The Real Money Pros
Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad – especially when everyone seems to want a piece of your money.
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Mitigating Market Risk: What You Can Control (5/3/2025)
05/05/2025
Mitigating Market Risk: What You Can Control (5/3/2025)
The trio gang (Brian, Jeremiah, and Nic) goes into the real economic impact of tariffs, rising uncertainty, and how financial planning needs to adapt to both market volatility and emotional behavior. As headlines swirl about the administration’s evolving trade strategy, the guys challenge listeners to examine their own “fortitude” for this economic shift—and whether they’re reacting emotionally or strategically. Jeremiah emphasizes that personal impact matters more than GDP headlines, reminding listeners that preparation and liquidity are key to managing any downturn. Nic draws from his personal experiences to explain how unease around money often stems from deeper concerns—goals, family, and long-term plans—not just market performance. The episode also tackles estate planning with practical advice: when a will isn’t enough, why trusts often make more sense, and how proper account titling and beneficiary audits can prevent probate delays. Plus, listener questions round out the hour, ranging from home buying decisions during economic uncertainty to the future of crypto and the Treasury’s recent moves. Listen, Watch, Subscribe, Ask! Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Tariffs Are Already Being Priced In (4/28/2025)
04/29/2025
Tariffs Are Already Being Priced In (4/28/2025)
Tonight, we look at the real-world impact of tariffs—from policy to personal experience. After getting hit with a 145% tariff on a simple electric dirt bike order, Brian uses the story to highlight how quickly these economic shifts are starting to affect everyday consumers and small business owners. Is this a "chip shortage" part two? The show explores the growing divide between political loyalty and practical financial understanding. Through listener calls and market commentary, Brian lays out how tariffs are changing buying behavior, why companies like Apple are in complicated positions with overseas manufacturing, and how investors can separate long-term opportunity from short-term noise. There’s also a clear message for anyone sitting on the sidelines: if you’re still holding cash or stuck in low-growth products like annuities, it might be time to reevaluate. With market volatility tied to trade strategy, international positioning, and inflation policy, now may be a good time to rebalance and revisit your financial plan. ––––––––––––––––––––––––––––– Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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Debt, Tariffs, & Market Turbulence (4/26/2025)
04/28/2025
Debt, Tariffs, & Market Turbulence (4/26/2025)
Brian Wiley and Jeremiah Bates dig into how the latest tariff headlines, political pressure on the Fed, and fast-moving market swings—often triggered by fake news and social media rumors—are creating both chaos and opportunity for investors. Brian shares insights from a recent financial conference, pointing out a troubling generational gap in financial advisory leadership and highlighting how seasoned advisors are keeping clients steady through volatile times. The show also features real listener calls, including advice to a 26-year-old balancing debt repayment with future investing goals, and a deeper look at dealing with a financial scam tied to solar financing. The overarching message is clear: market volatility is nothing new, and emotional reactions are often the enemy of smart investing. Wiley and Bates emphasize strategy, education, and planning—urging you to position yourself for future opportunities rather than reacting to short-term fear. Listen, Watch, Subscribe, Ask! Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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What This Market Is Really Telling Us (4/21/2025)
04/22/2025
What This Market Is Really Telling Us (4/21/2025)
Brian cuts through the noise surrounding market volatility, interest rates, and U.S.-China trade tensions. As the S&P 500 and Dow show signs of technical stress—with major players like Nvidia and Apple influencing index performance—Brian explains why low-volume selloffs might not be as dire as they appear, and why institutional investors are still holding steady. He explores the practical impacts of tariffs, particularly those targeting China, not from a partisan lens, but from a macroeconomic and behavioral standpoint. With a live call-in from a 24-year-old listener, the show evolves into a broader discussion on generational investing, the rise of AI and robotics, and how young investors should be thinking about long-term opportunity, not just short-term volatility. We wrap up with a call from Congressman Russ Fulcher, who affirms the administration's tariff strategy as a driver of long-term domestic investment. Brian ties it all back to fundamentals: investing against the U.S. economy has historically been a losing bet. Now may be one of the best times to lean in strategically—not emotionally. ––––––––––––––––––––––––––––– Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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Rebalancing, Roth, & Rising Care Costs (4/19/2025)
