Between Two Brokers
Two business partners candidly discuss everything you ever wanted to know about what it’s really like in the Real Estate industry. A podcast for buyers, sellers, and real estate professionals alike, listeners are also given a chance to write in and ask the ladies for their honest advice. Stacy and Erin are not your typical brokers and this ain’t ya mama’s podcast. Pour a cocktail and get ready to laugh.
info_outline
Episode 161: The Four L's: The Most Important Things to Consider When BUYING a House
04/23/2024
Episode 161: The Four L's: The Most Important Things to Consider When BUYING a House
The Ladies of Luxury Real Estate are back with another themed list. This time they cover the Four L’s of what to look for when purchasing a home. These hot tips are real-life lessons learned on the job and are key factors that can help you avoid a lot of heartache when buying your dream home. Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/30849463
info_outline
Episode 160: The Three P's of a Successful Listing
04/09/2024
Episode 160: The Three P's of a Successful Listing
One thing you gotta know about Stacy…she loves a theme..especially if it involves the number 3 and the letter P. Today she and Erin tackle the THREE P’s of making your listing standout. Tune in for an in depth explanation about why Photos, Price, and Professionals (say it again for the people in the back!!) matter so much when it comes to knocking your listing out of the park. Follow Between Two Brokers on IG: Work with Erin + Stacy:
/episode/index/show/smithspencer/id/30740013
info_outline
Episode 159: NAR: Understanding the Sitzer-Burnett Case
04/02/2024
Episode 159: NAR: Understanding the Sitzer-Burnett Case
On today’s episode, the ladies discuss the Sitzer-Burnett case and how it affects the Real Estate Industry in South Carolina and the US. Stacy and Erin break it down in terms of their personal experience and share how they are advising their agents in the light of this red hot topic.
/episode/index/show/smithspencer/id/30633743
info_outline
Episode 158: Masterclass with Martha Stewart
03/19/2024
Episode 158: Masterclass with Martha Stewart
No silly, Martha didn't grace us with her presence, instead Stacy + Erin compare takeaways from Masterclass with Martha Stewart. There is so much insightful advice to be gleaned from one of the world's most admirable entrepreneurs, from morning routines, to how to look at your business from different lenses, what to say no to, giving feedback, and managing a schedule. The ladies highlight what resonates with them and the lessons they are implementing into their lives and businesses.
/episode/index/show/smithspencer/id/30363628
info_outline
Episode 157: Investing in the Stock Market and Real Estate with Jeff McDowell
03/12/2024
Episode 157: Investing in the Stock Market and Real Estate with Jeff McDowell
Stacy and Erin sit down with financial advisor Jeff McDowell of Roadstead Capital Partners to discuss everyone’s favorite topic: money. The three discussed investing in the markets, the future of AI and associated stocks, how politics and the election year affect investing concerns and the market in general, conspiracy theories, commercial real estate investments, investment properties including vacation rentals, and the parallels between financial and real estate markets and clients fears - everything top of mind for the money-obsessed! They also discuss how to make important decisions with a level head when there is uncertainty. Jeff provides book and podcast recommendations as a bonus including The Psychology of Money by Morgan Housel. Jeff is a registered CFP® (Certified Financial Planner) with more than 15 years of experience in the financial services industry which includes working in estate management, trust administration, retirement planning, and portfolio modeling for high-net-worth individuals and families. Disclaimer: Past performance is not indicative of future results. The material discussed has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Jeff McDowell is affiliated with Osaic Wealth, and may maintain positions in the securities discussed in this show. All opinions expressed by Jeff are solely his own and do not reflect the opinion of Osaic Wealth. Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: Links:
/episode/index/show/smithspencer/id/30331003
info_outline
Episode 156: Market Update, Spring Market Predictions, + Site Unseen Offers
03/05/2024
Episode 156: Market Update, Spring Market Predictions, + Site Unseen Offers
Erin and Stacy discuss how their buyers and sellers have joined them on the struggle bus in recent deals. Will the stressful, tough negotiations continue through Spring? Tune in to hear what the ladies are telling their buyer and seller clients. Stacy says buyers should strike now on listings that have been on the market before the inevitable craziness of the Spring market gets going in full force and they wind up in multiple offers and pay higher prices competing with a larger buyer pool. With so many buyers these days searching for real estate remotely and making site unseen offers, the ladies discuss the risk associated with this strategy and talk about the vital significance of seeing a home in person. Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/30223318
info_outline
Episode 155: Hurricanes, Earthquakes, and Other Natural Disasters - Are you Properly Covered?
