The Truth About Real Estate Investing... for Canadians
Most Canadian investors are struggling to find cash-flowing properties both at home and in the U.S., frustrated by government policies, and wondering if real estate is still the best way to build wealth. That’s where The Truth About Real Estate Investing for Canadians, a weekly podcast since 2016 comes in. Hosted by Erwin Szeto, an award-winning investor, 4X Realtor of the Year to Ontario investors, and entrepreneur who has facilitated close to half a billion dollars in investment transactions, 45+ millionaire investor clients, this podcast is designed to share the truths about how to both make money and lose money in real estate, the best markets in Canada and U.S.A., expert tips and tricks to provide you a clearer, proven path to financial freedom through real estate. Each episode delivers simple, actionable strategies you can apply right away—whether you’re growing your portfolio, navigating tax challenges, or considering investing in the U.S. You’ll hear from successful investors, top industry experts, and financial pros who break down what’s working in today’s market. The journey to wealth isn’t a mystery—it’s a process. And with the right guidance, you can take control of your financial future and create lasting wealth through real estate. Hit subscribe/follow, leave a 5 star review to help more struggling Canadians find us and together - Let's make real estate investing profitable again!
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Mortgage Market Update: Canada & USA w/ Unicorn Mortgage Expert Scott Dillingham of LendCity
04/22/2025
Mortgage Market Update: Canada & USA w/ Unicorn Mortgage Expert Scott Dillingham of LendCity
Greetings friends, this is Erwin Szeto, and welcome to The Truth About Real Estate Investing for Canadians, the #9 ranked podcast for Canadian Investment and Personal Finance per FeedSpot! Thank you listeners and past guests of this show! As always it’s a honour to have this platform and ability to give back to the community that has been so much to my family and I where we all share a passion for the best investment class in the world: real estate. Here on this show, it’s my job to interview the top minds in real estate investing and business to uncover the strategies, mindsets, and habits that actually work—especially in today’s market. This week’s guest is Scott Dillingham, founder of LendCity Mortgages, is returning to the show with a mortgage market update! He is a rare expert in both Canadian and U.S. real estate financing. Scott built his career helping investors—starting as a high-volume mortgage broker at one of Canada’s Big Four banks for ten years, where he consistently ranked among the top 1% nationwide. In his peak year, he closed over 410 mortgage deals, most of them for investment properties. He’s also a seasoned real estate investor himself, owning dozens of rental units, which gives him firsthand insight into the challenges his clients face. What makes Scott especially unique is that, as a dual citizen, he’s able to own and operate mortgage brokerages in both Canada and the U.S.—something rare, I don’t know anyone else who can do that. That means Canadian investors working with Scott can access lending strategies, mortgage approvals, and support for properties on both sides of the border—all under one team. Through LendCity, Scott works with over 60 lenders in Canada and 2,500+ lending sources in the U.S., helping investors scale smarter no matter where they’re buying. 📍Catch him live Saturday morning April 26th Half-Day iWIN Meeting. We have in person seats which are almost sold out and a bit of room online for those who live a bit further away. We survey our subscribers and you want to hear about landlord friendly strategies: student rentals, short term rentals and the US and that’s what you’ll get! My team and I will be sharing a local real estate market update including rentals, tips on selling tenanted properties and Scott will be live and in person where he’ll share best practices on financing and navigating both Canadian and U.S. lending markets. 🎟️ Register here: Please enjoy the show!
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Powerhouse Conference: Kevin O’Leary, A-Rod, Dragons Michelle & Manjit — 1 Stage, 5,000 Attendees
04/11/2025
Powerhouse Conference: Kevin O’Leary, A-Rod, Dragons Michelle & Manjit — 1 Stage, 5,000 Attendees
✅ Understand why investors are shifting to U.S. markets ✅ Learn how to raise capital and structure bigger deals ✅ Hear what it takes to put 5,000 investors in a room with A-listers Ever wonder what it takes to build Canada’s biggest investing conference? My old friend Seth Ferguson, returns to the show, after losing all his rental properties to a nasty divorce along with his golf clubs, he started the Multifamily Conference in Covid in 2022 which was excellent, 2023 was headlined by Grant Cardone & Alex Rodriguez, 2024 Wolf of Wall Street Jordan Belfort and Robert Harjevic. Today, Seth takes us behind the scenes of how he scaled from a couple hundred person real estate event into a 5,000-attendee juggernaut, easily Canada’s largest Business & Investment event. With speakers like Kevin O’Leary, A-Rod, Dragons Dens: Michelle Romanow, and Manjit Minhas, and still another major speaker yet to be announced. Powerhouse is an apt name for the event. Same for the budget! We dive into marketing, event growth, and how Seth landed some of the biggest names in business. For details and to register go to: The event takes place May 23-25th in Toronto. We also get into Seth’s own real estate portfolio and his shift away from Canadian rentals to focus exclusively on multifamily investments in landlord-friendly U.S. markets like Texas and Florida. Seth and his team specialize in garden-style multifamily properties—low-rise, landscaped apartment communities that are common in the U.S. but virtually unheard of in Canada, where high-rise towers dominate. He shares what makes these assets so attractive, how they’re managed, and why he’s also drawn to build-to-rent communities and why he’s bullish in places like Florida and Texas. For details check out
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Another Trip Around the Sun. The Worst Year for Real Estate in My Experience.
04/02/2025
Another Trip Around the Sun. The Worst Year for Real Estate in My Experience.
