Sound Retirement Radio
With over 1 million downloads, Sound Retirement Radio is a leading podcast in the retirement and retirement planning categories. Our topics cover a broad range, including investing strategies, tax planning, and Roth conversions. We provide both fundamental and advanced ideas to help you create a Sound Retirement Plan. Our commitment is to offer you concepts, ideas, and strategies that can help you achieve clarity, confidence, and freedom as you prepare for and transition into retirement. Jason Parker, the author of the best-selling book "Sound Retirement Planning," has a new book titled "Retirement Calculator: How Much Money Do I Need To Retire." Jason has been seen as a guest on major news networks such as ABC, FOX, and NBC. He also created the Retirement Budget Calculator, a tool that helps retirees with retirement cash flow planning.
info_outline
427 Your Best Financial Life with Anne Lester
04/24/2024
427 Your Best Financial Life with Anne Lester
In today's podcast, Jason interviews Anne Lester about her new book, "Your Best Financial Life: Save Smart Now for the Future You Want." Anne is a retirement expert, formerly serving as the Head of Retirement Solutions for JPMorgan Asset Management, where she dedicated nearly 30 years of her career. During the interview, Anne not only shares insights from her own retirement journey but also discusses the aspects of retirement she eagerly anticipates in this new phase of life. She offers practical tactics for simplifying money management, including the implementation of guardrails to mitigate financial regret. Make sure to listen until the end, where she emphasizes the importance of cash flow in retirement preparation. For additional articles, links, and resources, please visit .
/episode/index/show/soundretirementradio/id/30975688
info_outline
Jason's Journey: How Pickleball Helped Me Lose 20 Pounds In 4 Months (+ Belly Fat)
04/18/2024
Jason's Journey: How Pickleball Helped Me Lose 20 Pounds In 4 Months (+ Belly Fat)
Here is a question for you to consider. What's the point of accumulating wealth for retirement if poor health prevents you from enjoying it? Recenlty I have had people noticing that I have lost weight, commenting on how skinny I have become and asking me what I was doing. And I have to tell you I am feeling great. So in todays podcast I'm going to share with you what changed and how I've been able to lose 20 pounds in four months and also lose the belly fat. I'm going to share my diet and exercise routines and the technology I used to record my progress.
/episode/index/show/soundretirementradio/id/30877938
info_outline
425 Biblical Stewardship with Tim Tenbrink
03/28/2024
425 Biblical Stewardship with Tim Tenbrink
In this Easter special episode, Jason welcomes Tim Tenbrink as a guest to delve into the topic of biblical stewardship.
/episode/index/show/soundretirementradio/id/30585013
info_outline
424 Finding Clarity: Your Roadmap to a Fulfilling Retirement
03/20/2024
424 Finding Clarity: Your Roadmap to a Fulfilling Retirement
In today's podcast we cover a lot of retirement topics. The reason I wanted to share this podcast episode with you is because we talked about finding purpose in this next phase of life. I want all of the people who listen to Sound Retirement Radio to achieve Clarity, Confidence and Freedom and I want you to retire too something, not from something. In this podcast we discuss 7 exercises you can use to help you achieve a greater sense of clarity. The free PDF document we discuss in this episdoe will be made available as a link on Sound Retirement Planning.com. If you are preparing for retirement be sure to go through the 7 exercises so that you can have a greater sense of clarity as your prepare for retirement. When you know what is most important in life it makes it easier to prioritize your most valuable resource, your time. I hope you enjoy this podcast episode. As always articles, links and resources will be available at SoundRetirementPlanning.com just click on episode #424
/episode/index/show/soundretirementradio/id/30466323
info_outline
423 To Sell or Not to Sell? Evaluating Your Rental Property's Role in Retirement
03/13/2024
423 To Sell or Not to Sell? Evaluating Your Rental Property's Role in Retirement
In today's podcast episode, I want to explore how to evaluate if it makes sense to sell a rental property. Many people we have served over the years own rental properties and rental properties can be a great tool for retirement because they generate predictable inflation-adjusted income. However rental properties can have their drawbacks as well. In today's show, I am going to share the process that we use to help people evaluate if they should keep or sell a rental property from the perspective of retirement cash flow. With interest rates on fixed income being so low for so many years it had been hard to justify selling a rental property but with fixed income interest rates increasing and the appreciation of real estate starting to stall as a result of higher borrowing costs, the analysis is changing. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/30365268
info_outline
422 Pursuing Higher Expected Returns with Wes Crill PhD
02/16/2024
422 Pursuing Higher Expected Returns with Wes Crill PhD
It is my good fortune to have Wes Crill, PhD as a guest on the podcast today. Wes is a senior investment director and Vice President with Dimensional Fund Advisors. Prior to joining Dimensional, he was a PhD student studying materials science engineering at North Carolina State. His research focused on modeling engineering processes at a scale of 1 billionth the size of a human hair. In today's podcast we discuss the difference between investing and gambling. The benefits of global diversification. Some of the nuances associated with only investing in the S&P 500 index. We discuss the life cycle theory of finance, should you buys gold, the reconstitution effect of index funds, the importance of having a financial plan, mutual funds vs ETF's, Why not all small cap investing is the same among fund providers. We discuss the science of investing and the pursuit of higher expected returns. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/29961013
