Property Investment, Success & Money | The Michael Yardney Podcast
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the real estate markets so they can develop the financial freedom they are looking for. He does this by sharing Australian real estate market insights, smart property investment strategies, as well as the wealth creation, success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com
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5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
11/17/2025
5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you’ve heard AI and inspection managers are taking over property management? In today’s show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her. Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management. Whether you’re a seasoned investor or just starting out, I think you’ll find today’s discussion could save you money, stress, and sleepless nights. Takeaways · Investors need to ask 'why' before selling properties. · AI is enhancing property management efficiency. · Leases provide a framework for tenant security. · Tenant selection is crucial for long-term success. · Property management is about strategy, not just rent collection. · Understanding market dynamics is essential for investors. · Professional property management can prevent costly mistakes. · Investors should consider the total cost of selling a property. · The average length of tenancy is increasing. · Property management fees vary based on service quality. Chapters 01:04 – Why Investors Are Thinking of Selling 04:08 – Getting Independent Advice Before Selling 09:10 – Are Leases Still Worth It? 13:56 – How AI Is Changing Property Management 18:10 – The Real Cost of Cheap Property Managers Links and Resources: Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond - National Executive - Property Management at As Metropole specialises in property management our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Get the team at to help build your personal Click here and have a chat with us. – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at https://propertyupdate.com.au/podcast-bonus/ Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss
11/12/2025
Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss
In today’s show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy. Finally, we provide actionable steps for individuals looking to start their legacy planning journey. Takeaways · Wealth building requires careful planning to avoid losses. · Timing is crucial in wealth transfer strategies. · Trusts can provide flexibility and tax advantages in estate planning. · Superannuation can complicate wealth transfer if not managed properly. · Gifting wealth during one's lifetime can have tax implications. · Investment bonds can be a tax-effective way to pass on wealth. · Philanthropy should be approached with specificity to ensure impact. · Legacy planning should start early, considering values and timing. · Consulting with financial experts can simplify complex decisions. · It's essential to communicate intentions clearly to avoid family disputes. Chapters 00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher
11/10/2025
The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher
If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They’ll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach. And on the surface, they’ve got a point — affordability is at record lows, and the property ladder feels further away than ever. But here’s the thing… the future might not be as bleak as they think. In fact, there’s a quiet housing revolution coming that could turn things around for this younger generation. Demographics, policy shifts, even the way we build homes — all of these are lining up to create opportunities that might surprise a lot of people. And in today's show, leading demographer Simon Kuestenmacher and I explore the impact of demographics on our housing markets, and the potential for Gen Z to benefit from favourable job conditions and economic shifts. Takeaways · The housing market may improve for Gen Z in the future. · Demographic trends suggest job security for Gen Z. · Gender equality is improving and will benefit future generations. · Baby boomers transitioning out of homes will create opportunities. · First home buyer grants may inadvertently raise housing prices. · More tradespeople are needed to address housing shortages. · Innovation in housing construction is essential for affordability. · Government policies need to be reformed for better housing access. · Gen Z's future may be more optimistic than current perceptions suggest. Chapters 03:17 - Gen Z: Smartphones, Social Media and Mental Health 06:11 - Why a Small Generation May Have Big Job Advantages 10:24 - Baby Boomers Passing Homes and Housing Supply Shift 13:58 - Densification of Middle Suburbs and Urban Change 15:44 - First Home Buyer Grants Driving Prices Up Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Why Our Politicians Don’t Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss
11/05/2025
Why Our Politicians Don’t Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss
Let’s be honest — if our politicians really wanted housing to be affordable, it would be by now. They’ve had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called “affordability schemes.” And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they’ll ever own a home. Maybe — just maybe — that’s not an accident. In today’s Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn’t a policy failure... it’s the system working exactly as designed. We’ll explore why politicians can’t afford for property prices to fall, how government policy quietly rewards property owners, and what that means for investors like you. Takeaways · Housing affordability remains a critical issue in Australia. · Government policies often prioritize property value stability over affordability. · Cultural perceptions link home ownership to success in Australia. · A significant percentage of politicians own property, influencing housing policies. · Consumer confidence is low despite some economic improvements. · Investors should focus on strategic property purchases. · Wealth advisory services can help investors navigate complex markets. · Economic uncertainty can create opportunities for savvy investors. · Long-term planning is essential for property investment success. · Education and preparation are key for investors to capitalize on market changes. Chapters 02:07 - Why Politicians Can’t Afford for Property Prices to Fall 04:59 - How Government Taxes Depend on Rising Property Values 06:50 - Banks, Confidence and the Economy Built on Housing 09:05 - Cultural Bias: Homeownership as the Core of Australia’s Identity 12:11 - Why 94% of Politicians Own Property and Won’t Change the Rules Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s Ahead For Property For 2026 And Beyond. http://michaelyardney.com/ Get the team at Wealth Advisory to create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Property Prices Accelerate Across Australia in October | Dr. Andrew Wilson
11/03/2025
Property Prices Accelerate Across Australia in October | Dr. Andrew Wilson
