Property Investment, Success & Money | The Michael Yardney Podcast
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the real estate markets so they can develop the financial freedom they are looking for. He does this by sharing Australian real estate market insights, smart property investment strategies, as well as the wealth creation, success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com
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How Your Wealth Really Stacks Up Against Your Generation | Simon Kuestenmacher
01/14/2026
How Your Wealth Really Stacks Up Against Your Generation | Simon Kuestenmacher
Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today's show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution among baby boomers, Gen X, millennials, and Gen Z. Our conversation delves into the challenges faced by each generation, the impact of intergenerational wealth transfer, and the importance of strategic financial planning. So if you’re interested in whether you’re on the right track financially – whether you’re ahead of the average, or still catching up – stay tuned. This conversation might be the benchmark you’ve been looking for. Takeaways · Money only solves money problems, not all life problems. · Wealth is built over decades, not overnight. · Averages can be misleading; individual circumstances vary widely. · Property remains a key asset for wealth accumulation in Australia. · Generational wealth transfer is significant, especially from baby boomers to millennials. · Millennials face unique challenges in the current economic landscape. · Gen Z is just starting their financial journey with high debt levels. · Financial strategies should be deliberate and well-planned. · Relationships and health are crucial components of true wealth. · Understanding demographic trends can inform better financial decisions. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio - in your spare time. · Every entry receives a copy of a fully updated Michael Yardney Property Report. Join Simon Kuestenmacher and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get the team at to create a Strategic Wealth plan for your needs. Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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2025 Surprised Property Investors - Will 2026 Be Worse or Better? Dr Andrew Wilson
01/12/2026
2025 Surprised Property Investors - Will 2026 Be Worse or Better? Dr Andrew Wilson
At the end of 2025, Australian property investors were hearing two very different stories. On the one hand, we’ve seen strong price growth across most capital cities; rents were still painfully high for tenants, and auction clearance rates were holding up surprisingly well. On the other hand, we were being warned about rising unemployment, sticky inflation, higher building costs, and plenty of noise about what could go wrong in 2026. So what’s really happening beneath the headlines? And more importantly, what does it mean for investors, home buyers and property markets next year? Today, I’m joined by Dr Andrew Wilson to unpack his annual review of our housing markets for 2025 and his forecasts for 2026. Andrew doesn’t deal in hype. He deals in data, long-term trends, and the realities of how our housing markets actually work. If you want clarity instead of clickbait, and perspective instead of panic, you’ll want to stay with us. Takeaways · 2025 saw strong property price growth despite economic challenges. · Interest rates and economic factors significantly influence housing markets. · Building approvals for units increased, but house approvals faced challenges. · Rental market showing signs of growth with low vacancies. · Auction clearance rates are a positive indicator for future prices. · House prices in major cities saw significant increases in 2025. · Economic growth and job market stability support housing demand. · Rising building costs may constrain new housing supply. · 2026 is expected to continue the trend of property price growth. · Affordability remains a concern, but lending practices ensure market stability. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. . – Subscribe to my Property Update newsletter Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The RBA’s Tightrope: What It Means for 2026 & What it means for Property Investors | Ken Raiss
01/07/2026
The RBA’s Tightrope: What It Means for 2026 & What it means for Property Investors | Ken Raiss
Today Ken Raiss and I zoom out from the noise, unpack what’s really going on beneath the surface, and help you make sense of the shifting forces shaping our economy, our property markets, and your long-term wealth. The RBA wrapped up the year with a steady hand, but the tone behind that decision has raised more than a few eyebrows. Sure inflation is easing… except where it’s not. Growth is soft… except where it matters. And the Board is hinting that some of these price pressures may be more persistent than we hoped. So the narrative of “rate cuts in 2026” suddenly looks a lot less convincing than some commentators would have us believe. At the same time, the property markets are setting up for another fascinating year. Prices continue to rise despite all the affordability hand-wringing, and that’s because the market is being driven not by those who can’t afford to buy, but by those who can. And that creates very different conditions for investors, upgraders, downsizers, and the bank of Mum and Dad. Plus, there’s a fresh wave of questions about mortgage strategy. Should you fix now? Should you stay variable? Is waiting a mistake? With mixed signals from lenders - some even lifting fixed rates - this decision is far from straightforward. Takeaways · The Reserve Bank is navigating a complex economic landscape. · Interest rates are expected to remain high for the foreseeable future. · Inflation continues to be a significant concern for the economy. · The property market is influenced by those with financial capacity. · Intergenerational wealth transfer is becoming increasingly important. · Mortgage strategies should be tailored to individual circumstances. · The bank of mum and dad plays a crucial role in property purchases. · Understanding market dynamics is essential for investors. · Financial planning should align with long-term goals. · A holistic approach to wealth management is necessary. Chapters 00:00 Why inflation risks keep rate cuts further away than expected. 04:00 The RBA’s inflation dilemma as growth stays soft. 08:10 Per-capita recession pressures and who rates really hurt. 10:40 Why property prices rise despite affordability stress. 13:40 Equity, downsizers and the Bank of Mum & Dad drive demand. 16:40 Fix or variable: certainty, affordability and smart loan strategy. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. , Director of Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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The Property Scorecard for 2025 - Who Won, Who Lost, Who Missed Out | Dr. Andrew Wilson
01/05/2026
The Property Scorecard for 2025 - Who Won, Who Lost, Who Missed Out | Dr. Andrew Wilson