04/21/2025
Rebalancing, Roth, & Rising Care Costs (4/19/2025)
In this solo-hosted episode, Jeremiah Bates explores the week’s financial news and practical planning strategies—anchored by real-world client conversations. While Wall Street processed more volatility, led by Nvidia’s $5.5B hit and Apple’s China-related struggles, Jeremiah explains how index weighting magnifies the market impact of tech giants and why understanding portfolio construction matters more than ever. But markets are only part of the story. Long-term care costs are skyrocketing—like a $12,000/month surprise bill for a client’s mother—and how families can prepare. He discusses tools like Miller Trusts, Medicaid planning rules, and how some families might self-fund care without sacrificing their financial stability. Plus, tax-efficient strategies like Roth conversions and Qualified Charitable Distributions (QCDs) for retirees facing RMDs they don’t need. It's important to understand your tax brackets, filing status, and charitable intent when making these decisions. Listen, Watch, Subscribe, Ask! Host: Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Opportunity Among Chaos (4/14/2025)
04/15/2025
Opportunity Among Chaos (4/14/2025)
Brian Wiley breaks down one of the most emotionally charged and telling market sell-offs in recent memory. On April 8th, Main Street investors hit the panic button in response to tariff news, triggering a cascade of 401(k) liquidations and driving down markets in dramatic fashion. Brian, watching the sell-off unfold mid-flight, saw a flashing opportunity—not a crisis. Drawing from 26 years of advisory experience, Brian underscores how behavioral responses—not fundamentals—often drive volatility. He explains how mass sell orders from retirement plans compounded the drop and created clear buying signals for those paying attention. From rebalancing 401(k)s and maximizing HSA tax benefits to switching out underperforming stocks for better-positioned growth plays, the episode offers both macro commentary and actionable insights. Using real-life client examples and his own personal trades—including moves into Micron, Delta, and Tesla—Brian drives home a key message: investors need to prepare, not react. Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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Markets Are Predictable (4/12/2025)
04/14/2025
Markets Are Predictable (4/12/2025)
After the crazy week, Brian and Jeremiah dissect what they call the most emotionally driven and predictable market sell-off of their careers. Brian shares how, mid-flight, he scrambled to access Wi-Fi—not to panic, but to buy—spotting a clear opportunity as investors dumped assets out of fear. The hosts emphasize a critical truth: emotional decisions, not strategy, drive most investment mistakes. Missing just the top 10 days in the market over decades can cut your returns in half. Timing matters—but only if you're prepared. Jeremiah highlights how uncertainty around tariffs, treasury yields, and economic policy triggered fear-based behavior, not grounded planning. The message is clear: strategy beats headlines, and emotion is your portfolio’s worst enemy. For those still working, market drops are opportunities. For retirees, preparation—liquidity, proper asset allocation, and planning—prevents disaster. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Rate Cuts, Rally Risks, & Retirement (4/7/2025)
04/08/2025
Rate Cuts, Rally Risks, & Retirement (4/7/2025)
The markets are trying to ride high again — but should you trust the rally? In this week’s Money Hour, the team breaks down what’s really driving investor optimism right now. Is the Fed about to cut rates, or is inflation still too sticky to ignore? We unpack the latest jobs data and wage growth reports and what they might mean for your portfolio. The conversation also touches on Tesla’s bumpy ride, the psychology behind market overconfidence, and why corrections aren’t the enemy. Plus, they answer caller questions, such as exploring the big difference between Roths and traditional 401(k)s, and discuss how to strategically use both in retirement planning. Listen, Watch, Subscribe, Ask! Host: Jeremiah Bates & Alex Lundgren
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Markets on Edge: How to Play Defense (4/5/2025)
04/07/2025
Markets on Edge: How to Play Defense (4/5/2025)
After ending a rough trading week, Brian and Jeremiah dissect the pivotal week on Wall Street as economic uncertainty rattles investors. With major indices taking a hit and bond yields climbing, they spotlight the bond market's warning signs and the Fed’s ongoing inflation battle. They explore the collapse of commercial real estate giants like WeWork and why regional banks could be sitting on a ticking time bomb... The guys also examine cracks in consumer behavior—from falling credit card payments to signs of tightening wallets—and what that means for the broader economy. Are we heading toward a slow bleed or a sudden break? Their discussion covers real estate, inflationary pressures, and defensive strategies, urging listeners to reassess their risk exposure now. If you're wondering whether it's time to rebalance, shift into higher-quality assets, or prepare for market turbulence, this is your must-hear episode. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Outsmarting the Market (3/31/2025)
