On My Way to Wealth
The On My Way to Wealth Podcast is for anyone looking to expand their financial knowledge. Whether you're looking to start your financial wellness journey, or you've been at it for years but have found the financial industry too rigid, elitist, and exclusionary, On My Way to Wealth has something for everyone. Increase your financial aptitude by expanding your money mindset and financial planning prowess. Wealth isn't for a select few, wealth is for you! Subscribe wherever you listen to your favorite podcasts for weekly episodes. Visit https://www.onmywaytowealth.com/ to learn more.
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161: How The New Real Estate Compensation Rules Affect Homebuyers
08/28/2024
161: How The New Real Estate Compensation Rules Affect Homebuyers
In this episode, Luis speaks with Alex Vazquez. Alex is a top producing Realtor® and award-winning team leader, including three-time 40 Under 40 Top Realtors. As a real estate professional, Alex is passionate about helping clients reach their real estate objectives through buying, selling, and investing. In this episode Luis and Alex discuss: · The role of a Realtor® in the homebuying and selling process · How the new compensation rules affect homebuyers · Little known benefits of purchasing new construction homes · The pros and cons of Homeowners Associations And much more….. Resources:
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160: How to Get Wealthier with Dan Solin
06/26/2024
160: How to Get Wealthier with Dan Solin
Dan Solin is the New York Times bestselling author of the Smartest series of books, which include The Smartest Investment Book You’ll Ever Read, The Smartest 401(k) Book You’ll Ever Read, The Smartest Retirement Book You’ll Ever Read, The Smartest Portfolio You’ll Ever Own, The Smartest Sales Book You’ll Ever Read and The Smartest Money Book You’ll Ever Read. He is also the author of Ask: How to Relate to Anyone and Does Your Broker Owe You Money? In 2005, he testified as an investor advocate before the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises of the Committee on Financial Services in the U.S. House of Representatives. His latest book is Wealthier: The Investing Field Guide for Millennials. The website for Wealthier is . Dan is a regular blogger for Advisor Perspectives. Dan graduated from Johns Hopkins University and the University of Pennsylvania Law School. He practiced law in New York City for many years before retiring. As an attorney, he represented many investors harmed by the misconduct of brokers. He was formerly a registered investment advisor with several prominent advisory firms. He resides in Bonita Springs, FL with his wife, Patricia. In this episode Luis and Dan discuss: · Why investing does not need to be complicated · Tips for Millennials and anyone getting started in their financial journey · How to eliminate distractions in life and get focused on your goals · Focusing on what matters most And much more….. Resources:
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159: From Surviving to Thriving with Jon Wong, CFP®
05/29/2024
159: From Surviving to Thriving with Jon Wong, CFP®
In this episode, Luis speaks with Jonathan Wong, CFP®. Jonathan Wong is the Founder and CERTIFIED FINANCIAL PLANNER™ professional of Layari Financial, a comprehensive financial planning practice helping individuals, growing families, business owners and high-level executives organize, grow and protect their assets through life’s transitions. founded Layari Financial to offer a better experience. After 15 years working for larger financial planning practices, he decided to follow his dream of starting his own firm. His mission is to serve people like himself: a first generation minority, ambitious in taking control of his financial future. In this episode Luis and Jon discuss: · The entrepreneurial journey and the importance of having a strong why · How to setup a strong financial foundation · Changing your mindset to set yourself up for financial success · Empowering your children via education in order to create generational wealth And much more….. Resources:
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158: Becoming Your Own Boss with John Prendergast
04/24/2024
158: Becoming Your Own Boss with John Prendergast
John Prendergast founded Blueleaf, an all-in-one wealth management platform that handles reporting, billing, rebalancing, and practice management while helping advisors connect with and deliver for their clients. John built Blueleaf into a client-centric company that provides direct tech support to advisors and their clients, helping thousands of financial advisors better engage with their clients to build trust and nurture long-term relationships. In addition to his role at Blueleaf, John hosts The Augmented Advisor podcast, featuring the most successful creators in wealth management. The podcast offers valuable real-world marketing tools and strategies for RIAs, wealth managers, and B/Ds to build an audience, establish a brand, and grow their business. John holds an MBA from Northwestern University's Kellogg School of Management and a BA from Boston College. In this episode Luis and John discuss: · How not to be afraid of taking risks as an entrepreneur · How to test your idea with little investment · How to be an entrepreneur while being an employee · The importance of mission and passion while building your business And much more….. Resources:
