The Heart Of Your Money: Inspiration For Financial Wellness

The Heart of Your Money podcast! Join JML Financial's Joe Yocavitch and his son Michael Yocavitch each episode for solid financial and retirement planning guidance. The JML team has been helping families in Cherry Hill and the surrounding communities retire successfully for more than three decades. Each show, they'll explore important financial concepts and teach you how to avoid crucial mistakes as you approach and go through retirement. If you have questions, call the team at 856-751-1771 or email [email protected] and visit online at jmlfinancialgroup.com to learn more. We hope you enjoy The Heart of Your Money: Inspiration for Financial Wellness!

Ep 23: When Guessing At Retirement’s Most Important Questions Goes Wrong 03/31/2022

Ep 23: When Guessing At Retirement’s Most Important Questions Goes Wrong Most people, when trying to plan their retirement, have to guess about the answers to some important questions. Let’s talk about some of those questions and why you need to have a better answer than just a guess. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/22327244

Ep 22: Retirement Potpourri: Fill In The Blank 03/17/2022

Ep 22: Retirement Potpourri: Fill In The Blank Time for a little fun on this episode. We’ll use some fill in the blank prompts to spark good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more! Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/22327145

Ep 21: How “The Great Resignation” Could Impact You Or A Loved One’s Retirement 03/03/2022

Ep 21: How “The Great Resignation” Could Impact You Or A Loved One’s Retirement Droves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway. Forbes Article: Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/22327067

Ep 20: Don’t Fumble Your Retirement In The Financial Red Zone 02/04/2022

Ep 20: Don’t Fumble Your Retirement In The Financial Red Zone We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/22024184

Ep 19: Paying Off The House 01/20/2022

Ep 19: Paying Off The House We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/21686363

Ep 18: Long Term Care 01/06/2022

Ep 18: Long Term Care Long term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid planning for it altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a plan for this financial aspect of retirement as soon as you can. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/21686345

Ep 17: Risk Tolerance 12/09/2021

Ep 17: Risk Tolerance One of the most important factors in a financial plan is the amount of risk you have in your portfolio. You never want to lose sight with how much risk you are comfortable with because this can cause fear, worry, and irrational decisions. Risk varies from person to person, so it's vital to get your risk tolerance customized to your comfort levels and not in a one-size-fits all plan. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/21423479

Ep 16: 401(k) Rollovers 11/23/2021

Ep 16: 401(k) Rollovers The 401(k) is one of the most common investment tools out there. A myriad of companies offer their own 401(k) plan and will often match a certain percentage to incentivize employees to contribute to the plan. As you get closer to retirement, you may consider doing a rollover. Some people choose to do this for safety, investment options, tax implications, and much more. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/21313703

Ep 15: Traditional Vs. Roth 11/04/2021

Ep 15: Traditional Vs. Roth It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine which one is best for you based on who you are. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20948969

Ep 14: Are You Ready To Retire? 10/26/2021

Ep 14: Are You Ready To Retire? A lot of people are unsure if they are actually able to retire. Some worry about leaving a career that they love, while others are concerned if they have enough money to last a lifetime. We discuss reasons why you may feel hesitant to retire and how putting a solid plan together can solve these concerns. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20948939

Ep 13: Annuities - What You Really Need To Know 09/16/2021

Ep 13: Annuities - What You Really Need To Know There is so much confusion about annuities and the role that they can or should play as part of your retirement plan. This episode, we'll cover the four main types of annuities, talk about how Joe and Michael use them at JML Financial Group, and try to bring some clarity to a controversial subject. To learn more about fixed index annuities, check out this special report: Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20337248

Ep 12: Busting Social Security Myths 09/02/2021

Ep 12: Busting Social Security Myths Deciding how to take Social Security is one of the most important choices you'll make when you retire. On this episode, we'll break down five common Social Security myths so you can make sure you're making the proper decisions with your financial plan. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20337164

Ep 11: Not Your Father's Retirement 08/19/2021

Ep 11: Not Your Father's Retirement If you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20032067

Ep 10: Three Worlds Of Money 08/05/2021

Ep 10: Three Worlds Of Money When you really boil it down, there’s really only three places where you can invest money. Let’s talk about the role that each of those worlds play in a good financial plan. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/20032061

Ep 9: Uncommon Sense 07/15/2021

Ep 9: Uncommon Sense At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/19663745

Ep 8: Non-Correlated Income 07/01/2021

Ep 8: Non-Correlated Income Sometimes it’s important to really breakdown a financial buzzword. Non-Correlated Income qualifies as a worthy concept to explore and something that every retiree and pre-retiree should understand. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/19663712

Ep 7: How to Find Right Advisor 06/17/2021

Ep 7: How to Find Right Advisor You might be surprised to find out that a lot of people don’t do their due diligence or put in a considerable amount of thought into picking their advisor. And ultimately, that leads a lot of people to not understanding what they should expect from such a relationship. So, we want to clear some common misconceptions on this episode and clarify some of the ways you can evaluate your current advisor relationship and how to shop for, and find, the right advisor for you. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/19218794

Ep 6: Legacy And Estate Planning 06/03/2021

Ep 6: Legacy And Estate Planning When we talk about comprehensive financial planning, many people tend to focus on the investments and retirement income they should expect. But legacy and estate planning are easy to overlook when putting your plan together. Joe and Mike discuss the elements that make up this type of planning and why you should continually make sure these documents are up to date. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/19218770

Ep 5: Health Care Planning 05/20/2021

Ep 5: Health Care Planning It's no secret that the cost of healthcare only continues to rise each year, but we need to be proactive and plan for these costs. That's why we decided to dedicate an entire episode to explain the common healthcare costs in retirement and why it's crucial to update your important documents like a will, or beneficiary designations. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/18926873

Ep 4: Tax Planning 05/06/2021

Ep 4: Tax Planning Every year we are required to file our taxes, but many people overlook tax planning for the future. Joe and Mike talk to us today about the importance of having a tax-efficient plan and some strategies they use in their practice. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/18926846

Ep 3: Investment Planning 04/22/2021

Ep 3: Investment Planning Investments make up a large part of our financial lives. It's common to hear the media talk about the status of the S&P 500 and we also might hear out close friends and family talk about how they are invested in the stock market. It's important that you have a well thought out plan for your investments and Joe will discuss what steps you can take to get there. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/18642989

Ep 2: Income Planning 04/15/2021

Ep 2: Income Planning One of the biggest concerns from retirees and pre-retirees is running out of money. You have saved and put money away during the course of your working career, but now it's time to take money out and many people worry that what they have isn't enough. This issue can be addressed by putting together an income plan. Today, Joe and Mike share their 5 step process with us and what to expect when you sit down with them. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/18707222

Ep 1: Getting To Know Joe & Mike 04/08/2021

Ep 1: Getting To Know Joe & Mike In their first episode, Joe and Mike share why they started this podcast, as well as what got them into the financial industry. They also provide insight into future topics they will discuss on the show and who they hope to help with their advice. Contact Info: Call: (856)-751-1771 Website: /episode/index/show/yocavitch/id/18642821

The Heart Of Your Money: Inspiration For Financial Wellness

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