Property Investment, Success & Money | The Michael Yardney Podcast

If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com

Brisbane’s $7.1 Billion Secret: The Olympic Boom Investors Can’t Afford to Miss – with Brett Warren 07/16/2025

Brisbane’s $7.1 Billion Secret: The Olympic Boom Investors Can’t Afford to Miss – with Brett Warren What if I told you that right now, quietly but powerfully, one of the biggest investment opportunities in Australian property is unfolding in plain sight? While most people are focused on the day-to-day news cycle, savvy investors are looking a few years ahead, to 2032, when Brisbane will step onto the global stage to host the Olympic and Paralympic Games. But here’s the thing: the real gold rush isn’t during the Games — it’s the decade leading up to them. Billions of dollars are already pouring into infrastructure. Suburbs are being transformed. Jobs are being created. And investor interest is quietly surging — before the rest of the world catches on. In today’s show I’m joined by Brett Warren, National Director of Property at Metropole and one of the sharpest minds in strategic property investment, to help you cut through the headlines and zero in on where the real opportunities lie. Whether you’re already in the Brisbane market or wondering if now’s the time to act, this episode could be a game-changer for your investment journey. Takeaways · Brisbane is on the verge of significant growth due to the upcoming Olympics. · Infrastructure development is crucial for enhancing property values. · Investors should focus on areas with planned infrastructure improvements. · Gentrification is a key factor in identifying investment opportunities. · Understanding local market dynamics is essential for successful investing. · The property market may experience a slowdown, but strong fundamentals remain. · Accessibility to transport will drive demand in Brisbane's suburbs. · Investors should avoid the 'buy and hope' strategy. · Long-term planning is vital for property investment success. · Brisbane's economic growth is expected to continue beyond the Olympics. Chapters 00:00 Brisbane's Market Evolution and Olympic Impact 04:17 Infrastructure Developments and Urban Transformation 07:20 Accessibility and Growth Opportunities 09:53 Regional Benefits Beyond Brisbane 12:57 Investment Strategies and Gentrification 15:29 Navigating the Property Market and Avoiding Pitfalls 18:16 Long-Term Investment Perspectives 21:04 The Future of Brisbane Post-Olympics Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/37111375

Brace Yourself: The Tax Review Could Hit Your Wealth Harder Than You Think | with Ken Raiss 07/14/2025

Brace Yourself: The Tax Review Could Hit Your Wealth Harder Than You Think | with Ken Raiss We’re now on the brink of what could be the biggest shake-up to the Australian tax system since the GST was introduced back in 2000. Federal Treasurer Jim Chalmers has signalled that tax reform is not just on the agenda - it’s a priority. But what kind of reform are we really talking about here? If you dig beneath the headlines, this isn’t just about closing loopholes, it’s about reshaping how wealth is taxed and redistributed in a very different economic and demographic Australia. Whether you're a business owner, property investor, or self-funded retiree, you may be directly in the firing line. And while Chalmers says this isn’t about a ‘tax grab’, many of us know that when Canberra talks about ‘fairness,’ it often means someone else is footing a larger bill. So today, Ken Raiss, Director of Metropole Wealth Advisory, and I discuss what’s being proposed, what the real motives might be, and how you can future-proof your wealth and estate plans amid the uncertainty.” Takeaways · Debt burden is driving government tax reform discussions. · Australia's gross debt is projected to exceed 100% in five years. · Government spending is increasing significantly, impacting taxpayers. · Tax reforms may target wealth rather than income. · Family trusts could face changes that affect small business owners. · Intergenerational wealth planning tools may be eroded by new taxes. · Financial health checks are essential for optimizing wealth structures. · Proactive planning is crucial in anticipation of tax changes. · The government is exploring new revenue sources to manage debt. · Economic policies may shift towards taxing wealth rather than work. Chapters 00:00 Understanding Tax Reform Priorities 04:29 The Debt Tsunami and Its Implications 09:17 Exploring Tax Strategies and Alternatives 12:10 The Future of Family Trusts and Wealth Distribution 14:45 Taxing Wealth vs. Taxing Work 16:57 Government Pressures and Potential Changes 19:35 Proactive Tax Planning Strategies 22:14 The Importance of Financial Health Checks 24:37 Looking Ahead: The Future of Taxation in Australia Links and Resources: Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: /episode/index/show/michaelyardneypodcast/id/37269545

The Shocking Truth About Australia's Gender Wealth Gap - with Sarah Megginson 07/09/2025

The Shocking Truth About Australia's Gender Wealth Gap - with Sarah Megginson Today, women live longer than men, but retire with far less money. And despite all the progress we've made, Australia's gender wealth gap remains stubbornly wide. Today I'm joined by Sarah Megginson, money expert and Head of Editorial at Finder, to unpack the insights from their 2025 State of Women’s Wealth Report. We explore why women continue to fall behind financially, what drives the wealth gap beyond pay inequality, and most importantly, what women (and men) can do about it. You might be thinking, "Well, I’m not a woman — why does this affect me?" I think you really should listen to today’s show because financial security isn’t just about individuals. It’s about families. Communities. Generations. When women build wealth, everyone benefits: More kids grow up in financially secure homes. More wealth gets reinvested into our economy. More retirees live independently, not dependent on government handouts. This is all about building a stronger, fairer, wealthier Australia. Takeaways · Women hold 40% less net wealth than men. · The gender pay gap begins in primary school. · Women are more likely to work part-time, affecting their superannuation. · Education is crucial for financial empowerment. · Cultural shifts are changing financial goals for younger generations. · The sandwich generation faces unique financial challenges. · Women over 50 are at a higher risk of homelessness. · Negotiating pay remains a hurdle for women. · Small financial steps can lead to significant changes. · Parents play a vital role in shaping children's financial attitudes. Chapters 00:00 Introduction to Women's Wealth Report 04:36 Understanding the Gender Wealth Gap 07:28 The Impact of Career Breaks on Women's Finances 13:04 The Role of Parenting in Financial Education 18:46 The Sandwich Generation: Balancing Care and Career 21:25 Risk of Homelessness for Women Over 50 24:14 Taking Control of Your Financial Future 29:29 Empowering Women to Manage Money Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Finder’s State of Women’s Wealth Report - money expert and Head of Editorial at Finder Get the team at to help build your personal – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at /episode/index/show/michaelyardneypodcast/id/36970930

Domain’s Bold Property Forecasts for the Year Ahead - with Dr. Nicola Powell 07/07/2025

