The Real Investment Show Podcast
It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.
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4-17-26 Your Longevity Score: Are You Ready?
04/17/2026
4-17-26 Your Longevity Score: Are You Ready?
Longevity risk is now measurable. The Longevity Preparedness Index, developed by the MIT AgeLab, scores how ready you are to live a long life. The average result is just 60 out of 100, signaling a major gap in retirement planning. Richard Rosso & Jonathan McCarty explain what drives that score, where most people fall short, and how to improve it. From Social Security timing to guaranteed income, flexible withdrawals, growth exposure, and healthcare planning, building a durable retirement plan requires multiple strategies working together. Key topics include: 0:00 - INTRO 0:19 - 8-ball Answers & Longevity Challenges 4:23 - Cap'n Crunch & Colorectal Cancer 6:27 - Longevity Preparedness Index 8:32 - Revolutionary Medical Testing 11:42 - Who Will Be Your Care Provider? 14:42 - Transition from Individualism to Collectivism w Care 17:51 - The Importance of Community: Transportation, Neighborhood 21:03 - Daily Activities & Physical Well-being 23:34 - How Do You Spend Your Days? 25:21 - Intellectually Stimulating 28:37 - How Will You Matter in Retirement? 29:38 - Finances in Retirement 32:50 - Worry About Running Out of Money in Older Age 35:05 - Knowing Where Your Money is Invested - and Why 36:35 - The Ability to Manage Day-to-Day Finances 39:35 - The Wellness Market 41:15 - AI Robots as care givers 43:38 - Moderate Physical Activity 45:09 - Is Your Home Well-prepared for Aging in Place? 48:58 - Dealing with Life Transitions 52:02 - Take Time to Reminisce 54:01 - Adapting to New Life Circumstances ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/-2PqycDpJfw ------- REGISTER for our next Candid Coffee, Saturday, April 18: https://realinvestmentadvice.com/resources/events/ask-us-anything-2/ -------- Watch our previous show, "What Will the Fed Do Next? " https://youtube.com/live/IflJyKIbe7s ------- The latest installment of our new feature, Before the Bell, "Markets Rally 11%: What’s Next?" is here: https://youtu.be/ep4NAmWINYg ------- Resources Mentioned in Today's Show: https://www.johnhancock.com/ideas-insights/longevity-preparedness-index/longevity-preparedness-score.html https://www.livingto100.com/calculator ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LongevityRisk #RetirementPlanning #FinancialPlanning #MITAgeLab #WealthStrategy
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4-16-26 What Will the Fed Do Next?
04/16/2026
4-16-26 What Will the Fed Do Next?
With inflation trends shifting, economic data sending mixed signals, and markets hovering near key levels, the big question is: what will the Federal Reserve do next? Lance Roberts & Michael Lebowitz break down the Fed’s current dilemma—balancing inflation control with economic growth—and what it means for interest rates, equities, and bonds. Key topics include: 0:00 - INTRO 1:04 - Markets Hit 5th All-time High for 2026 6:48 - Markets Up 11% from Bottom 11:35 - Pollen & Taylor Sheridan 16:25 - Allbirds & AI craze 20:12 - Market Turnover Velocity & SEC "oversight" 26:57 - Market Breadth & Growth to Value Rotation 31:22 - The Fed is Stuck 36:58 - The Tailwind for Fed Rate Cuts has Increased 39:02 - The Risk of Volatility Remains 41:19 - Markets Have Priced-in Iran ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/IflJyKIbe7s ------- REGISTER for our next Candid Coffee, Saturday, April 18: https://realinvestmentadvice.com/resources/events/ask-us-anything-2/ -------- Watch our previous show, "Q&A Wednesday: Markets, Taxes, and Your Money" https://youtube.com/live/X2EdwIni6_8 ------- The latest installment of our new feature, Before the Bell, "Markets Rally 11%: What’s Next?" is here: https://youtu.be/ep4NAmWINYg ------- Articles Mentioned in Today's Show: "Oil Shock: Will The Fed Intervene" https://realinvestmentadvice.com/resources/blog/oil-shock-will-the-fed-intervene-part-2/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #SP500 #MarketTrends #FederalReserve #InterestRates #Inflation #FedPolicy
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4-16-26 Markets Rally 11%: What’s Next? | Before the Bell
04/16/2026
4-16-26 Markets Rally 11%: What’s Next? | Before the Bell
Markets have surged 11% from recent lows after a powerful ten-day rally, pushing above key moving averages and approaching more overbought conditions. Momentum is strong, and buy signals are in place, but as markets stretch further from their averages, upside may become more challenging in the near term. A major difference in this cycle is the absence of a “death cross.” The 50-day moving average never broke below the 200-day, and markets quickly reclaimed key technical levels. Historically, that type of setup points to stronger underlying support and lowers the probability of a full retest of recent lows. That said, short-term pullbacks are still possible. A move back to support could provide a better opportunity to add exposure, particularly as volatility risks begin to rise later in the year. The debate now: is this just a short-covering rally, or the start of a more durable advance? We break down the technical signals, momentum trends, and what to watch next. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/ep4NAmWINYg --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #SP500 #MarketTrends
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4-15-26 Q&A Wednesday: Markets, Taxes, and Your Money
04/15/2026
4-15-26 Q&A Wednesday: Markets, Taxes, and Your Money