info_outline
421 Will The Stock Market Crash In 2024?
01/02/2024
421 Will The Stock Market Crash In 2024?
One of my clients recently forwarded an article with the headline that reads "US economist predicts 2024 will bring "Biggest crash of our lifetime". Here is a quote from the article "This is the one time I'm telling you, do not listen to your financial adviser. Things are not going to come back to normal in a few years. We may never see these levels again. And this crash is not going to be a correction. It's going to be more in the '29 to '32 level. And anybody who sat through that would have shot their stockbroker." Unfortunately, when these types of articles are published it can cause people to worry and question both their financial plan and their investment strategy. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years. For article links and resources mentnioned in todays podcast visit:
/episode/index/show/soundretirementradio/id/29316358
info_outline
420 How Do Presidents Impact The Stock Market?
11/29/2023
420 How Do Presidents Impact The Stock Market?
Will the outcome of the next presidential election have an impact on your investment strategy? Should it? Will you be making changes to your investments depending on who is elected? Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT:
/episode/index/show/soundretirementradio/id/28830768
info_outline
419 Favorite Things 2023
11/24/2023
419 Favorite Things 2023
In todays podcast I'm going to share some of my favorite things in 2023. You will notice I'm releasing this episode on Black Friday. It's time to get your wallet out and start shopping. This time of year give me a bit of anxiety because I'm not very good at buying gifts. I remember when Oprah used to do her Favorite things TV show and everyone in the audience would receive gifts, well no such luck in todays podcast you guys are not getting anything other than ideas. But finding the perfect gift for people can be difficult so I wanted to share with you some of my favorite things from 2023 and maybe inspire you to think of a gift ideas for the special people in your life. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28765348
info_outline
418 Chapter 13 Final Thoughts
11/21/2023
418 Chapter 13 Final Thoughts
We made it. Following today's podcast, I am excited to announce that all 13 chapters of my latest book have been recorded and released as a free podcast exclusively for you, our listening community. Soon we will be releasing the audiobook. If you listen to, or read the entire book you will notice that it starts with a basic framework for a comprehensive retirement financial plan and each chapter builds on the next. I sure appreciate the opportunity to teach you the concepts, ideas and strategies that will help you have an amazing retirement. We have some incredible things scheduled for 2024. Having surpassed 1 million podcast downloads and with thousands of individuals utilizing our retirement budget calculator, we are expanding our team at Parker Financial, to provide even greater assistance to individuals seeking investment management and retirement planning in 2024. Our aim is to empower more people than ever before. It's going to be an amazing year. As we approach Thanksgiving, I just want to let you know how much I appreciate you. Thank you for telling your friends about the podcast and sharing the books and retirement budget calculator with the people you care about. I sure appreciate you. With Christmas around the corner I am going to steel an idea from Oprah Winfrey and next week I am going to share with you some of my favorite things from 2023. From gadgets, to books, kitchen equipment, pickleball gear and clothes. If you find it difficult to come up with creative gift ideas I think you will enjoy next week's podcast.