It’s not all bad 🙂 Thank you to everyone who took time out of their busy schedules to wish me a happy birthday. The vast majority of messages came from the real estate investing community, and reading all the comments and seeing the names brought back a lot of memories—many from easier times for real estate investors. My fellow escape-room-loving, nerdy friends attempted to be among the elite 4% who successfully escape... #FAIL This mango cake tasted better than it looks The Problem: The Changing Real Estate Landscape, for the Worse Since the peak of the market around late 2021 to early 2022, prices have declined while the cost of operating a rental property has continued to rise. Rent control has squeezed landlord incomes, leaving many of my clients and fellow investors struggling. We real estate investors never signed up to backstop inflation for our customers, and not once has anyone said, "Thank you." Some of my clients have endured nightmare tenant situations: one tenant owes over $30,000 in rent; another caused $20,000 in damages; and another had terminal health issues, not paying rent, leaving the house in such a disastrous state that it had to be sold as-is. Our client unwittingly became a social service provider overnight, and they’ll never be Ontario landlords again. Why buy and hold a move-in-ready property for ten years only to experience this kind of grief? This is not what my private citizen client signed up for. In the areas where Ontario where majority of cash flow oriented investors invest like Oshawa, Barrie, Hamilton and Kitchener are well off their peak prices. Duplexes especially. In Hamilton where the majority of my clients and my duplexes are located we're 20% off peak prices and we're experiencing low showing volume of our tenanted and vacant duplex listings. Market rents are coming down on long-term rentals too as international students aren't coming to Canada in droves any more but our university (not college, we're not a fan of college student rentals) student rental rents have still climbed slightly, even over last year's historic increases. I was finally able to get rent PLUS utilities on my McMaster University rental. Those same tenants have already renewed for the following school year. I feel bad for parents of university students as I review rental rates for upcoming listings we have near Brock and Western University at $700 and up per room. (Please let me know if you have anyone looking to buy a student rental near Brock and Western University :). University student rentals are my favourite local investment strategy for both cash flow and limited landlord tenant board risk. From what I see in the local market, student rentals have the most demand from investor buyers. This is the most buyer advantaged market I've seen other than 2008 and early covid but with the Landlord Tenant Board risk and cash flow, rents across the country are declining but not that far off historic highs, so overall housing affordability is still bad on the historic side. So no surprise, I've never seen such low local investor buyer interest. As such, Realtors and full time investors have returned or pursued other careers. My own team of investment focus Realtor/coaches has shrunk, it's just the original Tim Hong and I now servicing our clients and our clients mainly want to sell which is great us as Realtors, not so great is tenanted properties take a whole lot more effort, lead time and risk management in our experience but we love it. We love seeing our clients take profits, take a load off their shoulders and enjoy themselves, usually it's travelling to exotic locations. It's challenging but such rewarding work. For months, we where taking calls from pre and construction condo investors but unless they wanted to take massive losses, in some case 20% or more of their purchase price as there is six months of condo supply downtown Toronto. That's what's on market and can be tracked. I've been in the Facebook groups for private assignment sales and there are endless private listings there as well. Condos have always gone against my investment philosophy. Land is a hard asset as it is finite, no one is making more of it vs. condos are in the sky and there's plenty of space above land to many, many condos. Generally condo investors have no choice to hold, rent it out, negative cash flow a thousand or two each condo and pray the market recovers in two or three years. I feel bad for new condo investors and at the same time, grateful our strategy of buying on land real estate for value and cash flow has worked. The Guide: What Smart Investors Are Doing Instead In my nearly 14-year career coaching clients in real estate, I have never seen challenges like these. Thankfully, our clients have fared much better than most, as they’ve renovated smartly to optimize cash flow. Nearly all of our clients own houses with basement apartments, student rentals, or small multi-family properties. Rents are as good as they get in Ontario, which means our clients can weather this storm better than most. I won’t sugarcoat it—this past year has been tough for landlords, Realtors, mortgage brokers, variable-rate mortgage holders, and even tenants, as affordability is at historic lows. My family and I included. There is bad news is all over social media, many friends from the community send me the dirt on the furus: a word mash up of fake guru and these furus have made the national news: bad operators brokering shady deals, borrowing through promissory notes, accusations of Ponzi schemes, Securities Code violations and these same furus send legal threats against anyone who dares to share the truth. I've received several threats and you can guess by who. Some of these furus are still licensed and practicing which boggles my mind. Others have fled the country and white collar crime goes mostly unpunished so I don't expect any justice. For anyone interested in Exposing Fraud & Failures in Canadian Real Estate, that is literally the name of a Facebook Group my new friend Matt invited me to. You may want to join as it's an easy way to reference check anyone raising capital. Link: The Transformation: A Smarter, More Profitable Path Forward If you’re an investor, you know that mindset is everything. The right strategy and a growth mindset separate those who thrive from those who struggle. "Your mind is like a garden. You can grow flowers, or you can grow weeds. Whichever you water is what will flourish." — Brian Tracy This quote is a great reminder to be intentional about a positive mindset and personal growth. Since December, I’ve been working to improve on the right mindset by waking up early, meditating, journaling, exercising, and focusing on being my best self for my family and my community. If you’ve read The Miracle Morning by Hal Elrod (or any of the dozens of other personal development books on the subject), you know what I’m talking about. It’s amazing how much you have to say "no" to in order to be up at 5 a.m. each morning—less social media, bad food, alcohol—all to protect my energy and ensure a productive, intentional workday. Some nights I go to bed before the kids LOL. Where & How Investors Are Adjusting Many investors are making the shift landlord friendly strategies like student rentals I already mentioned, there's rent to own or to landlord-friendly places like Alberta and U.S. markets, and this show is here to share such best practices, to guide you every step of the way. In my own business, we've helped nearly four dozen clients acquire or prepare to acquire income properties in these markets. These are some of the best passive investment deals I’ve ever seen—better returns with lower risks, less effort, and more scalability. For a real estate geek like me, it’s a dream come true, thanks to technology, AI, and the expansion of institutional-grade property management services in business-friendly U.S. states. I know many hate Trump and are sick of tariffs but I can't find the same investment advantages here in Canada. Take my off-market deal in San Antonio versus the off-market deal I did near McMaster University in Hamilton: Upfront renovations: $12,000 vs. $110,000 Property age: 20 years old vs. 100 years old Basement issues: None (no basement) vs. mold, cockroaches, and leaking that required waterproofing Tenant management: One stable tenant vs. seven university students who had never lived on their own before Utilities: Tenant-paid vs. inclusive (including a $2,000 water bill thanks to a leaky toilet) Financing: Cheap mortgage vs. B-lender at 10% because no bank or credit union would lend to us Regulations: No rental licensing vs. strict rental licensing a couple thousand to setup up, a couple hundred in added costs per year I can't pass on thanks to rent control Take Control of Your Investments If you're frustrated with Ontario’s landlord laws, you're not alone. Many investors are making the shift to landlord-friendly markets. In my professional opinion, the business friendly States in the U.S. make the most sense since my clients receive all the benefits of passive investing like a REIT but pay less fees, keep all the equity and control unlike any investment I've seen before and I'm here to guide you every step of the way in how to diversify, de-risk, including how to list investment properties for sale for maximum return, even if tenanted. All signs point to rising rents and real estate prices in the U.S. markets I've targeted for my clients, we wouldn't be there otherwise, billions of dollars being invested to create high paying jobs at a scale greater than 10X Canada's and by industry leaders. Even if you want to do it yourself, that's totally cool, we've had Glen Sutherland on this show and we'll have more from our Canadian community who have transitioned to the US investors and you'll hear from them on this show as I want everyone to know the truths about do it yourself investing cross border and I'm grateful to have friends who will come on this show and be so transparent.I'm happy for anyone who continuously improves their investments, lives and achieving their financial goals Final Thoughts. Thank you again, my 17 loyal listeners, for giving me this platform to make a difference in our community. If you'd like to get more tactical learning and real education A great place to go is our iWIN Meeting on Saturday, April 26th (limited in-person seating + Zoom webinar). Thanks to our sponsors at SHARE and LendCity, lunch is covered. Topics include: ✅ Short-term rentals & student rentals—What’s working now, and what’s not? ✅ The best landlord-friendly markets for Canadians (active & passive investing strategies) ✅ Property management in a recession—How to protect cash flow & avoid costly pitfalls ✅ How to sell a tenanted property for maximum ROI ✅ Mortgage market update—Where rates and terms are heading + CMHC MLI Select changes The choice is simple: keep hoping Ontario changes, or step into a market where laws protect your investments and cash flow is king. See you there!