Over the past year we’ve been told affordability would cap prices, that demand would fade, that higher costs of living would finally slow housing down. And yet, here we are – national home prices finishing the year almost 10 per cent higher, with some capital cities recording extraordinary double-digit growth. So what really happened? In today’s episode, we’re stepping away from opinions and into the evidence as Dr Andrew Wilson unpacks his end-of-December House Price Report, and it reveals not just where prices moved in 2025, but why they moved, and what that means as we head into 2026. We’ll talk about the cities that surged, the markets that quietly turned the corner, why units are suddenly back in favour, and why the next phase of this property cycle is likely to look very different from the last one. If you want clarity instead of noise, and data instead of doom-and-gloom, this is an episode you’ll want to stay with. Takeaways · House prices have surged nearly 10% over the past year. · Patience is crucial in property investment; rushing leads to poor decisions. · 2025 saw the strongest growth in property prices in three years. · Interest rates have significantly influenced buyer and seller confidence. · The market is expected to stabilize, with steady growth in 2026. · Long-term investment strategies are essential for success in real estate. · Understanding economic cycles is key to making informed investment decisions. · The current property growth is based on fundamentals, not speculation. · Chronic under-supply and population growth are driving market demand. · Investors should not make decisions based on short-term news. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. – Subscribe to my Property Update newsletter Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Property Investors: These are some things that never change in a world that never stops changing
12/31/2025
Property Investors: These are some things that never change in a world that never stops changing
The world’s changing faster than ever, isn’t it? Technology, AI, shifting markets, changing values – sometimes it feels like we can’t keep up. But in a world that never stops changing… there are still some things that never change. And when it comes to building wealth through property, understanding what doesn’t change might be even more important than trying to predict what will. In today’s episode, I explore what really stands the test of time — the principles, habits, and fundamentals that never go out of fashion, even when everything else does. Hopefully, by the end of today’s show, you’ll come out with some ideas about how to get some more certainty in these uncertain times. Takeaways · Strategic property investors think in 10-year timeframes. · Optimism leads to better outcomes in life and business. · Understanding market cycles is crucial for investors. · Timeless principles of property investment remain unchanged. · Human behavior drives market trends, influenced by emotions. · Quality assets in desirable locations outperform others. · Scarcity and limited supply are key fundamentals. · Patience and long-term planning are essential for wealth building. · Strategies over shortcuts are vital for successful investing. · Having experienced advisors can guide better investment decisions. Chapters 00:00 Why timeless principles matter more than predictions. 01:42 Long-term thinking beats short-term noise in investing. 04:20 Optimism and mindset shape financial outcomes. 07:10 Major disruptions appear each decade—yet life moves on. 09:40 Bad news is rarely as bad as headlines suggest. 11:20 Market cycles pass, but long-term growth persists. 13:10 Human behaviour drives markets more than data. 14:40 Property fundamentals—location, scarcity, quality—never change. 16:00 Strategy, patience and discipline outperform shortcuts. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How to grow a multi-million dollar property in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to create a Strategic Wealth plan for your needs. Join us at Australia's Premier for Elite Business Investors and Business People on the Gold Coast on May 30th. Find out all about Wealth Retreat here. Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Living Off Your Property Portfolio – The Investor’s End Game, with Brett Warren
12/29/2025
Living Off Your Property Portfolio – The Investor’s End Game, with Brett Warren
Most property investors dream of financial freedom… but how do you actually live off your portfolio when the time comes? In today’s show, Brett Warren, national Director of Property at Metropole and I reveal the ‘end game’ of property investment – the steps to turn bricks and mortar into a lifestyle, how to transition from growth to cash flow, and why living off equity could be the smartest strategy of all. Our conversation highlights that property investment is not just about acquiring properties but creating a portfolio that provides financial freedom and choices in retirement. Takeaways · Property investment requires a clear end game. · The strategy for property investment changes over time. · Education is a continuous journey in property investment. · Quality properties are more important than quantity. · Transitioning to cash flow requires careful planning. · Living off equity is challenging but possible with the right strategy. · Diversification is key to a resilient portfolio. · Protect your income-earning capacity with insurance. · Planning for the future starts today. Chapters 01:13 – Why You Need to Plan Your Property End Game 03:33 – The Four Stages of a Property Investor’s Journey 06:17 – Transitioning from Growth to Cash Flow 09:10 – Living Off Equity and the Role of Diversification 13:21 – Protecting Yourself, Buffers, and Asset Structures 16:44 – Building Wealth That Gives You Choices Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal . Click here and have a chat with us – Subscribe to my Property Update newsletter . - National Director of Property at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Why property investors shouldn’t trust the last 5 years of price data | Stuart Wemyss
12/22/2025
Why property investors shouldn’t trust the last 5 years of price data | Stuart Wemyss
If you’ve been watching property prices over the past few years, you’ve probably noticed some strange trends – massive price rises, unpredictable shifts between cities and regions, and what feels like an endless debate about affordability. But what if I told you that the last five years of price data might be leading investors astray? Today, I’m joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who has written a confronting article explaining why the last five years of data are the least reliable in decades. Together, we’ll unpack what’s distorted the numbers – from COVID lockdowns and construction cost blowouts to volatile borrowing power and migration swings – and how smart investors can cut through the noise to focus on long-term fundamentals. Our conversation highlights the significance of local knowledge in making informed investment decisions and the need for a strategic approach to property investment, rather than relying solely on short-term data. Takeaways · The property market is influenced by various factors, including lending volumes. · Rising construction costs have a significant impact on property values. · Borrowing capacity has fluctuated due to regulatory changes and interest rates. · Migration trends can create pressure on rental markets and property prices. · Data analysis in property investment requires both science and art. · Local knowledge is crucial for making informed investment decisions. · Investors should focus on long-term fundamentals rather than short-term data. · Understanding the reasons behind market movements is essential for smart investing. · Population growth alone does not guarantee property price increases. Chapters 01:32 – Why the Last 5 Years of Property Data Can Mislead Investors 04:45 – How Surging Construction Costs Distorted Market Values 09:34 – Borrowing Capacity Shocks and Their Impact on Growth 17:07 – Migration Waves, Rentals and Why Sydney & Melbourne Lagged 23:55 – Work-From-Home, Regions and the Return to Big City Demand 27:26 – Cheap Money, Lending Volumes and Why Long-Term Data Matters Links and Resources: – Subscribe to my Property Update newsletter – Read Stuart’s article here: Stuart’s Book – Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Money Secrets From Rich Dad Poor Dad that all Property Investors Must Know, with Brett Warren
