The Hop
Like so many other industries, the real estate market has been disrupted. But this is leading to some exciting changes such as video open houses and online purchases. During this time of transformation, one thing remains constant-- the dream and satisfaction of home ownership. The HOP will help buyers and sellers to navigate the changing real estate market in real-time. You’ll hear practical advice on purchasing real estate with updates on home buying opportunities, deposits, interest rates, refinancing, creative financing, appreciation, depreciation, and so much more!
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Formula to Follow if you Need to Reduce your Home's Sale Price
08/13/2023
Formula to Follow if you Need to Reduce your Home's Sale Price
The HOP (Home Ownership Podcast) Episode 147 David Charels Allen reports on the latest interest rates and Santa Barbara sales stats. This week, rates remained about the same. There were only 31 new listings and 36 homes went pending. With such a low inventory of properties, many homes are still selling quickly. However, if your property is not selling, David has a suggested formula for reducing its sale's price. If a couple of weeks go back and you haven't gotten any nibbles, David suggest you reduce the sales price by 10%. If the house has gotten some showings but not a single offer, David advises you reduce the price by 5%. Then, David and his co-host Patti, discuss their fur babies at home. David has developed a healthy dog treat and topper, called Chowdees. It's 100% organic, is made from liver and has no added ingredients. Best of all, it's freeze dried, so you don't have to worry about it getting stale or going bad. Treat your dog to chowdees. Visit https://www.chowdees.com
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Santa Barbara is Dog Friendly--Except when it comes to Renting a Property
08/12/2023
Santa Barbara is Dog Friendly--Except when it comes to Renting a Property
The HOP (Home Ownership Podcast) Episode 146 Week of Aug 5, 2023 David reviews the latest interest rates and real estate sales stats. While interest rates are up slightly, inventory is low--with only 35 new listings. There were 16 price changes which indicates that homes are taking longer to sell. The good news is that people who are looking for a new home can take a little longer to make up their mind and put in an offer. In the second part of the show, David discusses his new business. He and his business partner are selling healthy, organic dog treats with a long shelf life. To learn about it, visit To contact David, email him at or call him at 805-617-9311.
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Open Houe Etiquette
08/12/2023
Open Houe Etiquette
The HOP (Home Ownership Podcast) Episode 144 David gives the latest interest rates and Santa Barbara sales stats. He and his co-host Patti, discuss Open House etiquette. While David stresses that you should feel free to ask the Open House Realtor questions about the house you're viewing, he advises that it's a good idea to let the realtor know if you're already working with another realtor. Then David and Patti shift their attention to The Fur Babies at Home segment. David discusses the benefits of feeding your dog a raw food diet and then discusses his new organic dog treats, Chowdees. To purchase chowdees dog treats, go to
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The HOP (Home Ownership Podast) Episode 143
08/03/2023
The HOP (Home Ownership Podast) Episode 143
Week of 7-6 to 7-15-23 Host and Village Properties realtor, David Charles Allen, reviews the latest interest rates and sales stats in Santa Barbara. Interest rates dropped almost a half-percent. Regarding sales stats, Santa Barbara had 46 new listings, 31, sales closed, and 22 went pending. Sales seem to be slowing down slightly as summer is in full swing. If you'd like to talk to David about buying or selling a home, you can email him at or call him at 805-617-9311. In the second half of the show, David tells us about his new business, Chowdees. David has created new, healthy dog treats which are freeze dried and made without additives. Be sure to check it out at https://www.chowdees.com
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An End to June Gloom in Site & Airbnb Regulations in Santa Barbara
06/16/2023
An End to June Gloom in Site & Airbnb Regulations in Santa Barbara
The HOP (Home Ownership Podcast) Episode 142 Week of 6/17/2023 Hosted by Village Properties Realtor, David Charles Allen June Gloom continues but sunny skies are predicted for Father's Day and the week that follows. After reviewing interest rates and the week's sale's stats, David discusses the unique regulations for owners renting out Airbnb's in Santa Barbara. To contact David Charles Allen, email , or call 805-617-9311.
