Long View Investing with Tetrault Wealth
Award-Winning Portfolio Manager Rob Tetrault provides insight for investors on a wide array of wealth management topics. Constantly ranked in the Top 5 Wealth Advisors in Canada, Rob is a Senior Investment Advisor and Portfolio Manager at Tetrault Wealth from Canaccord Genuity Wealth Management. He initially worked as a litigation lawyer at Aikins MacAulay Thorvaldson. He then completed a Finance MBA and was a member of the Dean's list at the Asper School of Business. The Rob Tetrault podcast show includes discussions on investment, tax, insurance, retirement and estate planning. From RESPs to Family Trusts, Rob's goal is to provide value and crucial information to all investors no matter what age and what their current net worth is. Disclaimer: http://ow.ly/XvqU30o8uTc © Copyright 2026 All Rights Reserved. No part of this podcast may be used without permission.
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’m Begging You: Don’t Wait Until 71 to Plan Your RRIF
07/21/2026
’m Begging You: Don’t Wait Until 71 to Plan Your RRIF
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Most Canadians discover this RRSP-to-RRIF tax trap too late Converting your RRSP to a RRIF may be simple, but the decisions surrounding that conversion can have a major impact on your retirement income and lifetime tax bill. In this video, Rob explains what happens when an RRSP becomes a RRIF, why waiting until age 71 to begin planning can be costly, and how RRIF minimum withdrawals affect your taxable income. You’ll learn about early RRSP withdrawals, RRIF withdrawal strategies, the spousal age election, CPP and OAS considerations, potential OAS clawbacks, and the tax consequences of leaving a large RRIF balance in your estate. The goal is to help Canadian retirees better understand how to manage their RRSP and RRIF income strategically rather than simply following the mandatory minimum withdrawal rules. Whether you are already retired, approaching retirement, or beginning to plan how you will draw income from your registered accounts, these RRSP-to-RRIF planning strategies can help you ask better questions and avoid costly retirement tax mistakes. Enjoy! CHAPTERS: 00:00 - The RRSP to RRIF Landscape 01:02 - RRIFs Explained 01:44 - Mistake 1: Waiting Too Late 03:26 - Mistake 2: Minimum Withdrawals 04:50 - Mistake 3: The Spousal Age Election 05:42 - Mistake 4: Leaving a Large RRSP Balance 06:43 - Mistake 5: Going on Autopilot 07:36 - What You Should Do Next ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #RRSP #RRIFConversion #RRIF
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If I Had $10 Million, This Is Exactly What I'd Do With It
07/14/2026
If I Had $10 Million, This Is Exactly What I'd Do With It
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ If I Had $10 Million, This Is Exactly What I'd Do With It What actually changes when you’re suddenly dealing with $10 million? In this video, Rob walks through how he would approach managing that level of wealth, from the decisions you make in the first year and avoiding lifestyle creep, to building the portfolio, reducing taxes and gaining access to alternative investments. We also break down whether to invest the money all at once or gradually, what the asset allocation could look like, the biggest mistakes to avoid and why behaviour can matter just as much as investment selection. Whether you’ve recently sold a business, received an inheritance, experienced a major liquidity event or simply want to understand how significant wealth should be managed, this is a practical look at what dealing with $10 million actually involves. CHAPTERS: 01:11 - What Dealing With $10 Million Actually Looks Like 03:23 - “That First Year” 05:22 - Lifestyle Creep & The 90 Day Rule 06:33 - The Portfolio Structure 08:11 - When The Money Arrives At Once… 08:44 - Dollar Cost Averaging vs. Lump-sum 10:36 - What’s The Asset Allocation? 12:44 - What NOT To Do With Your Money 13:36 - A New Level of Access With Alternatives 15:22 - Taxes (How To Pay LESS To The CRA) 17:44 - Behavioural Advice 18:50 - What You Should Do Next ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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The Power of a Holding Company | HoldCo Explained for Business Owners
07/03/2026
The Power of a Holding Company | HoldCo Explained for Business Owners
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Do You Need a Holding Company? | HoldCo Explained for Business Owners In this video, Rob breaks down one of the most common corporate structure questions business owners ask: Do I need a holding company? He explains how a holding company works, why it can be beneficial, and how it fits into a broader corporate structure alongside an operating company. The conversation also covers dividends, salary vs. dividends, investing inside a HoldCo, asset location, and common mistakes business owners make when setting things up. If you’re incorporated, thinking about incorporating, or trying to better understand how to structure your business and retained earnings, this is a great place to start. CHAPTERS: 00:00 - Introduction 01:25 - Why Incorporating Can Be Beneficial 04:06 - How a Holding Company Structure Works 05:13 - Why Use a Holding Company? 07:39 - Types of Dividends 10:33 - Salary vs. Dividends 10:59 - Investing Inside a HoldCo 12:55 - Asset Location 16:47 - Common Corporate Structure Mistakes 18:21 - What Should You Do Next? WHO THIS IS FOR: Canadian business owners, incorporated professionals, dentists, doctors, lawyers, consultants, and entrepreneurs running a corporation who want to legally reduce their tax bill and keep more of what they earn. Tetrault Wealth | CG Wealth Management | Canaccord Genuity | Rob Tetrault | Winnipeg Financial Advisor | Canadian Tax Strategy | Dividends vs Salary | HoldCo | Holding Company Canada | Incorporated Business Owner | How To Pay Yourself | Business Tax Canada | Corporate Tax Planning ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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What Is a Sovereign Wealth Fund? (And Why Canada Wants One)
