Your Money Your Retirement Podcast

Hear Linda Gardner discuss important retirement topics.

Create A Lasting Legacy 04/08/2026

Create A Lasting Legacy It’s easy to make assumptions about what goes into a legacy plan. Find out some of the top legacy planning mistakes you want to try to avoid? We'll discuss how to make it more clear for you as we dive into the basics of creating a lasting legacy for your family. /episode/index/show/yourretirementpodcast/id/40779305

The Longevity Challenge 04/02/2026

The Longevity Challenge People are often living longer than previous generations, which can be wonderful. However, but it may create some serious financial planning challenges. If you’re currently 65, there’s a possibility you could spend 25 to 30 years or more in retirement. /episode/index/show/yourretirementpodcast/id/40716180

Reality of Retirement Spending 03/26/2026

Reality of Retirement Spending What if everything you’ve been told about retirement spending is off? The idea that your expenses neatly shrink after you stop working sounds comforting - but reality may tell a very different story. /episode/index/show/yourretirementpodcast/id/40633115

Planning for the Future as a Family 03/18/2026

Planning for the Future as a Family We'll explore how families can work together to set goals, build financial security, and a shared vision for the years ahead. Learn practical tips on how to align family priorities, navigate major life decisions, and build a plan that supports both current needs and future generations. /episode/index/show/yourretirementpodcast/id/40527875

Break These Financial Habits 03/05/2026

Break These Financial Habits Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future, is right now. /episode/index/show/yourretirementpodcast/id/40330170

Building a Stronger Foundation 02/26/2026

Building a Stronger Foundation When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach retirement planning exactly that way, focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability. /episode/index/show/yourretirementpodcast/id/40246705

The Unknowns of Retirement 01/29/2026

The Unknowns of Retirement When it comes to retirement there are lots of things that are out of our control that we wished we could predict. This is why it's so important to have a plan in place to be able to handle the unknowns of retirement. /episode/index/show/yourretirementpodcast/id/39925300

A Trial Run at Retirement 01/19/2026

A Trial Run at Retirement You can test drive a car or an RV, but what about your retirement? We'll share some tips to think about before you make the leap into retirement. /episode/index/show/yourretirementpodcast/id/39791580

The Legacy Plan 01/14/2026

The Legacy Plan It’s easy to make assumptions about what goes into a legacy plan. We'll help make it clear for you as we dive into the basics of creating a lasting legacy for your family. /episode/index/show/yourretirementpodcast/id/39735420

Hidden Risks That Can Impact Your Retirement 01/07/2026

Hidden Risks That Can Impact Your Retirement Are you protecting your retirement from hidden risks? From market swings to rising costs, financial threats can quietly erode your nest egg. In this episode, we reveal key risks and how to prepare so your money lasts. Don’t miss this essential podcast to a more secure retirement. /episode/index/show/yourretirementpodcast/id/39653360

Make Your Retirement Money Last 12/18/2025

Make Your Retirement Money Last Gone are the days when retirees could rely heavily on robust corporate pension plans. Today, not only are corporate pensions a fading memory, but many retirees need more than their Social Security benefits. This places a greater burden of securing a financially stable retirement on individuals. /episode/index/show/yourretirementpodcast/id/39461960

Financial Habits You Should Break 12/10/2025

Financial Habits You Should Break Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future, is right now. /episode/index/show/yourretirementpodcast/id/39362345

Create Dependable Income in Retirement 11/26/2025

Create Dependable Income in Retirement In your working years, a steady paycheck provided peace of mind. In retirement, that sense of predictability can disappear, and is sometimes subject to market ups and downs. In this episode, we explore how to build reliable income streams, so your retirement feels less like a rollercoaster and more like smooth sailing. /episode/index/show/yourretirementpodcast/id/39182825

Retirement’s Hidden Costs 11/20/2025

Retirement’s Hidden Costs You probably know what you should plan to spend on housing and groceries in retirement. And you've been dreaming to finally book that luxury vacation or close on that lake house in retirement. But are you ready for all the unplanned costs in retirement? /episode/index/show/yourretirementpodcast/id/39110480

Prepare Without Panic 11/13/2025

Prepare Without Panic We can’t prevent bad things from happening. But we can help plan for the worst so if there is an accident, emergency, or serious medical diagnosis...you and your loved ones can focus on healing, not financial headaches. /episode/index/show/yourretirementpodcast/id/39023140

Make Your Money Last 11/05/2025

Make Your Money Last You’ve spent an entire career saving for retirement. The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly. How can you make sure you’ve done enough? /episode/index/show/yourretirementpodcast/id/38931290

