The Real Investment Show Podcast
It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.
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8/26/25 Are Robo Advisors All They're Cracked Up to Be?
08/26/2025
8/26/25 Are Robo Advisors All They're Cracked Up to Be?
New investors often believe that higher risk equals higher reward—but that’s not always the case. Lance Roberts & Jonathan Penn explore why newbie investors take on more risk than experienced ones, the common investing mistakes beginners make, and how risk management strategies can protect long-term wealth. From portfolio allocation to investor psychology, we’ll compare how experienced vs. beginner investors approach risk and why discipline matters more than luck. If you’re starting your investing journey, this discussion will help you avoid the traps that cost new investors money. 👉 Learn how to build smarter strategies for wealth building and avoid costly errors. SEG-1a: How The Fed Line Up May Change SEG-1b: Market Internals Weaken SEG-2a: When a Low-cost Advisor Works for You SEG-2b: Robo Advisors Eliminate the Emotion SEG-2c: Focusing on Fees Should be Last Consideration SEG-2d: The Problem w Multiple Investment Accounts SEG-2e: Investor Know Thyself - Investing Unemotionally SEG-2f: The Change to "Meme Markets" SEG-2g: If I Could Go Back in Time SEG-2h: Put Your Investment Strategy on Paper Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=c1ZZOzPLRME&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Market Internals Weaken" is here: https://youtu.be/oYjR_cIL3Yo -------- Our previous show, "Buy Every Dip” Remains The Winning Strategy…For Now," can be viewed here: https://www.youtube.com/watch?v=t-3XZo7LbCY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2046s -------- Articles mentioned in this report: “Buy Every Dip” Remains The Winning Strategy…For Now https://realinvestmentadvice.com/resources/blog/buy-every-dip-remains-the-winning-strategyfor-now/ "Market Valuations Don’t Matter…Until They Do" https://realinvestmentadvice.com/resources/blog/market-valuations-dont-matter-until-they-do/ ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishTrend #MarketTechnicals #NegativeDivergence #MarketCorrection #MarketVolatility #InvestingTips #BeginnerInvestors #RiskManagement #WealthBuilding #InvestorMindset #TwoDadsOnMoney #RoboAdvisors #InvestingAdvice #Money #Investing
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8-26-25 Market Internals Weaken | Before the Bell
08/26/2025
8-26-25 Market Internals Weaken | Before the Bell
Markets sold off after testing all time highs. The S&P has now set a "double top," and markets are now consolidating in a very narrow channel. Meanwhile, markets are doing well with a bullish trend still in place. However, there also remains a negative divergence with money flows going into the market are weakening, as well as a negative divergence in momentum and relative strength. Underneath the surface, there is some deterioration in the markets. Such are not immediate threats, but are a prelude to an eventual market correction. And with level of deviation, a price correction of between 3% and 5% at some point is not out of the question. Now is a good time to take some profits, save some cash, and perhaps buy cheap insurance in the form of Puts while volatility is at a low ebb. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://youtu.be/oYjR_cIL3Yo ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishTrend #MarketTechnicals #NegativeDivergence #MarketCorrection #MarketVolatility #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8/25/25 “Buy Every Dip” Remains The Winning Strategy…For Now
08/25/2025
8/25/25 “Buy Every Dip” Remains The Winning Strategy…For Now
“Buy every dip” has been the mantra of this bull market — and so far, it has rewarded investors. Lance Roberts explains why the buy the dip strategy continues to work in today’s market, even as valuations stretch and risks build beneath the surface. Lance looks at how investors are approaching stock market pullback investing, what history tells us about short-term market trends versus long-term risks, and the potential turning points that could challenge the strategy. More importantly, we’ll outline how to incorporate risk management in volatile markets so portfolios aren’t caught off guard when the trend inevitably shifts. SEG-1a: NVIDIA Preview SEG-1b: Why Markets Hit All-time Highs SEG-2a: Investors Aren't Worried About Correction SEG-2b: How EFT's Are Distorting the Markets SEG-2c: Why the Buy the Dip Strategy Has Worked SEG-2d:Market Valuations Don't Matter Until They Do SEG-2e: Markets Will Eventually Have a Mean-reverting Event SEG-2ee: Rules for Managing Portfolios - Optionality of Cash SEG-2f: Focus on High Quality Names SEG-2g: Adding Tactical Hedges SEG-2h: Avoid High Leverage SEG-2i: Portfolios Are Ethereal SEG-2j: Be Willing to Sell SEG-2k: The Negative Equity Sentiment Indicator Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=t-3XZo7LbCY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2046s -------- The latest installment of our new feature, Before the Bell, "Markets' All-time Highs...but" is here: http://bit.ly/4lPbQtR -------- Our previous show, "Raising Money Smart Kids - How to Teach Kids About Money & Saving," can be viewed here: https://www.youtube.com/watch?v=SvLHCd84WNw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: “Buy Every Dip” Remains The Winning Strategy…For Now https://realinvestmentadvice.com/resources/blog/buy-every-dip-remains-the-winning-strategyfor-now/ "Market Valuations Don’t Matter…Until They Do" https://realinvestmentadvice.com/resources/blog/market-valuations-dont-matter-until-they-do/ ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #JeromePowell #JacksonHole #FederalReserve #MarketRally #MarketBreadth #MarketTechnicals #BuyTheDip #StockMarketStrategy #InvestingTips #MarketTrends #RiskManagement #InvestingAdvice #Money #Investing
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8-25-25 Markets' All-time Highs...but | Before the Bell