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From RCMP to Developing 66 and 20 Unit Apartment Buildings
03/14/2025
From RCMP to Developing 66 and 20 Unit Apartment Buildings
From RCMP to Developing 66 and 20 Unit Apartment Buildings: Marc Amyot's Journey of Strategic Development Strategic Partnerships Matter: How mentorship from industry experts transformed Marc's real estate investing approach Location, Location, Innovation: Marc reveals how strategic site selection, zoning knowledge, and maximizing land use can turn a $640,000 property into a $7 million development project Breaking Down the Numbers: Inside two projects - a 66-unit and 20-unit apartment development, revealing the power of creative financing and value engineering Dive into the fascinating world of real estate development with Marc Amyot, a former RCMP officer who's transforming Ottawa's landscape one project at a time. Learn how strategic partnerships, creative financing, and a keen eye for opportunity can turn modest investments into multi-million dollar developments. Discover the insider secrets of navigating complex real estate projects, from sourcing materials to maximizing land use, in this eye-opening conversation that proves success is about who you know and how you think. If you have aspirations of being a real estate developer, pay particular attention to how Marc structures his deals to minimize cash outflows. Facebook: Website: OREIO - Ottawa Real Estate Investors Organization: Please enjoy the show
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From Burnout, Heart Attack at 38 to 200 Doors & Financial Freedom & Top Coach
03/05/2025
From Burnout, Heart Attack at 38 to 200 Doors & Financial Freedom & Top Coach
On to this week’s show! This week we have an amazing guest who’s been on a bumpy path. I’ve known Ryan Carr for quite some time but when I attended Truth Your Talent’s Awards Gala, the coach who had the most award winners and thank yous was Ryan hence I invited Ryan Carr onto the show which he gracefully accepted. From household $400k income, Corporate Burnout to 200 door real estate portfolio and more importantly Financial Freedom: Ryan Carr's Remarkable Journey What happens when a high-powered sales executive suffers a stress-induced heart attack at 38? For Ryan Carr, it was the wake-up call that transformed his life. In this raw and inspiring conversation, Ryan opens up about how he and his wife Shefali went from making nearly $400,000 a year to building a 200-door real estate portfolio, all while prioritizing health, family, and helping others achieve financial independence. Hear how Ryan overcame personal health challenges, navigated massive investment setbacks including a $700,000 prom note write off, and became a sought-after mentor who's helped 32 people break free from the 9-to-5 grind. This episode is a masterclass in resilience, strategic investing, and creating a life by design. Please enjoy the show!
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$35K in Tenant Arrears: Solving Landlord Woes with OpenRoom
02/12/2025
$35K in Tenant Arrears: Solving Landlord Woes with OpenRoom
On to this week’s guest! I’m thrilled to introduce Wei Ting, an unstoppable entrepreneur, speaker, and innovator reshaping the rental landscape in Ontario with plans to expand across Canada. After losing over $35K to non-paying tenants and spending countless hours navigating Ontario’s complex rental compliance laws, Wei Ting decided enough was enough. She co-founded Openroom, a bold step toward building a transparent and connected rental ecosystem for landlords and tenants alike. And if that wasn’t enough, she’s also a 24/7 on-call mom to two little ones under two years old. Wei Ting describes parenthood as her most demanding role yet, with expertise in patience, roadmap planning, and improvisation. Did we mention the co-founder of Openroom is her husband? Mixing personal AND Business 😀 She’s been featured on major platforms like CBC, CTV, BlogTO, BNN, and Yahoo News, and her talks promise not just insights but also laughs and eyebrow-raising moments. If you’re looking for someone who’s obsessed with making life easier for landlords, while balancing humor and grit, you’re in the right place. Let’s dive into Wei Ting’s incredible journey with Openroom and the lessons she’s learned along the way. To connect with Weiting email: @openroomhq on and Web:
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"From Rent To Ruin" With Kevin Costain
02/06/2025
"From Rent To Ruin" With Kevin Costain
On to this week’s guest, Kevin Costain is the poster boy for reform being needed in Ontario and he’s doing something about it as the new Chair of SOLO: Small Ownership Landlords of Ontario. He’s fighting for the small everyday investor like I do. He is the author of the book “Rent To Ruin” where he documents his ordeal with his tormentor: the tenant living in Kevin’s house. It is an all too common story where an everyday homeowner has a life change, makes what used to be a financially pragmatic decision to rent out his house to Barry instead of selling it. What proceeded to happen is easily among the worst I’ve ever heard and that is not hyperbole. For a sneak peak, I fed the transcript of this interview to Chatgpt and asked what crimes the tenant could have been charged with. Here’s the list: Arson Vandalism/theft Fraud Criminal harassment Illegal drug cultivation Kevin walking through his burnt out house with the CBC: Facebook: Web: Please enjoy the show, do your research, invest where it’s landlord friendly, make real estate investing profitable again.
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From School Teacher to Real Estate Chief Education Officer & 580 Doors With Quentin D’Souza
01/30/2025
From School Teacher to Real Estate Chief Education Officer & 580 Doors With Quentin D’Souza
On to this week’s show! We have my old friend Quentin D’Souza returning to the show at my request as I need a trustworthy real estate expert to share with you the listener about the multi family market who’s not going to sugar coat how tough the last few years have been and what and where the opportunity is going forward. Quentin is going to share his journey, how he does hard things and involves his family to lead his best, most successful life possible. Quentin is founder, Chief Education Officer of Durham Real Estate Investors, a private membership group of many excellent real estate investors and professionals. If you’re in the GTA area, make sure to check out a Durham REI event, they meet monthly in Whtiby and you can learn more about them at https://durhamrei.com/ Quentin has authored several books I highly recommend on the BRRRR strategy, finding deals, scaling up, filling vacancies, property management. You can search Quentin D’Souza on or go to his website Needless to say, please have a pen and paper ready to take notes and enjoy the show.
