The Financial Beat with Logan Sadler

This is the podcast version of The Financial Beat Radio Show with Logan Sadler. Listen each week for financial education and a financial advisor's perspective on the ever-changing retirement planning landscape. Logan Sadler is the Vice President and Chief Investment Officer at Ruggieri Financial, serving Southern California with offices in Hemet and Redlands. Contact www.ruggierifinancial.com or 951-652-1544 if you have any questions for Logan and the team.

Gifting: Now or Later 05/29/2025

Gifting: Now or Later Obviously, your first priority with your retirement savings during your working years should be making sure you’ve saved enough for retirement. But for many people, saving more than enough and leaving a legacy to future generations is also an important goal. And sometimes it’s nice to enjoy using those resources now to help the future generations, because now is when you’re able to see and experience the benefits of those gift. So…are you better off to do gifting now or later? Let’s discuss some things you should consider… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36817980

The Retirement Game Show 05/15/2025

The Retirement Game Show Many folks have a favorite game show that they enjoy. Unfortunately, some people have turned their retirement planning into a game show, and that’s not a good thing… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36584040

Celebrating Mom 05/08/2025

Celebrating Mom In honor of Mother’s Day, and as a way to recognize everything moms have done for us, let’s take a few minutes to talk about how you can best make sure that mom is financially taken care of… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36492305

Financial Book Club: The Psychology of Money 05/05/2025

Financial Book Club: The Psychology of Money We’re starting a financial book club where a couple of times a year, we’ll discuss a book in the financial realm to see what we can learn…or what we might disagree with. Today we’ll look at a few concepts from Morgan Housel’s book, The Psychology of Money… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36437645

Opportunities in the Crisis 04/17/2025

Opportunities in the Crisis They say that the Chinese character for the word “crisis” is most accurately translated as “opportunity riding on a dangerous wind.” Nobody on our research team speaks Chinese to be able to verify this, so it’s possible that this entirely made up. But the sentiment is true when it comes to financial decision-making in a difficult market environment like the one we currently find ourselves in. Let’s talk about the possible opportunities that await you in this crisis… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36212435

International Investing 04/10/2025

International Investing For some people, it’s easy to get excited about investing in certain American companies. But what should you know about international investing as part of your overall approach? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/36090625

Retiring Amidst Volatility 04/03/2025

Retiring Amidst Volatility Plenty of people have concerns about stock market volatility, a potential recession on the horizon, and fears for the economy amidst federal layoffs and tariffs. What if you’ve had 2025 marked on the calendar for a while as the year you plan to retire? Is this a bad time to do it? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35998005

April Fools 03/27/2025

April Fools In honor of April Fools Day, let’s look at some of the things people hear that they often get fooled by in the financial realm… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35888680

Early Retirement 03/20/2025

Early Retirement Early retirement means different things to different people. Let’s explore what “early” really means, whether it’s a realistic goal, and the challenges and rewards that come with it. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35797000

Financial Advisor Survey 03/13/2025

Financial Advisor Survey A recent survey from Financial Advisor Magazine was completed by nearly 400 advisors, the majority of whom have been in the business for more than 20 years. Based on that survey, let’s see what are other financial advisors experiencing with clients… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35673420

Game Night 02/27/2025

Game Night What can we learn about retirement planning from these popular board games? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35473295

Retirement Demographics 02/20/2025

Retirement Demographics Tune in as Logan dives into some interesting retirement demographics and shares how they play a role in his planning process. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35367040

Your Retirement Foundation 02/13/2025

Your Retirement Foundation Some financial advisors would say that the foundation of a successful retirement is your income plan. Some have even said that if you don’t have an income plan, you don’t really have a retirement plan. Today, we’re breaking down why so many retirees are unprepared in this area- and the steps you can take to build a reliable income plan for your future. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35275905

Retirement Planning with Andy Reid 02/06/2025

Retirement Planning with Andy Reid Well, the Kansas City Chiefs are going to the Super Bowl…again. So their coach Andy Reid probably won’t be retiring anytime soon, but let’s still see what we can learn about retirement planning from these quotes from the Chiefs coach. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35183095

Side Gigs 01/30/2025

Side Gigs For some people, the idea of retiring and then getting another job is detestable. For others, they can’t sit still and have to go find some other job. For the latter crowd, here’s a handful of popular “side gig” jobs for retirees… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/35086710

Retirement Planning with Dolly Parton 01/23/2025

Retirement Planning with Dolly Parton Dolly Parton, the “queen of country music,” beloved singer-songwriter, actor, and philanthropist just turned 79. So to honor her, let’s see how we can apply a few of her quotes to our financial life… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34970640

Snowbird Season 01/16/2025

Snowbird Season It’s cold out there! And winter always has a lot of people thinking about warmer weather. For some, that just means an annual vacation to a tropical location, but for certain retirees, they choose to live elsewhere through the brunt of winter, becoming “snowbirds.” Let’s talk about what motivates people to take up temporary residence elsewhere, where they go, and if it’s worthwhile. Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34880795

Unasked Questions 12/26/2024

Unasked Questions There are plenty of obvious questions about retirement planning that everybody knows they should be asking. But what about the important questions that aren’t being asked? Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34620730

Financial Half-Truths 12/19/2024

Financial Half-Truths We hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn’t quite tell the whole story. Let’s discuss a few examples… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34533845

End of Year Planning 12/12/2024

End of Year Planning Let’s discuss some of the financial matters that folks should consider addressing before the end of the year... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34412710

Lies We Tell Ourselves 12/05/2024

Lies We Tell Ourselves Let’s explore some of the financial lies people sometimes tell themselves… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34303990

Peak 65 11/26/2024

Peak 65 More Americans are turning 65 this year than at any time in history. According to the Census Bureau, about 4.4 million Americans will hit the milestone this year; that’s about 12,000 per day. Let’s talk about the current retirement planning landscape as these aging Baby Boomers hit this traditional retirement age... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34168765

Financial Stress 11/21/2024

Financial Stress Psychologists have determined that retirement is the 10th most stressful event that you can experience in life. The events on the list that are considered more stressful include things like the death of a spouse, divorce, and going to jail. Let’s look at the ways to proactively deal with stress in retirement... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/34099551

Unasked Questions 11/14/2024

Retirement Planning with Dorothy Parker 11/07/2024

Retirement Planning with Dorothy Parker Dorothy Parker was a writer in the first half of the 20th century who was well-known for her wit and wisecracks. And with just a little bit of creativity, we can turn some of her quotes into good financial advice... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33840492

Retirement Pitfalls 10/31/2024

Retirement Pitfalls When it comes to retirement planning, it only takes one area where you planned poorly to ruin your entire plan. Let’s talk about how a good retirement plan addresses each of these potential pitfalls… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33704567

What Is "Lazy Money?" 10/17/2024

What Is "Lazy Money?" In today's conversation, we'll share what we're talking about when we say "lazy money." Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33503672

Social Security Variables 10/10/2024

Social Security Variables Anytime someone asks “when should I start my Social Security” the answer is always “well, it depends.” But depends on what? Let’s explore some of the variables… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33404947

Delayed Gratification 10/03/2024

Delayed Gratification Delayed gratification is a difficult skill to master and that’s just as true with financial matters as it is the other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33312082

Ready for Retirement 09/26/2024

Ready for Retirement There are many people who reach "retirement age" and don't want to retire, while others are eager to retire as soon as possible but may not be financially ready. Let’s explore how Logan helps individuals navigate both of these scenarios... Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526 /episode/index/show/logansadler/id/33224732

The Financial Beat with Logan Sadler

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