It’s Q&A Wednesday, and with Tax Day here, we’re tackling your biggest questions on markets, taxes, and financial strategy in real time. Lance Roberts & Danny Ratliff field questions, from navigating today’s market volatility to making smart, last-minute tax decisions, this episode is driven by what matters most to you. We break down current events, investor concerns, and practical steps you can take right now to stay on track. Key topics include: 0:00 - INTRO 1:03 - Markets Climb Higher 3:01 - Watch Sentiment, Fear-Greed Index 6:38 - Markets Rally Back to All-time Highs 10:42 - How Do Money Flows Work? 13:34 - What is the Next Resistance Level? 15:08 - Risk Bucket Strategies & Goal Scooping 19:13 - At Age 70, Holding or Managing? 21:27 - Long Bonds - Investing or Trading? 25:34 - How Our Kids Invest 26:13 - Revaluation of Gold? Don't Bank on it. 29:18 - Where Rosso Shops for Clothes 30:29 - Pre- or Post-Tax Portfolio? 38:13 - Insurance Company Annuities & Private Credit Exposure 41:33 - Space-X & Anthropics IPO's 43:32 - When is Ideal Time to Initiate Annuity Withdrawals? ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/X2EdwIni6_8 ------- REGISTER for our next Candid Coffee, Saturday, April 18: https://realinvestmentadvice.com/resources/events/ask-us-anything-2/ -------- Watch our previous show, "Are Financial Advisor Fees Really Worth It?" https://youtube.com/live/5IaUfLHtiyg ------- The latest installment of our new feature, Before the Bell, "Markets Hit Highs: Buy Now or Wait?" is here: https://youtu.be/wiSeFGUo6IE ------- Articles Mentioned in Today's Show: "S&P 500 Outlook: The 8.2% Rally & What Comes Next." https://realinvestmentadvice.com/resources/blog/sp-500-outlook-the-8-2-rally-what-comes-next/ "Oil Shock: Will The Fed Intervene" https://realinvestmentadvice.com/resources/blog/oil-shock-will-the-fed-intervene-part-2/ "The South Park Investment Curse" https://realinvestmentadvice.com/resources/blog/lets-knock-on-wood/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #TechnicalAnalysis #SP500 #TaxDay #StockMarket #Investing #FinancialPlanning #WealthManagement
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4-15-26 Markets Hit Highs: Buy Now or Wait? | Before the Bell
04/15/2026
4-15-26 Markets Hit Highs: Buy Now or Wait? | Before the Bell
Markets have surged back to all-time highs, a sharp reversal from just weeks ago when geopolitical fears dominated headlines. With price now clearing all major resistance levels and reclaiming key moving averages, the technical backdrop has improved significantly. Market breadth is expanding, providing a healthier foundation for this rally. However, conditions are now short-term overbought, suggesting a pause or pullback could be next. The key level to watch is the cluster of support formed by recently reclaimed moving averages and high-volume trading zones. If markets can consolidate and hold these levels, it may offer a favorable entry point for investors looking to add exposure. Seasonality also begins to play a role, as post–Tax Day retail flows historically pick up into late April and May. While a summer correction remains a reasonable expectation, the near-term outlook points to consolidation followed by a potential continuation higher. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/wiSeFGUo6IE --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #TechnicalAnalysis #SP500
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4-14-26 Are Financial Advisor Fees Really Worth It?
04/14/2026
4-14-26 Are Financial Advisor Fees Really Worth It?
Are financial advisor fees really worth it—or are you paying more than you should? Lance Roberts & Jon Penn break down the true value behind advisory fees and what investors should expect in return. It’s not just about investment performance. A good advisor delivers portfolio construction, risk management, tax efficiency, and long-term financial planning—all designed to help you build and protect wealth. Also in this episode, Lance and Jon offer tax tips for the day before Taxes are due... Key topics include: 0:00 - INTRO 1:13 - Iran Negotiations = More Market Volatility 6:17 - Markets Rally Towards Previous Highs 8:16 - Is the Correction Over? 11:19 - Lance is Back; Thanks to Jon 13:10 - Why Pay an Advisor? 18:24 - You Don't Have to Beat a Benchmark 19:24 - Driving in Houston & Managing Risk 22:34 - Why You Need an Advisor 28:43 - Use the Right Tool 31:55 - Why We Don't Sleep (so that YOU can) 34:07 - The Truth About Paying a Fee 39:07 - The Value in Starting Young(er) 43:42 - Last Minute Tips for Tax Day (tomorrow) ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/5IaUfLHtiyg ------- Watch our previous show, "The S&P 500 Rally: What Comes Next?," https://youtube.com/live/ylJqaK248pk ------- The latest installment of our new feature, Before the Bell, "Buy Signal Is Back - But Don't Chase" is here: https://youtu.be/lM6tkRDoRe8 ------- Articles Mentioned in Today's Show: "S&P 500 Outlook: The 8.2% Rally & What Comes Next." https://realinvestmentadvice.com/resources/blog/sp-500-outlook-the-8-2-rally-what-comes-next/ "Oil Shock: Will The Fed Intervene" https://realinvestmentadvice.com/resources/blog/oil-shock-will-the-fed-intervene-part-2/ "The South Park Investment Curse" https://realinvestmentadvice.com/resources/blog/lets-knock-on-wood/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis #FinancialAdvice #AdvisorFees #WealthManagement #InvestingStrategy #PersonalFinance
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4-14-26 Buy Signal Is Back - But Don't Chase | Before the Bell
04/14/2026
4-14-26 Buy Signal Is Back - But Don't Chase | Before the Bell
Markets opened weak Monday but staged a powerful reversal, pushing back toward recent highs and reclaiming key technical levels. Money flows have flipped from deeply negative to positive, and a short-covering squeeze has accelerated the move higher. The big shift: markets are now trading back above all major moving averages, including the 20-, 50-, 100-, and 200-DMA. That transition signals a return to “buy mode” from a technical perspective, with momentum clearly improving. Historically, reclaiming these levels after an oversold condition often marks a short-term bottom. However, investors should not get complacent. Markets are now short-term overbought, and a consolidation or pullback is likely in the coming days. That could provide a more favorable entry point for deploying capital or rebalancing portfolios. Looking ahead, risks remain. Rising oil prices and their potential impact on inflation and earnings could drive another correction this summer. If the recent drawdown felt uncomfortable, it may be a signal to reassess portfolio risk and positioning. This is a market shifting back to strength—but with caution warranted. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/lM6tkRDoRe8 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis
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4-13-26 The S&P 500 Rally: What Comes Next?
04/13/2026
4-13-26 The S&P 500 Rally: What Comes Next?
