Property Investment & Wealth Creation Australia | The Michael Yardney Podcast
Looking for practical, proven strategies to build wealth through property investment in Australia? The Michael Yardney Podcast is one of Australia’s leading property investment and wealth creation podcasts, helping investors cut through media hype and make smarter real estate decisions. Twice each week, property strategist and best-selling author Michael Yardney shares: * Australian property market insights and forecasts * Proven property investment strategies * Real estate investing advice for beginners and experienced investors * Personal finance and money management principles * Wealth creation and financial freedom strategies * The psychology of success used by high-performing investors In each 30-minute episode, you’ll gain clear, research-based guidance on how to invest in Australian real estate strategically - not speculatively. Michael Yardney is Australia's leading expert in wealth creation through property investment and a property market commentator who has mentored over 3,000 investors, entrepreneurs and business owners over the past 26 years. He is a #1 best-selling author of 9 books on property investing, wealth creation and success, and has been voted one of Australia’s Top 50 Influential Thought Leaders. Unlike many real estate podcasts that focus on short-term tactics or market noise, this show delivers long-term, strategic property investment advice tailored to the Australian market. Whether you are: * Starting your property investment journey * Building a multi-property portfolio * Scaling towards financial independence * Or refining your wealth strategy You’ll learn how to grow, protect and pass on wealth through strategic property investment and smart financial decisions. If you’re serious about creating financial freedom through Australian real estate, this podcast will give you the roadmap. Listen now at: http://MichaelYardneyPodcast.com
info_outline
Shadow Treasurer Tim Wilson on Housing, Property Markets, Tax, Debt and Australia’s Economic Future
08/05/2026
Shadow Treasurer Tim Wilson on Housing, Property Markets, Tax, Debt and Australia’s Economic Future
Negative gearing on established homes has just been abolished. The capital gains tax discount you've relied on for twenty years has been rewritten. And somewhere between the government's press conference and the Treasury modelling, a trillion dollars in debt got added to the tab for a generation that hasn't even been asked if they're willing to pay it. So here's the question I want to answer for you today. If you're a property investor, a business owner, or someone who just wants a comfortable retirement, what do the next three years actually look like for you? By the end of this episode, you'll know exactly what the man leading the opposition to these changes thinks should happen instead. You'll know whether a change of government would genuinely wind back negative gearing and CGT reform, or whether that's politically unrealistic once the changes are locked in. And you'll understand where the real blame sits for the property market slowdown, because it's not as simple as the headlines make out. My guest today is the Hon Tim Wilson, the Federal Member for Goldstein and Australia's Shadow Treasurer and in this episode I’m speaking with him about what the recent tax and housing changes mean for property, business, and retirement outcomes. We unpack how government debt, rising taxes, and weaker private investment are reshaping Australia’s economic outlook. Tim explains why policy uncertainty is damaging confidence for property investors, business owners, and overseas capital. We discuss how changes to negative gearing, capital gains tax, and trusts could lift rents and deter new housing supply. We also explore why a growth-focused, small-business-led economy is, in Tim’s view, the best path forward. Takeaways • Government debt today becomes tomorrow’s taxes, squeezing household spending and future investment choices. • Inflation erodes living standards by lifting supermarket prices while wages and productivity struggle to keep pace. • Public-sector job growth can crowd out private enterprise, weakening long-term economic resilience and innovation. • Higher taxes on property investment reduce rental supply, pushing rents upward for tenants. • Tax changes that hurt housing feasibility discourage builders, slowing new dwelling construction across the market. • First-home buyer schemes can unintentionally inflate entry-level prices by boosting demand faster than supply. • Retrospective rule changes destroy investor confidence, making long-term capital allocation far riskier. • Trust tax reforms may trigger costly restructures, wasting time and money across the economy. • Prioritising super over home ownership delays deposits, family formation, and wealth-building for younger Australians. • Small businesses drive productivity and hiring, so backing them supports broader economic growth and opportunity. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report – Subscribe to my Property Update newsletter . Get the team at to help build your personal Strategic Property plan. . Hon Tim Wilson – Shadow Treasurer Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/42318290
info_outline
Winter Property Market Shock: Prices Fall Nationwide | Dr.Andrew Wilson
08/03/2026
Winter Property Market Shock: Prices Fall Nationwide | Dr.Andrew Wilson
July has delivered the clearest evidence yet that Australia’s property market has changed direction, but the headline figures only tell part of the story. Capital city house prices fell by 1.5 per cent over the month, the sharpest national decline since August 2022, while Sydney recorded a particularly significant fall of 2.7 per cent. Melbourne house prices are now almost 6 per cent lower since the beginning of the year, and prices also declined across Brisbane, Adelaide, Perth and Darwin during July. Yet look beneath those monthly figures and Australia still has several very different property markets moving at different speeds, with units holding up better than houses nationally, despite some substantial monthly falls in individual capitals. So, are these July figures simply the result of the usual winter slowdown, amplified by higher interest rates and reduced confidence, or are they signalling a more serious downturn? That's what I'm ask Dr. Andrew Wilson, in today's show as we discuss the latest housing market movements and what they mean for buyers and investors. We unpack how winter conditions, higher rates, and weaker confidence have slowed activity across the capital cities. We look at why Sydney and Melbourne are underperforming, while Perth, Brisbane, and Darwin remain remarkably resilient. We also explore why units are holding up better than houses, especially in markets with stronger underlying demand. Finally, we discuss rents, inflation, and the Reserve Bank outlook, then finish with a long-term view on opportunity in the downturn. Takeaways • Capital city house prices fell 1.5 percent, signalling a broader winter slowdown. • Sydney’s sharper decline reflects weaker clearance rates and softer buyer demand. • Melbourne and Sydney are lagging because premium segments are correcting faster. • Perth, Brisbane, and Darwin still show strong annual growth momentum. • Units are outperforming houses because affordability keeps buyers in that market. • Low vacancy rates are keeping rental pressure high across most capitals. • Higher rents increase cash flow pressure for tenants and improve investor yields. • Strong employment is supporting housing demand despite market uncertainty. • Rising electricity costs are adding inflation pressure and influencing Reserve Bank decisions. • Longer term investors can benefit when uncertainty reduces competition and improves negotiation power. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property plan. – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/42277245
info_outline
Property Investors: The Inflation Number You're Told Is Lying to You | Ashley Owen
07/29/2026
Property Investors: The Inflation Number You're Told Is Lying to You | Ashley Owen
You’ve probably heard the media, politicians and economists talking about “the inflation rate” as though every Australian is experiencing the same increase in their cost of living. But the official CPI figure may bear little resemblance to what is happening in your household. Because here's the uncomfortable truth. That headline number is an average. It's a blend of everything from lettuce to laptops, and if your money goes on housing, health care, insurance and electricity rather than imported gadgets and clothing, your real cost of living has probably been running well above what the news is telling you. Today we're going to pull that number apart. We're going to look at who actually suffers the highest inflation in this country, why government policy is doing more damage to your cost of living than any war or supply shock, and why understanding your own personal inflation rate matters just as much to your wealth-building strategy as your choice of property. By the end of this episode you'll know exactly where you sit on what my guest calls the inflation pyramid, which categories of spending are quietly eating your returns, and why housing costs in particular have become one of the clearest examples of government-made inflation in the country. My guest today is Ashley Owen, Principal of Owen Analytics and one of the most respected independent economists and investment analysts in Australia. Takeaways • Official CPI figures hide big differences between household spending patterns and real cost pressures. • Renters face stronger inflation because more of their budget goes to utilities, taxes, and housing costs. • Government-driven costs push housing inflation higher through taxes, regulation, and construction bottlenecks. • Imported goods often offset inflation, but local services keep rising through wage and productivity pressures. • Insurance, healthcare, and education climb faster because they rely heavily on expensive Australian labour. • Personal inflation rates matter more than averages when planning retirement withdrawals and long-term cash flow. • Higher inflation erodes mortgage balances over time, benefiting borrowers who own quality assets. • Delayed rate cuts and political spending can keep interest rates higher for longer. • Land scarcity in concentrated cities pushes up property values and construction costs. • Wealth plans must outperform inflation or purchasing power steadily shrinks over decades. Links and Resources: Answer this week’s trivia question here - • Win a copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. • Every entry receives a copy of a fully updated Michael Yardney Property Report. – Subscribe to my Property Update newsletter Get the team at to help build your personal Strategic Property Plan. Ashley Owen, Director of Owen Analytics Articles mentioned in the podcast: · Housing inflation higher than CPI · What's your personal inflation rate? Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/42191725