06/22/2026
What Is a Sovereign Wealth Fund? (And Why Canada Wants One)
🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ What Is a Sovereign Wealth Fund? (And Why Canada Wants One) Canada is talking about the idea of a sovereign wealth fund, but is comparing us to Norway actually realistic? In this episode, Rob breaks down what a sovereign wealth fund is, how Norway built one of the largest investment funds in the world, and why Canada’s situation may be very different. We discuss Mark Carney’s proposal, natural resources, government investing, taxation, economic risks, and what this could mean for Canadians long term. Is this a smart economic move, or a comparison that doesn’t hold up? CHAPTERS: 00:00 - What We'll Discuss 00:46 - What Is a Sovereign Wealth Fund? 01:39 - Here's What We Know 03:04 - The Norway Comparison 05:11 - How Is the "Canada Strong Fund" Different From CPP? 06:40 - What Does This Mean For YOU? ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Canada #SovereignWealthFund #MarkCarney #Finance
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How to Pay Yourself as a Canadian Business Owner Without Overpaying the CRA
06/10/2026
How to Pay Yourself as a Canadian Business Owner Without Overpaying the CRA
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ How to Pay Yourself as a Canadian Business Owner Without Overpaying the CRA We run through a case study where our client saved $77k, not by finding some loophole, but by simply changing how he paid himself. In this video, Rob Tetrault breaks down 23 minutes of real tax strategy that most incorporated Canadian business owners don't hear from their accountant, answering the question of salary or dividends, while integrating a HoldCo. If you're incorporated and still defaulting to a straight salary, you could be leaving tens of thousands of dollars on the table every single year. In this video you'll learn: — The dividends vs salary decision and why most business owners get it wrong — How a HoldCo (holding company) can legally keep more money in your hands — The exact strategy that saved our client $77,000 annually — Why the answer isn't dividends OR salary, it's USUALLY both, and here's how This isn't theoretical. This is advice Rob gives his clients every day. Enjoy! CHAPTERS: 00:00 - Intro 00:54 - The Issue With Outdated Business Structures 02:12 - The Effects of Salary Payments 04:26 - The Effects of Dividend Payments 06:11 - What Determines Whether You Should Take Dividends or Salary? 11:00 - The Potential Tax Benefits of a Spouse & Payment Timing 12:45 - Case Study 13:47 - 100% Salary Scenario 15:21 - 100% Dividends Scenario 17:47 - The Hybrid Approach Scenario 19:24 - The End Results 20:40 - Common Mistakes Recap 22:10 - Your Next Steps WHO THIS IS FOR: Canadian business owners, incorporated professionals, dentists, doctors, lawyers, consultants, and entrepreneurs running a corporation who want to legally reduce their tax bill and keep more of what they earn. Tetrault Wealth | CG Wealth Management | Canaccord Genuity | Rob Tetrault | Winnipeg Financial Advisor | Canadian Tax Strategy | Dividends vs Salary | HoldCo | Holding Company Canada | Incorporated Business Owner | How To Pay Yourself | Business Tax Canada | Corporate Tax Planning ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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CPP Timing: Why "Always Wait Until 70" Is a Red Flag
06/04/2026
CPP Timing: Why "Always Wait Until 70" Is a Red Flag
Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ CPP Timing: Why "Always Wait Until 70" Is a Red Flag Most Canadians are told to delay CPP as long as possible, but blindly following that advice could cost you. The truth is, CPP doesn't exist in a vacuum. The right timing depends on your RRSP, TFSA, OAS, tax bracket, health, and overall retirement plan. In this video we break down exactly when delaying to 70 makes sense, when it doesn't, and how to think about CPP as part of a coordinated strategy, NOT a standalone decision. ✅ What you'll learn: - How CPP works at age 60, 65, and 70 - When delaying CPP is genuinely the right move - When taking CPP early actually makes more sense - How CPP interacts with RRSP, TFSA, OAS and your tax bracket - Why flexibility and irreversibility matter more than most realize - How to optimize after-tax retirement income — not just CPP alone CHAPTERS: 00:00 - Intro 00:44 - The Basics: CPP Explained 02:15 - "Block Out the Noise" 02:53 - When Delaying CPP Makes 03:39 - When Delaying CPP DOESN'T Make Sense 04:29 - Tax & Flexibility Considerations 06:16 - The Recap & What To do Next ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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The IPP Explained: Why Business Owners Are Replacing RRSPs With THIS
05/28/2026
The IPP Explained: Why Business Owners Are Replacing RRSPs With THIS
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ The IPP Explained: Why Business Owners Are Replacing RRSPs With THIS Individual Pension Plans (IPPs) are one of the most powerful retirement tools available to Canadian business owners, yet most people have never heard of them. In this video, we break down how an IPP works, who it’s best for, and why many high-income professionals use them instead of traditional RRSPs. If you're a business owner, incorporated professional, or earning a high income in Canada, understanding IPPs could significantly improve your retirement strategy. What you'll learn: • What an Individual Pension Plan (IPP) is • How IPPs compare to RRSPs • Why high-income professionals often prefer them • Tax advantages of an IPP • Who qualifies for an IPP in Canada • When it makes sense to set one up CHAPTERS: 00:00 - Why This Matters 00:35 - Part 1: What is an IPP? 01:36 - Part 2: Who Does an IPP Make Sense For? 03:02 - Part 3: The Pros & Cons 04:06 - Misconceptions 04:45 - When Does it NOT Make Sense? 05:47 - What Are Your Next Steps? ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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If I Were Retiring in 2026, I’d Lock In These 7 Things