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Ontario Rental Market Update w/ Rent Panda
01/16/2025
Ontario Rental Market Update w/ Rent Panda
On to this week’s guest! Again, Hart is a friend, I refer him clients all the time for tenant location services. This may sound like a paid endorsement and full disclosure, Hart Pays me nothing. We receive zero compensation for me having Hart on this show and sending him referrals. It’s too bad we’re selling the rest of our Ontario portfolio in the near future so I could have asked him for favours but no. Nothing LOL. Which I don’t mind so my judgement is not clouded. We get a long because we’re both on a mission to help Canadians get a head in life without taking away too much time from their lives and families by streamlining their investments. Let them sleep at night and we both volunteer for non-profits that support landlords. Hart’s company Rent Panda is an expert on rentals providing both property management and tenant location services while also using the same tools we recommend like SingleKey and Front Lobby. Any Ontario landlord not using them is exposing themselves to unnecessary risk. Risks that honestly don’t exist in landlord friendly USA but I digress. You can find Rent Panda along with a bunch of free online resources every Ontario landlord needs at
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Surviving & Thriving: Cory's 20-Year Journey from Rock Bottom to Real Estate Success
01/02/2025
Surviving & Thriving: Cory's 20-Year Journey from Rock Bottom to Real Estate Success
Cory is a 20 year investor who's been through rough times back in the financial crisis, from Toronto he was investing on the wrong side of the tracks in London, Ontario, sleeping inside the renovation project as he didn’t have funds for trades and to cut down on his commute from Toronto. Fast forward to today, Cory’s been a full time investor for 2.5 years specializing in BRRRR investments, suiting basements, garden suites and an office to residential conversion that’s gone anything but smoothly. Cory funds his projects with silent, passive joint venture partners, and when there’s no cash flow… I’ll let Cory explain what he does. Cory’s story is quite a journey of survival in terrible and good and difficult times. Anyone new or old to real estate investing will have lessons to learn. If you’re one of the good guys in real estate, you’ll appreciate how a good guy like Cory can thrive in an industry swimming with Sharks. Website: Instagram: and on Facebook Please enjoy the show!
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Democratizing Real Estate Investing With Addy’s Stephen Jagger
12/16/2024
Democratizing Real Estate Investing With Addy’s Stephen Jagger
Please welcome co-founder of Addy Stephen Jagger, I’m excited to have him, if you haven’t heard of Addy before, it’ll blow your mind. If you have, the advancements in deal offerings, technology will surprise you along with one of their investment vendors who went belly up. Oh yeah, this is the truth about real estate investing show so when deals go sideways, I’m going to ask about them, Stephen, kudos to him does not avoid my questions and better yet they’d already publicly addressed them. Or as the saying goes, a ounce of prevention is worth a pound of the cure. If they’d asked me for a reference check, they could have probably saved a bunch of headaches. To connect with Stephen: Twitter: Email: Website: Please enjoy the show!
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7 Figure, 20yr Appraiser From BC, To Real Estate Developer in Edm with Christine Traynor
12/02/2024
7 Figure, 20yr Appraiser From BC, To Real Estate Developer in Edm with Christine Traynor
In this episode, we sit down with Christine Traynor, from Victoria, BC, a seasoned real estate professional who has navigated the industry from multiple angles. She started as a paralegal in mortgage enforcement/foreclosures, became an appraiser in 2002, worked in for a high end real estate developer then buying a real estate appraisal firm, buying two more with creative financing and in 2024, sold those businesses for a seven figure exit. What’s now keeping Christine busy is her current ventures as an Edmonton, Alberta real estate developer, multifamily investor, Christine shares a wealth of knowledge and insights that are sure to inspire. For those looking to raise capital, specifically registered funds like RRSP’s and TFSA’s, Christine is involved with a Mutual Fund Trust as part of a 94 unit build so you’ll want to hear about that. Christine shares how and why she chose not to invest in local, tenant friendly, unaffordable Victoria, BC for landlord friendly Edmonton which is something pretty much every BC, Ontario, Quebec investor from a tenant friendly jurisdiction is considering. Christine is an advocate for empowering women around investing and finances, and is the host of She Builds Wealth, a (free) online community where she leads women in conversation around real estate investing, business, money and mindset. She is also the creator of She Builds Wealth: A Foundational Course for Women on Building Wealth in Real Estate. To follow Christine: Instagram: Website: Please enjoy the show
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$1M Losses, NEW Federal Gov't Lending For Developers w/ Pierre Paul Turgeon
11/22/2024
$1M Losses, NEW Federal Gov't Lending For Developers w/ Pierre Paul Turgeon
Now for those of you with deeper pockets and want to be developers closer to home, we have my old friend Pierre Paul Turgeon returning to the show. A former industry insider as an underwriter at the CMHC, active investor, and real estate expert in the apartment building space, who has analyzed 100s of large, lucrative multifamily investment deals all over Canada. As a good Canadian, Pierre Paul wants to help build more housing and believes it is developers in Canada who have the greatest potential for success and he’s here to share about the latest Federal programs for developers no one is talking about. I’d never heard about these programs so if you’re a developer, builder or plan to be, you’ll have to give this episode a listen. Developers are who the federal government wants to support because they build housing we so desperately need. Landlords? Not so much. To connect with Pierre Paul, email him at [email protected] Or his website where he offers free resources and a paid, in depth detailed courses on apartment building investing. Please enjoy the show!
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Trump win, How a 33 Year Old Mechanic from Montreal a executed a BRRRR in Memphis, TN
11/13/2024
Trump win, How a 33 Year Old Mechanic from Montreal a executed a BRRRR in Memphis, TN
This week we have an everyday, blue collar Canadian, 33 year old Shayne from Montreal who just bought his first investment property and he has executed a BRRRR in suburban Memphis, Tennessee. The ARV is substantially higher than projected, rent came in almost 10% higher. Shayne is the youngest client of mine by far for years and years so I’m of course excited to have been part of Shayne’s journey to become a successful investor and mentor him in scaling up to not just have a large portfolio but for financial peace of mind. This is his story, if you enjoy the show, please share this episode with your fellow Canadians who want to invest in real estate, especially those who can’t afford to get into the Canadian market or want diversification. Please enjoy the show.
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Developing Healthcare & Senior Living Facilities w/ Dr. Wing Lim
10/30/2024
Developing Healthcare & Senior Living Facilities w/ Dr. Wing Lim
Today’s guest is Dr. Wing Lim, a true renaissance man - a dedicated medical professional and serial entrepreneur who has built an impressive portfolio of healthcare facilities and senior living communities. For over 30 years, he has balanced a thriving family medicine practice with innovative real estate ventures. Dr. Lim's impact extends far beyond the medical field. He has spearheaded the creation of the state-of-the-art Synergy Wellness Center and the award-winning Esther Gardens senior residence, providing invaluable resources and care to thousands. Beyond his professional accomplishments, he is committed to empowering the next generation through his Physician Empowerment podcast. Link: Join us as we dive into Dr. Lim's remarkable journey - from the challenges of running a medical practice to the triumphs of building a real estate and senior living empire. His story is a testament to the power of vision, perseverance, and a relentless drive to create positive change. Canada needs more investors like Dr Wing Lim and I hope this show inspires one of my 17 listeners.