Domain’s Bold Property Forecasts for the Year Ahead - with Dr. Nicola Powell The Australian property market has been anything but predictable in recent years - booms, corrections, interest rate hikes, and a housing supply crisis have kept everyone on their toes. But what lies ahead? In today’s episode I’m joined by Dr Nicola Powell, Chief of Research and Economics at Domain, to unpack their latest Price Forecast Report for the 2025–26 financial year. This isn't just another forecast - we take a deep dive into how affordability, population growth, government incentives, and even the psychology of homebuyers will shape our markets in the year ahead. Whether you’re a seasoned investor, a first-home buyer, or just a curious observer of our housing rollercoaster, you’ll get real insights into where property values are headed, which cities are poised to outperform, and how you can navigate, or capitalise on, what’s coming next. Takeaways · The property market is experiencing a transition with varying growth rates across regions. · Interest rates significantly influence property values, especially in major cities. · First home buyers face challenges in accessing the market due to high prices. · Population growth remains strong, impacting housing demand. · Government policies play a crucial role in shaping market dynamics. · Rental markets are currently favoring landlords, but growth rates may slow down. · Melbourne is expected to see significant price growth in the coming year. · Affordability issues persist, particularly in high-priced markets like Sydney. · The cash rate's stability is a key concern for future market performance. · Understanding market dynamics is essential for making informed investment decisions. Chapters 00:00 Market Overview and Price Forecasts 02:38 Melbourne's Market Potential and Price Predictions 13:16 Sydney's Performance and Affordability Challenges 15:54 Brisbane's Growth and Infrastructure Impact 18:47 Perth's Market Slowdown and Future Outlook 21:19 Adelaide and Canberra's Market Trends 24:11 Rental Market Insights and First Home Buyer Support 26:59 Navigating the Unpredictable Australian Property Market Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond. Get the team at to help build your personal – Subscribe to my Property Update newsletter Chief of Research and Economics at Domain Domian Property Forecast Report: Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/37269370

Rentvesting: Smart Strategy or Just a Trend? With Stuart Wemyss 07/02/2025

Rentvesting: Smart Strategy or Just a Trend? With Stuart Wemyss We’ve all heard the phrase “rent money is dead money,” right? But is it really? As property prices surge and affordability challenges mount—especially for younger Australians—a growing number of people are turning to an alternative path: rentvesting. That’s where you rent the home you live in and invest in a property elsewhere. Is this just a clever workaround, or is it a genuinely smart wealth-building strategy? In today’s episode I’m joined once again by Stuart Wemyss to explore this in depth. And even if you’re not particularly interested in rentvesting, I’m sure many of the investment principles Stuart and I will be discussing today will be of benefit to everyone interested in property. Takeaways · Rent-vesting allows flexibility in property investment. · Owning a home can provide long-term financial security. · Demographic shifts are changing home ownership trends. · Tax implications play a significant role in property decisions. · Rent-vesting may not suit everyone financially. · Understanding personal goals is crucial in property investment. · Long-term strategies are essential for financial success. · Common mistakes in rent-vesting can derail financial goals. · The importance of a holistic financial strategy. · Buying a property is a long-term commitment. Chapters 01:40 Introduction to Rent Vesting and Home Ownership 04:34 Understanding Rent Vesting: Pros and Cons 06:56 Financial Analysis of Rent Vesting vs Home Ownership 09:46 Demographic Shifts and Home Ownership Trends 12:36 Tax Implications: Capital Gains and Negative Gearing 15:17 Long-Term Financial Strategies and Retirement Planning 18:23 Common Mistakes in Rent Vesting 20:52 Final Thoughts: Making Informed Property Decisions Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond – Stuart’s Book – Get the team at to help build your personal Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36934565

15 Years of Your Mortgage Goes to the Government — What That Means for Australia’s Housing Crisis with Tim Reardon 06/30/2025

15 Years of Your Mortgage Goes to the Government — What That Means for Australia’s Housing Crisis with Tim Reardon Did you know that for the first 15 years of your mortgage, you're working mostly for the taxman, not your future wealth? It’s a startling claim, but one backed by data from the Housing Industry Association — and it sheds new light on why housing affordability is getting worse, not better. Today, I’m joined by Tim Reardon, Chief Economist at the HIA, to unpack this extraordinary insight. We explore how government taxes and regulatory charges are silently front-loading the cost of home ownership, inflating house prices, and burdening Aussie families before they’ve even laid a brick. And while there’s some good news on the horizon — with interest rate cuts expected to drive a recovery in home building — the longer-term challenges are immense. Think taxes, planning bottlenecks, and a construction industry on its knees due to chronic underbuilding and workforce shortages. Whether you’re a property investor, homeowner, or policymaker, this conversation will leave you thinking differently about the hidden forces shaping the housing market — and why just building more homes won’t be enough. Takeaways · The first 15 years of mortgage repayments primarily cover taxes. · Approximately 50% of the cost of a new house is attributed to taxes and fees. · Government policies significantly impact housing supply and affordability. · Subsidizing first home buyers does not address the root causes of housing unaffordability. · The 1.2 million homes initiative requires substantial policy changes to succeed. · Foreign investment is crucial for increasing housing supply. · Build-to-rent projects are not currently providing affordable housing options. · Interest rates directly influence the volume of new home building. · Labor availability is a significant challenge for the construction industry. · Policy reforms are necessary to improve housing supply and affordability. Chapters 01:12 Understanding Mortgage Repayments and Taxes 04:54 Challenges in Housing Supply and Infrastructure 09:00 Government Schemes and Their Limitations 10:39 The 1.2 Million Homes Initiative 14:41 The Future of Build-to-Rent Projects 17:01 Market Dynamics and Housing Affordability 20:27 Structural Challenges in the Housing Industry 23:18 Conclusion and Future Outlook Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond Get the team at to help build your personal – Subscribe to my Property Update newsletter Tim Reardon HIA Chief Economist Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36970440

Why Being a Landlord Just Got Harder (and What You Can Do About It) with Leanne Jopson 06/25/2025

Why Being a Landlord Just Got Harder (and What You Can Do About It) with Leanne Jopson If you’re a property investor, I have an important question for you… When was the last time you thought seriously about your property manager? If you think their main job is collecting the rent and organising tradies when something breaks, I’ve got news for you—things have changed dramatically. In fact, the world of residential property management has been turned on its head in the last five years. New legislation, shifting tenant expectations, work-from-home dynamics, and rapid tech adoption mean that managing your investment property is no longer a simple job you can entrust to just anyone—or worse, do yourself. And if you get this wrong, the consequences can be expensive… and stressful. In today’s show I’m joined by Leanne Jopson, National Director of Property Management at Metropole. Leanne’s been at the coalface of this transformation, and today she’ll reveal how the role of property managers has shifted, what changes are still coming down the pipeline, and what smart investors need to be thinking about to future-proof their portfolios. And while this might sound like an episode just for landlords, I promise you—it’s more than that. Whether you own one property or a dozen, what we discuss today could save you thousands and help you sleep a lot better at night. Takeaways · The role of property managers has evolved significantly in recent years. · Legislative changes have increased compliance requirements for landlords. · Tenants are now more informed and have higher expectations. · Technology is reshaping property management practices. · Outdoor space has become a priority for tenants post-COVID. · Landlords are increasingly focused on meeting minimum housing standards. · Property management is now viewed as strategic asset management. · Future-proofing investments is essential for landlords. · Building relationships with tenants is crucial for retention. · Understanding market trends is vital for successful property management. Chapters 02:10 The Changing Landscape of Property Investment 04:54 Legislative Changes Impacting Property Management 07:35 The Role of Technology in Property Management 09:49 Evolving Expectations of Tenants and Landlords 12:30 The Impact of Work-from-Home on Property Demand 19:02 Future Trends in Property Management 22:45 Preparing for the Future of Property Investment Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond - National Executive - Property Management at As Metropole specialises in property management, our vacancy rate is considerably below the market average, our tenants stay an average of 2 years and our properties lease 10 days faster than the market average. Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36934440

