Something More With Chris Boyd
Financial Talk Show airing Saturdays at 3PM, ET on NEWSRADIO 95WXTK FM.
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Memorial Day Special: Rep. Steven Xiarhos, Gold Star Father; Michelle DeSilva, Cape Cod Cares for the Troops
05/29/2023
Memorial Day Special: Rep. Steven Xiarhos, Gold Star Father; Michelle DeSilva, Cape Cod Cares for the Troops
MA State Rep. Steven Xiharos shares his experience being a Gold Star Father of his son Nicholas and what Memorial Day means to him. Michelle DeSilva, Cape Cod Cares for the Troops, discusses their annual Troops in the Spotlight event.
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Market performance & bias; lessons learned - allocation
05/24/2023
Market performance & bias; lessons learned - allocation
The AMR team talks about the #market – how is it doing, biases people may have– political or fear, and bank credit tightening. They also review a couple of lessons learned – portfolio allocation and quick money. #financialplanning #investments #stocks
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David Walker, Former Comptroller General of the United States
05/23/2023
David Walker, Former Comptroller General of the United States
Guest David Walker, US Comptroller General of the United States from 1998-2008 and advocate for federal fiscal responsibility, talks with Chris and Jeff Perry about the dangers if the deficit is left untreated. Recorded on May 18, 2023.
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Debt Ceiling; Financial Literacy; Social Security Reform
05/22/2023
Debt Ceiling; Financial Literacy; Social Security Reform
Chris and Jeff discuss the debt ceiling and the politics around it. They also cover Social Security Reform and the Windfall Elimination Provision (WEP). With graduation season underway, they discuss the job situation and the importance of financial literacy for new grads.
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HerMoney's Jean Chatzky; Personal Finance
05/15/2023
HerMoney's Jean Chatzky; Personal Finance
CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, are joined by Jean Chatzky. Jean is an award-winning journalist, podcast host, radio show co-host, and CEO and founder of the HerMoney Podcast. She joins us to discuss the unique financial challenges women face in the workplace and in life. Chris and Jeff get into personal finance, discuss financial planning matters, and bring up the importance of budgeting while introducing AMR's Something More Mentoring complimentary personal finance program.
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Mother's Day; Lessons Learned from Mom
05/14/2023
Mother's Day; Lessons Learned from Mom
Host and CEO Chris Boyd, CFP®, and Jeff Perry, JD, are joined by Chris's mother, Ina Boyd, to share stories and express appreciation for all mothers out there. AMR team members express their gratitude and share lessons from their moms.
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Leveraging Debt; Realistic Rate of Return; Institutional Investing
05/10/2023
Leveraging Debt; Realistic Rate of Return; Institutional Investing
CEO Chris Boyd, CFP®, IAR Jeff Perry, JD, and CIO Brian Regan, CFA®, get into financial planning considerations while discussing AMR's upcoming complimentary Social Security and Medicare seminar on June 6th, which will provide insight for plans and strategies that can increase your understanding of social security and Medicare. As different people view debt differently, the team brings up types of debt, good debt vs bad debt, when to borrow vs when to use cash, and how to leverage debt to build wealth. Brian shares insight on what a Realistic Rate of Return is, different methods of measuring a good rate of return, and how the Realistic Rate of Return fits into a financial plan. They get into institutional investing and wealth management as it relates to banks, pension funds, endowments, insurance companies, and these institutional investors should manage money.
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Cape Cod Special: Nicole Spencer of Heroes in Transition, Ruck4HIT Race
05/09/2023
Cape Cod Special: Nicole Spencer of Heroes in Transition, Ruck4HIT Race
We are joined by Nicole Spencer, Executive Director of Heroes in Transition (HIT), to discuss HIT's 8th annual Ruck race. The 200+ mile race runs through all 15 towns on Cape Cod, is roughly 36 hours in duration, and raises funds for HIT’s continuing effort to never leave a fallen hero behind. Visit for more information.
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16 Year Anniversary!; Federal Reserve; US Debt Ceiling
05/08/2023
16 Year Anniversary!; Federal Reserve; US Debt Ceiling
Something More with Chris Boyd celebrates its 16-year anniversary. Chris reflects on the start of the show and his firm. Chris and Jeff discuss the Federal Reserve’s recent decision of another Fed funds rate hike, their goals of slowing the economy and how it has affected markets. They talk about moments of difficulty and challenge with recent bank failures and ask about the value of these banks. Chris and Jeff get into a political discussion around US debt ceiling concerns, considerations, hopes, and more.