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157: Ask Questions, Save Money, Make More with Special Guest Matt Schulz
04/10/2024
157: Ask Questions, Save Money, Make More with Special Guest Matt Schulz
Matt Schulz is the author of "Ask Questions, Save Money, Make More: How To Take Control Of Your Financial Life" and is Chief Credit Analyst at LendingTree. A credit and personal finance expert, he has appeared on ABC World News Tonight, Good Morning America, NBC Nightly News, Today, and other national shows, and Bloomberg News, New York Times, Wall Street Journal, and other publications have showcased his expertise. A former journalist, he has run online news teams for TV stations, newspapers and websites and has written or edited for Bankrate, American Banker and USNews.com among other outlets. He lives in Austin, Texas, with his wife and son. In this episode Luis and Matt discuss: · Why you have more power over your money than you think · Practical advice that you can do right now to start saving money · How to best position yourself for a salary increase · The power of growing your professional network And much more….. Resources:
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156: Your Money Vehicle - How To Begin Driving to Financial Freedom! With Jedidiah Collins, CFP®
04/03/2024
156: Your Money Vehicle - How To Begin Driving to Financial Freedom! With Jedidiah Collins, CFP®
In this special episode for Financial Literacy Month, Luis speaks with Jedidiah Collins, CFP®. Jed is also known as the fullback of finance, having played 5 seasons in the National Football League, and then transitioning into becoming a Certified Financial Planner™ pro. He’s also the author and creator of Your Money Vehicle, which is both a book and a premier financial literacy program, and he also hosts The Money Vehicle Movement Podcast. Tune in to learn how to drive the first mile in your financial journey. In this episode Luis and Jed talk about: How time is on your side and the importance of starting early Embracing mistakes and failures and using them to your advantage Why we should all operate as a business Social media’s impact on our mental health and financial insecurity Why more money does not translate into more happiness And much more…….. Resources: · · · · · · ·
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155 Your Best Financial Life - Save Smart Now for the Future You Want With Anne Lester
03/06/2024
155 Your Best Financial Life - Save Smart Now for the Future You Want With Anne Lester
In this episode, Luis speaks with Anne Lester. Anne is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime contributions to Americans’ economic security with the prestigious Ray Lillywhite Award. She is on a mission to help rising leaders retire on their time and target. A top-rated speaker, Anne addresses the under-45 crowd as well as professional audiences, including P&I, NAPA, Wharton, plus financial firms and their clients. Anne is also a media commentator and regular contributor on personal finance and retirement issues. She has been featured on outlets including Bloomberg TV, CNBC, Forbes, Business Insider, Wall Street Journal, The New York Times and Barron’s. She also co-founded The Aspen Leadership Forum on Retirement Savings with AARP. Her book, Your Best Financial Life: Save Smart Now for the Future You Want (William Morrow, 2024), helps younger savers find long-term savings success by overcoming their behavioral biases. Notes: In this episode Luis and Anne talk about: Achieving your current goals while also prioritizing your retirement Hacks and actionable items to make saving money easier How to determine if a luxury item is worth the splurge Three questions to ask yourself before you tap into your emergency savings And much more…….. Resources: · · · · · · ·
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154: Small Changes, Big Results! with Oliver Pursche, AAMS®, CEPA
02/28/2024
154: Small Changes, Big Results! with Oliver Pursche, AAMS®, CEPA