info_outline
The Property Investment Rule Stuart Wemyss Had to Rewrite
07/27/2026
The Property Investment Rule Stuart Wemyss Had to Rewrite
Most investors think the goal is to eventually build a portfolio that throws off enough passive income to live on. It sounds sensible, doesn’t it? Buy assets, collect the rent or dividends, and one day replace your salary. But what if that idea is not only outdated, but mathematically inefficient? What if chasing income too early actually leaves you with less wealth, less flexibility, and more risk in retirement? Today I’m joined by Stuart Wemyss who back in 2018, published Investopoly, built around eight golden rules for building wealth. Since then, we’ve had a property boom, COVID, a lending crunch, a rapid rate-rising cycle, and a very different investment environment. So the obvious question is: which of those rules still hold up? Which ones needed sharpening? And which one did Stuart actually reverse? In this episode I’m speaking with Stuart Wemyss about how he’s refined his thinking on building wealth with intention. We unpack the core principles that still matter most when choosing quality assets and setting a long-term strategy. We discuss how cash flow, investment efficiency, and time work together to shape stronger financial outcomes. We explore why buying the right assets at the right price matters more than chasing short-term market noise. We finish by looking at how changing market conditions, tax rules, and longevity risk influence smarter property decisions. Takeaways • Wealth building works best when strategy, patience, and discipline all align consistently. • Quality assets outperform average ones because scarcity supports stronger long-term demand. • Cash flow strength helps investors stay resilient through interest rate rises and uncertainty. • Investment efficiency improves returns when capital is directed into assets with growth potential. • Time amplifies property wealth by allowing compounding to reward long-term holders. • Buying well matters because entry price strongly shapes eventual capital growth. • Chasing short-term trends can distract investors from fundamentals that actually build wealth. • Changing tax and lending rules can alter the best structure for investing. • Longevity risk means retirees need assets that balance income, growth, and liquidity. • Future-focused investing means choosing assets that tomorrow’s buyers will still want. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report. – Subscribe to my Property Update newsletter Get the team at to help build your personal Strategic Property Plan. – Stuart’s new book – Wealth by Design: 8 rules for smarter investing and financial freedom Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/42191695
info_outline
The Off-the-Plan Property Trap - Why the Finance Nightmare is Worse Than You Think | Dorian Traill
07/22/2026
The Off-the-Plan Property Trap - Why the Finance Nightmare is Worse Than You Think | Dorian Traill
Right now, thousands of Australian property investors are being drawn to off-the-plan properties like moths to a flame. And I understand why. After the 2026 Federal Budget changes to negative gearing and capital gains tax, new properties are suddenly looking very attractive. The marketing is glossy, the tax benefits sound compelling, and the salespeople are convincing. But here's what those salespeople won't tell you. Signing that contract is the easy part. What happens over the next two years - and at settlement - can financially ruin you. Today, I'm chatting with Dorian Traill, Senior Wealth Strategist at Metropole, who walks us through exactly how the finance side of these deals works, and more importantly, all the ways it can go catastrophically wrong. If you or someone you know is being tempted by an off-the-plan purchase right now, you need to hear this episode before you sign anything. And even if you're not interested in buying off the plan at present, there's going to be some great tips from Dorian to help you as a property investor. In this episode, we discuss the hidden risks of buying off the plan in today’s changing market. We unpack why glossy marketing, tax incentives, and pre-sales can make these projects look safer than they really are. We discuss how long settlement timelines expose buyers to finance changes, income shocks, and valuation gaps. We explore why lender caution, oversupply, and shrinking loan ratios can derail a deal at settlement. We also look at how contract clauses, design changes, and delayed builds can leave investors trapped in risky commitments. Takeaways • Off-the-plan sales help developers secure bank funding by proving enough pre-sales. • Buyers often commit years before completion, increasing exposure to changing circumstances. • Conditional finance approvals usually expire long before settlement arrives. • Lenders may reject loans in oversupplied postcodes or high-rise buildings. • A lower valuation at settlement can force buyers to find extra cash. • Oversupply can push rents down after temporary rental guarantees end. • Small apartments often attract fewer buyers and weaker resale competition. • Contract variation clauses can reduce apartment size or alter finishes materially. • If a developer fails, buyers may remain trapped in limbo. • Tax benefits cannot rescue a poorly chosen property or weak location. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Get the team at to help build your personal Strategic Property Plan. Dorian Traill – Senior Wealth Strategist at Metropole. – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia Success in property investment isn’t just about numbers - it’s about mindset, behaviour and decision making. In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions. Regular topics include: • Psychology of money and wealth• Investor behaviour and market cycles• Rich habits vs poor habits• High performance mindset• Risk management thinking• Decision making under pressure• Long-term investing discipline• Overcoming fear in property markets• Building wealth through strategy, not speculation If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia’s property market, this podcast is for you. More resources at:
/episode/index/show/michaelyardneypodcast/id/42161935
info_outline
25 Wealth Rules I Learned After 50 Years in Property (Most People Break Rule #6)
07/20/2026
25 Wealth Rules I Learned After 50 Years in Property (Most People Break Rule #6)
Today, I want to share 25, let's call them commandments, for financial wealth and success. And to get the message across best to you, I decided to do something a little different. Normally, I have a guest, but this time it will be just you and me as I share these ideas with you. These aren’t property rules, and most of them aren’t even investment rules in the traditional sense. They’re the broader truths about money and behaviour I’ve collected over the years, the ones that apply whether you’re buying property, building a business, or simply trying to retire with options rather than regrets. In this episode, I discuss that real wealth comes from mindset, patience, and discipline more than from chasing shortcuts or trying to predict the market. I also emphasize that progress should be measured against your own starting point, not against other people’s highlight reels. I also remind you that ultimately, the person you become matters just as much as the assets you build. Takeaways • Wealth is built through patience, consistency, and discipline • Market volatility is the price of long-term growth • Measure your progress against your own starting point • Focus on process, not market predictions • Quiet accumulation creates real wealth • Character matters as much as money • Emotional steadiness helps during uncertainty • Luck favours those who prepare well • Reinvest consistently over time and allow compounding to work its magic. • Avoid chasing shortcuts and quick wins Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time? · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. – Subscribe to my Property Update newsletter Get the team at to help build your personal Strategic Property plan. Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia Success in property investment isn’t just about numbers - it’s about mindset, behaviour and decision making. In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions. Regular topics include: • Psychology of money and wealth• Investor behaviour and market cycles• Rich habits vs poor habits• High-performance mindset• Risk management thinking• Decision-making under pressure• Long-term investing discipline• Overcoming fear in property markets• Building wealth through strategy, not speculation If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia’s property market, this podcast is for you. More resources at:
/episode/index/show/michaelyardneypodcast/id/42139900
info_outline
Raising Rich Kids: The Secrets to Building Generational Wealth for Your Family | Sarah Megginson
07/15/2026
Raising Rich Kids: The Secrets to Building Generational Wealth for Your Family | Sarah Megginson