The S&P 500 just surged 8.2% off its March lows—reclaiming key technical levels and sitting within striking distance of all-time highs. But is this the start of a sustained move higher, or just a reflexive rally before another pullback? Lance Roberts & Jonathan Penn break down what drove the rally—from extreme bearish sentiment and a volatility reset, to easing geopolitical tensions—and why those factors matter for investors right now. We also examine the critical technical signals, including the reclaiming of the 200-day moving average, and what history suggests about forward returns after similar setups. Key topics include: 0:00 - INTRO 1:08 - Is the Correction Over? 4:50 - When Markets Are Correcting... 8:39 - Earnings Season Commences 10:12 - Now is the Time to Rebalance Risk 16:37 - Lance's U.K. Vacation 21:09 - Big Rally Last Week - What Happens Next - Factors to Watch 26:43 - Bull Case vs Bear Case 30:00 - Lance's Investor Guidelines 33:09 - Markets Feel Worse Than They Are 36:08 - The Southpark Market 40:09 - Why You Should Be Buying the Crash 42:07 - What Everyone Knows... 44:12 - Nothing Stays Static 47:03 - The Hard Part of Investing ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ylJqaK248pk ------- Watch our previous show, "What To Do After You Inherit Money," https://youtube.com/live/PfgdqYStb70 ------- The latest installment of our new feature, Before the Bell, "Back Above 200-DMA?" is here: https://youtu.be/_JrTG3hB_co ------- Articles Mentioned in Today's Show: "S&P 500 Outlook: The 8.2% Rally & What Comes Next." https://realinvestmentadvice.com/resources/blog/sp-500-outlook-the-8-2-rally-what-comes-next/ "Oil Shock: Will The Fed Intervene" https://realinvestmentadvice.com/resources/blog/oil-shock-will-the-fed-intervene-part-2/ "The South Park Investment Curse" https://realinvestmentadvice.com/resources/blog/lets-knock-on-wood/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SP500 #StockMarket #Investing #TechnicalAnalysis #MarketOutlook #InvestingStrategy #FinancialMarkets
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4-13-26 Back Above 200-DMA? | Before the Bell
04/13/2026
4-13-26 Back Above 200-DMA? | Before the Bell
Markets surged 8.2% last week, reclaiming the critical 200-day moving average within the key 4-week window—historically a positive signal for forward returns. Even more notable, the S&P 500 pushed back above the 50- and 20-DMAs, clearing major resistance levels in a powerful technical reversal. But this morning brings new uncertainty. Geopolitical tensions are rising as the U.S. Navy announces a blockade of the Strait of Hormuz following a failed cease-fire, with futures pointing modestly lower. After an extended rally—especially in Technology—markets may be due for a near-term pullback. The key question now: can markets consolidate above the 200-DMA and hold recent gains? If so, the bullish case strengthens. If not, this could turn into another failed breakout. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/_JrTG3hB_co --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SP500 #StockMarket #Investing #TechnicalAnalysis #MarketOutlook
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4-10-26 What To Do After You Inherit Money
04/10/2026
4-10-26 What To Do After You Inherit Money
Receiving an inheritance can be life-changing—but without a clear plan, it can also lead to costly mistakes. Richard Rosso & Jonathan McCarty walk through the critical steps to take after inheriting money, from protecting the assets and understanding tax implications to building a long-term financial strategy. Key topics include: 0:00 - INTRO 0:19 - Smarties Candies & Holographic Tombstones 3:21 - Baby Boomers, Inheritances, & Great Wealth Transfer 5:31 - Planning for an Inheritance 8:03 - The Stress of Care-giving 12:59 - What to Do with the Money 15:38 - Tax Implications for Inheritance Money 18:44 - Funding the Financial Security Cushion 20:07 - Paying off Debt & Using Credit Cards Wisely 22:23 - Implementation of Financial Plan 25:12 - Fallacies w Inherited Stock 26:26 - Testamentary Trusts 30:40 - Movie Stars' Poor Estate Plans 31:40 Candid Coffee Teaser 33:22 - The Emotional Impact of Inheritance Money 35:11 - Elvis' Estate Plan 37:06 - Leaving Behind as Little as Possible 38:40 - Dealing with all the Schtuff 41:26 - Generational Financial Insecurity 42:45 - How We Grew Up vs Now 45:01 - Lithographs & Gunsmoke 46:38 - Pintos & Car Colors ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PfgdqYStb70 ------- Watch our previous show, "US–Iran Deal: What Investors Must Watch Next," https://youtube.com/live/1GbqGflIK4A ------- The latest installment of our new feature, Before the Bell, "2Oil vs Markets: The Ceasefire Test" is here: https://youtu.be/ktGa-pbc3ps ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InheritancePlanning #WealthManagement #FinancialPlanning #EstatePlanning #Investing
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4-9-26 US–Iran Deal: What Investors Must Watch Next
04/09/2026
4-9-26 US–Iran Deal: What Investors Must Watch Next
Markets are reacting fast to signs of a potential resolution between the U.S. and Iran—but what should investors actually focus on next? A ceasefire or diplomatic breakthrough can spark a powerful short-term rally, driven by falling oil prices, easing geopolitical risk, and improved sentiment. But history shows these moves are often just the beginning—not the end—of the real story. Jon Penn & Michael Lebowitz break down the key signals investors need to watch as the situation evolves. Key topics include: 0:00 - INTRO 1:06 - How Durable Will Iran Cease-Fire Be? 8:50 - How We've Reduced Risk 13:34 - Leaving Enough Meat on the Bone 15:40 - What Happens After Resolution? 19:43 - Guidance Will Matter More Than Earnings 20:58 - Cease-fire & Sentiment 24:34 - Who Do You Trust? 28:48 - Buy When Stocks Are Cheap 34:37 - Is Apple the Next Google? 40:53 - Getting Caught Up in the AI Race ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/1GbqGflIK4A ------- Watch our previous show, "Starter Home vs Renting: The Real Money Decisions," https://youtube.com/live/Iro2CW91YdM ------- The latest installment of our new feature, Before the Bell, "2Oil vs Markets: The Ceasefire Test" is here: https://youtu.be/ktGa-pbc3ps ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Investing #MarketOutlook #Geopolitics #OilPrices #Inflation #Investing
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4-9-26 Oil vs Markets: The Ceasefire Test | Before the Bell
04/09/2026
4-9-26 Oil vs Markets: The Ceasefire Test | Before the Bell