/episode/index/show/soundretirementradio/id/28511510
info_outline
417 Chapter 12 Hiring A Financial Advisor
11/14/2023
417 Chapter 12 Hiring A Financial Advisor
In this podcast episode, I will provide compelling reasons for you to seriously consider the benefits of hiring a financial advisor. Why it is important to avoid high fees and commissions. To comprehend the potential value that advisors can offer, we examine studies conducted by Canada, Vanguard, Morningstar, and Envestnet PMC. Hiring a financial advisor can bring peace of mind, as it helps us uncover the unknowns we didn't even realize existed. Hiring a financial advisor can provide valuable assistance in various aspects of your financial planning. They can help you create a comprehensive retirement plan, guide you in asset allocation and risk management, assist with investment management, cash-flow planning, and income sourcing. Additionally, they can offer expertise in tax planning, charitable giving strategies, and estate planning concepts. A financial advisor can also provide behavioral coaching to help you make informed decisions. After listening to today's podcast, I hope that many of you will consider exploring the benefits of working with a financial advisor to optimize your financial well-being. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28510451
info_outline
416 Chapter 11 Medicare
11/07/2023
416 Chapter 11 Medicare
In today's podcast, you are going to learn about Medicare. Medicare is a comprehensive health insurance program that becomes available to most individuals when they reach the age of 65. We cover topics such as, What are the different parts of Medicare, when should you enroll? How much should you budget for Medicare? Insurance often stands out as the most significant expense for those who have successfully paid off their mortgage. Medicare is a good deal once you turn 65 and you will want to make the most of it. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28435880
info_outline
415 Chapter 10 Rebalance Or Buy Low Sell High
10/31/2023
415 Chapter 10 Rebalance Or Buy Low Sell High
In today's podcast, we are going to explore Rebalancing. We will look at investment portfolio construction, how rebalancing is implemented and when you should consider doing the rebalancing. When you are getting ready to retire you will begin to think more about how your investments can generate cash flow and you will likely feel the need to reduce volatility when you begin taking portfolio withdrawals. Rebalancing serves primarily as a risk mitigation tool rather than a means of maximizing returns. According to a paper by Vanguard, "rebalancing tends to increase a portfolio's Sharpe ratio, improving risk-adjusted returns". The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years. Articles, links and resources mentioned in today's podcast can be found by clicking on Episode #415 at
/episode/index/show/soundretirementradio/id/28410977
info_outline
414 Chapter 9 Why Asset Allocation Is So Important
10/24/2023
414 Chapter 9 Why Asset Allocation Is So Important
In Chapter 9, we delve into the importance of asset allocation and the pursuit of higher expected returns using academic research to inform our investing strategy. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28240595
info_outline
413 Chapter 8 Investing
10/17/2023
413 Chapter 8 Investing
In Chapter 8, we dive into investing strategies. I spend the first couple of pages of this chapter talking about diversification of your money across time segments, often called buckets. Since the publication of this book I have completed some additional back testing of a bucket strategy using a bucket simulator that one of our RBC community members developed and which you have access to. One of the things I was attempting to do in the buckets backtest was to simplify buckets by spending them sequentially rather than having refill rules. In this chapter I discuss bucket refills but after doing additional research on spending sequentially I don't think the refill rules are necessary. When you you will see that this approach of diversification works very well when compared with a 60/40 stock bond mix that is rebalanced each year. At least it works really well in the context of history. As I often remind the people we serve. History is a guide, but past performance is no guarantee of future results. If you are interested in watching the video I will include a link at Sound Retirement Planning.com so that you can see how a bucket strategy performed and I will also provide some links so that you can do you own bucket backtesting. After the discussion on buckets I get into the art and science of investing and we discuss both strategic asset allocation as well as tactical investment management. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28172849
info_outline
411 Chapter 7 Retirement Withdrawal Strategies
10/10/2023
411 Chapter 7 Retirement Withdrawal Strategies
In Chapter 7, we dive into retirement withdrawal strategies. We will look at the 4% withdrawal rule, the buckets strategy (which is similar to the barbel strategy), Dynamic withdrawals, the RMD rule, Spending floors, only spending dividends and interest and never touching the principal. There are pros and cons to each of these strategies but at the end of the day you will need to pick the strategy that makes the most sense for you. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27983400
info_outline
410 Chapter 6 Social Security
10/03/2023
410 Chapter 6 Social Security
