The Real Investment Show Podcast
It's a show about life, markets, sweat-equity, and the pursuit of wealth in a capitalist market.
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7-13-26 Why Spotting Bubbles Is So Hard
07/13/2026
7-13-26 Why Spotting Bubbles Is So Hard
Every investor wants to identify the next market bubble before it bursts, but history shows that's far easier said than done. Whether it's technology stocks, housing, cryptocurrencies, or today's Artificial Intelligence leaders, distinguishing a true speculative bubble from a powerful long-term investment trend is one of the greatest challenges in investing. Lance Roberts explains why bubbles are so difficult to recognize in real time, the behavioral biases that cloud investor judgment, and how to manage portfolio risk without relying on perfect market timing. 0:00 INTRO 0:51 - Bank Earnings Kick off This Week 4:50 - Market Complacency is High 11:34 - AI Capex Risk Cuts Both Ways 16:02 - The Multiplier Effect of AI Cap-ex Spending 18:39 - Productivity Growth Illustrated 22:19 - Why Spotting Bubbles is Difficult - The Paradox 24:56 - A History of Stock Market Bubbles 28:00 - Valuations & Market Drawdowns 30:42 - Four Horsemen of Financial Bubbles 34:03 - The Bubble Checklist: Momentum vs Mania 42:53 - How to Stay Invested 46:45 - Order of Liquidation Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/7bEwrd8UCHM ------- Watch today's "Before the Bell" premarket commentary, "Momentum Meets Complacency," https://youtu.be/h4kEwVr7l-0 ------- Watch our previous show, "Yield Curve Warnings: Signal or False Alarm?" https://youtube.com/live/oFqAQg5DkiI ------- Articles mentioned in this report: "AI Capex Risk Cuts Both Ways In The American Economy" https://realinvestmentadvice.com/resources/blog/ai-capex-risk-cuts-both-ways-in-the-american-economy/ "Spotting Market Bubbles: Why History Says It’s Nearly Impossible" https://realinvestmentadvice.com/resources/blog/spotting-market-bubbles-why-history-says-its-nearly-impossible/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #Investing #OilPrices #Semiconductor #MarketBubbles #BehavioralFinance #RiskManagement
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7-13-26 Momentum Meets Complacency | Before the Bell
07/13/2026
7-13-26 Momentum Meets Complacency | Before the Bell
Markets finally broke above weeks of price compression, triggering a bullish momentum breakout after rising support and declining resistance converged. While the technical picture remains constructive, investor complacency is increasing as markets approach overbought territory. Lance Roberts examines why this breakout may have more limited upside than many investors expect, why cheap put options deserve attention, how oversold oil prices could reverse higher into the mid-$80s, and why the continued rotation from Value to Growth—led by semiconductors—is expanding across the broader market. We also discuss how rising energy prices could become a headwind for technology stocks even as market momentum remains positive. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/h4kEwVr7l-0 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #Investing #OilPrices #Semiconductor
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7-10-26 The Boomerang Generation - When Adult Kids Move Back Home
07/10/2026
7-10-26 The Boomerang Generation - When Adult Kids Move Back Home
More families are experiencing the Boomerang Generation phenomenon, with adult children moving back home because of housing costs, student debt, career changes, or other life events. Before saying "yes," parents should understand the financial, legal, and retirement planning implications. Richard Rosso & Jonathan McCarty discuss how you can protect your retirement while helping your adult children, including household expenses, setting boundaries, estate planning considerations, and knowing when financial support helps—or hurts. Whether your adult children are moving back temporarily or never left the nest, having a clear plan can preserve both your finances and your family relationships. Subscribe for more insights on retirement planning, investing, personal finance, Social Security, and building long-term financial security. 0:00 INTRO 0:24 - McCarty's Contaminated Gasoline Tale 1:45 - Texas Stock Exchange Opens 3:35 - The Boomerang Generation - why is it happening? 6:00 - Where Younger Generations Want to Live & Financial Independence 9:57 - The Long Term Care Crisis Impact on Children 14:03 - Homebuilders' Response to Shifting Trends (Tiny Homes) 16:35 - Dealing with Lifestyle Creep 18:14 - Planning for Multi-family Living 20:34 - The Associated Costs of Moving Back Home 23:55 - Planning Pragmatically - Defining Purpose and Process 28:14 - Financial Expectations - Spending Tomorrow's Money 30:06 - Empty-nesting again 32:39 - Establishing Household Ground Rules 36:05 - The Long Term Care Dilemma & Care Giving 38:28 - Importance of Reviewing Insurance Needs - What to do with the Stuff 40:22 - Dealing with Tax Implications (Gifting, Home Purchases, etc) 42:01 - The Sibling Imbalances (Roth Conversions) 47:30 - What's the Exit Strategy; Lawnmowers & Socks 50:20 - The Emotional Impacts of Cohabitation 54:04 - Narrative Busters Tease - The Space-X Narrative, AI Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/gXj-QntdhK0?feature=share ------- Watch our previous show, "Q&A Wednesday" https://youtube.com/live/ua-paCoNRwo?feature=share ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #BoomerangGeneration #PersonalFinance #AdultChildren #FamilyFinance
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7-9-26 Yield Curve Warnings: Signal or False Alarm?
07/09/2026
7-9-26 Yield Curve Warnings: Signal or False Alarm?