Most of us spend years trying to figure out money - what to do with it, how to invest it, how to make it work harder. But imagine if someone had taught you the fundamentals when you were a child. Because here's what I've seen over the years - the families who build lasting generational wealth don't just accumulate assets. They pass on the mindset, the habits, and the financial literacy that lets the next generation take it even further. So what if we could give our kids that advantage? What if we could raise children who grow up genuinely confident about money, investing, and building wealth - instead of spending their adult years trying to unlearn bad money habits? And don't worry if you don't have children yet or are not planning to have children. There'll be lots in today's show to help you with your money habits. My guest today - Sarah Megginson is one of Australia's most recognised personal finance experts, with over 20 years of experience in property, finance and investment journalism. Her new book is called "How to Raise Rich Kids: Build Lasting Wealth for Your Children" - and it's a genuinely practical guide for any parent who wants to get this right, whether they feel totally on top of their own finances or are still working it out themselves. In this episode I’m speaking with Sarah Megginson about raising financially confident kids and why money habits start earlier than most parents realise. We unpack how children absorb money attitudes from home, and why your own behaviour shapes their financial future. We discuss practical ways to teach budgeting, saving, and decision-making through everyday moments like shopping and family conversations. We also look at how digital money, credit, and buy now, pay later can confuse young people without proper guidance. Finally, we explore why the real legacy is not just wealth, but financial intelligence, confidence, and family values. Takeaways • Early money lessons at home shape children’s habits long before adulthood. • Open conversations about money reduce fear and build financial confidence. • Children learn budgeting faster when they help compare real prices. • Digital spending removes friction, making impulse purchases easier to justify. • Buy now, pay later can hide debt from young people’s awareness. • Parental stress around money often becomes children’s emotional money blueprint. • Passing on financial intelligence matters more than handing over assets. • Involving kids in decisions builds responsibility and long-term confidence. • Reframing “we can’t afford that” teaches values, not scarcity. • Regular family money talks help prevent silence, shame, and poor financial choices. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of Negotiate Influence Persuade. • Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. – Subscribe to my Property Update newsletter Sarah Megginson’s Book How to Raise Rich Kids - Get a bundle of eBooks and Reports at: Get the team at to create a Strategic Property plan for your needs. Click here and have a chat with us. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/42068235
info_outline
Why Australians Say They Want Affordable Housing, But Don’t Really Mean It | Simon Kuestenmacher
07/13/2026
Why Australians Say They Want Affordable Housing, But Don’t Really Mean It | Simon Kuestenmacher
Here's a question that makes almost every Australian a bit uncomfortable if they're honest with themselves. Do you actually want housing to become more affordable, or do you just want it to become more affordable for your kids while your own home keeps growing in value? That tension sits underneath almost every conversation about housing affordability in this country, and it's rarely spoken about directly. By the end of this episode, you'll understand why affordability isn't really one problem but several problems wearing the same name, why a property crash wouldn't actually solve anything, and why the real path forward for Australia is a much slower and more deliberate one than most people expect. In this episode I’m speaking with Simon Kuestenmacher, and we unpack why housing affordability is more complex than the headlines suggest. We explore why affordability isn’t one problem, but several issues hiding under the same label. We discuss how a property crash would not fix the structural pressures driving Australia’s housing debate. We look at the tension between wanting cheaper homes for the next generation and preserving wealth in existing property. We also examine why slower, more deliberate change is the only realistic path forward for Australia’s housing future. Takeaways • Housing affordability includes income, supply, migration, and policy pressures all at once. • Rising property values can create wealth for owners while worsening access for first-home buyers. • A property crash would damage confidence, savings, and household balance sheets broadly. • Slow housing reform helps avoid panic while still improving long-term market stability. • Population growth continues to pressure demand even when new supply is expanding. • Affordability debates often mix emotional arguments with very different economic realities. • Existing homeowners may support change for others while resisting value declines themselves. • Demographic shifts strongly influence where demand grows across cities and regions. • Short-term headlines can distract investors from structural trends shaping future property performance. • Better decisions come from understanding trade-offs rather than chasing simplistic housing slogans. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How To Grow a Multi-Million Dollar Property Portfolio in your Spare Time? • Every entry receives a copy of a fully updated Michael Yardney Property Report. – Subscribe to my Property Update newsletter Get the team at to help build your personal Strategic Property Plan. Australia’s leading demographer and partner in the Demographics Group. Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Australian property market doesn’t move in isolation - it’s shaped by demographics, economic forces and long-term structural trends. The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning If you want to understand what’s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:
/episode/index/show/michaelyardneypodcast/id/42053180
info_outline
The 10 Most Important Life Lessons of a Property Investor with Adam Hubbard
07/08/2026
The 10 Most Important Life Lessons of a Property Investor with Adam Hubbard
What if someone handed you the answers before you sat the exam? That's essentially what today's guest is doing. After decades of personal property investing and working alongside hundreds of investors at Metropole, Adam Hubbard has distilled everything he's learned - the wins, the near-misses, and the lessons that only time and experience can teach - into 10 principles that could genuinely reshape how you approach building wealth through property. These aren't theories. They're hard-won truths from someone who has lived through multiple market cycles, seen investors make the same costly mistakes over and over, and quietly built significant wealth by staying the course when others panicked. By the end of this conversation, you'll know exactly what separates investors who achieve real financial independence from those who stay stuck, why the most successful investors often look boring compared to everyone else, and what Adam would do differently if he were starting out today. Takeaways • Mindset shifts are crucial for evolving as a successful property investor. • A clear investment plan is essential for navigating property markets effectively. • Long-term perspectives help investors outperform short-term market fluctuations. • Research is key to identifying high-growth property locations. • Effective debt management is both an art and a science. • Contrarian thinking helps investors ignore media hype and focus on fundamentals. • Building a professional team treats property investment as a business. • Market cycles and economic uncertainty require strategic navigation. • Inflation supports long-term property wealth creation. • Avoiding analysis paralysis is crucial for taking decisive investment steps. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Negotiate Influence Persuade. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. . Adam Hubbard – Senior Wealth Strategist Metropole Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41721360
info_outline
Domain’s 2027 Property Forecast: Which Markets Set to Rise and Fall | Dr Nicola Powell
07/06/2026
Domain’s 2027 Property Forecast: Which Markets Set to Rise and Fall | Dr Nicola Powell