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Economic/Market Update; Corporate Earnings; Investment Endorsements by Celebrities
05/03/2023
Economic/Market Update; Corporate Earnings; Investment Endorsements by Celebrities
Host and IAR Jeff Perry, JD, and CIO Brian Regan, CFA®, take the hour to discuss financial matters. They start by giving an economic and market update by commenting on GDP numbers, how the stock market is priced, the role earnings and interest rates has on stocks, employment rates, the Federal Reserve’s actions, and consumer sentiment. Brian then reviews corporate earnings and shares his impressions on specific “mega cap” stocks. He discusses the differences between these “mega cap” companies and what he finds important when valuing a stock. Jeff and Brian go down the path of AI technology and how the rise in AI will affect some of these businesses. Later, Jeff asks Brian about his recent article “Investors Beware! Celebrities and Companies Can Mislead You” published on TheStreet, covering ways investors can be mislead by celebrity endorsements.
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Cost to Retire Comfortably; Importance of Local Elections; AMR Update
05/01/2023
Cost to Retire Comfortably; Importance of Local Elections; AMR Update
Host and IAR Jeff Perry, JD, is joined by AMR’s Lead Financial Planner and Chief Compliance Officer, Scott Birmingham, CFP®. They discuss what it costs to retire comfortably by considering how standard of living and cost of living impact a financial plan. We are joined by Sandwich Town Clerk Taylor White to discuss the importance of local elections, how each vote is more potent than in national elections, and the impact of mail-in voting on voter turnouts. Marketing Director Cathi Ingersoll joins to give AMR updates. They promote AMR’s upcoming Social Security and Medicare Seminar that will be held in Hyannis, Cape Cod on June 6th. They explain what will be discussed and how it can benefit those near or in retirement.
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Social Security/Medicare (Part 2)
04/26/2023
Social Security/Medicare (Part 2)
CEO Chris Boyd, CFP®, and social security expert and Founder of Mantell Retirement Consulting, Marcia Mantell, continue their discussion on social security, Medicare, and retirement matters, giving insight to callers with personal inquiries.
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Social Security/Medicare (Part 1)
04/25/2023
Social Security/Medicare (Part 1)
CEO Chris Boyd, CFP®, is joined by social security expert and Founder of Mantell Retirement Consulting, Marcia Mantell. They discuss all things social security and medicare on this first hour of the program, where they take a number of on-air callers to answer questions about their retirement concerns specific to social security, medicare, and more.
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Politics with Texas State Rep Lamar Smith; Financial News
04/19/2023
Politics with Texas State Rep Lamar Smith; Financial News
CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, are joined by retired Congressman and Texas State Representative Lamar Smith of the 21st district of Texas. He discusses his work in congress, how he dealt with political oppositions, his endeavor for bipartisanship and civility between Democrats and Republicans, and how to find common ground. They get into why we are seeing fewer people in the middle of the political aisle and how to get passed an Us vs Them mentality. Smith shares his opinions on the most concerning geopolitical issues we are facing today and his thoughts on possible 2024 presidential nominees. Chris and Jeff cover some financial news, bringing up inflation and its effects on consumer spending and financial stress in America.
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Reverse Mortgages with Bob Tranchell of The Federal Savings Bank
04/17/2023
Reverse Mortgages with Bob Tranchell of The Federal Savings Bank
Chris and Jeff open with an outline of the show and promote our upcoming live show on Saturday, April 22 with Marcia Mantell, who is a social security expert and owner of Mantell Retirement Consulting. We are then joined by Senior Vice President of The Federal Savings Bank, Bob Tranchell. Bob is a reverse mortgage expert and explains to us the benefits of using a reverse mortgage, factors that determine the amount of money to lend, differences in various home mortgages, and differences between his firm and others. The group discusses scenarios and instances where a depletion of resources to home owners who lose spouses affects their living and how and when a reverse mortgage can be beneficial.
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Financial Literacy; Money Supply; Roll Returns
04/12/2023
Financial Literacy; Money Supply; Roll Returns
IAR Jeff Perry, JD, and Wealth Advisor Jeff Tomaneng, CFP®, go over a Financial Literacy Month article on ways to get smarter and be more successful with your money. They discuss the importance of accountability in keeping track of your goals and financial planning. CIO Brian Regan, CFA®, joins to give commentary on Q1 market returns. Brian shares his disconcertment on fraudulent and misleading information. Jeff asks Brian about money supply, how it’s created, the implications of today’s money supply on growth, and the effect credit has on market conditions. Brian then educates us on what roll returns are, short term expectations of fed funds rate, and long-term investment sentiments.
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Defining Easter with Pastor Ben Feldott; Financial Literacy Month
04/10/2023
Defining Easter with Pastor Ben Feldott; Financial Literacy Month
We are joined by Pastor Ben Feldott of Cape Cod Church to discuss the meaning of Easter and how it’s the story that defines people of the Christian faith. He talks about the stories of Jesus, the ambiguous origin of the word “Easter,” and the celebration of the resurrection. Pastor Ben shares with us what his Church gets into during Easter, how he and his family celebrate, the importance of giving people a snapshot into the life of the church through social media, and more. AMR Wealth Advisor Jeff Tomaneng, CFP®, joins to discuss what Financial Literacy Month means and the importance of setting SMART goals understanding your “Why” when setting goals.