Flattening yield curves, violent sector rotations, and shifting market leadership often trigger recession headlines—but do they really predict when markets will peak? Lance Roberts & Michael Lebowitz look at why investors frequently confuse condition indicators with timing indicators. While yield curve flattening and rapid rotations between growth and value stocks can reveal that the market environment is changing, they don't tell you exactly when a recession or bear market will begin. 0:00 INTRO 1:02 - Markets' Response to Hormuz Limbo 5:54 - Consolidation Patterns Remain Unchanged 11:24 - The Risk of Continuing Iran Conflict 14:58 - The Ambiguous Fed 16:43 - Chip Stocks' Behavior 18:16 - Market Volatility is Low 21:35 - SEC Rules Changes & Liquidity 23:24 - The Japanese Yen & Carry Trade 29:58 - Japan's "Trolly Car" Problem & Risk to U.S. 32:47 - Yield Curve Warnings 37:43 - Long- or Short-duration Bonds? 40:05 - What's the Real Yield? 42:00 - Why Own Bonds Now? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO,w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/oFqAQg5DkiI ------- Watch today's "Before the Bell" premarket commentary, "Breakout Still Waiting," https://youtu.be/hGKaEy7tJiY ------- Watch our previous show, "Q&A Wednesday - Markets, Rates, and Risk" https://youtube.com/live/ua-paCoNRwo ------- Articles mentioned in this report: "Are Flattening Curves And Style Rotations Deceptive Omens?" https://realinvestmentadvice.com/resources/blog/are-flattening-curves-and-style-rotations-deceptive-omens/ 'The Low VIX Hides Fierce Undercurrents" https://realinvestmentadvice.com/resources/blog/the-low-vix-hides-fierce-undercurrents/ "The Yen At 40-Year Lows: Should You Care?" https://realinvestmentadvice.com/resources/blog/the-yen-at-40-year-low-should-you-care/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #SP500 #Semiconductors #Investing #YieldCurve #Recession #RiskManagement
/episode/index/show/lancerobertsshow/id/42023465
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7-9-26 Breakout Still Waiting | Before the Bell
07/09/2026
7-9-26 Breakout Still Waiting | Before the Bell
Markets remain trapped in a tight consolidation pattern, but the technical picture has not materially changed. The S&P 500 once again found support at the closely aligned 20-day and 50-day moving averages, preserving the current buy signal while investors wait for a decisive breakout. Semiconductor stocks continue to lead the Nasdaq as money rotates back into the momentum trade, even as geopolitical tensions with Iran create headline risk. We'll discuss why the market appears comfortable with the current environment, what could trigger a 3% to 5% pullback, and why oil prices remain a critical variable. We'll also examine the surge in the U.S. dollar following renewed Middle East tensions, what a potential reversal could mean for commodities and precious metals, and why Treasury yields may be approaching an important turning point after becoming technically overbought. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/hGKaEy7tJiY --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #SP500 #Semiconductors #Investing
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7-8-26 Q&A Wednesday - Markets, Rates, and Risk
07/08/2026
7-8-26 Q&A Wednesday - Markets, Rates, and Risk
It's Q&A Wednesday, and Lance Roberts examines whether the momentum-driven rally in semiconductors can continue, how the Iran cease-fire breakdown could affect markets, and what investors should watch ahead of the FOMC decision. We also answer your questions on the differences between the NASDAQ VIX and S&P VIX, whether government policies continue to support elevated real estate prices, investing in Canadian companies through IRAs, the implications of a yield curve un-inversion, portfolio rebalancing strategies, dollar-cost averaging, maintaining the right cash allocation, the rise of inverse ETFs tied to the Magnificent Seven, recent SEC rule changes, and the lawsuit challenging NASDAQ's handling of the proposed SpaceX listing. We also discuss technology versus semiconductor sector leadership and why electricity demand and long-term power contracts are becoming increasingly important investment themes. 0:00 INTRO 1:02 - FOMC Meeting Preview - Iran Cease Fire is Done 5:00 - Consolidation Range Continues; Momentum Trade in mostly Semi-conductors 6:58 - Risks from Iran Action 11:34 - Fight to the death & swats in school 14:11 - NASDAQ VIX vs S&P VIX 16:07 - How much of Real Estate prices are supported by Govt.? 17:04 - Canadian Companies in IRA's? 19:12 - Yield Curve inversion & un-inversions & Risk of Recession 26:13 - Mistakes with Cash in Investing (Cash = Opportunity) 29:17 - The Problem with Dollar Cost Averaging (DCA) 33:03 - Criteria for Rebalancing Portfolio 38:17 - Mag-7 Inverse ETF 39:42 - SEC Rule Changes 44:54 - The Cash Cushion Has Never Been Thinner 46:13 - Technology vs Semi-conductors as sectors 47:11 - Lawsuit against NASDAQ for fast-tracking Space-X 47:43 - Electricity Contracts Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ua-paCoNRwo ------- Watch today's "Before the Bell" premarket commentary, "Momentum Cracks, But Markets Hold" https://youtu.be/nO2N4bdLifo ------- Watch our previous show, "Could You Spot a Ponzi Scam?" https://youtube.com/live/36xwcnfxPa0 ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #Investing #Semiconductors #BeforeTheBell #FederalReserve #RetirementPlanning #FinancialPlanning
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7-8-26 Momentum Cracks, But Markets Hold | Before the Bell
07/08/2026
7-8-26 Momentum Cracks, But Markets Hold | Before the Bell
Markets remain locked in an increasingly tight consolidation pattern, with price compression signaling that a decisive move may be approaching. While technical support continues to hold, traders should be watching downside levels closely as geopolitical tensions with Iran re-emerge and add another layer of uncertainty. The biggest shift beneath the surface is in market leadership. The momentum trade, led by semiconductors, is beginning to weaken as a potential head-and-shoulders pattern develops. At the same time, investors are rotating toward value stocks and broader market participation, helping stabilize the major indexes despite weakness in high-flying momentum names. Lance Roberts examines whether expanding market breadth can offset the risks posed by fading momentum leadership, rising oil prices, and renewed Middle East tensions. We also discuss how a sustained escalation in Iran could affect earnings expectations, inflation, and the market outlook in the weeks ahead. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/nO2N4bdLifo --- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #Investing #Semiconductors #BeforeTheBell
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7-7-26 Could You Spot a Ponzi Scam?
