The Long Term Investor
We all need to make smart decisions with our money. The Long Term Investor shows you how to do it. Hosted by the Chief Investment Officer at Plancorp and author of “Making Money Simple,” Peter Lazaroff distills complex financial matters into easily digestible lessons. If you’re ready to get a clear plan for your investments and personal finances, you’re in the right place.
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How Not to Invest: Avoiding Common Mistakes and Dangerous Financial Advice with Barry Ritholtz (EP.210)
06/25/2025
How Not to Invest: Avoiding Common Mistakes and Dangerous Financial Advice with Barry Ritholtz (EP.210)
Get updates for my new book: In this engaging episode, Barry Ritholtz—author of the influential Big Picture blog, host of the renowned Masters in Business podcast, and author of the new book How Not to Invest—shares invaluable insights into making smarter investment decisions. Barry challenges common financial myths, explores why we’re drawn to faulty financial forecasts, and highlights red flags in popular financial advice. Listen now and learn: ► The pitfalls of relying on financial predictions and forecasts. ► How sensational headlines distort investor perceptions ► The importance of humility and skepticism in interpreting advice from financial celebrities and billionaires ► Practical strategies for identifying and mitigating emotional behavioral biases in investing Don’t miss Barry’s engaging anecdotes and actionable advice designed to help you avoid common investing pitfalls. Detailed show notes and resources are available at . (02:50) Developing an Investment Philosophy (04:40) Why We Gravitate Towards Financial Predictions (10:15) Warning Signs of Harmful Financial Advice (13:00) Interpreting Advice from Billionaires (18:30) The Power of Saying “I Don’t Know” (24:45) Inversion as an Investment Strategy (28:50) Practical Ways to Control Emotional Investing (35:40) Denominator Blindness in Investing (41:30) When to Seek Professional Advice Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Announcing My New Book: The Perfect Portfolio (EP.209)
06/18/2025
Announcing My New Book: The Perfect Portfolio (EP.209)
Get updates for my new book: ----- Is there such a thing as a perfect portfolio? In this short solo episode, Peter Lazaroff shares exciting news—his next book, The Perfect Portfolio, is coming in late 2026. Peter offers a behind-the-scenes look at what inspired the book, how it builds on timeless investing lessons, and why it’s designed to help you build a strategy you can actually stick with. Get early access to exclusive content, excerpts, and updates at Visit for show notes, free resources, and a place to submit questions. Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Lessons on Investing, Market Crises, and the Power of Staying Calm With CNBC’s Bob Pisani (EP.208)
06/11/2025
Lessons on Investing, Market Crises, and the Power of Staying Calm With CNBC’s Bob Pisani (EP.208)
----- CNBC’s Senior Markets Correspondent Bob Pisani has spent over 25 years reporting from the New York Stock Exchange floor. In this episode, Bob shares vivid stories from the heart of Wall Street, key lessons learned from decades of covering financial markets, and timeless advice for long-term investors. Listen now and learn: ► How electronic trading and ETFs revolutionized investing ► Why most investors struggle with forecasting markets accurately ► Bob’s firsthand experiences from major market crises, including 9.11 and the 2008 crash ► Essential tips for staying cal, during periods of market volatility This insightful conversation offers valuable perspectives for investors of all experience levels. Visit for show notes, free resources, and a place to submit questions. [02:45] How Electronic Trading and ETFs Transformed Investing [05:56] Why the Complexity of Markets Remains Behind the Curtain [07:30] Common Investor Mistakes and the Challenges of Predicting Markets [14:36] Navigating Headlines and Staying Calm During Market Volatility [17:19] Reflections from Major Market Crises: Dot-Com, 9/11, and 2008 [26:29] Storytelling, Communication, and Memorable Interactions on Wall Street [35:35] The Ongoing Importance of Curiosity and Investor Education Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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TACO Investing: Navigating Market Volatility in the Age of Policy Whiplash (EP.207)
06/04/2025
TACO Investing: Navigating Market Volatility in the Age of Policy Whiplash (EP.207)
----- Welcome to the world of TACO investing—where “Trump Always Chickens Out”—a phrase capturing the volatile cycle of aggressive policy threats followed by sudden reversals. In this episode, we’ll use the TACO phenomenon as a lens to explore how investors can better understand and navigate short-term market swings caused by political news. Listen now and learn: ► Why markets often overreact to political headlines. ► The critical distinction between the economy and the stock market. ► How to maintain a disciplined, long-term investing mindset amid policy volatility. ► Key strategies that successful investors use to manage short-term uncertainty. Visit for show notes, free resources, and a place to submit questions. Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Redefining Behavioral Finance for the Modern Investor with Brian Portnoy (EP.206)
05/28/2025
Redefining Behavioral Finance for the Modern Investor with Brian Portnoy (EP.206)
