Work Your Wealth Podcast

The Work Your Wealth Podcast, presented by author, CERTIFIED FINANCIAL PLANNER(TM), and money guru Mary Beth Storjohann is teaching you how to make smarter choices with your money. Featuring interviews with leading authors, business owners and professionals, Work Your Wealth will give you the education, confidence and clarity around your finances that you deserve. If you're ready to use your money to live a life you love, this show is for you.

How the Pandemic is Disproportionately Impacting Women 09/15/2021

5 Lessons Learned Over the Past Four Years 02/15/2021

The Relationship You Want with Your Financial Advisor with Dasarte Yarnway 01/25/2021

The Relationship You Want with Your Financial Advisor with Dasarte Yarnway Dasarte Yarnway is the Founder & Managing Director of Berknell Financial Group, an innovative independent wealth management firm focused on helping millennials and seasoned investors design their best lives. Since the firm's inception, Berknell Financial Group has become one of the most notable millennial-led financial services organizations. In an industry that focuses on revenue and dollars-invested, Dasarte realized that a firm's value is created through how they could invest in their clients. Through this, The Wealth Bridge™ , Private Client Groups and Berknell Athletes were created. With his passion for listening to his clients greatest concerns and applying realistic solutions, Dasarte has become the go-to partner for millennials, growing families and seasoned investors alike. Berknell encapsulates this approach in their motto: Advice With You In Mind. Coined a “financial thought leader” and Guru by NerdWallet and Financial Planning Magazine, Dasarte believes in meeting you where you are. He offers advice and insight through his weekly podcast, The Young Money Podcast, three books (Dating Benji 2016, Young Money 2018, Pay Me In Equity 2019) and weekly blog. His prayer is that you may design your wealth on your terms. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: The story of how Dasarte got into the financial world The group Dasarte likes to empower around their finances How he built an ecosystem of financial knowledge for a community of people Why Dasarte embodies a mindset of servant leadership Applying the R.I.I.T.E. planning process The reason Dasarte has applied the lighthouse method in all that he did What the bigger picture for Berknell Financial looks like The changes Dasarte has made to build his business more efficiently The responsibility Dasarte feels to improving the financial industry The hardest business lesson learned by Dasarte The niche that Berknell Financial is continuing to reach The biggest thing many clients don’t understand The unique challenges athletes face with financial decisions Who the real hero is in the advisor-client relationship and why LINKS WE MENTIONED ON THE SHOW: GET SOCIAL WITH DASARTE AND LET HIM KNOW YOU HEARD ABOUT HIM HERE /episode/index/show/workyourwealthpodcast/id/17653487

Diversity and Inclusion in Financial Planning with John Eing 01/11/2021

Are You Better or Worse off Financially in 2020? 12/14/2020

The 5 Big Financial Planning Concerns You're Forgetting as an Entrepreneur with Ariel Ward 11/30/2020

The 5 Big Financial Planning Concerns You're Forgetting as an Entrepreneur with Ariel Ward Ariel Ward, CFP® joined Workable Wealth in 2018 as a Financial Planner and in March of 2019, made the move to Abacus Wealth Partners with me as a Financial Planner. She and I work closely together on our clients. She has 11 years of experience in the field of personal financial services and in helping clients develop financial clarity. She is passionate about helping professionals understand their financial lives and make better decisions with their money. She enjoys working with clients in the aviation industry to make the most of their employee benefits and map out a plan for personal financial strength. She is a member of NAPFA, the XY Planning Network and the Financial Planners Association. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: The most common financial concern seen with entrepreneurs The retirement plan options available to small business owners Items to be aware of if utilizing a SEP IRA Some of the numbers associated with an individual 401(k) The best plan to start with if you have employees How much you should be saving into your retirement account The type of insurance a small business owner should consider How a disability policy works and why you need it If you’re thinking group policy, here are some options as a small business owner Why you should have life insurance and who you are protecting The type of life insurance policy you should get What a keyman insurance policy will do for your business Reasons you should have a business continuity plan The two big ticket items we see people and business owners drag their feet on Why you should have professional liability insurance The benefits of utilizing a financial planner through all these decisions LINKS WE MENTIONED ON THE SHOW Blog post GET SOCIAL WITH ARIEL AND LET HER KNOW YOU HEARD ABOUT HER HERE Ariel’s e-mail /episode/index/show/workyourwealthpodcast/id/16988252

Living a Financially Intentional Life with Naseema McElroy 11/16/2020

What Do I Do After I Max Out my 401k with Ariel Ward 11/02/2020

Unique Financial Planning Needs of the LGBTQ+ Community with Brian Thompson 10/19/2020