Markets are showing early signs of stabilization following a ceasefire announcement, but one key variable continues to dominate: oil prices. Before the news, oil and risk assets were moving in near-perfect opposition, signaling heightened geopolitical sensitivity. Now, markets are attempting to hold above the 200-day moving average—a critical technical level that could define the next trend. The big question: will the ceasefire hold, and will oil confirm the market’s optimism? With earnings season approaching, potential buybacks ahead, and improving seasonality, the backdrop is turning more constructive—but fragile. If markets maintain support above the 200-DMA, upside participation increases. If not, risk management becomes key. For now, oil remains the signal to watch—and the durability of peace talks may determine everything that follows. Hosted by RIA Senior Financial Advisor, Jon Penn, CFP, and Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/ktGa-pbc3ps?si=RJiIjL8O0lokvLI2 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Investing #MarketOutlook
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4-8-26 Starter Home vs Renting: The Real Money Decisions
04/08/2026
4-8-26 Starter Home vs Renting: The Real Money Decisions
Buying your first home, planning a wedding, managing insurance changes, and starting a career—these are the real financial decisions young adults are facing right now. Jon Penn & Danny Ratliff are "Two Dads on Money," walking through a real-life scenario: from choosing to buy instead of rent in a limited market. Key topics include: 0:00 - INTRO 0:51 - Markets Respond to Iran Ceasefire 8:57 - Money Talks w Kids Young & Older 12:26 - Home Purchase Blues - Rent vs Buy? 17:37 - Mistakes w Houses in the Past 19:49 - Have the Money Conversation w Kids 23:27 - 1st Jobs & Pay Yourself First 26:09 - The Value of Dollars & Time - Save-Share-Spend 28:36 - Device Control & Watching Stocks 30:42 - Setting Spending Thresholds 33:19 - What the Most Successful Families Do - Kids & Cars 37:52 - How You Know When It's Time to Replace a Vehicle 42:34 - How to Stand out - Hand-written Notes 46:28 - Having a Realistic Financial Plan ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Iro2CW91YdM ------- Watch our previous show, "AI Advertising Explained: How Brands Win Inside ChatGPT," https://youtube.com/live/AufKaBCT8uU?feature=share ------- The latest installment of our new feature, Before the Bell, "2Ceasefire Rally: Breakout or Trap?" is here: https://youtu.be/HWJR7qbcEP8 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FirstTimeHomeBuyer #RentVsBuy #PersonalFinance #FinancialPlanning #MoneyInYour20s
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4-8-26 Ceasefire Rally: Breakout or Trap? | Before the Bell
04/08/2026
4-8-26 Ceasefire Rally: Breakout or Trap? | Before the Bell
Markets are surging on news of a two-week ceasefire in Iran—but is this the start of a sustained rally or just another short-term bounce? With markets previously oversold and put activity at extreme levels, conditions were already in place for a reflexive move higher. Now, the ceasefire may be the catalyst pushing the S&P 500 back above the critical 200-day moving average. But here’s the catch: markets don’t usually bottom on good news. Hosted by RIA Senior Financial Advisors, Danny Ratliff, CFP, and Jon Penn, CFP Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/HWJR7qbcEP8 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketRally #Investing #OilPrices
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4-7-26 AI Advertising Explained: How Brands Win Inside ChatGPT
04/07/2026
4-7-26 AI Advertising Explained: How Brands Win Inside ChatGPT
AI is changing how consumers discover businesses, make decisions, and trust information. Lance Roberts visit with Joseph Levi, Co-founder & CEO of Noise Media, about how advertising inside AI platforms like ChatGPT could reshape marketing, SEO, and brand building. Lance and Joseph explore whether businesses can influence AI-generated answers, the difference between the best answer and a paid answer, and why trust and accuracy are becoming the most valuable currencies in the AI era. From niche positioning to content strategy, we explain what actually works and what doesn’t when trying to show up in AI-driven results. We also discuss the shift from traditional search engines to AI assistants, how small businesses can adapt, and the biggest marketing mistakes to avoid. Plus, we dive into the rise of AI agents, monetization strategies, and the competitive landscape between leading AI platforms. Key topics include: 0:00 - INTRO 1:21 - What is Noise Media, GEO (Generative Optimization) 2:28 - Advertising within ChatGPT - Importance of appearing in answers 3:51 - The best answer vs the paid answer 5:53 - Having Faith in the Quality of the Information (You cannot "trick the system;") 6:21 - Two scenarios - specific query, generic query 9:10 - Building a Brand with AI - content is king 10:48 - The Shift in Consumer Discovery 11:27 - The Next Big Player? 13:13 - Where is the starting point? 14:40 - What's the best length of content 16:45 - Will AI Neutralize the challenge of SEO strategies & changing algorithms 19:00 - The Fear of AI Job Replacement 21:10 - Elements of Optimal positioning for new businesses - test and learn 24:05 - Getting ready for business - scaling up 25:14 - Utilization of AI and leverage - having a team of AI agents 27:06 - Marketing Mistakes Small Businesses Make & The Importance of Marketing 32:35 - Seeing Opportunity when New Platforms Emerge 33:49 - Vudo.AI 35:05 - A matter of trust & The Velocity of AI 36:21 - How to Monetize AI 36:51 - Who's the Best AI now - Claude vs ChatGPT Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/AufKaBCT8uU?feature=share ------- Watch our previous show, "4-6-26 AI: How To Invest in the Next Industrial Revolution - Brian Dunlap Interview" https://youtube.com/live/ckKzFqCAHHs?feature=share ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AIAdvertising #ChatGPTMarketing #FutureOfSearch #DigitalMarketingStrategy #AIForBusiness
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4-6-26 AI: How To Invest in the Next Industrial Revolution - Brian Dunlap Interview
04/06/2026
4-6-26 AI: How To Invest in the Next Industrial Revolution - Brian Dunlap Interview