07/07/2026
7-7-26 Could You Spot a Ponzi Scam?
Could you recognize a Ponzi scheme before it's too late? Most victims believe they're too smart to be scammed—until they're not. Lance Roberts & Jon Penn look at how Ponzi schemes, affinity fraud, and romance scams exploit trust, emotion, and urgency rather than intelligence. From promises of guaranteed returns to online relationships that suddenly turn into investment opportunities, scammers continue to steal billions from unsuspecting investors every year. We'll discuss the warning signs every investor should know, why even experienced professionals fall victim, and the practical steps you can take to protect yourself, your family, and your retirement savings. 0:00 INTRO 0:56 - ISM: Economy is Okay 3:11 - Market Compression & AI Arms Race 9:49 - Trump Accounts for Grandkids? 17:16 - Why Money Doesn't Survive Generations 20:16 - Trump Accounts vs 529's 25:34 - Ponzi Schemes & Scams 29:37 - When It's Too Good to Be True...It Is 31:53 - Investment Scams! 35:58 - Elderly Parents, Trust, & Romance Scams 39:12 - When You have to Become The Parent Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/36xwcnfxPa0 ------- Watch today's "Before the Bell" premarket commentary, "Will AI Chip Competition Derail the Rally?" https://youtu.be/QeB5fBrW4yA ------- Watch our previous show, "Margin Debt Myths Investors Should Ignore" https://youtube.com/live/qz2YPAd-qPI ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #ArtificialIntelligence #Semiconductors #Investing #RiskManagement #PonziScheme #InvestmentFraud #ScamAwareness #RetirementPlanning #FinancialEducation
/episode/index/show/lancerobertsshow/id/41994390
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7-7-26 Will AI Chip Competition Derail the Rally? | Before the Bell
07/07/2026
7-7-26 Will AI Chip Competition Derail the Rally? | Before the Bell
Markets are pulling back after Monday's momentum buy signal as investors digest news that China's DeepSeek has reportedly developed its own AI chip. Is this the beginning of a larger rotation away from the semiconductor leaders that have powered this bull market? Lance Roberts examines why semiconductor stocks have become increasingly vulnerable after a parabolic advance, how new competition can quickly change supply-and-demand expectations, and why profit-taking in one sector can ripple through the entire market. We also discuss why defensive sectors, including Healthcare, Financials, Utilities, Real Estate, and Consumer Staples, could begin attracting capital if technology leadership continues to weaken. We'll review the technical backdrop, explain why momentum remains positive despite today's softer opening, and discuss practical risk-management strategies investors should consider as market leadership begins to broaden. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/QeB5fBrW4yA --- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #ArtificialIntelligence #Semiconductors #Investing #RiskManagement
/episode/index/show/lancerobertsshow/id/41992400
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7-6-26 Margin Debt Myths Investors Should Ignore
07/06/2026
7-6-26 Margin Debt Myths Investors Should Ignore
Does rising margin debt really signal an imminent stock market crash? Not necessarily. Lance Roberts examines why many commonly cited margin debt charts can be misleading, which measures deserve investors' attention, and how leverage should be interpreted within the context of liquidity, economic growth, and market trends. 0:00 INTRO 0:50 - July 4th Recap, FIFA Soccer, & Earnings Season Launch 5:31 - Market Set up for July 9:46 - Market Futures & Economic Surveys 12:23 - Wage Growth as a Leading Economic Indicator 15:10 - Correlation of Wages to Inflation 20:13 - Real Wages' Effect on Economy 22:44 - Margin Debt Risk - The Ratios that Mislead 28:02 - Margin Debt Makes Great Clickbait 30:00 - Margin Debt & Market Cap 33:33 - Indicators that Matter (to the markets) 35:52 - Net Credit Balances 39:11 - Margin Debt vs Personal Savings (cash) 41:16 - What Year-over-year Change Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/qz2YPAd-qPI ------- Watch our previous show, "The Widow's Penalty in Social Security" https://youtube.com/live/iHJLWOZY4NQ ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #EarningsSeason #MarketOutlook #SP500 #MarginDebt #Investing #MarketAnalysis #FinancialPlanning
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7-6-26 Is a July Rally Taking Shape? | Before the Bell
07/06/2026
7-6-26 Is a July Rally Taking Shape? | Before the Bell
July has historically been one of the stock market's stronger months, and technical conditions are beginning to improve. In today's Before the Bell, we examine whether today's trading could trigger a momentum buy signal, why price compression often precedes major moves, and how earnings season could determine whether stocks reach new all-time highs. We also discuss why a stronger U.S. dollar, stable interest rates, and healthy money flows continue to support equities, while emphasizing why disciplined risk management remains essential despite improving market momentum. Could July deliver another seasonal rally, or will investors need to prepare for the more challenging months ahead? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/eeKXyodhOJA --- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #EarningsSeason #MarketOutlook #SP500
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7-3-26 The Widow's Penalty in Social Security
07/03/2026
