Crushing Debt Podcast
The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
info_outline
Money Lessons from Holiday Movies - Episode 445
12/26/2024
Money Lessons from Holiday Movies - Episode 445
Merry Christmas, Happy Hanukkah, and Happy Holidays from all of us at The Crushing Debt Podcast. We hope you had a great holiday season. This is our last episode of 2024, but we'll be back next week with all new episodes and some great content for 2025. The holiday season brings a lot of things - family, presents, food, songs, and especially movies! There are some great holiday movies - Home Alone, Christmas Vacation, Elf, Scrooged, The Grinch, It's a Wonderful Life, A Christmas Story, Jingle All the Way, Polar Express, The Santa Clause, and others. What money lessons do we get from these movies? That is the topic of today's episode. Plus, we answer the age-old question, is Die Hard a Christmas Movie (and what money lesson does it teach us)? Let us know some of your favorite movies and the money lessons learned from those movies. If you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . It's still not too late to get someone a late present - the present of focus, without the sugar high or the sugar crash, with all natural and great-tasting ingredients! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's 2025 PanCAN team, Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/34617955
info_outline
Financial Goals - Episode 444
12/19/2024
Financial Goals - Episode 444
What goals did you accomplish in 2024? What financial accomplishments did you achieve in 2024? What were your financial wins? What goals will you set for 2025? In our second to last episode for 2024, Shawn & George talk about their own personal and business financial goals, for themselves, their families, their companies, and for the podcast! What do you want to see from our show in 2025 (and beyond)? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . There's still time to get 20% off any stocking stuffers for Christmas. Or use Magic Mind to boost your focus as your conquer 2025! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/34508575
info_outline
How to Avoid Self Sabotage - Episode 443
12/12/2024
How to Avoid Self Sabotage - Episode 443
What is it like to rebuild after a foreclosure, after a bankruptcy? What is the real cause of foreclosure, bankruptcy and financial distress? While we have talked about these topics before, this week's guest overcame all of it to form a non-profit that helps people who find themselves in this situation. This week, Shawn & George interview Michael Russell, with Hope 4 Harship, and also the President/Owner of Century 21 Signature Properties, one of the original CENTURY 21 franchises in the country. Hear Micheal's story about divorce, foreclosures, short sales, bankruptcies, and how he overcame that financial distress. We talk about how banks really don't want to foreclose, and how they want to offer assistance (which may or may not be home retention). We talk about partial claim mortgages, loan modifications, forbearances and the pros and cons of each. We talk about judicial and non-judicial foreclosures and the differences between them. And yes, we talk a little about bankruptcy. To contact Michael: Hope 4 Hardship - Website: Help4hardship.org (508) 728-6465 Email: LinkedIn - Facebook – Company page – Century 21 profile - Media Contact – To arrange for a phone briefing or segment, contact - Steven V. Dubin, PR Works, Office – (781) 582-1061, Mobile – (781) 864-1837, Email – Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Unfortunately, the 50% Black Friday Special has ended, but you can still get 20% off your first order with this code! Shawn & George both use Magic Mind for increased focus, with no sugar high or low! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders
/episode/index/show/yesnerlawpodcast/id/34410060
info_outline
Crushing Debt Guide to Holiday Giving - Episode 442
12/05/2024
Crushing Debt Guide to Holiday Giving - Episode 442
Welcome to December! We hope everyone had a great Thanksgiving holiday and you were able to reflect on what you are thankful for this year. Now we focus on the holidays, which means buying gifts (which is amplified in Shawn's household with the addition of multiple family birthdays in the month of December). How do you control your holiday spending? Do you control your holiday spending? In this week's episode Shawn & George talk about different ideas to keep holiday spending under control, including ideas like: Shopping on Black Friday, Cyber Monday, etc. Setting a Budget Taking advantage of holiday deals Shopping early (before Thanksgiving) Using all those reward points you've been saving throughout the year Avoid shipping (order online and pick up in the store) Buy wrapping paper and other supplies at discount stores DIY Presents Set expectations on kids' gifts Set spending limits Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . For one more day only, if you're listening to this on the day of it's release, ending on December 6, 2024, use this code to get FIFTY (50%) off your order of Magic Mind! A great stocking stuffer that includes most of the tips from today's episode to crush your debt! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.