If you’ve been wondering whether Australia’s housing boom still has legs, or if we’ve already hit the peak of this cycle, then today’s episode will give you the clarity you’ve been looking for. Because, according to Dr Andrew Wilson, home prices across our capital cities accelerated again in October — marking the strongest monthly growth in nearly four years. Now, this kind of broad-based growth might surprise some commentators who’ve been predicting a slowdown. But as Andrew points out in his latest House Price Report, the combination of lower interest rates, improved affordability, and chronic undersupply continues to fuel strong buyer demand — particularly in markets where stock remains scarce and confidence is returning fast. Takeaways · Most Australians focus on short-term financial concerns. · Interest rates and media headlines distract average investors. · Property markets have performed more strongly than expected this year. · All capital cities reported higher property prices recently. · Brisbane's unit market has seen significant growth. · Fear of missing out is influencing buyer behavior. · The national house price has increased by 8.3% over the past year. · Strong fundamentals are supporting ongoing price increases. · The housing market is expected to remain active in the coming months. Chapters 02:08 - Australia’s Strongest Price Growth in Four Years 04:38 - Did the Reserve Bank Cut Rates Too Soon? 07:18 - How the Data Really Measures Monthly Price Trends 08:01 - House Prices Surge Nationwide — The Boom Returns 11:40 - Brisbane Leads as Units and Houses Break New Records Links and Resources: Answer this week’s trivia question here- • Win a hard copy of Michael Yardney's Guide to Investing Successfully • Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at Get the team at to help build your personal Click here and have a chat with us – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Right Property Strategy for Every Age and Stage of Life with Brett Warren
10/29/2025
The Right Property Strategy for Every Age and Stage of Life with Brett Warren
Are you in your 20s and just starting out, in your 40s and hitting your peak earning years, or in your 50s and wondering how to secure your financial future? No matter where you are in life, your property investment strategy needs to evolve with you. Too many investors treat property as a one-size-fits-all game – and that’s why half of all new property investors sell up within five years. In today’s episode, I’m joined by Brett Warren, National Director of Property at Metropole, to talk about how to invest wisely at every age and stage of life – and the timeless fundamentals that apply no matter when you begin. We also outline the four distinct stages of property investment and provide insights on achieving financial freedom. Whether you’re starting out or consolidating for retirement, this conversation will help you plan smarter and avoid the mistakes most investors make. Takeaways · Investing in property is a long-term journey, not a transaction. · Different life stages require different investment strategies. · Education and financial literacy are crucial for success. · Having a strong team of advisors is essential. · Avoid emotional buying and focus on long-term growth. · Understand the importance of capital growth over cash flow. · Recognize the common mistakes made by investors at various stages. · Time in the market is more important than timing the market. · Establish a financial buffer to weather market cycles. · Success in property investment leads to financial freedom and choices. Chapters 02:27 - Core Fundamentals: Education, Strategy and the Right Team 08:42 - Myths, Contrarian Views and the Role of AI in Data 13:04 - In Your 20s: Time Advantage, Rentvesting and First Home Buyer Grants 19:22 - In Your 30s–40s: Career Growth, Family Needs and Investment Choices 25:18 - In Your 50s: Peak Earnings, Equity Use and Diversification Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Defeating Your Money Demons: Mark Matson on Mindset, Meaning & Financial Mastery
10/27/2025
Defeating Your Money Demons: Mark Matson on Mindset, Meaning & Financial Mastery
Have you ever felt like the classic Aussie dream - you know, owning your home, maybe a few investment properties, and creating a secure future for your family - is getting harder to reach? You’re not alone. Today, I’m joined by Mark Matson – a renowned American entrepreneur, wealth educator, and author of Experiencing the American Dream. Now, before you switch off at the phrase “American Dream” – I get it – this isn’t a US flag-waving episode. In fact, Mark’s message is about something we all care about: taking control of your financial future, transforming your mindset around money, and aligning your wealth with your life’s purpose. We discuss the psychological aspects of wealth, the impact of media on mindset, and the necessity of shifting from a scarcity to an abundance mentality. The dialogue also addresses common investing myths, the significance of problem-solving in financial decisions, and the distinction between being rich and being fulfilled. Takeaways · The Australian dream of home ownership is becoming harder to achieve. · The American dream is evolving and is not solely materialistic. · Money cannot buy happiness; purpose does. · A scarcity mindset limits financial growth and opportunities. · Private property is essential for entrepreneurship and wealth creation. · Investing requires understanding and a long-term perspective. · Problem-solving is crucial in financial decision-making. · Many wealthy individuals are not fulfilled or happy. · Finding a personal purpose can lead to a more meaningful life. · We live in unprecedented times of opportunity and prosperity. Chapters 02:02 - Mark Matson’s Journey and Global Investing 03:33 - Redefining the American Dream Beyond Money 06:32 - Media Fear vs. Living in the Best Time in History 08:01 - Why Money Alone Can’t Bring Happiness 12:36 - Scarcity Thinking and the Power of Abundance Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Mark Matson – Founder of Matson Money Mark Matson’s book :Experiencing The American Dream: How to Invest Your Time, Energy, and Money to Create an Extraordinary Life Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
10/22/2025
Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
In today’s show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers. We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes. Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market. Takeaways · Baby boomers are hesitant to downsize due to emotional attachments. · Downsizing can provide financial freedom and reduce stress. · Government policies can incentivize downsizing through tax reforms. · Emotional attachments to family homes complicate downsizing decisions. · Financial disincentives like stamp duty hinder downsizing. · Younger generations are affected by baby boomers not downsizing. · Demographic trends shape the future of housing markets. · Rethinking housing options is crucial for supporting aging populations. · Real fortunes in property are made before the boom. · Luck rewards the prepared investor. Chapters 00:00 - Baby Boomers Hold Onto Big Homes 02:09 - Downsizing Trend Overstated in Australia 05:18 - Emotional Ties Block Downsizing Decisions 10:43 - Financial Disincentives: Stamp Duty and Pensions 16:32 - Wealth Concentration Among Baby Boomers 24:46 - Policy Fixes: Kill the Stamp Duty to Unlock Moves Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
10/20/2025
The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