05/20/2026
If I Were Retiring in 2026, I’d Lock In These 7 Things
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ If I Were Retiring in 2026, I’d Lock In These 7 Things If you’re planning to retire in 2026 (or within the next 1–3 years), you’re no longer in the planning phase, you’re in the execution phase. At this stage, the biggest risks aren’t market headlines. They’re unclear income plans, poor tax sequencing, and withdrawal mistakes that compound over time. In this video, I walk through the exact 7 things I would personally lock in before retiring in 2026: • Choosing a realistic retirement date • Mapping your income sources (RRSP, TFSA, corporate, non-reg) • Aligning your asset mix for decumulation • Managing taxes in the early retirement years • Optimizing CPP & OAS timing • Planning your RRSP → RRIF conversion • Stress testing your plan for volatility and longevity This is practical Canadian retirement planning — not theory, not rules of thumb, and not fear-based advice. If you want clarity heading into retirement, this framework will help you make decisions with confidence. CHAPTERS: 00:45 - Step 1: Pick a Date 01:12 - Step 2: Map Income 01:49 - Step 3: Asset Mix 02:33 - Step 4: Taxes 03:30 - Step 5: CPP & OAS 04:38 - Step 6: RRSP to RRIF 05:14 - Step 7: Stress Test 05:53 - Quick Recap & What To Do Next ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations, without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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6 Signs You Could Retire Earlier Than You Think
05/13/2026
6 Signs You Could Retire Earlier Than You Think
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ 6 Signs You Could Retire Earlier Than You Think Are you sure you need to keep working… or are you actually closer to retirement than you think? Many people delay retirement not because they can’t retire, but because they don’t realize they already might be able to. In this video, we walk through 6 signs you could retire earlier than you think, focusing on the real factors that matter today, not outdated rules of thumb from decades ago. This isn’t about hitting a magic number. It’s about understanding: - Where your retirement income actually comes from - How spending, taxes, and withdrawals interact - Why “more savings” doesn’t always mean “more confidence” - And how over-saving can quietly cost you years of freedom If you’ve ever thought: - “I just need a little more.” - “I don’t feel ready yet.” - “What if I retire too early?” This video is for you. 📌 In this video, we cover: • The difference between being financially ready and emotionally ready • Why cash flow matters more than total savings • How flexibility — not portfolio size — drives early retirement success • Common planning blind spots that keep people working longer than necessary • How to think about retirement timing in a more modern, realistic way This content is educational and meant to help you think more clearly about retirement decisions. Everyone’s situation is different, and planning details matter. CHAPTERS: 00:00 - Why This Matters 00:37 - Sign 1: Living Expenses 01:10 - Sign 2: Savings Rate 01:42 - Sign 3: Your Portfolio 02:22 - Sign 4: Debt Levels 02:50 - Sign 5: Income Flexibility 03:23 - Sign 6: Spending Levels 03:59 - The Mindset Shift 04:27 - A Quick Recap 04:58 - What to Do Next? ▶️ If this topic resonates, consider subscribing for more Canadian retirement planning insights, real-world examples, and practical explanations — without hype or fear-based advice. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
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The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo
05/04/2026
The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ The Final 5 Years: 6 Costly Retirement Mistakes You Can't Undo If you’re retiring within the next 5 years, there are no do-overs. The final stretch before retirement is when outcomes get locked in — income, taxes, flexibility, and lifestyle. Most people aren’t making bad decisions at this stage. They’re making no decisions at all and assuming they’ll “figure it out later.” In this video, I walk through the 6 most costly retirement mistakes people make in the last 5 years before retirement, and why timing matters more than returns at this stage. These are the decisions that can permanently shape your retirement — for better or worse. We cover: - Why the final 5 years matter more than the first 30 - How sloppy transitions into retirement create long-term problems - Why focusing on performance instead of income is a mistake - How taxes, withdrawals, and account structure change everything - What being truly ready for retirement actually means CHAPTERS: 00:00 - Setting The Stage 00:40 - Mistake #1 01:18 - Mistake #2 01:59 - Mistake #3 02:53 - Mistake #4 03:27 - Mistake #5 03:56 - Mistake #6 04:02 - How Do You Know When You're Ready to Retire? 04:58 - Final Thoughts 05:18 - Your Next Steps This isn’t about market predictions or chasing returns. It’s about designing reliable, tax-efficient retirement income before your paycheck stops. Canadian viewers: This video reflects Canadian retirement planning realities, including RRSPs, TFSAs, CPP, and OAS. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate
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What $1 Million Really Looks Like in Retirement in Canada (2026)
04/23/2026