Sign up for updates and exclusive offers related to Peter’s new book, The Perfect Portfolio, by visiting ----- Recorded in front of an audience at the CFA Institute’s global conference (CFA Live), I’m joined by behavioral finance expert Brian Portnoy to dive deep into Behavioral Finance 2.0. This conversation goes well beyond the basic definitions of Behavioral Finance 1.0, letting storytelling, empathy, and emotional intelligence take center stage in helping people live more meaningful financial lives. Whether you’re an advisor, investor, or simply curious about the psychology of money, this conversation offers a fresh and thought-provoking perspective on what it truly means to build wealth wisely. Listen now and learn: ► Why classical behavioral finance may be too narrow—and what’s replacing it ► A powerful five-step framework for guiding clients through market stress ► How storytelling can transform financial advice into something truly personal ► What the rise of AI means for the future of human-centered advising Visit for show notes, free resources, and a place to submit questions. (07:28) Navigating Today's Investor Mindset: Uncertainty and Storytelling (12:36) Beyond Behavioral Finance 1.0: Moving from Flaws to Flourishing (19:49) The Power of Asking Better Questions in Financial Advising (28:50) Using the LASER Protocol for Client Conversations During Volatility (42:30) Practical Applications: Storytelling in Financial Advice (47:57) How Behavioral Insights Improve Investment Decisions ----- Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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I’m Close to Retirement and the Market is Crazy…Now What? (EP.205)
05/21/2025
I’m Close to Retirement and the Market is Crazy…Now What? (EP.205)
Get an inside look at what’s shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I’m reading—straight to your inbox. . ----- Approaching retirement when markets are turbulent can make even seasoned investors anxious. In this episode, you’ll learn practical strategies for navigating uncertainty, ensuring your retirement stays on track. Listen now and learn: ► How your portfolio differs from the broader market—and why it matters. ► A common retirement mistake to avoid during periods of volatility. ► Why your investment strategy should evolve as you transition from accumulation to retirement. ► The overlooked value of professional guidance when managing retirement withdrawals. Visit for show notes, free resources, and a place to submit questions. ----- Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Financial History’s Biggest Lessons and How Past Crashes Can Guide Your Investing with Mark Higgins (EP.204)
05/14/2025
Financial History’s Biggest Lessons and How Past Crashes Can Guide Your Investing with Mark Higgins (EP.204)
Big financial decisions ahead? Whether it’s retirement, a career change, or navigating complex investments, get expert guidance in a quick, no-pressure call. . ----- In this episode, Mark Higgins, author of Investing in U.S. Financial History, reveals how understanding historical market crashes and human behavior can provide investors a powerful advantage. Discover why financial history is more than just fascinating stories—it’s a blueprint for smarter investing. Listen and learn: ► The surprising ways historical market crashes mirror today’s economic climate ► Why understanding investor psychology from past crises can protect your portfolio ► How politics and inflation have historically influenced market behavior ► Key lessons from history that help investors avoid common emotional pitfalls Tune in to learn how the past can help prepare your investments for the future. Visit for show notes, free resources, and a place to submit questions. (00:00) Introduction (02:00) Why Human Behavior and Financial History Are Inseparable Guides for Investors (09:24) The Interplay of Politics, Inflation, and Investor Behavior (13:17) Stocks, Alternatives, and the Power of Simplicity (16:51) Herd Behavior and Misunderstood Market Crises (21:01) Building a Resilient Long-Term Portfolio (28:12) Truly Unprecedented: Today’s Fiscal Picture (29:23) Connect with Mark Higgins Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Income vs. Total Return: Which Strategy Builds A More Reliable Retirement? (EP.203)
05/07/2025
Income vs. Total Return: Which Strategy Builds A More Reliable Retirement? (EP.203)
Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. . ----- Which approach is better: income-focused or total return investing? Many investors believe they should live off the income their portfolio generates—and never touch the principal. It feels responsible. Conservative. Safe. But in this episode, I explain why that mindset often leads to worse outcomes. Listen now and learn: ► Why relying only on dividends and interest can increase your risk ► How a total return strategy offers greater flexibility and sustainability ► What behavioral traps drive the income-only approach ► Research-backed reasons to shift your retirement spending strategy Visit for show notes, free resources, and a place to submit questions. Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Are Private Markets Worth It? Vanguard’s Fran Kinniry on Risks, Rewards, and Realities (EP.202)
04/30/2025
Are Private Markets Worth It? Vanguard’s Fran Kinniry on Risks, Rewards, and Realities (EP.202)