/episode/index/show/yesnerlawpodcast/id/34281295
info_outline
Pass the Gravy, and some Money Tips! - Episode 441
11/28/2024
Pass the Gravy, and some Money Tips! - Episode 441
Happy Thanksgiving from all of us at the Crushing Debt Podcast! What financial milestones did you hit this year? What financial wins did you have this year? Do you look forward to Black Friday, or do you dread it (and do you notice that it gets longer and longer every year)? How do you save money or stretch your budget every year during the holidays? George and Shawn talk about all of these topics and more on today's episode. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - Magic Mind is running a Black Friday special, only through December 6, 2024. If you're listening to this episode before that day, use the special code attached to this email to get FIFTY PERCENT (50%) off your order of Magic Mind. Magic Mind makes great stocking stuffers and, at 50% off, you can't go wrong! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.
/episode/index/show/yesnerlawpodcast/id/34178895
info_outline
Financial Literacy & Politics - Episode 440
11/21/2024
Financial Literacy & Politics - Episode 440
Red or Blue? Republican or Democrat (or some other political party)? Our goal on this week's episode is not to debate one candidate over another, or one party's philosophy over another's, but we did think we would take time after the recent election to talk about the various fiscal policies proposed or promoted by the candidates. How will President Trump's reelection impact areas like: Crypto Gas & Energy Prices Interest Rates (specifically possibly limiting credit card interest rates) Tarriffs the Affordable Care Act (Obamacare) Student Loans Tax Proposals Rather than promoting or criticizing one candidate or one party's position, we simply discuss what the candidates wanted to accomplish around these financial topics and more. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . With Thanksgiving fast approaching, focus is more important than ever. Magic Mind helps us to stay focused on work and productivity with no sugar high or sugar crash, and it tastes great! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/34075491
info_outline
Kids and Money - Episode 439
11/14/2024
Kids and Money - Episode 439
How do you teach your kids about money? How do you teach your kids to save money? Is it better to invest in a Certificate of Deposit (CD), Money Market Account, IRA, College Plan, or something else? Do your kids know the "Rule of 7?" This week's Crushing Debt Podcase episode is inspired by Shawn's son's Bar Mitzvah, where he received quite a bit of money in the forms of gift cards, checks, cash, and even a portion of a Real Estate Mortgage and Note. That got us to thinking - how do you teach your kids about money? What is more important - short term or long term? How important is learning patience when it comes to money? Do you get the kids something tangible to represent the investment? We answer these questions and more on this week's episode. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn has been using Magic Mind to crank out work with no sugar high or crash and no impact on his diabetes! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33901967
info_outline
Escape the Debt Graveyard - Episode 438
10/31/2024
Escape the Debt Graveyard - Episode 438
What is Zombie Debt? How do you resurrect your finances after debt rises from the grave? How do you protect yourself from old debt? What happens when debt expires? Happy Halloween!! Debt doesn't have to be scary, but debt that resurrects itself can be. What is more scary than debt is burying your head or ignoring your debt. In the State of Florida, debt is valid for 20 years from the time a judgment is entered (and we have seen one or two cases where the creditor filed to extend the debt beyond it's 20-year life). In some cases, creditors are trying to collect debt that has been discharged in bankruptcy, that has been expired, or that is beyond the statute of limitations. What can someone do in a scenario like this? How can you protect yourself? That's the subject of today's podcast episode. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - and enter code CD20. Shawn has been using Magic Mind to crank out work so he can go trick or treating with his kids, with no high, no low, and no sugar impact or crash! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33692437
info_outline
How To Get The Government to Crush Your Debt - Episode 437
10/17/2024
How To Get The Government to Crush Your Debt - Episode 437
How can you get the government to give you money to pay rent, mortgages and utilities? Is grant money easy to get? Do you have to pay it back? This week's episode is one of the few that carry an "Explicit" tag, so if you don't like the occassional bad word, please skip today's episode and we'll talk to you again next week. This week's guest is Matthew Lesko, a renown expert in government grants and financial aid, known for helping individuals access funding opportunities. He has been studying grants for nearly 48 years, has been awared two New York Times Best Sellers, and has been a syndicated columnist for The New York Times and Good Housekeeping Magazine. Shawn & George talk to Matthew about government grants including how to get them, common misconceptions, and other useful websites and resources to get FREE MONEY! Specifically, some of the sites mentioned: There are TONS of resources out there to help you with starting a business, disaster funding, veteran's benefits, etc. You have to do some due diligence and research, but you can find sources that will grant you various amounts of money. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Use the code "CD20" - a NEW code - to get 20% off your first order of Magic Mind. Now that Hurricane clean up is under way, Shawn & George have been using Magic Mind to stay focused, and get clean up completed so we can get back to work. It tastes great, has all natural ingredients, with no high and no crash! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33480887
