Your Money Your Retirement Podcast

Hear Linda Gardner discuss important retirement topics.

Retirement’s Hidden Costs 11/20/2025

Retirement’s Hidden Costs You probably know what you should plan to spend on housing and groceries in retirement. And you've been dreaming to finally book that luxury vacation or close on that lake house in retirement. But are you ready for all the unplanned costs in retirement? /episode/index/show/yourretirementpodcast/id/39110480

Prepare Without Panic 11/13/2025

Prepare Without Panic We can’t prevent bad things from happening. But we can help plan for the worst so if there is an accident, emergency, or serious medical diagnosis...you and your loved ones can focus on healing, not financial headaches. /episode/index/show/yourretirementpodcast/id/39023140

Make Your Money Last 11/05/2025

Make Your Money Last You’ve spent an entire career saving for retirement. The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly. How can you make sure you’ve done enough? /episode/index/show/yourretirementpodcast/id/38931290

The Power of Effective Estate Planning 10/29/2025

The Power of Effective Estate Planning The process of properly setting things up for when you pass away is not fun, but very important to avoid issues with your estate. We don’t want a fight if we can avoid it. /episode/index/show/yourretirementpodcast/id/38834250

Is Your Financial House in Order? 10/23/2025

Is Your Financial House in Order? Building your financial house is about creating a strong foundation for long term financial stability and independence. Just like constructing a home, it starts with a solid base, budgeting, saving, and managing debt before adding the walls and roof that represent investments, insurance, and long-term planning. /episode/index/show/yourretirementpodcast/id/38758855

Taxes Don’t Retire When You Do 10/15/2025

Taxes Don’t Retire When You Do After years of diligent saving and investing, many people are thrilled to see their retirement accounts grow. And while that's certainly an achievement worth celebrating, there's a sobering reality to consider - Uncle Sam is patiently waiting to collect his share of every dollar you withdraw from those tax-deferred accounts. /episode/index/show/yourretirementpodcast/id/38593540

Shielding Your Retirement from Hidden Risks 10/09/2025

Shielding Your Retirement from Hidden Risks Many people spend decades building their retirement nest egg, only to discover that having substantial savings isn't enough. Just like a beautiful house needs a strong foundation to withstand storms, your retirement plan needs proper structuring to help preserve against the challenges ahead. /episode/index/show/yourretirementpodcast/id/38531735

Less Tax, More Wealth - Tax Savvy Strategies 10/02/2025

Less Tax, More Wealth - Tax Savvy Strategies Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that, depending on your tax situation. /episode/index/show/yourretirementpodcast/id/38442420

Build A Stronger Foundation with These 3 Pillars 09/19/2025

Build A Stronger Foundation with These 3 Pillars When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach retirement planning exactly that way, focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability. /episode/index/show/yourretirementpodcast/id/38287380

Set It or Sweat It? Choosing Your Investing Style 09/18/2025

Set It or Sweat It? Choosing Your Investing Style In the world of investments, two approaches often dominate the conversation: active vs. passive investing. It's like choosing between a sports car that requires skilled handling or an SUV designed for a smoother, more predictable ride. How do you choose a financial strategy that’s right for your retirement journey? /episode/index/show/yourretirementpodcast/id/38267625

Income Blueprint: Design Your Dream Life 09/10/2025

Income Blueprint: Design Your Dream Life As retirement approaches, a significant challenge emerges. How do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime. /episode/index/show/yourretirementpodcast/id/38173280

Have You Done Enough? 09/03/2025

Have You Done Enough? You’ve spent an entire career saving for retirement. The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly. How can you make sure you’ve done enough? /episode/index/show/yourretirementpodcast/id/38078915

Master the Wealth Puzzle for Retirement 08/28/2025

Master the Wealth Puzzle for Retirement Retirement planning can feel like solving a complex puzzle — every move matters. When should you claim Social Security? How can you avoid triggering unnecessary taxes? What’s the smartest way to manage your retirement savings without costly missteps? Getting it right means fitting all the financial pieces together. /episode/index/show/yourretirementpodcast/id/38001795

4 Questions That Matter Most Before You Retire 08/20/2025

4 Questions That Matter Most Before You Retire From daily routines to casual conversations, we’re used to easy answers. But planning for retirement brings questions that require deeper thought and bigger decisions. /episode/index/show/yourretirementpodcast/id/37892185

Power of Estate Planning 08/14/2025

Power of Estate Planning Estate planning isn’t fun, however it’s vital. A little preparation now can prevent confusion, conflict, and costly mistakes later. Listen, learn and update your plan. /episode/index/show/yourretirementpodcast/id/37817510