08/25/2025
8-25-25 Markets' All-time Highs...but | Before the Bell
Markets closed at all-time highs on Friday, thanks to comments by Jerome Powell that the Fed will be cutting rates in September. Markets confirmed support at the 20-DMA. Markets also saw a very sharp uptick in money flows, thanks to options expirations: Friday was the largest options expiration day for August on record. Market breadth also improved dramatically. Small-cap and Mid-cap stocks also jumped by 3%. Futures this morning are lower, with some profit taking coming in. However, we are still running a negative divergence in money flows and relative strength, indicating underlying technical weaknesses remain. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: http://bit.ly/4lPbQtR ------- Articles mentioned in this report: "UPS Is At Pandemic Lows: Value Or Value Trap?" https://realinvestmentadvice.com/resources/blog/ups-is-at-pandemic-lows-value-or-value-trap/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #JeromePowell #JacksonHole #FederalReserve #MarketRally #MarketBreadth #MarketTechnicals #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8/22/25 Raising Money Smart Kids - How to Teach Kids About Money & Saving
08/22/2025
8/22/25 Raising Money Smart Kids - How to Teach Kids About Money & Saving
Raising money-smart kids is one of the most valuable lessons you can give them for life. Richard Rosso & Jonathan McCarty break down how to teach kids about money, from saving and budgeting to making smart financial decisions early on. You’ll learn practical strategies for financial literacy for children, including: Simple ways to explain money to kids How to teach kids to save money and set goals Smart money habits that last a lifetime Real-world lessons for raising financially responsible kids Whether you’re a parent, grandparent, or educator, these tips will help you set the foundation for your child’s financial future. 1 - Financial Literacy Starts in the Home 2 - The Danger of On-line Shopping 3 - The Marshmello Experiment on Delayed Gratification 4 - The Dilemma of the Four Quarters 5 - The Four Categories of Money Scripts 6 - The Disney Trip 7 - The Problem with Under-spending 8 - When Your Advisor Gets Stale 9 - Know Yourself: Your Kids are Like Columbo 10 - Allow Your Kids to Learn from Your Mistakes 11 - Money Books We Recommend Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP , w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=SvLHCd84WNw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Bad News is not New News" is here: https://bit.ly/4lwwFtH -------- Our previous show, "Speculative Frenzy - Fading or Re-fueling?," can be viewed here: https://bit.ly/4mrXcJW -------- Articles mentioned in this report: "Five Ways to Raise Money-Smart Kids: Part One" https://realinvestmentadvice.com/resources/blog/five-ways-to-raise-money-smart-kids-part-one/ "Raising Money-Smart Kids: Part Two" https://realinvestmentadvice.com/resources/blog/raising-money-smart-kids-part-two/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneySmartKids #FinancialLiteracy #TeachKidsMoney #SmartMoneyHabits #KidsAndMoney #InvestingAdvice #Money #Investing
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8/21/25 Speculative Frenzy - Fading or Re-fueling?
08/21/2025
8/21/25 Speculative Frenzy - Fading or Re-fueling?
Markets are showing signs of a speculative frenzy once again—but is the fire burning out or just getting started? Danny Ratliff & Michael Lebowitz break down the latest stock market speculation, shifts in investor sentiment 2025, and the risks of a potential market bubble forming. We’ll look at how speculative trading trends are driving prices higher, what this means for long-term investors, and where financial market volatility could take markets next. If you’re looking to understand whether the rally is sustainable—or if risk is quietly building beneath the surface—this discussion will give you the insights you need to stay informed and positioned wisely. 1 - Retailers Are Seeing Diminished Consumer Spending 2 - What Sector Rotation is Telling Us 3 - Speculative Bull Markets Can Go On for a Long Time 4 - The Fed is Contending With Weak Employment 5 - The Full Impact of Tariff is Still Unknown 6 - Jackson Hole & the Rate Cut Conundrum 7 - The Truth About Fed Meeting Minutes 8 - Lisa Cook & The Politicization of The Fed 9 - Fed Rate Cuts - 50 or 25? 10 - The Starbuck's Indicator of Consumer Sentiment 11- The Surprising Side Benefits of Paying with Cash 12 - Looking at the Positives 13 - Keeping Perspectives on Interest Rates 14 - Mortgage Rates vs Treasury Rates 15 - What Lowerd Rates Might Imply 16 - UPS: Value or Value Trap? Hosted by RIA Advisors Senior Investment Advisor, Danny Ratliff, CFP, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://bit.ly/4mrXcJW -------- The latest installment of our new feature, Before the Bell, "Bad News is not New News" is here: https://bit.ly/4lwwFtH -------- Our previous show, "John Tamny - Money is Ruthless," can be viewed here: https://youtu.be/Hm6yNkNtC0Q -------- Articles mentioned in this report: "Greg Mankiw's Solutions Would Expand Federal Debt" https://www.realclearmarkets.com/2025/08/12/greg_mankiws_solutions_would_expand_federal_debt_1128148.html ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #LisaCook #MarketCorrection #MarketRisk #AIstory #MarketWeakness #AllTimeHighs #SectorRotation #StockMarket #InvestorSentiment #MarketBubble #SpeculativeTrading #MarketVolatility #InvestingAdvice #Money #Investing
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8-21-25 Bad News is not New News | Before the Bell
08/21/2025
8-21-25 Bad News is not New News | Before the Bell