In Chapter 6, we dive into the crucial decision of when to start claiming social security benefits. For many individuals, this choice can determine whether they have sufficient funds for retirement or face financial challenges later on. Implementing an effective social security claiming strategy can potentially result in an additional $50,000 to $100,000 of lifetime income. For many people social security is the only guaranteed income they will have in retirement. It is prudent to dedicate time to analyzing the numbers rather than relying on the opinionated individuals on social media platforms like Facebook. With years of research and expertise in this field, I will provide you with valuable insights in this chapter. For more comprehensive information on social security, please visit Sound Retirement Planning.com and search for Social Security. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27974178
info_outline
412 Down But Not Out
09/29/2023
412 Down But Not Out
This special episode because I wanted to address some of the concerns we are hearing from people regarding stock market volatility and some of the news headlines. The title of this episode is "Down But Not Out". The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/28170872
info_outline
409 Chapter 5 Retirement Spending
09/26/2023
409 Chapter 5 Retirement Spending
How much money do you need to retire? What impact will inflation have on your retirement? When should you start social security? How long will your money last? These are the topics I cover in my book and as we prepare to launch the audio version of the book I am giving you one chapter per week as a podcast episode. In episode 409, we delve into the crucial topic of retirement spending. Understanding your expenses plays a vital role in determining if your savings are sufficient. Unfortunately, many individuals preparing for retirement make a common error by solely focusing on their savings and investment strategies, while neglecting to allocate ample time towards understanding their spending patterns. To foster confidence as you approach retirement, it is paramount to prioritize the most crucial figure of all: your retirement spending.
/episode/index/show/soundretirementradio/id/27951156
info_outline
408 Chapter 4 How Long Does Your Money Need To Last
09/19/2023
408 Chapter 4 How Long Does Your Money Need To Last
How long does your money need to last? In this chapter I discuss longevity and some of the tools you can use to estimate your life expectancy. Click here for a video on how to use the Society of Actuaries Longevity Calculator. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27920295
info_outline
407 Chapter 3 Net Worth How Do You Compare?
09/12/2023
407 Chapter 3 Net Worth How Do You Compare?
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27896733
info_outline
406 Chapter 2 Achieving Financial Independence
09/05/2023
406 Chapter 2 Achieving Financial Independence
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. Be sure to visit SoundRetirementPlanning.com and click on episode #406 for articles, links and resources mentioned in todays show. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27886665
info_outline
405 Chapter 1 Retirement
08/29/2023
405 Chapter 1 Retirement
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge. The is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at guide you. When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits. At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement. Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting let us help you make the most of your retirement years.
/episode/index/show/soundretirementradio/id/27885948
info_outline
404 5 Smart Reasons To Start Social Security Early
08/08/2023
404 5 Smart Reasons To Start Social Security Early
In today's podcast, I am going to explain why it's important to think carefully before claiming your social security benefits and why starting social security at age 62 may not always be the best choice. For Articles, Links & Videos and Resources Visit: We're on VIDEO: Be sure to check out the LET'S CONNECT: Buy Jason's New Book:
/episode/index/show/soundretirementradio/id/27694551
info_outline
403 How To Evaluate The Lump Sum vs Annuity Pension Option: Pros And Cons
06/26/2023
403 How To Evaluate The Lump Sum vs Annuity Pension Option: Pros And Cons
A common question we receive is whether it's better to choose the lump sum or the pension. In today's podcast, I want to give you several of the things we are looking at when helping people make this decision about whether to take a lump sum or a pension. In addition to the questions and framework for making this decision, I created a video that we will include in the show notes to show you how we use a spreadsheet in conjunction with the Retirement Budget Calculator to help us examine the decision about whether to take a pension or a lump sum. Be sure to visit episode #403 to watch the video and also get all of the articles, links, and resources mentioned in this episode. Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT: Buy Jason's New Book:
/episode/index/show/soundretirementradio/id/27282060
info_outline
402 Don't Get Killed On Taxes With Steven Jarvis, CPA, MBA
05/24/2023
402 Don't Get Killed On Taxes With Steven Jarvis, CPA, MBA
Most people tell me they don’t mind paying their fair share in taxes but they don’t want to pay more than their fair share. If you are interested in strategies to reduce your taxes in retirement I think you are going to love this episode. In today's podcast episode I interviewed Steven Jarvis who is the co author of the book “Don’t get killed on taxes” and the host of the Retirement Tax Podcast. We talked about how to pay less money in taxes on social security income. When do ROTH conversions make sense? Sneaky shadow taxes to watch out for. How your income and withdrawal strategy can impact your Affordable Care Act tax credits. The triple tax savings of HSA accounts! QCDs for tax planning. Long term capital gains and depreciation recapture when selling rental properties. For Articles, Links & Resources Discussed In Today's Episode Visit: We're on Are You Ready To Retire? Be sure to check out the LET'S CONNECT: Buy Jason's New Book: and be sure to leave a 5 star review.