What $1 Million Really Looks Like in Retirement in Canada (2026)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ What $1 Million Really Looks Like in Retirement in Canada (2026) In this video, Rob breaks down what $1 million really looks like in retirement in Canada in 2026, and why it doesn’t provide the same lifestyle or flexibility it once did. Using real-world cost increases, updated retirement spending patterns, and today’s tax realities, we walk through how inflation, longevity, portfolio structure, and withdrawal strategies affect retirees. This discussion covers key topics like retirement income planning, the 4% rule, tax efficiency in retirement, RRSP and TFSA withdrawals, and how Canadians should think about CPP, OAS, and portfolio allocation when planning for retirement today. CHAPTERS: 00:00 - The Problem 00:36 - The Difference Between Now & 20-30 Years Ago 01:40 - Real World Cost Increases 03:21 - The Reality of The 4% Rule 04:19 - Retirement Spending Habits 05:24 - Tax Efficiency in Retirement 06:26 - Portfolio Allocation in Retirement 07:22 - The Good News... 07:55 - What You Should Do Now Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada! 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada
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Retiring at 60? These CRA Tax Traps Catch Most Canadians
04/06/2026
Retiring at 60? These CRA Tax Traps Catch Most Canadians
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Retiring at 60? These CRA Tax Traps Catch Most Canadians Retiring around age 60 can feel like freedom, but for many Canadians, it’s where tax mistakes quietly begin. In this video, I break down the most common retirement tax traps I see when people stop working, including how CPP, OAS, RRSP and other income sources interact, how timing mistakes can raise your tax bill, and what smart tax planning actually looks like before and after retirement. Whether you plan to retire at 60 or later, understanding these tax rules can help you avoid unnecessary taxes and keep more of your retirement income. What we cover: 00:00 - Why This Matters 00:41 - Tax Mistake #1 02:29 - Tax Mistake #2 03:57 - Tax Mistake #3 5:25 - Tax Mistake #4 6:52 - Tax Mistake #5 8:06 - What Should You Do Now? Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada! 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada
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5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
03/31/2026
5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement Age 55 is often a turning point for your RRSP - and most Canadians don’t realize how much actually changes. In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement. If you’re approaching retirement or planning withdrawals, this is essential viewing. What we cover: 00:00 - Why This Matters 00:35 - RRSP Mistake #1 01:35 - RRSP Mistake #2 01:29 - RRSP Mistake #3 03:22 - RRSP Mistake #4 04:11 - RRSP Mistake #5 05:00 - What Should You Do Now? Whether you’re retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse’s income, avoiding these mistakes can make a massive difference in retirement. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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The New Reality of Retiring in Canada (2026 Update)
03/24/2026
The New Reality of Retiring in Canada (2026 Update)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition) Is 70 becoming the new 65? With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before. In this video, I break down: ✔️ The real inflation landscape in 2025 ✔️ How today’s interest rates could delay retirement ✔️ A real retiree case study ✔️ The “spending creep” Canadians don’t realize they’re facing ✔️ 4 proven strategies to protect your retirement plan ✔️ Why having a structured plan matters more than your portfolio balance If you’re planning to retire in the next 5–10 years, this video is a must-watch. CHAPTERS: 00:00 - The Situation 00:51 - 2025 Inflation Landscape 01:47 - 2025 Interest Rate Landscape 03:23 - Spending Creep... 04:16 - Real Retiree Example 05:50 - 4 Strategies To Protect YOUR Retirement Plan 06:01 - Strategy 1 06:39 - Strategy 2 07:19 - Strategy 3 07:55 - Strategy 4 08:37 - The Importance of a PLAN 09:25 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
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Your GIC Just Matured - Here’s the Smartest Move You Can Make
03/18/2026
Your GIC Just Matured - Here’s the Smartest Move You Can Make
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Your GIC Just Matured - Here’s the Smartest Move You Can Make Your GIC just matured... now what? Before you auto-renew into another 1–5 year term, you need to understand what’s changing in 2025/2026, what the opportunity cost looks like, and when renewing actually hurts your long-term returns. In this video, I cover: ✔️ What’s changing with GIC rates ✔️ When it makes sense to renew (and when it doesn’t) ✔️ How a GIC ladder works ✔️ The real opportunity cost of being locked in ✔️ GIC risks most Canadians underestimate ✔️ A compounding example that may change your thinking ✔️ What to do next to protect and grow your savings GICs can still play a role, but only if used strategically. CHAPTERS: 00:00 - Why This Matters & Today's Agenda 00:54 - What's Changing? 01:26 - When To Renew (& When Not To) 02:18 - GIC Ladder Explanation 03:15 - Opportunity Cost of Owning GICs 03:46 - The Power of Compounding Example 04:08 - Redefining "Safety" & GIC Risks 04:54 - What You Should Do Next 05:59 - Final Thoughts 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate
/episode/index/show/robtetrault/id/40525940
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5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
03/05/2026