In this episode, Luis speaks with Oliver Pursche. Oliver is a recognized thought leader with nearly 30 years of Financial Advisory Experience, currently with Wealthspire Advisors. His opinions and guidance on saving and investing are frequently requested by CNBC, Bloomberg Television and Radio, Kiplinger’s and Forbes Magazines as well as many other national and world-wide news outlets such as Reuters and Dow Jones. In his role as an advisor, Oliver has been named “amongst the best of the best” by Barron’s Magazine six years in a row (2008-2014) as part of their “Top Independent Advisor” annual ranking. As an educator, Oliver has been a keynote speaker at both industry and private events, has been featured in hundreds of investment seminars including events sponsored by AAII (American Association of Independent Investors), Vanguard, and Fidelity. Oliver is also the author of Notes: In this episode Luis and Oliver talk about: Saving for your future while still enjoying your latte How to teach your children good money habits The truth about social media and keeping up with the Joneses How to take small steps that will have a lasting positive impact on your finances And much more…….. Resources: · · · · · · · · ·
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153: For the Love of Money - A Heartfelt Conversation on Navigating Your Financial Future Together
02/21/2024
153: For the Love of Money - A Heartfelt Conversation on Navigating Your Financial Future Together
In this episode, Luis speaks with Ramona Ortega. Ramona is the CEO & Founder of WealthBuild, an AI-powered financial co-pilot that helps people make smarter financial decisions and build wealth. She previously founded, My Money My Future, a financial literacy and inclusion platform. She is an award-winning tech entrepreneur, public speaker, impact investor and forthcoming author. Ramona was named Crain’s Business Most Notable Women in Financial Advice in 2020 and 100 Most Influential Latinas by Latino Leaders Magazine. She is a Politico Impact leader and was recently featured in HBO’s Gaming Wall Street. Notes: In this episode Luis and Ramona talk about: Pre-Marital Prenups: Not just for celebrities! Banking together Financial Infidelity Planning for joint goals with your partner Financial Do’s and Don’ts for couples And much more…….. Resources: · · · · · · · · ·
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152: 5 Things to Know Before You File Your Taxes in 2024!
01/24/2024
152: 5 Things to Know Before You File Your Taxes in 2024!
Hey there! Just wanted to give you a heads up about some important info for tax season 2024. Notes: In this episode Luis talks about: Important dates to know this tax season Getting organized The fastest and safest way to file your tax returns Last minute tax planning Common mistakes to avoid And much more…….. Resources: · · IRS Program · and TCE IRS Program · for members of the military · · · · · · ·
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151 Improve Your Health to Increase Your Wealth! with Edward Castillo
01/17/2024
151 Improve Your Health to Increase Your Wealth! with Edward Castillo
In this episode, Luis speaks with Edward Castillo. Edward is a Certified Personal Trainer and content creator. Have you ever thought about how going to the gym and managing your personal finances have a lot in common? Just like how going to the gym is essential for keeping your body healthy and fit, managing your personal finances is crucial for maintaining a healthy financial life. Notes: In this episode Luis and Edward talk about: How motivation alone won’t help you achieve your goals The importance of having specific goals and a strong why How being healthy has a direct impact on your finances Tips for staying healthy during holidays and travel And much more…….. Resources: · · · · · · · · ·
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150: 2023 Year-End Tax & Financial Planning Strategies
11/22/2023
150: 2023 Year-End Tax & Financial Planning Strategies
In this episode, Luis talks about the year-end strategies that you can implement to lower your tax bill, and set up your finances to start 2024 with a bang! Notes: In this episode Luis talks about: The tax planning strategies he uses with his clients Tax Loss Harvesting How to best maximize your employee benefits Taking advantage of the current high interest rate environment And more…….. Resources: · · · · ·
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149: Rich Habits with Thomas C. Corley, CPA, CFP®, M.S. Tax
10/25/2023
149: Rich Habits with Thomas C. Corley, CPA, CFP®, M.S. Tax
In this episode, Luis speaks with Tom Corley. Tom is CPA, CFP® Pro, holds a Master’s Degree in Taxation, and is a bestselling/award-winning author. His books include: Rich Habits, Rich Kids, Change Your Habits Change Your Life, Rich Habits Poor Habits and Effort-Less Wealth - Smart Money Habits at Every Stage of Your Life. Tom has appeared on or in CBS Evening News, The Dave Ramsey Radio Show, CNN, MSN Money, USA Today, The Huffington Post, SUCCESS Magazine, Money Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC. Notes: In this episode Luis and Tom talk about: The Rich Habits Study and key findings Key Habits of the Rich and the Poor The 4 paths to building wealth The true currency of the wealthy And more…….. Resources: · · · · · · · · · ·
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148: Living Life on Purpose with Daniel Crosby, Ph.D.