Australia’s property market has changed gears again. For the last few years, we’ve had a market driven by strong population growth, a chronic shortage of homes, tight rental markets and buyers who were desperate to get in before prices moved further away from them. But according to Domain’s latest FY2027 Forecast Report, we’re now entering a very different phase. Sydney and Melbourne house prices are forecast to fall over the next year, and Canberra is also expected to soften. At the same time, Brisbane, Adelaide and Perth are still forecast to grow, although at a much slower pace than we’ve seen over the last couple of years. And interestingly, Domain expects units to outperform houses in many of our capital cities as affordability pressures reshape the way Australians buy property. Now, I know some people will hear this and think, “Here we go again, the market is about to fall.” But that’s not the way I see it. This is not one national property market moving in one direction. It is a collection of very different markets, at different stages of their cycles, being influenced by interest rates, borrowing capacity, supply shortages, buyer confidence and changing investor behaviour. And for property investors, that distinction matters. Because averages can be misleading. Headlines can be dangerous. And forecasts are useful only if you understand the assumptions behind them. Today I chat with Dr Nicola Powell about Australia’s property market and the latest Domain forecast. We unpack why the market is fragmenting across capital cities and what that means for buyers and investors. We look at how interest rates, borrowing capacity, and rising supply are changing market conditions. We discuss why houses and units are now moving in different directions, especially in Sydney and Melbourne. We explore why long-term investors should focus on cycles, location, and strategy rather than short-term headlines. Takeaways • Australia’s property market is fragmenting, with each capital city following different conditions. • Higher interest rates have reduced borrowing capacity and cooled buyer urgency. • Sydney and Melbourne are more sensitive to rate changes because prices are already high. • Rising supply is shifting negotiating power toward buyers in several markets. • Price downturns are usually shorter and milder than the growth phases before them. • Undersupply and construction costs continue to support medium-term property values. • Units are expected to outperform houses as affordability pressures intensify. • Well-located, owner-occupier-style apartments usually hold up better than investor stock. • Brisbane’s rapid growth has pushed unit prices toward Sydney-level territory. • Long-term success comes from patience, quality buying, and riding market cycles. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney's Guide to Investing Successfully. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. Subscribe to my Property Update newsletter . Dr Nicola Powell - Chief of Research & Economics for Domain: Domain’s FY27 Forecast Report: Domain’s Property Cycle Report: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41949110
info_outline
Property Prices Are FALLING — Is This The Crash That Some Predicted? | Dr.Andrew Wilson
07/01/2026
Property Prices Are FALLING — Is This The Crash That Some Predicted? | Dr.Andrew Wilson
House prices are falling across most of our capital cities right now, and the rate of decline is actually picking up speed. Now, I know what the headlines are going to say about that. They'll call it a crash, a correction, a crisis — and frankly, most of those headlines will be written to scare you, not inform you. So what's really going on? Is this the beginning of something serious, or is this just a market catching its breath after three extraordinary years of growth? Today, I cut through the noise as I am joined by Dr. Andrew Wilson Chief Economist at My Housing Market, who’s been tracking Australian property cycles for decades. He's the person I turn to every month for the numbers that actually matter. In this episode we discuss the latest shifts in Australia’s property markets and what they mean for investors. We unpack why capital city house prices are easing after a strong run, with higher rates, affordability pressure, and weaker confidence all playing a role. We look at how Australia’s property market remains highly fragmented, with some cities softening faster while others are still holding up well. And we discuss why tight rental vacancies continue to push rents higher, even as buyers and sellers become more cautious. We also explore why units are outperforming houses in many locations, and why that matters for investors navigating a winter market. Takeaways • Australia’s market is pausing after strong gains, not entering a collapse. • Higher interest rates have reduced borrowing power and cooled buyer demand. • Affordability pressures are pushing many buyers out of expensive house markets. • Melbourne’s top end has weakened, dragging broader median results lower. • Perth still shows strong annual growth despite a recent easing in momentum. • Units are outperforming houses in many capital city markets right now. • Low vacancy rates are continuing to put upward pressure on rents. • Chronic housing undersupply is the key long-term support for prices. • Strong migration is adding fresh demand to already tight housing markets. • Confidence usually returns before the spring selling season begins. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property plan. . – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41916880
info_outline
How to Retire Without Selling Your Best Investment Properties
06/29/2026
How to Retire Without Selling Your Best Investment Properties
You can be wealthy on paper and still feel poor in retirement. That’s the challenge for many property investors: they’re asset-rich, but their cash flow doesn’t support the lifestyle they want. That’s why many investors think retirement means selling down the portfolio, paying off the debt, and living on what’s left. But what if that’s not the smartest strategy? What if the better outcome is keeping your best assets and restructuring around them? That’s what I discuss today with Dorian Traill, Wealth Planner at Metropole, who has been involved in property and finance since the late 1990s. Dorian brings a rare combination of practical lending experience, strategic property thinking, and a deep understanding of how investors can move from the accumulation stage into retirement without making panic decisions. Today we’re going to discuss how investors approaching retirement can retain as many quality properties as possible by restructuring finance, improving cash flow, and making strategic asset decisions. And even if you're nowhere near the retirement phase of your journey yet, today's show should be of interest to you to help you how to plan the path ahead. Join us as we uncover strategies to preserve wealth and enhance your property portfolio. Takeaways • Retaining properties can lead to long-term capital growth and inheritance benefits. • Positive cash flow management is more crucial than eliminating debt entirely. • Early planning helps transition smoothly from growth to retirement phases. • Refinancing can turn negative cash flow properties into positive assets. • Interest-only loans can provide flexibility during financial transitions. • Selling underperforming assets can boost overall portfolio performance. • Self-managed super funds offer tax advantages for property investments. • Reverse mortgages can be a tool for accessing home equity in retirement. • Debt recycling can enhance cash flow and investment potential. • Strategic planning aligns financial goals with personal retirement aspirations. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Get the team at to help build your personal Strategic Property Plan. . Dorian Traill – Senior Wealth Strategist at Metropole. – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies in Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/41721410
info_outline
Einstein's 7 Rules for Building Wealth Through Property (And What Most Investors Miss)
06/24/2026
Einstein's 7 Rules for Building Wealth Through Property (And What Most Investors Miss)
Most people think building wealth through property is about being smart enough to pick the right suburb, time the market perfectly, or analyse the data better than everyone else. What if the most important lessons weren't about property at all? Albert Einstein never bought a house as an investment. He never negotiated with a bank or agonised over a depreciation schedule. But buried in the things he said across his lifetime are some of the clearest, sharpest principles I've ever come across for thinking like a long-term investor. In this episode, I speak with Joseph Ballota, senior wealth strategist at Metropole and discuss why having too much information can be just as dangerous for property investors as having none at all, why the best investors are often the ones who know what they don't know, and why every downturn in property history has quietly created the next generation of wealthy Australians. Joseph shares insights on the common mistakes investors make, such as emotional decision-making and analysis paralysis. Join us as we delve into how changing your mindset can transform your investment outcomes. Takeaways • Understanding property investment as a process is crucial for long-term success. • Emotional decisions often lead to poor investment outcomes. • Building a knowledgeable investment team can prevent costly mistakes. • A clear strategy helps navigate market uncertainties effectively. • Acting counter-cyclically requires courage but can yield significant rewards. • Changing your mindset can lead to better investment decisions. • Analysis paralysis can hinder investment progress. • A strategic approach is essential for successful property investment. • The right team can help you see blind spots in your investment strategy. • Investing with a framework keeps errors manageable. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Negotiate Influence Persuade. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. Joseph Ballota, Senior Wealth Strategist, Metropole Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41721315
info_outline
What Robert Kiyosaki Got Right (and Wrong) About Property and Wealth Creation, with Ken Raiss
06/22/2026
What Robert Kiyosaki Got Right (and Wrong) About Property and Wealth Creation, with Ken Raiss
Today, we’re diving into the wisdom, And perhaps the warnings, Of one of the most iconic voices in personal finance, Robert Kiyosaki. Now, you’ve probably heard his famous advice: 'Buy assets, not liabilities,' or his stories about the Rich Dad and the Poor Dad. But here’s the thing - hile Kiyosaki’s early lessons transformed the way many of us think about money, his more recent tone has taken a darker turn. But today, Ken Raiss, Director of Metropole World Advisory, and I discuss, what’s still relevant, what’s changed, and how can we apply his insights to today’s market, especially here in Australia. Takeaways · Wealth is built by acquiring assets, not liabilities. · Your mindset significantly influences your financial outcomes. · Education is essential, but experience teaches valuable lessons. · Taking action is crucial; waiting for perfect conditions can hinder progress. · A strategic plan is necessary for successful investing. · Mistakes are opportunities for learning and growth. · Surround yourself with supportive and successful individuals. · Long-term investment perspectives yield better results. · Economic uncertainties are inevitable; prepare for them. · Financial independence allows for greater life choices. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. , Director of Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: Building long-term wealth Creating intergenerational wealth Passive income strategies Australia Asset allocation and portfolio growth Financial freedom through property Strategic investing for professionals and business owners Risk management and wealth protection Structuring your investments for capital growth Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/39810265