5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement Age 55 is often a turning point for your RRSP - and most Canadians don’t realize how much actually changes. In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement. If you’re approaching retirement or planning withdrawals, this is essential viewing. What we cover: 00:00 - Why This Matters 00:35 - RRSP Mistake #1 01:35 - RRSP Mistake #2 01:29 - RRSP Mistake #3 03:22 - RRSP Mistake #4 04:11 - RRSP Mistake #5 05:00 - What Should You Do Now? Whether you’re retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse’s income, avoiding these mistakes can make a massive difference in retirement. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
/episode/index/show/robtetrault/id/40334330
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The New Reality of Retiring in Canada (2026 Update)
02/23/2026
The New Reality of Retiring in Canada (2026 Update)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition) Is 70 becoming the new 65? With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before. In this video, I break down: ✔️ The real inflation landscape in 2025 ✔️ How today’s interest rates could delay retirement ✔️ A real retiree case study ✔️ The “spending creep” Canadians don’t realize they’re facing ✔️ 4 proven strategies to protect your retirement plan ✔️ Why having a structured plan matters more than your portfolio balance If you’re planning to retire in the next 5–10 years, this video is a must-watch. CHAPTERS: 00:00 - The Situation 00:51 - 2025 Inflation Landscape 01:47 - 2025 Interest Rate Landscape 03:23 - Spending Creep... 04:16 - Real Retiree Example 05:50 - 4 Strategies To Protect YOUR Retirement Plan 06:01 - Strategy 1 06:39 - Strategy 2 07:19 - Strategy 3 07:55 - Strategy 4 08:37 - The Importance of a PLAN 09:25 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada
/episode/index/show/robtetrault/id/40199530
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The Hidden Cost of Renewing Your GIC (No One Talks About This)
02/18/2026
The Hidden Cost of Renewing Your GIC (No One Talks About This)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Renewing Your GIC in 2026 Could Be a HUGE Mistake Thinking about renewing your GIC? Read this first. GIC rates have changed dramatically since 2022/2023, and blindly renewing could cost you thousands in lost income and missed opportunities. In this video, Rob Tétrault breaks down: ✅ The real cost of renewing your GIC in 2025/2026 ✅ What’s changed since rates peaked ✅ When you should renew - and when you definitely shouldn’t ✅ How GICs impact retirement income, taxes, and inflation ✅ What alternatives to consider before locking in If you have a GIC renewal coming up, this is the 5-minute tutorial you need. CHAPTERS: 00:00 - Why This Matters 00:32 - The Landscape & The Problem 02:04 - What You Should Do Instead 03:32 - What's The Cost Of Renewing Your GIC? 04:14 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate
/episode/index/show/robtetrault/id/40151250
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How Far Does $1 Million REALLY Go in Retirement (Canadian Edition)
02/10/2026
How Far Does $1 Million REALLY Go in Retirement (Canadian Edition)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ How Far Does $1 Million REALLY Go in Retirement (Canadian Edition) If you’ve saved $1,000,000 for retirement in Canada - first off, congratulations! You’re in the top 1% of savers. But here’s the truth: how that money is structured, taxed, and withdrawn can make or break your retirement plan. In this video, Portfolio Manager Rob Tétrault breaks down the exact investment blueprint he uses for high-net-worth Canadians retiring with $1M - including: ✅ The 4-bucket portfolio structure ✅ How to avoid RRIF/OAS tax traps ✅ Smart withdrawal sequencing for lifetime income ✅ Real examples of how couples can save thousands in taxes Don’t let poor planning eat into your hard-earned savings. Watch now to learn how to turn your $1M portfolio into a sustainable retirement engine. Enjoy the video! CHAPTERS: 00:00 - Why This Matters 01:21 - Mistake #1 02:27 - Mistake #2 04:56 - Mistake #3 05:58 - Real Example 06:59 - The Next Steps 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
/episode/index/show/robtetrault/id/40062060
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Most Canadians Miss THIS Retirement Threat (Hint: It’s Not Inflation)
02/03/2026
Most Canadians Miss THIS Retirement Threat (Hint: It’s Not Inflation)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your wealth? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Most Canadians Miss THIS Retirement Threat (Hint: It’s Not Inflation) Most Canadians plan for taxes, inflation, and longevity - but there’s a silent threat that can quietly destroy your retirement savings: sequence of return risk. In this video, Rob Tétrault breaks down what it is, why it’s so dangerous, and how to protect yourself from it. Learn practical strategies like the liquidity plan, bucket strategy, and flexible withdrawal planning, so your money lasts as long as you do. Enjoy! CHAPTERS: 00:00 - Intro 00:30 - Sequence of Returns Risk & Why It Matters So Much 03:07 - Strategy #1 04:35 - Strategy #2 06:31 - Strategy #3 07:43 - Strategy #4 09:05 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Sequenceofreturn
/episode/index/show/robtetrault/id/39980010
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The 5 Biggest TFSA Mistakes Canadians KEEP Making
01/26/2026
The 5 Biggest TFSA Mistakes Canadians KEEP Making