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June Gloom is not Putting a Damper on Real Estate and the Supply is Building
06/16/2023
June Gloom is not Putting a Damper on Real Estate and the Supply is Building
The HOP (Home Ownership Podcast) Episode 141 Week of 6-10-23 There has been little sunshine in Santa Barbara this June so far and temperatures have been in the mid-60's. Interest rates remain the same at 6 percent. Regarding this week's sales stats in Santa Barbara, there were: 44 New Listings 15 Price Changes 21 Closings 25 Pending Sales 4 Coming Soon David and Patti discuss AI and how it affects the real estate business. David reminds listeners that relationships are the most important factor when buying and selling real estate and that the main change with AI is some added conveniences for real estate professionals.
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Is this the BEST TIME to purchase Property in Santa Barbara? Barbara Corcoran thinks so!
06/16/2023
Is this the BEST TIME to purchase Property in Santa Barbara? Barbara Corcoran thinks so!
The HOP (Home Ownership Podcast) Episode 140 Week of 6-3-23 Village Property Realtor and host of the HOP, David Charles Allen, reports on interest rates and the latest Santa Barbara sales stats. Thirty-year jumbo loans are at 6% this week and thirty-year conforming loans are at 6.5%. Santa Barbara sales stats are as follows: 27 New Listings 14 Price Changes 24 Pending 5 Back on on the Market 4 Coming Soon Patti and David discussed real estate mogul, Barbara Corcoran and her recent prediction that the Best Time to Purchase a Property is RIGHT NOW! She believes that if people wait until rates go down, more more buyers will be competing--and the bidding wars will be back! Plus, she reminds us that when interest rates drop, people can always refinance their loans. If you'd like to get in touch with David, you can email him at or call him at 805-617-9311.
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Real Estate Financing
05/29/2023
Real Estate Financing
The HOP (Home Ownership Podcast) Episode 139 With Village Properties Realtor, David Charles Allen This week brought cloudy skies and sweater weather in the 60's. Interest rates stayed about the same but new listings dropped to 37, (Last week, new listings were in the 50's.) David and Patti discuss financing and the different options before the final segment, 'Fur Babies at Home.' To get in touch with David, dall 805-617-9311 or call 805-617-9311.
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Bidding Wars are Back in Santa Barbara!
05/29/2023
Bidding Wars are Back in Santa Barbara!
The HOP (Home Ownership Podcast) Episode 138 Hosted by Village Properties Realtor, David Charles Allen Santa Barbara has had beautiful weather in the 60's and 70's and there have been a couple of South Swells, making surfers happy. This week, there were 50 new listings in Santa Barbara, which is higher than it has been in a long time. 45 listings went into a pending status so there was still not large build-up of supply. Bidding wars, expecially for the most desireable properties, have returned. Santa Barbara is a bit protected from the price reductions that other areas have experienced because there is always a limited supply with no available land to build on, and it's such a desireable area. At the end of the episode, you'll hear how David's dogs and cat are getting along. To contact David, call him at 805-617-9311 or email him at [email protected]
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Two Charming Santa Barbara Neighborhoods & Latest Real Estate Sales Stats
05/18/2023
Two Charming Santa Barbara Neighborhoods & Latest Real Estate Sales Stats
The HOP (Home Ownership Podcast) Episode 137 With Host, Village Properties Realtor, David Charles Allen: Again, the number of new listings in Santa Barbara was in the 40's. Interest rates remained practically the same with 30 - year jumbo loans at 6 % and 30 - year conventional loans at 6.25 %. Patti and David warned about a number of real estate scams to watch out for before David reviewed two neighborhoods in Santa Barbara: Mission Canyon, and the Santa Barbara Riviera. The Santa Barbara Riviera properties are more expensive and many of them have amazing views. Mission Canyon in contrast is set a little further back and is known for its quiet serenity. In the past, due to fires, insurance rates could be quite high. At then end of the episode, David and Patti discusssed their fur babies and had a discussion on dog's eyesight and how it varies from ours. To get in touch with David, call 805-617-9311 or email him at [email protected]
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Two Charming Santa Barbara Neighborhoods and the Latest Real Estate Stats
05/18/2023
Two Charming Santa Barbara Neighborhoods and the Latest Real Estate Stats