AI is not hype — it is the most consequential economic shift since the Industrial Revolution, and it is rewriting the investment playbook. Lance Roberts and special guest, Blackrock's Brian Dunlap, break down the full AI and tech stock story: how we got here, where the money is flowing, and what investors need to know right now. From the infrastructure build-out and enterprise adoption to physical AI, robotics, and autonomous vehicles, we walk through the entire investment cycle — including the IDGT and BAI ETFs, the hyperscalers driving capex, and why data centers are the revenue-generating factories of the AI era. (More information may be seen at iShares.com). We also tackle the hard questions: Is this a boom or a bubble? Are debt concerns valid? What is circular financing, and how does it affect long-term sustainability? And what does the road ahead look like as we approach the critical inflection point from training to inference? If you want the full picture on AI investing — the macro forces, the key players, and a framework for positioning your portfolio — this is the episode. 00:00 INTRO 2:09 - The AI/Tech Stock Story 3:58 - How We Got Here & The Impact of AI 7:42 - AI will become a piece of National Security 9:32 - AI is the next Industrial Revolution 10:47 - A Fundamental Shift in the Employment Landscape 12:11 - The Net Result of AI Expenditures 14:02 - What Does the Future of AI Look Like? 14:44 - The Adoption Cycle 16:14 - We're in the infrastructure Build phase; Enterprise Adoption - tokenization 18:05 - Revenue Opportunities Physical AI - Robots & autonomous vehicles 20:00 - Investing in the Cycles (IDGT etf) (BAI etf) 21:48 - Timing of the Buildouts - what's the useful life? 23:15 - Moving towards an inflection point in AI - building to training/inference Datacenters in space? 26:09 - The AI Investment Thesis - datacenters are factories producing revenue 27:56 - Who are the hyperscalers 29:46 - Are Debt Concerns Valid? 32:09 - Who are funding sources - Boom vs Bubble? 35:07 - Demand for AI has done nothing but accelerate 36:00 - The issue of circular financing... 39:05 - The Trajectory of Revenue Growth in AI 42:33 - How Long Before AI Puts us Out of a Job? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO, w Brian Dunlap, Director, Blackrock Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtube.com/live/ckKzFqCAHHs --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AIStocks #TechInvesting #ArtificialIntelligence #StockMarket #AIInfrastructure #Blackrock #IDGT #BAI #ETF
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4-3-26 Taxes Never Go Away
04/03/2026
4-3-26 Taxes Never Go Away
Most retirement plans focus on savings and returns—but that’s not what truly puts retirement at risk. Richard Rosso, Sarah Buenger, & Jonathan McCarty commiserate on the annual chore of paying taxes...but, provide helpful guidance in planning so that your tax bite might be lessened. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Sarah Buenger, CFP, and Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:20 - If Rich & Sarah Were on Gilligan's Island 1:05 - The Fine Line Between Tax Prep & Tax Advice 4:32 - More Extensions Does Not Mean Paying Later 6:48 - The Rothification of America 9:02 - Tax Planning & Year-round Engagement 10:46 - Importance of Being Tax-flexible 13:15 - Beware the Dreaded Tax Torpedo 16:10 - The Taxes Chainsaw Massacre 23:09 - Easter Candy Inflation ------ Register for our next Candid Coffee, 4/18/26: https://streamyard.com/watch/qBfU28XDus8N ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Bbl15fp3VtY?feature=share ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementRisks #FinancialPlanning #WealthManagement #Investing
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4-2-26 Fed Trap? Markets Face Inflation, Oil & Treasury Sell-Off
04/02/2026
4-2-26 Fed Trap? Markets Face Inflation, Oil & Treasury Sell-Off
Markets are hitting a critical inflection point—and the stakes are rising fast. A major policy speech from Donald Trump sparked volatility, just as markets tested a key cluster of technical resistance. Now investors are facing a bigger question: is the market environment shifting from a short-term rally to something more structural? Lance Roberts & Michael Lebowitz break down: Why elevated oil prices could reignite inflation and complicate the Fed’s next move Whether the Federal Reserve is walking into a policy trap between inflation and slowing growth What matters more right now: GDP or inflation—and why the answer could surprise you Early warning signs from Nike earnings and forward estimates Why foreign investors may be selling U.S. Treasuries—and what that means for yields and markets The growing debate around fiat currency, private credit stress, and systemic risk How to interpret market narratives and avoid being “sold” the wrong story We also discuss portfolio positioning in a volatile environment, why avoiding emotional reactions is critical, and how to think through multiple market outcomes from both optimistic and pessimistic perspectives. This is a must-watch breakdown for investors navigating rising uncertainty across inflation, interest rates, and global capital flows. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:14 - Trump Address Roils Markets 7:16 - Markets Test Cluster of Resistance 13:00 - Two Moms' Recap 14:16 - Higher Oil Prices' Impact on Economy 16:15 - Markets Looking for Impact on Forward Earnings 18:18 - Avoid Volatility 19:37 - Between AI & Wife, Lance can Quit 20:09 - Elevated Oil Prices, Inflationary Impact - What's the Fed's Move? 22:05 - What Matters More: GDP or Inflation? 26:08 - Chat Etiquette 27:03 - Is the Fed Set Up for a Potential Trap? 28:49 - Nike Earnings & Forward Estimates 30:09 - Is Market Tone Shifting - Why Foreigners are Selling Treasuries Now 35:30 - The Death of Fiat Currency 38:26 - Consider All Perspectives (What are they trying to sell you?) 40:22 - Private Credit Gating - Pessimists vs Optimists ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," TODAY, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/p-Abp5gxKSc ------- Watch our previous show, "Wives Take Over: Money, Marriage, and Real Talk," https://youtube.com/live/wTSSjezC_jI ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "200-DMA Rejection: Bounce or Breakdown?" is here: https://youtu.be/SbKpg_TCsdY ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketUpdate #TechnicalAnalysis #InvestingStrategy #SP500 #FederalReserve #Inflation #StockMarket #InterestRates #Investing
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4-2-26 200-DMA Rejection: Bounce or Breakdown? | Before the Bell
04/02/2026
4-2-26 200-DMA Rejection: Bounce or Breakdown? | Before the Bell