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ The 5 Biggest TFSA Mistakes Canadians KEEP Making Most Canadians are using their TFSA wrong, and it’s costing them thousands 💸 In this video, Portfolio Manager Rob Tétrault breaks down the 5 biggest TFSA mistakes that can quietly drain your retirement savings. The Tax-Free Savings Account (TFSA) is one of the most powerful tools in Canadian retirement planning, but only if you use it properly. After sitting down with thousands of Canadians, Rob Tétrault shares the most common TFSA mistakes that lead to unnecessary taxes, lost growth, and missed benefits. In this video, you’ll learn: ✅ Why CRA’s outdated numbers cause over-contribution penalties ✅ The difference between a TFSA savings account and investment account ✅ How to pick the right investments for your TFSA ✅ The best way to integrate TFSA withdrawals into your retirement plan ✅ How one word on your paperwork could cost your family thousands Don’t let small TFSA mistakes cost you big in retirement. Watch now to see how to turn your TFSA into a tax-free income engine for life. Enjoy the video! CHAPTERS: 00:00 - Why This Matters 00:51 - Mistake #1 02:20 - Mistake #2 04:18 - Mistake #3 05:46 - Mistake #4 07:15 - Mistake #5 09:04 - The Next Steps 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
/episode/index/show/robtetrault/id/39887665
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What They DON'T Tell You About The 4% Rule... (And What To Do Instead)
01/20/2026
What They DON'T Tell You About The 4% Rule... (And What To Do Instead)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ What They DON'T Tell You About The 4% Rule... (And What To Do Instead) The 4% Rule has been called the golden rule of retirement withdrawals for decades - but what if it no longer works in today’s world? In this video, I reveal what no one tells you about the 4% Rule, why it could fail your retirement, and the smarter strategies you can use instead. We’ll cover its origins, the risks of relying on it, flaws in a global and 2025 context, and why personalized planning is the real key. Whether you’re aiming for FIRE or traditional retirement, this episode gives you the tools to rethink your withdrawal strategy. Enjoy! CHAPTERS: 00:00 - Why This Is Important 00:56 - The 4% Rule's Popularity 01:58 - The Two Main Risks 03:47 - The Rule's Origin 05:00 - FIRE Movement & Early Retirement Issues 06:19 - Global Flaws 07:20 - EPS & Bond Yield Importance in 2025 09:15 - Retirement "Hack" 10:13 - Key Takeaways 11:26 - The Importance of Customized Planning 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting
/episode/index/show/robtetrault/id/39803720
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The BEST Time to Take CPP & OAS: Avoid Losing Thousands
01/12/2026
The BEST Time to Take CPP & OAS: Avoid Losing Thousands
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ The BEST Time to Take CPP & OAS: Avoid Losing Thousands When should you take CPP and OAS? The timing of your Canada Pension Plan and Old Age Security benefits can make a huge difference in how much money you keep in retirement. In this video, Rob Tétrault breaks down real-life examples, some key tips, and shows how proper planning can save you thousands. Learn the strategies Canadians are using in 2025 to maximize CPP & OAS, avoid costly mistakes, and build a smarter retirement income plan. Enjoy the video! TIMELINE: 00:00 - Why This Is Important 00:37 - Clarifying CPP & OAS 02:09 - Blueprint to Timing Your CPP 04:34 - The OAS Clawback... 06:06 - Real Example 07:33 - If you want some advice... 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #WealthManagement #OAS #CanadianInvesting #Retiring #Investing
/episode/index/show/robtetrault/id/39702545
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Where to Pull Money From FIRST in Retirement (The 5-Step Withdrawal Blueprint)
01/06/2026
Where to Pull Money From FIRST in Retirement (The 5-Step Withdrawal Blueprint)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://robtetrault.com/speak-to-rob/ ⭐️⭐️ Where to Pull Money From FIRST in Retirement (The 5-Step Withdrawal Blueprint) Deciding where to pull money from first in retirement can save you thousands in taxes and make your savings last longer. In this video, I break down the 5-step Canadian retirement withdrawal blueprint so you’ll know when to take from your RRSP, TFSA, or non-registered accounts - and why the order matters for tax efficiency and long-term growth. Enjoy! TIMELINE: 00:00 - Why Is This Important? 02:15 - The 5 Step Withdrawal Framework 02:31 - Step 1 03:12 - Step 2 04:09 - Step 3 04:46 - Step 4 05:26 - Step 5 06:14 - Real Example! 07:18 - Have Any Questions About Your Situation? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #RRSP #RRSPMeltdown #CanadianInvesting
/episode/index/show/robtetrault/id/39627390
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RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know
12/30/2025
RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://robtetrault.com/speak-to-rob/ ⭐️⭐️ RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know Are you approaching retirement or wondering how to withdraw from your RRSP without handing half to the CRA? In this video, Rob Tétrault breaks down 3 proven RRSP meltdown strategies that smart Canadians are using to reduce taxes and boost retirement income. You’ll learn: ✅ How to withdraw RRSP funds in low-income years ✅ The power of delaying CPP & OAS ✅ “Loan shuffling” and how it fits into your withdrawal plan Whether you're 5 years from retirement or already there — this guide could help you keep more of your money in your pocket. TIMELINE: 00:00 - Why Does This Matter? 01:10 - Canada's Tax Landscape 03:43 - Strategy #1 05:42 - Strategy #2 09:16 - Strategy #3 11:59 - Real Example & Scenarios 14:41 - Recap 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #RRSP #RRSPMeltdown #CanadianInvesting
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5 Retirement Mistakes That Could Cost You THOUSANDS (And How to Avoid Them)
11/12/2025
5 Retirement Mistakes That Could Cost You THOUSANDS (And How to Avoid Them)
