Your Money Your Retirement Podcast

Hear Linda Gardner discuss important retirement topics.

The Client Experience 07/01/2025

The Client Experience Some people might put off planning because they don’t know what the process is like or how hard it might be. What can potential clients expect when they come in to meet with the BHC team? /episode/index/show/yourretirementpodcast/id/37241070

How’s Your Financial Health? 06/24/2025

How’s Your Financial Health? We all know the basics of physical wellness - eat well, stay active, get enough rest. But when it comes to your finances, how do you know if you're truly healthy? In this episode, we break down what financial wellness looks like and how to spot areas that may need attention - especially as you approach retirement. /episode/index/show/yourretirementpodcast/id/37136345

Retirement for Small Business Owners 06/19/2025

Retirement for Small Business Owners Did you know that if you're running your own business then you've got a few extra twists and turns on the road to retirement? No 401(k)? No problem. We're digging into how you can get retirement-ready when a corporate 401(k) isn't part of the picture. /episode/index/show/yourretirementpodcast/id/37078245

Twin Threats to Your Retirement 06/12/2025

Twin Threats to Your Retirement Market crashes get the headlines, but two quiet threats - rising taxes and persistent inflation - could do even more damage to your retirement. In this episode, we break down how these risks can erode your savings and what steps you can take now to protect your financial future. /episode/index/show/yourretirementpodcast/id/36971825

Estate & Legacy Planning 06/05/2025

Estate & Legacy Planning You might think estate, or legacy, planning is just for people with big mansions and even bigger bank accounts but think again. Estate planning is about preparing for life's curveballs, preserving your wishes, and having a plan for you and your loved ones, no matter your bank account size. /episode/index/show/yourretirementpodcast/id/36866030

Hidden Risks in Retirement 05/29/2025

Hidden Risks in Retirement Are you protecting your retirement from hidden risks? From market swings to rising costs, financial threats can quietly erode your nest egg. In this episode, we reveal key risks and how to prepare so your money lasts. Don’t miss this essential podcast to a more secure retirement. /episode/index/show/yourretirementpodcast/id/36771745

Hidden Risks in Retirement 05/29/2025

Things to Consider Before You Retire 05/22/2025

Things to Consider Before You Retire Financial choices you make regarding retirement will be some of the most important decisions you will make. What are some of the things you may want to consider? /episode/index/show/yourretirementpodcast/id/36670870

Optimizing Social Security 05/15/2025

Optimizing Social Security Many retirees depend heavily on Social Security, aiming to help maximize their returns from this important income source. However, navigating the system's complexities often proves challenging, leaving many to question the best way to optimize the benefits they will receive over their lifetime. /episode/index/show/yourretirementpodcast/id/36583325

Retirement Planning for Women 05/08/2025

Retirement Planning for Women A longer life expectancy can expose women to various financial risks, including the possibility of outliving their assets. How can women help ensure their money lasts as long as they do? /episode/index/show/yourretirementpodcast/id/36492505

Rebalance Your Retirement Portfolio 05/01/2025

Rebalance Your Retirement Portfolio Regularly rebalancing your portfolio is important to managing risk and helping to stay on track for your retirement goals. /episode/index/show/yourretirementpodcast/id/36397305

Preserving and Optimizing Your 401k 04/29/2025

Preserving and Optimizing Your 401k Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retirement plans for essential income, preserving and optimizing these funds is important. /episode/index/show/yourretirementpodcast/id/36363055

Financial Confidence 04/16/2025

Financial Confidence A recent survey of U.S. workers shows many Americans are not confident about the state of their finances. Credit card debt, costs of homeownership, and inflation, were cited as main struggles according to Edelman Financial Engines, who conducted the survey. /episode/index/show/yourretirementpodcast/id/36196785

Taking Control of Retirement 04/10/2025

Taking Control of Retirement We've all experienced a series of unprecedented events in recent years, from a global pandemic to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what you can do right now to help take back control of your financial future. /episode/index/show/yourretirementpodcast/id/36084965