02/27/2024
Episode 155: Hurricanes, Earthquakes, and Other Natural Disasters - Are you Properly Covered?
Mandy Davis of Anderson Insurance is BACK to talk Natural disasters. (If you haven’t listened to Ep. 154 go back and check it out. ) On this episode the ladies chat all things NATURAL DISASTER. From hurricanes to earth quakes to wind damage Mandy covers it all and lets you know that when it comes to insurance you may not be as covered as you think. Then they dive into everything from rodents, squirrels, termites and more and give you the straight forward answers around your home insurance coverage. Reach Out to Mandy: Today’s episode is brought to you by Exhale Pilates
/episode/index/show/smithspencer/id/30117058
info_outline
Episode 154: The Premium on Insurance Premiums
02/20/2024
Episode 154: The Premium on Insurance Premiums
Insurance rates have gone up a shocking amount for homeowners nationwide but especially for coastal properties. Stacy and Erin sit down with insurance agent Mandy Davis with Anderson Insurance to find out why this necessary expense has increased so drastically in the last 18 months. Listen in to understand what replacement cost is and how it is determined, how insurance companies pay out, and what factors go into pricing insurance premiums… think roofs, pools, polybutylene plumbing, claims history, even your credit score. Learn what you need to know about wind, flood, and umbrella policies and why being underinsured is a big risk! Reach Out to Mandy: Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/30025788
info_outline
Episode 153: Housing Affordability: Real Numbers for a Home Purchase under $1 Million
02/13/2024
Episode 153: Housing Affordability: Real Numbers for a Home Purchase under $1 Million
Stacy and Erin sit down with mortgage guru Bill Payne using the Charleston market as a case study to discuss the nationwide issue of housing affordability. How much are first time home buyers earning? How much are they spending on a home? Has credit card debt become more of an issue? Tune in to hear some things they advise first timers to think about before they make a decision, as well as options for parental help or a co-signer on a mortgage if they don't have the ability to do it on their own. If you are considering purchasing a home in Charleston under $1 million, buying your first home, or know someone who is - this is a quick and valuable episode that will give you a greater understanding of what the reality is for these buyers in today's market. Got a question for Bill? Email us Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/29911703
info_outline
Episode 152: Hurdles Galore: Parking, Flooding, and Mold, Oh My! With bonus Mortgage Guru Question.
02/06/2024
Episode 152: Hurdles Galore: Parking, Flooding, and Mold, Oh My! With bonus Mortgage Guru Question.
The girls discuss their latest challenges in the market including properties that don't offer deeded parking, properties with mold issues, recent flooding, and how to maintain your home to avoid surprises when selling during a home inspection. Erin shares how she hunted down a parking broker, a car club, and even a rentable parking spot for her buyer client. Plus, producer Lindsey hits Mortgage Guru Bill Payne with a burning question: How do you tap into your home's equity in this interest rate environment? With a HELOC or by refinancing? Also: tax advantages for opening an income-producing business on your property. Bill explains a cash out refinance versus a HELOC and when you should use either option.
