Six Minutes of Wisdom

This podcast is a series of conversations between members of the JS Group at Baird. The team members include: Randy Stary, CFP® and Senior Investment Consultant at Baird; Cynthia Schoen, CFP® and Ross Johnson, CFP®. Six Minutes of Wisdom focuses on investments, financial planning and personal finance. The intent is to keep the conversations short and meaningful.

529 Day 05/15/2024

529 Day May 29th is 529 day! Tune in to this month’s episode of Six Minutes of Wisdom where Ross and Cynthia discuss 529s, financial aid, and some of the recent regulation changes. /episode/index/show/stary/id/31217007

Magic Number 04/17/2024

Magic Number How much money do you need to retire? How long will it take to get there? Tune in to this month’s episode of Six Minutes of Wisdom where Ross and Cynthia discuss the topic of the “Magic Number”. Click the picture below to listen! /episode/index/show/stary/id/30751608

Considerations for Tax Season 03/18/2024

Considerations for Tax Season With tax season in full swing, this month’s episode of Six Minutes of Wisdom features Ross and Cynthia who discuss a few topics to consider when it comes to taxes. /episode/index/show/stary/id/30292328

The Early Days of Retirement 02/15/2024

The Early Days of Retirement On this month’s episode of Six Minutes of Wisdom, special guest Randy Stary joins Ross and Cynthia to discuss his transition into retirement. /episode/index/show/stary/id/29906733

The Good and the Bad 01/16/2024

The Good and the Bad Tune in to this month’s episode of Six Minutes of Wisdom. This time, Ross and Cynthia discuss some of the highlights and lowlights of last year and some things to look forward to in the year ahead. /episode/index/show/stary/id/29509058

Randy's Ruminations 12/15/2023

Randy's Ruminations As Randy’s time at Baird nears its end, he thinks back to some of the harder times and the lessons learned over the years. /episode/index/show/stary/id/29078828

Gratefulness 11/15/2023

Gratefulness It’s that time of year again! Tune in to this month’s episode of Six Minutes of Wisdom where the team discusses some of the things on their minds that they are grateful for this year. /episode/index/show/stary/id/28546037

I Wish I Knew Then... 10/16/2023

I Wish I Knew Then... You know what they say.. Hindsight is 20/20. Tune in to this month's episode of Six Minutes of Wisdom where Cynthia, Ross and Randy discuss some of the things they know now that they wish they knew then. /episode/index/show/stary/id/28280594

50! 09/15/2023

50! Join Ross, Cynthia and Randy for a special episode of Six Minutes of Wisdom! This time, the group joins guest speaker Michael Antonelli as they discuss pickleball, investing and more! /episode/index/show/stary/id/27949536

Back to School 08/17/2023

Back to School It’s almost time to send our kids back to school! With that in mind, Cynthia, Ross and Randy discuss a few different tax-advantaged strategies that can be used to save for college expenses. /episode/index/show/stary/id/27748551

The 40-Year Milestone 07/19/2023

The 40-Year Milestone On this month’s episode of Six Minutes of Wisdom, someone on the team is hitting an important milestone! Cynthia, Ross and Randy also touch on saving over time and the power of compounding. /episode/index/show/stary/id/27491826

First-Time Home Buying 06/15/2023

First-Time Home Buying This month on Six Minutes of Wisdom, Ross, Cynthia and Randy are joined by Preston to discuss the process of buying a home! The team discusses mortgage rates, house pricing and much more. *Disclosure: Baird does not provide tax, legal or real estate advice and does not provide or service mortgages.* /episode/index/show/stary/id/27137979

CD Laddering 05/15/2023

CD Laddering This time on Six Minutes of Wisdom, Cynthia, Ross and Randy discuss the strategy of laddering bonds and CDs and how effective this can be in an environment with high interest rates. /episode/index/show/stary/id/26815392

Spring Cleaning 04/17/2023

Spring Cleaning Tune-in to this month's episode of Six Minutes of Wisdom. This time, Ross and Cynthia are on to discuss the topic of Spring Cleaning as it pertains to our finances and a particular tool that Baird provides to help with this. /episode/index/show/stary/id/26522349

Tax Windfall - Save It or Spend It? 03/15/2023

Tax Windfall - Save It or Spend It? Are you getting a tax refund this year? What will you do with it? Tune-in to this month’s episode of Six Minutes of Wisdom where Ross, Cynthia and Randy discuss taxes and what to do with your refund. /episode/index/show/stary/id/26218137