10/18/2023
148: Living Life on Purpose with Daniel Crosby, Ph.D.
Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 12 languages. His latest work, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. Notes: In this episode Luis and Dr. Crosby talk about: ● Behavioral Finance ● How our brain is designed for survival, not exceptionality ● How we think making money is a shortcut to a happy and meaningful life ● Why we’re chasing the wrong dream and how to align our values with our time ● The effects of social media on our mental health and happiness ● How we set ourselves up for failure by trying to keep up with the Joneses And more…….. Resources: ● ● ● ● ● ● ● ● ● ●
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147: Redefining Your Riqueza (Wealth) with Lea Landaverde
10/11/2023
147: Redefining Your Riqueza (Wealth) with Lea Landaverde
In this episode, Luis speaks with Lea Landaverde. Lea is also known as the Latina Wealth Activist, and is a revolutionary financial professional and creator. She is a First-Generation, Queer, Latina based out of Dallas, Texas. Lea is the Founder of The Riqueza [Ri-ke-sa] Collective, a holistic financial coaching practice dedicated to providing bilingual financial education to the next generation of wealth builders. She is also the voice of Mi Riqueza Podcast: a Podcast Redefining the Way We View Wealth. Lea earned her Masters in Finance at the University of Utah and is a certified practitioner of the Trauma of Money. With over 9+ years in the financial industry, Lea has combined her knowledge in wealth management, investment banking, technology and personal finance to amplify her message. Lea has over 100k+ followers across all her social media and has been awarded Best Fintok Creator for Hispanic-Focused Content of 2023 from Debt.com. Lea has also won Best Professor of the Year for 2021 at Utah Tech University as she teaches financial literacy for incarcerated youth in Utah. Lea is a visionary and her passion lies in bridging the wealth gap and pushing for financial equity to marginalized communities through activism, education, community and wellness. Notes: In this episode Luis and Lea talk about: ● Lea’s background, upbringing, and career path ● Turning financial failures into lessons ● Redefining your wealth based on your values ● The importance of being true to yourself and being 100% authentic And more…….. Resources: ● ● ● ● ● ● ● ●
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146: Si Se Puede: Creating Your Own Path to Success with Carlos Hernandez
10/04/2023
146: Si Se Puede: Creating Your Own Path to Success with Carlos Hernandez
In this episode, Luis speaks with Carlos Hernandez. Carlos “Charlie” Hernandez is the founder and CEO of Crediverso. A Los Angeles native, Carlos is the grandson and son of Hispanic immigrants and grew up not only listening to stories but seeing first-hand how the U.S. financial system affected the Hispanic immigrant experience. Carlos has always been keenly aware that this system was not designed for the Spanish-speaking or Hispanic community, even though these individuals represent 20 percent of the U.S. population. By doing deeper research, he realized that across every financial product vertical available, from credit cards and loans to bank accounts and insurance, the adoption rates in the Hispanic