GDP Growth 25:53 - When the Yield Curve Was Wrong 29:34 - Headwinds & Forecasts (The Big Tailwind of AI Spending) 33:40 - The Cone of Uncertainty 38:15 - Watch the Indicators 39:57 - Semi-conductors Aren't Looking Good Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PA0HSeYexfE ------- Watch today's "Before the Bell" premarket commentary, "Semiconductor Warning as Markets Climb," https://youtu.be/9PJPUe3i390 ------- Watch our previous show, "Q&A Wednesday - CPI, Earnings, and Market Risks" https://youtube.com/live/zVjwV7l3kjw ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Nvidia #MarketOutlook #Investing #RiskManagement #FinancialPlanning
/episode/index/show/lancerobertsshow/id/42113315
info_outline
7-16-26 Semiconductor Warning as Markets Climb | Before the Bell
07/16/2026
7-16-26 Semiconductor Warning as Markets Climb | Before the Bell
Markets continue to grind higher after breaking out of a multi-week consolidation pattern, with resistance near previous highs still in focus. Technical trends remain constructive as buy signals stay intact and moving averages continue rising, but momentum is becoming increasingly stretched as markets approach overbought territory. The bigger story is happening beneath the surface. Leadership rotated sharply on Wednesday as investors moved back into Mega Cap technology names like Nvidia, Microsoft, and Amazon while semiconductor stocks suffered broad selling pressure despite ASML's earnings. With the semiconductor sector breaking below key technical support, investors should watch closely to see whether this is simply a healthy consolidation or the beginning of a larger topping pattern. Lance Roberts examines the technical outlook for the S&P 500, the developing head-and-shoulders pattern in semiconductor stocks, why the 50- and 100-day moving averages matter, and whether slowing earnings growth expectations could signal a shift in market leadership. We also discuss the potential for a reflex rally in chip stocks and what investors should monitor before making portfolio adjustments. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/9PJPUe3i390 --- Articles mentioned in this report: "Why Are BDCs Ignoring Junk Bonds?" https://realinvestmentadvice.com/resources/blog/why-are-bdcs-ignoring-junk-bonds/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #SectorRotation #Investing #TechnicalAnalysis
/episode/index/show/lancerobertsshow/id/42112930