Today I’m joined by Stuart Wemyss, a highly respected financial advisor and author who recently distilled everything he’s learned about property creation through wealth into what he calls the 4 Golden Rules of property investing. If you’ve been paying attention to the property market lately, you’ll know there’s no shortage of advice out there – some good, some… not so good. But in today's episode of the Michael Yardney podcast, we cut through all the noise so you can base your decisions on decades of real evidence, proven strategies, and a few timeless principles? These aren’t gimmicks or quick fixes. They’re powerful principles grounded in data – and they’ve stood the test of time. Whether you’re just starting out or looking to fine-tune your property portfolio, you’re going to get plenty of practical insights from this conversation. Takeaways · Focus on capital growth before income in property investment. · Understanding property cycles can fast track investment success. · Investment-grade properties are crucial for long-term growth. · The math behind property investment is essential for success. · Future buyer capacity influences property demand and value. · Evidence-based investing helps cut through mixed messages. · Location and land value are key to capital growth. · Timing the market is less important than time in the market. · Investors should be cautious of unrealistic return expectations. · A multifaceted approach to financial planning enhances investment outcomes. Chapters 00:00 The Rise of AI and Its Implications 01:36 Introduction to Rules-Based Investing 04:15 The Four Golden Rules of Property Investing 07:03 Understanding Investment Grade Properties 12:01 Navigating Property Cycles 17:17 The Mathematics of Property Investment 23:00 Future Buyer Capacity and Demand Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at – Subscribe to my Property Update newsletter Get the team at to help build your personal – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
10/15/2025
Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
Let me ask you something—are you in your 40s, 50s, or 60s and wondering, “Is this it?” Maybe you’re juggling ageing parents, adult kids, and still trying to figure out where you fit in this next chapter of your life. Well, midlife isn’t a meltdown—it’s a moment of truth. And in today’s conversation with Louise Bedford, we explore how you can turn this period into a launchpad for purpose, profits, and powerful decisions. We talk about why Gen X is more financially vulnerable than they realise, how your best years might still be ahead, and how to align your wealth-building efforts with meaning. So whether you’re feeling a little stuck or ready for reinvention, stick with us. You might discover the second half of your life is where the real magic happens. Takeaways · Midlife can be a challenging time for Gen X individuals. · Perfectionism can hold you back from taking action. · Investing requires a mindset shift, especially in midlife. · Building a wealth strategy is crucial for financial independence. · AI can provide data, but understanding the market requires more than just information. · Overcoming inertia is key to making progress in midlife. · Balancing responsibilities as a sandwich generation can be difficult. · Planning for the future is essential, including estate planning. · Individuation is a process that can lead to personal growth. · Finding fulfillment goes beyond financial success. Chapters 00:00 - Introduction to the challenges faced by Gen X, the sandwich generation. 05:12 - Discussion on financial mistakes and the importance of planning for retirement. 10:45 - The psychological aspects of trading and investing. 15:30 - The role of mindset in achieving financial independence. 20:50 - The importance of having a strategy in property investment. 25:15 - The significance of individuation and personal growth in midlife. 30:40 - The role of mentors and support systems in financial success. Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing and a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Get a bundle of free reports and eBooks – – The Trading Game Louise’s new book Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Great Australian Dream in Crisis: What the Data Isn’t Telling You | With Simon Kuestenmacher
10/08/2025
The Great Australian Dream in Crisis: What the Data Isn’t Telling You | With Simon Kuestenmacher
Today, Simon Kuestenmacher and I discuss a topic that’s at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations. We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting. The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market. Takeaways Homeownership in Australia is becoming increasingly unattainable for younger generations. Historical peaks of homeownership have been followed by significant declines. Demographic shifts, including education and migration, are impacting homeownership rates. The average age of first home buyers is rising due to economic pressures. Government policies are often short-term solutions rather than systemic changes. The divide between asset-owning and non-asset-owning families is widening. The 'bank of mom and dad' plays a crucial role in homeownership. Renting is likely to become the norm in Australia. Affordability issues are compounded by rising property prices and construction costs. A comprehensive approach is needed to address housing affordability for future generations. Chapters 01:48 – Homeownership Dream Slipping Further and Further 09:24 - Different Levels of Homeownership 09:20 – Peculiarities of Life in Inland Cities 13:31 – The Cost of New Construction Become Even Worse 17:45 – Projects in Australian Rental Landscape 21:49 – First Home Buyer Schemes 23:37 – Final Thoughts Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Power Couples in Business & Property: How to Stay Aligned Without Losing Your Relationship | Mark & Caroline Creedon
10/06/2025
Power Couples in Business & Property: How to Stay Aligned Without Losing Your Relationship | Mark & Caroline Creedon
If you’ve ever tried running a business—or even building a property portfolio—with your partner, you’ll know it can be both incredibly rewarding and, at times, incredibly stressful. The kitchen table becomes a boardroom, the bedroom becomes an office, and before you know it, every day feels like Groundhog Day. But it doesn’t have to be that way. Today’s show won’t focus on property, but on the challenges and benefits of being in business with your life partner or spouse. Joining me are Mark Creedon, together with his wife Caroline, who have been married for 19 years and in business together for 15. And they will share the key lessons they’ve learned about how couples can thrive together in business and in life. Takeaways · Being in business with your partner can be rewarding but challenging. · Clear communication is essential to avoid misunderstandings. · Couples often face role blurring in their business dynamics. · It's important to have a shared vision to align goals. · Regular check-ins can help maintain emotional health in business. · Structure in meetings can prevent conflicts and enhance productivity. · Understanding each other's strengths can improve collaboration. · Setting boundaries between work and personal life is crucial. · Workshops can provide actionable insights for couples in business. · Accountability between partners can strengthen their relationship. Chapters 01:58 - Couples in Business: Rewards and Real Challenges 06:32 - Groundhog Day: Misalignment, Roles and Communication Cycles 10:42 - Strengths Audit, Structure and Finding the Right Rhythms 15:26 - Boundaries, Emotional Insight and Shared Accountability 19:43 - Reset Ritual, Shared Vision Map and Tools for Alignment Links and Resources: Don’t miss the Aligned and Empowered for Couples in Business Workshop. It’s happening on Saturday, October 18th, 2025, at the View Hotel Hamilton in Brisbane, from 9 am to 4:30 pm. Mark and Caroline will walk you through practical strategies to help you reconnect, realign, and thrive together. You’ll walk away with tools to strengthen your relationship, grow your business, and even find time for more date nights and laughter along the way. Head to to book your place. Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The lower interest rates drove September home prices higher – with Dr. Andrew Wilson
10/01/2025
The lower interest rates drove September home prices higher – with Dr. Andrew Wilson