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Real Estate and Mortgage Conditions with Annie Hart Cool and Savannah Fabbio
04/05/2023
Real Estate and Mortgage Conditions with Annie Hart Cool and Savannah Fabbio
We are joined by Annie Hart Cool, real estate agent from Sotheby's International Realty, and Savannah Fabbio, VP regional manager at Shamrock Home Loans. We discuss current real estate conditions on Cape Cod and important factors to consider when hiring a real estate agent. Later, we get into the fluctuation of mortgage rates, how it affects confidence in the market, and how credit and debt can drive people to make uninformed decisions. Will we have a crash? We discuss some of the differences between today’s real estate market environment compared to the 2008 market.
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Financial Planning Advice; Gordon Moore, Moore's Law; Economy
04/03/2023
Financial Planning Advice; Gordon Moore, Moore's Law; Economy
CEO Chris Boyd, CFP®, CIO Brian Regan, CFA®, and IAR Jeff Perry, JD, give financial planning advice based on an example geared toward to the middle aged couples with kids. What are the things a person in that demographic and situation should consider and take advantage of to make sure their finances are in right order? Chris and Jeff share their insights on the matter. Brian talks about the importance allocating your money to investments that grow on returns larger than a savings account. They talk about the recent death of Gordon Moore, who was the co-founder of Intel and proposer of Moore’s Law which makes the observation that the number of transistors in an integrated circuit doubles about every two years. They talk about what his work has done for today’s day and age and what a change in microchip dynamics mean for American economies and more. Brian gives his view of the economy and states a case for a strong economic environment.
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Unethical Business Practice; RMDs; Client Lessons Learned
03/29/2023
Unethical Business Practice; RMDs; Client Lessons Learned
CEO Chris Boyd, CFP®, and Marketing Director Cathi Ingersoll discuss a filing by the SEC that is charging a Massachusetts based Investment Advisor firm for unethical business practice, not disclosing significant compensations, and for various wrong doings. Chris describes the allegations as a blemish on an industry that is built on trust. They go on to talk about the importance of fiduciaries and things that can help the consumer during the process of choosing a financial advisor. Chris gives his input on Required Minimum Distributions (RMDs), covering what they are and explaining if there is a cutoff age. He then mentions different factors that might affect people’s decisions on when to take their RMDs. CIO Brian Regan, CFA®, joins the show to discuss a lesson learned from a client experience. They share the common occurrences and the pros and cons of concentrated positions.
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Climate Change; Risk Management; Credit Lending Measures; What Happens When a Bank/Firm Fails?
03/27/2023
Climate Change; Risk Management; Credit Lending Measures; What Happens When a Bank/Firm Fails?
Host Chris Boyd, CFP®, and Marketing Director Cathi Ingersoll discuss climate change and its potential impacts, along with getting into risk management when it comes to finding your financial advisor. CIO Brian Regan, CFA®, gives an FOMC meeting update and talks about what it means for future interest rates, inflation, and recession concerns. The team discusses credit lending measures, the importance of credit, future anxieties of the banking system, and the logistics behind a failed bank/investment advisory firm.
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Demographics with Ken Gronbach; Tax Strategies
03/22/2023
Demographics with Ken Gronbach; Tax Strategies
With a global population size of 8 billion people, what are our current challenges and what will we contend with at current population rates? We are joined by Ken Gronbach, a demographer, futurist, and CEO/founder of KGC Direct, LLC, to discuss how demographics affect economies at large and the implications for America and other global nations. Ken shares perspective on the changing dynamics within generational shifts that will affect immigration, labor, real estate, manufacturing, and more. His book: Website: As tax season is upon us, Chris shares input on tax strategies and rules of thumb related to tax returns and IRA/401k contributions. Within certain tax brackets various benefiting strategies can be implemented in a tax plan.
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Recent Bank Failures, Market Response, CPI/Fed Expectations
03/20/2023
Recent Bank Failures, Market Response, CPI/Fed Expectations
CEO Chris Boyd, CFP®, and CIO Brian Regan, CFA®, talk about what happened with the recent bank failures, the logistics behind Federal Reserve and FDIC actions, lessons investors should take, and the market’s response to all of this. They discuss how these events will affect CPI and Federal Reserve expectations at the March FOMC meeting with regard to interest rates and combatting inflation moving forward.