Self-Care & The Pursuit of Peace (of Mind) with Joy Lere 10/05/2020

Align Your Career With Your Goals 09/21/2020

Time for a Summer Break 06/29/2020

College Planning for Your Kids with Beth Greulich 06/15/2020

College Planning for Your Kids with Beth Greulich This week I sat down again with to talk through how to financially plan for your kids to go to college and some tricks along the way. Beth is a Certified Financial Planner™, Certified Divorce Financial Analyst, and Partner at . After a career in market research, she took some time off to raise a family. As she considered what to do next, she was driven by the memory of her grandmother and her desire to help others who lacked confidence with their money management skills. As a financial advisor, she works closely with her clients, many of whom are women, to develop a unique and personalized financial plan that solves their specific needs. It’s extremely important to her that each of her clients clearly understand and can visualize the different paths/options that lead them to their financial independence. There are many forks in the road of life, so it’s important and extremely empowering to understand the long-term impact of each decision along the way. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: The main concern people have around funding education for their children The first step in planning for college for your kids When to start exploring college campuses The importance of exploring college interests early The best time to open a 529 plan What it looks like to set up a 529 plan before your child is born Where a college fund should rank on your financial priorities What should be funded before the college savings account Considerations when thinking about college financial aid The most important things for kids to keep in mind while in college When to speak to your kid about financial aid available for college How subsidized and unsubsidized loans can come into play The amount of loan a student can take before having a cosigner How to help your children feel empowered when making college decisions Shop around and negotiate! Here’s how How to financially plan for college if you’re unsure if you child will even attend What to do if you have a surplus in your 529 plan GET SOCIAL WITH BETH AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/14776118

Financial Planning Needs for Women with Wende Headley 06/01/2020

Giving Yourself Permission in Your Career with Wende Headley 05/18/2020

Giving Yourself Permission in Your Career with Wende Headley This week I sat down again with to talk about how to align your career with your values by giving yourself permission to make the pivots and changes you want to make. Wende is a Certified Financial Planner™, Certified Divorce Financial Analyst, and Partner at . She leads the firm-wide Women & Money initiative, which provides resources and education about the broad range of financial issues faced by women. In addition to her primary role as wealth manager for her clients, she regularly speaks at local women’s and professional organizations, hosts investment discussion circles with women in Pasadena, and serves as an AARP Tax Aide volunteer for low-income seniors. She earned an MBA from Harvard University, a BA in Economics and French from the University of Michigan, and a Certificate in Financial Planning from UCLA. She enjoys spending quality time with her husband and children. Whenever possible, you might find her skiing, running, doing a triathlon, volunteering at her kids’ school, or attempting to get that next book read for her Book Club. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: Challenges that dual career couples face The career and family decisions that led Wende to becoming a financial planner The transitional challenges of full time employee to full time stay-at-home parent and then back to full time employee again An insight into discussions Wende had with her husband before the transition How communication played a critical role in each career shift What it took to become comfortable with all of the changes The best way to view your life and career to allow yourself to breathe Wende does this to reduce the “noise” in her life A great place to start if you’re struggling to give yourself permission in your life and career What a values conversation with yourself or your spouse can do for your life How often you should check in with life goals for you and your spouse What conversations to have with little ones while going through career transitions Why it’s important for you and your partner to support each other when discussing career moves to your children The most impactful way to create empowerment around your money The benefits of understanding your own risk factor The comfort of having a financial plan B or plan C LINKS WE MENTIONED ON THE SHOW: GET SOCIAL WITH WENDE AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/14418479

How to Invest Intentionally with Lindsey Woodward 05/04/2020

How to Handle Employee Stock Options with Laura Morganelli 04/20/2020

How to Handle Employee Stock Options with Laura Morganelli This week I sat down with to talk about how to handle employee stock options and some of the things to be aware of if and when you decide to exercise those options. Laura joined in 2015. With over 7 years of experience in personal finance, her main goal is to bring a sense of peace in people’s financial lives. She recognizes that financial planning and investment management topics can sometimes feel complex and scary and is passionate about providing guidance and education in simple, human, and enjoyable ways. Laura lives in Philadelphia. When she is not nerding out over Excel spreadsheets or burying her nose in a book, she can be found at the dog park with her pup, Bella, working out, enjoying happy hour and trying new restaurants with friends, or traveling to new cities. Family is also important to her, considering their influence is a big part of who she is today. As a child her parents often told her “If you love what you do, you’ll never work a day in your life.” Those words have stuck with her over the years. Her eagerness to build knowledge, coupled with her love of meeting new people, has made financial planning the perfect fit. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: What stock options are and what you can or can’t do with them Exercise price, stock price, vesting dates, grant dates, and more explained What exercising your stock options looks like Different avenues for exercising your shares The role taxes play upon exercising your options What a spread is and how it can impact your taxes and compensation The difference between non-qualified and incentive stock options Capital gains tax considerations Considerations for holding versus selling options A common misconception to be aware of The benefits of being awarded stock options and how they can enhance your life Vesting schedules What to be cautious of regarding expiration dates GET SOCIAL WITH LAURA AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/13988792