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Why a Top Business/Stock Valuator Is Investing in Real Estate with Adam Johnson, CPA, CA, CBV, CFA
10/24/2024
Why a Top Business/Stock Valuator Is Investing in Real Estate with Adam Johnson, CPA, CA, CBV, CFA
Today’s guest is my good friend and past client, Adam Johnson, CPA, CA, CBV, CFA—who, at the time, was my youngest client and didn’t have as many letters behind his name. Adam’s not your average CPA. He’s also a Chartered Business Valuator CBV and Chartered Financial Analyst CFA, making him one of less than 100 people in Canada with all three designations. He even ranked #1 in the country on his CBV exam. But what really sets him apart is his hands-on experience with one of Canada’s biggest investment banks, where he analyzed stocks and worked directly with equity traders which prepared him nicely for a long-time career in business valuations. Now, Adam’s expanded his investing to the U.S. after Ontario deals no longer made sense, and he’s the founder of Synthesis Valuations, providing top-tier valuation reports for everything from mergers to shareholder disputes. Note we recorded this episode before the most recent hurricanes Helen and Milton devastated Florida the deadliest since Katrina in 2005, each with a combined $100 billion is losses, $50 billion each. For context, that major storm Toronto had in the summer caused $1 billion in damage, these hurricanes were 100 times worse. My thoughts and well wishes are with Florida. Link to source: For your business valuation needs, Adam’s company website: What’s someone with so much stock and business valuation skill and experience doing overweighted as a real estate investor? Let’s ask him!
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Slow and Steady Wins the Race & Achieving Financial Freedom With Tim Tsai
10/10/2024
Slow and Steady Wins the Race & Achieving Financial Freedom With Tim Tsai
We have the co-founder of Trust Your Talent, Tim Tsai returning to the show after a two year hiatus from the show. Tim’s members include 150 who have achieved some level of financial freedom, including the first level which is to have one’s monthly expenses covered by the cash flow from their investments. That’s a lot of people Tim and co-founder Rey have directly coached and mentored but he’s not alone as past guests of this show Vince Lee and are past members and now coaches of Tim and Rey’s group. Tim is back this week to share what has worked for his own portfolio including what has not worked, when he saw red flags and was able to avoid damage unlike the many who have lost hundreds of thousands of dollars in private lending in small towns, high leveraged, too much, too fast, too complicated investments. However Tim’s members have survived and thrived over these same times and I can’t wait to meet the dozens of award members at Tim’s InvestED gala. About Tim: After retiring himself at the age of 30, Tim began to pursue another goal and passion of his – helping those who are committed to achieving financial freedom do the same. To this day, Tim continues to be an active investor as he believes investing is a “lead by example” venture. With the investment he made in his own financial education, Tim became financially free in 2 years (25 months to be exact) after his first training. In the past few years, Tim has built cash-flowing portfolios in Canada, US and the UK, using a variety of strategies – income properties, lease options (residential and commercial), creative financing, flipping, wholesale, infill development, mobile home parks, etc. Conference details: Website: Instagram:
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50+ Short Term Rentals Part 2 With Spencer & Ashley
09/30/2024
50+ Short Term Rentals Part 2 With Spencer & Ashley
On to this week’s show, a topic I’m a big fan of, avoiding long-term rentals in tenant friendly provinces like Ontario hence we have back for round 2. If you didn’t already know, vacation rentals are a business, 24-7 for some like Airbnb managers like who are back to share more, dig deeper into the strategy including operating and owning in the USA. Their management portfolio is 50 properties at time of recording spread across much of Ontario and Up State New York so they have a lot of diverse experience to share. To follow , their website is and on Instagram. Please enjoy the show!
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Building Systems, Packing Up, Moving from BC To Ohio with Meghan Hubner
09/19/2024
Building Systems, Packing Up, Moving from BC To Ohio with Meghan Hubner
Our guest is a real estate business consultant who helps investors run their portfolios like a business. After a 12-year career in medical and pharmaceutical sales, Meghan transitioned to entrepreneurship, using her degree in entrepreneurship to work with various businesses. About 4 years ago, she started focusing on real estate investors, helping them with accounting, finance, operations, and building systems to stabilize and grow their businesses. Meghan is also an experienced real estate investor herself, having built a portfolio in British Columbia, and a cohost of the Real Estate Reliance Summit along with fellow dynamic investors: Elizabeth Kelly and . For information and to register go to but don’t delay, the all virtual conference is Saturday and Sunday Sept 28th and 29th. Cherry and I are proud speakers and SHARE and I are proud to be sponsoring quality educational content providers at affordable prices by Elizabeth, Victoria and this week’s guest Meghan Hubner. Please enjoy the show! Meaghan on: Instagram: Facebook: Web:
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Building Resilience: From 100+ Unit Investment Portfolio to Active Business with Elizabeth Kelly
09/10/2024
Building Resilience: From 100+ Unit Investment Portfolio to Active Business with Elizabeth Kelly
On to this week’s guest! Award-Winning Real Estate Investor, Coach, Speaker, Educator & Proud Entrepreneur, my old friend Elizabeth Kelly who tells it like it is. Elizabeth shares about her wins and losses in real estate. She’s been an active leader in the community for nearly 20 years and is here to tell us about how we Canadian real estate investors can be resilient, what she sees for our collective futures in real estate and she’s hosting the 3rd annual Real Estate Resilience Business Edition of the summit on September 28-29th. Myself and SHARE are proud sponsors of the summit. I will be joining an expert panel on USA investing with friend of the show Glen Sutherland. My wife, the lovely Cherry Chan will be a speaker as well and I’m super excited for the other speakers as well. On today’s show Elizabeth shares her personal journey from mega real estate investor to entrepreneurship adjacent to real estate, the challenges of affordability for investing in local markets even after learning the hard way when back in 2010, she bought 100+ units and struggled with systems and operations. Any and all investors should give this episode a listen to learn how to both win in real estate and to avoid losing which IMHO is another way of winning. For more information on the Real Estate Resilience summit go to: Please enjoy the show.