12/17/2025
Money Secrets From Rich Dad Poor Dad that all Property Investors Must Know, with Brett Warren
Most people spend their lives working for money… but what if your money could work for you instead? In today’s show, Brett Warren, national Director of Property at Metropole, and I break down the 10 key lessons from Robert Kiyosaki's book Rich Dad Poor Dad—the book that changed the way millions of people think about wealth. From the difference between assets and liabilities, to why paying yourself first is the golden rule of financial freedom—we show you how to apply these timeless lessons in today’s world. Our conversation highlights some timeless principles that could guide you towards financial independence and success. Takeaways · Financial literacy is essential for wealth retention. · Understanding the difference between assets and liabilities is crucial. · Emotional intelligence plays a key role in investment decisions. · Learning from failure is a pathway to success. · Mentorship can accelerate your financial journey. · Defining your 'why' helps in making investment decisions. · Paying yourself first is a fundamental principle of wealth building. · Investing requires a disciplined approach and a strategic plan. · Successful investors surround themselves with knowledgeable teams. Chapters 02:10 – How ‘Rich Dad Poor Dad’ Changed the Way We Think About Money 05:36 – Assets, Liabilities, and the Power of Financial Literacy 08:31 – Emotions, Risk and Why Most Investors Fail 11:40 – Learning from Mistakes and Building Real Wealth 15:14 – Mindset, Mentorship and the Business of Investing 18:49 – Finding Your Why and Paying Yourself First Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal . Click here and have a chat with us – Subscribe to my Property Update newsletter . - National Director of Property at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Domain’s Bold Property Forecasts for 2026 - with Dr. Nicola Powell
12/15/2025
Domain’s Bold Property Forecasts for 2026 - with Dr. Nicola Powell
At this time every year we get flooded with predictions about what’s next for Australia’s housing markets. Some of them are useful… a lot of them are noise. But every so often, a report comes along that genuinely moves the needle and helps us see the bigger picture. Domain’s Forecast Report 2026 is one of those. It paints a pretty fascinating story: record prices in every capital city, rents still on the rise, and perhaps the most powerful first-home buyer surge we’ve seen in decades. And it’s not just more of the same – the data suggests our markets are shifting into a whole new gear, driven by policies, sentiment changes, and the slow rebalancing of supply. And there are some interesting twists as to how Domain sees the housing markets play out over the next 12 months. So today I chat with Dr Nicola Powell, Domain’s Chief of Research and Economics, to help us unpack what’s really coming in 2026, why this cycle is so different, and what the winners and losers might be. Takeaways · 2026 is expected to be a year of two halves in the property market. · First home buyers are returning, aided by government schemes. · Investors are also increasing their market share. · Interest rates will significantly influence property prices. · Sydney is forecasted to lead in house price growth. · Affordability remains a critical challenge for buyers. · Rental markets are expected to see modest growth. · Regional differences in property performance are notable. · The cash rate is a key factor in market dynamics. · Sustainable growth is preferred over rapid price increases. Chapters 00:00 Domain’s 2026 forecast signals record prices and shifting market forces. 02:01 Key drivers behind the synchronized upswing across all capitals. 03:03 Momentum builds as confidence rises and supply tightens. 05:55 Investors and first-home buyers return, intensifying competition. 07:46 The expanded guarantee scheme reshapes borrowing and demand. 09:38 Rate expectations and affordability caps guide market behaviour. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How to grow a multi-million dollar property portfolio in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal . Click here and have a chat with us – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain. Domain Property Forecast Report: Join us at Australia's Premier for Elite Business Investors and Business People on the Gold Coast on May 30th. Find out all about Wealth Retreat here. Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Truth About Holiday Homes as a Property Investment: Brett Warren Exposes the Real Numbers
12/10/2025
The Truth About Holiday Homes as a Property Investment: Brett Warren Exposes the Real Numbers
You know how every summer Australians wander down to the beach, breathe in the salty air, have a few too many wines, and suddenly convince themselves that owning a holiday home is a brilliant investment strategy? Well… it isn’t. In fact, it’s one of the biggest financial traps I see Aussies fall into. And today, I’m joined by Brett Warren, National Director of Property at Metropole, to unpack all the reasons why holiday homes almost always underperform, why the numbers never stack up, and what smarter investors are doing instead. Our discussion highlights the risks associated with holiday properties, the necessity of prioritising long-term financial goals, and the current market trends that could impact property investment decisions in the coming years. Takeaways · Holiday homes often come with hidden costs and risks. · Successful investors prioritize essential investments over lifestyle choices. · Understanding market trends is crucial for long-term investment success. · Emotional decisions can lead to poor investment choices. · It's important to evaluate the true costs of owning a holiday home. · Investing in high-demand areas can yield better returns. · The property market is cyclical, and timing is essential. · Strategic planning can help achieve financial goals more effectively. · Investors should focus on data-driven decisions rather than emotions. · Wealth building requires a long-term vision and strategy. Chapters 00:10 Why holiday moods lead to bad investment decisions. 05:05 Why holiday towns underperform long-term despite recent spikes. 10:05 Airbnb myths, hidden costs and tax pitfalls investors ignore. 15:05 Volatility, low land value and why holiday homes drag wealth. 20:00 Strategic investing vs lifestyle buying as 2026 market shifts. 24:55 Wealth principles: build assets first, enjoy holidays later. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to create a Strategic Wealth plan for your needs. - National Director of Property at Join Brett Warren and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Brace Yourself: Warning Signs for Property Investors: Lending Tightens, Rates Shift & Taxes Rise | Ken Raiss
12/08/2025
Brace Yourself: Warning Signs for Property Investors: Lending Tightens, Rates Shift & Taxes Rise | Ken Raiss
