Move iQ Podcast
Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
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Mortgage Affordability in 2025
03/31/2025
Mortgage Affordability in 2025
Phil sits down for an insightful conversation with Charlotte Harrison, CEO of Homes at Skipton Building Society. They discuss the current mortgage market, rates, affordability and center the discussion around first time buyers Tune in for: Todays mortgage market Anticipated rate change impact Skiptons Affordability Index First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Is Now a Good Time to Sell a House in 2025?
03/25/2025
Is Now a Good Time to Sell a House in 2025?
Phil chats to Toby Leek of Propertymark to get an understanding of what local agents are seeing in their local housing markets. The spring market is traditionally a busy time for the housing market, but is now a good time to sell a house in 2025? You're in the right place to find out! Tune in for: The overall mood of the housing market Is the housing market stalling? First time buyer challenges Tips for sellers More FREE advice on the Move iQ Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Local Housing Market Insights From Estate Agents
03/19/2025
Local Housing Market Insights From Estate Agents
The Move iQ Podcast is back at another Propertymark regional conference. New area means new insights and this time we are in Oxfordshire to discuss local housing markets and get insights from estate agents on the ground for renters, sellers and buyers. Tune in for: Biggest challenges for buyers and renters Tips for moving home Local market trends To find your Disclaimer - Recorded mid-march before stamp duty changes More FREE advice on renting on the Move iQ Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Stamp Duty Countdown to April
02/18/2025
Stamp Duty Countdown to April
In this First Home Focus episode, we cover the countdown to the imminent stamp duty change and how it will be calculated from April 1st 2025. Tune in for: New Thresholds Example on a £295,000 property Why are things changing? First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How to Get a Home Loan When Self Employed
01/14/2025
How to Get a Home Loan When Self Employed
Phil sits down for a chat with Andy of Skipton Building Society as he outlines the considerations and paperwork you'll need if you're self employed and looking to secure a mortgage. Tune in for: Who qualifies as self employed The importance of proof of income Practical advice if you're self employed First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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What is a Guarantor on a Loan
01/14/2025
What is a Guarantor on a Loan
We share what a guarantor on a loan means if you're a #firsttimehomebuyer aspiring to buy your first property. Emma from Skipton Building Society sits down with Phil to explains how income booster mortgages work and the role and considerations for any guarantor. Tune in for: Application process Onward affordability Guarantor criteria First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Buying a Fixer Upper House First Home
01/14/2025
Buying a Fixer Upper House First Home
Are you a first-time buyer considering buying a fixer-upper house for your first home? It's not always an obvious choice, so in association with Skipton Building Society, we at Move iQ wanted to shine a light on it for you. Tune in for: The reality of renovation What to do before you buy Important considerations First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Buying a House For The First Time
01/14/2025
Buying a House For The First Time
If you're buying a home for the first time you're in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society helping all first time home buyers get onto the property ladder. Tune in for: Understadning mortgage basics Monitor your credit ratings Saving schemes & budgeting First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How to Save for a House Deposit
01/14/2025
How to Save for a House Deposit
First time buyers tune in! We're sharing tips on how to save for a house deposit, in association with Skipton Building Society. Tune in for: How much will you need? Deposit examples First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Shared Ownership is it a Good Idea?
01/14/2025
Shared Ownership is it a Good Idea?
Shared ownership isn't for everyone - but if you're a first time buyer it could be the option for you. In association with Skipton Building Society we share the pros and cons of shared ownership to help you decide if its right for you. Tune in for: Shared ownership defined Types of properties Pros and cons of shared ownership First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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First Time Home Buyer Insurance
01/14/2025
First Time Home Buyer Insurance
Breaking down first time home buyer insurance if you about to become a #firsttimebuyer. In associaiton with Skipton Building Society we've broken down the basics. Tune in for: Types of insurance Policy add ons to consider Japanese knotweed First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How to Get a Mortgage Loan With Bad Credit
01/14/2025
How to Get a Mortgage Loan With Bad Credit
How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for: Examples of bad credit Importance of checking your credit report How to improve your credit rating First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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First Time Home Buyer Home
01/14/2025
First Time Home Buyer Home
A first time home buyer home starts with a clear idea of what you want - but that's not always easy. In association with Skipton Building Society we share some important considerations to help define your wants Vs your needs. First home focus is here to help buying a home for the first time that little bit easier. Tune in for: Importance of budgeting Location Location Location Essentials Vs Desireables First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How to Find Off Market Homes
01/14/2025
How to Find Off Market Homes
Do you know how to find off market homes? As a first time buyer you possibly don't so in association with Skipton Building Society we're going to share some tips should this be a route you want to explore. At first home focus we're here to help you on your first home journey - home ownership might be closer than you think. Tune in for: What is an 'off market' home? Finding off market homes First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Documents Needed For First Time Home Buyer
01/14/2025
Documents Needed For First Time Home Buyer
Knowing the documents you need on your first home journey can be hard to keep up with so in association with Skipton Building Society we summarise a handy checklist to help explain things for you. Tune in for: What mortgage lenders needs When to instruct a solicitor Completion paperwork First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Are Build to Rent Homes in the UK too Expensive?
01/10/2025
Are Build to Rent Homes in the UK too Expensive?
Phil chats with Rachel Hanniquet-Brooking, an operator of build to rent schemes and adviser to Propertymark on this growing sector of the UK housing market. Despite only, currently, forming a small part of the private rental sector, there is an increasing number of build to rent homes in the UK. But what are the rental options are they expensive and do they really offer value for money? Listen to find out! Tune in for: The number of homes in UK built to rent Affordability and value for money Comparison to the private rental sector Whats ahead for build to rent? More FREE advice on the Move iQ Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Housing Market 2025 | Whats Ahead?