/episode/index/show/smithspencer/id/29816898
info_outline
Episode 151: High Performance with Elite Business Coach Moira Kucaba
01/30/2024
Episode 151: High Performance with Elite Business Coach Moira Kucaba
Moira Kucaba is a Business Coach, Bestselling Author, Speaker, Mama, Belief Builder who overcame addiction and turned what she thought was her scarlet letter into her secret superpower. In this episode, Moira breaks down her process for how to become the high-earning entrepreneur you’ve always dreamed of being by sharing tangible tips that will lead to BIG changes in your life. The ladies discuss mindset, psychology, time management, comparison, rewiring your brain, and so much more. If you are a hard driving achievement junkie - this one's for you! Work with Moira: Check Out Moira’s Podcast: Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/29705933
info_outline
Episode 150: January 2024 Market Update & Airbnb Horror Stories
01/23/2024
Episode 150: January 2024 Market Update & Airbnb Horror Stories
Erin and Stacy provide a January market update, trade Airbnb horror stories, and how they've advised new agents coming into the business. They conclude with Erin's input on how buyer's should realistically think about potential rate drops this year. Today’s episode is brought to you by: 38Tera Check Out 38Tera on Instagram:
/episode/index/show/smithspencer/id/29603078
info_outline
Episode 149: Should Homeowners with a High-Interest Rate Refinance Now or Later?
01/16/2024
Episode 149: Should Homeowners with a High-Interest Rate Refinance Now or Later?
Stacy and Erin sit down with mortgage guru Bill Payne and answer a listener question regarding an uptick in refinances. What's the smart move? Go ahead and refi or wait for rates to come down further? Bill discusses what he anticipates rates will do in the first and second half of the year, the cost to refinance, and when the best time to refinance is. He also tells you how to determine when you break even on a refi to decide if it is worth the cost. Bill Payne is with First Home Mortgage and can be reached at 843-532-1392.
/episode/index/show/smithspencer/id/29502278
info_outline
Episode 148: Keep the Crazy to Yourself: How to deal with a New Market + Bonus Listener Question: How to Handle the Sale of an Inherited Property
01/09/2024
Episode 148: Keep the Crazy to Yourself: How to deal with a New Market + Bonus Listener Question: How to Handle the Sale of an Inherited Property
Erin and Stacy catch up and discuss Erin's maiden voyage to Paris! The girls also chat about the challenges presented by a new market and buyers and sellers with clashing expectations. Get advice on how to communicate with clients and fellow agents during the stressful process of buying and selling. Stay tuned for highlights from their 2024 Economic Outlook breakfast date as well as a listener question regarding how to prep an inherited property for sale. Got a question for Schmoopy? Send them over to Check Out Our Partners: Check Out 38Tera on instrgam:
/episode/index/show/smithspencer/id/29394378
info_outline
Episode 147: LIVE PODCAST with Jesse Vickers of JLV Creative
12/26/2023
Episode 147: LIVE PODCAST with Jesse Vickers of JLV Creative
(NOTE: This episode originally aired 2/21/23) Smith Spencer Real Estate proudly presents the World Premiere of Between Two Brokers LIVE in front of a studio audience. The ladies interview the incredibly talented Jesse Vickers of JLV creative, Charleston’s hottest interior design firm, and end the show with questions from the audience. The energy is electric in this episode and it covers business advice, interior design, leadership and more. This Episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More by Going to: Episode 107: LIVE PODCAST with Jesse Vickers of JLV Creative
/episode/index/show/smithspencer/id/29152933
info_outline
Episode 146: Fiber Fueled with Dr. Will Bulsiewicz Part 2
12/19/2023
Episode 146: Fiber Fueled with Dr. Will Bulsiewicz Part 2
NOTE: This is the second episode in a two-part series, if you missed part one, go back and start there: ep. 144. Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper. (Luckily he has a Master’s degree in Clinical Research) His findings led him to write his first book ‘Fiber Fueled’ and it was an instant success. Two books and many 💩’s later he is a wealth of knowledge and an incredibly passionate speaker. Follow Dr. B: Check Out ‘Fiber Fueled’ : Check Out Our Partners:
/episode/index/show/smithspencer/id/29026738
info_outline
Episode 145: Fiber Fueled with Dr. Will Bulsiewicz Part 1
12/12/2023
Episode 145: Fiber Fueled with Dr. Will Bulsiewicz Part 1
Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper. (Luckily he has a Master’s degree in Clinical Research) His findings led him to write his first book ‘Fiber Fueled’ and it was an instant success. Two books and many 💩’s later he is a wealth of knowledge and an incredibly passionate speaker. This is the first episode of a two part series. Join us next week (and subscribe so you don’t miss an episode) for the next chapter in his inspirational story. Follow Dr. B: Check Out ‘Fiber Fueled’ : Check Out Our Partners:
/episode/index/show/smithspencer/id/28944658
info_outline
Episode 144: Construction Costs & Renovations with John Frick of Level Building Projects
12/05/2023
Episode 144: Construction Costs & Renovations with John Frick of Level Building Projects
Erin and Stacy sit down with Charleston's busiest builder, John Frick, to get the latest on what's happening in the world of new construction and renovation. John is the owner of Level Building Projects and is always a wealth of knowledge (and straight up honesty) when it comes to the latest and greatest in the world of new builds, teardown and spec homes. Tune in to hear all about the trends he's seeing, what features he recommends and the ones he could live without. (Hint: a front porch aint one of 'em) Work with John: Check Out Our Partners:
/episode/index/show/smithspencer/id/28876603
info_outline
Episode 143: Pest Control Nightmares with Trip Cummings
11/28/2023
Episode 143: Pest Control Nightmares with Trip Cummings
Trip Cummings is an expert in termites, rodents, and dad jokes. (In the order!) On today’s show Stacy and Erin sit down with the hilariously informative owner of Barrier Pest Services to get all the info on Charleston's VERY specific climate, the major pests that are native here and learn what percentage of CL 100’s *actually* come back squeaky clean. Work with Trip: Check Out Our Partners:
/episode/index/show/smithspencer/id/28818728
info_outline
Episode 142: That's a Write-Off with Stephanie Spinucci + Nick Raffety
11/21/2023
Episode 142: That's a Write-Off with Stephanie Spinucci + Nick Raffety
On this episode Erin + Stacy invite the world’s best accountants: Stephanie Spinucci and Nick Raffety of CRI to share some much needed end-of-year insight into how to maximize your tax returns. They discuss what you can and can’t write off and share lots of great tips for homeowners with short term rental properties. Let Stephanie Help with Your Taxes: Check Out Our Partners:
/episode/index/show/smithspencer/id/28695103
info_outline
Episode 141: Market Update with Mortgage Guru Bill Payne NMLS ID#: 283298
11/14/2023
Episode 141: Market Update with Mortgage Guru Bill Payne NMLS ID#: 283298
On today’s show Erin + Stacy sit down with the one and only Bill Payne to discuss the latest developments in the market. PLUS, a special bonus question at the end for Schmoopy from everyone’s favorite agent, Giovanna. ❤️ Today’s episode is brought to you by Nick Cann Photo
/episode/index/show/smithspencer/id/28537277
info_outline
Episode 140: A Halloween Special at 20 South Battery with Hailey Lowe Fennell + Brittany Lavelle Tulla Part 2
11/07/2023
Episode 140: A Halloween Special at 20 South Battery with Hailey Lowe Fennell + Brittany Lavelle Tulla Part 2
What better way to celebrate Halloween than recording a podcast in a haunted mansion? Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference. The audio had to be enhanced to be useable but it made for an even spookier episode. Do you think it was the ghosts? Check Out Brittany's Instagram: Listen to Hailey's Podcast 'House Guest' This episode is brought to you by Nick Cann Photo Find Out More:
/episode/index/show/smithspencer/id/28502204
info_outline
Episode 139: A Halloween Special at 20 South Battery with Hailey Lowe Fennell + Brittany Lavelle Tulla Part 1
10/31/2023
Episode 139: A Halloween Special at 20 South Battery with Hailey Lowe Fennell + Brittany Lavelle Tulla Part 1