7-3-26 The Widow's Penalty in Social Security
The loss of a spouse is one of life's most difficult transitions, and for many retirees, it can also result in a significant reduction in Social Security income. Richard Rosso & Jonathan McCarty explain the Social Security "Widow's Penalty," why survivor benefits often leave widows and widowers with less household income, and the planning strategies that can help protect your retirement. We discuss the importance of delaying Social Security when appropriate, planning for life as a surviving spouse, Roth conversions, IRA withdrawal strategies, qualified charitable distributions (QCDs), and estate planning fundamentals that can help preserve wealth for the next generation. You'll also learn why communication between spouses is essential, how the step-up in basis can benefit heirs, why holding assets with large unrealized losses may create unintended consequences, and how thoughtful planning today can reduce financial stress tomorrow. If you're married, widowed, approaching retirement, or helping aging parents prepare for the future, this episode offers practical guidance on protecting both your income and your legacy. 0:00 INTRO 0:19 - America's 250th & Buc-cee's 5:42 - Narrative Busters & Stock Stories 6:48 - Commemorative SS Card 8:16 - American Ingenuity - Automotive Deep Scrub, Carpet Cleaning 12:40 - Widows' Penalty with Social Security 16:30 - How to plan for living single as Senior - Roth Conversions & IRA Withdrawals 18:25 - Importance of Delaying Social Security 22:41 - Importance of Estate Planning Basics 26:23 - Qualified Charitable Distributions to Reduce IRA RMD's 28:45 - Keeping the exemption for Two 31:02 - Importance of Communication - Who's Left Behind? 33:40 - Maximizing w Step Up in Basis - taking the losses before you pass 35:21 - Don't Die with Assets Holding Losses 39:21 - Closing thoughts - Plan Ahead & Catch Up Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #WidowsPenalty #RetirementPlanning #EstatePlanning #FinancialPlanning
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7-2-26 Why Markets Follow Interest Rates (More Than the News)
07/02/2026
7-2-26 Why Markets Follow Interest Rates (More Than the News)
Every market rally, pullback, and recession eventually comes back to one powerful force: interest rates. While investors often focus on breaking news and political headlines, the Federal Reserve's interest-rate policy has a far greater impact on stocks, bonds, inflation, retirement income, and long-term investment returns. Lance Roberts & Michael Lebowitz explain what the Federal Reserve actually controls, why rate cuts have taken longer than many investors expected, and whether the Fed can truly tame inflation. We also discuss how higher interest rates affect retirement planning, the most common interest-rate mistakes retirees make, and what investors should watch as markets continue to react to changing monetary policy. 0:00 INTRO 1:12 - US Soccer & Pepsi Jump Jet Challenge 5:45 - Markets Move Higher 12:08 - Switching from Value to Growth 16:35 - Options Trading Influence 19:17 - Rate Expectations Under Keven Warsh at Fed 22:47 - June Employment Report Preview 26:38 - The Importance of Wage Growth 28:28 - The K-Shaped Economy is Changing 29:24 - The Challenges of Being a Value Investor 32:31 - SimpleVisor Tools for You 35:45 - Looking at the "Lag-7" 37:39 - Reversion to the Mean Explained (again) 40:29 - Margin Debt and Leverage Financing Costs 43:38 - Yen Carry Trade 45:27 - Weather Forcast accuracy & predictions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/BND-She8za0 ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Buy Signal or Holiday Trap?" https://youtu.be/Dne95_cl50c ------- Watch our previous show, "Q&A Wednesday - Your financial Questions Answered Live" https://youtube.com/live/A9mA4FyIAjY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InterestRates #Investing #MarketOutlook #EarningsSeason #InterestRates #FederalReserve #RetirementPlanning #Investing #FIFA #USMT
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7-2-26 Buy Signal or Holiday Trap? | Before the Bell
07/02/2026
7-2-26 Buy Signal or Holiday Trap? | Before the Bell
Markets successfully tested support at the 20-day moving average and closed higher, keeping the recent technical breakout intact. With a potential momentum buy signal just ahead, investors are watching whether stocks can maintain support into the holiday weekend despite lighter trading volume and the possibility of increased volatility. Lance Roberts looks at the rotation back toward Mega Cap growth stocks, what falling inflation expectations could mean for interest rates and longer-duration bonds, why the 20-day moving average remains the key technical level to watch, and how next week's earnings season could determine whether this rally has more room to run. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Dne95_cl50c --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InterestRates #Investing #MarketOutlook #EarningsSeason
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7-1-26 Q&A Wednesday - Your financial Questions Answered Live
07/01/2026
7-1-26 Q&A Wednesday - Your financial Questions Answered Live