12/13/2024
Housing Market 2025 | Whats Ahead?
As we close out of 2024 UK housing market we look at what's ahead for 2025. Phil checks in with Nathan Emerson of Propertymark to get the latest on the UK housing market as well as answering some of your questions. Tune in for: The property market today Energy efficiency & property tax Tips on getting sale ready Renters reform & planning reform More FREE advice on the Move iQ Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Buying a House Checklist
11/19/2024
Buying a House Checklist
Buying your first home can feel overwhelming, but we've got you covered! Louise Gookey breaks down a simple 10-point checklist to guide you through every step of the first-time buying process. From saving for a deposit to getting your paperwork in order and finding the right property, we’ll help you feel confident and prepared. Tune in for: Is Now the Time? How to get your paperwork in order When to begin the House Hunt First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Can I Afford a Mortgage?
11/19/2024
Can I Afford a Mortgage?
Andy Charalambous of Skipton Building Society speaks to Phil about what mortgage lenders are looking for from mortgage applicants. From your credit report to the deposit and how these and other factors influence what a lender might offer. Tune in for: Check your credit report Impacts of deposit amount Affordability assessments First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Mortgage Offer for First Time Buyer
11/19/2024
Mortgage Offer for First Time Buyer
Having a mortgage offer as a first time buyer is exciting - you've been approved 🙌 Joining Phil to explain a bit more about mortgage offers, how long they last and what to do if you need to extend is Andy from Skipton Building Society. Tune in for: Difference between mortgage in principle and mortgage offer How long mortgage offers last Extending a mortgage offer First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How Does a Mortgage Work
11/19/2024
How Does a Mortgage Work
Join Phil Spencer and mortgage expert Umera Patel, in collaboration with Skipton Building Society, as they tackle common questions for first-time homebuyers. Essential advice for anyone aiming to buy their first home! Tune in for: What should first-time buyers do when looking for a mortgage? Factors lenders consider when approving a mortgage Practical advice for managing mortgage payments First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Mortgage in Principle for First Time Buyer
11/19/2024
Mortgage in Principle for First Time Buyer
Phil Spencer is joined by Andy from Skipton Building Society to explain what a mortgage in principle is, when to get one and how to use it. Tune in for: Advantage of having a DIP How long it lasts Top tips First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Questions to Ask as First Time Home Buyer
11/19/2024
Questions to Ask as First Time Home Buyer
In association with Skipton Building Society, Louise Gookey offers some must ask questions for first time buyers. From affordability to location, property condition, and leasehold vs. freehold, we cover all the bases. Plus, we give you tips on how to approach the seller and agent to get the full picture. Tune in for: What’s the Location Like? Putting the Property Under the Microscope Does the Property Have Any Issues? First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Stamp Duty for First Time Buyers
11/19/2024
Stamp Duty for First Time Buyers
In this First Home Focus episode brought to you by Move iQ & Skipton Building Society, Louise Gookey breaks down all you need to know about stamp duty for first time buyers. Tune in for: What is stamp duty land tax? If the property is over the £425,000 Buying with someone else First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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How You Buy a House
11/19/2024
How You Buy a House
First home focus is here to share tips on how to buy a house. Between Move iQ & Skipton Building Society we've put together a 10 step plan to help you on your way to buying your first home. Tune in for: Location Location Location How to be a stand out first time buyer Befriend local agents First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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10 First Time Buyer Mistakes
11/19/2024
10 First Time Buyer Mistakes
Here are 10 first time buyer mistakes so you can avoid them! Brought to you by Move iQ in association with Skipton Building Society, Louise Gookey shares our insight to help all aspiring first-time homebuyers get on the ladder. Home ownership might be closer than you think! Tune in for: The importance of location First time buyer advantage Costs & budgeting First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Buying a House With My Partner
11/19/2024
Buying a House With My Partner
In association with Skipton Building Society, we share advice if you're considering buying a house with a partner. It's always advisable to seek legal advice but to give you a headline understanding here's Louise with an overview of what you need to know. Tune in for: How's home ownership divided? Legal advice and guidance Selling on First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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Local Housing Markets, Insight & Advice from Estate Agents
10/29/2024
Local Housing Markets, Insight & Advice from Estate Agents
The Move iQ Podcast is back on the road, this time to the Propertymark regional conference in Sussex to discuss local housing markets and gain insight & advice from estate agents on the ground for renters, sellers and buyers. Tune in for: Whats going on in Sussex and surrounding areas Top tips for tenants & Landlords Top tips for buyers & sellers Local market trends To find your More FREE advice on renting on the Move iQ Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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What is a First Time Home Buyer?
10/15/2024
What is a First Time Home Buyer?
Do you know what it means to be a first-time buyer? In this episode of our First-Home Focus podcast series, we break down what a first time homebuyer is, so you can be crystal clear before you start your homebuying journey. Property expert and Move iQ founder Phil Spencer, spells out what you need for that first time buyer status. Tune in for: The advantages you have as a first time buyer How to prepare to buy your first home Your affordability considerations First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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What Home Can I Afford?
10/15/2024
What Home Can I Afford?
Do you know what factors influence what house you can afford? In this episode of our First-Home Focus podcast series, Property expert and Move iQ founder Phil Spencer breaks down all the elements that factor into what you can afford, from your credit report and affordability checks to how much your deposit impacts what is available to you. Tune in for: Your credit rating impact Factoring in ALL costs Importance of professional advice First-Home Focus is brought to you on association with Skipton Building Society Why not , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on , , or . We upload videos weekly over on our channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at .
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