Three rate cuts this year have clearly lit a fire under our property markets. Affordability has improved, confidence is back, and the spring selling season is heating up. It’s not just houses making gains - unit prices have now risen for eight straight months. Brisbane and Adelaide are leading the charge, while Melbourne is quietly staging a comeback. Today I'm joined by Dr Andrew Wilson, and we’ll dig into the latest numbers. And to help you get clarity amongst the many mixed messages in today's housing markets, we're going to discuss what's driving our housing markets, and will this continue now that the RBA is likely to put rate cuts on hold for a while. Takeaways · Affordability in property markets has improved significantly. · Confidence is returning to the property market, leading to increased sales. · Investors should look for areas with strong fundamentals for future growth. · Successful property investment requires strategic advice and education. · The current market is characterized by a fear of missing out (FOMO) among buyers. · Interest rate cuts have contributed to market momentum. · Regional markets like Brisbane and Darwin are showing strong growth. · Economic factors such as low unemployment and retail sales are supporting the housing market. · The spring selling season is expected to drive further price increases. · It's not too late to invest in property, but timing and asset choice are crucial. Chapters 01:22 - National House Prices Keep Rising for Seven Months Straight 05:15 - Brisbane, Darwin and Adelaide Lead Quarterly Growth 09:09 - Unit Markets Strengthen, Brisbane Up Nearly 50% in Two Years 11:42 - Inflation Pressures Return as Energy Subsidies Wind Back 13:02 - Spring Selling Season and Melbourne’s Prestige Market Revival Links and Resources: Answer this week’s trivia question here- · Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Housing Affordability at Breaking Point – Insights with Dr. Nicola Powell
09/29/2025
Housing Affordability at Breaking Point – Insights with Dr. Nicola Powell
Australia’s housing market is at a crossroads. For first-home buyers, the dream of ownership has never felt further away – with deposits taking more than 8 years to save and mortgage repayments eating up over half of disposable incomes. Yet, at the same time, buyer demand is powering ahead, clearance rates are hitting multi-year highs, and spring is shaping up to be supercharged. How can both of these things be true? And what does it mean for you – whether you’re buying, renting, or investing? Today I’m going to sit down with Dr. Nicola Powell, Domain’s Chief of Research and Economics to unpack their latest affordability report and market insights. Today's episode of the Michael Yardney Podcast is a conversation you don't want to miss if you want to get some clarity on what's going on in our housing market. Takeaways · The typical household now takes longer to save for a deposit. · First home buyer grants are changing the market dynamics. · Younger Australians are facing significant barriers to home ownership. · Affordability is reshaping buyer demand and preferences. · There is a notable shift towards multi-generational living arrangements. · Auction clearance rates indicate a positive market momentum. · The rental market remains competitive for tenants. · Days on market for properties are stretching in some areas. · Investors are returning to the market with confidence. · Market conditions are uneven across different cities. Chapters 02:05 - Affordability Crisis: Eight Years to Save a Deposit 04:29 - First Home Buyer Schemes Reshape Market Demand 05:53 - Generational Divide in Home Ownership Rates 08:38 - Buyer Search Trends: Granny Flats and Heritage Homes 13:33 - Supercharged Spring Market and Days on Market Shifts Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain Domain reports: 1. Domain’s key words and hotspot report. 2. Affordability at breaking point. Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Will Interest Rates Ever Fall Again? The Big Picture Podcast with Ken Raiss
09/24/2025
Will Interest Rates Ever Fall Again? The Big Picture Podcast with Ken Raiss
Everyone was banking on another interest rate cut this year – but what if it never comes? In this month’ Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage. We also explain how the Bank of Mum and Dad is helping nearly 1 in 5 first-home buyers who get financial help from their parents and what this means for housing affordability. And we forecast how Australia’s rental crisis is about to get worse as investors are leaving the market in record numbers at a time when the government has no way of achieving its big housing targets. Takeaways · The economy is running hotter than expected. · First home buyers are increasingly relying on parental support. · Government incentives are making it easier for first home buyers. · Investor sentiment is declining due to regulatory uncertainty. · The property market is expected to remain strong despite challenges. · Interest rates are a key factor in the housing market dynamics. · Strategic property investment is crucial for long-term success. · Times of uncertainty can create opportunities for informed investors. Chapters 00:00 - Introduction and Overview 03:00 - Interest Rates and Economic Factors 09:00 - First Home Buyers and Family Support 15:00 - Rental Market Challenges 21:00 - Strategic Investment and Wealth Management Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to create a Strategic Property and Wealth plan for your needs Click here and have a chat with us , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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What’s Michael Yardney’s Net Worth? The Answer Will Surprise You with Brett Warren
09/22/2025
What’s Michael Yardney’s Net Worth? The Answer Will Surprise You with Brett Warren
In today’s podcast, we are going to do something a little different. You see, one of the common questions I get asked is, “Michael, what’s your net worth?” It’s a question people are curious about—and I get why. However, rather than simply providing you with a number, I want to take you behind the scenes and share the principles, strategies, and mindset that have helped me achieve the financial freedom I enjoy today. We’ll talk about the stages of wealth creation, the power of leverage, and the lessons I’ve learned—sometimes the hard way—over the last five decades in property. And joining me for this conversation is Brett Warren, Director at Metropole, who will turn the tables and ask me the questions many of you have been wondering about. And the intention of today’s show is not to gloat, boast or show off, but to inspire you to build your own net worth. Takeaways · The pursuit of the easy often leads to more challenging tasks. · Wealth is not just about money; it includes health and relationships. · Net worth is a measure of financial health, not just income. · Investing is a long-term journey that requires patience and a strategic approach. · Leverage can be applied in various forms: time, relationships, mindset, and money. · Many investors focus too heavily on cash flow rather than asset growth. · A strategic plan is crucial for achieving success in property investment. · Mistakes in early investments can provide valuable lessons. · A positive mindset plays a crucial role in achieving financial success. · Surrounding yourself with successful individuals can accelerate your journey. Chapters 00:00 Behind the Scenes of Financial Freedom 01:24 Understanding True Wealth 06:45 Stages of Wealth Creation 09:26 Common Misconceptions in Wealth Building 14:42 Learning from Mistakes 20:09 Mindset and Wealth Building 23:00 Taking Action Towards Wealth Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal . Click here and have a chat with us – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – look for Demographics Decoded wherever you are listening to this podcast and subscribe so that each week, we can unveil the trends shaping your future.
