The Smarter Business Finance Podcast

Do you need small business financing? From equipment leasing to small business loans, learn from people actually in the trenches about the best ways to finance your business.

Best Financing Programs for First-Time Owner Operators 01/12/2017

Best Financing Programs for First-Time Owner Operators Did you know... ...there are dozens of programs available to finance your first truck? It's funny though - many of you call around and get told loans aren't made to new business owners. If that was true you wouldn't see any trucks, ever. We'll show you: * 5 of the best programs that exist for first truck buyers * What it takes to qualify * What the costs are /episode/index/show/smarterfinanceusa/id/4985383

Should You Finance Equipment or Pay Cash? 12/09/2016

Should You Finance Equipment or Pay Cash? You may be wondering if you should finance business equipment or pay cash. All too often, we come across folks that ran out of money because they tried to buy equipment with their float. Sometimes paying cash is a good idea... and sometimes it isn't. /episode/index/show/smarterfinanceusa/id/4901138

[Fixed] We are Hiring :) 11/21/2016

[Fixed] We are Hiring :) So... we uploaded the wrong format to Itunes! Sorry about that. /episode/index/show/smarterfinanceusa/id/4851131

Ep 13: We're Hiring! 11/21/2016

Ep 13: We're Hiring! We're hiring! Looking for 2 more salespeople for the office in Mission Viejo, CA. Listen to the show for details. /episode/index/show/smarterfinanceusa/id/4851008

Ep 12: How to Apply for An SBA Loan 08/17/2016

Ep 12: How to Apply for An SBA Loan The process of applying for a Small Business Administration (SBA) loan can be overwhelming and confusing. Priyanka helps explain: SBA Loan Rates How to Qualify for SBA loans Who is likely to be approved Listen now for great advice from Priyanka Prakash of Fit Small Business /episode/index/show/smarterfinanceusa/id/4598803

Equipment Leasing With Quarterly Payments: Don't Get Flim-Flammed 07/27/2016

Equipment Leasing With Quarterly Payments: Don't Get Flim-Flammed If you're shopping for an equipment lease or financing deal... you may be offered "quarterly payments." Careful... you may be about to get tooled up. We're going to show you the sneaky way snake oil salesman make leases look way cheaper than they usually are and book you for payments you hadn't planned on. We also answer a question about whether low interest rates are available for startup truckers with good credit. /episode/index/show/smarterfinanceusa/id/4546245

Asset Based Loans 07/20/2016

Asset Based Loans Interview with Mae Philpott of Maxim Commercial Capital. We discuss: How businesses who wouldn't otherwise qualify for equipment financing can be approved using collateral... ...using collateral to qualify for longer term working capital loans... Rates, terms, and qualifications for asset backed lending /episode/index/show/smarterfinanceusa/id/4528784

EP 9: Is Using a Direct Lender for Equipment Financing & Leasing Better? 07/13/2016

EP 9: Is Using a Direct Lender for Equipment Financing & Leasing Better? When you investigate equipment leasing & financing you may often hear the words "direct lender" used. We go over: When using a direct lender is better... and when it isn't. Are rates better using a direct lender? Also, the best emails received at Smarter Finance USA in the past week will have you giggling :) /episode/index/show/smarterfinanceusa/id/4510022

Ep 8: How to Choose an Equipment Financing Partner 07/05/2016

Ep 8: How to Choose an Equipment Financing Partner Interview with Craig Colling about choosing a financing partner. We discuss: * How to shop for equipment financing * Avoiding scams Much more... /episode/index/show/smarterfinanceusa/id/4494192

Ep 7: How to Choose an Invoice Factoring Company 06/29/2016

Ep 7: How to Choose an Invoice Factoring Company We interview John Echols with Steelhead Finance about factoring your company's invoices. Learn: (1) What invoice factoring costs (2) How to qualify for truck factoring (3) Avoiding the most common AR factoring scams /episode/index/show/smarterfinanceusa/id/4476498

Ep 6: Financing a Construction or Contracting Business 06/22/2016

Ep 6: Financing a Construction or Contracting Business You're in the construction business. and... you need money. Banks don't like lending to contractors though? How can you lease equipment or get a loan if you're in the construction trades? /episode/index/show/smarterfinanceusa/id/4459498

Ep 5: Equipment Lease Funding Sources for Bad Credit 06/15/2016

Ep 5: Equipment Lease Funding Sources for Bad Credit One challenge for both brokers and customers is getting an equipment lease done with bad credit. We talk to Rob Childers at Black River Business Capital about strategies in both getting approved and determining whether high rates or payments make sense for your business. /episode/index/show/smarterfinanceusa/id/4433576

Ep 4: Can a Short Term Business Loan Ever Make Sense? 06/08/2016

Ep 4: Can a Short Term Business Loan Ever Make Sense? We don't suggest short term business loans very often. That's because the rates and payments are often too high to make good business sense for our customers. Sometimes, however, a short term loan can be the best option, and it's important in those cases to work with an honest company. We talk to Sherif Hassan, the CEO of Herio Capital about one of the better short term options in the marketplace. /episode/index/show/smarterfinanceusa/id/4417089

Ep 2: How to Avoid a Garbage Business Loan 06/01/2016

Ep 2: How to Avoid a Garbage Business Loan Some small business loan companies will try to get you into the loans that generate the most commission for them - regardless of your situation. The impact on small business owners isn't small - some of these products can bankrupt you. We'll show you the pitfalls to look out for - including other products to consider when you are being offered high-rate short-term products. /episode/index/show/smarterfinanceusa/id/4400584

Ep 3: Financing a Mobile Food Business 06/01/2016

Ep 3: Financing a Mobile Food Business We talk about the costs, payments, and scams out there when you look into financing a mobile food business. /episode/index/show/smarterfinanceusa/id/4407363

Ep 1: Financing Your Small Business - Without Any BS 05/26/2016

Ep 1: Financing Your Small Business - Without Any BS Why is there so much misinformation about loans for a small business? Business lending scams abound and we're going to arm you with the information you need to shop for business financing. From equipment leasing to working capital... we're giving you an inside look at how to successfully access capital for your business. /episode/index/show/smarterfinanceusa/id/4396840

The Smarter Business Finance Podcast

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