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://robtetrault.com/speak-to-rob/ 💸 Most Canadians spend decades saving for retirement… But a few avoidable mistakes could ruin it all - including triggering the OAS Clawback, missing key tax opportunities, or drawing from the wrong accounts at the wrong time. In this video, Rob breaks down the Top 5 Retirement Planning Mistakes and shows you exactly how to avoid them - with real strategies, clear examples, and practical advice any Canadian retiree (or soon-to-be) can use. Timestamps: 00:00 - Why This Is Important! 00:48 - Mistake #1: No Tax Plan 01:59 - Mistake #2: Bad Withdrawal Order 03:03 - Mistake #3: Too Conservative (Too Much Cash) 04:35 - Mistake #4: No “What If” Plan 05:27 - Mistake #5: No Exit Strategy 06:12 - Retirement Planning Masterclass 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #CanadianInvesting
/episode/index/show/robtetrault/id/39013470
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RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know
10/30/2025
RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know
📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://robtetrault.com/speak-to-rob/ ⭐️⭐️ RRSP Meltdown 101: The 3 Strategies EVERY Canadian Needs to Know Are you approaching retirement or wondering how to withdraw from your RRSP without handing half to the CRA? In this video, Rob Tétrault breaks down 3 proven RRSP meltdown strategies that smart Canadians are using to reduce taxes and boost retirement income. You’ll learn: ✅ How to withdraw RRSP funds in low-income years ✅ The power of delaying CPP & OAS ✅ “Loan shuffling” and how it fits into your withdrawal plan Whether you're 5 years from retirement or already there — this guide could help you keep more of your money in your pocket. TIMELINE: 00:00 - Why Does This Matter? 01:10 - Canada's Tax Landscape 03:43 - Strategy #1 05:42 - Strategy #2 09:16 - Strategy #3 11:59 - Real Example & Scenarios 14:41 - Recap 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #OASClawback #CPP #RRSP #RRSPMeltdown #CanadianInvesting
/episode/index/show/robtetrault/id/38851885
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5 Alternative Investments Wealthy Canadians Are Betting On in 2025
10/17/2025
5 Alternative Investments Wealthy Canadians Are Betting On in 2025
📞 For Your FREE Consultation with Rob, simply fill out the form and directly book your strategy session in his calendar here: https://robtetrault.com/speak-to-rob/ 👉 Register to our FREE Retirement Planning Masterclass - https://bit.ly/2THZzNj 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ ⭐⭐ 5 Alternative Investments Wealthy Canadians Are Betting On in 2025 Discover the top 5 alternative investments wealthy Canadians are betting on in 2025 — from real estate and private equity to music royalties and private credit. In this video, Rob Tétrault breaks down why high-net-worth investors are moving beyond traditional stocks and bonds, and how these asset classes fit into a modern portfolio. Want to invest like the 1%? Start here. 👉 Subscribe for more wealth strategies weekly. CHAPTERS: 00:00 - The Push For Alternative Investments 01:39 - #1 Real Estate 03:10 - #2 Private Equity 03:45 - #3 Infrastructure 05:02 - #4 Music Royalties 06:33 - #5 Private Credit 07:43 - Other Alternative Assets 08:12 - Let's Talk Asset Allocation ✤ Welcome to Rob Tetrault's YouTube channel. This channel empowers investors like yourself to learn how to build an investment portfolio or a "bullet proof plan” in order to protect you and your family, generate an income stream in retirement, and ensure that your money outlives you. We can help you maximize your estate value for your beneficiaries and minimize how much your estate pays to the government. Rob Tetrault is a multi award-winning Portfolio Manager and head of the Tetrault Wealth Advisory Group at CG Wealth Management. After graduating from University of Toronto Law School, Rob initially worked as an insurance litigation specialist at MLT Aikins in Winnipeg. He then completed a Finance MBA and was a member of the Dean’s list at the Asper School of Business, before starting his Wealth Management Practice in 2010. We highly recommend you become a member of our YouTube family by subscribing to our channel. You can suggest or ask me anything. If you have any ideas, please share them with me in the comments below. =================================================== 👉 Subscribe to our channel and press the bell 🔔 icon. 👉 Turn on notifications to never miss an upload! 🔔 =================================================== SCHEDULE: New Videos Every Week! 👉 Don't forget to share your opinion in the comments below. Thank you for supporting the “ Rob Tetrault ” YouTube channel. =================================================== 📲CONNECT WITH US ON SOCIAL MEDIA: TikTok ➡️ / https://www.tiktok.com/@robtetraultwealth Instagram ➡️ / https://www.instagram.com/robtetraultwealth/ Facebook ➡️ / https://www.facebook.com/TetraultWealthAdvisoryGroup/ LinkedIn ➡️ / https://www.linkedin.com/in/robtetrault/ Twitter ➡️ / https://x.com/RobTetrault =================================================== 📺 Watch my previous videos 📺 🎬 3 CPP Mistakes That Could Cost You THOUSANDS In Retirement https://youtu.be/jl-nTcgfDcA 🎬 7 Best Investments For High Net Worth Individuals https://youtu.be/frkusjdIXtk 🎬 How To Invest 20 Million Dollars https://youtu.be/RTZGgNhUVcQ 🎬 Financial Advisor Reacts To Finance TikTok https://youtu.be/XnqiRVyuW9c 🎬 How Alternative Investments Lead to Higher Returns https://youtu.be/vDXu2qJT9u8 🎬 Operating Company vs Holding Company https://youtu.be/3_z5OWQTfq4 =================================================== 📚 For more information on Rob & The Tetrault Wealth Advisory Group, click here: https://robtetrault.com/about/ =================================================== ⚠️ "DISCLAIMER” ⚠️ Rob Tetrault makes content available as a service to its customers and other visitors, to be used for informational purposes only. While our best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action. If any owners would like me to remove the video I have no problem with that, just send me a letter: rtetrault@cgf.com #CPP #RetirementPlanning #CanadaPensionPlan #PersonalFinanceCanada #CPPStrategy
