Your Life Simplified: A Financial & Wealth Management Podcast

Your wealth plan shouldn’t sit still. Neither do we. That’s why our advisors have access to an in-house team for all things wealth management. Because when advisors have access to a more collaborative approach, you get access to more sophisticated solutions.

Fixed Income Explained 11/14/2024

Fixed Income Explained On this episode of Your Life Simplified, , senior wealth advisor, is joined by , head of fixed income. They unpack common misconceptions of fixed income and bonds, strategies and how you may want to think about them as part of your portfolio. /episode/index/show/yourlifesimplified/id/33570932

Scary Financial Mistakes to Avoid 10/31/2024

Scary Financial Mistakes to Avoid Do these financial mistakes have you spooked? They don't have to. , wealth advisor, and , senior wealth advisor, share four scenarios that often scare people and strategies to overcome that fear. From investing to required minimum distributions, we simplify these common scary financial situations. They also share three things you may want to avoid. /episode/index/show/yourlifesimplified/id/33570422

2025 Estate Tax Exemption 10/17/2024

2025 Estate Tax Exemption , vice president of multi-generational wealth planning, joins , senior wealth advisor, on this episode of Your Life Simplified to share what you need to know before the 2025 estate tax exemption. Scott shares a few strategies to prepare for this extate tax exposure. /episode/index/show/yourlifesimplified/id/33375597

Why the SECURE 2.0 Act Matters More Than Ever 10/03/2024

Why the SECURE 2.0 Act Matters More Than Ever On this episode of Your Life Simplified, host , senior wealth advisor, is joined by , vice president of multi-generational wealth planning, to discuss the SECURE 2.0 Act. They’ll cover what has changed in government legislation, how it impacts 401(k), Roth IRA and other retirement accounts, and why it matters more than ever. /episode/index/show/yourlifesimplified/id/33220352

Set Your Family Up for a Successful Family Meeting 09/19/2024

Set Your Family Up for a Successful Family Meeting On this episode of Your Life Simplified, hosts , wealth advisor, and , senior wealth advisor, continue their discussion on making financial meetings with your family successful. They’ll share tips for making family meetings successful, including getting everyone’s buy-in, making it a singular event, being intentional in your agenda, speaking to different generations and incorporating family history. /episode/index/show/yourlifesimplified/id/32658182

The Value of a Family Meeting 09/05/2024

The Value of a Family Meeting Family meetings may sound daunting and challenging but they don't have to be. Hosts , wealth advisor, and , senior wealth advisor, discuss making these financial meetings with your broader family productive. They'll cover what is a family meeting, why you should have them regularly and what topics are important to include. /episode/index/show/yourlifesimplified/id/32658032

Never Pay Full Price for College 08/08/2024

Never Pay Full Price for College College is expensive, so you should never pay full price. Hosts , wealth advisor, and , senior wealth advisor, discuss ways to reduce college costs. They’ll cover more well-known strategies, like 529 plans, and some lesser-known tactics. /episode/index/show/yourlifesimplified/id/32464847

Building Wealth as a Young Professional 07/11/2024

Building Wealth as a Young Professional Young Professionals: Now that you're past the basics of financial planning, what should you be thinking about as you continue building your wealth? Host , wealth advisor, is joined by , senior wealth advisor, to discuss goal setting, employer benefits, real estate investing, estate planning and insurance, all to help you build your wealth. /episode/index/show/yourlifesimplified/id/31601057

In 2024, Should You Rent or Buy Your Home? 06/13/2024

In 2024, Should You Rent or Buy Your Home? Should I rent or buy my home? On this episode, we'll dive into several studies and look at your return on investment, time, taxes, cost of home renovations and more. Host , wealth advisor, shares historical data, where we're at today and what you should consider as you weigh the pros and cons of homeownership. /episode/index/show/yourlifesimplified/id/31603057

Year-Round Tax Planning 05/16/2024

Year-Round Tax Planning Tax season may be over, but that doesn't mean we're done tax planning. Jennifer Kohlbacher, director of wealth strategy, joins Michael MacKelvie, wealth advisor, to share the importance of year-round tax planning and what you should be thinking about. /episode/index/show/yourlifesimplified/id/31292127

Cash Balance Plans Explained 05/02/2024

Cash Balance Plans Explained Cash balance plans are often understood but can be a win-win for tax savings and retirement planning. On this episode of Your Life Simplified, Valerie Escobar, senior wealth advisor, is joined by Daniel Sharkey, senior wealth advisor. They dive into what they are, how they're run and who they may be right for. /episode/index/show/yourlifesimplified/id/30937913