Target's earnings report was not good, and guidance was weaker; the chain is blaming the consumer for not spending in their stores. This is nothing new: We've heard from other retailers like Chipotle, Starbuck's, and Cava that consumers are holding back on spending. Additionally, a look at GDP reveals consumption, which is 2/3rds of the economy, dropping a lot. AI infrastructure building has offset this somewhat, but it underscores the importance of the consumer in the economy. WalMart's report today will be similarly intriguing as a barometer of the consumer. This may be the calm before the storm of this week's Jackson Hole meeting, and the actions of the Fed seeming to be more political and economic. Meanwhile, Bitcoin has dropped about 10% over the last couple of weeks. Bitcoin, NASDAQ, and speculative stocks have been very highly correlated. Whether or not you're a Bitcoin fan, it IS a gauge of sentiment and speculative appetite. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=bU-QunzVoco&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1------- Articles mentioned in this report: "UPS Is At Pandemic Lows: Value Or Value Trap?" https://realinvestmentadvice.com/resources/blog/ups-is-at-pandemic-lows-value-or-value-trap/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #LisaCook #MarketCorrection #MarketRisk #AIstory #MarketWeakness #AllTimeHighs #SectorRotation #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8/20/25 John Tamny - Money is Ruthless
08/20/2025
8/20/25 John Tamny - Money is Ruthless
Lance Roberts interviews John Tamny, author, economist, and editor of RealClearMarkets. Tamny’s provocative new book, Deficit Delusion, reframes how we think about debt and growth. He makes a bold case: Trump-style protectionism and fear-driven immigration policies are economically self-defeating—even for conservatives. Trade is the greatest foreign policy mankind has ever devised, plus it's great for workers as is any scenario that expands the division of labor. $36.1 trillion Government Debt is not a crisis—it’s a sign of U.S. strength & investor confidence about the U.S.'s future, it’s not weakness. 1:55 - Will the Debt Spiral spark a financial crisis? 4:03 - What is the debt relative to economic growth? 5:18 - The Uber Analogy & Expectations of Debt 8:40 - What are we NOT doing because of Excessive Government Debt? 12:30 - The Premise of Productive Debt & Economic Growth 16:33 - The Danger of Government Spending Cuts 18:40 - The Dark Side of the Flat Tax 22:25 - GDP: The Most Fraudulent Number in Economics 25:58 - What is the "right" tax rate? 28:46 - We Need to Fund the 'nut jobs' 31:09 - Why taxes should be cut for everyone 33:33 - How long before the first, one-man "unicorn" $1B company? 37:13 - The Debt Crisis Isn't the Thing to Worry About Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w John Tamny, Editor/Real Clear Markets Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://youtu.be/Hm6yNkNtC0Q -------- Articles mentioned in this report: "Greg Mankiw's Solutions Would Expand Federal Debt" https://www.realclearmarkets.com/2025/08/12/greg_mankiws_solutions_would_expand_federal_debt_1128148.html ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #JohnTamny #GovernmentDebt #DeficitDelusion #Budget #InvestingAdvice #Money #Investing
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8/19/25 Do You Really Need a Local Financial Advisor?
08/19/2025
8/19/25 Do You Really Need a Local Financial Advisor?
Do you really need a local financial advisor to manage your money? Geography doesn’t matter anymore when it comes to building wealth and securing your financial future. Lance previews this week's Jackson Hole consortium; what will Jerome Powell Infer? Lance Roberts & Jonathan Penn cover the conundrum of local vs virtual financial advisors; how college students are lured by credit card offers, and the dangers of credit accounts. This leads to a discussion of personal budgeting, and how deceptively easy it is to begin a culture of savings; the "B-word" is Budget; the importance of controlling discretionary spending and leakage of money; Lance shares an example by working with an income of only $50k; the surprising result of pre-tax contributions and their impact on income; 401k's vs Roth; the benefits of speaking with a "coach" about money, i.e., a financial advisor. SEG-1a: Jackson Hole Preview - What's the Fed going to do? SEG-1b: Negative Divergences are Increasing SEG-2a: Local vs Virtual Financial Advisors SEG-2b: Do You Need a Financial Advisor? SEG-2c: Getting Started So You Can Save & Invest SEG-2d: Stay Away from Credit Cards SEG-2e: Everything's on a Payment Plan SEG-2f: Addressing the "B-word" (Budgeting) SEG-2g: What's Your Number? SEG-2h: Controlling Your Discretionary Spending SEG-2i: Budgeting w $50k SEG-2j: 401k's vs Roth's SEG-2k: Why Should You Speak With a Financial Advisor? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=yNJaSxQqghA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=6s -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What is Bitcoin Telling Us Now?" is here: http://bit.ly/463MS4b ------- Our previous show is here: "Ten Rules for Navigating Excessive Market Bullishness" https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #MarketCorrection #MarketRisk #FinancialAdvisor #VirtualAdvisor #OnlineFinancialPlanning #InvestingTips #PersonalFinance #InvestingAdvice #Money #Investing
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8-19-25 What is Bitcoin Telling Us Now?| Before the Bell
08/19/2025
8-19-25 What is Bitcoin Telling Us Now?| Before the Bell
Markets have been very slowly climbing a wall of worry over the past few weeks. While August tends to be a weaker month for markets, such has not been the case thus far. However, negative divergences in relative strength, money flows, and momentum have belied an underlying weakness in the markets. The NASDAQ has been doing well with the drive to chase technology stocks, but that trend has weakened even more than the S&P 500, creating a divergence between the two indexes. A look at Bitcoin, which is a proxy for risk-taking, and for which there is a high correlation with the NASDAQ, also shows some weakening. Bitcoin has triggered a sell signal, and is starting to show a downtrend in relative strength. This doesn't mean markets are about to crash; this could be just a prelude as investors remove risk ahead of the Jackson Hole symposium later this week. IF Jerome Powell comes out more-dovish, we could see markets strengthen. Remember, this has been a market driven by the top ten stocks; performance has been concentrated in Tech and Financials. That kind of bifurcation in the markets is worth paying attention to. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=CWwtLllMsS8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #MarketCorrection #MarketRisk #AIstory #MarketWeakness #AllTimeHighs #SectorRotation #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8/18/25 Ten Rules for Navigating Excessive Market Bullishness