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12 Apt Buildings, Selling ONT, Buying AB&USA With Mike Beer
08/23/2024
12 Apt Buildings, Selling ONT, Buying AB&USA With Mike Beer
Mike Beer is is an owner of a real state investment company Mike Beer Investments. They have developed an investing system that has been working for well over a decade and invest in apartment buildings in Canada. His mission is to enable each of his investors to provide their families with the financial future they truly deserve. In the past he was a professional ski instructor and scuba divemaster. Now he focuses on coaching for charity, ice water plunges, health, and loves personal self development. Website to contact:
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College Instructor Invests in Real Estate: Duplexes, ABNB, 11 Plex
08/15/2024
College Instructor Invests in Real Estate: Duplexes, ABNB, 11 Plex
We have a college instructor on this week’s show! Brian Gordon is an old friend of mine from years ago, he works full time for the largest appraisal company in Canada, if not North America in Management. Prior to that he worked as a Senior Property Tax Analyst for one of Canada’s largest REITs, if not the biggest. Linkedin: Brian has been methodically growing his own real estate portfolio over 7 years consisting of duplexes, a AirBnb in Blue Mountain, more recently an 11 plex development where he’s adding two additional units. As mentioned Brian is the course creator and instructor of “Real Estate Investment Strategies” at George Brown College, a comprehensive, yet affordable course which is one of the big reasons why I wanted him on the show. Real estate investing is largely about return on investment and that includes one’s education. This course is only $392.24 for 20 hours including private 1 on 1 consultation time with Brian. What an absolute steal. Link: Needless to say, I thoroughly enjoyed recording this episode for you all to learn Brian’s tips and tricks so we may all improve our own businesses and you’ll want to hear about where Brian’s next investments will be and his views on Canadian opportunities. Please enjoy the show! Follow Brian on Instagram:
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20 Years of Investing: Duplexes, to Apartment Buildings, Now A REIT with Amanda & Marty Gordon
08/06/2024
20 Years of Investing: Duplexes, to Apartment Buildings, Now A REIT with Amanda & Marty Gordon
We have my friends returning to the show, Marty and Amanda who’ve been renovating and investing for nearly 20 years, has managed properties for nearly 20 years, Marty her husband is a carpenter by trade and personally much of their 15+ duplex conversions in Guelph. They are a power couple: they get numbers, execution, cash flow and hate vacancy. They drank the same Kool Aid I did. They’re reward is a country acreage and building the custom home of their dreams they’re too humble to talk about with all the gurus out there flaunting Rolex watches, Lamborghinis, private jets and yachts. Amanda & Marty scaled up as well in small multis likes six plexes, small apartment buildings to their current project, both a REIT: real estate investment trust called Legend Real Estate Trust and a 60 unit building in Waterloo. Amanda and Marty are here today to share their experience including coaching, retiring from coaching for possibly the biggest real estate education company in Canada. As always, we share both the negative and positive of real estate investing including all the losses going on in the community, over leverage with expensive hard money loans and their own investment philosophies where none of their investors have lost any money. The honest truth about real estate investing is, speculative investments can work until they don’t and also I don’t endorse any product or offering of Marty and Amanda nor do I receive any compensation from Marty and Amanda nor from their businesses. This episode is for educational and entertainment purposes only. Please do your own due diligence. If you read the article about Robby Clark, you see how some of the property used to secure financing had fires and were torn down by the city. If any lender, broker, investor had simply driven by the property, they would have known the deal was no good. For my house in San Antonio, Texas I have a termite inspection, home inspection including pictures and video walkthrough, a quote from the property manager for renovations and maintenance. My cousin is in San Antonio next week for work and doing a drive by. Diligence people, trust but VERIFY. That goes for all guests of this show. I do my best hence Epic Alliance and Robby Clark never made it on this show or any of my platforms. I learnt my lesson from Paramount Equity. Back to this week’s guests, Amanda and Marty, just to note, they have been censored on other platforms and Facebook groups for trying to warn people about gurus losing other people's money. They going to offend some so be warned. Links: Please enjoy the show!
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Insights on Portfolio Health, AI Integration, and U.S. Investment Opportunities
07/26/2024
Insights on Portfolio Health, AI Integration, and U.S. Investment Opportunities
Greetings my fellow investors and truth seekers, this is the Truth About Real Estate Investing Show for Canadians and if you’re addicted to social media like I am, there’s not a lot of good news within our community. It’s not all bad, we just had Kelly Caldwell, Victoria Cluney, and Milena Simsic. Spencer and Ashley with their AirBnbs, Zac Killem whose company Front Lobby will thrive. In general those with healthier portfolios as in not over leveraged, focus on cash flow and operational execution are doing just fine like many past guests of this show. I was just speaking to one investor/Realtor while preparing this episode who did just that, he’s buying more multifamily buildings and completed two flips in the USA. Off the top of my head, I can think of two past guests in significant financial trouble, one has already declared bankruptcy, the others owe a lot of people a lot of money to individual investors, not just banks. Individual investors post to social media and tell others to warn them. I know because I have friends everywhere in the community and the messages arrive in my DM’s. Both were newer to real estate as they made the switch to full time within the last five years or so. I’ve left the episodes up because as far as I’ve know, there was no criminal intent nor are they being accused of any. I run a real estate investment business called iWIN Real Estate where we are always looking to learn, evolve, and adopt best practices to help our clients optimize their investments and time, the only non-renewable resource. We started investing in single family, then multifamily, then student rentals, basement suite conversions, to garden/garage suites and it’s gotten unaffordable. We use Ai all through out our businesses. I used Chatgpt to research case law when sellers accepted a higher competing offer when we had already accepted their counter offer. I’ve used Chatgpt to proof read my clauses for counter offers which saves everyone time: my clients, my lawyer, my broker. I’m working on creating a digital duplicate of myself as I’m really busy booking calls to discuss USA investing. 