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How Wealthy Canadians LEGALLY Avoid Paying Taxes (2025)
10/09/2025
How Wealthy Canadians LEGALLY Avoid Paying Taxes (2025)
📞 For Your FREE Consultation with Rob, simply fill out the form and directly book your strategy session in his calendar here: https://robtetrault.com/speak-to-rob/ 👉 Register to our FREE Retirement Planning Masterclass - https://bit.ly/2THZzNj 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ ⭐⭐ How Wealthy Canadians LEGALLY Avoid Paying Taxes (2025) If you're a high-income Canadian looking to keep more of your hard-earned money in 2025, this video breaks down the tax strategies many wealthy Canadians are using right now. We’ll cover advanced planning tools like Individual Pension Plans (IPP), Prescribed Rate Loans, family trusts, TFSA layering, and smart contribution strategies that can save you thousands. Whether you're earning $100k or $1M+, these are actionable steps to help reduce your tax burden — fully legal and CRA-compliant. 👉 Don't forget to subscribe for more Canadian tax & investing tips weekly! 00:00 - Why You Should Watch This Video 01:10 - Canada's Tax Landscape Changes in 2025 03:00 - The Best Tax Strategies in Canada 03:10 - Individual Pension Plan 04:32 - Prescribed Rate Loan 05:58 - Trusts & TFSA Layering 07:25 - Maximize Account Contributions 08:33 - Tax Strategies Recap & Final Suggestions ✤ Welcome to Rob Tetrault's YouTube channel. This channel empowers investors like yourself to learn how to build an investment portfolio or a "bullet proof plan” in order to protect you and your family, generate an income stream in retirement, and ensure that your money outlives you. We can help you maximize your estate value for your beneficiaries and minimize how much your estate pays to the government. Rob Tetrault is a multi award-winning Portfolio Manager and head of the Tetrault Wealth Advisory Group at CG Wealth Management. After graduating from University of Toronto Law School, Rob initially worked as an insurance litigation specialist at MLT Aikins in Winnipeg. He then completed a Finance MBA and was a member of the Dean’s list at the Asper School of Business, before starting his Wealth Management Practice in 2010. We highly recommend you become a member of our YouTube family by subscribing to our channel. You can suggest or ask me anything. If you have any ideas, please share them with me in the comments below. =================================================== 👉 Subscribe to our channel and press the bell 🔔 icon. 👉 Turn on notifications to never miss an upload! 🔔 =================================================== SCHEDULE: New Videos Every Week! 👉 Don't forget to share your opinion in the comments below. Thank you for supporting the “ Rob Tetrault ” YouTube channel. =================================================== 📲CONNECT WITH US ON SOCIAL MEDIA: TikTok ➡️ / https://www.tiktok.com/@robtetraultwealth Instagram ➡️ / https://www.instagram.com/robtetraultwealth/ Facebook ➡️ / https://www.facebook.com/TetraultWealthAdvisoryGroup/ LinkedIn ➡️ / https://www.linkedin.com/in/robtetrault/ Twitter ➡️ / https://x.com/RobTetrault =================================================== 📺 Watch my previous videos 📺 🎬 3 CPP Mistakes That Could Cost You THOUSANDS In Retirement https://youtu.be/jl-nTcgfDcA 🎬 7 Best Investments For High Net Worth Individuals https://youtu.be/frkusjdIXtk 🎬 How To Invest 20 Million Dollars https://youtu.be/RTZGgNhUVcQ 🎬 Financial Advisor Reacts To Finance TikTok https://youtu.be/XnqiRVyuW9c 🎬 How Alternative Investments Lead to Higher Returns https://youtu.be/vDXu2qJT9u8 🎬 Operating Company vs Holding Company https://youtu.be/3_z5OWQTfq4 =================================================== 📚 For more information on Rob & The Tetrault Wealth Advisory Group, click here: https://robtetrault.com/about/ =================================================== ⚠️ "DISCLAIMER” ⚠️ Rob Tetrault makes content available as a service to its customers and other visitors, to be used for informational purposes only. While our best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action. If any owners would like me to remove the video I have no problem with that, just send me a letter: rtetrault@cgf.com #CPP #RetirementPlanning #CanadaPensionPlan #PersonalFinanceCanada #CPPStrategy
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Converting Your RRSP to a RRIF in 2025 (How to Keep More of YOUR Money)
10/03/2025
Converting Your RRSP to a RRIF in 2025 (How to Keep More of YOUR Money)
📞 For Your FREE Consultation with Rob, simply fill out the form and directly book your strategy session in his calendar here: https://robtetrault.com/speak-to-rob/ 👉 Register to our FREE Retirement Planning Masterclass - https://bit.ly/2THZzNj 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ ⭐⭐ Converting Your RRSP to a RRIF in 2025 (How to Keep More of YOUR Money) Thinking of converting your RRSP to a RRIF in 2025? Don’t leave money on the table. In this video, we break down the RRSP to RRIF conversion process, key timing strategies, how to qualify for the pension income benefit, and ways to reduce your retirement tax burden — including the RRSP meltdown strategy. Whether you’re approaching retirement or already there, this guide will help you keep more of YOUR money. CHAPTERS: 00:00 - Intro 00:32 - What is an RRSP/RRIF? 01:10 - The Basics 03:52 - Drawdown Strategies & Best Time To Convert 05:32 - Pension Income Benefit 06:06 - When Should You ACTUALLY Convert Your RRSP to RRIF 08:19 - RRSP Meltdown Strategy 09:23 - Final Recap
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