community were far lower than those of the general market. Carlos launched Crediverso to fix this, and is on a mission to help the U.S. Hispanic community realize their American Dreams by achieving financial access and freedom. Carlos is a Harvard undergrad, Law and Business school graduate. He is a registered attorney with the American Bar Association in California and a Licensed Real Estate broker with the California Bureau of Real Estate. Before launching Crediverso he served as Director of Latin America and the Caribbean for MGM Resorts International. Notes: In this episode Luis and Dr. Carlos talk about: Carlos’ background, upbringing and career path How the lack of trust in the U.S. financial system hurts the Latinx community How Crediverso is helping the U.S. Hispanic community with financial literacy resources Crediverso’s newest tool, MyPocketLawyer Learning from your parents’ struggles and successes on your way to wealth And more…….. Resources: · · · · · · · · · ·
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145: On My Way to Wealth, Health & Happiness with Miri Rodriguez
09/20/2023
145: On My Way to Wealth, Health & Happiness with Miri Rodriguez
In this episode Luis speaks with Miri Rodriguez. Miri is a globally recognized Storyteller, bestselling author of and owner of . Miri brings 15+ years of expertise, valuable industry and consulting insights matched with a lighthearted and authentic delivery approach. Miri has earned several awards in digital marketing and customer experience and is ranked as top in-demand speaker at leading industry conferences around the world. Her social advocacy and philanthropic work include volunteering to train social enterprise leaders in Africa, coaching students at Network for Teaching Entrepreneurship in the U.S., and mentoring men and women to build their personal brand with empathy, passion and purpose. She currently works at Microsoft as Senior Storyteller for State and Local Government. Notes: In this episode Luis and Miri talk about: ● Miri’s background and career path ● Building a personal brand ● The true meaning of wealth ● The second edition of Miri’s book ● Using AI as a tool And more…….. Resources: ● ● ● ● ● ● ● ● ● ● ●
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144: Reach Your Financial Edge with Vanessa N. Martinez, MBA
09/13/2023
144: Reach Your Financial Edge with Vanessa N. Martinez, MBA
In this episode Luis speaks with Vanessa N. Martinez, MBA. Vanessa is the CEO and Founder of Em-Powered Network, bringing over fifteen years of experience in wealth assessment and guidance. Barrons Top 100 Women Advisor 2020 & 2022, Forbes Top Women Wealth Advisor 2020 & 2021, Forbes Best in State 2021-2022. She is dedicated to building meaningful relationships and helping clients pass on a legacy rooted in strong values. Co-author of Family Values at Risk, Inclusive Communication to Pass on Your Family’s Wealth and Legacy. Notes: In this episode Luis and Vanessa talk about: ● Vanessa’s background and upbringing ● The importance of building community ● Being a mentor and a mentee simultaneously ● Building generational wealth ● SER Latino Advisor Summit And more…….. Resources: ● ● ● ● ● ● ● ● ● ●
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143: Is It Time to Rebalance My 401k?
09/06/2023
143: Is It Time to Rebalance My 401k?
