Maximizing Medicare with Paul Sheldon

Medicare can be a confusing road to travel. Luckily, Paul Sheldon is here with the expertise and guidance to help you travel the maze and to find the destination that is right for you. Tune in each week for the latest news and information important to you.

PPOs for vision care 10/25/2025

PPOs for vision care PPOs for vision care. Medicare. Long term care is not covered. ETTDBC (Eating, toileting, transfering, dressing, bathing, continence) Life Insurance - it only gets more expensive as we age. Long Term care Insurance - may need a minimum of $200/day benefits. Real life appointment: Couple save over $500/month! /episode/index/show/paulsheldon/id/38775795

Guest General Surgeon Roland Rodriguez 10/25/2025

Guest General Surgeon Roland Rodriguez Guest General Surgeon Roland Rodriguez. Universal Health Care: Is it "right"? Socialized medicine - leads to rationing and scarcity. Can also compromise quality. Competition leads to improved quality and reducing costs. Medical School. Big Beautiful Bill. /episode/index/show/paulsheldon/id/38775785

Guest Chris Graham of Graham Financial Group 10/24/2025

Guest Chris Graham of Graham Financial Group Guest Chris Graham of Graham Financial Group, insurance agent in Florida. United American Insurance. Lapse in coverage could lead to rate increase. How to keep your policy when you move. Medicare Advantage Plans: pressure to cut costs. Financial incentive over care. /episode/index/show/paulsheldon/id/38775780

Skin Substitutes 10/24/2025

Skin Substitutes Real life example of couple from Frazier Park and an unexpected job loss, they could work in Medicare. Skin Substitutes - used to replace damaged skin, led to abusive pricing and fraud. Article " Social Security Shake Up in 2026 - 3 changes for retirees" /episode/index/show/paulsheldon/id/38775770

Guest- Sam Olsen 10/24/2025

Guest- Sam Olsen Guest Sam Olsen - owner of Sam Olsen Insurance Agency and friends with Paul's son. We discuss Medicare, skin substitutes, Medicare Advantage Plans, and what to do about Cancer. /episode/index/show/paulsheldon/id/38775760

Signa PPO dental plans vs HMOs. 09/22/2025

Signa PPO dental plans vs HMOs. Signa PPO dental plans vs HMOs. Teens & Diabetes. Health & Human Services recinds undocumented immigrants access to healthcare. Medicare Plan D - deductibles rising. Skin substitutes. /episode/index/show/paulsheldon/id/38318180

The importance of advertising correctly. 09/22/2025

The importance of advertising correctly. Real life appointment: client retiring from school district saves over $7000 per year. Frank Becher and the importance of calling back people. Minimum 2 per day. The importance of advertising correctly. /episode/index/show/paulsheldon/id/38318170

Guest Mike Lemar, president of Sunshine State Agency 09/22/2025

Guest Mike Lemar, president of Sunshine State Agency Guest Mike Lemar president of Sunshine State Agency. The importance of picking the right plan for you. United American and their automatic claims filing. Medicare advantage plans and why they're a mistake. /episode/index/show/paulsheldon/id/38318140

What Are Pharmacy Benefit Managers. 09/22/2025

What Are Pharmacy Benefit Managers. Pharmacy Benefit Managers. Reimbursements not covering cost of drugs. Wegovy/Zepbound prices fall but access is still limited. Bill 242 Medicare Supplements coverage and open enrollment period will doom lower prices. /episode/index/show/paulsheldon/id/38318130

Medicare at risk due to lobbyists 09/22/2025

Medicare at risk due to lobbyists Medicare at risk due to lobbyists. Proposed law mandates enrollment in Medicare Advantage. Top 20 Hospitals in the United States. United American is most stable, including rates. /episode/index/show/paulsheldon/id/38318115

Understanding Medicare coverage while incarcerated. 08/31/2025

Understanding Medicare coverage while incarcerated. Hims & Hers companies expand into Canada. Paul recaps his trip to Greece & Turkey. Understanding Medicare coverage while incarcerated. Client savings when switched to Medical. Medicare Advantage Plans & Fraud. /episode/index/show/paulsheldon/id/38037965

Subsidies and how they've affected which drug plans are offered. 08/31/2025

Subsidies and how they've affected which drug plans are offered. /episode/index/show/paulsheldon/id/38037950

What does the Federal Gov pay for? 08/31/2025

What does the Federal Gov pay for? Paul goes to the DMV. Why its important to take Medicare. What to look for when finding a dentist. Whole Life Insurance. Long term care expenses. What does the Federal Gov pay for? /episode/index/show/paulsheldon/id/38037920

Co-pay VS Co-Insurance 08/31/2025

Co-pay VS Co-Insurance Dental & Vision Plans. Dental coverage explained. July 4th and USA. Inflation Reduction Act. Rising Deductibles. Co-pay VS Co-Insurance. Lobbyists and their role. United Healthcare Fraud Case. /episode/index/show/paulsheldon/id/38037905