Markets delivered the expected oversold bounce earlier this week, but momentum stalled right at a key technical level—the 20-DMA just beneath the 200-DMA. Now, with futures pointing lower following comments over night from President Donald Trump, the market faces its first real test after the recent rally attempt. Was that rally just a reflex bounce, or the start of something more sustainable? In this pre-market update, we break down the two critical paths forward: a deeper correction with a break of recent lows, or a more constructive setup where markets establish a higher low and rebuild toward a move above the 200-DMA. Failures at major resistance levels are common—but what happens next is what matters most. We’ll also discuss what to watch over the next few sessions, including momentum signals, relative strength, and the importance of staying unbiased in volatile conditions. If you took profits into the recent rally, you’re positioned well. Now it’s time to let the market reveal its next move—and react accordingly. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/SbKpg_TCsdY --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketUpdate #TechnicalAnalysis #InvestingStrategy #SP500
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4-1-26 Wives Take Over: Money, Marriage, and Real Talk
04/01/2026
4-1-26 Wives Take Over: Money, Marriage, and Real Talk
What happens when the wives take over the show? For this special April Fool’s Day edition of #TheRealInvestmentShow, the tables are turned as Michelle Ratliff & Christina Roberts step in to answer the questions investors never hear. From what Lance and Danny would really be doing outside of wealth management, to what happens if they suddenly win the lottery, we blend humor with surprisingly real financial insight. We also dig into the realities of managing money at home: Where couples disagree about finances Where financial values actually align How to teach kids a healthy relationship with money Plus, a hilarious (and relatable) breakdown of “Girl Math” and even “Boy Math” that might sound ridiculous… until you realize you’ve done it too. Hosted by Hosted by Michelle Ratliff & Christina Roberts Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:58 - Michelle Ratliff & Christina Roberts 2:52 - Three Things About Danny Ratliff 4:16 - Three Things About Lance Roberts 7:44 - What If...? 10:33 - If they won the Lottery... 14:21 - Money Alignments & Mis-alignments 17:26 - Things We Didn't Discuss w Our Kids (but should have) 19:32 - Kids & Bills, & Amazon Culture 29:37 - Travails of Buying a Car 31:25 - The Blow-up Dinosaurs 34:07 - Lance's Diet & Sourdough Bread 36:47 - Online Grocery Shopping 39:31 - Girl Math & Boy Math 44:02 - Pet Stories - Gunner & Sniper, Capone & Ruby ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/wTSSjezC_jI ------- Watch our previous show, "Subprime Crisis 2.0? Private Credit Risks Explained," https://youtube.com/live/3vdXmMNXyV0 ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "Oversold Bounce or Bigger Breakdown?" is here: https://youtu.be/GDORUHxf4dM ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PersonalFinance #MoneyAndMarriage #FinancialPlanning #AprilFools #InvestingBasics
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3-31-26 Are Markets Becoming Gambling?
03/31/2026
3-31-26 Are Markets Becoming Gambling?
A major shift is happening in how younger investors approach the markets—and it may be the most important risk investors are ignoring. From AI-driven investing decisions to social media influencers shaping financial behavior, markets are increasingly influenced by speculation, speed, and hype. At the same time, the rise of options trading, crypto, and leveraged products is blurring the line between investing and gambling. Lance Roberts & Jon Penn break down: Why Gen Z is turning to AI and social media for investment advice The growing influence of financial influencers and crypto platforms The risks behind options trading, 0DTE strategies, and leverage Whether markets are becoming “gamified” and what that means for long-term investors How to separate real investing from speculation Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:04 - End of Quarter & Straits of Hormuz 3:00 - Good News - Bad News About April 7:20 - Markets Set up for Reflexive Rally 12:21 - Two Dads on Money & Eating Late 15:10 - Gen-Z Investing w Social Media Influencers - Who Should You Trust? 17:52 - The Social Media Influence Game 20:38 - A Matter of Trust 22:22 - The Allure of Social Media Influencers 25:15 - Shortened Attention Spans & Hold Times 29:34 - Investing out of Every Paycheck 31:32 - The Restaurant Study 36:16 - Tips on Tipping & Mandatory Table Waiting 40:31 - Will AI Decimate Job Market? ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/kPSqeDcm08k ------- Watch our previous show, "Subprime Crisis 2.0? Private Credit Risks Explained," https://youtube.com/live/3vdXmMNXyV0 ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "Oversold Bounce or Bigger Breakdown?" is here: https://youtu.be/GDORUHxf4dM ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #SP500 #MarketVolatility #InvestingVsGambling #StockMarket #GenZInvesting #OptionsTrading #CryptoRisk
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3-31-26 Oversold Bounce or Bigger Breakdown? | Before the Bell
03/31/2026
3-31-26 Oversold Bounce or Bigger Breakdown? | Before the Bell
Markets opened higher Monday but faded into another selloff as end-of-quarter rebalancing continues to drive volatility. With roughly $65 billion in portfolio adjustments underway, much of the recent price action is technical—not fundamental. Oversold conditions are building across the board. Momentum, relative strength, and sentiment all suggest the market is primed for a reflexive rally, with bonds already seeing buying interest and yields easing slightly. But beneath the surface, a bigger issue is emerging. While prices have declined, forward earnings estimates have not adjusted lower. If economic growth slows—especially with elevated energy prices—earnings expectations may need to reset. That could put additional pressure on valuations, even after the recent 8% pullback. The clock is ticking. Markets are testing the 200-day moving average from below, and historically, failure to reclaim that level within a short window increases the risk of a deeper correction. A short-term bounce is likely—but investors should consider using strength near the 6,500–6,600 range to rebalance portfolios and reduce risk. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/GDORUHxf4dM --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #SP500 #MarketVolatility
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3-30-26 Subprime Crisis 2.0? Private Credit Risks Explained
03/30/2026
3-30-26 Subprime Crisis 2.0? Private Credit Risks Explained
