Moneysplained

Do you ever feel like there’s this secret language of money you can’t speak? Or that financial security is only understood and enjoyed by those who come from money, or work as bankers, brokers, analysts, and accountants? Moneysplained is a personal finance podcast that breaks down those barriers and fills in the education gaps for people afraid of admitting what they don't know about money.

Introducing: Get Money 01/14/2020

Introducing: Get Money Check out Get Money, a new podcast I'm in launching January 22nd! It's a fun time. www.getmoneypodcast.com /episode/index/show/moneysplained/id/12741146

Episode 18: The Power of the HSA 05/30/2019

Episode 18: The Power of the HSA With rising healthcare costs, HSAs have become increasingly popular as a tax-free way to pay for medical expenses. My guest Shobin Uralil, co-founder of Lively, a company focused on making HSAs flexible, affordable, and accessible to everyone, walks us through the benefits of an HSA. With proper planning, an HSA can become a valuable savings tool for retirement! /episode/index/show/moneysplained/id/9203189

Episode 17: How to Be Your Own Financial Planner for Free 05/23/2019

Episode 17: How to Be Your Own Financial Planner for Free My guest is Ramona Ortega. She's the founder of My Money, My Future, a personal finance platform aimed at young women. We talk about all the amazing free tools out there for people looking to get their finances together and how the barriers to having a sound financial plan are slowly crumbling. /episode/index/show/moneysplained/id/8940122

Episode 16: How to Pay for College 03/09/2019

Episode 16: How to Pay for College If you have college-bound kids or are thinking about funding a family member's education, this episode is a MUST LISTEN. My guest is the wonderful Joe Messinger, a financial planner who has dedicated his career to helping families pay for college. We talk about everything from the FAFSA to 529 plans. /episode/index/show/moneysplained/id/8939594

Episode 15: Budget is a Bad Word 10/11/2018

Episode 15: Budget is a Bad Word Setting yourself up for failure is almost inevitable when you're trying to save money. We're told by "experts" to make a budget and stick to it but often we have no idea where those budget numbers should come from. On today's show I talk with the Luxe Strategist about real ways to save money that actually work. /episode/index/show/moneysplained/id/7154353

Episode 14: Bookkeeping for Freelancers 09/20/2018

Episode 14: Bookkeeping for Freelancers My guest is bookkeeper extraordinaire Katherine Pomerantz. When you own your own business you are not only the CEO but you're also the HR department, the accounting department, the mail room, the office manager. It's time to outsource and ask for help when you need it. The books - meaning the record that tracks inflows and outflows of your business are the heart of the matter. If categorizing transactions and spreadsheets don't excite you, it's time to hire help! /episode/index/show/moneysplained/id/7067633

Episode 13: Student Loans 09/13/2018

Episode 13: Student Loans Understanding the 1.5 trillion dollar student loan crisis starts with individuals. Student loan expert Heather Jarvis takes us through every possible option for borrowers who find themselves underwater. From refinancing with a private lender to enrolling in a program that will eventually completely forgive the balance owed, we cover every angle of student loans. /episode/index/show/moneysplained/id/7041585

Episode 12: Death and Inheritance 12/12/2017

Episode 12: Death and Inheritance umans we naturally fear death. We fear the great unknown and we have to fear what happens to our loved ones after we go. In this episode we’ll cover estate planning and why having a will is just one small part of a plan to make sure your stuff transfers efficiently to your survivors while they are grappling with your death. I've got a brilliant estate planning attorney on the show to answer all my death and finance questions, plus I find out if I need a will! /episode/index/show/moneysplained/id/6035368

Episode 11: Health Insurance 12/07/2017

Episode 11: Health Insurance Whether you’re choosing a health insurance plan from your employer or shopping for your own on the exchange, there are a ton of terms you need to know: deductible, HMO, PPO, co-insurance, out of pocket, etc. My guest is Todd Erkis, a former actuary and insurance professional who is now a professor of finance at St. Joseph’s University in Philadelphia. He helps us wade through the confusing waters of insurance and warns us of the dangers and monetary penalties for not having insurance. /episode/index/show/moneysplained/id/6019937

Episode 10: The 10 Best Gifts Money Can Buy 11/30/2017

Episode 10: The 10 Best Gifts Money Can Buy The holidays are approaching and that means you’re about to go on a spending frenzy to buy family and friends stuff they don’t need. Let’s change that. I’ll countdown the ten best gifts money can buy that will give you a chance to shift someone’s entire relationship to money. Along the way, I’ll explain how the gold standard worked, I’ll walk you through how to buy government issued savings bonds, show you how to buy bitcoin, and explore how microlending can impact communities thousands of mil /episode/index/show/moneysplained/id/5995381