It's Q&A Wednesday, where we answer your biggest questions about investing, retirement, the economy, and today's markets. With stocks testing key resistance, artificial intelligence continuing to drive market leadership, interest rate expectations evolving, and retirement planning challenges becoming more complex, investors have plenty of questions. This live discussion with Lance Roberts covers the issues that matter most to your financial future. Whether you're wondering about portfolio positioning, market risk, Social Security, retirement income, taxes, estate planning, or the latest economic headlines, we'll provide practical, evidence-based answers designed to help you make more informed financial decisions 0:00 INTRO 1:03 - Market Rally & Economic Numbers - The Problem with the Data 5:21 - Retail Investors Go Crazy 7:22 - Markets' Climb Above the Moving Averages 11:53 - All Alone & Texas Travels 13:38 - Nikkei Numbers 15:18 - America: The Best Country for Consumers 16:25 - Thoughts on Structured Notes 19:57 - What's Up w Downtrend in Resources? 23:34 - What is "The Mean," and How Is It Figured? 30:11 - Thoughts on the Current Real Estate Sector 35:00 - Natural Gas Mid-stream Companies 38:28 - Rebalancing Long-term Positions 40:19 - RIA Economic Conference and RIA Merch 41:38 - Market Price Factors - How Algorithms Work 43:55 - Dealing w Facts vs Narratives 46:29 - The Housing Affordability "Crisis" Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/A9mA4FyIAjY ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can July Deliver?" https://youtu.be/epuAhNmH-q0 ------- Watch our previous show, "Should You Leave Your 401(k) Where It Is?" https://youtube.com/live/iHJLWOZY4NQ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #EarningsSeason #RiskManagement
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7-1-26 Can July Deliver? | Before the Bell
07/01/2026
7-1-26 Can July Deliver? | Before the Bell
Stocks reclaimed the 20-day moving average on Tuesday, but the next test is even more important. Markets are now approaching a declining resistance trend line that has capped recent advances, while momentum is nearing a fresh buy signal. In today's Before the Bell, we discuss why this technical setup could pave the way for a breakout toward new all-time highs as July begins. We also examine the seasonal strength that has historically favored stocks this month, the return of corporate share buybacks, and why strong earnings expectations could provide another tailwind. Not every sector is likely to participate equally, however. We review the ongoing rotation back toward growth stocks, what to watch as earnings season approaches, and why disciplined risk management remains essential even in an improving technical environment. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/epuAhNmH-q0 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #MarketOutlook #EarningsSeason #RiskManagement
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6-30-26 Should You Leave Your 401(k) Where It Is?
06/30/2026
6-30-26 Should You Leave Your 401(k) Where It Is?
Should you leave your old 401(k) with a former employer, roll it into an IRA, move it to a new employer's retirement plan, or consider another option? The right answer depends on your goals, investment choices, fees, taxes, and retirement timeline. Lance Roberts & Jon Penn examine the advantages and disadvantages of each option, including investment flexibility, creditor protection, Required Minimum Distributions (RMDs), fees, and the tax implications that could affect your long-term retirement strategy. We'll also explain why leaving your 401(k) where it is may be the best decision in some situations—and why rolling it over isn't always the automatic choice. If you're changing jobs, approaching retirement, or simply reviewing old retirement accounts, this discussion will help you make a more informed decision before moving your savings. 0:00 INTRO 0:48 - End of June - Start of July 2:25 - Google Goes to DJIA 4:43 - Maintain & Monitor Risk 8:35 - Man Caves & Kitchens 9:18 - I Need to Rollover My 401k to an IRA 15:16 - What to Do with Your 401k 17:04 - What You Lose in an IRA 20:55 - Is This a Bad Time to Invest? 25:57 - Binary Investors 27:33 - Gating Returns in Private Credit Funds 40:18 - Dollar Strength & Precious Metals 43:31 - Why You Should Keep Money in a 401k - vs IRA Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can Markets Break Out?" https://youtu.be/Cdk3OpxHkd4 ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook #401k #RetirementPlanning #IRA #Retirement #FinancialPlanning
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6-30-26 Can Markets Break Out? | Before the Bell
06/30/2026
6-30-26 Can Markets Break Out? | Before the Bell
Markets on Monday recovered strongly after reclaiming the 50-day moving average, highlighting why investors should avoid emotional reactions to short-term breaks in technical support. The next major test is the 20-day moving average, where buyers will need to prove momentum can continue. Lance Roberts discusses why oversold markets often produce reflex rallies, what a successful move above the 20-day moving average could signal, and why the current consolidation pattern is nearing a decisive breakout. We also examine Google's addition to the Dow Jones Industrial Average, the impact of index-related buying, and the key technical levels that could determine whether stocks push to new highs or retreat toward the 100-day moving average. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/Cdk3OpxHkd4 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook
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6-29-26 Milton Friedman Was Mostly Right
06/29/2026
6-29-26 Milton Friedman Was Mostly Right