In this month’s Big Picture Podcast, we step back from the headlines and look at what’s really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors . Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud. None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today. Takeaways · The economic landscape for property investors is shifting rapidly. · Lending restrictions are becoming more selective, impacting borrowing capacity. · Interest rates are unlikely to decrease in the near future. · The ATO is tightening regulations around tax deductions for holiday homes. · Land tax changes in New South Wales could increase financial burdens on property owners. · Investors should view land tax as a cost of doing business, not a deterrent. · Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. · Proper estate planning is crucial for protecting assets and ensuring financial security. · Using trusts can be beneficial, but they must be set up correctly to avoid complications. · Strategic planning is essential for successful property investment. Chapters 00:00 Key shifts in lending rules, tax changes and new fraud data. 01:38 Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20 Why misguided “trust stacking” advice caused today’s clampdown. 08:12 Fixed rates rise early as markets signal no cuts ahead. 12:40 ATO targets holiday-home deductions and tightens compliance. 17:56 NSW freezes land-tax thresholds, increasing investor exposure. Links and Resources: Answer this week’s trivia question here - · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs. , Director of Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: Also, please subscribe to my other podcast with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Property Prices Accelerate in November | Dr. Andrew Wilson
12/03/2025
Property Prices Accelerate in November | Dr. Andrew Wilson
Have you noticed how the Australian property market keeps defying the pessimists? Every time someone says prices have to fall, the market seems to tap them on the shoulder and say, “Not so fast.” Well, the latest November home price report is out, and it paints a very clear picture: Australia’s housing markets are still running hot - and in some cities, they’re running very hot. According to the latest data from My Housing Market, national house prices have risen for nine consecutive months, with the November quarter alone delivering another solid 1.3 percent jump. But averages never tell the full story. I’m joined today by Dr Andrew Wilson to discuss his November report which doesn’t just highlight what’s happening now - it hints at what’s coming next. And his view is that 2025 could deliver even stronger price growth than 2023 and 2024. Takeaways · 2025 is shaping up to be a strong year for property investors. · Despite affordability challenges, the housing market continues to thrive. · First home buyer schemes are expected to significantly impact the market. · Brisbane has seen substantial price increases, outperforming other regions. · The national home price has shown consistent growth across capital cities. · Imposter syndrome is common among successful investors and entrepreneurs. · Strategic investment is crucial in navigating the property market. · Market predictions can often be misleading; long-term fundamentals matter. · The unit market is experiencing a resurgence, particularly in Melbourne. · 2026 is expected to bring steady growth, but not as strong as 2025. Chapters 00:00 Prices rise for the ninth month as housing markets outperform the pessimists. 02:08 Capital cities log another strong month despite affordability pressures. 03:20 Quarterly method shows November softer than October but still robust. 05:18 Near-10% annual growth and first-home-buyer surge set to push prices higher. 07:20 Brisbane, Perth, Adelaide and Darwin dominate with standout annual gains. 12:53 Outlook: momentum continues into 2026, though growth should moderate. Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's How to Grow a Multi-Million Dollar Property Portfolio in Your Spare Time. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at: Get the team at to help build your personal Strategic Property Plan. – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Negotiating Your Next Property Deal? Here’s What Most Investors Get Wrong (Brett Warren interviewing Michael Yardney)
12/01/2025
Negotiating Your Next Property Deal? Here’s What Most Investors Get Wrong (Brett Warren interviewing Michael Yardney)
Negotiating is a part of living; we do it all the time. When you walk down a crowded street, you negotiate the path you take. A couple negotiates their relationship before and during marriage. Although you may not realise what’s happening, for example, you take out the garbage tonight and I will do the dishes. And of course of the negotiation is one of the skills developed by all savvy property investors and business people. Over the years I’ve noticed that some people are very good at getting terrific deals. Most others simply get what the other party is willing to give. What’s the difference? In my mind, it’s that the first group knows how to negotiate. It's actually more than that, they know how to influence and persuade others to do what they would like them to do. So today I'd like to discuss the topic of negotiation, influence and persuasion with Brett Warren, National Director of Property at Metropole. In this conversation, we discuss the essential skills of negotiation, influence, and persuasion, emphasizing that life itself is a series of negotiations. We explore the psychological aspects of negotiation, the importance of emotional detachment, and the power dynamics at play. We also debunk common myths about negotiation, highlights common mistakes, and shares practical tips for becoming a better negotiator. Takeaways · Life is a negotiation, whether in property or personal matters. · Emotional control is key in negotiations. · Building rapport creates trust and facilitates negotiation. · The first offer can set the tone for negotiations. · Many people make the mistake of being too emotional during negotiations. · Preparation is crucial for successful negotiation. · Listening is more important than talking in negotiations. · Understanding psychological biases can improve negotiation outcomes. · Success in negotiation often comes down to mindset and resilience. Chapters 02:16 – Why Life Is One Big Negotiation 05:12 – The Power of Time, Information and Options 08:14 – Emotional Control and Reading People 10:37 – Rapport, Trust and Ethical Influence 13:07 – Myths, Mistakes and Smarter Strategies 16:17 – Anchoring, Biases and Winning the Right Deal Links and Resources: Answer this week’s trivia question here - · Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report. Get a bundle of eBooks and Reports at: Get the team at to help build your personal . Click here and have a chat with us - National Director of Property at – Subscribe to my Property Update newsletter . Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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How to Manufacture Your Own Luck in Property Investing
11/26/2025
How to Manufacture Your Own Luck in Property Investing
Have you ever looked at a successful property investor and thought – they just got lucky? They bought at the right time, in the right suburb, and everything seemed to go their way. But here’s the truth: most successful investors don’t wait for luck – they create it. In today’s show, I’m joined by Brett Warren, national Director of Property at Metropole and together we’re going to pull back the curtain on what really drives success in property. You’ll discover why some investors always seem to be in the right place at the right time, while others miss out again and again. We’ll share the habits, strategies, and mindset shifts that can help you manufacture your own luck – and set yourself up to take advantage of opportunities that others never see. So, whether you’re just starting out or looking to take your portfolio to the next level, stick around – because this episode could change the way you think about property investing forever. Takeaways · Successful investors don't rely solely on luck; they create their own opportunities. · Preparation and having a clear strategy are crucial for success in property investment. · Surrounding yourself with a knowledgeable team can alleviate stress and enhance decision-making. · Mindset is a significant differentiator between successful and average investors. · Investors should focus on long-term goals rather than short-term gains. · Capital growth is more important than cash flow for long-term wealth. · Successful investors continuously learn and adapt to market changes. · Delaying gratification is essential for building wealth over time. · Investing through multiple market cycles helps build resilience and expertise. · Real-life examples show that informed decisions lead to significant equity growth. Chapters 01:36 - Are Successful Investors Just Lucky? 05:27 - The Myth of Perfect Timing in Property 09:08 - Building Luck with Teams, Buffers and Strategy 13:06 - Mindset, Long-Term Goals and Delayed Gratification 17:16 - Real Client Stories That Prove Preparation Beats Luck Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Hidden Marketing Tricks That Make You Say Yes to Debt. With John Dinsmore