Financial House 08/07/2025

Financial House Designing your dream home? It starts with a blueprint. The same goes for your financial life! Add structure, personalize it, and build your financial house that truly fits you. /episode/index/show/yourretirementpodcast/id/37720615

The Big Beautiful Bill: Special Guest Steven Chau, CPA 07/31/2025

The Big Beautiful Bill: Special Guest Steven Chau, CPA Steven is a Certified Public Accountant with more than ten years of experience helping individuals and business owners be tax-efficient through proactive planning and strategy implementation. /episode/index/show/yourretirementpodcast/id/37622230

Helping Safeguard Your Retirement from Hidden Pitfalls 07/16/2025

Helping Safeguard Your Retirement from Hidden Pitfalls You’ve worked hard to build your nest egg. Saving alone isn’t enough. Just like a well-built home needs a solid foundation to weather any storm, your retirement plan needs the right structure to withstand market swings, rising taxes, and unexpected life changes. /episode/index/show/yourretirementpodcast/id/37431980

Creating Dependable Retirement Income 07/10/2025

Creating Dependable Retirement Income In your working years, a steady paycheck provided peace of mind. In retirement, that sense of predictability can disappear, and is sometimes subject to market ups and downs. In this episode, we explore how to build reliable income streams, so your retirement feels less like a rollercoaster and more like smooth sailing. /episode/index/show/yourretirementpodcast/id/37364930

The Client Experience 07/01/2025

The Client Experience Some people might put off planning because they don’t know what the process is like or how hard it might be. What can potential clients expect when they come in to meet with the BHC team? /episode/index/show/yourretirementpodcast/id/37241070

How’s Your Financial Health? 06/24/2025

How’s Your Financial Health? We all know the basics of physical wellness - eat well, stay active, get enough rest. But when it comes to your finances, how do you know if you're truly healthy? In this episode, we break down what financial wellness looks like and how to spot areas that may need attention - especially as you approach retirement. /episode/index/show/yourretirementpodcast/id/37136345

Retirement for Small Business Owners 06/19/2025

Retirement for Small Business Owners Did you know that if you're running your own business then you've got a few extra twists and turns on the road to retirement? No 401(k)? No problem. We're digging into how you can get retirement-ready when a corporate 401(k) isn't part of the picture. /episode/index/show/yourretirementpodcast/id/37078245

Twin Threats to Your Retirement 06/12/2025

Twin Threats to Your Retirement Market crashes get the headlines, but two quiet threats - rising taxes and persistent inflation - could do even more damage to your retirement. In this episode, we break down how these risks can erode your savings and what steps you can take now to protect your financial future. /episode/index/show/yourretirementpodcast/id/36971825

Estate & Legacy Planning 06/05/2025

Estate & Legacy Planning You might think estate, or legacy, planning is just for people with big mansions and even bigger bank accounts but think again. Estate planning is about preparing for life's curveballs, preserving your wishes, and having a plan for you and your loved ones, no matter your bank account size. /episode/index/show/yourretirementpodcast/id/36866030

Hidden Risks in Retirement 05/29/2025

Hidden Risks in Retirement Are you protecting your retirement from hidden risks? From market swings to rising costs, financial threats can quietly erode your nest egg. In this episode, we reveal key risks and how to prepare so your money lasts. Don’t miss this essential podcast to a more secure retirement. /episode/index/show/yourretirementpodcast/id/36771745

Hidden Risks in Retirement 05/29/2025

Things to Consider Before You Retire 05/22/2025

Things to Consider Before You Retire Financial choices you make regarding retirement will be some of the most important decisions you will make. What are some of the things you may want to consider? /episode/index/show/yourretirementpodcast/id/36670870

Optimizing Social Security 05/15/2025

Optimizing Social Security Many retirees depend heavily on Social Security, aiming to help maximize their returns from this important income source. However, navigating the system's complexities often proves challenging, leaving many to question the best way to optimize the benefits they will receive over their lifetime. /episode/index/show/yourretirementpodcast/id/36583325

Retirement Planning for Women 05/08/2025

Retirement Planning for Women A longer life expectancy can expose women to various financial risks, including the possibility of outliving their assets. How can women help ensure their money lasts as long as they do? /episode/index/show/yourretirementpodcast/id/36492505

Rebalance Your Retirement Portfolio 05/01/2025

Rebalance Your Retirement Portfolio Regularly rebalancing your portfolio is important to managing risk and helping to stay on track for your retirement goals. /episode/index/show/yourretirementpodcast/id/36397305

Your Money Your Retirement Podcast

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