info_outline
Financial Slang - Episode 436
10/10/2024
Financial Slang - Episode 436
How well do you know your financial slang? How often do you use financial slang? Back in Episode 433, we discussed some new terms - HENRY (High Earner Not Rich Yet), ALICE (Asset Limited, Income Constrained, Employed) and DINK (Dual Income No Kids). That got us to thinking, what other slang words are there? We have some of the common ones: Paycheck to paycheck FOMO (Fear Of Missing Out) YOLO (You Only Live Once) Underwater Credit Rich, Cash Poor Broke AF Sandwich Generation However, we found some lesser-known, but still slang terms. To learn what these mean, you'll have to listen to today's episode: Fat Finger Muppet Flexing v. Low Key Rich Cockroach Theory Eat Your Own Dog Food Tip from a Dip Financial Glow Up Cookie Jar Accounting Money Moves Which ones do you know? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Our code is changing soon, so use this code NOW for 20% off your first order. Especially with a hurricane(s) approaching, Magic Mind has been useful for Shawn & George to clean and prep their homes in advance of Milton's arrival. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our *Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33388517
info_outline
What To Do After A Storm - Episode 435
10/03/2024
What To Do After A Storm - Episode 435
What do you do after a storm or other natural disaster? Last week, Hurricana Helene impacted Florida, Georgia, Tennessee and the Carolinas. While the eye of the storm didn't directly hit Tampa Bay, this area suffered a tremendous amount of storm surge and flood damage. We hope that our listeners made it through the storm okay, but we recognize that many of our friends, family and listeners were not so lucky. The purpose of this week's episode is to provide resources to assist those of you impacted by Hurricane Helene, or if you are impacted by some natural disaster in the future. Some things you should immediately do: Call Your Insurance Carrier Call A Restoration Company, Public Adjuster, Contractor Call the Bank Tap Into Your Savings if necessary Be Careful about Fraud Let us know if you need anything following Hurricane Helene, or share this episode with friends who may need some help! Please also visit our sponsors: Magic Mind - . Especially in helping with storm clean up, Magic Mind has been great to provide an energy and focus boost with no high, no low and no sugar crash! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33283707
info_outline
How Well Does Financial Advice Hold Up To Scrutiny - Episode 434
09/19/2024
How Well Does Financial Advice Hold Up To Scrutiny - Episode 434
Where do you get your financial advice? TikTok or other social media? From a Financial Advisor, CPA, or attorney? From parents or friends? In this week's episode, Shawn & George take a look at some common tips that most people promote as financial advice. What can we debunk, what can we learn from, what is solid advice? Things like: Budget Get Out Of Debt Live on Less Than You Make Save Money What other financial advice have you received? What has been good about that advice? What has been bad? Please reach out and share your pros and cons of verious financial advice you received! Please also visit our sponsors: Magic Mind - . Get focused, with no sugar high and no sugar crash, plus it tastes great! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33104377
info_outline
Meet Henry and his Friends - Episode 433
09/12/2024
Meet Henry and his Friends - Episode 433
Who is H.E.N.R.Y.? Who is his friend A.L.I.C.E.? What are some signs that you might be dealing with a H.E.N.R.Y.? In 2003, Shawn Tully wrote an article for Fortune Magazine introducing us to H.E.N.R.Y. - High Earner Not Rich Yet. This is someone who makes between $250,000 and $500,000 per year, but because of taxes, housing and family costs, basically lives paycheck to paycheck. In this week's episode, George and Shawn talk about H.E.N.R.Y. and his friends, A.L.I.C.E. (Asset Limited, Income Constrained, Employed) and D.I.N.K. (Dual Income, No Kids). What are the pros and cons of being H.E.N.R.Y.? How can you break the cycle to become rich and stop being H.E.N.R.Y.? How can you climb out of the hole if you're A.L.I.C.E.? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Great taste, focus throughout the day, no sugar high, no sugar crash! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/33004972
info_outline
From Crash to Cash Flow - Episode 432
09/05/2024
From Crash to Cash Flow - Episode 432