info_outline
The Forever Test - the one principle behind long-term property wealth | Stuart Wemyss
06/17/2026
The Forever Test - the one principle behind long-term property wealth | Stuart Wemyss
Most investors say they’re long-term investors. But then they check auction clearance rates every weekend, worry about the next interest rate decision, chase the latest hotspot, and get distracted by whatever the media says is working right now. And that’s a problem, because real wealth rarely comes from the investment that looks exciting today. It comes from owning the right assets for long enough to let compounding do the heavy lifting. In today’s show, I’m going to chat with independent financial adviser Stuart Wemyss about what he calls “The Forever Test” - a simple but powerful filter for making better investment decisions. We discuss how short-term media distractions can hinder true wealth creation. And we highlight the significance of focusing on assets with strong fundamentals and staying power. Join us as we delve into the power of compounding capital growth over decades. Takeaways • Long-term investment strategies reduce emotional decision-making and enhance wealth growth. • The "Forever Test" helps identify investments with enduring value and potential. • Compounding capital growth significantly increases asset value over extended periods. • Short-term market reactions often undermine long-term financial stability. • Strategic investors prioritise fundamentals over fleeting market trends. • Location and structural demand are crucial in property investment success. • Patience and discipline are key to navigating market volatility. • Quality assets in prime locations offer better long-term returns. • Emotional decision-making can lead to costly investment mistakes. • Understanding demographics aids in selecting investment-grade locations. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Negotiate Influence, Persuade. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. – Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41675635
info_outline
My Property Investment Philosophy Explained | Michael Yardney
06/14/2026
My Property Investment Philosophy Explained | Michael Yardney
Today's podcast is a little different as it is a replay of a discussion I had with Joey D'Agata on the Property Strategy Podcast about the evolution of my investment philosophy and the lessons learned over the five decades I've been involved in property. We explored my investment philosophy and how my thinking has evolved over time and the lessons I've learned as I progressed from being a beginning investor to a sophisticated investor with a substantial property portfolio. We discuss the importance of strategic planning in property investment and how it can lead to long-term financial freedom. We also explore the role of demographics and infrastructure in determining property value and investment success. Additionally, we analyse the impact of intergenerational wealth transfer on the property market and future opportunities. Join us as we provide insights to help you make informed investment decisions in today's dynamic market. Takeaways • Strategic planning is crucial for achieving long-term financial freedom through property investment. • Understanding demographics helps in identifying high-value property investment opportunities. • Infrastructure development significantly influences property value and investment success. • Intergenerational wealth transfer creates new opportunities in the property market. • Diversifying property types can enhance investment resilience and growth. • Buying quality assets in high-growth areas ensures better returns. • Managing debt effectively is key to transitioning to a cash flow-based lifestyle. • Rent vesting offers flexibility for young investors seeking lifestyle locations. • Long-term investing benefits from compounding wealth and strategic asset management. • Government incentives and tax changes impact property investment strategies. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of Negotiate, Influence, Persuade. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Get the team at to help build your personal Strategic Property Plan. . Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Australian property market doesn’t move in isolation - it’s shaped by demographics, economic forces and long-term structural trends. The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning If you want to understand what’s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:
/episode/index/show/michaelyardneypodcast/id/41385765
info_outline
10 Brutally Honest Money Lessons I Learned the Hard Way, with Ken Raiss
06/10/2026
10 Brutally Honest Money Lessons I Learned the Hard Way, with Ken Raiss
What if you could sit down with someone who’s spent over 50 years investing, building wealth, making mistakes, and getting it right… and ask them what they wish they’d known about money from day one? Most people think building wealth is about finding the right investment or timing the market perfectly. But after more than 50 years of investing, I can tell you that’s not what really makes the difference. The biggest financial mistakes I’ve seen – including some of my own – didn’t come from bad markets. They came from misunderstandings about money itself. In today's show, leading property tax expert Ken Raiss and I discuss the differences between long-term investing and speculation, and we analyse practical tips for property investment and asset management, focusing on quality assets and ownership structures. Join us as we provide insights to help you make informed business and investment decisions in the face of market uncertainty. Takeaways Mindset is crucial for wealth creation. Delayed gratification leads to long-term success. Cash flow Buffer reduce investment risk. Strategic planning trumps luck. Fundamentals outweigh chasing hotspots. Long-term investing beats speculation. Quality assets drive sustained growth. Professional property management preserves assets. Clear financial plans provide purpose. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. , Director of Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/40605155
info_outline
The 7 Biggest Myths About Rich People & Why Believing Them Keeps You Broke | Tom Corley
06/08/2026
The 7 Biggest Myths About Rich People & Why Believing Them Keeps You Broke | Tom Corley
Most people have strong opinions about rich people. They think the wealthy are lucky. Or greedy. Or born into privilege. Or somehow wired differently. But here’s the problem… if you believe any of that, there’s a good chance you’ll never build real wealth yourself. Because those stories aren’t just wrong – they’re dangerous. Today, Tom Corley and I discuss the common myths surrounding wealth and the psychology of successful individuals. We discuss the importance of mindset, the role of luck, and the common misconceptions about intelligence and income. We explain that wealth is not solely determined by high income or intelligence, but rather by behaviour, discipline, and the ability to learn from failure. Our conversation also highlights the lifestyle choices of wealthy individuals and the significance of self-education in achieving financial success. Takeaways Wealth is primarily about behavior and time. Many believe rich people are just lucky, but luck is often created through persistence. It's not how much you make, but how much you keep that matters. Rich people do not necessarily live flashy lifestyles; they often prioritize experiences over material possessions. Failure is a common part of the journey to success; wealthy individuals often fail multiple times before succeeding. It's never too late to pursue wealth; taking action is crucial. Self-education is a key habit for building wealth. Many wealthy individuals are more ethical and philanthropic than the average person. Intelligence is not the sole determinant of wealth; emotional intelligence and resilience are equally important. Financial discipline and the ability to delay gratification are essential for wealth accumulation. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney's How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property Plan. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia Success in property investment isn’t just about numbers - it’s about mindset, behaviour and decision making. In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions. Regular topics include: • Psychology of money and wealth • Investor behaviour and market cycles • Rich habits vs poor habits • High performance mindset • Risk management thinking • Decision making under pressure • Long-term investing discipline • Overcoming fear in property markets • Building wealth through strategy, not speculation If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia’s property market, this podcast is for you. More resources at:
/episode/index/show/michaelyardneypodcast/id/40135290
info_outline
The Real Driver of Property Prices (It’s Not Interest Rates) with Simon Kuestenmacher
06/03/2026
The Real Driver of Property Prices (It’s Not Interest Rates) with Simon Kuestenmacher