Get an inside look at what’s shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I’m reading—straight to your inbox. . ----- Private equity and private credit are booming—but should they have a place in your portfolio? Vanguard’s Fran Kinniry joins Peter Lazaroff to break down the real opportunities, the hidden risks, and the essential considerations for investing in private markets. Listen now and learn: ► Why companies are staying private longer—and how that changes public markets ► What investors need to understand about the illiquidity premium ► Why access and manager selection are critical to private investment success ► How private equity and private credit could (or could not) fit into your retirement strategy Fran also shares his perspective on whether private assets might someday appear in 401(k) target-date funds—and what that could mean for the future of investing. Show notes and links available at . (00:00) Introduction to Smart Investing (02:03) The Value of Private Investments (04:30) Understanding Illiquidity Premium (06:29) The Importance of Manager Selection (09:39) Risks of Democratizing Private Equity (11:39) The Rise of Private Credit (14:18) Portfolio Construction Challenges (16:18) Current Income vs. Diversification (18:07) Allocating to Private Markets (20:34) Accessing Private Investments (22:11) Questions for Advisors (24:03) The Future of Private Assets in Retirement Accounts (28:45) Incremental Benefits of Private Assets Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Should You Buy the Dip? Smart Strategies And Surprising Math (EP.201)
04/23/2025
Should You Buy the Dip? Smart Strategies And Surprising Math (EP.201)
Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. . ----- When markets drop, many investors wonder if it’s time to take action—and “buying the dip” sounds like a smart move. But is it really? In this episode, I break down when buying the dip makes sense, who should consider it, and the math behind why downturns can offer some of the best opportunities for long-term investors. Listen now and learn: ► How often market declines actually occur—and why they’re totally normal ► A powerful equation that reframes expected returns based on recovery time ► Specific strategies for buying the dip during both accumulation and retirement phases ► The biggest mistakes investors make when trying to time the market Whether you’re saving for retirement or already living off your portfolio, this episode will help you understand how to take advantage of volatility—without abandoning your plan. Visit for show notes, free resources, and a place to submit questions. Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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The Overlooked Aspects Most Retirement Plans Miss With Christine Benz (EP.200)
04/16/2025
The Overlooked Aspects Most Retirement Plans Miss With Christine Benz (EP.200)
Get an inside look at what’s shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I’m reading—straight to your inbox. . ----- Retirement planning isn’t just about numbers—it’s about lifestyle, relationships, and finding purpose. In this episode, I sit down with Christine Benz, Morningstar’s Director of Personal Finance and the author of How to Retire, to explore the often-overlooked aspects of retirement beyond just saving and investing. We discuss how retirees can prepare for the social and psychological shifts that come with leaving the workforce, why spending in retirement can be just as challenging as saving, and the biggest disagreements among experts when it comes to managing your money in later years. Listen now and learn: ► Why the transition from saving to spending is so psychologically difficult ► The importance of relationships and social networks in retirement ► The most debated strategies for generating retirement income ► How to prepare for the cognitive challenges that come with aging Tune in for an insightful conversation that will help you build a retirement plan that’s both financially sound and personally fulfilling. Visit for show notes, free resources, and a place to submit questions. (02:43) Introduction: Christine’s New Book & Why She Wrote It (04:57) Under-Discussed Factors in a Happy Retirement (08:19) Overcoming the Fear of Spending in Retirement (11:03) The Role of Relationships & Social Networks (13:47) Biggest Disagreements Among Retirement Experts (17:37) Should You Work Longer or Retire Early? (23:14) Christine’s Bucket Approach to Portfolio Withdrawals (28:56) What Was Missing from the Book? (32:16) The Future of Retirement Planning Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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Do Options-Based Strategies Capture Market Gains Without The Risk? (EP.199)
04/09/2025
Do Options-Based Strategies Capture Market Gains Without The Risk? (EP.199)
If you want to see what you may be overlooking, I’ve created a simple tool to help. In just 15 questions, my Financial Assessment will highlight key opportunities and gaps in your plan. You can take it now at . ----- Want stock market returns without the risk? Options-based strategies promise just that—but do they deliver? In this episode, Peter breaks down how these products work, what the research says, and whether there’s a better way to reduce risk in your investment portfolio. Listen now and learn: ► What most investors misunderstand about buffered and defined outcome funds ► Surprising data from real-world funds–and what it means for your portfolio ► Why paying for protection doesn’t always protect you ► A simpler (and often smarter) way to reduce equity risk. Visit for show notes, free resources, and a place to submit questions. Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures .
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10 Stock Market Truths With Sam Ro (EP.198)
04/02/2025
10 Stock Market Truths With Sam Ro (EP.198)
Want to see what you may be overlooking in your finances? Discover your biggest opportunities in just 15 questions with my . ----- Markets are unpredictable in the short term, but history tells us that the long-term trend is clear. Sam Ro, author of the TKer newsletter, joins me at the New York Stock Exchange to discuss the key principles that investors should keep in mind, regardless of daily market noise. We explore the fundamental drivers of stock market returns, the importance of earnings, and the real risks that investors should focus on. Listen now and learn: ► Why the long-term is undefeated in investing ► The reality of market volatility and short-term drawdowns ► How earnings drive stock prices over time ► Why the biggest risks are often the ones no one is talking about Visit for show notes, free resources, and a place to submit questions. (03:39) Understanding Market Noise and Long-Term Investing (09:36) Embracing Market Volatility as the Cost of Long-Term Returns (13:09) Why Investors Rarely Get ‘Average’ Returns (16:15) The Key Driver of Stock Prices: Earnings (21:24) Index Turnover: How the Market Evolves Over Time (24:53) Valuations Matter, But Timing Is Tough (27:25) U.S. vs. International Stocks: A Shifting Landscape (30:42) The Stock Market and the Economy Are Not the Same (33:12) The Real Risks Are the Ones No One Sees Coming Disclosures: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here:
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Should You Worry About a Recession? What Investors Need to Know in 2025 (EP.197)
03/26/2025
Should You Worry About a Recession? What Investors Need to Know in 2025 (EP.197)
Markets are always moving—should you? Peter can help you assess your investments, tax strategies, and long-term plan. . ----- With the S&P 500 reaching correction territory and economic data signaling a slowdown, it’s fair to ask: should investors be worried about a recession in 2025? Listen now and learn: ► What’s really driving recent market volatility ► The difference between an economic slowdown and a recession ► Why staying invested is still your best strategy Visit for show notes, free resources, and a place to submit questions. Disclosures: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here:
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The Truth About Risk, Retirement, and the National Debt with Allison Schrager (EP.196)
03/19/2025
The Truth About Risk, Retirement, and the National Debt with Allison Schrager (EP.196)
Markets are always moving—should you? Peter can help you assess your investments, tax strategies, and long-term plan. . ----- Risk is one of the most misunderstood concepts in finance, yet mastering it is crucial for long-term success. Economist, Bloomberg Opinion columnist, and author Allison Schrager joins me to break down what investors consistently get wrong about risk, how to think about the U.S. national debt, and why retirement planning needs a major shift. Listen now and learn: ► The most common mistakes people make when assessing financial risk ► How to think about the national debt and what it means for investors ► The key to turning retirement savings into sustainable income ► Why global economic shifts could lead to more volatility for investors (02:04) Rethinking Risk: Lessons from Hollywood, Poker, and Brothels (06:55) The U.S. National Debt: A Growing Concern or Manageable Risk? (12:48) Retirement, Pensions, and the Annuity Debate (26:33) Global Trade, Tariffs, and the Shift in Economic Thinking (30:24) The Rising Cost of Risk in a More Fragmented World (33:08) How to Think About Risk in Your Own Finances Visit for show notes, free resources, and a place to submit questions.