Lance Roberts breaks down the growing stress in private credit markets, rising default risks, and the recent wave of gated withdrawals across major funds. With comparisons to the 2008 financial crisis gaining traction, investors are asking a critical question: are we facing Subprime Crisis 2.0? We examine what made the 2008 collapse so catastrophic—leverage, derivatives, and systemic contagion—and compare it to today’s private credit landscape. While defaults are rising and liquidity concerns are real, the structure of private credit is fundamentally different. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:50 - High Oil Prices are the Cure for High Oil Prices 5:54 - Markets' Extended Losing Streak Setting up for Bounce 12:21 - Private Credit vs Subprime - Gating Defined 21:03 - Estimated Impact of Private Credit on GDP 23:22 - Fiat Currencies in a Death Spiral? 27:17 - Why Foreign Central Banks Hold Dollar Reserves 30:39 - Why Would China Back the Renminbi w Gold? 34:21 - Why Treasury Auctions fo "Soft" 39:27 - With What Would Reserve Currencies be Replaced? 43:07 - The Context of Money & How Economies Work 46:23 - Commentary: Current Market Conditions ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/3vdXmMNXyV0 ------- Watch our previous show, "How to Beat the 4 Biggest Retirement Risks," https://youtube.com/live/1V4lwzyKDjg ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "Sell the Bounce Before the Next Drop," is here: https://youtu.be/68dbmAqKiGM ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #InvestingStrategy #EnergyStocks #RiskManagement #PrivateCredit #FinancialCrisis #MarketRisk #Investing #CreditMarkets
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3-30-26 Sell the Bounce Before the Next Drop | Before the Bell
03/30/2026
3-30-26 Sell the Bounce Before the Next Drop | Before the Bell
Markets are down roughly 7% from their peak and under sustained pressure, with five consecutive weeks of negative returns—an unusually extended stretch that historically signals a near-term inflection point. Oversold conditions, weak momentum, and deeply negative money flows suggest a reflexive bounce is likely in the coming days. But investors should be cautious. This is not the end of the correction cycle. Lance Roberts breaks down why any near-term rally should be used to rebalance risk—not chase upside. With geopolitical catalysts like Iran tensions and oil price volatility acting as potential triggers, a sharp bounce could emerge quickly. However, that strength should be sold into as part of a disciplined portfolio strategy. We also examine the extreme deviation in energy stocks, where valuations—such as Exxon relative to Nvidia—have become stretched. Historically, these moves mean-revert, often sharply. If you’re overweight energy, this may be the window to take profits and reduce exposure. Additionally, we discuss seasonal risks tied to midterm election cycles, where Q2 has historically been the weakest period for markets, suggesting further downside risk into the April–June timeframe. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/68dbmAqKiGM --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #InvestingStrategy #EnergyStocks #RiskManagement
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3-27-26 How to Beat the 4 Biggest Retirement Risks
03/27/2026
3-27-26 How to Beat the 4 Biggest Retirement Risks
Most retirement plans focus on savings and returns—but that’s not what truly puts retirement at risk. Richard Rosso & Jonathan McCarty break down the four biggest threats retirees face: longevity, inflation, market volatility, and emotional decision-making, and more importantly, how to navigate them. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:18 - Rich's Dreams 2:03 - Dynamic Learning Series 3:02 - Easter Candy Inflation & Post-Covid Behaviors 7:31 - Panoramic Sugar Eggs & Peeps 11:08 - The Emotional Effects of Retirement 15:04 - Sequence of Return Risks 16:08 - Social Security & Longevity 19:16 - Market Volatility is Not Your Friend in Retirement 24:12 - Benefits of Working PT in Retirement 30:14 - Maintaining Standard of Living in Retirement 35:07 - Maintaining a Cash Well: HECM & Policy Loans 36:39 - Emotional Decision-making in Retirement 40:38 - The Retirement Risk Zone 42:29 - Handle Larger Expenditures & Debt Before Retirement 46:10 - Life in the "Fat Years" 47:13 - Chuck Norris & Quality of Life in Retirement ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/1V4lwzyKDjg ------- Watch our previous show, "Will AI Trigger the Next Great Depression?" https://youtube.com/live/l6FM6v7SWTI ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "MMarkets Breakdown or Bounce?" is here: https://youtu.be/PM1R1i-J384 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementRisks #FinancialPlanning #WealthManagement #Investing
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3-26-26 Will AI Trigger the Next Great Depression?
03/26/2026
3-26-26 Will AI Trigger the Next Great Depression?
Will artificial intelligence spark the next economic boom—or trigger a crisis rivaling the Great Depression? A growing debate on Wall Street is emerging after research scenarios like the “Global Intelligence Crisis” raised concerns about a potential AI-driven economic shock. The core question is simple but critical: Will AI create unprecedented productivity and prosperity, or will it displace jobs faster than the economy can adapt? Lance Roberts & Michael Lebowitz break down both sides. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:58 - Why Risk Management is More Important Now than Ever 5:45 - Economic Data Showing Improvement 7:25 - Markets Continue to Challenge 200-DMA 11:13 - Portfolio Risk Sizing 14:35 - What is Beta? 18:49 - Why Investors Underperform Markets 20:21 - All We Really Have is a Rear View Mirror 22:03 - The Information Over-load Trap 23:48 - How to Take Risk Off the Table 26:41 - When the War in Iran Ends 28:39 - Will AI Trigger the Next Depression? 32:16 - The Global Intelligence Crisis 34:53 - The Rate at Which the Economic can Adapt to Change 37:15 - The Walmart Expansion Story 39:49 - How Fast & How Destructive 41:31 - What New Industry Did Not Exist pre-2005? 43:47 - Be Careful with Narratives ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/l6FM6v7SWTI ------- Watch our previous show, "Q&A Wednesday: Markets, Money & Your Questions Answered " https://youtube.com/live/ZNcU4j7XBPE ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "MMarkets Breakdown or Bounce?" is here: https://youtu.be/PM1R1i-J384 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #TechnicalAnalysis #SP500 #MarketOutlook #TradingStrategy #ArtificialIntelligence #StockMarket #EconomicOutlook #AIImpact #RecessionRisk
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3-26-26 Markets Breakdown or Bounce? | Before the Bell
03/26/2026
3-26-26 Markets Breakdown or Bounce? | Before the Bell