04/01/2025
Outsmarting the Market (3/31/2025)
Brian talks about the latest market movements and what they mean for your portfolio. With inflation concerns and interest rate chatter still dominating headlines, he explores how investors can stay ahead of economic shifts. Brian also discusses tax-efficient investing strategies, including ways to maximize deductions and protect your wealth from unnecessary taxation. Also, taking a closer look at the latest stock market trends—who’s leading, who’s lagging, and how to position your investments accordingly. Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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Taxes, Traps, & Market Shake-Ups—Are You Prepared? (3/29/2025)
03/31/2025
Taxes, Traps, & Market Shake-Ups—Are You Prepared? (3/29/2025)
This Saturday, we talk the latest market trends and what they mean for your portfolio. We dive into smart tax strategies, helping you keep more of what you earn—especially if you’re facing Required Minimum Distributions (RMDs). Are you making tax-efficient investment moves? We give some tips on how to maximize your returns while minimizing Uncle Sam’s cut. We also explore the hidden risks lurking in your investments. From overconcentration in tech stocks to overlooked fees in your retirement accounts, we uncover common pitfalls that could be dragging down your wealth. Plus, we tackle listener questions on the best ways to hedge against inflation and where today’s real opportunities lie. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Market Cycles, Musk Moves & Future Tech (3/22/2025)
03/24/2025
Market Cycles, Musk Moves & Future Tech (3/22/2025)
Brian and Jeremiah break down the current market volatility and why investors need to prepare for inevitable downturns—just like you would during flu season! They discuss how market corrections happen every 14–16 months and why having a three-year financial cushion can keep you from making panic-driven mistakes. The conversation also dives deep into Elon Musk’s long-term strategy—does he really care about Tesla, or is it just a stepping stone to Mars? They explore how AI, robotics, and quantum computing are shaping future investments and why understanding these trends could give investors an edge. They also highlight the importance of strategic tax planning, how business owners can avoid wasting money, and the smart way to structure investments for long-term success. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Tesla: Charging Up or Short-Circuiting? (3/17/2025)
03/18/2025
Tesla: Charging Up or Short-Circuiting? (3/17/2025)
This Monday, Brian breaks down how emotions influence investing—using Tesla as the perfect case study. He discusses the psychology behind stock movements, investor sentiment, and why people buy and sell based on emotions rather than strategy. A listener calls in, revealing they now want to buy Tesla stock simply because they like Elon Musk. But is that a smart investing move? Brian dives into Tesla’s fundamentals, market trends, and why understanding the emotional cycles of fear and greed can help you make better financial decisions. Plus, we explore how Tesla’s shifting brand perception could impact its stock price and whether the company’s long-term growth potential is still intact. Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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Booms, Busts, & A.I. (3/15/2025)
03/17/2025
Booms, Busts, & A.I. (3/15/2025)
Markets go up, markets go down—but what does that mean for your money? Brian Wiley dives into the cycles of booms and busts, reflecting on 25 years of market history and how investors can navigate uncertainty. With inflation, tariffs, and shifting tax policies in play, the key takeaway is this: smart financial moves matter more than ever. Brian is joined by longtime friend Juan, a tech industry insider, to discuss how AI, semiconductors, and government policies are shaping the economy. Plus, they explore how emotions—fear, greed, and even political frustration—can influence investment decisions. Whether it’s understanding how tariffs affect tech stocks or deciding when to hold or sell in a volatile market, this episode is packed with insights to help you stay ahead. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Panic or Profit? (3/10/2025)
03/11/2025
Panic or Profit? (3/10/2025)
After weeks of fear-driven markets, we dive into yet another wild day, with the NASDAQ dropping over 4% and major stocks like Tesla taking a hit. But is this a time to panic or an opportunity to invest? Brian Wiley and guest John McClure from ProfitScore break down the market sell-off, the role of interest rates, and how political uncertainty is fueling volatility. They discuss why long-term investors need to stay disciplined and how shifting regulations could impact portfolios. Plus, they unpack the importance of risk management—should you go to cash, or is now the time to buy? Treasuries, GDP trends, and what’s next for the U.S. economy. Listen, Watch, Subscribe, Ask! Host: Brian Wiley Guest: John McClure, President & CIO ProfitScore Capital Management, Inc.