/episode/index/show/soundretirementradio/id/26942457
info_outline
401 To Insure Or Not To Insure? Decoding The Need For Long Term Care Insurance
05/16/2023
401 To Insure Or Not To Insure? Decoding The Need For Long Term Care Insurance
One of the major things that can derail a good retirement plan is experiencing a healthcare event that doesn't kill you but requires you to need care for an extended time. The healthcare events that could cause you to need long-term care range from frailty and aging, recovering from an accident, having a stroke, getting cancer, getting Parkinson's disease, dementia, and of course the one that most of us fear......Alzheimers. Today it is my good fortune to bring David Clemons on to the podcast to discuss long-term care insurance. I've known David Clemons for nearly 20 years and during that time his specialty has been helping people come up with a plan for how they will handle a long-term care event. Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT: Buy Jason's Book: Retirement Calculator: How Much Money Do I Need To Retire?
/episode/index/show/soundretirementradio/id/26850348
info_outline
400 The Shocking Truth About Early Retirement With Joe Kuhn
05/02/2023
400 The Shocking Truth About Early Retirement With Joe Kuhn
I always like to find people who are on this retirement journey and let them share their stories. Today, I'm speaking with Joe Kuhn - a 58-year-old retiree who has been sharing his experiences being retired for the past several years on his YouTube channel. He retired at 54 and had a retirement budget of 8k per month. Joe will be talking about how he planned for his retirement, his bucket approach to diversifying his retirement portfolio, why he knew it was time to retire, how to retire to something and not from something, and the retirement software he uses to help him stay organized. Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT: Buy Jason's Book:
/episode/index/show/soundretirementradio/id/26616972
info_outline
399 Jason On The Free Lunch Podcast
04/25/2023
399 Jason On The Free Lunch Podcast
I really enjoyed being a guest on the The Free Lunch Podcast. Greg and Collin make talking about investing and personal finance interesting. With their unique perspective on the topic, they make investing and finance approachable for all kinds of people - even those living in cold, wet climates like Calgary Canada! Their show is proof that personal finance and investing doesn't have to be boring or intimidating; with a good sense of humor and practical advice, they make it easy to learn about this topic. Whether you're just starting out or have been doing it for years, the Free Lunch Podcast is sure to give you something new to think about. So grab your lunch and tune in. Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT: Buy Jason's Book:
/episode/index/show/soundretirementradio/id/26570256
info_outline
398 Investment Portfolio Construction with Dr. Craig Israelsen
04/18/2023
398 Investment Portfolio Construction with Dr. Craig Israelsen
In today's podcast, I interview Dr. Craig Israelsen. We talked about the banking turmoil, investment portfolio construction, asset allocation, taking a pension vs a lump sum, how much guaranteed income is needed, when to start social security, diversification across asset classes, and when active management makes sense, should you have exposure to China? and near the end of the show we had a more philosophical discussion about what it means to live a good life and the contribution we make. Learn more at: Articles, Links & Resources Visit: We're on Are you DIY? Be sure to check out the LET'S CONNECT: Buy Jason's New Book:
/episode/index/show/soundretirementradio/id/26548476