How Parents Can Teach Teens About Investing 04/18/2024

How Parents Can Teach Teens About Investing Want to teach your child about investing? It can be difficult to know where to start and even how to answer their questions. Hosts and share their advice for parents looking to teach their child or teen about investing including compounding interest, investment accounts, retirement plans and more /episode/index/show/yourlifesimplified/id/30867513

Why Working With a Wealth Advisor Is Important 04/04/2024

Why Working With a Wealth Advisor Is Important It's not just about the numbers. There is value beyond the data that a wealth advisor can offer. They work to solve complex challenges and guide people during transitions. Hosts and share their perspectives on the field before getting into wealth management and what they've learned since. /episode/index/show/yourlifesimplified/id/30662113

Tax Implications of Roth IRAs and Roth 401(k)s 03/15/2024

Tax Implications of Roth IRAs and Roth 401(k)s IRAs, Roth IRAs, 401(k)s are among the very basics of building a financial plan, and they apply to just about everybody. On this episode of Your Life Simplified, , senior wealth advisor, is joined by , vice president of tax services. They discuss the differences between Roth IRAs and Roth 401(k)s, required minimum distributions and Roth conversions. /episode/index/show/yourlifesimplified/id/30347958

Estate Planning: Protect Your Legacy & Avoid These Mistakes 02/29/2024

Estate Planning: Protect Your Legacy & Avoid These Mistakes No one likes planning their mortality, but this is not time made but time spent. The challenges and financial strain without proper planning can, unfortunately, leave a stain on someone’s legacy. On this episode of Your Life Simplified, , wealth advisor, is joined by , senior wealth advisor. They discuss ways to avoid estate planning challenges and give you a guide to help throughout the process. /episode/index/show/yourlifesimplified/id/30140448

Non-Financials of Retirement 02/15/2024

Non-Financials of Retirement What is it that people get wrong about retirement? On this episode of Your Life Simplified, , wealth advisor, is joined by guest, Keith Lawrence, retired P&G executive & co-author of "Your Retirement Quest". They discuss ways to be happy and healthy during one of the largest transitions in your life. /episode/index/show/yourlifesimplified/id/29941828

How to Prepare for Maternity Leave 02/01/2024

How to Prepare for Maternity Leave Having a new child can bring immense amounts of joy, but it can also bring stress, especially when it comes to being financially prepared. This week, , senior wealth advisor, is joined by , wealth advisor. They’ll discuss aspects like the Family Medical Leave Act, short-term disability and preparing your team for your leave, to help prepare before welcoming a new child. /episode/index/show/yourlifesimplified/id/29719633

Rebalancing Your Portfolio 01/18/2024

Rebalancing Your Portfolio The one constant in life is change, and the markets are no exception to this, which leads to a familiar question for many investors. When should you rebalance your portfolio, if at all? On this episode of Your Life Simplified, , wealth advisor, is joined by , vice president of investments. They discuss what rebalancing means and how to get back to your original investment portfolio mix. /episode/index/show/yourlifesimplified/id/29518133

Money in the Movies 12/14/2023

Money in the Movies Money is a topic of conversation in many movies. The question is the legitimacy of some of these movies and how they portray the financial industry. On this episode of Your Life Simplified, , senior wealth advisor, and , wealth advisor, will react to hits, like The Big Short and The Wolf of Wall Street, and share the accuracies and inaccuracies. /episode/index/show/yourlifesimplified/id/28637188

Alternative Minimum Tax Explained 11/30/2023

Alternative Minimum Tax Explained In our last episode, we started our discussion on Incentive Stock Options (ISOs). Now, we’ll continue that discussion and dive deeper into Alternative Minimum Tax (ATM). , vice president of executive compensation & corporate offerings, joins our host, , senior wealth advisor, to share more about the tax implications and strategies for ISOs and executive compensation. /episode/index/show/yourlifesimplified/id/28636913

Incentive Stock Options Explained 11/16/2023

Incentive Stock Options Explained In this episode, we dive deep into the world of stock-based compensation, shedding light on how Incentive Stock Options (ISOs) work and the strategies that can help you maximize their benefits. , vice president of executive compensation & corporate offerings, joins our host, , senior wealth advisor, to simplify the complexities of executive compensation and ISOs. Listen to Part 2 to learn about the taxation of stock options. /episode/index/show/yourlifesimplified/id/28636678