The HOP (Home Ownership Podcast) Episode 137 With Host, Village Properties Realtor, David Charles Allen: Again, the number of new listings in Santa Barbara was in the 40's. Interest rates remained practically the same with 30 - year jumbo loans at 6 % and 30 - year conventional loans at 6.25 %. Patti and David warned about a number of real estate scams to watch out for before David reviewed two neighborhoods in Santa Barbara: Mission Canyon, and the Santa Barbara Riviera. The Santa Barbara Riviera properties are more expensive and many of them have amazing views. Mission Canyon in contrast is set a little further back and is known for its quiet serenity. In the past, due to fires, insurance rates could be quite high. At then end of the episode, David and Patti discusssed their fur babies and had a discussion on dog's eyesight and how it varies from ours. To get in touch with David, call 805-617-9311 or email him at [email protected]
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Santa Barbara Listings on the Rise
05/18/2023
Santa Barbara Listings on the Rise
The HOP (Home Ownership Podcast) Episode 136 With Host, Village Properties Realtor, David Charles Allen https://www.davidcharlesallen.com New listings continue to rise in Santa Barbara--and the uptick that usually takes place in March, is happening now. Last week, there were 43 new listings and 36 properties went pending. The temperature has been comfortable, (in the mid-60's) and there have been some surf swells, for those who know where to look for them. At the end of this episode, David and Patti discuss their Fur Babies and David notes that they lift their human's spirits each and every day of their lives. To contact David, you can call him at 805-617-9311 or email [email protected]
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Santa Barbara's Spring Housing Market
05/01/2023
Santa Barbara's Spring Housing Market
The HOP (Home Ownership Podcast) Episode 135 With Host, Village Properties Realtor, . David reviews the latest interest rates and Santa Barbara's real estate stats. Last week, after a big spike, interest rates dropped down to 5.625% for 30-year jumbo loans and 6% for 30-year conforming loans. The supply of homes for sale has almost reached 40 but because there are more buyers in the the spring, there is a lot of competition for those homes. Lastly, David and Patti discuss their Fur Babies. David advises listeners that food allergies cause a lot of problems for dogs and says that beef is often better for them than poultry. You can call David at 805-617-9311 or email him at [email protected].
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The Delicate Dance Between Buyers & Sellers
04/28/2023
The Delicate Dance Between Buyers & Sellers
The HOP (Home Ownership Podcast) Episode 134 In this episode, Village Properties Realtor, , reviews interest rates, Santa Barbara real estate stats and the emotional dance between buyers and sellers. Interest rates took a big jump this week making it harder for those who are in the midst of purchasing a new home. Regarding real estate stats, there were almost 40 new listings, which is more than there has been in quite some time. Home prices are hanging steady and desireable homes are still selling quickly, at or above their asking price. David and Patti discuss the range of emotions that buyers and sellers experience during the negotiation process. Finally, David discuss their beloved fur babies. To contact David, email or call him at 805-617-9311.
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The Latest Santa Barbara Real Estate News
04/16/2023
The Latest Santa Barbara Real Estate News
The HOP (Home Ownership Podcast) Episode 133 Hosted by Village Properties Realtor, The weather in Santa Barbara has been in the 60s, with marine layer fog in various areas. (If you live in Santa Barbara, you know that one neighborhood may be socked in with fog while a neighborhood only a few minutes away can be perfectly sunny!) David reviewed the latest interest rates and Santa Barbara's real estate stats. 30-year jumbo loans were at 5.375% and 30-year conforming loans were at 5.75%. Sales were just under 30 with only a small build-up of supply. People who bought properties when interest rates were at their lowest may not be eager to sell their homes because when they go to buy another property, their monthly payments will be higher--due to the higher interest rates. Many of the people who are selling their homes are moving out of the area, or retiring. Home prices remain steady and in the long-term, Santa Barbara remains a tremendous investment. Downtown Santa Barbara blocked off State Street during the Covid Pandemic, making it a walking corridor with outdoor restaurant seating. This has been so popular that it will remain this way for the forseeable future. Lastly, David and Patti discuss their Fur Babies and David shares some nutrition tips. Email David at or call 805-617-9311.