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Can Property Prices Really Keep Doubling every 10 years? Stuart Wemyss Explains
09/17/2025
Can Property Prices Really Keep Doubling every 10 years? Stuart Wemyss Explains
What if I told you that a $1 million property today could be worth $8 million in 30 years? Sounds unbelievable, right? It’s the kind of projection that makes people question whether Australia’s property market can really keep growing the way it has for the past 45 years. After all, with housing affordability constantly in the headlines and talk of “property bubbles,” isn’t 7% annual growth, meaning property value double every 10 years, a thing of the past? Today I’m joined by Stuart Wemyss, a respected financial advisor and author who has written an excellent blog unpacking this very topic: “Can annual property growth persist at 7%?” It’s a question he’s been getting from clients, and the answer isn’t as simple as yes or no. Today, we’re going to explore what really drives property prices, whether growth at that rate is sustainable, and most importantly, what it means for you as a property investor in today’s market. Takeaways · Property values have historically grown at about 7% annually. · Inflation has a significant impact on real property growth rates. · Not all properties will experience the same growth rates. · Affordability is a growing concern for first home buyers. · Regional markets have demonstrated resilience and growth during the COVID-19 pandemic. · Interest rates play a crucial role in property market dynamics. · Wealth transfer from baby boomers will impact property values. · Government incentives can create short-term price increases. · Investors should focus on locations with strong income growth. · Understanding market fundamentals is key to successful property investment. Chapters 00:00 Understanding Property Value Growth 10:33 The Impact of Inflation on Property Prices 17:46 Regional vs. Capital City Property Markets 24:46 Factors Influencing Future Property Investments Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. – Subscribe to my Property Update newsletter Get the team at to help build your personal Click here and have a chat with us – Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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15 Wealth Myths Holding You Back – And How to Break Free with Brett Warren
09/15/2025
15 Wealth Myths Holding You Back – And How to Break Free with Brett Warren
Have you ever wondered why some property investors seem to build multi-million-dollar portfolios while others never get past their first property—or worse, sell up within five years? It’s not about luck. It’s not about earning six figures. And it’s definitely not about being born into money. In today’s podcast, I explore the common myths surrounding wealth creation and property investment with Brett Warren You’ll learn that most people are trapped by money myths - false beliefs about wealth, investing, and financial security that sound logical but quietly sabotage their success. So we explore 15 of the most common wealth myths holding Australians back. If you’re serious about building financial freedom, this episode will challenge the way you think about money and give you the insights to move forward with confidence. Takeaways · Many people are held back by limiting beliefs about money. · Taking action is crucial for financial success. · Financial independence requires understanding and planning, not just a high income. · Debt can be a tool for wealth creation if managed properly. · Investing is a process that requires strategy and knowledge. · Mindset plays a significant role in achieving financial goals. · There are always opportunities in the property market, regardless of timing. · Diversification can lead to average outcomes; focus on mastering one area first. · Home equity can be leveraged to invest in additional properties. · Having a support team can enhance your investment journey. Chapters 00:00 Introduction to Wealth Myths 01:33 It Takes Money to Make Money 07:31 The Role of Education in Financial Success 12:49 Which Myths Hold Us Back 14:59 The Fear of Just Being Lucky 23:49 Are All the Good Investments Already Taken?27:42 The Myth That Everything Is Wrong 31:13 The Role of Mindset Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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You Might Stop Working, But Your Money Shouldn't – Investing Through Retirement with Ken Raiss
09/10/2025
You Might Stop Working, But Your Money Shouldn't – Investing Through Retirement with Ken Raiss
In today’s show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning. We look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their strategy, and what you need to consider to maintain financial freedom and even grow your wealth in the years to come. We discuss the importance of understanding longevity risk, the need for owning appreciating assets, and the role of property in retirement portfolios. The discussion also covers common mistakes retirees make, the significance of teaching the next generation about wealth, and the necessity of having the right ownership structures to protect assets. Overall, the conversation highlights the importance of proactive planning and adapting investment strategies to ensure financial security in retirement. Takeaways · Retirement is a new chapter, not an end. · Planning for longevity is crucial. · Investors often underestimate their asset needs in retirement. · Property can be a powerful investment tool. · Cash flow management is essential for retirees. · Inflation poses a significant risk to retirement savings. · Ownership structures can protect wealth. · Teaching children about investments is vital. · Avoid common mistakes like selling properties for managed funds. · Retirement requires a flexible and structured approach. Chapters 00:00 The New Retirement Reality 04:16 Planning for Longevity 07:05 Investment Strategies for Retirement 09:26 The Importance of Asset Allocation 12:14 Debt Management in Retirement 14:46 Protecting Your Wealth 17:08 Common Mistakes to Avoid 19:53 Supporting the Next Generation 22:29 The Ongoing Investment Journey Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Suburban Revival: How a New Generation Is Reshaping Australia’s Housing Future | With Simon Kuestenmacher
09/08/2025
Suburban Revival: How a New Generation Is Reshaping Australia’s Housing Future | With Simon Kuestenmacher
In today’s show Simon Kuestenmacher and I discuss the significant shift of millennials from urban living to suburban areas. We highlight how millennials are reshaping suburban culture while still valuing aspects of their urban lifestyles. This is a generation that once embraced city skylines, inner-city cafes, and the hustle of urban living, but is now packing up and heading for the burbs. But not for the white picket fence alone. We explore the reasons behind this migration, the changing dynamics of suburban life, and the challenges related to infrastructure and housing markets. We also discuss the challenges faced by regional towns, the need for strategic planning to manage population growth, and the potential for revitalising communities through targeted migration and infrastructure development. Takeaways · Millennials are shifting from urban to suburban living, impacting housing markets. · Population growth is concentrated in major cities, leading to uneven development. · Regional towns face challenges due to aging populations and job shortages. · Revitalizing regional areas requires targeted migration and job creation. · A national demographic strategy is essential for managing population growth. · The two-speed economy creates social divides between urban and rural populations. · Infrastructure development is crucial for accommodating population growth. · Future planning must consider sustainable living and job opportunities in regional areas. · Understanding demographic trends is vital for future generations. Chapters 02:08 Millennials: From Urbanites to Suburbanites 05:18 The Suburban Renaissance: Challenges and Opportunities 07:54 Infrastructure and Planning for the New Suburbs 10:58 Housing Market Dynamics: Millennials and Migration 14:17 The Future of Work: Hybrid Models and Urban Spaces 17:07 Government's Role in Suburban Development 20:20 Cultural Shifts: Millennials Redefining Suburban Life Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Stamp Duty is Holding Australia Back: Dr. Nicola Powell on Why We Need Bold Reform