08/18/2025
8/18/25 Ten Rules for Navigating Excessive Market Bullishness
Are investors too optimistic right now? Lance Roberts breaks down ten rules for navigating excess market bullishness so you can protect your portfolio while still participating in market gains. Also in today's show: Lance's assessment of earnings season so far, and the role Nvidia will play in determining market moods. We've got a special interview segment planned for Wednesday's (8/20) show [Premier link is below]; Lance reveals yet another saga by the Roberts' children, and how we can learn from our mistakes, whether we're dishwashers or investors. The reason markets look great can be traced to 7-stocks. The inherent risks of the future; the double edged sword of margin debt, and what's really driving earnings growth. Lance reviews his Ten Rules for Navigating excess bullishness in the market, earnings growth forecast justification, and why retail investors are the last resort for Wall Street. SEG-1a: Earnings Season is Almost Done SEG-1b: Nvidia is one of the Last Supports for Markets SEG-2a: John Tamny Interview Tease [ https://youtu.be/Hm6yNkNtC0Q ] SEG-2b: Bullish Sentiment for the Young & Lance's Daughter SEG-2c: Learning from Our Mistakes SEG-2d: Investors' Ability to Forget Pain SEG-2e: Things Look Great...but only because of 7-stocks SEG-2f: The Spread Between Market Cap vs Equal Weight Indexes SEG-2g: The Risk of Not Knowing Crypto, AI future SEG-2h: Margin Debt is a Double-edged Sword SEG-2i: What/Who's Really Driving Earnings Growth SEG-2j: The CoreWeave Story SEG-2k: Ten Rules for Navigating Excess Market Bullishness SEG-2l: Proper Position Sizing in Portfolios SEG-2m: Behind the Scenes with Economic Growth SEG-2n: Justifying Earnings Growth Forecasts SEG-2o: You're the Cannon Fodder for Wall Street SEG-2p: Smart Money vs Dumb Money SEG-2q: Bullish Market Sentiment Driven by Narrow Framework Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What Risks are Posed in AI Story?" is here: https://www.youtube.com/watch?v=ZXO6sFR3mCc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Money Playbook for Young Millionaires" https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=3s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBullishness #StockMarketRisk #InvestorPsychology #MarketSpeculation #PortfolioStrategies #InvestingAdvice #Money #Investing
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8-18-25 What Risks are Posed in AI Story?| Before the Bell
08/18/2025
8-18-25 What Risks are Posed in AI Story?| Before the Bell
Markets were sloppy but okay on Friday, selling off a bit to 6,430, but the bullish trend remains in place in a very defined, stair-step elevation. Every dip is being bought, but rallies aren't doing so well. Sellers have been dragging buyers higher, with buyers reluctantly paying higher prices. There's just not a lot of "eagerness" for buyers to pay higher prices, which is showing up in money flows: Weakness in money flows as markets are rising is a bit of a negative divergence to watch: These are typically preludes to some type of market consolidation or corrective action. One of the last supports for the market to report in this cycle is Nvidia, for which the bar has been set extremely high. Any slight misstep could disrupt markets, a la DeepSeek? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=ZXO6sFR3mCc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/
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8/15/25 The Money Playbook for Young Millionaires
08/15/2025
8/15/25 The Money Playbook for Young Millionaires
Becoming a millionaire at a young age (take Sydney Sweeny. Please.) is an incredible achievement—but keeping and growing that wealth is a whole different game. Richard Rosso & Jonathan McCarty break down The Money Playbook for Young Millionaires—the proven strategies high net worth young investors use to safeguard their money, build lasting wealth, and avoid costly mistakes. Everything from wealth protection for young investors, asset protection strategies, and tax planning for young wealthy individuals, to the critical mindset shifts needed to grow your net worth in any market...whether your success came from business, investing, or inheritance, this guide will help you protect your wealth for decades to come. If you’re a high net worth millennial or a young investor ready to play the long game, this is your roadmap. 1 - Sydney Sweeney's Worth "only" $40-Mil 2 - Taylor Swift's Financial Plan 3 - Health & Wealth 4 - Basic Trust Planning 5 - Tax Planning & Strategies 6 - The Most Important Decision You Can Make 7 - Estate Tax Planning 8 - Trust Planning & Taylor Smith 9 - Where There's a Will... 10 - Charitable Giving & Linda Blair 11 - Investing in Opportunity Zones 12 - Final Wishes & Abandoned Assets Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Market Breadth Expands," is here: https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will the Fed Cut Rates NOW??" https://www.youtube.com/watch?v=D1vTkvEIUxg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthProtection #YoungInvestors #HighNetWorth #AssetProtection #FinancialPlanning #SydneySweeny #TaylorSwift #InvestingAdvice #Money #Investing
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8/14/25 Will the Fed Cut Rates NOW??
08/14/2025
8/14/25 Will the Fed Cut Rates NOW??