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The Gold Rush—Should You Invest in Gold Now? (EP.195)
03/12/2025
The Gold Rush—Should You Invest in Gold Now? (EP.195)
Big financial decisions ahead? Whether it’s retirement, taxes, or investments, my will help you assess where you stand and what to do next. ----- Gold prices are surging, hitting near-record highs. But is gold a smart investment, or just another speculative bet? This episode breaks down the forces driving gold's rally and whether it deserves a place in your portfolio. Listen now and learn: ► Why central banks are driving demand for gold—and what it means for investors ► The truth about gold as a diversification tool (and why correlation isn’t everything) ► Whether gold actually protects against inflation—or if it's just a myth ► The risks of betting on gold as a hedge against currency collapse Visit for show notes, free resources, and a place to submit questions.
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The Science of Investing and Tuning Out the Noise With David Booth (EP.194)
03/05/2025
The Science of Investing and Tuning Out the Noise With David Booth (EP.194)
Want to see what you may be overlooking in your finances? Discover your biggest opportunities in just 15 questions with my . ----- David Booth, founder of Dimensional Fund Advisors, joins me to discuss how academic research transformed investing by challenging Wall Street’s stock-picking culture. We explore why markets function as an information-processing machine, how the efficient market hypothesis reshaped portfolio management, and why most investors are better off embracing evidence-based strategies. Listen now and learn: ► How the rise of evidence-based investing disrupted traditional stock-picking. ► The role of human ingenuity in driving long-term investment returns. ► How to separate signal from noise and focus on what really matters for your portfolio. Visit for show notes, free resources, and a place to submit questions. (02:00) From Selling Shoes to the Science of Investing (04:08) The University of Chicago & The Birth of Evidence-Based Investing (06:30) Wall Street’s Traditional Approach vs. The Academic Revolution (14:00) The Hidden Order in Markets—And Why Human Ingenuity Drives Returns (16:30) The First Index Funds & The Rise of Dimensional (24:50) Active vs. Passive? Why That’s the Wrong Debate (28:00) Separating Signal from Noise—How Investors Get Distracted (29:50) Why More Investors Haven’t Adopted the Science of Investing (33:00) David’s Advice to His Younger Self 📺 Watch the documentary Tune Out the Noisewww.youtube.com/watch?v=T98825bzcKw
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Why Watching The Market Hurts Your Returns (And How to Stop) (EP.193)
02/26/2025
Why Watching The Market Hurts Your Returns (And How to Stop) (EP.193)
Most financial mistakes happen because people don’t see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. . ----- Checking your portfolio too often might be the biggest mistake you don’t realize you’re making. Research shows that the more frequently investors monitor their portfolios, the more likely they are to see losses—leading to emotional decisions that can hurt long-term returns. In this episode, I explore the behavioral bias known as myopic loss aversion, explain why watching the market too closely leads to worse outcomes, and share practical strategies to help you break the habit and invest smarter. Listen now and learn: ► Why frequent portfolio monitoring leads to lower returns ► The psychology behind myopic loss aversion and how it affects decision-making ► Eye-opening stats on how often the market is actually down over different time frames ► Simple, actionable steps to stop checking your portfolio too often Visit for show notes, free resources, and a place to submit questions.
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2025 Market Forecasts, Interest Rates, and Economic Risks With Dr. David Kelly (EP.192)
02/19/2025
2025 Market Forecasts, Interest Rates, and Economic Risks With Dr. David Kelly (EP.192)
Get an inside look at what’s shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I’m reading—straight to your inbox. . ----- What’s ahead for markets in 2025? In this episode, I’m joined by Dr. David Kelly, Chief Global Strategist at J.P. Morgan Asset Management, to break down key economic and market trends shaping the year ahead. Listen now and learn: ► How economic forecasts are built—and how investors should use them ► The outlook for GDP growth, inflation, and interest rates in 2025 ► The impact of policy changes, including tax cuts, tariffs, and fiscal stimulus ► Why global diversification matters more than ever ► The role of AI in the economy and what it means for investors Dr. Kelly’s insights cut through the noise and focus on what really matters for long-term investors. Don’t miss this deep dive into the forces driving markets in 2025! Visit for show notes, free resources, and a place to submit questions. (02:15) How Economic Forecasts Are Built (05:30) The U.S. Economic Outlook for 2025 (06:45) Policy Changes That Could Shape 2025 (12:30) Why Interest Rates Are Rising (16:30) The National Debt: Should Investors Worry? (23:15) Market Concentration and the “Magnificent Seven” Stocks (26:00) Why U.S. Investors Should Diversify Globally (31:00) The Potential and Risks of AI (32:33) Final Thoughts and Where to Follow Dr. David Kelly Visit for show notes, free resources, and a place to submit questions.