09/03/2025
Stamp Duty is Holding Australia Back: Dr. Nicola Powell on Why We Need Bold Reform
Australia’s housing market is under pressure from many directions, but one of the most overlooked barriers is stamp duty. Once a relatively modest transaction cost, stamp duty has ballooned into one of the biggest financial hurdles for homebuyers. Just to give you an idea – in Sydney, stamp duty on a median-priced house has gone from around 45% of a household’s disposable income in 2000 to 120% today. And it’s not just buyers who are suffering. Stamp duty distorts housing decisions, locks people into homes that no longer suit them, and acts as a handbrake on productivity. Today, I'm joined by Dr Nicola Powell, Chief of Research and Economics at Domain, whose recent report makes a compelling case for replacing stamp duty with a fairer, broad-based land tax. Whether you're a property investor, a home buyer, or just somebody who's interested in the housing markets, I'm sure today's chat with Dr Nicola Powell will give you a new perspective as I also want to discuss their latest report on who has profited from property over the last few years. Takeaways · A growth mindset is essential for success in property investment. · Stamp duty presents significant financial barriers for home buyers and investors. · The burden of stamp duty has increased over time, affecting housing mobility. · Capital gains tax on family homes could discourage movement and exacerbate housing issues. · Stamp duty is economically inefficient, costing more in lost activity than it raises. · Housing misallocation is a significant issue in Australia, with many living in homes that exceed their needs. · Consumer confidence is a key driver of property market trends and price growth. · Longer holding periods for properties generally lead to greater capital gains. · Location plays a crucial role in property investment success. · Reform of stamp duty is necessary for improving housing mobility and economic productivity. Chapters 01:58 Introduction 05:14 Australians Holding Their Homes for Longer 08:07 How Stamp Duty Deters People from Moving 09:56 The Inefficiency of a Stamp Duty 11:34 The Caveats of a Stamp Duty Reform 14:02 Recent Domain Report Results 18:35 The Confidence has Come Back into the Market Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain Domain’s property profit and loss report: Domain’s Stamp Duty suggestions: ? Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Australia’s Hottest Winter Property Market in Years – with Dr. Andrew Wilson
09/01/2025
Australia’s Hottest Winter Property Market in Years – with Dr. Andrew Wilson
This winter has shaped up as the strongest property market we’ve seen in a long time, with strong buyer activity and rising confidence cutting through the usual seasonal slowdown. In today's show Dr. Andrew Wilson and I discuss how results have been far from uniform – Sydney is surging ahead with particularly strong performance, while conditions across the other capitals are more varied, reminding us just how segmented Australia’s housing markets really are. We explore the impact of government initiatives for first home buyers, the performance of various regional markets, and the implications of inflation and interest rates on housing prices. The conversation concludes with an optimistic outlook for the housing market as it heads into the spring selling season. Takeaways · Interest rates have been cut, leading to increased buyer activity. · The property market is fragmented, with varying performance across regions. · Government schemes for first home buyers are expected to boost demand. · Brisbane is showing extraordinary growth in property prices. · Melbourne's market is recovering, particularly in the prestige segment. · Inflation concerns may impact future interest rate decisions. · The spring selling season is typically the strongest for property sales. · Lower interest rates are driving positive growth in the housing market. · The national median house price has seen consistent monthly rises. · Market conditions suggest a potential for double-digit growth in some areas. Chapters 01:07 Introduction 01:45 Introduction to the Winter Property Market 04:02 Quarterly Median House Prices 09:57 Quarterly Median Unit Prices 13:02 First Home Owner Deposit Scheme 14:39 Property Values Forecast 17:14 Conclusions and Future Predictions Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get a bundle of eBooks and Reports at Get the team at to help build your personal Click here and have a chat with us – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Planning Australia’s Future: It Starts with Where We Live, with Ross Elliott
08/27/2025
Planning Australia’s Future: It Starts with Where We Live, with Ross Elliott
Today I’m joined by Ross Elli, a respected urban thinker and commentator, and we discuss something most politicians and planners are ignoring: the danger of concentrating 70% of Australia’s population into just eight capital cities, and doing it without a real plan. We explore the challenges of infrastructure, the concept of the missing middle in housing, and the need for a national settlement strategy to address the growing population and its impact on quality of life. Whether you're a property investor, policymaker, or simply someone sitting in bumper-to-bumper traffic wondering where it all went wrong, this episode of the Michael Yardney Podcast is going to challenge the way you think about growth, planning, and the future of our cities. Takeaways · Australia's population growth is concentrated in a few major cities. · High-density living does not necessarily reduce traffic congestion. · There is a significant gap in housing supply and demand. · The concept of the 'missing middle' in housing is contentious. · Infrastructure development has not kept pace with population growth. · Regional centers can offer a better quality of life than major cities. · Government policies need to address urban planning holistically. · Decentralization strategies have not been effectively implemented in Australia. · Community opposition often hinders new housing developments. · A national settlement strategy is essential for sustainable growth. Chapters 00:00 The Urban Dilemma: Population Growth and Infrastructure 07:31 The Myths of Density and Urban Planning 12:38 The Missing Middle: Densification Challenges 17:55 Regional Opportunities: Rethinking Settlement Strategies 23:08 Decentralization: Lessons from the Past 28:18 Future Visions: A Balanced Australia Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney's Guide to Investing. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Ross Elliott – Urban Development Thought Leader. Subscribe to Ross Elliott's blog here. Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Renovate to Elevate: Unlocking Value in Investment Properties with Greg Hankinson
08/25/2025
Renovate to Elevate: Unlocking Value in Investment Properties with Greg Hankinson