What would you do if you lost it all? How would you recover after the crash of the market? In today's podcast espidose, Shawn & George talk to Kevin Bupp, a real estate investor, podcast host, and best-selling author. Kevin had over one hundred single-family homes until the Great Recession in 2008, when he found himself in foreclosure and lost everything. Slowly, he rebuilt his financial life and today is again a successful real estate investor focusing on mobile home parks, parking lots, and other commercial deals through his private equity firm, Sunrise Capital Investors. Find out the secrets to Kevin's success in today's episode. You can listen to Kevin's podcast, "Real Estate Investing for Cash Flow" wherever you listen to podcasts. You can pick up a copy of his book, "The Cash Flow Investor." You can also connect with Kevin: Email: Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Focus, energy and great taste, without the sugar high or crash. Both Shawn & George use Magic Mind regularly to help power through the day! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32892062
info_outline
What is Financial Coaching? - Episode 431
08/29/2024
What is Financial Coaching? - Episode 431
George has been a co-host of the show for more than two years, but what the heck does he do? We know what a swing coach would do in golf, what a pitching coach would do in baseball, what a QB coach would do in football, even what a business coach would do for a business owner, but what does a financial coach do? On this week's episode Shawn & George discuss Financial Coaching. What it is and what financial coaches do for their clients, which is basically: Establishing good habits around money, or helping to identify bad money habits; Accountability; Financial literacy; Identifying your "why" around money; and Motivating you. When you step back and look, this is what any coach would do on any subject, really. We also talk about how to choose a financial coach, and what things you should look for in a financial coach. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn and George have been using Magic Mind to help improve focus and energy with no crash and no inability to get to sleep! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32789422
info_outline
Lessons To My Younger Self - Episode 430
08/22/2024
Lessons To My Younger Self - Episode 430
What lessons would you tell your younger self? What lessons did you learn that you want to pass off to your kids? In this week's episode, George & Shawn talk about what they've learned that they can pass on to their kids, or things they might do differently if they could rewind time. Things like: Be intentional in your money decisions. Don't keep up with the Joneses. Have a plan or a budget. Money attitudes & behaviors. Financial literacy. Cook as much as you can. If you can't pay cash, don't buy it. What other money lessons have you learned that you would tell your younger self or your kids? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn has been using Magic Mind to increase focus and crank out work with no crash and no inability to get to sleep! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32676852
info_outline
How To Theme Park Without Debt - Episode 429
08/08/2024
How To Theme Park Without Debt - Episode 429
What is your favorite roller coaster? Are you a fan of wooden coasters? Thrill-ride coasters? Coasters that go upside down? Coasters contained totally inside? What is your favorite theme park? Would you take out a loan to fund your vacation? Would you fund your vacation with credit card debt? What are some money-saving techniques that you can implement to reduce the cost or expense of your vacation? Shawn & his family just got back from a trip to Disney World in Orlando, Florida. One of our listeners (thanks Ford Kyes!) sent us an article titled "Disney World Beckons These Families. So Does Debt" from the Tampa Bay Times: In this week's episode, Shawn & George talk about how to vacation on a budget. And while Disney is notorious for being expensive, this is not a conversation limited to Disney. It applies to all the theme parks equally - Disney, Universal Studios, Legoland, Six Flags, Great Wolf Lodge, etc. For example: Is it worth it to buy the pass to skip the line? Do you stay in the park hotel or offsite? Do you have to book airfare or can you drive to the theme park? Are there any resident or other types of discounts? Do you bring food and snacks versus buying them in the park? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn & George have been using Magic Mind to crank out work and it has helped their focus and energy with no crash and no inability to get to sleep! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32495417
info_outline
Where Did All My Money Go? - Episode 428
08/01/2024
Where Did All My Money Go? - Episode 428