Was Milton Friedman right about inflation? Yes—but only if you quote the entire sentence. For decades, investors, economists, and financial media have repeated Friedman's famous statement that "inflation is always and everywhere a monetary phenomenon." Unfortunately, most stop at the comma, missing the critical qualification that changes the entire meaning. Lance Roberts reveals what Friedman actually meant, why money supply alone does not guarantee inflation, and how velocity, productive capacity, and credit creation determine whether higher prices become a lasting inflation problem or simply a temporary price adjustment. 0:00 INTRO 0:56 - Short Trading Week + EOQ Dynamics 4:16 - Google Joins the DJA 5:33 - Markets Break 50-DMA: What Comes Next? 12:07 - Milton Friedman Was Right (but mostly misquoted) 17:37 - Why is Debt Important? 20:57 - CPI in the '60's & '70's 22:47 - How to Grow Money Supply 26:15 - Money Has to Grow for the Economy to Grow 27:16 - The Importance of Monetary Velocity 34:54 - Quality of Credit Matters more than Quantity 38:22 - Where's All the Money Coming From? 40:50 - Household Cash as % of Total Household Assets 42:32 - The K is Improving 44:15 - Retail MM Fund Balances, Equity Ownership Growth 49:56 - Two America's Behind One Average 51:49 - What to Do? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/qDTBlhH8YGY ------- Watch today's "Before the Bell" premarket commentary, "50-DMA Breakdown: Bounce or Bigger Warning?" https://youtu.be/dzfHi5OoSXw ------- Watch our previous show, "Don't Sweat Social Security," https://youtube.com/live/V4m6knHOW2o?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Inflation #MiltonFriedman #FederalReserve #Economics #Investing
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6-29-26 50-DMA Breakdown: Bounce or Bigger Warning?| Before the Bell
06/29/2026
6-29-26 50-DMA Breakdown: Bounce or Bigger Warning?| Before the Bell
The market has slipped below its 50-day moving average, but is this just another short-lived breakdown or the beginning of a more meaningful shift in trend? We examine why the next 24 to 48 hours could determine whether investors should stay patient or begin preparing to reduce portfolio risk. With quarter-end rebalancing now behind us and the third quarter beginning, market dynamics could quickly change. A reflexive rally back above the 50-DMA would be constructive, but a failed rebound at that level would be a more important technical warning. Before making major portfolio changes, understand what history suggests, what technical signals matter most, and how disciplined investors should respond. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/dzfHi5OoSXw --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #RiskManagement #MarketOutlook
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6-26-26 Don't Sweat Social Security
06/26/2026
6-26-26 Don't Sweat Social Security
Social Security is back in the headlines, with warnings about trust fund shortfalls, benefit cuts, and proposed reforms creating anxiety for retirees and pre-retirees alike. But before making emotional decisions, it's important to understand what is actually at risk, what Congress is likely to do, and how to build a retirement income plan that works regardless of future changes. Richard Rosso breaks down the latest Social Security concerns, including Larry Kotlikoff's recent warnings, the program's unfunded obligations, and the legislative proposals currently being discussed in Washington. We examine whether claiming benefits early truly protects retirees from future cuts, why delaying benefits can dramatically improve retirement income, and how coordinating Social Security with pensions, savings, annuities, and investment portfolios may help create a more reliable retirement paycheck. And we talk Rhubarb pie. We also review potential reforms, including changes to payroll tax caps, CPI calculations, customer service improvements, workforce modernization, and bipartisan efforts aimed at strengthening the long-term sustainability of the program. Most importantly, we discuss how to run multiple retirement income scenarios so that uncertainty becomes part of the plan instead of a source of fear. 0:00 INTRO 1:01 - Social Security Cannot Go Away 2:36 - Taking SS Early doesn't guarantee no benefit cuts in 2032 3:27 - Larry Kotlikoff - "Horrific News" 5:50 - Social Security's Unofficial Debt & Coming Legislation 7:57 - Don't Panic: Plan It (Coordination of Benefits) 8:51 - Potential Changes Upcoming - running the scenarios 11:46 - The Best Retirement Combination (Retirement Nirvana) 13:45 - Creating a Paycheck in Retirement - Annuity Structures within 401k's 17:14 - The Benefit of Delaying Benefits - doing the math 18:34 - How Congress Might Make up the Difference 22:40 - Maintaining Standard of Living in Retirement 23:06 - Phasing out cap on SS Payroll Taxes 24:55 - Safeguarding American Families & Expanding SS Act 25:12 - CPI-E 26:31 - SS System Employee Count 28:10 - Making tax deductions permanent 30:04 - Senior Citizens' Freedom to Work act 32:48 - SS Customer Service Act vs upgrading systems 34:02 - The Autofill Act 35:00 - The Bi-partisan Social Security Commission Act 36:09 - Narrative Busters tease Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/V4m6knHOW2o?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Micron #Semiconductors #StockMarket #EarningsSeason #Investing #FederalReserve #RetirementPlanning #MarketOutlook
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6-25-26 The Micron Report: What's Next for Semi-conductors?
06/25/2026
6-25-26 The Micron Report: What's Next for Semi-conductors?