80-90% of the questions are the same: what is the legal structure to own US properties, how do you get a mortgage, what are the fees like, etc… all repetitive I could have an Ai twin version of myself do. If you think I’m crazy, check out the found of LinkedIn, Reid Hoffman’s two way interview of his own Ai twin: For anyone in sales or customer service, if you’re not afraid for your job, I don’t know what will. This is one reason I diversify my business, use Ai tools, own cash flowing real estate. The owner of Property Guys was on BNN talking about how 25% of Realtors in the USA will leave the industry after those historic lawsuit settlements. This August, listings will no longer display co-operating commission for buyer agents hence buyer agents must negotiate commission from the buyer. Property Guy mentioned there are two lawsuits in the works in Canada which confirms the rumours I’ve heard. The implication is the public will be more aware that Realtor commissions are negotiable, they always have been and it my experience, sellers who want top dollar when selling will continue to offer co-operating commission. Most of the professional investors do it. I do it, I actually offer above market co-operating commission and use it as a marketing tool and negotiation piece. I mean it’s worked for me, the last four houses I sold, I did so, on average in 22 days on market. Point is, I’m a Realtor, I’ve worried for my job since 2010 and never been more worried with Ai, class action lawsuits and competition among other Realtors at their highest levels ever. If only we had as many doctors and Realtors. Imagine how good our health care would be. For complete business and investment sense, I of course partnered with SHARE, a tech enabled asset manager that allows Canadians to be US landlords without all the heavy lifting. My 17 listeners know I’ve conducted well over 300, hour long interviews with successful and some no longer successful real estate investors work, invest, blood, sweat and tears. In terms of cash flow and overall returns to effort, I haven’t seen anything before that beats SHARE’s offering. In short, I’ve seen how the top investors implement their real estate investment business and can separate the hype from results. Those with results did not overleverage, were in control the whole time, delivered operationally to renovate and rent as fast as they could. Those who didn’t are the ones making all the headlines in the news for declaring bankruptcy protection or bankruptcy or have their names dragged through Facebook groups for owing money. I had a call with a newer investor who’s got a great investment property in BC, she AirBnb’s the triplex in the summer months then rents to students during the school year. That’s investing on steroids and she’s rewarded with six figures of rental income. The investor asked why I call in long-term single family rentals boring? To me it’s not exciting, there’s nothing innovative about it vs. what gets all the attention and likes on social media, note how many of those influencers have gone quiet or done major pivots. I know one big time condo agent appears to have pivoted to coaching Realtors which is going to be really tough in this market. My clients and I’s investing is as passive as possible and we’ve done quite well. Our biggest challenge is under rented properties due to rent control but over the long-term, we’ve all done amazing with market appreciation. Compare that to Airbnb in the summer where this newer investor does all the client interaction and only outsources the maintenance and cleaning to a property manager for 10% PM fees. Student rentals in my experience are a niche investment that is much more challenging to insure, manage, and get cheap financing. My last student rental mortgage was with Home Trust at over 8% interest plus 1% lender fee. Again, a wonderful business for the active investor. Just be prepared for plans B and C and D should the municipality turn against student rentals or AirBnb. Just last week, 10,000 protesters in Barcelona took to the streets, some even using water guns to shoot at tourists. The Mayor of Barcelona is banning 10,000 Airbnbs in the city… this makes me thing I need to buy some shares of hotels… source: In my city, the City of Hamilton implemented rental licensing in the student neighbourhoods with plans to expand across the entire city and the mayor is former NDP leader Andrea Horwath. To conform to licensing could costing landlords from a couple to several thousands of dollars in order to comply along with ongoing fees. Thankfully I’ve sold my student rentals and I’m grateful for having done so as I look out the window of my office and know there are basements being flooded all over the province. There’s plenty of investors struggling out there already who don’t need this. This widespread flooding event will push up insurance rates yet again, more housing cost inflation we can NOT pass onto the tenant in a rent controlled environment. As someone who despises risk, I’m removing basement flood risk by divesting local houses and investing in houses in the USA that don’t have basements. I’m advising friends, family and clients to not invest in suiting their basements as it makes more sense to allocate those funds to buying a house in the USA. To close on my house in San Antonio I need $97,000 US$ including a $10k reserve fund. A typical basement apartment conversion is $160,000 in my experience and you’re vacant six months. How long depends on the municipality and the quality of your contractor. My San Antonio tenants are renting the house back from me so I have zero vacancy and can defer my renovations till after they move out which I hope is never since this is Texas and there is no rent control Only in colder climates do we need basements that go below the frost line to prevent heaving. The same problem doesn’t happen in the southern USA making housing a lot less expensive to build, no need to ever have waterproof let alone flooding if you avoid coastal areas and Florida. Even if you wanted to buy a turnkey duplex in Hamilton, Barrie, Oshawa, Ottawa etc… I’ve chosen those cities as prices and rents are similar there, I’ve calculated the capitalization rate = $ Net Operating Income / $ price at 4.1%. Compare that to what my clients are getting, low five to mid 7 cap rates in the USA. The numbers don’t lie, the laws are landlord friendly, no rent control, and commercial style mortgages for us Canadian investors. I make way more commission selling a Canadian property than an American one but I want happy clients hence I recommend US investments over Canadian ones. Diversification and cash flow reasons alone make plain sense. The truth is also it’s way easier selling US income properties. I’ve sold way more US income properties than Canadian ones this year, never in my career since 2010 as a Realtor have I seen so little interest by investors to buy local income properties when the timing is ideal to pick up deals. I do truly worry for my fellow real estate professionals in Realtors and mortgage agents/brokers. There’s a lot of them already and if they make a living focusing on selling local real estate investments and they not able to sell US products, I won’t be surprised to see many of them leave the industry. To me, it’s all a matter of education before investing in the USA via SHARE by Canadians is the norm, I honestly love my work, SHARE is the partner every lazy investor like me is looking for except they don’t take any equity share of the investment. Control and ownership remind 100% mine and Cherry’s. I’m going to record a video comparing a new condo investment vs. a duplex vs. my client’s property. He's from Montreal, has never seen the house that is a 7.6% cap rate that only cost him about $160,000 Canadian. Link is in the show notes. There is no guest this week. I literally had invited a former coach of a defunct real estate “university” as they invest big, nice people but their name is being blasted on social media for not making payments on their private mortgages. The coach didn’t respond which never happens as gurus generally love coming on my show. This isn’t an indictment on the coach/investor. If they can survive they’ll come out a winner. Even if they don’t, I believe them to be talented and will come back. Personally I don’t like my investments to be a roller coaster hence I choose boring as I don’t have thick enough skin to tell people I’ve lost their money or I can’t pay them back. That’s just me. The world needs the self declared crazies like Steve Jobs and Elon Musk. I just know I’m not that and stay in my boring lane. But I do have equity in SHARE, I have some say in the company’s direction as Head of Business Development in Canada and I don’t see a more efficient path to my company’s 10 year gold: help 200 Canadians become real estate millionaires. I’m at 45 or so now and I can see it in my mind’s eye, 10 years from now enjoying golf and dinner with 200 Canadian real estate millionaires who’ve gained a lot of financial peace via their boring real estate investments. I can’t wait but I’m totally enjoying the journey. iwin.sharesfr.com if you’d like to learn about the deals my clients and I are doing, from there you can book a Zoom call with me. Past clients, I’m always down for coffee, dessert, breakfast, lunch, dinner, or golf. You know where to find me.