Episode 9: How to Invest $1000 and the Rise of Robo Advisors 11/16/2017

Episode 9: How to Invest $1000 and the Rise of Robo Advisors Robo advisors are simply online investment platforms. These innovative tech companies have made it extremely easy for the average person to invest in the stock market with just a few dollars. With low fees, robo advisors are basically a one-size fits most investment portfolio behind a very sleek website. I've invested my own money in a few different robo advisors so I can review them for you! Plus, I talk to Nick Holeman from Betterment about how the industry is changing. /episode/index/show/moneysplained/id/5951071

Episode 8: What is Investing? 11/04/2017

Episode 8: What is Investing? Hey, are you sick of all those sports metaphors in investing? Me too! Well I'm gonna call an audible and try to explain various types of investing through fashion. My guests are Zachary Gering, CFP® of Sontag Advisory and Daniel Tersigni of Wealthsimple. We go deep on index funds, socially responsible investing, and how your 401(k) is costing you $40,000 in fees. Disclaimer: Moneysplained is for entertainment and education purposes only and should not be considered investing advice. /episode/index/show/moneysplained/id/5910244

Episode 7: Retirement 11/02/2017

Episode 7: Retirement In today’s episode: retirement. How to save, how to plan, and what those 401(k), Roth IRA, 403(b)s are all about. Plus, a secret community of millionaires who are retiring decades early. I talk to Nicole Peterkin, a certified financial planner in Boston and Johnathan Mendonsa and Brad Barrett of the ChooseFI podcast about their early retirement philosophy known as the FIRE movement. /episode/index/show/moneysplained/id/5903081

Episode 6: Freelance Isn't Free 10/25/2017

Episode 6: Freelance Isn't Free The life of a freelancer is not always glamorous. As a freelancer, you are both the boss and the employee and the accounting department and HR. Because this is podcast is about money, we're going to focus on the accounting department part. In this episode we'll talk about the difference between an S-Corp and an LLC, how to file taxes as a freelancers, how to track down 1099s, what you can actually write-off your taxes, and a very exciting New York City law that protects freelancers from being stiffed. /episode/index/show/moneysplained/id/5876304

Episode 5: So You Got a Job, Now What? 10/19/2017

Episode 5: So You Got a Job, Now What? So you got a job, that’s super great, congrats! In this episode we’ll take a deep dive into that W-4 form that most employees have to fill out. We’ll also look at how to sign up for your employer’s retirement plan and why you should. And for those of you evaluating job offers from less conventional companies, we’ll look at stock options and why you should proceed with caution. /episode/index/show/moneysplained/id/5856155

Episode 4: Taxes 10/12/2017

Episode 4: Taxes In this episode we’ll cover getting an extension on your taxes, paying your taxes after not paying them for a few years, marginal tax brackets, the gift tax, tax brackets, and so much more. /episode/index/show/moneysplained/id/5833578

Episode 3: Your Credit Score 10/05/2017

Episode 3: Your Credit Score One number that can have a pretty big impact on your financial life. And that number of course, is your credit score. Your credit score is a grade that tells banks and lenders all about your credit history. In this episode I’ll show you how to find your score, what those numbers actually mean and a few different ways you can actively improve your score, like getting a secured credit card or a credit builder loan. /episode/index/show/moneysplained/id/5810329

Episode 2: Banking and Credit Cards 09/28/2017

Episode 2: Banking and Credit Cards We’re talking banks, fees, and credit card offers. This is a beast of an episode. From avoiding bank fees to evaluating three separate real-life credit card offers, there’s a lot to cover. /episode/index/show/moneysplained/id/5786113

Episode 1: What is Money? 09/28/2017

Episode 1: What is Money? This is episode one of season one of Moneysplained and we’ve got the entire world of money to cover. Instead of giving you a lifeless history lesson on money I thought I’d start out with a bunch of finance terms I hear all the time in the financial media but am not confident I actually know anything about: Interest rates, credit unions, and bonds, that’s where we’ll start. And if none of those interest you, stick around for later episodes. I promise there’s something here for you. /episode/index/show/moneysplained/id/5785844

Moneysplained Season 1 Preview 08/23/2017

Moneysplained Season 1 Preview In season one, I'll cover everything from doing your taxes as a freelancer to buying your first home. Here's a sneak peak! /episode/index/show/moneysplained/id/5669567

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