Will the Federal Reserve blink and cut rates now? Lance Roberts & Michael Lebowitz break down the latest inflation data, economic trends, and market signals that could force the Fed’s hand and what it means for your portfolio. Lance previews today's PPI report, which could reveal tariff inflation producers are having to pay. More importantly will be any trend PPI numbers reveal. Markets continue to touch all time highs amid fundamental weaknesses. Following Wednesday's CPI number, is the Fed going to be forced to lower rates? Lance and Michael discuss pro's & con's and the "Sneaky" Inflation index; why PPI is a more accurate gauge of tariff inflation. Markets have already pried-in the next rate cut. Forward earnings expectations are very elevated...and deviated from economic realities. Michael Reviews the "UPS Barometer" of activity; only ten companies are driving market gains presently; the S&P 490 are struggling. What if Nvidia stumbles in next report? (This is NOT the end of the AI cycle.) Markets over-estimate growth; are rotating sectors more rapidly; how long will the rotations stick? Fundamentals matter more to small- and mid-cap companies, more susceptible to economic changes. WHat will the Fed be thinking following PPI, PCE, & Nvidia report next week? SEG-1a: PPI & Retail Sales Preview - Will Tariff Inflation Appear? SEG-1b: Sector Rotation Beginning to Appear SEG-2a: What Are the Odds of a 50 vs 25 Rate Cut? SEG-2b: The Shoe Price Index & "Sneaky" Inflation SEG-2c: Why PPI Data is Important Tell of Tariff Inflation SEG-2d: What Would Market Response Be to 1/2-pt. cut? SEG-2e: Earnings Growth is Being Driven By Only Ten Companies SEG-2f: What If Nvidia Stumbles? SEG-2g: Markets Are Richly Priced on a Narrative SEG-2h: How Long Will This Rotation Stick? SEG-2i: The Fundamental Realities of Small- & Mid-Caps SEG-2j: The SimpleVisor Thematic Portfolio Tools SEG-2k: Wait to Gauge the Fed Post-PPI, PCE, & Nvidia Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=D1vTkvEIUxg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "The Index Isn’t Always Accurate: Factors Influencing Yields" https://realinvestmentadvice.com/resources/blog/the-index-isnt-always-accurate-factors-influencing-yields/ "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Market Breadth Expands," is here: https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Portfolio Concentration: Hidden Risks That Can Sink Your Returns," https://www.youtube.com/watch?v=OJh3DN2dGg0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBreadth #MarketRally #MarketWeakness #AllTimeHighs #SectorRotation #FederalReserve #RateCut #InterestRates #USEconomy #StockMarketNews #InvestingAdvice #Money #Investing
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8-14-25 Market Breadth Expands | Before the Bell
08/14/2025
8-14-25 Market Breadth Expands | Before the Bell
Markets yet again hit new, all-time highs on Wednesday, following a very well-defined uptrend. This is a very narrow trend channel. Even though a buy signal has been triggered, upside is somewhat limited. The up-again, down-again, up-again, down-again market patterns over the past several days is not a great sign of internal market strength because of the mis-match of buyers and sellers struggling at current price levels. The gap between the S&P 500 Equal Weight and the S&P itself is getting pretty large. The rotation out of tech that we've been looking for is showing up in the equal-weighted index. This suggests that some of the leaders are starting to give up some of their gains. The good news is, we're starting to see growth in market breadth, and money is starting to rotate into areas of the market that had not previously participated in the gains. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBreadth #MarketRally #MarketWeakness #AllTimeHighs #SectorRotation #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8/13/25 Portfolio Concentration: Hidden Risks That Can Sink Your Returns
08/13/2025
8/13/25 Portfolio Concentration: Hidden Risks That Can Sink Your Returns
Many investors unknowingly take on portfolio concentration risk—placing too much money in one stock or sector. Lance Roberts & Danny Ratliff break down why concentrated stock portfolios can be dangerous, how lack of investment diversification can magnify losses, and what smart risk management investing looks like. Whether you’re building long-term wealth or protecting what you’ve earned, understanding the hidden dangers of over-concentration is critical. We’ll share practical tips to improve your stock diversification strategy, reduce downside risk, and strengthen your portfolio’s resilience in volatile markets. SEG-1a: CPI Print Offers Hope for September Rate Cut SEG-1b: Small- & Mid-Cap Performance SEG-2a: Blood Tests & Caffeine SEG-2b: Market Capitalization Concentrations SEG-2c: Is there an Ideal Number of Stocks for a Portfolio? SEG-2d: What is the Goal? SEG-2e: Over-weighting or Under-weighting Positions SEG-2f: The Pain Trade SEG-2g: What Happens Next w Sector Rotation? SEG-2h: Portfolios Are Like NASCAR SEG-2i: What is Your Goal? SEG-2j: Investing Without a Plan is Like Throwing Darts in the Dark SEG-2k: Portfolio Construction for Returns & Taxes SEG-2l: YOLO vs Planning SEG-2m: Importance fo Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=OJh3DN2dGg0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Market Internals Remain Weak," is here: https://www.youtube.com/watch?v=3v7e03zkoWs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Two Dads on Money - Meme Stock Trading & Jesse Livermore's Timeless Rules for Speculation," https://www.youtube.com/watch?v=ZVH-DHO81pk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2s------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #PortfolioRisk #Diversification #StockMarketTips #InvestingStrategy #WealthManagement #InvestingAdvice #Money #Investing
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8-13-25 Market Internals Remain Weak | Before the Bell
08/13/2025
8-13-25 Market Internals Remain Weak | Before the Bell
Markets jumped to all-time highs following Tuesday's CPI Report on expectations the Fed will cut rates in September. The report provided markets with a lot of optimism and the opportunity to change the discount rate for stocks. Apparently, it matters not that markets have been rallying all year on expectations of Fed rate cuts. Markets have been in a linear trend, running in a channel for the past week and a half; meanwhile, there has continued to be a negative divergence in money flows. When money flows decline, more pressure is placed on stocks. Money flows now need to play catch up with the rising markets. Bullishly, markets have broken out to new, all-time highs, and typically, new highs beget new highs, so there's no reason to be overly bearish. But, despite the rallying mood, market internals remain weak. Breadth in the market remains very narrow. Small & Mid-Caps have seen a small uptick and rotation into that space, but be careful: While large cap stocks are making new highs, small- and mid-cap stocks remain very range-bound. From a performance perspective, Small- and Mid-cap stocks continue to lag their large-cap brethren. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=3v7e03zkoWs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-12-25 Two Dads on Money - Meme Stock Trading & Jesse Livermore’s Timeless Rules for Speculation