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Charley Ellis on Why Most Investors Fail (And What to Do Instead) (EP.191)
02/12/2025
Charley Ellis on Why Most Investors Fail (And What to Do Instead) (EP.191)
You don’t have time to sift through endless financial content. That’s why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. . ----- Why do so many investors underperform the market? Legendary investor and author Charley Ellis explains why investing has become a “loser’s game” and what smart investors do instead. Listen now and learn: ► Why active investing used to work—but no longer does ► How professional traders dominate the market, making it nearly impossible to outperform ► The biggest behavioral mistakes that cost investors money ► What individual investors can learn from institutional strategies (and what they should avoid) Charley Ellis has spent decades advising institutional investors and writing some of the most influential books on investing, including Winning the Loser’s Game and Rethinking Investing. His insights will change the way you think about investing and help you build wealth more effectively. 🔹 Subscribe now for more expert insights on long-term investing strategies! (02:30) Why Most Investors Lose the Investing Game (04:45) The Evolution of Investing: Why Active Management No Longer Works (12:30) Why Most Prices Are (Almost) Always Right–And Why That Matters (17:50)The Smartest Investors Play a Different Game (22:15) Why Index Investing Is the Best Bet for Long-Term Wealth (27:30) Why Yale’s Investing Model Won’t Work For You (31:45) The Biggest Mistakes Investors Make (38:15) The Best Investment Strategy? The One You Stick With Visit for show notes, free resources, and a place to submit questions.
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The Hidden Risks of U.S. Stocks and Why Global Diversification Still Matters (EP.190)
02/05/2025
The Hidden Risks of U.S. Stocks and Why Global Diversification Still Matters (EP.190)
Want to see what you may be overlooking in your finances? Discover your biggest opportunities in just 15 questions with my . ----- The U.S. stock market has been on an incredible run for over a decade, leaving many investors wondering: Why bother diversifying when the S&P 500 keeps winning? But history tells us that no market outperforms forever. In this episode, Peter Lazaroff explores the hidden risks of relying too heavily on U.S. stocks and why global diversification still plays a crucial role in long-term investing success. Listen now and learn: ► The historical cycles of U.S. stock dominance—and what happened when the tides turned ► Why valuation gaps between U.S. and international markets create new opportunities ► The psychological challenge of sticking to diversification when it feels like U.S. stocks can do no wrong ► How a globally diversified portfolio helps manage risk and minimize regret 🎧 Tune in now! Visit for show notes, free resources, and a place to submit questions.
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A Life-Changing Retirement Is About More Than Money With Benjamin Brandt (EP.189)
01/29/2025
A Life-Changing Retirement Is About More Than Money With Benjamin Brandt (EP.189)
The retirement you’ve worked so hard for should be more than just financially secure—it should be truly fulfilling. In this episode, Benjamin Brandt, financial planner and host of the award-winning Retirement Starts Today podcast, reveals how to break free from limiting mindsets and create a retirement plan that prioritizes your passions, values, and connections. Whether you’re on the cusp of retirement or already enjoying it, this conversation will challenge how you think about retirement and offer a fresh perspective on what truly matters. Listen now and learn: How to shift from a scarcity mindset to one that maximizes joy, experiences, and memories. Why common financial tools may unintentionally limit your potential—and how to reframe them for greater fulfillment. Actionable tips for building meaningful connections and creating a legacy through shared experiences. How to redefine your identity and purpose as you transition into retirement. Visit for show notes, free resources, and a place to submit questions. (00:00) Introduction (01:45) Abundance vs. Scarcity in Retirement Planning (04:12) The Time Machine Thought Experiment (10:35) Rethinking Monte Carlo Analysis and Retirement Success Rates (16:40) Creating Memories That Last Beyond Retirement (23:21) Preparing Emotionally for Retirement (24:55) Connect with Ben Brandt
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How Much Do You Need to Retire Comfortably? (Key Benchmarks and Milestones Explained) (EP.188)
01/22/2025
How Much Do You Need to Retire Comfortably? (Key Benchmarks and Milestones Explained) (EP.188)
. How much money do you really need to retire? It’s one of the most important—and personal—questions in financial planning. This episode explores two popular retirement savings benchmarks, and explains why they may or may not work for you. But benchmarks are just the beginning. Peter dives into personalized strategies to calculate your income replacement rate and portfolio withdrawal needs, revealing the key factors that make retirement planning unique for everyone. If you’re ready to take the guesswork out of retirement planning and learn what it takes to build a future you can feel good about, this episode is for you! Listen now and learn: How much you should have saved at each age Why income replacement rates vary—and what yours might be How to estimate your retirement portfolio needs with real-world examples The tools Plancorp uses to help clients plan for success Visit for show notes, free resources, and a place to submit questions.