Changing the Oil 02/15/2023

Changing the Oil Dentist appointments, physicals and the periodic oil change – there are many things in our lives that need our attention on a regular basis. One of those things that we should be checking in on is our 401k! In this episode, Ross, Cynthia and Randy discuss the importance of monitoring our 401k and what we can be doing to keep it running smoothly. /episode/index/show/stary/id/25749000

Retiring Into a Potential Recession 01/16/2023

Retiring Into a Potential Recession Randy’s retirement is now less than a year away! With that in mind, the team discusses the market outlook for the coming year and how a potential recession could impact retirement preparation. /episode/index/show/stary/id/25576917

Tales from the Crypt-O 12/19/2022

Tales from the Crypt-O With the recent news of the FTX debacle, Ross, Cynthia and Randy discuss cryptocurrencies and other speculative investments and stress the importance of sticking to the meat and potatoes. /episode/index/show/stary/id/25312776

Grateful 11/15/2022

Grateful Thanksgiving is nearly upon us! In the spirit of the season, the team discusses everything they have to be grateful for, the benefits of being grateful, and how they practice this virtue in the workplace. /episode/index/show/stary/id/24747978

Making Lemonade 10/14/2022

Making Lemonade With the recent market volatility, it’s easy to develop a negative attitude, but there are still things we can be doing to remain productive. Click the picture below to listen to Ross, Cynthia, and Randy discuss what we can be doing to make the most out of a bear market. /episode/index/show/stary/id/24607284

September Blues 09/14/2022

September Blues In this episode Ross, Cynthia and Randy discuss the common phenomena of a fidgety market in the month of September. What might becausing this and how should we react? /episode/index/show/stary/id/24321348

Electronic Legacy 08/15/2022

Electronic Legacy Randy, Ross and Cynthia discuss how to name legacy contacts on various internet platforms. What happens if you die? Do your family members know how to access all of your passwords? As our lives become more intertwined with the internet, we need to make preparations for our eventual passing. /episode/index/show/stary/id/23876337

Anecdotes of Inflation 07/14/2022

Anecdotes of Inflation Inflation seems to be tops on everyone's mind these days. Ross, Cynthia and Randy discuss their inflation issues. Whether it's buying groceries, clothes for the kids or rennovating a home, we are all feeling the impact on the family budget. /episode/index/show/stary/id/23596682

Investing and Your Behavior 05/31/2022

Investing and Your Behavior Ross, Cynthia and Randy converse with Mike Antonelli. He is our resident blogger, futurist and psych coach. Markets are tough. What do we do? /episode/index/show/stary/id/23153963

You Have the Power! 05/13/2022

You Have the Power! The JS Group discusses Power of Attorney documents and their importance for young and old alike. /episode/index/show/stary/id/22921328

The Master Calendar 04/15/2022

The Master Calendar Ross, Cynthia and Randy discuss the Master Calendar. This is not our original idea, but it makes sense to keep track of things that need to be done routinely. When was the last time you cleaned behind your fridge? That's what we thought! /episode/index/show/stary/id/22596170

Save with Tech on P&C Insurance 03/16/2022

Save with Tech on P&C Insurance Cynthia, Ross and Randy interview Brian Jagodinsky. Brian is a property and casualty insurance agent. He tells us how certain techologies in our home can help us save on our homeowners insurance. A number of us have these technologies already and have not informed our agent to receive the requisite savings. /episode/index/show/stary/id/22393166

In Plain Sight! 02/15/2022

In Plain Sight! Cynthia, Ross and Randy discuss a fixed income investment that is available to everyone but you can't get from your financial advisor. Better yet, it is the high rate, lower risk investment everyone asks for. /episode/index/show/stary/id/22026527

Vision, Habits and Discipline 01/14/2022

Vision, Habits and Discipline Cynthia, Ross and Randy of The JS Group at Baird discuss how success with goals depends on good habits and discipline. Randy learns what a "Vision Board" is. /episode/index/show/stary/id/21598397

Things to Remember in December - 12 2 21 9.55 AM 12/15/2021

Things to Remember in December - 12 2 21 9.55 AM Cynthia, Ross and Randy discuss some strategies to consider in December. What should you do to shield income? Getting a bonus? Maybe there is something to consider to avoid additional taxes in April. /episode/index/show/stary/id/21354899

Six Minutes of Wisdom

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