In this episode Luis talks about the importance of rebalancing your 401k. If you have a retirement plan at work and have not made any changes for a long time, tune in to learn more! Notes: In this episode Luis talks about: ● What rebalancing your 401k means ● The importance of rebalancing your 401k ● How often you should rebalance your 401k ● The one thing people forget when they rebalance their 401k And more…….. Resources:
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142: How I Achieved a Perfect 850 Credit Score
06/21/2023
142: How I Achieved a Perfect 850 Credit Score
In this episode Luis shares how he obtained the highly coveted perfect credit score. If you’re looking to improve your credit score, tune in to learn more about what you should be doing today! Notes: In this episode Luis talks about: · How having a good credit score impacts other parts of your finances · The different parts that make up your overall credit score · Often overlooked mistakes that lower your credit score · How to protect your credit from fraudsters Resources:
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141: Developing a CEO Mindset & Leveling Up Your Finances
06/07/2023
141: Developing a CEO Mindset & Leveling Up Your Finances
In this episode Luis speaks with Jason LeDuc, CEO of Evil Genius Leadership Consultants. Jason served twenty years in the United States Air Force and retired at the rank of Lieutenant Colonel in 2015.He started Evil Genius Leadership Consultants to bring the best leadership and strategy lessons from the military to the civilian world. He maintains his growth as a leader through learning the best practices of various industries as he trains government and corporate clients, non-profit organizations, and small business owners to be effective and dynamic leaders. Jason first got involved in the Las Vegas startup community as a student member of UNLV’s Rebel Venture Fund. He is a strong believer in continuing to educate ourselves, and is an avid reader and practitioner of leadership, motivation, communication and human behavior. Notes: In this episode Luis & Jason talk about: · Thinking like a CEO regarding your personal finances · Leveraging your stakeholders to succeed · The importance of having a strong “why” · The power of goal setting and measuring progress · Developing discipline so that you don’t have to rely on motivation · And much more… Resources:
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140: Exploring the Intersection of Aging Health, Wealth and Longevity
05/31/2023
140: Exploring the Intersection of Aging Health, Wealth and Longevity
In this episode Luis speaks with Barbara Micheletti, MS, Gerontologist & the CEO of Interrupting Aging LLC. Becoming a now 25-year Gerontologist for Barbara Micheletti was inevitable - finding her passion for helping financial, insurance, and seniors-focused industry leaders help their clients financially and emotionally plan, in advance, for age-related issues was firmly rooted in her childhood after witnessing elderly neighbors face social isolation, financial & physical challenges and later, as a business insurance advisor, witnessing and helping many of her older clients through equally devastating aging issues losses. Barbara is a Phoenix, Arizona State University Gerontology Dept Adjunct Faculty Member, Aging & Money Blueprint online training program content creator, Maverick ToastmastersClub President, Gerontological Society of America Fitness, Exercise & Wellness Interest Group Convener, WIFS, FPA and ASA member, women's advocate, and a later-life Brazilian Jiu-Jitsu practitioner. She is a nationally recognized aging and financial fraud expert & speaker having presented at conferences including financial, insurance, adult protective services, healthcare, and senior housing, as well as dozens of webinars. Notes: In this episode Luis and Barbara talk about: ● What is a Gerontologist? ● The mind/body connection & how anti-aging has evolved over the years ● Your brain cells peak – how to engage our brain & promote cognitive health ● Where do you start to become healthier and age successfully? ● How to mitigate risk & look out for our aging parents ● Making the transition from the work force to retirement with a positive mindset Resources:
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139: What You Need to Know Before You Apply for a Mortgage Loan
05/24/2023
139: What You Need to Know Before You Apply for a Mortgage Loan
In this episode Luis speaks with Thomas Russo. Tom is the Managing Member of Coltrain Funding Group, located in NY. With over 25 years of experience in mortgages, Tom loves to help individuals and families achieve their dream of homeownership. Tune in to learn more about what you need to know before you apply for a mortgage loan. Notes: In this episode Luis and Tom talk about: The difference between a mortgage banker and a mortgage broker The criteria that lenders look at in order to determine a loan approval How to buy an investment property with less than 20% down Alternative lending products to traditional mortgage loans And much more…… Resources:
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138: What You Need to Know Before You Borrow From Your 401K
04/12/2023
138: What You Need to Know Before You Borrow From Your 401K