11/24/2025
The Hidden Marketing Tricks That Make You Say Yes to Debt. With John Dinsmore
Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we’ve been looking at it the wrong way? Today I’m joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels back the layers on how debt is presented, sold, and even “marketed” to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame. Whether you’re a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money. Takeaways · Debt is often marketed in ways that make it seem less risky. · Understanding debt can lead to better financial decisions. · There are different types of debt: good, bad, and necessary. · Financial literacy is crucial for navigating debt effectively. · Marketing plays a significant role in how debt is perceived. · Younger generations may underestimate the long-term impact of debt. · Reading the fine print is essential when taking on debt. · AI and digital marketing will evolve the way debt is sold. · Strategic borrowing can be beneficial for property investors. · Debt should be approached with caution and awareness. Chapters 02:12 - Why Debt Is Marketed Like Any Other Product 05:58 - Tricks That Make Borrowing Feel Easier Than It Is 09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt 13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically 18:40 - AI, Personalization and the Future of Debt Marketing Links and Resources: Answer this week’s trivia question here- · Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Professor John Dinsmore – Educator, Speaker, Consultant John Dinsmore’s book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010 Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Robert Kiyosaki Was Right – And Most Investors Still Don’t Get It. With Mark Creedon
11/19/2025
Robert Kiyosaki Was Right – And Most Investors Still Don’t Get It. With Mark Creedon
Today I want to show you how you can move from working for money to making money work for you and I’ll use Robert Kiyosaki’s Cashflow Quadrant as your guide. To unpack this, I’m joined by Mark Creedon, CEO of Metropole and business coach to many of Australia’s top entrepreneurs, who shares how you can structure your work, your business, and your investments to ultimately step into the investor quadrant full-time. So, no matter if you’re employed, self-employed, already running a business, or just getting started on your investment journey—this episode will give you a completely new framework for thinking about money. One that could change your long-term wealth trajectory. Takeaways · The Cash Flow Quadrant is essential for understanding financial positions. · Transitioning from employee to business owner requires a mindset shift. · Having a plan is crucial for both business and investment success. · Delegation and trust in your team are key to scaling a business. · Aligning business goals with property investment is vital for long-term success. · Mindset shifts are necessary for moving from self-employed to investor. · Coaching can help identify blind spots and guide business growth. · Systems and processes are important for business sustainability. · Financial buffers and succession planning are essential for business exit strategies. Chapters 00:00 The Dual Business Model for Investors 07:04 Understanding the Cash Flow Quadrant 11:18 Mastermind Business Accelerator Overview 13:08 Planning for Business Exit and Succession 16:42 Mindset Shifts for Successful Transition 20:56 The Importance of Coaching and Community Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
11/17/2025
5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you’ve heard AI and inspection managers are taking over property management? In today’s show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her. Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management. Whether you’re a seasoned investor or just starting out, I think you’ll find today’s discussion could save you money, stress, and sleepless nights. Takeaways · Investors need to ask 'why' before selling properties. · AI is enhancing property management efficiency. · Leases provide a framework for tenant security. · Tenant selection is crucial for long-term success. · Property management is about strategy, not just rent collection. · Understanding market dynamics is essential for investors. · Professional property management can prevent costly mistakes. · Investors should consider the total cost of selling a property. · The average length of tenancy is increasing. · Property management fees vary based on service quality. Chapters 01:04 – Why Investors Are Thinking of Selling 04:08 – Getting Independent Advice Before Selling 09:10 – Are Leases Still Worth It? 13:56 – How AI Is Changing Property Management 18:10 – The Real Cost of Cheap Property Managers Links and Resources: Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond - National Executive - Property Management at As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Get the team at to help build your personal Click here and have a chat with us. – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at https://propertyupdate.com.au/podcast-bonus/ Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss
11/12/2025
Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss
In today’s show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy. Finally, we provide actionable steps for individuals looking to start their legacy planning journey. Takeaways · Wealth building requires careful planning to avoid losses. · Timing is crucial in wealth transfer strategies. · Trusts can provide flexibility and tax advantages in estate planning. · Superannuation can complicate wealth transfer if not managed properly. · Gifting wealth during one's lifetime can have tax implications. · Investment bonds can be a tax-effective way to pass on wealth. · Philanthropy should be approached with specificity to ensure impact. · Legacy planning should start early, considering values and timing. · Consulting with financial experts can simplify complex decisions. · It's essential to communicate intentions clearly to avoid family disputes. Chapters 00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher
11/10/2025
The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher
If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They’ll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach. And on the surface, they’ve got a point — affordability is at record lows, and the property ladder feels further away than ever. But here’s the thing… the future might not be as bleak as they think. In fact, there’s a quiet housing revolution coming that could turn things around for this younger generation. Demographics, policy shifts, even the way we build homes — all of these are lining up to create opportunities that might surprise a lot of people. And in today's show, leading demographer Simon Kuestenmacher and I explore the impact of demographics on our housing markets, and the potential for Gen Z to benefit from favourable job conditions and economic shifts. Takeaways · The housing market may improve for Gen Z in the future. · Demographic trends suggest job security for Gen Z. · Gender equality is improving and will benefit future generations. · Baby boomers transitioning out of homes will create opportunities. · First home buyer grants may inadvertently raise housing prices. · More tradespeople are needed to address housing shortages. · Innovation in housing construction is essential for affordability. · Government policies need to be reformed for better housing access. · Gen Z's future may be more optimistic than current perceptions suggest. Chapters 03:17 - Gen Z: Smartphones, Social Media and Mental Health 06:11 - Why a Small Generation May Have Big Job Advantages 10:24 - Baby Boomers Passing Homes and Housing Supply Shift 13:58 - Densification of Middle Suburbs and Urban Change 15:44 - First Home Buyer Grants Driving Prices Up Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Why Our Politicians Don’t Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss
11/05/2025
Why Our Politicians Don’t Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss
Let’s be honest — if our politicians really wanted housing to be affordable, it would be by now. They’ve had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called “affordability schemes.” And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they’ll ever own a home. Maybe — just maybe — that’s not an accident. In today’s Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn’t a policy failure... it’s the system working exactly as designed. We’ll explore why politicians can’t afford for property prices to fall, how government policy quietly rewards property owners, and what that means for investors like you. Takeaways · Housing affordability remains a critical issue in Australia. · Government policies often prioritize property value stability over affordability. · Cultural perceptions link home ownership to success in Australia. · A significant percentage of politicians own property, influencing housing policies. · Consumer confidence is low despite some economic improvements. · Investors should focus on strategic property purchases. · Wealth advisory services can help investors navigate complex markets. · Economic uncertainty can create opportunities for savvy investors. · Long-term planning is essential for property investment success. · Education and preparation are key for investors to capitalize on market changes. Chapters 02:07 - Why Politicians Can’t Afford for Property Prices to Fall 04:59 - How Government Taxes Depend on Rising Property Values 06:50 - Banks, Confidence and the Economy Built on Housing 09:05 - Cultural Bias: Homeownership as the Core of Australia’s Identity 12:11 - Why 94% of Politicians Own Property and Won’t Change the Rules Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s Ahead For Property For 2026 And Beyond. http://michaelyardney.com/ Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Property Prices Accelerate Across Australia in October | Dr. Andrew Wilson
11/03/2025
Property Prices Accelerate Across Australia in October | Dr. Andrew Wilson
If you’ve been wondering whether Australia’s housing boom still has legs, or if we’ve already hit the peak of this cycle, then today’s episode will give you the clarity you’ve been looking for. Because, according to Dr Andrew Wilson, home prices across our capital cities accelerated again in October — marking the strongest monthly growth in nearly four years. Now, this kind of broad-based growth might surprise some commentators who’ve been predicting a slowdown. But as Andrew points out in his latest House Price Report, the combination of lower interest rates, improved affordability, and chronic undersupply continues to fuel strong buyer demand — particularly in markets where stock remains scarce and confidence is returning fast. Takeaways · Most Australians focus on short-term financial concerns. · Interest rates and media headlines distract average investors. · Property markets have performed more strongly than expected this year. · All capital cities reported higher property prices recently. · Brisbane's unit market has seen significant growth. · Fear of missing out is influencing buyer behavior. · The national house price has increased by 8.3% over the past year. · Strong fundamentals are supporting ongoing price increases. · The housing market is expected to remain active in the coming months. Chapters 02:08 - Australia’s Strongest Price Growth in Four Years 04:38 - Did the Reserve Bank Cut Rates Too Soon? 07:18 - How the Data Really Measures Monthly Price Trends 08:01 - House Prices Surge Nationwide — The Boom Returns 11:40 - Brisbane Leads as Units and Houses Break New Records Links and Resources: Answer this week’s trivia question here- • Win a hard copy of Michael Yardney's Guide to Investing Successfully • Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at Get the team at to help build your personal Click here and have a chat with us – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Right Property Strategy for Every Age and Stage of Life with Brett Warren
10/29/2025
The Right Property Strategy for Every Age and Stage of Life with Brett Warren
Are you in your 20s and just starting out, in your 40s and hitting your peak earning years, or in your 50s and wondering how to secure your financial future? No matter where you are in life, your property investment strategy needs to evolve with you. Too many investors treat property as a one-size-fits-all game – and that’s why half of all new property investors sell up within five years. In today’s episode, I’m joined by Brett Warren, National Director of Property at Metropole, to talk about how to invest wisely at every age and stage of life – and the timeless fundamentals that apply no matter when you begin. We also outline the four distinct stages of property investment and provide insights on achieving financial freedom. Whether you’re starting out or consolidating for retirement, this conversation will help you plan smarter and avoid the mistakes most investors make. Takeaways · Investing in property is a long-term journey, not a transaction. · Different life stages require different investment strategies. · Education and financial literacy are crucial for success. · Having a strong team of advisors is essential. · Avoid emotional buying and focus on long-term growth. · Understand the importance of capital growth over cash flow. · Recognize the common mistakes made by investors at various stages. · Time in the market is more important than timing the market. · Establish a financial buffer to weather market cycles. · Success in property investment leads to financial freedom and choices. Chapters 02:27 - Core Fundamentals: Education, Strategy and the Right Team 08:42 - Myths, Contrarian Views and the Role of AI in Data 13:04 - In Your 20s: Time Advantage, Rentvesting and First Home Buyer Grants 19:22 - In Your 30s–40s: Career Growth, Family Needs and Investment Choices 25:18 - In Your 50s: Peak Earnings, Equity Use and Diversification Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Defeating Your Money Demons: Mark Matson on Mindset, Meaning & Financial Mastery
10/27/2025
Defeating Your Money Demons: Mark Matson on Mindset, Meaning & Financial Mastery