08/12/2025
8-12-25 Two Dads on Money - Meme Stock Trading & Jesse Livermore’s Timeless Rules for Speculation
Meme stocks meet Jesse Livermore’s timeless trading rules — Lance Roberts & Jonathan Penn discover how classic speculation strategies apply to today’s market frenzy. Lance preview's today's CPI print and a Goldman Sachs report on who exactly is shouldering the increased costs of tariffs; a look at markets' up/down pattern, and weakness within; Lance and Jonathan discuss meme stocks, speculative risk, and what the Old Masters of investing had to say about it. Also commentary and guidance for younger investors and those who would like to begin investing: How to get the discipline started. SEG-1a: CPI Preview - It's Always .2% SEG-1b: Who's Footing the Bill for Tariffs? SEG-2a: Meme Stock Frenzy SEG-2b: Speculative Trading Index Examined SEG-2c: Two Old Dudes' Pudding & Protein Paks SEG-2d: The Risk of Speculative Trading SEG-2e: Benjamin Graham on Risk SEG-2f: Jesse Livermore on Market Dynamics & Risk SEG-2g: Ten Rules for Investing SEG-2h: Think Ahead SEG-2i: Needs vs Wants for Younger Generation SEG-2j: First Apartments, First Phones SEG-2k: Getting Started w Savings Plans SEG-2l: Time Flies SEG-2m: What Index Investing Teaches SEG-2n: It's a Different Game for 40-50-year olds Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ZVH-DHO81pk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Watch the Weakness in the Rally," is here: https://www.youtube.com/watch?v=R2kE4pk9IMA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "US GDP Shows Cracks - Why You Should Pay Attention" https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #NASDAQ #MemeStocks #StockMarketTrading #JesseLivermore #TradingStrategy #MarketSpeculation #JesseLivermore #BenjaminGraham #NeedsWants #SavingMoney #InvestingAdvice #Money #Investing
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8-12-25 Watch the Weakness in the Rally | Before the Bell
08/12/2025
8-12-25 Watch the Weakness in the Rally | Before the Bell
Markets have been in an interesting, up/down, up/down pattern over the past week and a half, stair-stepping through a recovery rally, and now again approaching new all-time highs. Relative strength continues to moderate, and momentum remains in a weakening trend. Money flows are weak, as well. So while the recent rally has been good, it has been on very narrow breadth. In fact, yesterday's NASDAQ rally only included 48% of the index members (the lowest on record). This has not been a hallmark, bull market rally, and because of its inherent weakness, any data coming out over the next few weeks has the potential to cause yet another decline or correction. This is a rally in which you want to be managing risk very carefully. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=R2kE4pk9IMA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #MarketWeakness #AllTimeHighs #NASDAQ #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-11-25 US GDP Shows Cracks - Why You Should Pay Attention
08/11/2025
8-11-25 US GDP Shows Cracks - Why You Should Pay Attention
August may be a seasonally-weaker month for markets, but for Summer Weather in Texas, it's hot! Lance shares weekend wedding events, and previews this week's economic data reports: Will inflation stoked by tariffs appear in the numbers? The only question that matters to investors his how the news will affect forward earnings estimates. There is now a 90% probability of a Fed rate cut by September; much will hinge on this week's CPI, PPI, and Retail Sales data. Lance reviews the similarities and differences between the Dot Com bubble and the AI boom. (Lance's ADD is triggered by a story on a TV monitor about adult pacifiers.) Revenues are key to economic growth, and employment is critical. Commentary on debts, deficits, and student loan defaults. Markets are sitting in a contraction zone: 80% of market is not growing. Global growth forecasts are dismal; debt is not the problem. Debts and deficits are a feature of the economy, not a bug. SEG-1a: August Weather & Weddings in Texas SEG-1b: CPI, PPI, & Retail Sales: Will Tariff Inflation Show Up? SEG-2a:The Only Question That Matters - How Does it Affect Earnings? SEG-2b: AI Today is a Lot Like 1999 SEG-2c: Adult Pacifier Distraction SEG-2d: Revenue is What Generates Earnings SEG-2e: Wage Growth Isn't Increasing SEG-2f: IMF Growth Projections SEG-2g: The Debt & Deficits Problem Isn't What You Think Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Fszx_pdp-sA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- The latest installment of our new feature, Before the Bell, "Markets are Set Up for Correction" is here: https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What Would a 20% Social Security Reduction Mean for Your Retirement?" https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #USEconomy #EconomicGrowth #MarketOutlook #GDPTrends #RecessionRisk #InvestingAdvice #Money #Investing
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8-11-25 Markets are Set Up for Correction | Before the Bell
08/11/2025
8-11-25 Markets are Set Up for Correction | Before the Bell
Markets are doing okay despite their correction a week ago, which revealed a pullback in relative strength. Markets subsequently stair-stepped their way back up to tease new, all-time highs. Do not rule out the presence of seasonality, however. The thing to watch is the deterioration of money flows; even though markets are going up, the underlying money flows are continuing to weaken. Are money flows about to turn positive? It's the wrong time of the year for that. Market is actually set up more for correction. Buyers are sitting a good bit lower than where sellers are. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=ajVPyWtMA9I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "US Economic Growth Shows Cracks" https://realinvestmentadvice.com/resources/blog/us-economic-growth-shows-cracks/ "Meme Stock Trading & Livermore’s Approach To Speculation" https://realinvestmentadvice.com/resources/blog/meme-stock-trading-livermores-approach-to-speculation/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketRally #AllTimeHighs #USDollar #Gold #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-8-25 What Would a 20% Social Security Reduction Mean for Your Retirement?
08/08/2025
8-8-25 What Would a 20% Social Security Reduction Mean for Your Retirement?