The Power of Effective Estate Planning 10/29/2025

The Power of Effective Estate Planning The process of properly setting things up for when you pass away is not fun, but very important to avoid issues with your estate. We don’t want a fight if we can avoid it. /episode/index/show/yourretirementpodcast/id/38834250

Is Your Financial House in Order? 10/23/2025

Is Your Financial House in Order? Building your financial house is about creating a strong foundation for long term financial stability and independence. Just like constructing a home, it starts with a solid base, budgeting, saving, and managing debt before adding the walls and roof that represent investments, insurance, and long-term planning. /episode/index/show/yourretirementpodcast/id/38758855

Taxes Don’t Retire When You Do 10/15/2025

Taxes Don’t Retire When You Do After years of diligent saving and investing, many people are thrilled to see their retirement accounts grow. And while that's certainly an achievement worth celebrating, there's a sobering reality to consider - Uncle Sam is patiently waiting to collect his share of every dollar you withdraw from those tax-deferred accounts. /episode/index/show/yourretirementpodcast/id/38593540

Shielding Your Retirement from Hidden Risks 10/09/2025

Shielding Your Retirement from Hidden Risks Many people spend decades building their retirement nest egg, only to discover that having substantial savings isn't enough. Just like a beautiful house needs a strong foundation to withstand storms, your retirement plan needs proper structuring to help preserve against the challenges ahead. /episode/index/show/yourretirementpodcast/id/38531735

Less Tax, More Wealth - Tax Savvy Strategies 10/02/2025

Less Tax, More Wealth - Tax Savvy Strategies Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that, depending on your tax situation. /episode/index/show/yourretirementpodcast/id/38442420

Build A Stronger Foundation with These 3 Pillars 09/19/2025

Build A Stronger Foundation with These 3 Pillars When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach retirement planning exactly that way, focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability. /episode/index/show/yourretirementpodcast/id/38287380

Set It or Sweat It? Choosing Your Investing Style 09/18/2025

Set It or Sweat It? Choosing Your Investing Style In the world of investments, two approaches often dominate the conversation: active vs. passive investing. It's like choosing between a sports car that requires skilled handling or an SUV designed for a smoother, more predictable ride. How do you choose a financial strategy that’s right for your retirement journey? /episode/index/show/yourretirementpodcast/id/38267625

Income Blueprint: Design Your Dream Life 09/10/2025

Income Blueprint: Design Your Dream Life As retirement approaches, a significant challenge emerges. How do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime. /episode/index/show/yourretirementpodcast/id/38173280

Have You Done Enough? 09/03/2025

Have You Done Enough? You’ve spent an entire career saving for retirement. The last thing you need at this stage of the game is to make a misstep, so you end up spending down your savings too quickly. How can you make sure you’ve done enough? /episode/index/show/yourretirementpodcast/id/38078915

Master the Wealth Puzzle for Retirement 08/28/2025

Master the Wealth Puzzle for Retirement Retirement planning can feel like solving a complex puzzle — every move matters. When should you claim Social Security? How can you avoid triggering unnecessary taxes? What’s the smartest way to manage your retirement savings without costly missteps? Getting it right means fitting all the financial pieces together. /episode/index/show/yourretirementpodcast/id/38001795

4 Questions That Matter Most Before You Retire 08/20/2025

4 Questions That Matter Most Before You Retire From daily routines to casual conversations, we’re used to easy answers. But planning for retirement brings questions that require deeper thought and bigger decisions. /episode/index/show/yourretirementpodcast/id/37892185

Power of Estate Planning 08/14/2025

Power of Estate Planning Estate planning isn’t fun, however it’s vital. A little preparation now can prevent confusion, conflict, and costly mistakes later. Listen, learn and update your plan. /episode/index/show/yourretirementpodcast/id/37817510

Financial House 08/07/2025

Financial House Designing your dream home? It starts with a blueprint. The same goes for your financial life! Add structure, personalize it, and build your financial house that truly fits you. /episode/index/show/yourretirementpodcast/id/37720615

The Big Beautiful Bill: Special Guest Steven Chau, CPA 07/31/2025

The Big Beautiful Bill: Special Guest Steven Chau, CPA Steven is a Certified Public Accountant with more than ten years of experience helping individuals and business owners be tax-efficient through proactive planning and strategy implementation. /episode/index/show/yourretirementpodcast/id/37622230

Your Money Your Retirement Podcast

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