If you’ve been following the headlines, you’d be forgiven for thinking property markets rise and fall on the back of interest rates, government policy, or the latest migration numbers. But when you step back and look at what really drives long-term property performance, a different story starts to emerge. In fact, the biggest driver of property values isn’t what most commentators focus on at all. In today's show I speak with leading demographer Simon Kuestenmacher about the real drivers of property markets. We explore why employment, not just population growth, is crucial for property value growth. Simon and I discuss how job quality and security influence housing demand and investment. We analyse the impact of demographic trends and local economies on property strategies. Join us as we provide insights to help you make informed investment decisions. Takeaways • Employment growth drives property values more than population increases. • Local economies and job security boost housing demand and confidence. • Dual-income households significantly impact property prices and market dynamics. • Infrastructure linked to jobs supports sustainable economic growth. • Industry diversity strengthens local economies and property markets. • High-income jobs in city centres attract property investment. • AI and hybrid work models reshape property location preferences. • Defense spending boosts property markets in specific regions. • Long-term planning is crucial for understanding job quality and local economies. • Skilled, high-income households drive property market growth. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of Negotiate, Influence, Persuade. • Every entry receives a copy of a fully updated Michael Yardney Property Report. – Subscribe to my Property Update newsletter Get the team at to help build your personal Strategic Property Plan. . Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Australian property market doesn’t move in isolation - it’s shaped by demographics, economic forces and long-term structural trends. The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning If you want to understand what’s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:
/episode/index/show/michaelyardneypodcast/id/41385700
info_outline
Three Rate Rises. One Big Question: Is the Property Boom Finally Over? | Latest Data from Dr Andrew Wilson
06/01/2026
Three Rate Rises. One Big Question: Is the Property Boom Finally Over? | Latest Data from Dr Andrew Wilson
The property market has just taken an interesting turn. After a strong run, we’re now seeing signs that higher interest rates, affordability pressures and buyer uncertainty are starting to bite. But as always, the headline numbers don’t tell the full story. Some markets are slowing, some are still showing resilience, and underneath it all we still have the same big issue: Australia simply isn’t building enough homes for the people who need them. So today, Dr Andrew Wilson and I unpack what’s really happening in our housing markets, what the latest end-of-month figures are telling us, and what this means for homeowners, investors and buyers as we move through the rest of the year. Because the real question isn’t just whether prices have risen or fallen this month. It’s whether this is a temporary pause, the start of a broader slowdown, or another example of Australia’s property markets moving at different speeds. Join us as we delve into the data to help you navigate the complexities of the property market. Takeaways • Recent interest rate hikes have led to a temporary decline in property prices. • Australia's property market remains fragmented, with some regions showing resilience. • Media narratives can significantly influence consumer sentiment and market behavior. • Strategic investment decisions are crucial in navigating market cycles. • The cyclical nature of the market presents opportunities for savvy investors. • Understanding regional differences is key to making informed property decisions. • The current market conditions may favor buyers looking for less competition. • Long-term growth prospects remain strong despite short-term fluctuations. • Changes in property taxes could dampen market activity temporarily. • The spring selling season may bring renewed activity in the housing market. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property plan. – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41480550
info_outline
Labor's Budget Is Making Australia's Housing Crisis WORSE - Senator Andrew Bragg Explains Why
05/27/2026
Labor's Budget Is Making Australia's Housing Crisis WORSE - Senator Andrew Bragg Explains Why
It doesn’t matter whether you own an investment property, whether you’re renting, or whether you’re desperately trying to buy your first home. This Federal Budget has just made your situation harder. If you’re a tenant, rents are already punishing. Vacancy rates are near record lows, and there simply aren’t enough rentals to go around. The tax changes will lightly push rents even higher. If you’re trying to buy your first home, you’re already fighting a market that has taken the average deposit savings time out to over 11 years. The budget does nothing to fix the supply shortage that is keeping prices out of reach. And if you’re a property investor, the rules you planned around have just been rewritten mid-game. What connects all three groups is this: Australia has a housing crisis that is fundamentally a supply problem, and the government is responding with a tax policy that does nothing to build a single new home. In today's show, I speak with Senator Andrew Bragg, the Shadow Minister for Housing and Homelessness, who has been one of the most outspoken voices in Parliament on exactly this point. By the time you finish this episode, you’ll understand why these negative gearing and capital gains tax changes are going to hurt renters, first-home buyers, and investors alike, and what a genuine housing solution actually needs to look like. Join us as we uncover strategies for navigating the current property market landscape. Takeaways • Australia's housing crisis is primarily due to a shortage of supply. • Recent budget changes may increase financial pressure on renters and buyers. • Negative gearing reforms could discourage small investors from entering the market. • Capital gains tax changes might affect long-term investment strategies. • Migration policies need to align with housing supply to stabilise prices. • Superfunds becoming landlords could reshape the rental market landscape. • Strategic planning is crucial to avoid reactionary investment decisions. • Building more homes is essential to address affordability issues. • Government policies should focus on both demand and supply sides. • Understanding market fundamentals helps in making informed investment choices. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Negotiate Influence Persuade. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. . Senator Andrew Bragg - Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week, we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41416260
info_outline
Why Investors Who Obsess Over Tax Often Miss What Matters More | Stuart Wemyss
05/25/2026
Why Investors Who Obsess Over Tax Often Miss What Matters More | Stuart Wemyss
There’s a strange thing that happens to many property investors. They’ll spend hours worrying about tax, negative gearing, capital gains tax, trusts, land tax, and what the next government might change - yet they’ll give far less thought to the quality of the asset they’re buying, the level of debt they’re taking on, or whether their portfolio is actually going to deliver the long-term returns they need. And that’s dangerous, because saving tax on a poor investment is still a poor investment. In today’s show I chat with independent financial adviser Stuart Wemyss about why investors who obsess over tax often miss the bigger picture. Now, let me be clear…tax matters. Structures matters. Getting advice matters. But tax is only one input into your investment system, and for many investors it’s not the most important one. In fact, the drive to minimise tax can sometimes lead to decisions that cost far more than the tax they were trying to save. Stuart Wemyss and I discuss why focusing solely on tax savings can detract from the bigger picture of wealth creation. We discuss the importance of selecting quality assets and the long-term benefits of strategic property management. We delve into how proposed tax changes might impact investment strategies and how to adapt effectively. Additionally, we highlight the significance of understanding internal rates of return and proactive asset management. Join us as we provide insights to help you make informed investment decisions amidst changing policies and market conditions. Takeaways • Obsessing over tax can lead to poor investment choices. • Asset quality is more important than tax savings. • Long-term growth should be prioritised over short-term tax benefits. • Proposed tax reforms could impact property investment strategies. • Proactive management is key to maximising returns. • The five wealth levers are crucial for investment success. • Complex structures may not always be beneficial. • Balancing asset selection with debt management is essential. • Long-term thinking leads to better wealth creation. • Strategic property investment remains effective despite tax changes. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. . – Get a bundle of free reports and eBooks: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/41402940
info_outline
How high do we want property prices to keep rising? Who wins and who loses? | Simon Kuestenmacher
05/20/2026
How high do we want property prices to keep rising? Who wins and who loses? | Simon Kuestenmacher