Why Medicare Advantage Plans are not efficient. 08/31/2025

Why Medicare Advantage Plans are not efficient. Salvation is a person - Jesus. Room & Board Rates. Medicare Payment Advisory Commission. Why Medicare Advantage Plans are not efficient. Explanation of Medicare HMOs. /episode/index/show/paulsheldon/id/38037900

Difference in premiums with Medicare Supplements. 08/31/2025

Difference in premiums with Medicare Supplements. Difference in premiums with Medicare Supplements. Importance of Callbacks. Rite Aid closures. Cuts to Medicare. Spousal discounts. /episode/index/show/paulsheldon/id/38037865

What is MEDPAC? 07/21/2025

What is MEDPAC? Salvation through Jesus. Contact Paul 3 months before turning 65. MEDPAC - Medicare Payment Advisory Commision. Breakdown of Medicare Advantage Plans. Not efficient. HMOs. Role of Lobbyists. /episode/index/show/paulsheldon/id/37476245

Special Guest Dr Patrick Soon Shiong 07/21/2025

Special Guest Dr Patrick Soon Shiong Dr Patrick Soon Shiong "Secret To Beating Cancer". Big Pharma attacking his treatment. Article "DoJ accuse Medicare Advantage Insurance of Paying Kickbacks". Medicare Parts A&B VS. Advantage /episode/index/show/paulsheldon/id/37476220

Inflation and Medicare 07/21/2025

Inflation and Medicare Getting rates, which are tentative on exam. Whole life insurance with dividends. Medicare Supplement Premiums. The effect of inflation on rates. Plan G comparisons. Real life example - Canyon Country couple. /episode/index/show/paulsheldon/id/37476195

Medicare Supplement C 07/21/2025

Medicare Supplement C Client story Retired from Kern Co. HMOs vs PPOs. Tehachapi Couple retiring. Medicare Supplement C and why not recommended. Inflation Reduction Act and difficulty finding medications. /episode/index/show/paulsheldon/id/37476170

Medicare Late Enrollment Penalties 06/20/2025

Medicare Late Enrollment Penalties Social Security Act with FDR. Lyndon B. Johnson amended so that it includes Medicare. School district retirees, helped save them $21K per year. Medicare late enrollment penalty. /episode/index/show/paulsheldon/id/37095280

Importance of Life Insurance 06/20/2025

Importance of Life Insurance Client who's husband passed away, importance of life insurance. Beware of commercials for Medicare and dental. 5 recommended PPO plans. Getting rid of Medicaid?? /episode/index/show/paulsheldon/id/37095270

Things To Know About Taxes 06/20/2025

Things To Know About Taxes Taxes - filing married or separately: check your Medicare Rates and ask you CPA. Loss Ratio: Money received vs claim payouts. Medicare Part D. /episode/index/show/paulsheldon/id/37095205

Guest: Becky Jones 06/20/2025

Guest: Becky Jones Beck Jones joins Paul as well as a special Easter message. /episode/index/show/paulsheldon/id/37095185

Diabetes Treatment Has Pricing Increases 05/11/2025

Diabetes Treatment Has Pricing Increases Diabetes treatments sky rocket. Drug prices up. Patients up 142K to 1.5 million. Hairloss and ED meds not covered. "Upcoding" beware of fraud (United Healthcare says accusations are false) Agentic AI - Using AI as agents to help the customer. 23 and me files for bankruptcy. /episode/index/show/paulsheldon/id/36522145

When To Contact For Medicare 05/11/2025

When To Contact For Medicare When to contact Paul for Medicare - 3 months before turning 65. Cataracts: various surgeries, Medicare doesn't cover elective surgeries, patient pays the difference. Dr. Oz and the Center for Medicare and Medicaid. VA & Tricare. /episode/index/show/paulsheldon/id/36522120

Guest Ryan Sykes Part 2 05/11/2025

Guest Ryan Sykes Part 2 Discusses Screening, billing cycles, preferred pharmacy and prescriptions. Business is more than just the bottom line. Paul helps a client save over $10K a year. /episode/index/show/paulsheldon/id/36522105

Guest Ryan Sykes 04/08/2025

Guest Ryan Sykes Ryan's story into self-employment. Selling Medicare Supplement Insurance. Personality gets you leads. Listen & hear clients. Make friends then sell /episode/index/show/paulsheldon/id/36048480

Guest - Lisa Rehburg discusses Life Insurance Settlements 04/08/2025

Guest - Lisa Rehburg discusses Life Insurance Settlements Plus- Owner can sell Term Insurance before it ends. /episode/index/show/paulsheldon/id/36048465

HSA Contributions with Medicare Are Illegal 04/08/2025

HSA Contributions with Medicare Are Illegal Plus Appealing late enrollment penalty /episode/index/show/paulsheldon/id/36048450

Maximizing Medicare with Paul Sheldon

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