Boomers Had It Easier and Took All the Good Properties, With Simon Kuestenmacher 06/23/2025

Boomers Had It Easier and Took All the Good Properties, With Simon Kuestenmacher If you’ve ever felt like you’re playing a game of property monopoly in Australia, but someone else got to pass “Go” decades before you and now owns half the board, you’re not imagining it. That “someone else”? It's the Baby Boomers. They’ve won the property game in Australia. Not just because they got in early, but because the rules of the game have increasingly worked in their favour, at the expense of younger generations. Today leading demographer Simon Kuestenmacher and I chat about whether the Baby Boomers really did have it easier or not, as well as how younger generations can catch up and build their own property wealth as well as how younger generations can catch up and build their own property wealth. We also discuss the impact of debt, changing cultural expectations regarding home ownership, and the challenges faced by Generation X. Takeaways · Baby boomers have a significant advantage in property ownership. · Younger generations face higher debt levels than baby boomers. · Cultural expectations around home ownership have shifted dramatically. · The Bank of Mum and Dad plays a crucial role in helping younger buyers. · Rent vesting is becoming a popular strategy for young investors. · Generation X is squeezed between supporting their children and aging parents. · Policymakers need to consider strategies to make housing more affordable. · Long-term strategies and education are key for younger generations. · Every generation faces unique challenges based on their historical context. · Wealth transfer from baby boomers to younger generations is significant. Chapters 01:55 Introduction to Generational Wealth Dynamics 02:49 Wealth Distribution and Baby Boomers 06:35 Challenges for Younger Generations 12:31 Cultural Shifts and Housing Expectations 17:01 The Squeeze on Generation X 20:36 Emerging Trends: Rent Vesting 22:18 Policy Recommendations for Future Generations Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Get a bundle of free reports and eBooks – Also, please subscribe to our other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36886385

Taxed on Money You Never Made? Why This Super Change Should Scare Every Investor – With Ken Raiss 06/18/2025

Taxed on Money You Never Made? Why This Super Change Should Scare Every Investor – With Ken Raiss Today, I want to talk about something that’s really flying under the radar—but it shouldn’t be. Imagine being taxed on money you haven’t actually earned. Not on rent you’ve received, not on a capital gain you’ve banked, but just on the increase in value of an asset you still hold. Sounds crazy, right? Well, that’s exactly what the federal government’s proposed new tax on superannuation above $3 million aims to do—taxing unrealised capital gains. And while they say it’ll only affect a handful of wealthy Australians today, the truth is—because that $3 million cap isn’t indexed to inflation—it could very well affect many, many more of us tomorrow. Worse still, it sets a precedent. If the government can tax you on unrealised gains in your super, what’s to stop them doing the same outside of super? To your investment property? Your business? Your share portfolio? So today, I’ve chat with Ken Raiss, Director of Metropole Wealth Advisory and Australia’s leading property taxation strategist. We unpack exactly what this policy means, why it matters far more than most people think, and what smart investors should be doing now to prepare. Trust me—this episode isn’t just about super. It’s about the future of taxation in Australia. And whether you’re a seasoned investor or just planning your financial future, you need to understand what’s really going on. Takeaways · The proposed tax on superannuation targets unrealised profits. · This tax could affect more Australians than initially stated. · Investors need to be aware of the implications of taxing unrealised gains. · The new tax policy may create a complex valuation process for assets. · Property investors may face increased financial burdens as a result of this tax. · Seeking expert financial advice is crucial in navigating these changes. · The tax system's integrity is at stake with these new policies. · Long-term planning is essential for adapting to tax changes. · Investors should consider alternative investment strategies outside of superannuation. · The proposed tax could set a precedent for future taxation policies. Chapters 00:00 Introduction to Proposed Tax Changes 04:34 Understanding the Tax on Unrealized Gains 06:59 Implications for Future Generations 09:15 The Complexity of Valuation and Taxation 11:57 Fairness and Exemptions in Taxation 14:26 Investor Confidence and Market Reactions 16:57 Strategies for Wealth Management 19:36 The Role of Professional Advice 22:12 Future Taxation Trends and Concerns Links and Resources: Get the team at Wealth Advisory create a Strategic Wealth plan for your needs , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: /episode/index/show/michaelyardneypodcast/id/36710255

Why More Property Investors Are Getting into Small Developments – Greg Hankinson 06/16/2025

Why More Property Investors Are Getting into Small Developments – Greg Hankinson Have you ever wondered if property development could be your next big wealth accelerator? You’ve probably heard the success stories – investors who’ve turned modest sites into multimillion-dollar assets by building just two townhouses. But what you don’t often hear about are the sleepless nights, the missteps, the cost overruns, the unexpected council headaches, or the “learning experiences” that chew up profit and time. Today, I’m joined by Greg Hankinson – Director of Metropole’s Project Development Division. Greg has almost 3 decades of experience managing hundreds of successful small to medium-scale projects. Just to make things clear… what are we going to be discussing today isn’t about becoming a full-time developer. It’s about how smart investors are adding a powerful strategy to their portfolio – one that’s backed by professionals who’ve done it hundreds of times before. So whether you’re looking to build wealth faster, reduce your reliance on market growth, or just explore what’s possible beyond buying and holding, this episode is packed with insights you won’t want to miss. Takeaways · Property development can be a game changer for wealth creation. · Understanding the current market dynamics is crucial for investors. · Planning and preliminary research are essential for successful developments. · Development finance differs significantly from traditional home financing. · Identifying suitable development sites requires thorough due diligence. · Designing properties to meet market demand is key to maximizing returns. · Having the right team of experts can significantly impact project outcomes. · Contingency planning is vital to manage unexpected costs during development. · Common mistakes include misunderstanding development finance and costs. · Long-term holding of developed properties can lead to greater financial benefits. Chapters 01:50 Introduction to Property Development 03:10 The Appeal of Townhouse Developments 05:18 Understanding Market Demand and Supply 07:19 Planning and Strategy in Development 11:22 Navigating the Property Cycle 12:46 Criteria for Development Sites 15:52 Budgeting and Cost Management 18:10 Building the Right Team 19:37 Designing for the Market 21:40 Common Mistakes in Property Development Links and Resources: Answer this week’s trivia question here- · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond Join us at the Ultimate Property Development Workshop in Sydney on 19th July for all the details - Director, Interested in getting involved at the “wholesale” end of the property market? We’ll help you become a property developer. and find out how. Get the team at to help build your personal – Subscribe to my Property Update newsletter Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36934395

Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren 06/11/2025

Weathering the Storms: The Property Investor’s Secret Weapon, with Brett Warren Imagine this… You’ve got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it’s a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitting in the background that buys them something more valuable than money: time. In this podcast episode of the Michael Yardney Podcast, Brett Warren and I discuss the critical importance for property investors of having a financial buffer. We explore how a financial buffer can provide peace of mind, protect against unexpected expenses, and allow investors to navigate financial challenges without panic. Through real-life examples and case studies, we illustrate the benefits of maintaining a buffer and offer strategies for building one effectively. Takeaways · A financial buffer is essential for property investors. · Buffers provide peace of mind during financial uncertainty. · Unexpected expenses can arise, making a buffer crucial. · Building a buffer gradually is a smart strategy. · Financial planning helps identify the right buffer amount. · Real-life examples show the effectiveness of buffers. · Buffers can prevent the need to sell assets in tough times. · Investors should prioritize creating a buffer before market shocks. · Having a buffer allows for better decision-making during crises. · It's important to reassess and rebuild buffers regularly. Chapters 00:00 The Importance of a Financial Buffer 04:08 Examples of Financial Buffer Importance 10:32 Practical Strategies for Building a Buffer 18:11 Real-Life Examples of Buffers in Action Links and Resources: Get the team at to help build your personal – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36710100

What the rich won’t tell you. The truth behind building massive wealth | Tom Corley 06/09/2025

What the rich won’t tell you. The truth behind building massive wealth | Tom Corley While most of us want to become rich and successful, it’s really not as easy as many suggest on social media. In today’s show Tom Corley and I explain why building wealth is a two-step process and the requirements to not only build wealth, but retain wealth. Takeaways The easiest way to grow wealth in Australia is through residential real estate. Becoming rich involves a two-step process: accumulating wealth and maintaining it. Daily growth habits, such as reading and self-education, are crucial for success. Building rich relationships can significantly impact your journey to wealth. Avoid spontaneous purchases to maintain financial discipline. Isolate a portion of your wealth for retirement planning. Wealth management requires a team of experts, including financial advisors and tax experts. The habits to get rich differ from those needed to stay rich. Mentorship is vital; seek mentors who are two levels above you. Wealth is a journey that requires continuous learning and adaptation. The world doesn't owe you anything; take responsibility. We owe the world our talents and efforts. Chapters 00:00 The Two-Step Process to Wealth 03:59 Habits for Accumulating Wealth 06:43 Daily Growth and Relationship Building 09:41 Persistence, Patience, and Risk-Taking 12:21 Controlling Emotions and Building Teams 15:02 Mentorship and Learning from Others 17:58 Maintaining Wealth and Smart Spending 20:46 Investing Wisely and Planning for Retirement 23:20 The Importance of Expert Guidance 25:54 A New Beginning: Imagining Life Anew 29:59 Embracing the Present: Letting Go of the Past Links and Resources: - Subscribe to my daily – to help both beginning and experienced investors Subscribe to Tom Corley’s daily blog . Order your copy of Rich Habits, Poor Habits Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: /episode/index/show/michaelyardneypodcast/id/35714260

Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss 06/04/2025

Resurgence of investment-grade apartment prices in Melbourne–Stuart Wemyss Are Melbourne apartments the most underrated investment opportunity for 2025? For years now, investors and homebuyers alike have steered clear of Melbourne apartments—especially those in high-density towers—fearing oversupply, poor quality builds, and lacklustre capital growth. But what if that narrative is outdated? What if the very segment that’s been overlooked is now poised for a significant turnaround? In today’s show, I’m joined by Stuart Wemyss, to explore a bold yet data-backed prediction: Melbourne investment-grade apartments are about to enter a period of strong capital growth. We'll unpack the economic, demographic, and market forces that are aligning to reshape this sector, from soaring house prices and increased rental demand, to limited new supply and a shift in buyer preferences. So if you’ve ever dismissed Melbourne apartments as second-tier investments, this conversation may just change your mind. Takeaways · We're entering a rare window of opportunity. · Melbourne apartments are going to increase in value. · Don't be the one who hesitates. · The IKEA effect explains our investment choices. · Not all apartments make good investments. · Investment grade apartments have strong land value. · The price gap between houses and apartments is closing. · The government is boosting first home buyer grants. · There's a supply shortage in the apartment market. · Melbourne apartments are the most underrated investment opportunity. Chapters 01:33 Introduction to Investment Opportunities in Melbourne Apartments 04:20 Understanding Investment Grade vs. Investment Stock 07:00 The Impact of Supply and Demand on Apartment Prices 09:42 Government Incentives and Their Effects on the Market 12:45 Market Trends and Future Predictions for Melbourne Apartments 15:37 The Role of Interest Rates and Borrowing Capacity 18:10 Historical Performance and Market Cycles 20:55 Conclusion Links and Resources: Get the team at to help build your personal – Subscribe to my Property Update newsletter – Stuart’s Book – Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36846480

Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren 06/02/2025

Unveiling the Truth: Melbourne’s Population Boom: What 9 Million People by 2050 Means for Property Investors – With Brett Warren Imagine a Melbourne the size of New York City. Yes, really.That’s the trajectory we’re on. By 2050, Melbourne’s population is projected to swell to 9 million people, making it not just Australia’s biggest city by population, but potentially one of the most dynamic urban economies in the world. This isn't some abstract urban planning fantasy—it’s based on official projections and a strategic blueprint - Plan Melbourne - backed by trends in migration, births, and economic transformation. So what does this mean for our housing market—and for savvy investors? In today’s podcast, Brett Warren and I discuss the changing landscape of Melbourne's property market, driven by significant population growth and urban planning initiatives. We explore the implications of these changes for property investors, emphasizing the importance of understanding infrastructure developments, the concept of 20-minute neighborhoods, and the need for medium density housing. Takeaways · Melbourne's population is projected to reach 9 million by 2050. · Infrastructure development is crucial for property growth. · 20-minute neighbourhoods will enhance livability and property values. · Investors should focus on areas with strong fundamentals. · Medium density housing is essential for accommodating growth. · Understanding local council regulations is key for development. · Investors should seek properties with owner-occupier appeal. · Long-term investment strategies are vital for success. · Now is a prime time for property investment in Melbourne. Chapters 00:00 Melbourne's Population Boom: A New Era 00:29 Implications for Property Investors 01:22 Melbourne's Population Surge 04:06 The Impact of Migration on Melbourne 06:57 Infrastructure and Urban Planning Challenges 09:46 The Concept of 20-Minute Neighborhoods 12:33 Game-Changing Infrastructure Projects 15:22 Medium Density Housing Solutions 18:04 Investment Opportunities in Melbourne 20:46 Long-Term Investment Strategies 23:36 Avoiding Common Investment Mistakes Links and Resources: Get the team at to help build your personal . – Subscribe to my Property Update newsletter - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36710035