Have you ever felt like the classic Aussie dream - you know, owning your home, maybe a few investment properties, and creating a secure future for your family - is getting harder to reach? You’re not alone. Today, I’m joined by Mark Matson – a renowned American entrepreneur, wealth educator, and author of Experiencing the American Dream. Now, before you switch off at the phrase “American Dream” – I get it – this isn’t a US flag-waving episode. In fact, Mark’s message is about something we all care about: taking control of your financial future, transforming your mindset around money, and aligning your wealth with your life’s purpose. We discuss the psychological aspects of wealth, the impact of media on mindset, and the necessity of shifting from a scarcity to an abundance mentality. The dialogue also addresses common investing myths, the significance of problem-solving in financial decisions, and the distinction between being rich and being fulfilled. Takeaways · The Australian dream of home ownership is becoming harder to achieve. · The American dream is evolving and is not solely materialistic. · Money cannot buy happiness; purpose does. · A scarcity mindset limits financial growth and opportunities. · Private property is essential for entrepreneurship and wealth creation. · Investing requires understanding and a long-term perspective. · Problem-solving is crucial in financial decision-making. · Many wealthy individuals are not fulfilled or happy. · Finding a personal purpose can lead to a more meaningful life. · We live in unprecedented times of opportunity and prosperity. Chapters 02:02 - Mark Matson’s Journey and Global Investing 03:33 - Redefining the American Dream Beyond Money 06:32 - Media Fear vs. Living in the Best Time in History 08:01 - Why Money Alone Can’t Bring Happiness 12:36 - Scarcity Thinking and the Power of Abundance Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Mark Matson – Founder of Matson Money Mark Matson’s book :Experiencing The American Dream: How to Invest Your Time, Energy, and Money to Create an Extraordinary Life Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
10/22/2025
Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
In today’s show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers. We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes. Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market. Takeaways · Baby boomers are hesitant to downsize due to emotional attachments. · Downsizing can provide financial freedom and reduce stress. · Government policies can incentivize downsizing through tax reforms. · Emotional attachments to family homes complicate downsizing decisions. · Financial disincentives like stamp duty hinder downsizing. · Younger generations are affected by baby boomers not downsizing. · Demographic trends shape the future of housing markets. · Rethinking housing options is crucial for supporting aging populations. · Real fortunes in property are made before the boom. · Luck rewards the prepared investor. Chapters 00:00 - Baby Boomers Hold Onto Big Homes 02:09 - Downsizing Trend Overstated in Australia 05:18 - Emotional Ties Block Downsizing Decisions 10:43 - Financial Disincentives: Stamp Duty and Pensions 16:32 - Wealth Concentration Among Baby Boomers 24:46 - Policy Fixes: Kill the Stamp Duty to Unlock Moves Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
10/20/2025
The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
Today I’m joined by Stuart Wemyss, a highly respected financial advisor and author who recently distilled everything he’s learned about property creation through wealth into what he calls the 4 Golden Rules of property investing. If you’ve been paying attention to the property market lately, you’ll know there’s no shortage of advice out there – some good, some… not so good. But in today's episode of the Michael Yardney podcast, we cut through all the noise so you can base your decisions on decades of real evidence, proven strategies, and a few timeless principles? These aren’t gimmicks or quick fixes. They’re powerful principles grounded in data – and they’ve stood the test of time. Whether you’re just starting out or looking to fine-tune your property portfolio, you’re going to get plenty of practical insights from this conversation. Takeaways · Focus on capital growth before income in property investment. · Understanding property cycles can fast track investment success. · Investment-grade properties are crucial for long-term growth. · The math behind property investment is essential for success. · Future buyer capacity influences property demand and value. · Evidence-based investing helps cut through mixed messages. · Location and land value are key to capital growth. · Timing the market is less important than time in the market. · Investors should be cautious of unrealistic return expectations. · A multifaceted approach to financial planning enhances investment outcomes. Chapters 00:00 The Rise of AI and Its Implications 01:36 Introduction to Rules-Based Investing 04:15 The Four Golden Rules of Property Investing 07:03 Understanding Investment Grade Properties 12:01 Navigating Property Cycles 17:17 The Mathematics of Property Investment 23:00 Future Buyer Capacity and Demand Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at – Subscribe to my Property Update newsletter Get the team at to help build your personal – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
10/15/2025
Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
Let me ask you something—are you in your 40s, 50s, or 60s and wondering, “Is this it?” Maybe you’re juggling ageing parents, adult kids, and still trying to figure out where you fit in this next chapter of your life. Well, midlife isn’t a meltdown—it’s a moment of truth. And in today’s conversation with Louise Bedford, we explore how you can turn this period into a launchpad for purpose, profits, and powerful decisions. We talk about why Gen X is more financially vulnerable than they realise, how your best years might still be ahead, and how to align your wealth-building efforts with meaning. So whether you’re feeling a little stuck or ready for reinvention, stick with us. You might discover the second half of your life is where the real magic happens. Takeaways · Midlife can be a challenging time for Gen X individuals. · Perfectionism can hold you back from taking action. · Investing requires a mindset shift, especially in midlife. · Building a wealth strategy is crucial for financial independence. · AI can provide data, but understanding the market requires more than just information. · Overcoming inertia is key to making progress in midlife. · Balancing responsibilities as a sandwich generation can be difficult. · Planning for the future is essential, including estate planning. · Individuation is a process that can lead to personal growth. · Finding fulfillment goes beyond financial success. Chapters 00:00 - Introduction to the challenges faced by Gen X, the sandwich generation. 05:12 - Discussion on financial mistakes and the importance of planning for retirement. 10:45 - The psychological aspects of trading and investing. 15:30 - The role of mindset in achieving financial independence. 20:50 - The importance of having a strategy in property investment. 25:15 - The significance of individuation and personal growth in midlife. 30:40 - The role of mentors and support systems in financial success. Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing and a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Get a bundle of free reports and eBooks – – The Trading Game Louise’s new book Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Great Australian Dream in Crisis: What the Data Isn’t Telling You | With Simon Kuestenmacher
10/08/2025
The Great Australian Dream in Crisis: What the Data Isn’t Telling You | With Simon Kuestenmacher