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The Pros & Cons of Tiny Homes in Santa Barbara
04/13/2023
The Pros & Cons of Tiny Homes in Santa Barbara
The HOP (Home Ownership Podcast) Episode 132 After reviewing interest rates and sales stats in SAnta Barbara, David and Patti discuss Tiny Homes. Lastly, David shares advice on ensuring your pets eat a healthy diet. To contact David, email [email protected] or dall 905-617-9311. https://www.davidcharlesallen.com
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Trust & Transparency Key to a Good Client/Realtor Relationship
03/24/2023
Trust & Transparency Key to a Good Client/Realtor Relationship
The HOP (Home Ownership Podcast) Episode 131 Host, Village Properties Realtor, The rain continues to fall in Santa Barbara with more on the horizon. This is leading to a springtime that is more vibrant and alive than it has been in years. Lakes are filling up and plants are thriving. House prices are not descending but as we all know, interest rates are up. There were 30 new listings during the past week and 30 properties are pending. David and Patti discussed the trust and transparency that should exist between realtors and clients before turning their attention to the last segment of the podcast, Fur Babies at Home. Patti believes her pup is a 'Back of the Pack' dog while David says that his entire brood are 'Front of the Pack' pups--which can be a problem for his smallest dog Bailey, who runs the risk of being trampled by her big brothers and sisters! To contact David, email him at or call him at 805-617-9311.
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Santa Barbara's West Side & the Latest Real Estate News
03/24/2023
Santa Barbara's West Side & the Latest Real Estate News
The HOP (Home Ownership Podcast) Episode 130 Host: Village Properties Realtor, David discusses Santa Barbara's West Side; it's cute streets, large lots and propensity to have front and back homes. He reports on the latest interest rates and sales stats before discussing the latest bank failures and how it could affect the real estate market. Lastly, David and Patti talk about their beloved Fur Babies at home. To contact David, email or call him at 805-617-9311.
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Santa Barbara's Funk Zone & the Latest Real Estate Stats
03/24/2023
Santa Barbara's Funk Zone & the Latest Real Estate Stats
The HOP (Home Ownership Podcast) Episode 129 Hosted by Village Properties Realtor, David Charles Allen More rain is on the horizon for Santa Barbara. Interest rates for both 30 - year jumbo and 30 - year conforming loans went up slightly to 5.75 % and 6.5 % respectively. David discussed the Funk Zone and noted that as more breweries and restaurants opened, it has taken away a lot of foot traffic from downtown Santa Barbara. The Funk Zone has a lively vibe and most of the housing consists of condos and townhomes. If you'd like to talk to David, you can email him at [email protected] or call him at 805-617-9311.
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Santa Barbara Enjoys Rare Snowfall & Another Neighborhood in Santa Barbara on the Rise
03/06/2023
Santa Barbara Enjoys Rare Snowfall & Another Neighborhood in Santa Barbara on the Rise
The HOP (Home Ownership Podcast), Episode 128 Host, David Charles Allen, reviews the interest rates and latest sales stats in Santa Barbara. Interest rates rose to 5.625% for 30 - year jumbo loans and 6.5 % for 30 - year conforming loans. Several homes sold above their asking price last week. However, there were only 19 new listings, which is well below average. David discussed the Elwood Shores neighborhood in Goleta--and said that it has been growing in popularity. While you may have to drive a little further (if you work in Santa Barbara), it is close to the beach and the values have been increasing significantly. David was born and raised in the Santa Barbara area and would like to help you find your next home. He invites you to email him at [email protected] or call him at 805-617-9311.