Could your Social Security check be slashed by 20%? With trust fund depletion looming, many retirees could face harsh income cuts sooner than expected. Richard Rosso & Jonathan McCarty break down what a 20% Social Security reduction would mean for your retirement lifestyle, how to prepare now, and smart income strategies to fill the gap. Whether you're already retired or nearing retirement, this is a must-watch. 1: Social Security should be considered a stipend 2: Social Security Shores-up Your Financial Plan 3: The Myth of Breaking-even 4: Family Dynamics & Spousal Benefits 5: Calculating Benefit Loss from Taking early Retirement 6: If Social Security Goes Away... 7: Paying More Taxes to Shore Up Trust Fund 8: Giving Up More by Taking SS Early 9: Ignore the Media Hype Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=2eRpXL4yYQI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=55s ------- The latest installment of our new feature, Before the Bell, "8-7-25 Is the Correction Over?" is here: https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Low Beta Boom: Sidestepping The Dot-Com Bust" https://www.youtube.com/watch?v=xW8-B15zzCk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurityCuts #RetirementPlanning #FinancialSecurity #SocialSecurity2025 #IncomeStrategy #InvestingAdvice #Money #Investing
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8-7-25 The Low Beta Boom: Sidestepping The Dot-Com Bust
08/07/2025
8-7-25 The Low Beta Boom: Sidestepping The Dot-Com Bust
How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic manufacturing. A look at Eli Lilly's successful completion of trials for its GLP pill; markets continue to hover along the 20-DMA. Lance and Michael discuss the AI phenomenon; what it really means when we're talking about "the market;" what is the cycle that is sustaining the stock market? How will younger investors' habits imprint market dynamics. What will trigger a crisis of confidence in the market; Lance and Michael discuss the importance of continuous risk management. SEG-1: Tariffs Are Fully in Effect - Market Response SEG-2a: Markets Continue to Defy Dire News SEG-2b: Is the AI Bubble the Same as the Dot-com Bubble? SEG-2c: Commentary on the Concentration on AI Stocks SEG-2d: What Do We Mean when We Say, "Market?" SEG-2e: The Virtuous Cycle Lifting Markets Higher SEG-2f: Impact & Influence of Younger Investors' Habits SEG-2g: What Will Be the Crisis of Confidence? SSEG-2h: The Importance of Risk Management Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=xW8-B15zzCk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- The latest installment of our new feature, Before the Bell, "8-7-25 Is the Correction Over?" is here: https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025 " https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #MarketRisk #MarketCorrection #MarketRally #20DMA #LowBetaStocks #DotComBubble #RiskManagement #StockMarketCrash #DefensiveInvesting#InvestingAdvice #Money #Investing
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8-7-25 Is the Correction Over? | Before the Bell
08/07/2025
8-7-25 Is the Correction Over? | Before the Bell
Markets continue to hover around the 20-DMA. There is a negative divergence between momentum and the market rally, with buying participation and money flows being very weak. Retail "dip-buyers" continue to step in to nibble at every dip in the market. Markets will again provide clearance above the 20-DMA, which will validate the test of that level. Relative strength is beginning to recover from Friday's sell off. Just because we had a one-day sell off does not necessarily mean the correction is over; be cautious in your risk taking. There is no sign of concern for a correction; portfolio insurance in the form of Puts is very, very cheap now. That is a good contrarian indicator that risk still exists in the market. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=UEX8Ev1PJgo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #MarketRisk #MarketCorrection #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-6-25 How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025
08/06/2025
8-6-25 How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025
Are you building an investment portfolio but unsure what assets belong—and which ones to avoid? Lance Roberts & Danny Ratliff demonstrate how to build a diversified portfolio, the critical assets every investor should consider (stocks, bonds, ETFs), and the common portfolio mistakes that could hurt your long-term returns. How to know the correct investment tool to use; the good and bad sides of mutual funds; why you should be caustius about private equity and alternative investment opportunities. Annuities: Three questions to ask about yourself; can you "Be Your Own Bank?" Lance describes his personal annuity and insurance plans. Why you should never put all your money into anything. If you want to be wealthy, do what wealthy people do. SEG-1: Markets' Response to Earnings are Muted SSEG-2a: Using the Correct Tool to Structure Your Portfolio SEG-2b: Wall Street Will Sell You Anything You Want SEG-2c: Why Mutual Funds Get a Bad Rap SEG-2d: Mutual Funds Will Always Underperform an Index SEG-2e: Be Cautious of Alternative Investments & Private Equity SEG-2f: Opportunity Zone Investments? SEG-2g: Three Tests for Annuities SEG-2h: Can You "Be Your Own Bank?" SSEG-2i: How Lance's Annuity Works SEG-2j: Never Put ALL Your Money in Anything SEG-2k: Do What Wealthy People Do Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=OYKQ9V4PIfU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Be Careful with Technical Analysis" is here: ttps://www.youtube.com/watch?v=qNJPwrh0f4E&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Where Do Millennials Get Financial Advice? | Two Dads on Money Talk Smart Money Moves" https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #StopLoss #MarketRisk #MarketCorrection #MarketRally #20DMA #PortfolioBuilding #InvestmentStrategy #DiversifyYourPortfolio #FinancialPlanningTips #SmartInvesting #InvestingAdvice #Money #Investing
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8-6-25 Be Careful with Technical Analysis | Before the Bell
08/06/2025
8-6-25 Be Careful with Technical Analysis | Before the Bell