Today, Simon Kuestenmacher and I discuss a topic that’s at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations. We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting. The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market. Takeaways Homeownership in Australia is becoming increasingly unattainable for younger generations. Historical peaks of homeownership have been followed by significant declines. Demographic shifts, including education and migration, are impacting homeownership rates. The average age of first home buyers is rising due to economic pressures. Government policies are often short-term solutions rather than systemic changes. The divide between asset-owning and non-asset-owning families is widening. The 'bank of mom and dad' plays a crucial role in homeownership. Renting is likely to become the norm in Australia. Affordability issues are compounded by rising property prices and construction costs. A comprehensive approach is needed to address housing affordability for future generations. Chapters 01:48 – Homeownership Dream Slipping Further and Further 09:24 - Different Levels of Homeownership 09:20 – Peculiarities of Life in Inland Cities 13:31 – The Cost of New Construction Become Even Worse 17:45 – Projects in Australian Rental Landscape 21:49 – First Home Buyer Schemes 23:37 – Final Thoughts Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Power Couples in Business & Property: How to Stay Aligned Without Losing Your Relationship | Mark & Caroline Creedon
10/06/2025
Power Couples in Business & Property: How to Stay Aligned Without Losing Your Relationship | Mark & Caroline Creedon
If you’ve ever tried running a business—or even building a property portfolio—with your partner, you’ll know it can be both incredibly rewarding and, at times, incredibly stressful. The kitchen table becomes a boardroom, the bedroom becomes an office, and before you know it, every day feels like Groundhog Day. But it doesn’t have to be that way. Today’s show won’t focus on property, but on the challenges and benefits of being in business with your life partner or spouse. Joining me are Mark Creedon, together with his wife Caroline, who have been married for 19 years and in business together for 15. And they will share the key lessons they’ve learned about how couples can thrive together in business and in life. Takeaways · Being in business with your partner can be rewarding but challenging. · Clear communication is essential to avoid misunderstandings. · Couples often face role blurring in their business dynamics. · It's important to have a shared vision to align goals. · Regular check-ins can help maintain emotional health in business. · Structure in meetings can prevent conflicts and enhance productivity. · Understanding each other's strengths can improve collaboration. · Setting boundaries between work and personal life is crucial. · Workshops can provide actionable insights for couples in business. · Accountability between partners can strengthen their relationship. Chapters 01:58 - Couples in Business: Rewards and Real Challenges 06:32 - Groundhog Day: Misalignment, Roles and Communication Cycles 10:42 - Strengths Audit, Structure and Finding the Right Rhythms 15:26 - Boundaries, Emotional Insight and Shared Accountability 19:43 - Reset Ritual, Shared Vision Map and Tools for Alignment Links and Resources: Don’t miss the Aligned and Empowered for Couples in Business Workshop. It’s happening on Saturday, October 18th, 2025, at the View Hotel Hamilton in Brisbane, from 9 am to 4:30 pm. Mark and Caroline will walk you through practical strategies to help you reconnect, realign, and thrive together. You’ll walk away with tools to strengthen your relationship, grow your business, and even find time for more date nights and laughter along the way. Head to to book your place. Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The lower interest rates drove September home prices higher – with Dr. Andrew Wilson
10/01/2025
The lower interest rates drove September home prices higher – with Dr. Andrew Wilson
Three rate cuts this year have clearly lit a fire under our property markets. Affordability has improved, confidence is back, and the spring selling season is heating up. It’s not just houses making gains - unit prices have now risen for eight straight months. Brisbane and Adelaide are leading the charge, while Melbourne is quietly staging a comeback. Today I'm joined by Dr Andrew Wilson, and we’ll dig into the latest numbers. And to help you get clarity amongst the many mixed messages in today's housing markets, we're going to discuss what's driving our housing markets, and will this continue now that the RBA is likely to put rate cuts on hold for a while. Takeaways · Affordability in property markets has improved significantly. · Confidence is returning to the property market, leading to increased sales. · Investors should look for areas with strong fundamentals for future growth. · Successful property investment requires strategic advice and education. · The current market is characterized by a fear of missing out (FOMO) among buyers. · Interest rate cuts have contributed to market momentum. · Regional markets like Brisbane and Darwin are showing strong growth. · Economic factors such as low unemployment and retail sales are supporting the housing market. · The spring selling season is expected to drive further price increases. · It's not too late to invest in property, but timing and asset choice are crucial. Chapters 01:22 - National House Prices Keep Rising for Seven Months Straight 05:15 - Brisbane, Darwin and Adelaide Lead Quarterly Growth 09:09 - Unit Markets Strengthen, Brisbane Up Nearly 50% in Two Years 11:42 - Inflation Pressures Return as Energy Subsidies Wind Back 13:02 - Spring Selling Season and Melbourne’s Prestige Market Revival Links and Resources: Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Housing Affordability at Breaking Point – Insights with Dr. Nicola Powell
09/29/2025
Housing Affordability at Breaking Point – Insights with Dr. Nicola Powell
Australia’s housing market is at a crossroads. For first-home buyers, the dream of ownership has never felt further away – with deposits taking more than 8 years to save and mortgage repayments eating up over half of disposable incomes. Yet, at the same time, buyer demand is powering ahead, clearance rates are hitting multi-year highs, and spring is shaping up to be supercharged. How can both of these things be true? And what does it mean for you – whether you’re buying, renting, or investing? Today I’m going to sit down with Dr. Nicola Powell, Domain’s Chief of Research and Economics to unpack their latest affordability report and market insights. Today's episode of the Michael Yardney Podcast is a conversation you don't want to miss if you want to get some clarity on what's going on in our housing market. Takeaways · The typical household now takes longer to save for a deposit. · First home buyer grants are changing the market dynamics. · Younger Australians are facing significant barriers to home ownership. · Affordability is reshaping buyer demand and preferences. · There is a notable shift towards multi-generational living arrangements. · Auction clearance rates indicate a positive market momentum. · The rental market remains competitive for tenants. · Days on market for properties are stretching in some areas. · Investors are returning to the market with confidence. · Market conditions are uneven across different cities. Chapters 02:05 - Affordability Crisis: Eight Years to Save a Deposit 04:29 - First Home Buyer Schemes Reshape Market Demand 05:53 - Generational Divide in Home Ownership Rates 08:38 - Buyer Search Trends: Granny Flats and Heritage Homes 13:33 - Supercharged Spring Market and Days on Market Shifts Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain Domain reports: 1. Domain’s key words and hotspot report. 2. Affordability at breaking point. Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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