For decades we’ve celebrated rising house prices in Australia. If your home was worth more this year than last, life felt a bit easier. Politicians were happy, banks were happy, homeowners were happy. But after 50 years of almost uninterrupted price growth, we need to ask a harder question: Is it actually good for us if housing just keeps getting more expensive? The answer, of course, depends on who you are. Because rising prices have created a lot of winners in Australia: homeowners, investors, banks, governments, tradies, and retailers. But they’ve also created a growing group of losers – renters, younger Australians, essential workers, small businesses, and even the future middle class. So today leading demographer Simon Kuestenmacher and I discuss the question question almost no one in property likes to touch – not “will housing prices keep rising?” but “how expensive do we actually want housing to be?” Takeaways House prices double every decade. Homeowners and banks benefit from rising values. First home buyers face hidden costs. Government policies sustain high prices. Demographics reshape housing market. Property prices are political choices. Sustainable growth beats boom cycles. Baby boomer exits affect prices. Wealth disparity impacts society. Strategic planning ensures property wealth. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. • Every entry receives a copy of a fully updated Michael Yardney Property Report. – Subscribe to my Property Update newsletter Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get the team at to help build your personal Strategic Property Plan. Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Australian property market doesn’t move in isolation - it’s shaped by demographics, economic forces and long-term structural trends. The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning If you want to understand what’s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:
/episode/index/show/michaelyardneypodcast/id/40884110
info_outline
Federal Budget Tax Bombshells? What Property Investors Need to Know | Ken Raiss
05/18/2026
Federal Budget Tax Bombshells? What Property Investors Need to Know | Ken Raiss
Australia has always promised that if you worked hard, took responsibility, invested wisely and built something for your family, you’d be encouraged - or at least not punished for doing so. But some of the recent Budget changes raise a very uncomfortable question: are we slowly dismantling that promise? Because buried behind the headlines, the political spin and the carefully chosen language are proposals that could reshape the way Australians build wealth, invest in property, use trusts, manage tax, fund retirement and pass something meaningful on to the next generation. And as always, the danger is that many people won’t notice what’s really happening until the rules have already changed. Now, I don’t want you to panic, but today, Australia’s leading property tax strategist Ken Raiss and I are going to discuss the implications of the recent Federal Budget. We delve into how these changes could reshape wealth-building strategies in Australia. Together, we explore the implications of tax reforms on property demand and affordability. We discuss the importance of strategic asset selection and the resilience of property as a long-term investment. Ken and I analyse the potential effects of inflation and interest rates on the property market. We also highlight the significance of maintaining a strategic mindset in wealth creation. Join us as we provide insights to help you navigate the evolving landscape of property investment in Australia. Takeaways • The budget raises questions about Australia's wealth-building promise. • Tax changes could reshape property investment strategies. • Strategic asset selection remains crucial for investors. • Inflation and interest rates impact property markets. • Maintaining a strategic mindset is vital for wealth creation. • Property remains a sound long-term investment. • Government policies influence property demand and supply. • Sound advice is critical in uncertain times. • Tax legislation affects timing and cash flow. • Optimism and strategy are key to success. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law • Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: – Subscribe to my Property Update newsletter , Director of Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. . Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/41307250
info_outline
The Next Phase Of Australia’s Property Market Has Begun | Dr Nicola Powell
05/13/2026
The Next Phase Of Australia’s Property Market Has Begun | Dr Nicola Powell
Australia’s property markets are still rising, but the cracks are starting to show. Not the type of cracks that suggest a collapse, but the type that tell us the next stage of the cycle will reward careful, strategic investors and punish those chasing yesterday’s hot spots. According to Domain’s latest House Price Report, most capital cities reached new highs in the March quarter, but the pace of growth has slowed sharply since late last year. At the same time, Domain’s Rental Report shows vacancy rates have fallen to a record low nationally, yet many renters simply can’t afford to keep paying more. So we have a fascinating contradiction. There’s still not enough housing and there are still plenty of buyers and tenants. But borrowing capacity and rental affordability are now acting like speed limits on the market. Today I’m joined by Dr Nicola Powell, Domain’s Chief of Research and Economics, to help us understand what’s really going on beneath the headlines, what this means for buyers, sellers, tenants and investors, and where the opportunities and risks are likely to be in the next stage of the cycle. We explore how interest rate changes and government policies are influencing market trends and affordability. We discuss the regional variations in property performance and the implications for investors. And we analyse the impact of supply constraints and population growth on housing demand. Join us as we provide strategies for navigating the evolving property landscape in Australia. Takeaways Interest rates are reshaping property market dynamics. Government policies impact housing affordability. Regional property performance varies significantly. Supply constraints drive housing demand. Population growth influences market trends. Strategic investing requires understanding local conditions. Long-term fundamentals support market resilience. Auction clearance rates reflect buyer sentiment. Rental markets face affordability challenges. Informed decisions require continuous market education. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal Strategic Property Plan. . - Subscribe to my Property Update newsletter Dr Nicola Powell - Chief of Research and Economics at Domain: Domain’s House Price Report: Domain’s Rental Report: Get a bundle of eBooks and Reports at: Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian economic outlook• Demographic trends shaping housing demand• Population growth and migration impacts• Housing affordability debates• Interest rates and inflation• Supply shortages and construction cycles• Government policy and property markets• Future trends in Australian real estate• Strategic property investment planning If you want to understand what’s really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy. Explore more at:
/episode/index/show/michaelyardneypodcast/id/41232545
info_outline
The Smart Investor’s Guide to Manufacturing Property Growth, with Greg Hankinson
05/11/2026
The Smart Investor’s Guide to Manufacturing Property Growth, with Greg Hankinson
Most investors spend their time waiting for the market to do the heavy lifting. But the more sophisticated investors don’t wait. They create their own capital growth. And in the current stage of the property cycle, that shift in thinking is becoming essential. If you’ve been following the property markets lately, you’ll know we’re in a very different phase of the cycle. The easy gains of the past are behind us, finance is tighter, and many investors are sitting on the sidelines, unsure what to do next. But here’s the thing… this is exactly the type of environment where experienced investors lean in, not step back. Because rather than relying on market-driven growth, they focus on something far more powerful - manufacturing capital growth. In this episode, I speak with Greg Hankinson about how strategic investors can manufacture capital growth in today's market. We discuss the importance of creating value through renovations and strategic developments rather than waiting for market-driven growth. Greg shares insights on avoiding common renovation mistakes and the significance of understanding area-specific demographics. We explore how small-scale developments can be a powerful tool for wealth creation in uncertain times. Join us as we provide strategies to navigate the current property cycle and make informed investment decisions. Takeaways Strategic investors “manufacture” growth, not wait for market changes. Renovations and developments add value beyond market appreciation. Avoid overcapitalization by understanding area-specific demographics. Small-scale developments offer wealth-building opportunities. Manufacturing growth is key in uncertain property cycles. Engage finance strategists for tailored project financing. Demographic shifts dictate future property market trends. High achievers focus on progress, not perfection. Strategic planning ensures long-term investment success. Understanding market fundamentals is crucial for property investors. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get the team at to help build your personal Strategic Property Plan. . Greg Hankinson – Director Metropole Constructions – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/41125250
info_outline
The Big Property Investment Mistake Hidden in Sales Data | Stuart Wemyss
05/06/2026
The Big Property Investment Mistake Hidden in Sales Data | Stuart Wemyss