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How Direct Indexing Could Save You Money On Taxes With Adam Cmejla (EP.187)
01/15/2025
How Direct Indexing Could Save You Money On Taxes With Adam Cmejla (EP.187)
Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. . for exclusive content. ----- In this episode, I’m sharing a great conversation I had with Adam Cmejla, CFP® on his podcast, 20/20 MONEY. We talked about something that’s changing the way people invest: direct indexing. Not familiar with direct indexing? Don’t worry, you’re not alone. We break it down in a simple way so you can see how it might work for you. We also chatted about how strategies like tax loss harvesting can help you manage your investments more efficiently, especially if you own a business or are preparing for a major financial milestone, like selling a practice. I’m excited to share this conversation with you in hopes you’ll be able to learn practical and approachable ways you can make more thoughtful, informed decisions with your money. Listen now and learn: ► What “direct indexing” is and how it can help you save on taxes. ► Why tax loss harvesting is a game-changer for your financial plan. ► How investing is about much more than just returns. Visit for show notes, free resources, and a place to submit questions. (01:36) What is Direct Indexing? (06:02) Tax Loss Harvesting Explained (13:59) The Evolution of Investing (19:33) Use Cases for Business Owners (25:07) Accumulation vs. Decumulation (31:00) Risks and Misconceptions (38:06) Future of Direct Indexing
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The Financial Advisor Checklist: What To Look For (And Avoid!) (EP.186)
01/08/2025
The Financial Advisor Checklist: What To Look For (And Avoid!) (EP.186)
Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. . for exclusive content. ----- Do you know what to look for when hiring a financial advisor? Choosing a high-quality advisor can feel overwhelming, with countless titles, credentials, and compensation structures to navigate. In this episode, we discuss core items to look for, a framework to identify an advisor who aligns with your goals, and how the fees could impact your retirement plan. Listen now and learn: The biggest myths about financial advisors that could cost you Why some advisors might not have your best interests at heart Key steps to simplify the process of finding the right financial partner Visit for show notes, free resources, and a place to submit questions.
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Retirement Planning: Should You Go It Alone or Hire An Advisor? (EP.185)
01/01/2025
Retirement Planning: Should You Go It Alone or Hire An Advisor? (EP.185)
Ready to retire but uncertain about your next steps? Let’s build a retirement plan you can count on. . . ----- Is managing your finances yourself costing you more than you realize? Discover the real value a financial advisor may be able to bring to your retirement planning. This episode explores the pros and cons of going solo in your financial journey versus partnering with a professional advisor. Using relatable analogies and real-life examples, Peter highlights how a financial advisor may be able to help you avoid costly mistakes, seize growth opportunities, and simplify your financial life. Whether you’re a do-it-yourself investor or considering professional guidance, this episode provides practical insights to help you understand if professional guidance could be a good fit for you. Listen now and learn: The hidden costs and risks of do-it-yourself retirement planning. How financial advisors bring value beyond just managing investments. Practical considerations for deciding when and why to hire an advisor. The benefits of having a comprehensive financial plan for long-term success. Visit for show notes, free resources, and a place to submit questions.