Technical Analysis is a good way of seeing what the herd is thinking; it's a representation of market psychology. Those who characterize technical analysis as "voodoo" actually take the rules a little too literally. We suggest using stop loss levels as a measure, and when those stops are triggered, either pay attention to find a bounce to sell into, or that stock will confirm support from a previous level. Why is this relevant? We violated the 20-DMA this week. That does not necessarily mean we're going into a bigger correction; the violation WAS a warning sign that markets COULD work their way lower. This is where PATIENCE is important in using technical analysis. IF markets stay below the 20-DMA thru Friday, that's a confirmation of the break. If markets close above this level on Friday, then the break below was just a violation; if they close BELOW that level, it's a confirmation of the break, and a key to watch for markets to go lower towards the 50-DMA. Be cautious about knee jerk reactions because of a technical break; you could get whipsawed. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=qNJPwrh0f4E&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #StopLoss #MarketRisk #MarketCorrection #MarketRally #Palantir #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-5-25 Where Do Millennials Get Financial Advice? | Two Dads on Money Talk Smart Money Moves
08/05/2025
8-5-25 Where Do Millennials Get Financial Advice? | Two Dads on Money Talk Smart Money Moves
In this episode of Two Dads on Money, Lance Roberts & Jonathan Penn dive into how Millennials find financial advice in today’s digital world. From TikTok influencers to YouTube financial experts, and from Reddit forums to traditional financial planners, where should Millennials really turn for smart money guidance? Lance reviews Monday's Market action, Eurozone vs U.S. economic growth expectations, and Palantir's earnings report. Millennials are getting a lot of financial information from AI, which is nothing more than GroupThink. Why the F.I.R.E. movement failed; retirement is boring; entrepreneurism and the realities of running your own business. Pro's & con's of Capitalism (it's not broken). SEG-1: Markets Stage Two 1% Moves in Two Days SEG-2a: Two Dads on Money - Where Millennials Get Financial Info SEG-2b: Making Money on The Internet SEG-2c: Legal Liabilities Behind Financial Advice SEG-2d: Beware of Get Rich Quick Advisors SEG-2e: Social Media Advice Purveyors Do Not Know You SEG-2f: The Rise & Fall of the FIRE Movement SEG-2g: Myths & Realities of Starting Your Own Business SEG-2h: Why Businesses Fail SEG-2i: The Need for Financial Education SEG-2j: Find a Mentor SEG-2k: Capitalism Isn't Broken Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- The latest installment of our new feature, Before the Bell, "Markets Regain Footing at 20-DMA" is here: https://www.youtube.com/watch?v=W1ewHonE7Mw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Bull Streak Ends as August Begins" https://www.youtube.com/watch?v=IKtxyXbfikM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=1223s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRisk #MarketCorrection #MarketRally #Palantir #Capitalism #FinancialEducation #FIREMovement #MillennialMoney #20DMA #StockMarket2025 #BullMarketEnds #AugustStockTrends #InvestingAdvice #Money #Investing
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8-5-25 Markets Regain Footing at 20-DMA | Before the Bell
08/05/2025
8-5-25 Markets Regain Footing at 20-DMA | Before the Bell
Palantir knocked the cover off the ball with last night's earnings report, but since the company is not as large as, say, Apple, Google, or Meta, that's not going to provide quite as much lift to the markets. Following two sell-offs Thursday and Friday, markets on Monday executed a nice one-percent move to the upside, making for TWO one-percent moves in two days to reclaim the 20-DMA. The issue now is whether markets can hold onto the gains and stay above that level for the remainder of the week. Such would also remove the risk of markets further dipping to the 50-DMA. Relative Strength also saw a decent bounce on Monday. However...pay attention to what's happening, because risk DOES still remain. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=W1ewHonE7Mw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRisk #MarketCorrection #MarketRally #Palantir #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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8-4-25 Bull Streak Ends as August Begins
08/04/2025
8-4-25 Bull Streak Ends as August Begins
The historic stock market bull streak has finally come to an end as August kicks off, raising concerns about seasonal weakness, rising volatility, and technical breakdowns. Lance Roberts breaks down what triggered the reversal, how meme stock speculation is adding risk, and what the August-September period historically means for investors. Lance Roberts discusses the latest earnings reports, and provide insights on how to navigate the market correction risks, why investors should be wary of excessively high valuations; managing portfolios for risks today. Lance also covers the aspect of time investors have to recover from adverse results; it's different for a 60-year old vs a 30-year old. Markets are sailing on tailwinds now, but hat if...? Commentary on monopolies, duopolies, and how big is too big? SEG-1a: Our New Digital Format & Housekeeping SEG-1b: Market Commentary - High Beat Rates SEG-2a: New Show Format explainer SEG-2b: The Big Trick with Valuations SEG-2c: Investor Sentiment, Valuations, & FOMO SEG-2d: Managing Portfolios for Risks Today SEG-2e: How Much Time Do You have? SEG-2f: Market Tailwinds & What-if's SEG-2g: Ad Spending on Meta & Google SEG-2h: A Brief History of Monopolies & Gov't Regulation SEG-2i: Markets Are Being Driven by only 6 Companies SEG-2j: Be Cautious Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: ------- The latest installment of our new feature, Before the Bell, "Is a Reflexive Rally on the Way Today?" is here: https://www.youtube.com/watch?v=0PFQOOnWZxI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Herd Mentality Could Be Costing You Big" https://www.youtube.com/watch?v=hkyUUEPAlWY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRisk #MarketCorrection #BreakingTrendLine #20DMA #StockMarket2025 #BullMarketEnds #AugustStockTrends #InvestingAdvice #Money #Investing
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8-4-25 Is a Reflexive Rally on the Way Today? | Before the Bell
08/04/2025
8-4-25 Is a Reflexive Rally on the Way Today? | Before the Bell
Markets have just concluded one of the longest stretches of stocks running above their moving averages, and of not having a +/- move in a single day; 72-days with out that occurring, the longest stretch since 1968. That all ended on Friday: We took out the 20-DMa, and had a 1.75-percent drop. We took a very over-bought relative strength index and crammed it to the bottom of its trading range in one day. IT should be no surprise to see a bit of a reflexive rally this morning in attempt to recover some of Friday's decline. Today's question is whether markets can get back above the 20-DMA and reverse that break. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=0PFQOOnWZxI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRisk #MarketCorrection #BreakingTrendLine #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing
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