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Medicare Reform Pt. 2; How to Evaluate Your Financial Advisor; Massachusetts Heraldry
03/15/2023
Medicare Reform Pt. 2; How to Evaluate Your Financial Advisor; Massachusetts Heraldry
Chris and Jeff continue their conversation on Medicare reforms that are being proposed by the Biden Administration. They discuss how Medicare is struggling in keeping up the ability to pay out premiums coming out of payroll taxes, what the government is doing about it, and how it will affect today's demographic currently using Medicare. Evaluating financial advisors is challenging, especially when there aren't easy numbers you can use to measure their performance. So what should you be looking at? Chris and Jeff cover some key questions you should consider asking your advisor. We are joined by past guest Kevin Doyle to discuss the meaning behind Massachusetts heraldry. He explains to us the significance, controversy due to the lack of understanding, and the symbolic references behind the Massachusetts coat of arms.
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Market Conditions/Economy; Social Security & Medicare Reform
03/13/2023
Market Conditions/Economy; Social Security & Medicare Reform
Hosts Chris Boyd, CFP®, and Jeff Perry, JD, are joined by AMR CIO Brian Regan, CFA®, to discuss recent market movements in relation to Fed Chairman Jerome Powell’s comments to congress. We’ll discuss what his comments reveal about current/future fund rates and what it means for inflation and the economy ahead. Social Security and Medicare reform can be considered a politically dangerous discussion. Chris and Jeff talk about the reality of minimized social security benefits, Medicare reform proposed by the Biden administration, and the importance of political decision making for both.
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Boston (band) Bassist Tracy Ferrie; Portfolio Positioning & More
03/08/2023
Boston (band) Bassist Tracy Ferrie; Portfolio Positioning & More
Chris and Jeff are joined by Tracy Ferrie, Boston (band) bassist and worship pastor at Covenant Community Church on Cape Cod. Tracy tells us about his journey picking up the bass and how he became a musician for several artists/bands like White Cross, Rebecca St. James, Sonic Flood, Plumb and Stryper. He shares his personal life experiences that led him to Cape Cod, ministry work, and much more. Chris and Jeff discuss recent lessons learned from a client example and get into overweight legacy positions in single companies or industries and tax topics.
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SECURE Act 2.0, 529 Plans, Roth; Will there be a Recession?
03/06/2023
SECURE Act 2.0, 529 Plans, Roth; Will there be a Recession?
CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, review AMR’s Financial Planning webinar on the SECURE Act 2.0 and give updates on Something More as Chris takes back the host seat for the week. Chris and Jeff talk about 529s and Roth plans - some of their recent changes, tax implications, and strategies for use. CIO Brian Regan, CFA®, joins to discuss the economic future and answers a popular question - Will there be a recession? The team brings up relevant economic factors to consider when answering this big question.
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Geopolitics & Markets; Investment Ratios; Preparing for Retirement
03/01/2023
Geopolitics & Markets; Investment Ratios; Preparing for Retirement
Host Jeff Perry, JD, is joined by Chief Investment Officer Brian Regan, CFA®, to talk about geopolitical tensions with China and the Ukraine/Russia war and how it plays into effect on markets. Brian shares his macro perspective and explains how a prolonged war can change his investment thesis for 2023. Jeff and Brian discuss how to get comfortable with being a long-term investor. Brian defines and educates us on common investment ratios, shares his opinions on what worth they have to the individual investor, and gives a few reasons why relying solely on P/E ratio can be misleading. AMR’s Lead Financial Planner Scott Birmingham, CFP®, joins to discuss the importance of a couples money day, things to consider when preparing for retirement, inflation effects on spending, forming a proper estate plan, and more.
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SECURE Act 2.0 Webinar Info; Money Issues in Relationships
02/27/2023
SECURE Act 2.0 Webinar Info; Money Issues in Relationships
Host and IAR Jeff Perry, JD, is joined by AMR’s Marketing Director Cathi Ingersoll to present AMR’s upcoming Financial Planning webinar “SECURE Act 2.0 - 5 Most Important Takeaways.” AMR’s team of advisors will provide important takeaways for how this Act affects retirement savings and more. Jeff is joined by AMR Wealth Advisor Jeff Tomaneng, CFP®, to discuss the most common problem in relationships related to money. Tomaneng talks about money values and the value of good financial communication within couples. The Jeffs then get into the benefits of having joint accounts with your spouse, but a reluctance for shared purchases and accounts for unmarried couples.
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Financial Lessons Taken from Seinfeld
02/22/2023
Financial Lessons Taken from Seinfeld
On this hour of Something More, AMR team members join for financial lessons that can be taken from Seinfeld (show). They discuss a variety of Seinfeld scenes and episodes that revolve around the characters’ occupations, side hustles, money habits, and more. Whether being frugal or trying to Keep up with the Joneses, they never failed to entertain us with their creative entrepreneurial drive – and teach us a few things along the way. Team AMR considers their takeaways and relates them to modern day.
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