The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent 05/28/2025

The Housing Shortage No One’s Fixing (But Everyone’s Complaining About) | Big Picture Podcast with Pete Wargent Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today’s Big Picture episode, I’m joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians. Of course, the headline is the Reserve Bank’s decision to cut rates on May 20. But there’s so much more going on behind the scenes—consumer spending is tanking, the construction sector is in crisis, our population is booming while new housing approvals are plummeting, and unemployment is quietly starting to rise. We also explore whether this rate cut will fire up another round of property price growth, how investors are likely to respond, and whether inflation could make an unwelcome return. Plus, we’ll take a step back and look at the global context—what’s happening with the US Federal Reserve, China’s economy, and what all of this means for you as a property investor, business owner, or just someone trying to make sense of the chaos. So whether you’re wondering if now is the right time to buy property, refinance, or simply want to stay ahead of the curve, you’re in the right place. Takeaways · Market signals indicate a turning point in property investment. · Falling interest rates are expected to boost consumer confidence. · The narrative we tell ourselves can limit our potential. · First home buyers are likely to enter the market soon. · Melbourne's population growth poses significant infrastructure challenges. · Consumer confidence is crucial for property market recovery. · The housing market is facing a significant shortage of supply. · Government policies need to align with housing demand. · Long-term investment strategies are essential for success. · Understanding market trends is key to making informed decisions. Chapters 00:00 Global Economic Trends and Interest Rates 04:40 Impact of Interest Rate Cuts on Consumer Confidence 10:17 Investor Loans and Market Indicators 15:35 Consumer Confidence and Economic Resilience 18:32 Challenges in Housing Supply and Development 23:48 The Future of Rental Markets and Social Housing 31:50 The Turning Point in Property Investment Links and Resources: – to help both beginning and experienced investors Get a bundle of free reports and eBooks – Pete Wargent’s new book, Pete’s other book – Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36709880

The $1 Billion Crackdown on Property Investors Explained. With Ken Raiss 05/26/2025

The $1 Billion Crackdown on Property Investors Explained. With Ken Raiss With tax season just around the corner and property investors constantly navigating a shifting taxation landscape, it’s never been more important to stay one step ahead of the taxman. Whether you’re a seasoned investor with a sizable portfolio or just starting out with your first rental, the rules are changing—and some of these changes are flying under the radar. In today’s episode of the Michael Yardney Podcast, I’m joined by my business partner, Ken Raiss, Director of Metropole Wealth Advisory and one of Australia's leading property tax strategists. Ken's got his finger on the pulse of what’s really happening behind the scenes with the ATO—and he’s here to share how recent tax changes could hit your hip pocket. This episode serves as a guide for investors to navigate the challenges of property investment while maximising their wealth. Takeaways The ATO is increasingly using technology for tax compliance. Property investors must be aware of recent tax changes. State taxes significantly impact property costs. Investors often overlook the importance of record-keeping. Common mistakes include misclassifying personal expenses as investment-related. Strategic advisors can provide valuable insights for property investors. Trust structures require careful setup to avoid tax issues. Joint ownership can lead to complications in property management. Understanding tax compliance is crucial for long-term investment success. There is no such thing as 'later' in achieving success. Chapters 00:00 Navigating the Tax Landscape for Property Investors 01:47 Understanding Recent Tax Changes and Compliance Risks 09:42 Challenges for Property Investors 24:03 Challenges with Family Property 29:20 Investor Mistakes 36:22 Introduction to Property Wealth Strategies 38:01 Michael's Mindset Message Links and Resources: Get the team at to help build your personal . , Director of Get a bundle of eBooks and Reports at Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36258750

Policies, Promises & Property Prices: What’s next for our housing markets? With Simon Kuestenmacher and Brett Warren 05/21/2025

Policies, Promises & Property Prices: What’s next for our housing markets? With Simon Kuestenmacher and Brett Warren The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake—what happened at the ballot box is going to shape our property markets for years to come. In this episode of the Michael Yardney Podcast, we unpack exactly what the recent election results mean for you as a property investor, homeowner, or aspiring buyer. After Wealth Retreat a couple of weeks ago Brett Warren, National Director of Property at Metropole, took demographer Simon Kuestenmacher and me aside and we had a conversation about what the election outcome and what this tells us about the direction of housing policy, population growth, infrastructure, and the property investment landscape. Takeaways · The outcome of recent political shifts will significantly influence property markets. · Government schemes may boost short-term demand but worsen long-term affordability. · Demographic shifts and immigration are critical factors in housing demand. · There is a critical shortage of tradespeople affecting housing supply. · Investors play a vital role in providing rental accommodation. · The second half of the year may present opportunities for savvy investors. · Current policies may not lead to substantial changes in housing availability. · The need for skilled labor is urgent in the construction industry. · Local councils play a crucial role in housing development decisions. · A balanced mindset is essential for long-term success in life and investment. Chapters 00:00 Policy Changes and Real Estate Implications 03:02 Government Policies and Housing Demand 05:57 Demographics and Migration Impact on Housing 09:02 Supply Challenges in the Housing Market 11:59 The Need for Skilled Labor and Training 15:07 Investor Perspectives and Market Opportunities 17:59 Future Outlook for Property Investors 21:49 Mindset and Life Balance Links and Resources: Get the team at to help build your personal – National Director Property – Metropole – co founder of the Demographics Group Get a bundle of eBooks and Reports at Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36654530

The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher 05/19/2025

The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices. Whether they’re climbing to new heights or stabilising, the property market has ripple effects that impact us all. But here’s the big question we discuss today: When house prices are high, are there more winners or losers? Takeaways · The Australian housing market has historically created more winners than losers. · Government policies often favor those already owning property, making it harder for first-time home buyers. · High property prices benefit a wide range of stakeholders, including banks and developers. · First home buyer grants tend to inadvertently drive up house prices. · Younger voters are increasingly disillusioned with major political parties due to housing policies. · The widening wealth gap is creating social unrest among younger generations. · Immigration policies need to be re-evaluated to ensure housing affordability for all. · Political parties must balance the interests of homeowners and renters to maintain stability. · There is a need for more transparent discussions about housing affordability. · The future of housing affordability will depend on effective government action and policy changes. Chapters 00:00 The Impact of Rising House Prices 07:54 Winners and Losers in the Property Market 13:53 Political Dynamics and Housing Policy 19:50 The Role of Migration in Housing Affordability 25:45 Future Directions for Housing Policy 32:58 Introduction to Immersive Experiences 35:46 Defining Immersive Experiences 37:29 The Impact of Immersive Experiences on Growth Links and Resources: Get the team at to help build your personal Australia’s leading demographer and partner in the Demographics Group Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: /episode/index/show/michaelyardneypodcast/id/35713725