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Dealing With Market Corrections (3/8/2025)
03/10/2025
Dealing With Market Corrections (3/8/2025)
This week, Brian and Jeremiah break down the latest market swings and what they mean for your portfolio. With the NASDAQ dipping into correction territory, should you be worried? Not if you’ve got a solid plan! We talk about why staying invested through the ups and downs is key and how to avoid panic-driven mistakes. Plus, we dive into estate planning—because let’s be real, nobody likes thinking about it, but having a plan in place can save your family a ton of headaches. Ever wonder if those micro-investing apps actually work? We share a real-life success story that might surprise you. And for all the small business owners out there, we cover how choosing the right business structure—like an S-Corp—could save you serious money on taxes. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Federal Layoffs, HSA’s, & European Politics (3/1/2025)
03/03/2025
Federal Layoffs, HSA’s, & European Politics (3/1/2025)
Brian Wiley and Jeremiah Bates break down the fiery Oval Office exchange between Trump, JD Vance, and Ukraine’s Zelensky. What led to the heated debate, and was Zelensky’s approach the right move? The hosts analyze the political and financial stakes—especially how Trump’s efforts to reshape foreign alliances could ripple through global markets. Then, it’s all about preparing for the unexpected—federal worker layoffs are making headlines, and job security is a growing concern. If layoffs are looming, what should you do first? The guys cover essential strategies: avoiding costly 401(k) loan mistakes, using credit lines wisely, and ensuring your health and life insurance aren’t at risk. In the second hour, they take a deep dive into Health Savings Accounts (HSAs), explaining why they’re one of the most underrated financial tools. Plus, listener questions tackle the taxability of life insurance, the Roth vs. traditional IRA debate, and smart diversification strategies. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Bitcoin, Gold, and AI: Where’s the Smart Money Going? (2/24/2025)
02/25/2025
Bitcoin, Gold, and AI: Where’s the Smart Money Going? (2/24/2025)
In this episode of The Money Hour on Newstalk KBOI, Brian Wiley dives deep into the ever-changing landscape of cryptocurrency, gold, and AI investing. He explores whether Bitcoin and other digital assets are finally earning their place in the financial world or if they remain too risky for the average investor. Meanwhile, gold has surged to nearly $3,000 per ounce—should you buy in, or is it just another hype cycle? Brian also unpacks AI’s growing role in the economy, highlighting investment opportunities and potential pitfalls as this technology reshapes industries. Plus, the show takes a hard look at financial scams and the importance of being proactive about wealth preservation. Whether it's protecting your digital assets, avoiding shady investment schemes, or understanding why AI-driven fraud is on the rise, this episode equips you with the knowledge they need to stay ahead in 2025’s unpredictable markets. Listen, Watch, Subscribe, Ask! Host: Brian Wiley
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No Volatility, No Growth (2/22/2025)
02/24/2025
No Volatility, No Growth (2/22/2025)
This week, Brian Wiley and Jeremiah Bates break down the latest market swings, explaining why recent volatility is normal market behavior and how investors should approach it. With economic uncertainty looming—fueled by inflation concerns and political factors—the guys explain how to stay disciplined in your investment strategy. As tax season kicks into high gear, they tackle common tax questions, including how to handle 1099 forms, correct errors on tax documents, and optimize your filings. Retirement planning is another hot topic (as always), with key insights on when to claim Social Security, how to create a steady income stream, and strategies for managing taxes in retirement. Brian and Jeremiah dive into real-world financial planning cases, from consolidating debt efficiently to ensuring your portfolio is structured to weather market downturns. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Property Capital Gains Strategies & Income Planning (2/15/2025)
02/18/2025
Property Capital Gains Strategies & Income Planning (2/15/2025)
With the triple team, Brian, Jeremiah, and Alex dive into smart strategies for minimizing capital gains taxes when selling property. A caller shares their real-life scenario of selling two properties, prompting a discussion on how to leverage exemptions, 1031 exchanges, and Delaware Statutory Trusts to maximize profits while minimizing IRS exposure. Next, they tackle the age-old question: should you pay off your mortgage before retirement? With interest rates at historic lows for many homeowners, we break down why keeping a low-interest loan might be the better financial move. We also explore retirement income planning, balancing liquidity with long-term growth, and how to ensure financial security for both spouses. Finally, we touch on Medicare premium brackets and how capital gains can unexpectedly increase healthcare costs. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley, Jeremiah Bates, & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Tariff Talks, Taxes, & The Volatility Rollercoaster (2/8/2025)