What better way to celebrate Halloween than recording a podcast in a haunted mansion? Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference. The audio had to be enhanced to be useable but it made for an even spookier episode. Check Out Brittany's Instagram: Listen to Hailey's Podcast 'House Guest' This episode is brought to you by Nick Cann Photo Find Out More:
/episode/index/show/smithspencer/id/28460210
info_outline
Episode 138: Basic Projects with Ben + Kate Towill
10/24/2023
Episode 138: Basic Projects with Ben + Kate Towill
On today's episode Stacy and Erin sit down with Ben and Kate Towill, the husband and wife duo behind Basic Projects. If you've ever spent time in Charleston you've likely been to one of their incredible restaurants (Basic Kitchen, Post House and Sullivans Island Fish Camp) and they discuss the challenges of running a hospitality group, how they approach the design in their projects and more. Today’s episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage + Stay Duvet Check Out Our Partners:
/episode/index/show/smithspencer/id/28341242
info_outline
Episode 137: October Mortgage Updates with Bill Payne NMLS ID#: 283298
10/17/2023
Episode 137: October Mortgage Updates with Bill Payne NMLS ID#: 283298
The mortgage world is ever-changing. With rates so high it can be difficult to know which way to turn. Luckily, Bill Payne ( NMLS ID#: 283298) is here to give us the latest on the nuances of the current market as it relates to mortgage rates and even shares a silver lining for what’s on the horizon. Today’s episode is brought to you by Nick Cann Photo + Exhale Pilates Check Out Our Partners:
/episode/index/show/smithspencer/id/28279937
info_outline
Episode 136: Intuitive Design with Angie Hranowsky
10/10/2023
Episode 136: Intuitive Design with Angie Hranowsky
On this extra special episode Stacy + Erin sit down with fabled interior design expert Angie Hranowsky to discuss how she got into the business and her personal approach to designing a home. Angie's style is second to none (we highly recommend perusing her website while listening to this episode!) and her story is incredible. Find Out More: Today’s episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners:
/episode/index/show/smithspencer/id/28229783
info_outline
Episode 135: Real Talk on Short Term Rentals
10/03/2023
Episode 135: Real Talk on Short Term Rentals
Everyone loves to fantasize about owning an STR (short term rental) but what is it really like? Erin and Stacy get down to brass tacks with special guest (and Smith Spencer Real Estate ⭐️ agent) Giovanna Richard. Giovanna owns an STR called "The Oyster House" in downtown Charleston and shares some real talk about what it's been like so far. This episode is brought to you by: Nick Cann Photo Find out more by going to:
/episode/index/show/smithspencer/id/28116323
info_outline
Episode 134: "Worst Deal of My Year”
09/26/2023
Episode 134: "Worst Deal of My Year”
Erin and Stacy sit down for a post-summer catch-up. Erin shares some insight about what could have gone differently in a recent deal and the two ponder whether or not these issues stem from a slew of new agents entering the market looking to capitalize on the post-covid real estate boom. Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More:
/episode/index/show/smithspencer/id/28116233
info_outline
Episode 133: Breaking Down the CL100
09/19/2023
Episode 133: Breaking Down the CL100
When a distressed listener learns a hard lesson, she writes in to ask Schmoopy to go over exactly what the CL 100 is and how it works so that other agents might be spared her same fate. If you’ve ever wanted to know the ins and outs of a CL 100 then this one’s for you. Today’s episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage
/episode/index/show/smithspencer/id/28075704
info_outline
Episode 132: A Beginners Guide to Buying an Investment Property
09/12/2023
Episode 132: A Beginners Guide to Buying an Investment Property
Stacy and Erin dig into the mailbag to answer a listener question on today's episode of 'Between Two Brokers'. Q: "I really want to get into the Investment property game. As a novice, what are some things I need to be aware of when evaluating my options?" A. Tune in to find out! 😉 Got a Question for Schmoopy? Email 📧 us at
/episode/index/show/smithspencer/id/27948141