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An Up and Coming Neighborhood in Santa Barbara
03/06/2023
An Up and Coming Neighborhood in Santa Barbara
The HOP (Home Ownership Podcast) Episode 127 [email protected] 805-617-9311 Santa Barbara has had a cold snap, a surf swell and some wind this week. David reviewed the interest rates which went up slightly. The new listings were down slightly and there were 15 price changes, which is significant. David reviewed an area in Santa Barbara that has had a huge influx in popularity. Samarkand has a nice neighborhood feel and is within walking distance of several coffee shops. It has great walkability, and many homes have great ocean or mountain views. It’s also only two miles from Hendry’s Beach.
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Santa Barbara's Architectural Charm
03/06/2023
Santa Barbara's Architectural Charm
Host, David Charles Allen from Village Properties: Email [email protected] or call 805-617-9311 Website: The HOP (Home Ownership Podcast) Episode 126 David reviews the latest interest rates for 30-year conventional and jumbo loans and also explains what differentiates them before reviewing Santa Barbara's sales stats, The new listings rose to 36, which is encouraging--and higher than it has been in many months. Finally, David and his co-host Patti discuss the charming 'look' of Santa Barbara--due to architectural restrictions, but the trade off is that new construction and remodels must adhere to those standards. Also, there are few empty lots to build on in Santa Barbara which limits the ability to add people to the area.
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Pros & Cons of Buying Furniture (and pets) with the House
02/10/2023
Pros & Cons of Buying Furniture (and pets) with the House
The HOP (Home Ownership Podcast) Episode 125: With Village Properties Realtor and Host, David reviews the interest rates (which rose slightly this week), along with the Santa Barbara Real Estate Stats. This week, there were 31 new listings and 27 pending sales. In a typical market, there are 40 - 60 homes listed but even though the numbers are lower than normal, things are moving in the right direction! Then David and Patti discussed the pros and cons of making your offer inclusive of some or all of the furniture and stories are shared about people who even offer to buy the family's pets! You can call David at 805-817-9311 or email him at [email protected]
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Santa Barbara Real Estate News & How Goats are Used to Clear the Land
02/10/2023
Santa Barbara Real Estate News & How Goats are Used to Clear the Land
The HOP (Home Ownership Podcast) Episode 124: with Host, David reviews the latest interest rates and the Santa Barbara Real Estate sales statistics. There were 32 listings the week of 2/4 with 25 pending sales. In a typical market the number of new listings would be in the 40 to 60 range. Right now, houses are sitting on the market longer but the prices have remained steady. In the Fur Baby portion of the show (toward the end of the podcast), David and Patti discussed goats being used to clear the land and David said that this is something that Ellings Park in SB has done in the past. To contact David, send him an email at [email protected] or call him at 805-617-9311l. https://www.davidcharlesallen.com
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Mortgage Buy Downs on the Rise
01/26/2023
Mortgage Buy Downs on the Rise
The HOP (Home Ownership Podcast), Episode 124 Hosted by Village Properties Realtor, David Charles Allen Mortgage rate buydowns are on the rise as homebuyers cope with high interest rates. David discusses the recent beautiful cool weather (with highs in the 60’s) and the surf swell before turning his attention to interest rates and Santa Barbara real estate stats. Interest rates remained the same, at 5% for 30-year jumbo loans and 5.75% for 30-year conforming. There were 27 new listings last week and while there was some build up in supply, the inventory is still low—ideally there would be 50-60 new listings. The topic he discusses today is Mortgage Rate Buydowns—which are on the rise as homebuyers deal with high interest rates. In a sense, David says, they can be thought of as a price reduction. Since the market has cooled down for sellers, many are offering concessions in the form of interest rate buydowns. For example, if the seller is willing to offer a 2-1 interest rate buydown with today’s interest rate of 5.75%, the buyer’s rate would go down by 2%--to 3.75% in the first year. In the second year, the rate would drop 1%--from 5,75% to 4.75 %, before returning to the original rate or 5.75 % in year three. Learn more about the pros and cons of Mortgage Rate Buydowns in this episode of the HOP! If you have any questions, call David Charles Allen at 805-617-9311 or email [email protected]
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Accessory Dwelling Units (ADUs) in Santa Barbara
01/26/2023
Accessory Dwelling Units (ADUs) in Santa Barbara
The HOP (Home Ownership Podcast) Episode 123 Hosted by Village Properties Realtor, David Charles Allen: David Charles Allen reviews the latest interest rates and sales stats in Santa Barbara. He said it’s becoming a more balanced market with location, price, and a home’s condition dictating the price of a house. Then David discusses the construction progress on the 101 widening project and how it may affect future traffic before talking with Patti about Accessory Dwelling Units (ADUs), which have become very popular in Santa Barbara. People want ADUs for a variety of reasons. They can be rented out, which is great for off-setting mortgage payments. With rentals so difficult to find in Santa Barbara, this seems like a win-win. Every home can have two ADUs: one that is detached, and a Junior ADU (which means it is attached to the main house.) Learn more about ADUs by listening to this informative episode! Call David at 805-617-9311 or email [email protected]
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Looking Back at 2022 and Forward to 2023!