Has Micron's earnings report changed the outlook for semiconductor stocks and the broader artificial intelligence trade? With expectations running exceptionally high following a massive rally in chip stocks, investors are looking beyond headline numbers to what Micron's results and outlook may reveal about future demand, pricing power, and earnings growth across the industry. Lance Roberts & Michael Lebowitz discuss what Micron's report means for semiconductor stocks, market leadership, and the next phase of the AI-driven investment cycle. Here's a topical rundown of today's show: 0:00 - INTRO 1:05 - Economic Data Preview & Trump's Gasoline Gaffe 7:00 - Narrow Market Rally Obscures Underlying Weakness 13:02 - Micron Recap 16:32 - Nvidia vs Micron - Comparing the Fundamentals 20:26 - When Will Demand Slow or Supply Catch Up? 21:57 - "Your High Margin is My Invitation" 25:22 - The Law of Large Numbers Will Eventually Apply 28:58 - Calculating the Risk 30:32 - Crude Oil Pricing vs Gasoline 33:04 - Economic Data Preview - What Will Markets Do? 37:27 - Will CPI, PPI Indicators Matter to the Fed Now? 40:54 - Bonds Look Like Gasoline Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Hu6OW8jg_XE ------- Watch our previous show, "Q&A Wednesday: What's Really Driving This Market? " https://youtube.com/live/b7C0L0Sd2mU ------- Watch today's "Before the Bell" feature, "Semiconductor Rally Hides Market Weakness" here: https://youtu.be/iT0t1C5puiE ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed’s “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook #Micron #ArtificialIntelligence #Investing #Gasoline #CrudeOil
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6-25-26 Semiconductor Rally Hides Market Weakness | Before the Bell
06/25/2026
6-25-26 Semiconductor Rally Hides Market Weakness | Before the Bell
Markets pulled back to the 50-day moving average ahead of Micron's earnings, but the bigger story is what lies beneath the surface. While semiconductor stocks may lead a strong rebound today, most sectors continue to lag as portfolio rebalancing and month-end positioning weigh on the broader market. In today's Before the Bell, we examine why the current rally remains unusually narrow, how the 50-DMA is becoming a critical support level, what July seasonality and the return of corporate buybacks could mean for stocks, and why investors should pay attention to the emerging rotation between Growth and Value. We also discuss why many diversified portfolios may underperform despite headline index gains and what to watch as June comes to a close. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/iT0t1C5puiE --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #Micron #Investing #MarketOutlook
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6-24-26 Q&A Wednesday: What's Really Driving This Market?
06/24/2026
6-24-26 Q&A Wednesday: What's Really Driving This Market?
Markets can remain resilient longer than many expect, but understanding what is fueling the rally is critical for managing risk and protecting long-term financial goals. Lance Roberts & Danny Ratliff tackle your questions about what is really driving stocks higher, whether earnings expectations are becoming too optimistic, the risks of narrow market leadership, portfolio positioning in today's environment, bonds, inflation, artificial intelligence, and what investors should be watching next. Here's a topical rundown of today's show: 0:00 - INTRO 0:50 - Micron Earnings Day 5:30 - Dollar Rally & Money Flows 6:38 - Markets Break Below Consolidation 10:51 - How We Spend Money 13:23 - Do All IPO's Go Down After Lock-up Period? 18:18 - Where do Foreign Money Flows Come From? 19:21 - What to Do When Markets Feel "Toppy?" 24:32 - Manage Your Money for Risk, not Beating an Index 26:21 - Promises vs Reality 29:19 - Explaining Preferred Stock, Bonds, Shares (& pecking order in Bankruptcy) 33:37 - Can a Continued Rally in the Dollar Impact Markets? 35:31 - Concerned about U.S. Gov't. Debt? 40:27 - Effects of Foreign Money Creation on Domestic Money Flows 44:30 - The Importance of Convexity in a Portfolio 47:39 - Olive Garden vs Italy Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/b7C0L0Sd2mU ------- Watch our previous show, "The New Rules of Portfolio Protection" https://youtube.com/live/donQO1t_hLs ------- Watch today's "Before the Bell" feature, "Micron Earnings: The Bar Is Too High" here: https://youtu.be/v7poBC45Le0 ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed’s “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Micron #Semiconductors #StockMarket #EarningsSeason #Investing #FederalReserve #RetirementPlanning #MarketOutlook
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6-24-26 Micron Earnings: The Bar Is Too High | Before the Bell
06/24/2026
6-24-26 Micron Earnings: The Bar Is Too High | Before the Bell
Markets on Tuesday broke below their recent consolidation range and tested the 50-DMA, putting investors on alert ahead of Micron's earnings report. While earnings and revenue growth are expected to remain strong, the real question is whether future guidance can justify the market's extremely elevated expectations. Semiconductor stocks have become the primary driver of S&P 500 earnings growth, with investors already pricing in aggressive profit forecasts through 2028. As a result, even a strong earnings report may not be enough if guidance falls short of expectations. With semiconductors representing roughly 18% of the market and contributing the majority of expected earnings growth, the stakes for tonight's report are unusually high. In this morning's update, we discuss the technical breakdown, the importance of the 50-DMA, why expectations matter more than results, and what Micron's earnings could mean for the broader market over the next few days. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/v7poBC45Le0 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Micron #Semiconductors #StockMarket #EarningsSeason #Investing
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6-23-26 The New Rules of Portfolio Protection
06/23/2026
6-23-26 The New Rules of Portfolio Protection