What would you do if Money were no issue? What stage of life are you in currently, and how does that change your plan for your Money, how does that change your goals around Money, and how does that change how you think about Money? Are you ready to transform your financial future? After a one-week hiatus (sorry - summer vacations got in the way of recording), Shawn & George are back to talk to Sara LaChance, owner, founder and financial coach at Flourish Coaching. Sara wants to help people and prevent the mistakes, arguments, and stress that accompany money. Money is a powerful tool that can be used for so much good. Sara hopes to help people achieve their money goals and make real change in the world. Sara works with and has programs for Independent Adults, Newly Engaged Couples, Married Couples and Business Owners, but she focuses on Divorced Women and Single Moms. You can reach Sara at: Her website - Email - Instagram - @she_fights_for Facebook - Sara LaChance Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn has been using Magic Mind to crank out work since being back from vacation, and it has helped his focus and energy with no crash and and no high. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to support Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32381567
info_outline
Crowdsourcing Do's and Don'ts - Episode 427
07/18/2024
Crowdsourcing Do's and Don'ts - Episode 427
Have you contributed to someone's GoFundMe? Have you helped a friend with a Kickstarter Campaign? What lessons can you learn from Skeletor? In this week's episode Shawn & George talk about Crowdsourcing or Crowdfunding. What are some things you can do to help, and what are some things you should avoid? What are the various platforms available - although there are likely TONS more out there than what we cover in today's episode, including: GoFundMe Patreon (our favorite - ) Raise Right Kickstarter Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . It keeps us focused and energized all day with no crash and no inability to get to sleep! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32078457
info_outline
The Biggest Trap in Real Estate Investing - Episode 426
07/11/2024
The Biggest Trap in Real Estate Investing - Episode 426
What is the biggest trap in real estate investing? How can you avoid it? What lessons can you take from what has happened to others in this scenario? In this week's episode, Shawn tells the unfortunate story of clients of his, and what happened to them happens more often than you would think. Imagine buying property at the Courthouse Auction. You think you've bought your dream home and, not only that, but you bought it at a GREAT price! Then, all of the sudden, you learn that in order to keep this dream home or investment property, you need to pay MORE money to eliminate more liens and mortgages! How is this possible? Shawn tells the unfortunate story of how an investment of about $400 would have saved his clients $180,000! What could these clients have done differently? What could each of the parties involved have done differently? We have discussed these issues in previous episodes, including: Episode 73 - Surplus Funds and Associations; Episode 71 - Listener Questions; Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - . Shawn has been using Magic Mind to crank out work in anticipating of being away on vacation for the next week, and it has helped focus and energy with no crash and no inability to get to sleep! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32078412
info_outline
Money Savings Tips for the Holiday - Episode 425
07/04/2024
Money Savings Tips for the Holiday - Episode 425
Happy Fourth of July! What are some ways that you celebrate this, or any other holiday, and save money? On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank. We would love to hear your tips, or if we forgot anything. Please also visit our sponsors: Magic Mind - , the World's First Mental Performance Shot. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at or visit . You can also support Pancreatic Cancer education and research by joining Shawn's team, MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/32011297
info_outline
How Much Should You Tip? - Episode 424
06/27/2024
How Much Should You Tip? - Episode 424
When do you tip? Do you tip based on the bill? Pre-tax or post-tax? Do you increase or decrease your tip based on service? What is the minimum or average tip you typically give? This week's episode is inspired by a listener / previous guest Sue Reynolds (you can hear her episode, 248, here: . Sue asked when and whether we tip, which is a topic we've never before discussed on the show! How do you avoid tip shaming? Do you tip at a fast food restaurant? Do you tip the owner when the owner provides the service to you? What is standard these days and is it based on industry - for example food service versus haircuts? When you tip, but you've received a discount, do you tip on the pre-discount or post-discount amount? Or do you tip a flat fee regardless of the cost? Should servers at more expensive restaurants make more in tips simply because their food is more expensive? Should wait staff make more in tips simply because they served a table that also orders alcohol versus a table that does not? George and Shawn discuss all of these issues, and give real life examples of when they have (or have not) tipped. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - , the World's first productivity energy shot. We love how the Magic Mind shot keeps us focused without a high or a crash! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . If you want to leave Shawn & George a tip, you can visit our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . You can also help support efforts to diagnose, educate (and one day cure) pancreatic cancer at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31896157
info_outline
The Secret to Holistic Success - Episode 423
06/20/2024
The Secret to Holistic Success - Episode 423