Unveiling the Truth: What the Financial Media Doesn't Share About Property Investing With Brett Warren 05/14/2025

Unveiling the Truth: What the Financial Media Doesn't Share About Property Investing With Brett Warren When it comes to property investing, the noise from the financial media can be deafening. But how much of what they say is really worth your attention? There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false. Sadly, some investors go through their entire property journey believing them. And that’s a shame. They waste precious time buying the wrong property or using faulty strategies because they listened to bad advice. So in today’s show Brett Warren and I discuss the myths perpetuated by financial media, and the role of property investors in the Australian economy. Takeaways The financial media often misrepresents property investment. Investors are typically everyday people, not greedy. Property investment requires a long-term perspective. Cash flow is important, but capital growth is essential. A strategic plan is crucial for successful investing. Fear-based media can hinder investment decisions. Independent advice is valuable and often necessary. Understanding market cycles is vital for investors. Experience in property investment is irreplaceable. Chapters 00:00 The Role of Property Investors in Australia 07:31 Understanding Property Cycles and Long-Term Investing 14:06 The Importance of a Strategic Plan 19:43 Navigating the Media Landscape 25:17 The Value of Experience and Mentorship 29:11 The Importance of Preparedness 31:49 Embracing Uncertainty and Opportunity Links and Resources: Get the team at to help build your personal - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36066515

Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley 05/12/2025

Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for you Becoming wealthy is really, really hard - but they are things you can do to tip the scales in your favour. Becoming wealthy takes time and requires luck. Wealth creation requires a clear vision and planning. Wealth creation is not just about money, but about personal growth. Health is crucial for long-term wealth. Optimism enhances energy and focus. Finding the right mentors is essential for success. Persistence is key to attracting opportunities. Relationships can significantly impact financial success. The world doesn't owe you anything; take responsibility. We owe the world our talents and efforts. Chapters 03:49 The Hard Path to Wealth 05:44 Four Paths to Wealth 07:47 The Role of Luck in Wealth Building 09:11 The Importance of Relationships 09:55 Vision and Planning for Wealth 11:19 The Impact of Relationships on Wealth 13:30 Health and Wealth 15:01 The Power of Sleep 16:35 Optimism and Wealth 17:54 Finding the Right Mentor 20:53 Introduction to Wealth Creation and Transformation 23:15 The Importance of Immersive Learning Experiences 23:32 The Harsh Reality of Entitlement 26:19 Taking Responsibility for Your Financial Future 27:14 The Impact of Parenting on Mindset Links and Resources: - Subscribe to my daily – to help both beginning and experienced investors Subscribe to Tom Corley’s daily blog . Order your copy of Rich Habits, Poor Habits Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: /episode/index/show/michaelyardneypodcast/id/35714030

What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down 05/07/2025

What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets. So today, before we dive into the latest data and trends, I unpack what this election result could mean for property investors, homebuyers, and renters across the country, and what the likely implications are for inflation, interest rates, and affordability? And to help make sense of it all, I’m joined by, Dr. Andrew Wilson Chief Economist at My Housing Market. We’ll also discuss the latest inflation numbers, which are finally within the RBA’s target range. But will that be enough to prompt a rate cut anytime soon? As well as what’s happening in the rental markets, which eased slightly in April—but are tipped to tighten again in May. So if you’re looking for the data behind the headlines—and what it all means for your property decisions, this is going to be a jam-packed episode for you. Takeaways · The Labor Party's election win will worsen the housing crisis. · The government’s policies are primarily demand-side solutions without addressing supply issues. · First home buyer incentives will lead to higher property prices. · Inflation and interest rates are both falling. · The construction industry faces significant challenges in meeting housing demand. · Immigration policies will further strain the already undersupplied housing market. · Strategic investment in property is essential for long-term success. · The current market presents a window of opportunity for investors. · The rental market is experiencing increased vacancy rates due to seasonal factors. · Auction clearance rates indicate a potential recovery in the Melbourne housing market. Chapters 02:16 Election Results and Housing Crisis Overview 05:04 Labor's Housing Policies: Good Intentions, Poor Outcomes 07:54 Immigration and Housing Demand: A Growing Concern 11:12 Supply-Side Solutions: Insufficient and Slow 13:59 The Two-Speed Housing Market: Implications for Buyers 16:51 Opportunities for Investors in a Changing Market 20:13 Introduction to Real Estate Investment 20:14 Understanding Market Trends and Analysis 23:00 Inflation, Housing Market and Oil Prices 28:20 Rental Markets Situation 32:20 Auction Results Analysis Links and Resources: Get the team at to help build your personal Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36456460

Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David 05/05/2025

Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Takeaways The property market is entering a new phase as interest rates will continue to fall. The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges.. Taking control of your financial future is essential, the government won't look after you in your golden years.. The right mindset is crucial for successful investing. Financial education is often lacking in Australia. Investors need to manage cash flow effectively. Choosing the right mortgage broker can impact success. Borrowing capacity can be increased with strategic planning. Lifestyle choices can hinder investment potential. Investing requires grit and the ability to hold on. Chapters 00:00 Introduction to Financial Freedom 04:00 The Importance of Mindset in Investing 06:55 Understanding Borrowing Capacity 09:41 The Role of Mortgage Brokers 12:06 Strategies for Increasing Borrowing Capacity 14:46 Navigating Cash Flow Challenges 17:33 Long-Term Investment Strategies 20:07 The Impact of Lifestyle on Investment 22:59 Scaling Investments Amidst Economic Challenges 25:35 Fundamentals of Property Investment 28:17 Taking Control of Your Financial Future Links and Resources:     - Subscribe to my daily – to help both beginning and experienced investors co-founder of his podcast is Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/35773360