Sometimes we find ourselves in need of additional cash. Whether it’s to pay off debt, buy a house, deal with an emergency or finance a project, it can be tempting to take money out of or borrow from our retirement plans. Tune in to learn more about what you should know before you borrow from your 401K. Notes: In this episode Luis speaks about the following and more: The difference between a 401k withdrawal and a 401k loan The pros and cons of borrowing from your 401k Little known tax consequences of borrowing from your 401k What happens if you have a 401k loan and you lose your job or leave your employer Alternatives to borrowing from your 401k Resources:
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137: Strengthen Your Marriage & Level Up Your Finances
03/08/2023
137: Strengthen Your Marriage & Level Up Your Finances
In this episode Luis speaks with TV’s #1 relationship expert! Pastor Cal from the TV show Married At First Sight. Tune in to learn how to make your marriage and your finances stronger as a power couple. Pastor Cal is a sought-after magnetic speaker, acclaimed author, marriage coach, and relationship expert. As an ordained minister and pastoral counselor, Pastor Cal has dedicated nearly three decades to public speaking, teaching and relationship- building. He holds a BA in Theology from Oakwood University, a Masters of Divinity from Andrews University as well as a law degree from Columbus, Ohio’s Capital University Law School. Pastor Cal and his wife, First Lady Wendy, operate the successful marriage coaching organization, Marriage Ain’t For Punks, and he also serves the thriving Atlanta congregation, Progression Church, as the lead pastor. He and Wendy currently travel internationally conducting marriage and relationship conferences, boot camps and seminars. When he is not on the set, he can often be found posting about his life on to his hundreds of thousands of followers. Notes: In this episode Luis and Pastor Cal talk about: Marital C.P.R. Why every marriage should have a goal. Establishing a set standard in your marriage and your finances. The importance of community and how it helps your marriage. And much more…… Resources:
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136: The Top 6 Ways To Make Your Tax Refund Work For You in 2023!
03/01/2023
136: The Top 6 Ways To Make Your Tax Refund Work For You in 2023!
‘Tis the season to be jolly! It’s tax refund season for most people. Want to learn my top 6 Ways to make your tax refund work for you in 2023? Then tune in to this episode! Notes: In this episode Luis talks about: Different types of accounts to make your money work for you Credit card payment strategies Different types of investment accounts Protecting Your Family Investing in Yourself Resources: Learn About
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135: 4 Things Every Solopreneur Should Know!
02/15/2023
135: 4 Things Every Solopreneur Should Know!
4 Things Every Solopreneur Should Know! Whether you have a side hustle or left your job to become a business owner, there are things that you should do in order to operate your business more efficiently. Tune in to learn the 4 things every solopreneur should know! Notes: In this episode Luis talks about: Keeping business and personal separate Forming a legal business entity Paying estimated taxes during the year Planning for your own retirement Resources:
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134: Converting Funds to a Roth IRA When the Stock Market is Down
02/08/2023
134: Converting Funds to a Roth IRA When the Stock Market is Down
Roth IRAs are a great way to have tax free income in retirement. If you have pre-tax funds in a Traditional IRA or 401K, you may benefit from converting those funds into a Roth IRA. Tune in to learn strategies you can use and the pro’s and con’s to help you make an informed decision. Notes: In this episode Luis talks about: What is a Roth IRA? How much you can contribute to a Roth IRA What is a conversion and how does it work? The pro’s and con’s of doing a Roth conversion The benefits of doing a Roth conversion when the stock market is down Resources:
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133: Why You Need an Estate Plan with Andres Mazabel
02/01/2023
133: Why You Need an Estate Plan with Andres Mazabel
In the newest episode of On My Way to Wealth, I sit down with Andres Mazabel, Head of Advisor Solutions at Trust & Will. Having spent 10+ years in private banking, he's now on a mission to help advisors implement estate planning and deliver comprehensive planning. Andres views estate planning as a huge opportunity for financial advisors to deepen relationships, add value, and implement legacy planning conversations. Notes: In this episode Luis and Andres talk about: -What you need to know about estate planning -What is probate? -Choosing a guardian for your children -The difference between a trust & a will Resources:
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132: Top 6 Moves to Make After a Layoff
01/25/2023
132: Top 6 Moves to Make After a Layoff
If you have been watching the news or scrolling social media, you may have noticed some large companies have recently laid off thousands of their employees. Being laid off and not having that steady income can be scary for many people. Tune in to hear my six money moves you should make after being laid off. Notes: In this episode Luis talks about: Reviewing your severance package & expenses How a financial advisor can help you navigate life after a layoff Resources available to you after being laid off Figuring out a plan for healthcare Resources:
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