Markets are testing the 200-DMA from below, a key resistance level. Failure to break above could increase downside pressure, but end-of-quarter rebalancing (~$62B in buying) may provide near-term support. Momentum is oversold, with relative strength starting to improve. A confirmed buy signal and positive divergence could drive a move toward 6,700, with resistance at the 20-DMA. Stay patient—markets can remain oversold, but improving technicals suggest potential for a recovery into early summer. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/PM1R1i-J384 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #TechnicalAnalysis #SP500 #MarketOutlook #TradingStrategy
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3-25-26 Q&A Wednesday: Markets, Money & Your Questions Answered
03/25/2026
3-25-26 Q&A Wednesday: Markets, Money & Your Questions Answered
Lance Roberts & Danny Ratliff answer your biggest questions about the markets, investing, and personal finance in today’s rapidly changing economic environment. From stock market volatility and interest rates to long-term investing strategies and risk management, nothing is off limits. Whether you’re a beginner or an experienced investor, this session is built around what you want to know right now. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:13 - Market Performance w War in Iran 3:49 - Private Credit Firms Gating Investors 6:47 - Over Sold Markets Setting Up for Reflexive Rally 9:18 - Energy Stocks Due for Correction 13:00 - What Should Investors Do Now? (Wait.) 15:39 - How to Invest $500k 19:53 - What's the Max % to Place in a Position? 25:39 - Non-U.S. Stocks in Portfolios? (No) 27:06 - Selling Long-duration Treasuries 30:22 - All About Target Date Funds 35:18 - Long Term Care, Insurance, & Annuities 38:03 - Why Technicals are Important: Buying Dell 41:56 - Insider Trading? 42:54 - How to Adjust Risk Management 44:16 - Don't Let Taxes Drive Investment Strategy ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ZNcU4j7XBPE ------- Watch our previous show, "Asset Allocation, Benchmarks, and High-Yield Debt Traps" https://youtube.com/live/rkNXUn87QUc?feature=share ------- Articles Mentioned in Today's Show: "The 200-DMA Just Broke: What Every Investor Should Know" https://realinvestmentadvice.com/resources/blog/the-200-dma-just-broke-what-every-investor-should-know/ "The Dollar’s Plumbing: Conspiracy Vs. Data" https://realinvestmentadvice.com/resources/blog/the-dollars-plumbing-conspiracy-vs-data/ "CDX: Credit Spreads Are Flashing A Warning" https://realinvestmentadvice.com/resources/blog/cdx-credit-spreads-are-flashing-a-warning/ -------- The latest installment of our new feature, Before the Bell, "Markets Poised for Oversold Bounce," is here: https://youtu.be/WzVA3AY7a9w?si=ss_7ulgoGhZ7e1ZR ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #Trading #OilPrices #Investing #Investing #StockMarket #MoneyTalk #FinancialFreedom #MarketNews
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3-25-26 Markets Poised for Oversold Bounce | Before the Bell
03/25/2026
3-25-26 Markets Poised for Oversold Bounce | Before the Bell
Markets enter the pre-market deeply oversold, with sentiment turning increasingly negative—conditions that often lead to a short-term reflex rally. Investors are looking for a catalyst, and even minor geopolitical headlines could spark buying pressure. Key technical levels are in focus today, including the 200-day moving average and a major resistance zone between 6,700 and 6,800, where the 20-, 50-, and 100-day moving averages converge. This area is packed with trapped longs and heavy volume, suggesting any rally into this range could face selling pressure. Volume has been declining, pointing to a short-term washout that supports a bounce scenario—but not necessarily a sustained breakout. Strength into resistance should be used to rebalance risk rather than chase upside. In commodities, WTI crude is set to open sharply lower after its recent spike. Any easing in Iran-related tensions could push oil prices back toward the mid-$70s, creating downside pressure for energy stocks that are currently stretched relative to earnings. Stay focused on key levels and disciplined with risk—this setup offers opportunity, but also the potential for a failed rally. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/WzVA3AY7a9w?si=ss_7ulgoGhZ7e1ZR --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #Trading #OilPrices #Investing
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3-24-26 Asset Allocation, Benchmarks, and High-Yield Debt Traps
03/24/2026
3-24-26 Asset Allocation, Benchmarks, and High-Yield Debt Traps
Lance Roberts and Jon Penn tackle the most pressing portfolio questions investors and retirees are asking right now: Challenge the assumption that older investors should automatically shift to ultra-conservative allocations Whether every account in a multi-account household needs the same investment strategy why Roth IRAs may warrant a more aggressive growth posture How much weight each equity position should carry, and how many stocks is too many Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:13 - Market Follow-up: What We Did 4:24 - Geopolitical Concerns Taint Earnings Estimates 6:54 - Market Performance Summary 10:54 - Concerns Over Iran, Oil, & Market Performance 13:14 - Confusion About Portfolio Positioning Now 15:13 - Three Legs of a Stable Portfolio 18:25 - In Times of Heightened Uncertainty... 22:01 - Do Not Speculate in Your Roth IRA 25:53 - How Many Stocks in a Portfolio? 30:08 - SMA's vs Tracking the S&P 31:50 - Missing 10-Best Days vs 10-Worst Days 34:47 - Why You Cannot Beat the Benchmark Index 36:34 - Looking at Portfolio Performance 40:05 - Separating Emotion from Reality 42:26 - Beware "Variable Preferred" 47:38 - Risk is How Much Money You Lose... ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/rkNXUn87QUc?feature=share ------- Watch our previous show, "200-DMA Broken – Bear Market or Buy Signal?" https://youtube.com/live/VlxdVnhyKR4?feature=share ------- Articles Mentioned in Today's Show: "The 200-DMA Just Broke: What Every Investor Should Know" https://realinvestmentadvice.com/resources/blog/the-200-dma-just-broke-what-every-investor-should-know/ "The Dollar’s Plumbing: Conspiracy Vs. Data" https://realinvestmentadvice.com/resources/blog/the-dollars-plumbing-conspiracy-vs-data/ "CDX: Credit Spreads Are Flashing A Warning" https://realinvestmentadvice.com/resources/blog/cdx-credit-spreads-are-flashing-a-warning/ -------- The latest installment of our new feature, Before the Bell, "Markets Stall - Why We're Raising Cash is here: https://youtu.be/EPniBHKjggQ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PreMarket #StockMarket #200DMA #MarketAnalysis #TechnicalAnalysis
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