How to Become a Millionaire with Ariel Ward 04/06/2020

How to Become a Millionaire with Ariel Ward This week I sat down again with to talk about how to become a millionaire and some of the small steps you can be taking now to help you down the road. Ariel Ward, CFP® joined in 2018 as a Financial Planner and in March of this year, made the move to with me as a Financial Planner. She and I work closely together on our clients. She has 11 years of experience in the field of personal financial services and in helping clients develop financial clarity. She is passionate about helping professionals understand their financial lives and make better decisions with their money. Ariel is married to a pilot and spends as much time as possible exploring the US with her husband and 2 children. She enjoys working with clients in the aviation industry to make the most of their employee benefits and map out a plan for personal financial strength. She is a member of NAPFA, the XY Planning Network and the Financial Planners Association. Ariel works virtually out of Charlotte, NC. She enjoys North Carolina’s mountains, beaches and everything in between. In her free time you can catch her walking to one of Charlotte’s excellent breweries, playing Scrabble or building Lego houses with her kids. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: The first thing to do to start growing your net worth The question I like to ask all of my clients to help judge progress How being debt conscious can be an important step toward millionaire status How student loans play into your plan of millionaire status How critical employer-sponsored retirement savings accounts can be Leveraging a Roth IRA or a backdoor Roth IRA If you’re paired up, is maxing out two 401(k)s enough for retirement A few items millionaires have leveraged to get to that status Other areas to focus on beyond investments when working to become a millionaire One of your most valuable assets to help you increase your net worth How lifestyle inflation can delay your ability to become a millionaire What a $5,000 raise could do to your net worth over 20 years A fear small business owners have that could be hurting their millionaire status Where a budget plays into your millionaire goal The difference between saving a percentage of income vs. a specific dollar amount LINKS WE MENTIONED ON THE SHOW GET SOCIAL WITH ARIEL AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/13625165

Managing the Unprecedented 03/23/2020

Planning for Retirement with Roger Whitney 03/09/2020

Bookkeeping Strategies and Business with Greg Higdon 02/24/2020

How to Know if You Can Afford for One Parent to Stay Home 02/10/2020

How to Know if You Can Afford for One Parent to Stay Home This week I sat down again with to talk about how to know if you can afford for one parent to stay home. Ariel Ward, CFP® joined in 2018 as a Financial Planner and in March of this year, made the move to with me as a Financial Planner. She and I work closely together on our clients. She has 11 years of experience in the field of personal financial services and in helping clients develop financial clarity. She is passionate about helping professionals understand their financial lives and make better decisions with their money. Ariel is married to a pilot and spends as much time as possible exploring the US with her husband and 2 children. She enjoys working with clients in the aviation industry to make the most of their employee benefits and map out a plan for personal financial strength. She is a member of NAPFA, the XY Planning Network and the Financial Planners Association. Ariel works virtually out of Charlotte, NC. She enjoys North Carolina’s mountains, beaches and everything in between. In her free time you can catch her walking to one of Charlotte’s excellent breweries, playing Scrabble or building Lego houses with her kids. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: How to financially navigate having one parent stay at home with the kids The significance of knowing what your family expenses are A few things people tend to forget when looking at monthly expenses Expenses that might go away with one spouse at home The budgets we establish for our clients when one person stays home Why you should discuss how long the spouse will stay at home before returning to the workforce, if ever Ideas for the working parent to increase income or flexibility Options for the stay-at-home parent to still bring in an income What to consider when it comes to employee benefits for the parent staying at home How staying at home might change what you need for disability or life insurance Changes that could take place with your investments by having one parent stay home The conversations we have with clients when considering one parent staying at home The most important question to consider when making the change A couple of red flags we’ve seen when looking at cash flow The unique story Brian and I have about having one parent stay home The agreement Ariel worked out with her employer to allow her to stay at home What happens when the at-home parent is trying to do too much GET SOCIAL WITH ARIEL AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/12999698