6 End-of-Year Tax & Financial Planning Strategies 11/02/2023

6 End-of-Year Tax & Financial Planning Strategies As we near the end of the year, what is it that you should be doing to minimize taxes and make sure that you've got your financial world organized? , senior wealth advisor, and , wealth advisor, share 6 tax and wealth planning strategies you should consider before the year wraps up. /episode/index/show/yourlifesimplified/id/28475321

RSUs, Restricted Stock and Restricted Securities 10/19/2023

RSUs, Restricted Stock and Restricted Securities As an executive, you probably have some time of restricted stock or security in your compensation. But what is right for you and your portfolio? Steve Moyer, vice president of executive compensation & corporate offerings, joins our host, Valerie Escobar, senior wealth advisor, to sort through the noise of executive compensation and explain RSUs, restricted stock and restricted securities. /episode/index/show/yourlifesimplified/id/28348775

Cybersecurity: How to Protect Your Finances from Cybercrime 10/05/2023

Cybersecurity: How to Protect Your Finances from Cybercrime In today's digital age, cybersecurity has become more important than ever. With cybercrime on the rise, it's crucial to know how to protect yourself and your data from online threats. On this episode of Your Life Simplified, , wealth advisor, sits down with Chris Cook, senior vice president of information security, to provide you with valuable insights into the world of cybercrime and how you can safeguard your personal information. /episode/index/show/yourlifesimplified/id/28210694

Alternative Income From Structured Notes and Options 09/21/2023

Alternative Income From Structured Notes and Options On this episode of Your Life Simplified, , wealth advisor, is joined by special guest, , head of options and structured notes. They break down what structured notes and options are and dive into their complexities, different types of structured notes and which investors these may be right for. They’ll also cover why these are growing in popularity in the United States and the fees that come along with them. /episode/index/show/yourlifesimplified/id/28078467

3 Things You Need to Know Before Moving Abroad 09/07/2023

3 Things You Need to Know Before Moving Abroad With flexibility and connectivity in today’s world, many are excited by the idea of moving abroad and traveling; however, with that comes complications that you may not have considered. On this episode of Your Life Simplified, , senior wealth advisor, is joined by , senior wealth advisor. Here are 3 things you need to consider before moving to another country—taxes, qualified accounts and estate planning. /episode/index/show/yourlifesimplified/id/27948084

2023 Tax Planning Strategies 08/24/2023

2023 Tax Planning Strategies We may not be at the end of the year yet, but now is the time to start end-of-year tax planning. , senior wealth advisor, and , wealth advisor, share ways to minimize the amount of taxes you’ll pay for 2023. They’ll cover tax planning strategies like capital gains, tax loss harvesting and Roth conversions to help limit your taxes. /episode/index/show/yourlifesimplified/id/27831993

Intentionally Defective Grantor Trusts 08/10/2023

Intentionally Defective Grantor Trusts On this episode of Your Life Simplified, , senior wealth advisor, and , managing director and senior wealth advisor, discuss the powerful strategy of Intentionally Defective Grantor Trusts (IDGTs) and how they can benefit you. An IDGT is a trust that is intentionally drafted to be "defective" for income tax purposes. This allows the grantor of the trust to transfer assets to the trust without triggering gift or estate taxes. The grantor also pays the income tax on the trust's income, thus reducing the value of the grantor's estate. One of the key benefits of an IDGT is that it can help you transfer assets to future generations with minimal tax liability. Since the grantor pays the income tax on the trust's income, the assets in the trust can grow tax-free, increasing the value of the trust's assets over time. /episode/index/show/yourlifesimplified/id/27693387

Eliminating Guilt From Spending 07/27/2023

Eliminating Guilt From Spending For many, they've become wealthy because of their focus on saving. They've spent their entire lives being disciplined and saving money. Then, there comes a time when they need to spend it, and that can be a difficult transition. On this episode of Your Life Simplified, , senior wealth advisor, is joined by , associate wealth advisor. They share ways you can eliminate guilt from spending and still reach your goals. /episode/index/show/yourlifesimplified/id/27563670

2023 Midyear Crystal Ball Outlook 07/13/2023

2023 Midyear Crystal Ball Outlook While we can’t look into the future, each year, we feature a webinar that peers into a crystal ball and shares what we expect to see from the markets during the second half of the year. On this episode of Your Life Simplified, , senior wealth advisor, is joined by , chief investment strategies and head of equities. Jeff gives an overview of how the first half of the year went and where he thinks the markets will go for the rest of 2023. /episode/index/show/yourlifesimplified/id/27436365

Your Life Simplified: A Financial & Wealth Management Podcast

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