What is the secret to holistic success? How to get holistic success? What are the five E's to holistic success? This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 million in personal debt, and increase their take-home income. You can contact Jesse at: LinkedIn @jesse-johnson-champion Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - The World's First Mental Performance Shot! Use our code for 20% off! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . You can also support Pancreatic Cancer research and detection by joining Shawn's team, MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31815257
info_outline
What is Spaving? - Episode 422
06/13/2024
What is Spaving? - Episode 422
What in the heck does "Spaving" mean? Should you buy the BOGO? Should you buy something just because it is on sale? Buy 3, get the fourth free - good deal or no? This is a week of returns for the Crushing Debt Podcast. George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind! I'm sipping my Magic Mind as I post today's show. I drink it with my morning coffee and it helps me to stay focused all day, without the jitters! You can learn more about spaving by listening to this week's episode, and you can check out these articles: Let us know if you get caught Spaving and, if you enjoy the podcast, please share it with your friends! Please also visit our sponsors: Magic Mind - Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit , and to support Pancreatic Cancer education and research, please join our team - MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31729142
info_outline
The Secret To Deferring Taxes - Episode 421
06/06/2024
The Secret To Deferring Taxes - Episode 421
Do you enjoy paying taxes to the government? Do you want to keep more of your profit or gain from the sale of assets? Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets? This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwide qualified intermediary for 1031 exchanges. Dave has built his business around a model of education, teaching continuing education courses for Realtor associations throughout the country, as well as educational investor webinars for title companies, attorneys, and real estate brokerages. Dave advocates for the strategic use of defering tax gains using section 1031 of the Internal Revenue Code (the 1031 Exchange). Dave is an example of using the tax code to his advantage over the years to position his investment portfolio to buy and live on a sailboat for 10 years raising his children. Dave didn't start with 1031 Exchanges, but learned the hard way when the government took 40% of the profits from one of his first sales in the form of taxes. Shawn talks to Dave about some of the benefits of using Section 1031 as an investment strategy. You can contact Dave at or visit his website . Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at [email protected], or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . And we are always accepting donations to support Pancreatic Cancer education, detection and research by joining Shawn's PanCAN team, MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31628337
info_outline
Hack Stories - Episode 420
05/30/2024
Hack Stories - Episode 420
Can you spot a scam? Do you know when someone is trying to hack your accounts? Have you ever been a victim of fraud and how can you avoid it? This week's episode starts with a letter that Shawn received from the Social Security Administration. Shawn has been getting a lot of mail lately from the SSA because of benefits for his late wife. However, this letter was address to Shawn's son (red flag), included his wife's cell phone number (second red flag), asked that his son have his bank account information handy (MAJOR red flag), said that Shawn's son had requested the appointment (no he didn't), and provided a date and time when an SSA representative would call him (GINORMOUS RED FLAG). What would you do in a situation like that? What did Shawn do? George and Shawn also discuss other hacks, like sim card hacks, and ways to prevent or monitor and quickly catch potential hacks. If you want to hear how Shawn dealt with this, then listed to today's episode! If today's episode has value, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit , and you can support Pancreatic Cancer research and education by donating to Shawn's PanCAN Team, MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31511237
info_outline
How Much Debt Do I Need to File Bankruptcy? - Episode 419
05/23/2024
How Much Debt Do I Need to File Bankruptcy? - Episode 419
This is a question I get quite often - "How much debt do I need to have in order to file bankruptcy?" The answer might surprise you - it depends! Are you self-employed? Have you had a drop in income? What type of debt do you have? Business debt? Medical? IRS? Typically, our answer is that you need to have more debt than you can repay over a reasonable period of time. So someone with $30,000 in debt who makes $50,000 per year may be a good candidate for bankruptcy. Whereas someone with $100,000 in debt who makes $1 million per year may be a bad candidate for bankruptcy. Today's discussion stems from a conversation George had with a potential client. This person bought a new car for $25,000, with payments of $725 per month on a 5-year loan at 20% interest! Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit .
/episode/index/show/yesnerlawpodcast/id/31431372
info_outline
Un-Lease Your Business - Episode 418
05/16/2024
Un-Lease Your Business - Episode 418
What are the benefits of owning your commercial building? What are the drawbacks of owning your commercial building? Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business! Finally, what special milestone is the Crushing Debt Podcast celebrating with this episode? Shawn & George have talked before about the pros and cons of owning versus leasing when it comes to your primary residence and your car, but today, we talk to Paul Neal, author of the book "Un-Lease Your Business: Unlock Wealth, Autonomy and Control By Buying Your Building and Firing Your Landlord." Paul is a commercial real estate financing expert specializing in guiding business owners just like you to buy their first piece of commercial real estate. George and Shawn talk to Paul about owning versus leasing, business credit, the availability of space for your business, and other related topics. You can find Paul, and get a copy of his book at: , or on Amazon. As we celebrate George's two-year anniversary as co-host of the podcast, let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . We are proud to have raised over $12,000 to support Pancreatic Cancer research and education. Although the Purple Stride walk is over for 2024, there's still an opportunit to join Shawn's team for next year's walk and to continue to support the families impacted by this terrible disease. Visit MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31302757
info_outline
Score Success: Crushing Debt Edition - Episode 417
05/09/2024
Score Success: Crushing Debt Edition - Episode 417
What factors make up your credit score? How does your score increase and decrease? What are some credit myths? What does FICO stand for? There are five factors that make up your credit score: Payment history (35%) Credit Utilization (30%) Length of Credit History (15%) Credit Mix (10%) New Credit (10%) In this week's episode, George and Shawn talk about your credit score, the way the five factors above increase or decrease your score, and why your score is important. You can read Shawn's blog post here: You can also check your score, for free, at which is the only free credit report site supported by the United States Federal Trade Commission (FTC). Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . While this year's Purple Stride walk is over, you can still support Shawn's team to fight Pancreatic Cancer at MY Legacy Striders:
/episode/index/show/yesnerlawpodcast/id/31206547
info_outline
Why Wellness is Financial - Episode 416
04/25/2024
Why Wellness is Financial - Episode 416
Where do you shop for everyday necessities? Can you save money by switching to an online shopping club? Can you save money by switching stores? Can you generate money by shopping? Can you use shopping to get out of debt? This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in North America and can help you to save money and generate income based on where you shop and what necessities you shop for online. Mark is a Dave Ramsey Financial Coach, who completed Financial Peace University in 2019. In 2018, Mark was in about $150,000 of debt. Today, Mark is debt free! Personally, Mark is a personal trainer, nutrition coach, and a black belt in Tae Kwando. You can connect with Mark at , or . Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. . Or, you can support the show by visiting our new Patreon page: To contact George Curbelo, you can email him at or follow his Tiktok channel - To contact Shawn Yesner, you can email him at or visit . The Purple Stride walk is this Saturday, if you're listening on the day of the release. You can join Shawn's fight against pancreatic cancer by joining his team, MY Legacy Striders: (if you're listening after the date of release, you can join our team for next year!)
/episode/index/show/yesnerlawpodcast/id/30964633