What Should Your Net Worth Be? 01/27/2020

How Practicing Gratitude Can Impact Your Finances 01/13/2020

How Practicing Gratitude Can Impact Your Finances One of the fun parts of being a financial planner is getting to discuss some of the money moves we’ve made in our household knowing clients and readers are going through similar things. In these Work Your Wealth episodes I'll be taking time to address how we approached the different money situations and the results of our decisions. Today I'm talking about the amazing and positive impact gratitude can have on your finances. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: How to have a more fulfilling life through gratitude The way gratitude can positively effect your own finances What gratitude can prevent in your financial life Things to be cautious of that can bust your budget When we feel like we have less than what we need, we tend to do this How gratitude can help you curb your impulse spending Where being grateful for what you currently have can lead you When was the last time you made a financial decision because you were afraid/frustrated with your current situation How chasing dollars can impact your life in other areas Finding the balance between life fulfillment and needing more stuff How to approach a new financial opportunity to maximize the impact it will have The dangers of making financial decisions out of fear How to find fulfillment and growth in your finances Understanding if your spending is in line with your values The effects gratitude can have on your emotional, mental and physical health The snowball effect of gratitude and giving The positive effects of approaching life with abundance The best way to avoid making financial decisions out of fear A way to approach financial decisions when you desire to help others Do this to create a gratitude focused financial plan The number of Americans stressed out about money regardless of income level The importance of reflection on the gratitude that you feel The impact an attitude of gratitude will have on your finances LINKS WE MENTIONED ON THE SHOW LET’S CONNECT! /episode/index/show/workyourwealthpodcast/id/12654170

Are You Better or Worse off Financially This Year? 12/16/2019

Millennials & Money with Emily Benedetto 12/02/2019

Being in Business as a Couple with Angela Greaser 11/18/2019

Is Now a Good Time to Invest with Ariel Ward 11/04/2019

Is Now a Good Time to Invest with Ariel Ward This week I sat down again with to talk about things to think about before buying a home. Ariel Ward, CFP® joined in 2018 as a Financial Planner and in March of this year, made the move to with me as a Financial Planner. She and I work closely together on our clients. She has 11 years of experience in the field of personal financial services and in helping clients develop financial clarity. She is passionate about helping professionals understand their financial lives and make better decisions with their money. Ariel is married to a pilot and spends as much time as possible exploring the US with her husband and 2 children. She enjoys working with clients in the aviation industry to make the most of their employee benefits and map out a plan for personal financial strength. She is a member of NAPFA, the XY Planning Network and the Financial Planners Association. Ariel works virtually out of Charlotte, NC. She enjoys North Carolina’s mountains, beaches and everything in between. In her free time you can catch her walking to one of Charlotte’s excellent breweries, playing Scrabble or building Lego houses with her kids. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: Why people have hesitation around investing Some fears people relate investing to Why you shouldn’t use the news as a guide for to invest Translating the market changes to your investments How risk tolerance and asset allocation play into your investment portfolio Questions to ask yourself when considering different investment vehicles The trend of the market over a long period of time Investment vehicles for different levels of risk and what that means for your money The good and bad of taking on more risk in your investments Why you should understand the emotional aspect of investing How a financial planner can help you navigate your capacity for risk Should you invest when the markets are high? How to utilize dollar cost averaging to support your emotional side of investing What is meant when talking about “investing” LINKS WE MENTIONED ON THE SHOW GET SOCIAL WITH ARIEL AND LET HER KNOW YOU HEARD ABOUT HER HERE /episode/index/show/workyourwealthpodcast/id/11697290

The Financial Impacts of Tiny Living with Ilana Burk 10/21/2019

The Benefits of Life Planning with Scott Frank 10/07/2019

The Benefits of Life Planning with Scott Frank This week I sat down financial planner Scott Frank to go over the benefits of life planning and using your money as a tool to achieve the life you want. Scott is the founder of Stone Steps Financial, a firm created to help professionals and families understand their financial lives and position themselves to reach their fullest potential. He does this job because he loves it. He truly enjoys taking complex issues and helping clients understand them. Scott lives in a little beach town, Cardiff by the Sea, just north of San Diego with his wife, Amanda, their sons, Lucas and Daxton, and their dog Sophia. When he’s not geeking out on financial news or white papers you’ll find him surfing with friends (Stone Steps is named for a surf break just a few minutes north of his house), running along the Pacific Coast Highway, or spending time with his family. He strongly believes in giving back and currently serves on the Leadership Development Committee for NAPFA. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: Using life planning to better strategize your money goals How to EVOKE the life you want to live Four things you can always invest in and how to optimize that investment The impact felt by those who have gone through life planning The three questions to ask yourself to help you live a more intentional life The importance of writing goals down and discussing them with an accountability partner The best process to discover what really matters most to you What can get overlooked when you are just focused on the money How to identify what is getting in your way of the life you want to live A few common changes people would like to change in their lives Why you must figure out what matters most before executing a solid financial plan How a sounding board can keep you on track with your life goals The most important tool to reach the life goals you have for yourself LINKS WE MENTIONED ON THE SHOW GET SOCIAL WITH SCOTT AND LET HIM KNOW YOU HEARD ABOUT HIM HERE /episode/index/show/workyourwealthpodcast/id/11488181

Work Your Wealth Podcast

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