Markets are near highs, but momentum is slowing, breadth remains narrow, buybacks are entering blackout periods, and investors are looking for ways to participate in gains without exposing themselves to a major drawdown. Lance Roberts & Jon Penn discuss practical portfolio protection strategies that don't require moving entirely to cash. Here's a topical rundown of today's show: 0:00 - INTRO 0:58 - End of Quarter Rebalancing Begins 4:25 - Markets to Retest 50-DMA 9:17 - How to Stay Invested Without Getting Burned 14:19 - Take Some Profits & Stay Disciplined 16:10 - Two Camps of Space-X 23:34 - The AI/Industrial Revolution 20:45 - The market is changing how we manage money 27:39 - Avoiding Catastrophic Loss of Capital 30:35 - 15 Rules of Risk Management 31:47 - How to Hedge Your Portfolio 36:21 - The Risk in Trading 40:14 - Bull markets Breed Confidence 43:42 - Be Careful of Narratives vs Market Behavior 45:24 - Remember How You React to Market Downturns (pain) 47:56 - Hedging Your Portfolio is not a Binary Issue Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/donQO1t_hLs ------- Watch our previous show, "hen Money Flows Meet a Hawkish Fed" https://youtube.com/live/UYxvj5axVTQ ------- Watch today's "Before the Bell" feature, "Quarter-End Rebalancing Hits Markets," here: https://youtu.be/REkG7SgcVhw ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed’s “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #PortfolioManagement #MarketVolatility #Investing #RiskManagement #PortfolioProtection #RiskManagement #RetirementPlanning #InvestingStrategy #WealthManagement
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6-23-26 Quarter-End Rebalancing Hits Markets | Before the Bell
06/23/2026
6-23-26 Quarter-End Rebalancing Hits Markets | Before the Bell
Markets are starting to feel the impact of quarter-end portfolio rebalancing, and some of the biggest winners of the year—including technology and artificial intelligence leaders—are beginning to see selling pressure. With stocks still elevated relative to bonds, many balanced portfolios remain overweight equities, creating the potential for additional short-term volatility. In today's Before the Bell, we examine the developing technical setup as markets break below a narrowing consolidation pattern, increasing the probability of a test of the 50-day moving average. We also discuss why the current sell signal remains in place, why relative strength has more room to weaken, and what investors should be watching next. We'll also cover the sharp rally in the U.S. Dollar, the impact of Iran-related developments on oil prices, why commodities are struggling against a stronger dollar, and whether oil is finding support near its long-term average. Finally, we look at the recent pickup in volatility, why the VIX may be waking up after months of complacency, and why this pullback could ultimately create a better opportunity heading into the seasonally stronger month of July. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/REkG7SgcVhw --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #PortfolioManagement #MarketVolatility #Investing #RiskManagement
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6-22-26 When Money Flows Meet a Hawkish Fed
06/22/2026
6-22-26 When Money Flows Meet a Hawkish Fed
Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed’s “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis
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6-22-26 Market Breakout Watch | Before the Bell
06/22/2026
6-22-26 Market Breakout Watch | Before the Bell
Markets are entering a critical period as quarter-end portfolio rebalancing begins and corporate buybacks move into blackout. While money flows remain exceptionally strong, momentum is weakening, market breadth remains narrow, and semiconductor stocks continue to dominate performance. With markets compressing into a narrowing wedge pattern, investors should prepare for a decisive move in either direction. We discuss the key technical levels to watch, why portfolio rebalancing could create short-term pressure, and whether the recent rally has left investors carrying too much exposure to technology and semiconductors. We'll also examine why the current setup does not necessarily signal a major correction, what support levels matter most, and why the bigger seasonal risks may lie later this summer heading into the midterm election cycle. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/BuD3UnEOVgw --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Beyond Protection: What Life Insurance Can Really Do," 8am Saturday, June 20, 2026: https://streamyard.com/watch/WauFUig8HFtb --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors
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6-19-26 Black Swans, SpaceX, & Retirement Reality
06/19/2026
6-19-26 Black Swans, SpaceX, & Retirement Reality
Richard Rosso & Jon Penn connect some of the biggest investing stories with the realities of retirement planning. From Elon Musk, SpaceX, and Social Security to Black Swan events and retirement planning, today's discussion explores how investors get drawn into powerful stories, confirmation bias, and headline-driven decisions. We examine why SpaceX is a unique market outlier, the importance of price discovery, and how unexpected events can have a greater impact on portfolios than most investors anticipate. We also cover retirement spending, liquidity, insurance, Warren Buffett's gifting strategy, AI's impact on inflation, and why every retirement plan should prepare for both opportunity and risk. Plus, a preview of our upcoming "Aging in Place Guide" and a teaser for Candid Coffee. Here's a topical rundown of today's show: 0:00 - INTRO 0:19 - Elon Musk's Trillion Dollars & Fixing Social Security 5:35 - Space-X Mania: Stocks are Stories 7:05 - Black Swans & Outliers 8:32 - Perspective: Financial Planners are the Party Poopers 12:02 - Confirmation Bias & Algorithms 14:53 - Outliers & Wings of the Black Swan 16:52 - Everyone's Retirement is Different 19:03 - Space-X is an Outlier - No Price Discovery 21:16 - The Retirement Smirk 24:24 - Finding Financial Bandwidth in Retirement 26:00 - PREVIEW: "The Aging in Place Guide" 26:31 - Aggressive Spending in Retirement 28:42 - How Warren Buffett Gifted & Conditional Gifting 29:46 - Dr. Phil Reels & Self-imposed Black Swans 31:49 - Having a little Sexy in your portfolio is okay 34:45 - Dealing with Headline Porn 36:02 - Is AI Inflationary or Dis-inflationary? 37:29 - Liquidity is he Greatest Asset You Can Have 38:43 - Black Swans today & Planning for the Worst 46:53 - Candid Coffee Teaser: Being Properly Insured 50:50 - Creating Black Swans 52:46 - Listening to Bulls AND Bears Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Rq8NxfiiG2I ------- Watch our previous show, "Kevin Warsh's First Day at the Fed" https://youtube.com/live/USe3OhTf1FM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Beyond Protection: What Life Insurance Can Really Do," Saturday, June 20, 2026: https://streamyard.com/watch/WauFUig8HFtb --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #BlackSwanEvents #SpaceX #FinancialPlanning #Investing
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