Have you ever looked at a tired old property and thought, “There’s potential there,” but weren’t quite sure what to do with it? Well, today’s show could be the spark you need. Because we’re talking about one of the most powerful – and underutilised – strategies for building wealth through property: strategic renovation. In a world where construction costs are soaring and affordability is stretched, more investors are realising that they don’t have to wait for the market to deliver capital growth – they can manufacture it themselves. And joining me to unpack this is Greg Hankinson – property renovations and development expert and director of Metropole Developments. Greg’s seen it all – from simple kitchen facelifts to full-scale value-add renovations through to medium density developments, and he’s here to share his experience, tips, and insights to help you make your next investment a profitable one. We talk through the key fundamentals of a profitable renovation, how to assess a property’s potential, the pros and cons of reno vs. new build, and how many successful developers started by simply buying, renovating, and holding. Takeaways · You can create wealth through renovations, not just market appreciation. · The renovation process requires careful planning and understanding of costs. · Successful renovations can lead to significant increases in property value. · It's essential to identify properties with renovation potential. · Avoid common mistakes like overcapitalizing or DIYing without experience. · Understanding local regulations and permits is crucial for renovations. · Market conditions can affect the feasibility of renovation projects. · Investing in renovations can provide better rental yields and lower vacancy rates. · A strategic approach to property investment is necessary for long-term success. Chapters 00:00 Unlocking Property Potential through Strategic Renovations 01:56 Introduction to Renovations and Property Development 04:43 Understanding the Profitability of Renovations 10:12 Financing Renovations and Building Equity 12:29 Common Mistakes in Renovation Projects 17:57 Assessing Renovation Potential in Properties 20:36 Opportunities in the Current Market 23:15 Conclusion and Future Steps in Property Development Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond Join us at the Ultimate Property Development Workshop in Melbourne on November 8th for all the details - Director, Interested in getting involved at the “wholesale” end of the property market? We’ll help you become a property developer. and find out how. Get the team at to help build your personal – Subscribe to my Property Update newsletter Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Housing Time Bomb: Can Australia Keep Up with Its Population Boom? | With Simon Kuestenmacher
08/20/2025
The Housing Time Bomb: Can Australia Keep Up with Its Population Boom? | With Simon Kuestenmacher
Imagine inviting thousands of people to a party… but forgetting to organise enough food, chairs, or bathrooms. That’s essentially what Australia is doing by ramping up migration while failing to plan for the housing and infrastructure to support it. Today, Simon Kuestenmacher and I discuss why we can’t keep separating housing policy from migration policy. The conversation around our housing crisis is often framed around interest rates, investors, or planning delays. But there’s a critical dimension we keep avoiding: Australia’s housing and migration policies are completely out of sync, and this is causing systemic damage. Takeaways · Australia is experiencing a housing crisis due to rapid migration without adequate infrastructure. · Every decision contributes to the future we build, akin to laying bricks in a house. · The disconnect between housing and migration policies is creating significant challenges. · Young people and low-income earners are increasingly priced out of the housing market. · Government policies need to be proactive rather than reactive to address housing shortages. · The current planning system is outdated and hinders timely housing development. · Property taxes are a major contributor to housing unaffordability. · A national housing target linked to migration levels could stabilize the market. · Lessons from other countries show the importance of strategic migration policies. · Long-term planning is essential for sustainable urban development and infrastructure. Chapters 00:00 - Migration Without Infrastructure 04:01 - What's been happening to immigration 08:43 - Property Taxes 09:00 - Housing Affordability Crisis 15:48 - Housing Demand Caused by the Migration 24:52 - Infrastructure Planning Area 33:55 - Final Thoughts Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Every entry receives a copy of a fully updated Michael Yardney Property Report Get the team at to help build your personal Click here and have a chat with us Australia’s leading demographer and partner in the Demographics Group Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Who pays the most tax in Australia, Plus Clues Behind The News | Macro Insights with Ken Raiss
08/18/2025
Who pays the most tax in Australia, Plus Clues Behind The News | Macro Insights with Ken Raiss
In today’s Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you. We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you. We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you’re most likely to get scammed? As somebody interested in growing your wealth or property, there will be lots in the show for you. Takeaways · Australian Taxation Office’s 2022–23 tax‑return snapshot (approximately 16.1 million lodgements) to paint a portrait of the “average 100 Australian. · Out of those 100 Australians, 21 pay no income tax at all. None. Zip. · Meanwhile, just 3 individuals contribute nearly 30% of all net income tax. Add in the next 6, and you’re up to nearly 50%. And the next 30 take it to almost 90%. · So 39 Australians (out of 100) are footing almost the entire tax bill. · The average super balance is around $173,000; the median is just $60,000. What does that tell us?All eight capital cities recorded house price growth in the June quarter. · Westpac reveals the time of day you’re most likely to be scammed is Tuesday afternoon Chapters 00:00 Understanding Australia's Tax Landscape 04:15 The Role of High Income Earners in Taxation 06:37 Income Disparities and Superannuation Challenges 09:24 The Impact of APRA's Mortgage Serviceability Buffer 12:00 Scams and Consumer Awareness 14:35 Infrastructure Needs for Population Growth Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investing Successfully · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. The FirstLinks article mentioned in the show Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here:
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Regret, Reality, and the Race to Buy: What First Home Buyers Are Really Facing in 2025 With Sarah Megginson
08/13/2025
Regret, Reality, and the Race to Buy: What First Home Buyers Are Really Facing in 2025 With Sarah Megginson
What happens when the Great Australian Dream becomes a financial nightmare? In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers’ income - it’s no wonder almost half of all first home buyers now regret their decision. Today, I’m joined by Sarah Megginson, personal finance expert at Finder to discuss their First Home Buyer Report 2025 which reveals the rising pressure on young Australians trying to break into the property market - from paying well over budget to being left with no savings at all after settling. We discuss why buyer's remorse is soaring, how affordability is vanishing, and what it all means for the future of home ownership in Australia. Whether you’re an investor, a parent helping your kids buy, or just curious about where our housing market is heading, stick around. This is one of those episodes that will shift your perspective. Takeaways · The property market is increasingly challenging for first home buyers. · Financial support from parents is becoming crucial for many buyers. · Many first home buyers regret their purchase due to overspending. · Government incentives can help first home buyers enter the market. · Understanding lenders mortgage insurance is essential for buyers. · Saving habits are critical for managing home ownership costs. · Buyers are adapting by considering different locations and dwelling types. · The emotional aspect of buying a home can be overwhelming. · It's important to think long-term when making a home purchase. · There are still opportunities for home ownership despite market challenges. Chapters 00:00 The Struggles of First Home Buyers 04:39 The Role of Family Support in Home Buying 07:34 Understanding Affordability in the Current Market 10:12 Regrets and Realities of First Home Purchases 13:03 Navigating the Buying Process: Tips and Strategies 15:53 Government Incentives for First Home Buyers 16:46 Saving for a Deposit: Strategies and Challenges 19:49 The Importance of Financial Preparedness 22:30 Adapting to the Market: New Strategies for Buyers Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Finder’s First Home Buyer’s Report - money expert and Head of Editorial at Finder Get the team at to help build your personal – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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The Truth About Property Investors the Media Won’t Tell You – with Brett Warren