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Converting a Dozen+ Houses Into Triplexes with Kelly Caldwell
07/22/2024
Converting a Dozen+ Houses Into Triplexes with Kelly Caldwell
This week’s guest is the lovely Kelly Caldwell, who has converted over a dozen single family houses for basement suites AND garden suites. Together with husband Jeff Caldwell, they’ve become leaders in their community, Collingwood, ON filling in the missing middle working closely with local government as such they were invited to be a part of a new HGTV inspired series called Home Suite Home where viewers can follow along as Kelly and Jeff navigate the world of accessory suite financing, design and construction. You can catch them on Rogers Cable TV this fall as well as Youtube: . Kelly’s journey is a wild one. She was barely an adult when she was orphaned as Cancer took her father, her only parent away leaving her as the eldest sibling of two teenage brothers. Kelly shares about her remote investing way up north, how she managed the renovations, Kelly shares the numbers around a typical basement conversion and garden suite. For the first time a guest talks about the benefits of polished concrete floors for both heating and finish. Fascinating stuff for real estate nerds such as myself. If you can’t tell, Kelly is no stranger to hard work so please enjoy the show! Instagram: , Realtor website: The dash poem: ADUSearch:
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Pitching & Building Tiny Homes on Dragon’s Den With Victoria Cluney
07/10/2024
Pitching & Building Tiny Homes on Dragon’s Den With Victoria Cluney
Real estate development for it’s lack of long term tenants makes more sense which is a great segway for this week’s guest Victoria Cluney fresh off recording a show on Dragon’s Den to pitch her Tiny Home community and manufacturing of tiny houses!! Victoria is under a hush agreement about what happens on her episode but will share her experience auditioning, getting called back and pitching to the real life Dragons for the show. Victoria is a returning guest of this show who’s on a great journey from small landlord of long-term rentals to short-term cottage “bunkies” to AirBnb’ing a motel to building a tiny home community, manufacturing tiny homes and being a part of the solution to solving this affordability crisis we’re having in Canada. Victoria is also co-hosting the RE Resilience Summit () Saturday and Sunday September 28 & 29. Her co-hosts include Meghan Hubner and Elizabeth Kelly. as you know is a regular and friend of the show, she’s one of the few good ones in our industry so if you’re new or old to real estate investing, you know the RE Resilience Summit will have something for everyone. To follow Victoria: Instagram: WE BILD Meetup: Tiny Home building & community: Please enjoy the show!!
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Managing Six Figure AirBnbs in Canada & USA With Spencer & Ashley
06/25/2024
Managing Six Figure AirBnbs in Canada & USA With Spencer & Ashley
On to this week’s show, as always, we try to focus on cash flow the young, lovely couple are Niagara- based real estate investors with a shared love of travel (they are literally vacationing in Nashville, TN right now, hopefully they find an AirBNB investment there as I hear Nashville is awesome), fitness, and dogs. They started investing in 2018 and have since expanded their portfolio to 13 units with a mix of short- term and long-term rentals. Spencer and Ashley co-founded Travelluxe Inc. in 2019, a short-term rental management company, which currently manages over 45 units across Canada and has expanded to the USA. We go into detail about that on the show including the numbers. They were able to leave their corporate jobs in 2021 and 2022 to focus all their efforts on their businesses. Their love for travel has brought them all around the world where they are able to mix work and pleasure by creating systems that allow them to be location independent. Instagram: Website: Ellicottville Airbnb:
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Navigating Legal Structures and Taxes: A How To for Canadians Investing in the US with Carmen Da Silva, Tax Specialist, CPA in both USA&CAN, CFO of SHARE
06/19/2024
Navigating Legal Structures and Taxes: A How To for Canadians Investing in the US with Carmen Da Silva, Tax Specialist, CPA in both USA&CAN, CFO of SHARE
We have a special guest today who we squeezed in before her return home to Tampa Bay, FLA to warm weather, pickleball year round, fruit trees in her backyard. The reasons are obvious why Canadians love Florida. Carmen is a Canadian living in Florida, she’s Chartered Professional Accountant Tax Specialist in both Canada and the USA. She owns 70 income properties in the USA, her 24 year old son even owns three rental houses in the States too! Carmen got into investing after selling her business, then in the 2008 real estate crash and bought a portfolio of single family homes in Florida to generate cash flow and replace part of her income. Carmen is a passive investor as SHARE’s property management team takes care of everything so she gets to enjoy early retirement income. As Carmen is a practicing Accountant who prepares tax returns for Canadian clients, she introduced clients to invest in US based single family rentals including Andrew Kim, CEO of SHARE and together could see how involved the process from legal setup to ongoing property management but the returns are life changing hence they knew they had to create SHARE, a technology based real estate solution for anyone to become a US landlord without all the hard work. I’ve invited , CPA in both Canada and US to return to the show to focus on the most common questions Canadians have about investing in the US. The answer is different for everyone and Carmen takes the time to explain why. Friendly disclaimer, I Erwin Szeto am not an Accountant, is an Accountant but not your personal Accountant so you still need to seek your own professional, expert advice for your specific situation. Our conversation is for educational purposes, tax let alone cross border tax is a complicated subject. With that said please enjoy the show!
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From International Student to Stock Option Investment Coach and USA Apartments With Cody Yeh
06/12/2024
From International Student to Stock Option Investment Coach and USA Apartments With Cody Yeh
Cody Yeh arrived in Canada at the age of 18 on a student visa, initially lacking knowledge in income and wealth creation. Over the past 11 years, Cody has undergone a significant transformation, evolving from a student to a full-time project manager, and eventually to a financial coach, real estate investor, and stock options investor. The skills he acquired during this period enabled him to leave his full-time job at the beginning of 2020. Cody now has a stock options investing program and he’s buying apartment buildings in the USA. It’s quite the journey. To follow Cody, his website is his name Please enjoy the show!
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How a Nurse Became a Millionaire and Top 1% Realtor With Milena Simsic
06/04/2024
How a Nurse Became a Millionaire and Top 1% Realtor With Milena Simsic
In the latest episode of our podcast, we had the pleasure of speaking with Milena Simsic, a remarkable individual who transitioned from being an ICU nurse to becoming a top 1% Realtors in Windsor, ON. Milena's journey is a testament to the power of determination, strategic thinking, and adaptability. Career Transition: From Nurse to Realtor Milena's story begins in the high-pressure environment of an ICU in Detroit, where she worked for four years, including during the COVID-19 pandemic. Despite her passion for nursing, she realized that her financial goals and long-term aspirations required a different path. Intrigued by the potential of real estate, she saved diligently and made her first property investment, a sixplex within eight months of starting her nursing career. In February 2022, Milena made the full-time switch to real estate. Leveraging her skills, discipline, and having grown social media presence of 10,000, she quickly established herself as a formidable player in the Windsor market. By the end of her first year, she had achieved $300,000 in gross commission income, placing her in the top 1% of realtors in the area. We talk about why and how Windsor’s market is booming unlike the rest of the province and how an investor can take advantage of it. What I love about having this podcast is getting an hour of time from busy, successful talented people such as Milena so we can drill into what makes her tick, her secrets to success, how it didn’t come easy but rather with a lot of hard work. I’ve been lucky to have many pasts guests of this show and I happen to hang out with 7 figure entrepreneurs all the time so I have experience hanging out with talented people and I’d count Milena among them. You don’t become a top 1% Realtor without talent and hard work. If you’re in the Windsor area, you definitely want to the check out the Windsor REI Social, the largest real estate networking event in Windsor, ON. Milena has honoured me with an invite to be the guest speaker Wednesday June 19th, 6pm at the Winelogy Restaurant and Bar. I’ll be sharing my journey from 20 year landlord in Ontario to my recent pivot to the USA and I have to same kudos to Windsor REI Hosts Milena and for hosting a speaker on the subject of USA Investing. Not many local real estate professionals would. To register for the meetup: Link: To follow Milena: Instagram: Website: Facebook: Please enjoy the show!
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