02/10/2025
Tariff Talks, Taxes, & The Volatility Rollercoaster (2/8/2025)
What a wild ride 2025 has been so far! We dive into the latest market swings and how tariffs are shaking up the economy. Jeremiah and Nic break down what the recent tariff discussions mean for businesses, consumers, and your portfolio. They also tackle the volatility that has defined 2025 so far—why markets keep swinging and how to stay level-headed through the noise. Do you think tariffs will be good or bad for our country? The conversation then shifts to tax planning, including key strategies to maximize deductions, the impact of the expiring Tax Cuts and Jobs Act, and whether Roth conversions should be on your radar before potential tax hikes. Plus, the guys dig into real-life financial planning scenarios—managing estate taxes, protecting your wealth in blended families through proper estate planning and prenuptial agreements, and, of course, the financial scams to watch out for this tax season. AI-driven fraud is on the rise, and it’s getting more sophisticated—don’t get caught off guard! Listen, Watch, Subscribe, Ask! Hosts: Jeremiah Bates & Nic Daniels ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Smart Home-Buying Strategies in a High-Rate Market (2/1/2025)
02/03/2025
Smart Home-Buying Strategies in a High-Rate Market (2/1/2025)
This week, mortgage rates are top of mind as we discuss where they’re headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage’s Dave Perry joins the show to break down home-buying strategies in today’s high-rate environment. Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve’s latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio? Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications. Listen, Watch, Subscribe, Ask! Hosts: Jeremiah Bates & Alex Lundgren Guest: Dave Perry, Guild Mortgage ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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A.I., Tax Prep, and Legislative Disruptions (1/25/2025)
01/27/2025
A.I., Tax Prep, and Legislative Disruptions (1/25/2025)
On this episode, Jeremiah and Nic discuss how to navigate the complex tax season, offering tips for understanding 1099 forms and avoiding tax surprises. The duo dives into artificial intelligence and its potential impact on the economy, from energy demands to legislative risks, providing listeners with perspectives on investment opportunities and challenges in the AI space. Additionally, they explore the evolving role of financial advisors, highlighting the importance of trust and comprehensive planning that aligns with clients' values and long-term goals. Listen, Watch, Subscribe, Ask! Hosts: Jeremiah Bates & Nic Daniels Wealth Management Advisors at Tree City Advisors of Apollon ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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TikTok’s Dangers, Pensions, & Charitable Strategies (1/18/2025)
01/21/2025
TikTok’s Dangers, Pensions, & Charitable Strategies (1/18/2025)
Brian Wiley and Jeremiah Bates unpack the dangers of bad advice on platforms like TikTok, highlighting how poorly sourced financial tips can lead to major IRS troubles. They emphasize the importance of vetting financial advisors and understanding credentials to ensure your money is in trusted hands. Too bad it didn’t stay banned for long! They then shift to pensions, exploring the pros and cons of lump-sum payouts versus lifetime payments. The hosts address factors like interest rates, flexibility, and the long-term viability of pension providers. They also highlight the nuances of joint-life and single-life payout options, along with how to align these decisions with your retirement goals. Plus, donor-advised funds can be a strategic charitable giving tool. The hosts explain how these funds work and the tax advantages they offer, especially for those with RMD obligations. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Bond Yields, Rate Changes, & Starting a Business in 3 Days (1/11/2025)
01/13/2025
Bond Yields, Rate Changes, & Starting a Business in 3 Days (1/11/2025)
Looking back at the week, Jeremiah and Brian dive into the latest job numbers and their surprising market impact, exploring how strong employment figures might influence Federal Reserve decisions and bond yields in the months ahead. They examine the intricacies of Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs), showing how strategic giving can maximize tax benefits while supporting causes close to your heart. Plus, it’s never been easier to start a business here in the United States. Brian shares a story about how easy it is – no excuses! Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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What Will Lead The Markets in 2025? (1/4/2025)
01/06/2025
What Will Lead The Markets in 2025? (1/4/2025)