08/11/2025
The Truth About Property Investors the Media Won’t Tell You – with Brett Warren
There’s a lot of noise out there right now — the media, politicians, and even Sunday BBQ conversations seem to revolve around one central villain: the property investor. Apparently, we’re to blame for housing unaffordability, rising rents, and locking young people out of the market. But is that really fair? Because when you scratch below the surface, you realise that property investors are not the problem — in fact, we’re a critical part of the housing solution. Today I’m joined by Brett Warren, National Director of Metropole Property Strategists, and we have a frank conversation about why property investors are essential to Australia’s housing market — and what people get so wrong about us. We talk about how investors house millions of Aussies, how much we contribute in taxes, and why policy decisions that punish investors could end up hurting the very people they’re supposed to help. If you're an investor feeling misunderstood or simply curious about how the system really works, you’re going to get a lot out of today’s show. Takeaways · Property investors are often blamed for housing unaffordability, but this narrative is misleading. · Investors play a crucial role in providing rental accommodation for many Australians. · The majority of property investors own one or two properties, not large portfolios. · Government policies significantly impact the housing market and investor activity. · Investors contribute over $40 billion annually in taxes to the Australian economy. · The media often presents a one-sided view of property investment. · There is a growing need for more affordable housing options in Australia. · Investors are not just wealthy moguls; they are everyday Australians seeking financial security. · The future of property investment requires a fairer tax policy and more supply. · Understanding the long-term fundamentals of property investment is essential for success. Chapters 00:00 The Misunderstood Property Investor 00:54 The Role of Investors in Housing Solutions 01:37 The Anti-Investor Sentiment 04:16 The Role of Property Investors 07:05 Understanding Rental Dynamics 09:51 The Financial Contributions of Investors 12:43 The Future of Property Investment 15:13 Navigating the Current Market 18:03 The Importance of Long-Term Planning Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Why Property Investors Achieve Financial Freedom — and Most Others Don’t – with Brett Warren
08/06/2025
Why Property Investors Achieve Financial Freedom — and Most Others Don’t – with Brett Warren
Have you ever wondered why some people seem to effortlessly build wealth through real estate while others spend their entire lives working hard, only to end up financially stuck? The truth is that most Australians won’t ever achieve genuine financial independence. Sure, they’ll retire... eventually. But for many, that just means swapping full-time work for full-time worry — especially with rising living costs, uncertain super balances, and a whole lot of financial unknowns. But there’s a group that does break free. And they tend to have one thing in common: they invest in property strategically. In today’s show, Brett Warren — National Director of Property at Metropole — and I unpack why property investors develop financial freedom when so many others don’t. Takeaways · Property investment is a long-term business. · Wealth isn't built overnight; it takes discipline. · You need a plan, not just a postcode. · If you don't learn to make money while you sleep, you'll never become wealthy. · Property gives you leverage like no other asset class. · The media keeps most people just above broke. · Investors use capital, not time, to build wealth. · You can outperform the averages with the right knowledge. · It's about making hard decisions now for an easier future. Chapters 00:00 The Wealth Gap: Understanding Financial Independence 00:28 Strategic Property Investment: The Key to Freedom 00:55 Mindsets and Strategies for Financial Success 01:49 The Quest for Financial Independence 04:16 Understanding the Cash Flow Quadrant 07:04 The Importance of Financial Literacy 09:58 Investing in Property: A Viable Strategy 12:46 Common Pitfalls for New Investors 15:33 The Role of Mindset in Wealth Building 18:00 Long-Term Planning for Financial Freedom 21:12 Current Market Trends and Opportunities Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Get the team at to help build your personal . – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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Property Prices Hit New Highs – Is This the Start of Another Boom? With Dr. Nicola Powell
08/04/2025
Property Prices Hit New Highs – Is This the Start of Another Boom? With Dr. Nicola Powell
Have you noticed how Australia’s property market seems to have roared back to life recently? After a sluggish 2024, Domain’s latest House Price Report shows all eight capital cities recorded house price growth in the June quarter – for the first time in four years. And it’s not just houses. Unit prices are surging too, often outpacing houses as buyers chase affordability. So what’s behind this rebound? Rate cuts, increased demand, and a lingering supply shortage have all played a role. But is this recovery sustainable? Will further rate cuts continue to fuel prices, or are there headwinds ahead? To help us unpack this, I’m joined by Dr Nicola Powell, Chief of Research and Economics at Domain. She’ll share insights from Domain’s June Quarter House Price Report and explain what these trends mean for buyers, sellers, and investors alike. Whether you’re a homeowner, an investor, or simply keeping an eye on the market, you’ll want to hear what Dr Powell has to say. Takeaways · Most people only realise the market's turned too late. · All eight capital cities recorded house price growth in the June quarter. · The turnaround in auction conditions has been very evident across Sydney and Melbourne. · First home buyers are looking towards units in Sydney due to affordability. · Melbourne's housing market is showing signs of recovery after years of lagging. · Brisbane's unit prices are outperforming house prices, indicating a shift in buyer preference. · Canberra is on a pathway to recovery, with modest price increases. · Every state goes through its cycle, affecting property values differently. · Rate cuts are expected to boost buyer confidence and market activity. · Understanding local market dynamics is crucial for property investment. Chapters 00:00 - Introduction to Market Trends 02:15 - Sustainability of the current market recovery and future predictions. 13:30 - Sydney and Melbourne Market Analysis 17:00 - Brisbane and Adelaide Market Trends 20:45 - Canberra and Perth Market Updates 24:00 - Conclusion and Future Outlook Links and Resources: Answer this week’s trivia question here- · Win a hard copy of Michael Yardney’s Guide to Investment · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain Domian Property June Quarter House Price Report: Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
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