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The Biggest Investing Lessons Of 2024 To Take Into 2025 With Michael Batnick (EP.184)
12/25/2024
The Biggest Investing Lessons Of 2024 To Take Into 2025 With Michael Batnick (EP.184)
Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you . ----- 2024 brought its share of twists and turns for markets, leaving valuable lessons in its wake. In this episode, I sit down with Michael Batnick, Managing Partner at Ritholtz Wealth Management, to reflect on the biggest headlines of the year and share actionable insights to help you prepare for whatever 2025 brings. Learn how to navigate uncertainty, stay grounded in your long-term plan, and position your portfolio for success. Listen now and learn: Why market predictions are valuable—even when they’re wrong. The surprising role consumers played in shaping 2024’s economy. How to navigate tech dominance, stock-picking temptations, and market uncertainty. Visit for show notes, free resources, and a place to submit questions. TIMESTAMPS: [00:42] Predictions: A Fun Reminder That No One Can Predict the Future [02:09] The Evolving Role of Advisors: From Investing to Planning [04:27] Interest Rates: How the Fed and Consumers Shaped 2024 [10:34] NVIDIA, AI, and Why Most Investors Should Avoid Stock Picking [15:40] Bitcoin ETFs and the Crypto Adoption Story [23:37] Diversification vs. U.S. Market Outperformance [26:15] 2025 Interest Rates and Presidential Elections: Staying Calm Through Uncertainty [30:07] Wrapping Up: Predictions, Lessons, and Looking Ahead to 2025
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6 Ways Tax Projections Could Save You Thousands (EP.183)
12/18/2024
6 Ways Tax Projections Could Save You Thousands (EP.183)
Proactive tax planning could save you thousands. If you're ready to hire an advisor, my team at Plancorp is here to help. . ----- Avoiding tax surprises isn’t just about filing on time—it’s about planning ahead. This episode shares six real life examples of how tax projections can potentially save you thousands on your future taxes and thoughtfully guide the bigger picture of your financial plan. Learn actionable strategies for reducing your tax liability, whether you’re managing retirement withdrawals, timing business expenses, or exploring Roth conversions. Listen now and learn: Why tax projections are essential for proactive financial planning. Strategies for minimizing taxes on Social Security, RMDs, and capital gains. How to use tax projections to optimize your financial decisions year-round. Visit for show notes, free resources, and a place to submit questions.
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Got Stock Options? Don’t Miss These Year-End Tax Moves With Ally Jane Ayers (EP.182)
12/11/2024
Got Stock Options? Don’t Miss These Year-End Tax Moves With Ally Jane Ayers (EP.182)
Thinking about hiring a financial advisor? It could be a great decision—if you know how to evaluate them. to follow a proven process and avoid common mistakes. ----- Navigating equity compensation can be tricky, especially when the year-end tax clock is ticking. In this episode, Ally Jane Ayers, a leading expert in the complex world of equity compensation, shares tax-smart strategies to optimize your stock options, RSUs, and equity packages. Whether you hold RSUs, ISOs, or stock options at a private company, Ally’s insights will help you tackle tricky tax issues, reduce over-concentration risks, and align your equity with your financial goals. Listen now and learn: Key tax considerations for equity compensation before December 31 How to avoid costly under-withholding on RSUs. Advanced strategies to diversify concentrated stock positions and preserve gains. The power of 10b5-1 plans for stress-free stock selling. Visit for show notes, free resources, and a place to submit questions. (00:37) Key Tax Considerations for Year-End Stock Compensation Planning (03:54) The Importance of Multiyear Equity Planning (09:24) Exercising Stock Options at Private Companies (14:10) Managing Risk with Equity Compensation (22:27) Advanced Strategies for Managing Mixed Equity Packages (25:38) Creative Ways to Preserve Gains and Minimize Taxes (32:49) Leveraging 10b5-1 Plans for Stress-Free Selling (34:56) Final Tips for Equity Compensation Holders
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Smart Year-End Tax Tips to Reduce Investment Taxes in Retirement (EP.181)
12/04/2024
Smart Year-End Tax Tips to Reduce Investment Taxes in Retirement (EP.181)
Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you . ----- Are you paying more in taxes than you need to? As the year winds down, now’s an ideal time to make smart moves that can lower your tax bill—especially if you’re close to or in retirement. In this episode, I share simple, practical strategies to help you keep more of your money. From making the most of tax-friendly accounts to reducing the bite of capital gains, these tips can make a real difference in your finances while keeping your long-term goals on track. Listen now and learn: Easy ways to lower your tax bill before the year ends How to make sure you’re not paying more taxes on investments than necessary The best ways to plan for your retirement income and avoid costly tax surprises Common mistakes people make with taxes—and how to steer clear of them Visit for show notes, free resources, and a place to submit questions.
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