How to keep calm in the midst of market chaos, with Louise Bedford 04/30/2025

How to keep calm in the midst of market chaos, with Louise Bedford Welcome to another episode of the Michael Yardney Podcast. Now let me ask you… have you felt like the sky is falling lately? Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets, it’s no wonder so many investors are feeling rattled right now. But here’s the thing—this kind of volatility isn’t new. It’s just loud. And if you listen too closely to the noise, it can shake your confidence, cloud your judgment, and lead you to make the wrong move at the wrong time. So today, I’ve got something a little different for you—a real heavyweight conversation. I’m bringing together two very different investing worlds—property and shares—and joining me is the brilliant Louise Bedford. She’s a bestselling author, a trading mentor, and one of Australia’s most respected voices in the share trading space. Louise and I are going to dive deep into the psychology of investing—what really happens in our minds when the markets get messy, why fear and greed are such powerful forces, and how to stay calm, confident, and profitable even when it feels like everything is working against you. This isn’t just another chat about what the market’s doing. It’s about what you should be doing—and more importantly, thinking—when things feel out of control. Takeaways • Market volatility is not new; it's just more pronounced now. • Investors often react emotionally during downturns, leading to poor decisions. • Long-term investors see market dips as opportunities. • A solid investment strategy is crucial for success. • Grounding techniques can help manage emotional responses. • Recognizing personal triggers is key to maintaining control. • Diversifying information sources can combat confirmation bias. • Staying calm during market panic is essential for making rational decisions. • Building resilience is vital for navigating investment challenges. • Life is about constant change; our attitudes shape our outcomes. Chapters 00:00 Navigating Market Volatility 01:03 The Psychology of Investing 02:13 Navigating Market Volatility 05:10 Understanding Investor Psychology 08:19 Identifying Opportunities in Uncertain Times 11:17 The Importance of Long-Term Thinking 14:19 Strategies to Combat Fear and Noise 16:59 Grounding Techniques for Traders 20:10 Staying Calm Amidst Market Chaos 23:20 Recognizing Personal Triggers 26:13 The 5-4-3-2-1 Grounding Technique 29:13 Embracing Your Inner Investor 32:02 Final Thoughts and Actionable Steps 39:03 The Power of Attitude and Change Links and Resources: Get a bundle of free reports and eBooks – Get the team at to help build your personal We help both beginning and experienced investors Louise Bedford - Louise’s new book Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36217815

How Investing in the ‘Next Big Thing’ Could Backfire Spectacularly! With Brett Warren 04/28/2025

How Investing in the ‘Next Big Thing’ Could Backfire Spectacularly! With Brett Warren After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property. You see… many buy for emotional reasons, and while others think they’re investing in property, for some, they’re really speculating. In today’s show episode, I discuss common mistakes in property investment with Brett Warren, focusing on the dangers of hot-spotting. We emphasise the importance of long-term strategies, economic fundamentals, and the need for a solid investment plan. Our conversation highlights the risks of following trends and the necessity of understanding market dynamics to build a sustainable property portfolio. Takeaways Investing in hotspots is often a form of speculation. Long-term strategies are essential for successful property investment. Economic fundamentals drive property value growth. Owner-occupiers play a crucial role in the property market. Avoid following the crowd; focus on informed decisions. A solid investment plan is necessary for long-term success. Understanding market dynamics is key to navigating risks. Investing should be based on facts, not opinions. The media often overlooks critical insights about property investing. Chapters 00:00 Understanding Property Investment vs. Speculation 04:26 The Risks of Hotspotting in Real Estate 06:54 Long-Term Strategies for Successful Investing 09:42 The Importance of Economic Fundamentals 12:23 Demographics and Their Impact on Property Markets 15:26 Navigating the Property Investment Landscape 18:02 Avoiding Common Pitfalls in Property Investment 20:37 Creating a Sustainable Investment Plan 23:31 The Role of Owner-Occupiers in Market Stability 26:13 Looking Ahead: Media Influence on Property Decisions 26:19 Navigating the Changing Property Market 28:05 Investment Strategies for Long-Term Growth 28:29 Understanding the Spotlight Effect 31:04 Consequences of the Spotlight Effect Links and Resources: Get the team at to help build your personal - National Director of Property at Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36066445

Dump or Double Down? Knowing When to Sell Your Underperforming Investment | Stuart Wemyss 04/23/2025

Dump or Double Down? Knowing When to Sell Your Underperforming Investment | Stuart Wemyss In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property . We explore everything from the emotional traps that can cloud our judgment to strategic considerations like tax implications and portfolio rebalancing. Takeaways Investing is a long-term journey, often taking decades to develop financial independence. The quality of your asset is crucial for long-term returns. Benchmarking performance relative to market conditions is essential. Market cycles can significantly affect property values. Recognising a poor investment is a brave but necessary step Emotional decisions can cloud your judgment Patience is key; sometimes waiting is the best strategy. Tax implications should be considered when selling assets. Holistic financial advice can optimise investment strategies. Replacement assets can provide a strategic way to manage underperforming investments. If you find yourself digging a hole, stop. Sometimes the right thing to do is nothing. Chapters 01:06 Understanding Underperforming Investments 10:42 The Importance of Patience in Investing 20:19 Evaluating Investment Decisions and Timing 28:09 Holistic Investment Strategies and Seeking Advice 28:14 Introduction to Wealth Retreat 2025 29:44 The Importance of Quick Decision Making in Property Investment 31:26 The Long Journey to Wealth 32:51 Building a Legacy of Wealth 33:38 Understanding Market Trends and Analysis Links and Resources:     – Stuart’s Book – Get the team at to help build your personal Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/35773245

Trump’s Tariffs: Are They a Threat or a Boon for Property? | Big Picture Podcast with Pete Wargent 04/21/2025

Trump’s Tariffs: Are They a Threat or a Boon for Property? | Big Picture Podcast with Pete Wargent There’s an old Chinese saying “I wish that you live in interesting times.” The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living in interesting times at the moment with Trumps Tariffs creating fear around the world. It reminds me of the early days of covert when people were uncertain what was ahead. In this “Big Picture” episode of the Michael Yardney Podcast, Pete Wargent and I discuss the current economic climate and its impact on the property markets. making in property investment. Takeaways The current economic climate is volatile and affects property investment. Interest rates are expected to drop and this will positively impacting the housing market. Government policies are influencing housing affordability and supply and will only push prices higher. Household wealth in Australia has reached unprecedented levels, but disparities exist. The gap between the haves and have nots is widening in Australia. Foreign investment plays a crucial role in the housing market. Cybersecurity is increasingly important for financial safety. Understanding market dynamics can help investors make informed decisions. Investors should remain calm and not react to daily headlines. Chapters 00:00 Navigating Market Chaos 04:12 Interest Rates and Economic Impacts 07:09 Household Wealth and Economic Disparities 09:59 Housing Market Dynamics 12:35 Government Policies and Housing Supply 15:37 The Role of Foreign Investment 18:11 Cybersecurity and Financial Safety 20:58 Education and Property Investment Strategies 31:43 Navigating Interesting Times 36:01 Introduction to Real Estate Investment 36:02 Understanding Market Trends Links and Resources: – to help both beginning and experienced investors Get a bundle of free reports and eBooks – Pete Wargent’s blog Pete Wargent’s new book, Pete’s other book – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36217765

Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths | Dr. Nicola Powell 04/16/2025

Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths | Dr. Nicola Powell In this episode of the Michael Yardney podcast, I discuss the current state of the housing market with Dr. Nicola Powell, Chief of Research and Economics. We explore the impact of federal elections on housing predictions, the effects of political uncertainty, and the concept of Solomon's Paradox in decision-making. Our conversation also delves into the differences in housing policies between political parties, the ongoing supply and demand issues in the market, and the opportunities available in established properties. The episode concludes with insights on market trends and the importance of making property decisions based on personal circumstances rather than external noise. Takeaways: The housing market is influenced by federal elections. Rate cuts can improve buyer sentiment and inquiry. Solomon's Paradox highlights our decision-making flaws. Political uncertainty can delay property transactions. Auction outcomes can be surprisingly positive on election days. Labour governments tend to support first home buyers more. Supply issues are a significant challenge in the housing market. Established properties are often undervalued compared to new builds. Market cycles will continue despite political changes. Personal circumstances should guide property investment decisions. Chapters: 00:00 Understanding Election Impacts on Housing Markets01:15 Current Housing Market Dynamics06:13 Myths Surrounding Elections and Housing11:03 Political Uncertainty and Its Impact15:49 Government Policies and Housing Supply20:13 Future Trends in the Housing Market Links and Resources:  Michael Yardney - https://propertyupdate.com.au/michael-yardney/ Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us - https://investor.metropole.com.au/strategic-property-plan/ Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People - www.WealthRetreat.com.au Dr. Nicola Powell, Chief of Research and Economics at Domain. Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/35883430

The Property Investor’s Guide to Mortgage Mastery | Hung Chuy 04/14/2025

The Property Investor’s Guide to Mortgage Mastery | Hung Chuy In this episode of the Michael Yardney podcast, I discuss the intricacies of property investment and finance with expert Hung Chuy. We explore the importance of mindset, the role of brokers, and the complexities of managing a property portfolio. Key topics include understanding interest rates, debt recycling, and the unique challenges of commercial property financing. The conversation emphasizes the need for strategic financial planning and the benefits of using multiple lenders to maximize investment opportunities. Takeaways Property investment is fundamentally a finance game. The first arrow represents unavoidable pain, while the second arrow is our response to it. Choosing the right broker can significantly impact your investment success. Interest rates are important, but flexibility in borrowing is crucial. Debt recycling can help turn non-deductible debt into tax-deductible debt. Managing a property portfolio requires careful planning and strategy. Commercial property financing involves more complexities than residential financing. Self-managed super funds have specific borrowing criteria that differ from personal loans. Using multiple lenders can provide better opportunities for equity and borrowing. Mindset plays a critical role in navigating financial challenges. Chapters 00:00 Understanding the Current Finance Landscape00:28 Strategies to Attract Bank Approval01:25 Introduction to Financial Expertise04:11 Understanding the Role of Brokers06:10 Navigating Lending Policies and Borrowing Capacity08:53 Risk Management Strategies in Financing11:36 Managing Property Portfolios Effectively14:25 Exploring Development and Commercial Finance17:08 Debt Recycling and Offsetting Strategies19:48 The Importance of Strategic Planning in Finance22:26 Conclusion and Future Opportunities34:01 Understanding Market Trends and Analysis Links and Resources:  - http://michaelyardney.com/ Get the team at to help build your personal - https://investor.metropole.com.au/strategic-property-plan/clkg/https/investor.metropole.com.au/strategic-property-plan-enquiry/ Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People – Founder and Director of Strategic Brokers - https://www.strategicbroker.com.au/our-team/hung-chuy/ Get a bundle of free reports and eBooks – Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/35883620

An Investor’s Guide to our Tightening Rental Markets with Dr. Andrew Wilson 04/09/2025

An Investor’s Guide to our Tightening Rental Markets with Dr. Andrew Wilson Despite predictions of a downturn, Australia's housing market continued to strengthen, with national house prices rising by 1.0% in March, building on earlier gains from February. In today’s show Dr. Andrew Wilson explains how capital city rental markets have tightened further, with vacancy rates either falling or remaining at historically low levels, pushing rents upwards. We also discuss how following Trump's announcement of tariffs, market expectations shifted significantly, suggesting a 90% chance of a rate cut in May. Takeaways · Australia's housing market is showing signs of recovery with rising prices. · Rental markets are tightening again after a period of easing. · Vacancy rates are approaching record lows, indicating strong demand. · Affordability barriers may limit rental growth despite high demand. · Economic factors, including interest rates and tariffs, are influencing market sentiment. · The auction market is expected to see increased activity leading up to Easter. · Melbourne's rental market is showing signs of improvement after a downturn. · International student intake has affected the unit rental market. · Long-term investment strategies are essential for success in property. · Market sentiment can significantly impact economic performance. Chapters 00:00 Overview of Australia's Housing Market Trends 02:09 Current State of Rental Markets 07:59 Analysis of House and Unit Rentals 13:47 Impact of Economic Factors on Housing 20:02 Auction Market Insights and Future Predictions 24:06 Conclusion and Key Takeaways Links and Resources: Get the team at to help build your personal – Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. /episode/index/show/michaelyardneypodcast/id/36066025

Are our property markets really just a Ponzi Scheme? With Brett Warren 04/07/2025

Are our property markets really just a Ponzi Scheme? With Brett Warren It's a question that echoes through conversations among frustrated Australians, especially younger generations who find themselves priced out of the housing market: Is this all a Ponzi scheme? The surge in property prices has not only locked out many potential first-time home buyers but has also sparked a fiery debate about the sustainability and ethics of our housing economy, likening our housing markets to a speculative Ponzi scheme. Is this really true? That’s what Brett Warren and I discuss in this episode of The Michael Yardney Podcast. Takeaways The housing market is often misunderstood by younger generations. Owner-occupiers make up a significant portion of the market. Ponzi schemes involve fraudulent investment practices, unlike the housing market. Speculation can lead to market instability, but owner-occupiers provide stability to our hosuing markets. Understanding market fundamentals is essential for successful investing. The current market is not in a bubble, but cyclical fluctuations exist. Investing should be approached with a long-term perspective. Having a strategic plan is vital for navigating the property market. Demographics play a key role in shaping market trends. Chapters 00:00 Understanding the Housing Market and Ponzi Scheme Comparisons 04:19 Defining Ponzi Schemes and Their Characteristics 06:59 Frustrations of Young Australians in the Housing Market 09:46 The Role of Owner-Occupiers in the Housing Market 12:42 Are We in a Housing Bubble? 15:36 Speculative Markets and Their Risks 18:21 Long-Term Investment Strategies in Real Estate 21:08 The Importance of Strategic Planning in Property Investment 24:46 Your Most Valuable Asset 27:30 The Importance of Time Management 30:45 Wealth Retreat: Investing in Yourself Links and Resources: Get the team at to help build your personal - National Director of Property at Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People Get a bundle of eBooks and Reports at Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: /episode/index/show/michaelyardneypodcast/id/35713520

Property Investment, Success & Money | The Michael Yardney Podcast

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