To kick off 2025, Brian Wiley and Jeremiah Bates dive into the year ahead with actionable insights on smart tax strategies, the evolving crypto market, and navigating the housing landscape. They emphasize the power of Roth conversions and other pre-tax tools like HSAs and 401(k)s, providing guidance on how to optimize your tax picture and keep more money in your pocket. The guys explore how market trends, including semiconductors and other tech investments, could shape 2025. The duo weighs the potential of AI-driven industries and crypto’s long-term prospects, unpacking the implications of regulatory developments for investors. Plus, get tips for tackling the housing market creatively amid high interest rates. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Value vs. Growth Investing & Year-End Tax Items (12/20/2024)
12/23/2024
Value vs. Growth Investing & Year-End Tax Items (12/20/2024)
As we hit the final weeks of December, we’re gearing up for the financial challenges and opportunities that lie ahead in 2025. The conversation kicks off with expert insights on recent market movements, helping you understand what's driving the end-of-year volatility. Brian and Jeremiah talk about value and growth investing, offering practical guidance on where to focus your attention as interest rates fluctuate and the Federal Reserve sets its course for the coming year. This is a segment worth paying attention to going into January. Wrapping things up, we dive into year-end tax strategies designed to boost your bottom line. From maximizing Roth conversions to smart tax planning for retirees, these actionable tips will help you make the most of your financial opportunities before the clock strikes midnight on December 31st. Have a very Merry Christmas! Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Common Retirement Mistakes (12/14/2024)
12/16/2024
Common Retirement Mistakes (12/14/2024)
Jeremiah Bates and Alex Lundgren kick off the show by addressing common retirement planning mistakes, emphasizing the importance of saving early, adjusting plans over time, and preparing for rising healthcare costs. They highlight how neglecting these steps can derail your financial security in retirement. We see these often! They also dive into effective debt management, offering tips to avoid high-interest traps and use debt strategically. Tax planning also takes center stage with a discussion on Roth conversions and their potential impact on Medicare premiums and overall tax liability. Jeremiah and Alex stress the importance of understanding how financial actions, like selling assets, affect your tax picture. Plus, advice on investment diversification to manage risks and behavioral finance tips to overcome emotional decision-making that can (and will) harm your portfolio. Listen, Watch, Subscribe, Ask! Hosts: Jeremiah Bates & Alex Lundgren ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Options Trading & Simplifying Your Finances (12/7/2024)
12/09/2024
Options Trading & Simplifying Your Finances (12/7/2024)
Brian and Jeremiah kick off today's discussion with the concept of simplicity in financial planning—reminding us that overcomplicating strategies can often lead to unnecessary stress. From estate planning to consolidating accounts, they emphasize the value of keeping things straightforward, especially when working across generations within families. The guys also delve into charitable giving and the often-overlooked tax benefits it can provide. By fine-tuning how donations are executed, you can maximize tax savings while supporting causes that matter to you. Plus, options trading takes center stage as they explain its mechanics, risks, and potential rewards using relatable analogies. Whether you're a seasoned investor or just curious about options, their insights help you understand this complex investment strategy. Remember to be smart about your options trading! Your risk could be unlimited. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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Scam-Proof Your Family: Protecting Against Fraud and Exploitation (11/30/2024)
12/02/2024
Scam-Proof Your Family: Protecting Against Fraud and Exploitation (11/30/2024)
After the shortened trading week, Brian Wiley and Jeremiah Bates tackle the increasing threat of financial scams, particularly those targeting the elderly. With over $10 billion reported lost to scams in 2023, they discuss the importance of vigilance in protecting loved ones and yourself from fraud. 'Tis the season to be scamming! Additionally, the duo explores elder financial exploitation by trusted individuals, such as family members or caregivers. The hosts discuss systemic vulnerabilities and the vital role of fiduciary responsibility in safeguarding assets. Whether you're navigating caregiving arrangements or seeking ways to assist aging parents, this episode provides insights to protect against exploitation and maintain financial security. Listen, Watch, Subscribe, Ask! Hosts: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Guild Mortgage: Ataraxis PEO Tree City Advisors of Apollon: Apollon Wealth Management: Formations: —————————————————————
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