01/13/2023
Looking Back at 2022 and Forward to 2023!
David Charles Allen () reviews Santa Barbara’s real estate in 2022. The first half of the year was a hot, hot market for sellers. Inventory was very low; often there were only 150 – 200 properties for sale. There were multiple offers, often over the asking price, on just about any property. Interest rates shot up and down throughout the year and at times were in the 3-4 % range. In contrast, 30-year conforming loans now have an interest rate of 5.875% and 30-year jumbo loans have an interest rate of 5.125%. There are currently 300 homes for sale on the market which is still low—but almost double what was available at any given time throughout much of 2022. David believes that we are returning to a more balanced market. He’s not making predictions but urges people to look at what’s most important to them, what they believe will happen to our economy, and how it would affect their home purchase. If you’d like to discuss your options, David invites you to email him at or call him at 805-617-9311. Lastly, in the Fur Babies at Home section, David and Patti discuss an article sent by a viewer which outlines the changing popularity of various dog breeds.
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Even with the Holiday Slow-Down, the Market Remains Active
01/04/2023
Even with the Holiday Slow-Down, the Market Remains Active
The HOP (Home Ownership Podcast) Episode 121 Hosted by Village Properties Realtor, David Charles Allen David reports that there has been plenty of rain and waves over the holidays, making the surfers happy! Typically, real estate is slow over the holidays because people are busy preparing for and celebrating the holidays. Even so, the market remained active, although the supply is a little constrained. Homes are sitting longer but if they're priced well and are without need for major renovations, they will sell fairly quickly. However, sellers need to realize that things are not selling like they did six months ago and need to temper their expectations. During the past two weeks, there were 12 new listings, 6 price changes, 27 pending sales, 27 closed sales, 4 came back on the market and 3 are coming soon. The interest rate for a 30-year jumbo loan is 5.625% and 6.375 for a 30-year conforming loan. David and his co-host Patti are both animal lovers and give an update on the antics of their pets this holiday season. If you'd like to talk to David about real estate you can contact him at 805-617-9311 or email [email protected]
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The Pros & Cons of Purchasing a Condo or a Townhouse VS a House
12/07/2022
The Pros & Cons of Purchasing a Condo or a Townhouse VS a House
The HOP (Home Ownership Podcast) Episode 120 with Village Properties Realtor, David Charles Allen. As usual, David reports on the latest interest rates and sales stats in Santa Barbara and then he and Patti discuss the pros and cons of purchasing a townhouse or condo, versus a house. To contact David, email him at [email protected] or call 805-617-9311.
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Finding the Best Loan Terms
11/13/2022
Finding the Best Loan Terms
HOP (Home Ownership Podcast) Episode 119 Village Properties Realtor and Host of the HOP, After reviewing the interest rates and Santa Barbara Real Estate stats, David reminds listeners that different lenders can affect the terms of your loan. He says that while it's wise to call around to try to get a better rate, it's important to understand that if your credit is run repeatedly, it could ding your credit. As always, David and his co-host end the show by talking about their fur babies at home. You can contact David by emailing [email protected] or call him at 805-617-9311.
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