Preserving Your Retirement Income from Taxes 04/03/2025

Preserving Your Retirement Income from Taxes There are more than one million tax preparers in the U.S., so there’s no shortage of help when it’s tax time. But how do you find the right help with tax planning for your retirement? /episode/index/show/yourretirementpodcast/id/35995690

Taxes in Retirement 03/27/2025

Taxes in Retirement Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement. /episode/index/show/yourretirementpodcast/id/35889610

Making Your Retirement Money Last 03/20/2025

Making Your Retirement Money Last Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals. /episode/index/show/yourretirementpodcast/id/35795220

Are You Ready to Retire? 03/13/2025

Are You Ready to Retire? Lots of Americans are missing a written financial plan and have never talked to a financial planner about retirement. People without a plan tend to feel less confident about their future. So how do you get started on a path to more confidence through planning? /episode/index/show/yourretirementpodcast/id/35672070

The 5 Financial Stages of Life 03/06/2025

The 5 Financial Stages of Life There are 5 financial stages of life, and three of them happen before your retirement years. Your pre-retirement years are where some of the most critical financial decisions are happening and we want to tackle some of those decisions. /episode/index/show/yourretirementpodcast/id/35562190

Questions About Retirement 02/27/2025

Questions About Retirement We’re faced with questions every day. What’s for dinner? When’s the meeting? How was your day? These are questions that are – or should be – easy to answer, but when you’re starting to consider retirement, the questions can get a lot more complicated. /episode/index/show/yourretirementpodcast/id/35462455

Make Your Money Work for You 02/20/2025

Make Your Money Work for You Do you think you would make the grade when it comes to financial literacy? Most Americans between the ages of 50 and 75 scored low marks when it comes to retirement income literacy quiz. According to the American College of Financial Services. /episode/index/show/yourretirementpodcast/id/35367420

Financial Literacy 02/13/2025

Financial Literacy Do you think you would make the grade when it comes to financial literacy? Most Americans between the ages of 50 and 75 scored low marks when it comes to retirement income literacy quiz. According to the American College of Financial Services. /episode/index/show/yourretirementpodcast/id/35272470

Boomers Up Gen X on Deck 02/06/2025

Boomers Up Gen X on Deck We’ve repeated the stats time and time again: thousands of Baby Boomers retire every day. And by 2030, they will all be 65. And if Baby Boomers are up to bat for retirement, that means Generation X is on deck. /episode/index/show/yourretirementpodcast/id/35181460

Behavioral Finance and You 01/30/2025

Behavioral Finance and You Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. /episode/index/show/yourretirementpodcast/id/35085335

Testing Out Retirement 01/22/2025

Testing Out Retirement You can test drive a car or an RV, but what about your retirement? We'll share some tips to think about before you make the leap into retirement. /episode/index/show/yourretirementpodcast/id/34964030

Financial Habits to Break 01/15/2025

Financial Habits to Break Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future, is right now. /episode/index/show/yourretirementpodcast/id/34873940

Estate Planning and Beneficiary Designations 01/10/2025

Estate Planning and Beneficiary Designations Is your estate plan up to date? After you pass away, will your assets and money go where you intend? Is there a beneficiary form that was not updated after a life situation changed? Do your loved ones a favor and listen to the podcast now. /episode/index/show/yourretirementpodcast/id/34802670

Retirement Unknowns 12/31/2024

Retirement Unknowns A lot can happen to you in 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future. /episode/index/show/yourretirementpodcast/id/34673955

Unplanned Retirement Costs 12/30/2024

Unplanned Retirement Costs You probably know what you should plan to spend on housing and groceries in retirement. And you've been dreaming to finally book that luxury vacation or close on that lake house in retirement. But are you ready for all the unplanned costs in retirement? We'll discuss some surprising, unexpected costs that could knock your retirement off course. /episode/index/show/yourretirementpodcast/id/34664320

Creating A Lasting Legacy 12/20/2024

Creating A Lasting Legacy It’s easy to make assumptions about what goes into a legacy plan. We'll help make it clear for you as we dive into the basics of creating a lasting legacy for your family. /episode/index/show/yourretirementpodcast/id/34552065

Your Money Your Retirement Podcast

TOPICS