There’s never been more property data available to investors than there is today. You can jump online and within minutes see median prices, growth rates, suburb rankings, sales histories, heat maps, demand scores and predictive analytics. It all looks impressive. It all looks scientific. But here’s the uncomfortable question… What if most investors are using that data the wrong way? What if relying on sales data alone is actually leading people into average suburbs, average properties, and very average long-term results? Because while data tells you what happened, it doesn’t tell you why it happened. And it certainly doesn’t tell you what’s going to happen next. Today I’m joined by leading financial advisor Stuart Wemyss, to unpack why relying purely on property sales data could be a big mistake and what sophisticated investors should be doing instead. We discuss the limitations of relying solely on historical sales data and emphasize the need for a balanced approach combining art and science. We explore the core attributes of investment-grade properties, including scarcity, land value, and long-term performance. Additionally, we highlight the significance of local knowledge and understanding street-by-street differences in property markets. Join us as we provide insights to help you make informed business and investment decisions in the face of evolving market dynamics. Takeaways Data is valuable but incomplete without local insight and context. Focus on scarcity, location fundamentals, and long-term performance. Use a balanced approach combining art, science, and strategic planning. Local knowledge and experience outperform algorithms alone. Have a clear long-term strategy to navigate market cycles confidently. Understand the limitations of median suburb data. Differentiate between a good property and just a good deal. Recognize the importance of street-level distinctiveness. Use long-term evidence-based analysis for investment decisions. Avoid over-analyzing and maintain a strategic plan. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. · Everyone wins a copy of a fully updated property report. Get the team at to help build your personal Strategic Property Plan. – Get a bundle of free reports and eBooks: Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast is one of Australia’s leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing. Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer’s agent insights and investment planning If you’re serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need. Learn more at:
/episode/index/show/michaelyardneypodcast/id/40617710
info_outline
Australia’s property boom isn’t over, but something has changed | Latest Data from Dr Andrew Wilson
05/04/2026
Australia’s property boom isn’t over, but something has changed | Latest Data from Dr Andrew Wilson
If you own property in Australia right now, or you're thinking about buying, what we’re going to share with you today could change how you think about where this market is heading. You see, there’s a bit of a disconnect in today’s property market, and if you’re only following the headlines, it’s easy to miss what’s really going on. While prices are still rising and demand is holding up, underneath that, the dynamics are starting to shift. Growth is slowing. Confidence is becoming more fragile. And the gap between the strongest and weakest markets is widening in a way we haven’t seen for a while. In fact, the latest data shows national house prices have now risen for 14 consecutive months and are up more than 10% over the year, yet the most recent quarterly growth was modest, reflecting a market that’s still moving forward but clearly losing a bit of steam. However, this is exactly the type of environment where experienced investors tend to do well, because when the market becomes fragmented, opportunities become more targeted rather than broad-based. So today, Dr Andrew Wilson discusses the state of the current Australian property market, uncovering its fragile resilience amid slowing growth, regional disparities, and influential economic factors. Takeaways Fragmentation of markets signals opportunity for the strategic investor. Underlying fundamentals remain resilient despite sentiment shifts. Differentiating between segments reveals true market health. The cycle of market optimism and correction follows predictable patterns. Success seeds require active cultivation—passion triggers growth. Market noise distracts but fundamentals tune the real melody. Strategic patience combined with adaptability secures long-term wealth. Regional disparities create niches for targeted investments. Emotional energy fuels consistent action towards dreams. Long-term strategic planning mitigates risks in volatile markets. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property plan. – Subscribe to my Property Update newsletter Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/41125240
info_outline
The Finance Game Has Changed – How Smart Investors Are Structuring Their Loans Today | Dorian Traill
04/29/2026
The Finance Game Has Changed – How Smart Investors Are Structuring Their Loans Today | Dorian Traill
Most property investors think finance is just about getting a loan approved. But in today’s environment, that thinking can quietly cost you hundreds of thousands of dollars… or worse, stop you from growing your portfolio altogether. Because the rules have changed. Lending policies are tighter, serviceability is harder, and one wrong move can lock you out of future opportunities. So today, Dorian Traill, wealth strategist at Metropole, joins me and we’re unpacking how sophisticated investors are navigating finance in this new world. We explore how understanding lender policies can enhance your borrowing capacity and investment strategies. We discuss the impact of regulatory changes on lending and how to adapt your finance approach. And we look at some of the benefits and challenges of using trusts and SMSFs for property investment. Takeaways Strategic risk management is key to financial growth. Aligning with lender policies boosts approval chances. Trusts and SMSFs offer unique investment opportunities. Avoid cross-collateralization to preserve flexibility. Early investment maximizes long-term growth. Tailored finance strategies enhance wealth building. Understanding lender buffers is crucial. Separate loans for properties reduce risk. Re-amortizing loans can ease financial stress. Partnering with a strategist unlocks potential. Links and Resources: Answer this week’s trivia question here - • Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. • Every entry receives a copy of a fully updated Michael Yardney Property Report. Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get the team at to help build your personal Strategic Property Plan. Dorian Trail – Senior Wealth Strategist at Metropole. – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia The Michael Yardney Podcast helps Australians build financial independence through strategic investing, wealth creation strategies and smart property decisions. We go beyond property headlines to discuss: • Building long-term wealth • Creating intergenerational wealth • Passive income strategies in Australia • Asset allocation and portfolio growth • Financial freedom through property • Strategic investing for professionals and business owners • Risk management and wealth protection • Structuring your investments for capital growth • Money management and financial habits If you want to move from earning an income to building assets that fund your lifestyle, this podcast will help you think and act like a successful investor. Discover more insights at:
/episode/index/show/michaelyardneypodcast/id/41058025
info_outline
The Inner Game Of Property Wealth: Clearing The Mental Blocks Holding You Back | Dr Noah St John
04/27/2026
The Inner Game Of Property Wealth: Clearing The Mental Blocks Holding You Back | Dr Noah St John
What if the real reason you are not yet where you want to be financially has nothing to do with interest rates, your income, or the market... and everything to do with what my guest today calls your “head trash”? My guest today is Dr Noah St John. He grew up poor in a wealthy town, surrounded by people who seemed to have cracked the code on money and success while he felt stuck on the outside looking in. Fast forward to today, and he is the bestselling author of 25 books, known worldwide as “The Father of Afformations” and “The Mental Health Coach to the Stars.” In this conversation, we explore the concept of success and the psychological barriers that prevent individuals from achieving their goals. We discuss the importance of mindset, the impact of 'head trash' on personal and financial growth, and introduce the concept of 'afformations' as a more effective alternative to traditional affirmations. The discussion also covers the significance of habits, the challenges of breaking through revenue ceilings, and strategies for maintaining a positive mindset during volatile times. Dr. St. John emphasizes the power of asking the right questions to foster personal growth and success. Takeaways · Success is about perception and mindset. · Head trash can limit your potential. · Setting clear goals is crucial for success. · Zero friction solutions can help overcome obstacles. · Success anorexia refers to starving oneself of success. · Afformations are more effective than traditional affirmations. · Habits play a significant role in achieving success. · Breaking through revenue ceilings requires addressing inner barriers. · Common money beliefs can hinder financial growth. · Surrounding yourself with supportive individuals is essential. Chapters 00:00 – What “Head Trash” Really Is and Why It Blocks Wealth 02:09 – Why Most People Set Goals but Don’t Reach Them 06:17 – Zero-Friction Success and Getting Your Foot Off the Brake 11:24 – Success Anorexia: How We Unknowingly Starve Ourselves 14:44 – Affirmations vs Afformations: Rewiring Your Inner Dialogue 19:45 – Willpower Myths and How Habits Actually Form 24:10 – Breaking Through Revenue Ceilings and Hidden Money Blocks 29:25 – Investor Mindset: Protecting Yourself from Noise and Fear Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney's Guide to Investing Success. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal . Click here and have a chat with us – Subscribe to my Property Update newsletter Find out more about Dr. Noah St John and get your Zero Friction audit here Learn more about Dr. Noah St. John's Afformations here Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
/episode/index/show/michaelyardneypodcast/id/39196005